Top Cash Back Credit Cards

 

Credit card companies are working harder than ever to get your business by offering rewards. All of the credit cards below offer rewards such as travel, merchandise, balance transfer and cash back. This list has credit cards that offer cash back upon approval.

What are the best ways to maximize your savings?

  • Do you usually pay cash at the grocery store?  Start using your cash-back credit card.
  • The average Canadian has 3 credit cards in their wallet. Only use the one that gives you the cash back.
  • Place payments that come directly from your bank account on your credit card. It adds up quickly.

And our BEST TIP of all, always pay the balance at the end of the month. There is no point in getting 2.5% back if you end up having to pay over 10 percent in interest on the unpaid balance that results.

Here are the Great Canadian Rebates Top 10 Cash Back Credit Cards (in no particular order)

* Please be sure to visit the Credit Card Application page for full details/limitations on each card listed.

* Carefully follow directions on Great Canadian Rebates links to ensure you receive your GCR cash back rebate.



Great Canadian Rebates Cash Back Rebate: $60.00
 

  • Earn Sony Points on qualifying net retail purchases made using your Sony Card MasterCard.
  • Get 2,000 Sony Points after your first qualifying transaction
  • Earn Double Sony Points with every qualifying net retail purchase of Sony products at Sony.ca or the Sony store/ Maison Sony
  • Redeem Sony Points toward any Sony product at Sony.ca
  • Browse through the complete Sony.ca catalogue including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Players, movies, software, media and so much more!
  • Enhanced security and protection with Chip & PIN technology and PayPass


Great Canadian Rebates Cash Back Rebate: $40.00
 

  • A full 2% cash back on all eligible gas, groceries, recurring payments and drug store purchases
  • A full 1% cash back on all other eligible purchases
  • Purchase Security and Extended Warranty protection on most purchases

Great Canadian Rebates Cash Back Rebate: $65.00
 

  • Earn 25,000 Welcome Points (enough for a round-trip flight to almost anywhere in North America) if you reach $3,000 in purchases within the first 3 months of Card membership. You can also earn a Thank You Bonus of up to 40,000 Bonus Points each year
  • Earn 1 Membership Rewards® point for virtually every $1 in purchases charged to your Card
  • Use your points to save money by investing back into your business. Redeem Membership Rewards points toward your American Express Card balance with Points for Credit to pay for your everyday purchases.
  • Transfer your points with no fee to many frequent flyer and loyalty programs and 1:1 to Aeroplan
  • Go online to access the paperless Expense Management Reports delivered quarterly and annually, for flexible tracking and simple tax preparation

* As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.


Great Canadian Rebates Cash Back Rebate: $60.00
 

  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour customer service
  • International acceptance at millions of locations
  • No annual fee
  • Enhanced security and protection with Chip & PIN technology and PayPass


Great Canadian Rebates Cash Back Rebate: $50.00
 

  • Earn a Welcome Bonus of 15,000 Membership Rewards points when you charge $500 in purchases to your Card in your first 3 months of Card membership
  • Earn double points on eligible travel and everyday purchases
  • Transfer your points to frequent flyer programs, or 1:1 to Aeroplan and Avios
  • 1 Free Supplementary Gold Rewards Card (a $50 value*) to help you earn points faster

* As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.


Great Canadian Rebates Cash Back Rebate: $40.00
 

Maximum cash back on everyday spending

 

  • 4% on eligible gas station and grocery store purchases
  • 2% on drug store purchases and recurring bills
  • 1% cash back on all other eligible purchases
  • VISA Infinite Complimentary Concierge Service – available 24/7
  • Access to VISA Infinite Luxury Hotel Collection
  • VISA Infinite Dining Series – Unique dining experiences in some of Canada’s top restaurants
  • Special access to unique offers and experiences
  • Rental car collision insurance
  • Purchase security and extended warranty protection

Great Canadian Rebates Cash Back Rebate: $60.00
 

  • Up to 5% cash back on all of your eligible gas and grocery purchases for the first 6 months
  • Up to 2% cash back on eligible gas and grocery purchases thereafter
  • Up to 1% cash back on all of your other eligible purchases
  • 1.99% annual interest rate (AIR) on balance transfers, access cheques and deposits for the first 10 full months
  • Enjoy free online access to your credit card account

And, with no annual fee and free additional cards you’ll start to see the benefits right away.

Once your cash back totals at least $50 at the end of a monthly billing cycle, MBNA will automatically mail you a cheque – it’s that simple.


Product availability and information is provided by the merchants. We take no responsibility for the accuracy of content. Promotional discounts and cash back rebates may be available when purchased through Great Canadian Rebates. This is not a review of products. Products were not tested. Our selection process gathers customer feedback and ratings from many retailer websites and tabulates their responses into one list. They do not reflect our opinions.

