Top Cash Back Credit Cards


Credit card companies are working harder than ever to get your business by offering rewards. All of the credit cards below offer rewards such as travel, merchandise, balance transfer and cash back. This list has credit cards that offer cash back upon approval.

What are the best ways to maximize your savings?

  • Do you usually pay cash at the grocery store?  Start using your cash-back credit card.
  • The average Canadian has 3 credit cards in their wallet. Only use the one that gives you the cash back.
  • Place payments that come directly from your bank account on your credit card. It adds up quickly.

And our BEST TIP of all, always pay the balance at the end of the month. There is no point in getting 2.5% back if you end up having to pay over 10 percent in interest on the unpaid balance that results.

Here are the Great Canadian Rebates Top 10 Cash Back Credit Cards (in no particular order)

* Please be sure to visit the Credit Card Application page for full details/limitations on each card listed.

* Carefully follow directions on Great Canadian Rebates links to ensure you receive your GCR cash back rebate.

Great Canadian Rebates Cash Back Rebate: $60.00

  • Earn Sony Points on qualifying net retail purchases made using your Sony Card MasterCard.
  • Get 2,000 Sony Points after your first qualifying transaction
  • Earn Double Sony Points with every qualifying net retail purchase of Sony products at or the Sony store/ Maison Sony
  • Redeem Sony Points toward any Sony product at
  • Browse through the complete catalogue including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Players, movies, software, media and so much more!
  • Enhanced security and protection with Chip & PIN technology and PayPass

Great Canadian Rebates Cash Back Rebate: $40.00

  • A full 2% cash back on all eligible gas, groceries, recurring payments and drug store purchases
  • A full 1% cash back on all other eligible purchases
  • Purchase Security and Extended Warranty protection on most purchases

Great Canadian Rebates Cash Back Rebate: $65.00

  • Earn 25,000 Welcome Points (enough for a round-trip flight to almost anywhere in North America) if you reach $3,000 in purchases within the first 3 months of Card membership. You can also earn a Thank You Bonus of up to 40,000 Bonus Points each year
  • Earn 1 Membership Rewards® point for virtually every $1 in purchases charged to your Card
  • Use your points to save money by investing back into your business. Redeem Membership Rewards points toward your American Express Card balance with Points for Credit to pay for your everyday purchases.
  • Transfer your points with no fee to many frequent flyer and loyalty programs and 1:1 to Aeroplan
  • Go online to access the paperless Expense Management Reports delivered quarterly and annually, for flexible tracking and simple tax preparation

* As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.

Great Canadian Rebates Cash Back Rebate: $60.00

  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour customer service
  • International acceptance at millions of locations
  • No annual fee
  • Enhanced security and protection with Chip & PIN technology and PayPass

Great Canadian Rebates Cash Back Rebate: $50.00

  • Earn a Welcome Bonus of 15,000 Membership Rewards points when you charge $500 in purchases to your Card in your first 3 months of Card membership
  • Earn double points on eligible travel and everyday purchases
  • Transfer your points to frequent flyer programs, or 1:1 to Aeroplan and Avios
  • 1 Free Supplementary Gold Rewards Card (a $50 value*) to help you earn points faster

* As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.

Great Canadian Rebates Cash Back Rebate: $40.00

Maximum cash back on everyday spending


  • 4% on eligible gas station and grocery store purchases
  • 2% on drug store purchases and recurring bills
  • 1% cash back on all other eligible purchases
  • VISA Infinite Complimentary Concierge Service – available 24/7
  • Access to VISA Infinite Luxury Hotel Collection
  • VISA Infinite Dining Series – Unique dining experiences in some of Canada’s top restaurants
  • Special access to unique offers and experiences
  • Rental car collision insurance
  • Purchase security and extended warranty protection

Great Canadian Rebates Cash Back Rebate: $60.00

  • Up to 5% cash back on all of your eligible gas and grocery purchases for the first 6 months
  • Up to 2% cash back on eligible gas and grocery purchases thereafter
  • Up to 1% cash back on all of your other eligible purchases
  • 1.99% annual interest rate (AIR) on balance transfers, access cheques and deposits for the first 10 full months
  • Enjoy free online access to your credit card account

And, with no annual fee and free additional cards you’ll start to see the benefits right away.

Once your cash back totals at least $50 at the end of a monthly billing cycle, MBNA will automatically mail you a cheque – it’s that simple.

Product availability and information is provided by the merchants. We take no responsibility for the accuracy of content. Promotional discounts and cash back rebates may be available when purchased through Great Canadian Rebates. This is not a review of products. Products were not tested. Our selection process gathers customer feedback and ratings from many retailer websites and tabulates their responses into one list. They do not reflect our opinions.

The interest rates, fees, rewards details, benefits and other details of the Capital One product(s) described in the article may have changed since the time of publication. Please consult the product information pages on the Capital One website for accurate product details. In the event of any conflict between the product details in this article and the Capital One website, the details on the Capital One website shall prevail.

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How to Insulate your Hot Water Heater to Save Money

Insulation of your hot water heater is like insulating your walls and roof. It’s very easy. It’s great for saving money every month on your energy bills, and it increases your energy efficiency as well.

If your hot water heater is brand new then you won’t need to worry about insulating it, it will be insulated already, but older models will need it if you want to start saving money. Nearly 20% of all the energy you use each day powers the heater.

It’s essentially a massive thermos sitting in your home, usually in a special cupboard, or in the garage. If the temperature inside drops, the heater automatically reheats it again. Plentiful supply of energy, except its not really energy efficient since it loses energy.

The water heater’s power comes from electricity, either generated by fossil fuels or nuclear power. Whatever the case, it doesn’t matter because the heater contributes to the issue of global warming. There are several ways to reduce this problem; make sure the heater comes with a timer, a thermostat, or simply turn it off when it reaches the temperature you wanted after you’ve had enough.

As your home is likely insulated to hold in the energy, insulating your water heater is a great and cost effective way of holding in the heated or cooled air.

Insulating your hot water heater will allow you to save 9% of your energy savings. This is because the insulation of the heater reduces the heat loss from keeping the water sitting idle whilst it waits for you to reheat it.

An electric heater means you can save an additional 5 to 12% off your energy bills, and a well insulated heater means you won’t run out of hot water.

In the United States, 122 billion kilowatts of electricity are used for water heating alone, but if everyone insulated their hot water heater, they would save nearly 11 billion kilowatts of that same energy.

For insulation to work, it’s fairly inexpensive and easy enough to do. You don’t need a contractor to do the job since kits are already available commercially.


1. Turn off the power to the water heater.
2. Clean the top of the heater before you start, this will help vinyl tape adhere to the tank.
3. Simply wrap the blanket around the heater and mark where you need to cut. Be accurate. Mark out where the overlaps are.
4. Make the cuts with a standing knife, or a simple pair of scissors.
5. Wrap the blanket around the heater and secure it into place. It should be cut and trimmed by now. Use vinyl tape to secure the blanket into place. The blanket will have tabs on one of its sides, but make sure these are on the top of the blanket, seal it up with some of the vinyl tape.
6. Turn the power to the heater back on.

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Syba SY-ACC65066 12-in-1 Mini Screwdriver Set for Small Gadget Repairs

Syba SY-ACC65066 12-in-1 Mini Screwdriver Set for Small Gadget Repairs

This is a set of screwdrivers that come in one lightweight pack that weighs only 141 grams. This makes it easy to carry the pack around and use it for the repairs. The contents in the pack include 2.25” long screwdriver, 3.4” long screwdriver handle, Torx: T10, T9, T8, T7, T6 and T5. With 16.5 x 15.2 x 1.3 cm dimensions, the item is very convenient to carry. This little pack easily folds up to fit nicely into the pocket. You can find it on the Great Canadian Rebates website. Click here to get it and to take advantage of the cash back rebates that we offer.