The interest rates, fees, rewards details, benefits and other details of the Capital One product(s) described in the article may have changed since the time of publication. Please consult the product information pages on the Capital One website for accurate product details. In the event of any conflict between the product details in this article and the Capital One website, the details on the Capital One website shall prevail.

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Sephora is Giving You a Free Juicy Couture Tote with Purchase

I have 2 weaknesses. One is the color pink, the other is purses. How adorable is this deal!!??

Click here to shop Sephora Sales and Deals

Sephora is known as a beauty trailblazer, and is a very popular merchant at Great Canadian Rebates. They are absolutely a leader for perfume and cosmetics.

Reading through the descriptions of the perfumes for this offer, how can you not fall in love?

Viva la Juicy

Viva la Juicy combines delicious wild berries with creamy vanilla and bright jasmine.

Notes:
Wild Berries, Mandarins, Honeysuckle, Gardenia, Jasmine, Amber, Caramel, Vanilla, Sandalwood, Praline.
Style:
Tantalizing. Teasing. Tempting.


Viva La Juicy Gold Couture

Viva la Juicy indulges the senses with luscious wild berries, a kiss of honeysuckle, and a luxurious elixir of golden amber, melted caramel, and vanilla. All that glitters is gold.

Notes:
Berries, Honeysuckle, Golden Amber, Caramel, Vanilla.
Style:
Audacious. Decadent. Glamorous.


Juicy Couture

Juicy Couture smells like Couture with a blend of water hyacinth, princess lily, and sweet caramel.

Notes:
Watermelon, Mandarin, Pink Passion Fruit, Marigold, Green Apple, Water Hyacinth, Crushed Leaves, Tuberose Absolute, Wild Rose, Princess Lily, Tuberose, Caramel Creme Brulee, Vanilla, Precious Woods, Patchouli.
Style:
Flirtatious. Romantic. Precious.


Viva La Juicy La Fleur

The woman who wears Viva la Juicy La Fleur is confidently sexy, eclectic, and effortless, exuberant and self-reflecting.

Notes:
Wild Berries, Mandarin, Honeysuckle, Gardenia Petals, Soft Jasmine, Vanilla, Caramel, Sandalwood.
Style:
Sheer. Modern. Addictive.


Couture La La

A little punk rock, a lot of free spirit.

Notes:
Sparkling Mandarin, Water Hyacinth, Green Apple, Red Currant, Lily of the Valley, Blushing Peony, Violet Leaves, Orange Flower, Smooth Woods, Liquid Musk.
Style:
Unexpected. Daring. Free.

Getting your Free Juicy Couture Tote is as easy as 1, 2, Free!
1) Choose the 3.4 oz perfume of your choice
2) Enter the Coupon Code
Free tote will be added to your purchase!

This offer is only available online, but that is ok because with Great Canadian Rebates you receive 3.2% Cash Back Rebate.


Product availability and information is provided by the merchants. We take no responsibility for the accuracy of content. Promotional discounts and cash back rebates may be available when purchased through Great Canadian Rebates. This is not a review of products. Products were not tested. Our selection process gathers customer feedback and ratings from many retailer websites and tabulates their responses into one list. They do not reflect our opinions.

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Saving Money On Your Prescription Medications

It’s a goal of every patient prescribed medication to get their prescriptions at the lowest price possible. Many patients are on several different medications and need any relief in the price they can get. The price of prescription drugs has sky rocketed in the last several years and patients all over the country are looking for a way to treat their illness while keeping the lights on and food on the table.

The two terms prescription medications and saving money rarely go hand in hand. Now though, many drugs that have been on the market for years patent’s are running out. This means different companies other than the one that originally manufactured the drug can manufacture these prescriptions under a different name and therefore you can get a better deal on the same medication you were either paying double or triple the price for. In some cases doctors offices or clinics will have some free samples of some prescription medications. It definitely doesn’t hurt to ask.

There are many, many brands of medication that now have a generic counterpart that should be available to you. When it comes to medication some say brand name is the only way to go. But in reality, a generic brand offers the same effects as any more expensive name brand drug. Ask your doctor about your medications and see if they know of generic brands that could be substituted for the more expensive ones that you or your insurance are already paying for. Chances are you could save a bundle by just asking your practicing physician about different generic prescription options.

Refilling your medications doesn’t have to break the bank if you just check around. Everyday there are more prescription medications being manufactured at a lower cost. Speak with your doctor regularly and keep up to date on what medications are becoming more pocket book friendly and you may be pleasantly surprised as to what you find.

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Xtend and Climb 760P N/A 10.5 Foot Extension Ladder Type II

Xtend and Climb 760P N/A 10.5 Foot Extension Ladder Type II

Do you need a compact ladder that will enable you to reach new heights safely? The 760P Xtend Climb Telescoping Ladder will allow you to reach high places and easily perform tasks like painting, home repair, and even RV maintenance; in addition, they provide you with the stability that you will need to complete your job safely.