The screwdriver handle is big enough to allow the user to turn it with relative ease. The easy grip handle also allows you to handle it without slipping in your fingers. There are different screws in the pack. Thus, with the set you can repair several different types of screws. It makes the kit perfect for people looking to carry a set of drivers in their car. The size of this screwdriver set is perfect for all types of different small jobs.

The carrying case is great. It is well polished to make it great to carry around. The outer case is also durable and easy to maintain. The price of this set is very affordable. You will save yourself many inconveniences and will be able to fix several items with this set. This pack will be great for you if you want to tinker with some of your electronic gadgets in your house. You can use the tort bits to take apart your electronics and repair them. You can also use the kit to repair glasses, jewelry, watches and replacing batteries on small toys.

The only problem with the set is that you will need to switch out the bits every time you want to use a different type of screw head. The kit is also made of fairly relative cheap material. This could limit the lifespan of your kit. However, it is a worthwhile buy for people who love to do their own repairs in the house.

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Saving Money With Leftovers

With the cost of living ever inflating, we often find ourselves trying to cut corners and save money wherever we can. From recycling and reusing, to turning the heat down a couple extra degrees in the winter. Every penny counts and what better way to save money than to make a second meal out of last nights leftovers? In 2014 the national average price for ground beef is at an all-time high of $3.88 per pound, and expect to pay $3.50 or more for a gallon of milk. Do not waste your money by letting your leftovers go bad and end up pitching them in the trash or feeding them to the dog. With a little thought and creativity, last nights left over taco meat, could become the topping for tonight’s Mexican style pizza.

Do you eat a lot of spaghetti in your house? If so, you have probably found that you end up with far more left over noodles than you do sauce no matter if you are cooking for one, or ten. Why this happens is a mystery to all of mankind. But, there are several things that you can do with those leftover noodles that often get put into the refrigerator, never to be used again.

With just a few eggs and some some shredded cheese, mixed into a bowl, with a dash of milk, and tomato sauce, you have yourself a delicious Pizza Di Spaghetti dish. The only thing better than the meal itself is knowing that you have just saved yourself some of your hard earned money.

Maybe Pizza Di Spaghetti isn’t your thing. How about a nice stir-fry noodle dish? Turn that Italian feast into a Chinese masterpiece! Using a wok, add some minced garlic, egg, vegetables of your choosing, and soy sauce. Keep covered, stir often and heat thoroughly until vegetables are fully cooked, and in just a few minutes you have a tasty meal, a clean refrigerator and a healthier wallet.

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Classic Accessories SledGear Snowmobile Cover

Classic Accessories SledGear Snowmobile Cover

Let’s face it; when you’re looking for a snowmobile storage cover, you’re really just looking for two or three things.

First, you want to make sure it’s going to be the right size for your snowmobile. Next, you want to know that it’s going to be a high-quality material that isn’t going to let you down, or worse of all, leak. Third, you want a great value. If a cover doesn’t meet all these criteria, it’s off to the next one – surely there’s plenty of other choices out there.

First, Let’s Cover Size – Because No Matter What They Say, It Is Important.

Unlike most snowmobile covers that come in one size that’s either too small to cover the whole thing, or way too big to provide the adequate tension to deter water from setting on the top of your snowmobile. Classic Accessories has you covered here – with this SledGear Cover coming in three distinct sizes. Medium is for snowmobiles under 100″, large is for snowmobiles between 101″-118″, and extra large fits snowmobiles between 119″- 127″. This takes the guesswork out of picking sizes; plus it comes with an awesome elastic hem cord to ensure the perfect fit and added tightness. It also adds versatility; allowing for different varieties of hoods, windshields, and seat covers so that the fit covers everything perfectly.

Next, are the Materials Quality and Durable?

The Classic Accessories SledGear cover features amazing strength and ease of care, as it’s made from ProtekX Plus fabric; allowing them to be waterproof and durable- with more texture, protection and strength than plastic. It’s made for the security of snowmobiles, even if they’re parked in a blizzard; backed with PU (polyurethane) for extreme weather and abrasion resistance for serious weather conditions. They also have an awesome fuel tank access door so you never have to take off the cover for quick and easy refills or treatments without hassle or delay. Also, these covers have been integrated with tension panels and quick built in adjusting straps so that they can be trailer-ed without having to be uncovered. Also, the cover is made with a non-scratch material, keeping your snowmobile pristine.

Third, the value has to be up to par.

Will it fall apart after minimal use? Generally, this product runs between $50 for a medium to $70 for the extra large models; which is very cheap in the world of snowmobile covers. The quality materials and size variations allow you to make an accurate purchase; and with dual air vents to reduce moisture and make the product loft more in the wind- this product has great features to make it worth the purchase. Furthermore, customer service is number one with Classic Accessories SledGear- any malfunction or size error is covered by their three year warranty- proving it’s quality.

You can find this cover on the Great Canadian Rebates website. Click here to get it and to take advantage of the cash back rebates that we offer.

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Extra 10% off at Indigo with Coupon Code

Are you an irewards® or plum rewards® member? Today is your lucky day! Until midnight, order online and save an extra 10% off.

Click here to shop Indigo Sales & Deals

Reading through the fine print it looks like a pretty easy coupon code to use. It does state that the 10% is off your online Book order, you must enter the Indigo Coupon Code at the checkout and the fine print also includes the following text: Not valid in conjunction with any other offer, discount or promotion including everyday irewards or plum discounts and cannot be used to adjust amount paid on previous purchases. This offer is not applicable towards purchases of gift cards, smartbox gift cards, Rosetta Stone, irewards memberships, electronics, eBooks, used books or donations to and product where proceeds go to Indigo Love of Reading Foundation.

Not an irewards® or plum rewards® member? You can sign up for free on the website.

Not sure what to read next? Check out the list of Best Books according to Huffington Post

Happy Shopping, and remember that Indigo gives you Free Shipping on minimum order of $25.00, Great Canadian Rebates gives you up to 3.25% Cash Back Rebate

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Cancel Your Newspaper Subscription and Get Your News Online for Free

In today’s technologically advanced world, the age of the newspaper has come and gone. In fact, it is likely that our next generation of youth, won’t even know what a real newspaper is. That’s just the way of the world. And with the cost of living ever inflating we are often looking to cut corners and save a little cash wherever we can. Cancelling your newspaper subscription may be a good place to start. Now don’t let this worry you just yet. A lot of us may be asking questions like, (Where am I supposed to get my news?) or (What am I supposed to read while I drink my morning coffee?) and those would be valid questions to ask. But what if you got your news online, free of cost and still got to read it with your morning coffee?

The world of the internet is quickly collapsing the newspaper industry. With benefits such as, a wider variety of news reaching every corner of the earth, a more reliable delivery service, lower cost and more eco-friendly, its easy to see why online media is taking over. The only question I have is, (why didn’t this happen sooner?).

Almost everyone in 2014 has access to the internet in the palm of their hand, and with devices on the market that are specifically designed for reading, the idea of getting your news online only begins to make more and more sense. Instead of investing $10.00 a month, why not make the initial investment for your device and let it pay for itself in just a short amount of time.With so many devices such as tablets and laptops on the market your options are endless. Prices can range from $50.00 or less all the way up to $500.00 and more, depending on brand, features and size.

Don’t be trapped anymore by those pesky, and expensive newspaper companies. Hop into the 21st century and start receiving your news the faster, more affordable, eco-friendly, and just all around better way.

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DeWalt DCD910KX None XRP 12 Volt 1/2″ Cordless XRP Drill / Driver Kit

DeWalt DCD910KX None XRP 12 Volt 1/2" Cordless XRP Drill / Driver Kit

Whether you’re putting together a bookcase, setting up a security fence, or working on a construction site, a powerful cordless drill is a must-have to get the job at hand done quickly. However, not all drills are created equally. Some cordless drills are powerful yet quickly drain the battery pack, causing you to have to stop what you’re doing to swap out battery packs. While some cordless drills have an excellent battery run time but severely lack the power needed to do the job. While more expensive than quite a few of the drill offerings on the market, the DeWalt DCD910KX None XRP 12 Volt 1/2″ Cordless XRP Drill and Driver Kit offers a powerful performance with a battery that won’t quit halfway through even the toughest jobs at home and at work.

DeWalt named the series that this drill belongs to “XRP”, an acronym for “Extended Run Time/Performance”, and the battery run time on this drill certainly lives up to the name. With an average battery run time of 13.2 hours between charges and an impressive power production of 285 watts, this drill easily outworks other 12 volt cordless drills that average a little under nine and a half hours of use before having to change out the batteries. If you forget to recharge the battery after the last job and the battery dies in the middle of the next job, the included charger can have the battery fully charged and ready to go in an hour while you continue your work with the included spare battery.

While a long battery run time is excellent, the speed and power of the drill is what truly matters. No matter which of the three speed settings that you need for the task at hand, this cordless drill delivers incredible power with a metal transmission that is built to last. By toggling the switch at the top of the drill, you can easily switch from the ‘low’ speed of up to 425 RPM to the ‘medium’ speed of up to 1,200 RPM or the ‘high’ speed of up to 1,800 RPM and back with the flick of a finger. Over twenty slip-clutch settings and 1/2″ ratcheting chuck that keeps your drill bit secure allow this drill to be used for a wide variety of applications.

Even the most powerful drill isn’t worth much if it feels wrong in your hands. In addition to an ergonomic grip, this drill measures at a balanced 9.5″ inches tall by 9.5″ wide, which helps to distribute the light weight of 5.25 pounds. The LED work light located underneath the slip-clutch settings shines light directly where you’re working to take the guesswork out of drilling in areas with poor lighting. When the job is done, the drill kit easily packs into the sturdy plastic case with room for your drill bits and other supplies.

Not many cordless drills can boast the versatility to tackle household projects as well as heavy-duty projects, but the DeWalt DCD910KX XRP 12 Volt Cordless Drill and Driver Kit delivers solid performance for just about any job. Click here to find the drill on the Great Canadian Rebates website and take advantage of the cash back rebates that we offer.

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40% OFF sitewide at The Body Shop

Frosted Cranberry. Glazed Apple. Vanilla Brulee. Sounds like something that Chef Ramsay would have on the menu, but these delectable items are Bath & Body selections from The Body Shop!

Click here to shop The Body Shop Sales and Deals

Right now, for a limited time only, The Body Shop is offering 40% off Sitewide and there are a half dozen reasons why you can feel good about shopping at The Body Shop.

1) Since 1997 none of their products has been tested on animals

2) The Body Shop sources the finest raw ingredients from 25 Community Fair Trade suppliers across the four corners of the globe. This means that they paid fair prices to producers in developing countries

3) They believe that true beauty comes from confidence, vitality and inner wellbeing. The Body Shop works closely with their staff to enhance their sense of wellbeing through training courses, events and health treatments, and The Body Shop does not use imagery that plays on women’s insecurities

4) The Body Shop stands up for those that need it. Over the years they have supported, fought for, and raised funds & awareness for issues such as domestic-violence, HIV and AIDS, and human trafficking

5) The believe in protecting our planet by reducing their impact on the environment, by reducing the energy they consume and generating less waste

6) Their products are divine!!! Ok, that may be a little bit of my own personal opinion, but if you have tried The Body Shop products, you will agree with me, and if you haven’t, now is the best time! Enhance your natural beauty and express your unique personality!

No Coupon Code required. Shop regular priced items and save 40%,  just shop carefully as there are some exclusions.

How about one more BONUS REASON to shop at The Body Shop? Until November 30th, Great Canadian Rebates has BOOSTED the Cash Back Rebate to 6.5%!!

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Spend Time Together, Save Money, and Enjoy Your Family

Going out with your family can make for a fun night out, but it can also end up being costly in the long run. There are plenty of ways that you can stay home, save money, and still have plenty of fun while spending time together as a family along the way. If your family is into reading, you can spend time reading together and discussing the stories. Everyone can pick their favorite books, read aloud and talk about what makes it so special to them.

Family game night is another great idea to bond together and help with saving money. Pick out a board game that you’ve been storing in the closet, dust it off, and gather around the table to play. Two player games such as checkers or even tic-tac-toe can be done in a tournament style using a bracket and elimination rounds to increase the fun.

Movie night is another tried and true way to encourage spending time together. Members of the family can chose their favorite movies and spend the night all cuddled up on the coach watching movies at home. Pop your own popcorn and make snacks together as a family before the movie. Not only will you get more time together, but you’ll be saving money by making your own snacks.

Want to stay at home and still do something fun and exciting on a warm summer night? Camping in the backyard or just throwing a blanket on the ground and stargazing is another family fun activity. See how many constellations everyone can spot, or who can tell the scariest story around a campfire while roasting marshmallows.

If your family wants to showcase their talents, consider having a talent show or a karaoke contest American Idol style with some members of the family judging the performers. It is a great way to spend time together while not spending a dime! Family members can find out a lot about each other and their hidden talents.

A night in with family doesn’t have to be boring. There are plenty of ways to stay home and spend time together while saving money all at the same time.

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Graco™ 1-second Ear Thermometer with Case

Graco™ 1-second Ear Thermometer with Case

Taking a child’s temperature used to be difficult, until easy-to-use ear thermometers became readily available. Now that they’re here, there’s no more need to take temperatures rectally or orally, as ear thermometers are quite reliable. Plus, since their introduction to the public several years ago, they have only gotten better. As a result, the Graco™ 1-second Ear Thermometer has propelled itself to the top as one of the best ear thermometers on the market. You can find this on the Great Canadian Rebates website. Click here to get it and to take advantage of the cash back rebates that we offer.

The Graco™ 1-second Ear Thermometer with Case features 1-second temperature readings, the ability to store up to 10 temperature readings in memory, automatic shut off to preserve battery life, and a smaller probe than most standard ear thermometers. In addition, it comes with a hard case to protect it from damage and contact with other contaminants, which might be harmful to your baby or child.

Positives of the Graco™ 1-second Ear Thermometer with Case

Some of the positives of this thermometer include the fact that it is designed with the smaller size ear in mind. It’s smaller probe fits more easily into a baby’s ear, making it much more comfortable for them. Plus, one of the largest problems when taking a child or baby’s temperature is eliminated here, as it takes just one second to get your reading as opposed to several seconds or minutes at a time.

When it comes to cost, this ear thermometer does fall into the mid-range, but certainly isn’t as expensive as some other types that feature quick-read temperatures, like thermal forehead scanners. Comparatively the 1-second thermometer can be as much as 25 percent less or more in price than thermal scanner models.

Negatives of the Graco™ 1-second Ear Thermometer with Case

While taking a baby’s temperature in the ear is easy, pretty accurate, and the units themselves are more affordable, thermal scanners do seem to be more comfortable when babies are having trouble with ear pressure or earaches. It does take only one second for the reading, however, so it’s not that prominent of an issue.

The only other negative is that since the probe is smaller, it isn’t really a “family” thermometer, but is one which is more appropriate for just babies and young children.

For anyone looking for a reasonably priced ear thermometer for their baby or young child, the Graco™ 1-second Ear Thermometer with Case is a top pick. Graco™ has a long standing history of providing quality products, and this particular thermometer is one which not only provides accurate readings, but is travel-ready and comfortable for your child, too.

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