Features of the Xtend Telescoping Ladder

1. Easily folded for storage

2. Excellent for hard to reach places

3. Ability to lock and extend by foot

4. Ergonomic design

5. Smooth Operation

6. Red and green locking tabs tell you at a glance if the ladder is safe to climb.

7. ANSI Type II 225 pound duty rating

Ease of Use

To use this ladder simply adjust its foot to extend it to the height that you will need and lock it into place. It comes with highly visible green and red locking tab indicators that lets you know when the ladder is safe to use.

The 10.5” Xtend Climb ladder is great for reaching hard to reach places and has a user-friendly design. Its ergonomic shape allows for smooth operation; especially because of its textured grip that provides additional safety so you only have to worry about the task at hand.

Stores Easily

It folds easily for easy storage all you have to do is unlock and gently pull the sections into each other. This makes it easy to carry, use, and put away when not in use. You can even put it in your vehicle if you need it away from you home.

The Xtend and Climb Ladder is nice and compact so it fits in small storage spaces. However, when it is fully extended, it can help you clean gutters, trim trees, and a whole lot more. This ladder was designed to provide an alternative to those bulky extension ladders but, unlike its competition, it can easily be adjusted to complete your specific tasks. This ladder has a ton of innovative features; it can be used to handle all your household needs.

You can find this ladder on the Great Canadian Rebates website. Click here to get it and to take advantage of the cash back rebates that we offer.

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Setting Goals and Saving Money

Setting and reaching financial goals can be a challenge for some while others seem to have no problem at all. People like athletes, businessmen, entrepreneurs and stay-at-home moms set goals for the short-term that help give them the drive to complete them. It’s much easier to set a financial goal that can be met monthly. This does wonders for your motivation knowing you’ll see results soon and your hard work and dedication will be rewarded in the near future.

Setting short-term goals and building on them month to month can even pay off in the future. Building on your short-term success is just the start of your long-term success. Saving money month to month is an excellent way to start training yourself in the world of financial responsibility. Saving for a yearly goal is good but life seems to get in the way sometimes and we lose sight of savings goals. By keeping it month to month, you are able to keep your short-term saving goals in mind and will be less likely to divert from your course. Keeping your goals short-term increases your chances of successfully saving for the near future or even the distant.

Having success with your monthly savings goals helps build a solid foundation for financial planning. Once the discipline and practice of setting and reaching monthly goals occurs it will progressively lead into saving for bigger and better things as time goes on.

No goal is too small to start with. It’s as simple as setting aside whatever expendable income you have after the bills are paid and not touching that savings until the goal you’ve reached is afforded out of your monthly savings. We all know that accidents and surprises happen. Especially if you have a family or children. It isn’t hard to start a monthly savings routine that you’ll be grateful of having when the time comes.

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Escali Ultra Slim Bathroom Scale, Black

Escali Ultra Slim Bathroom Scale, Black

Escali Ultra Slim Bathroom Scale is a slim and stylish product that can transform your bathroom. The product is black with a blue back light and stainless steel design. It is equipped with an instant weighing mode feature that provides instant weighing results to the user.

Features and Benefits of the product

It is easy to use. The scale turns on automatically when users step on. This means that you don’t need to press buttons before stepping on the machine. The scale is also big enough to accommodate all family members.

The readings are displayed with blue back light. This makes it possible to take the readings.

You can use the scale to check your weight if you are on a weight loss program to accurately tell the number of pounds lost in a week.

This product is slim. This means it will not take much of your bathroom space.

The stainless steel design makes it well suited for bathrooms. It protects the product from rust, increasing its durability.

4-AAA batteries are included in the product.

There is also the automatic shut-off feature, which helps to prolong battery life. This feature ensures that the scale is turned off when it is not in use.

It can accommodate weight up to about 400 lb/180 kg.

Cons

Some users have reported a few issues with this product. One of those concerns is attempts to cheat on repeatability tests. Critiques argue that the scale uses a method of cheating on the repeatability testing performed by some publications or organizations. This means that if you weigh yourself, then pick something about 0.4 pounds and weigh yourself again, the scale will remember the previous reading. The scale will only display a different weight when the new weight is different from the first one by more than a pound.

You can find this scale on the Great Canadian Rebates website. Click here to get it and to take advantage of the cash back rebates that we offer.

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SportChek Winter Outerwear Event!

British Columbia has seen it. Alberta has seen it. The East Coast provinces are about to be introduced to it. SNOW! It is coming, and you need the outerwear to protect yourself from it.

Click here to shop SportChek Sales and Deals

SportChek has two ways to get it. Your first option is you can SHOP & SAVE!

 

One small downfall is that you have to really search through the SportChek website to find the items that are marked down, but with savings of up to 40% off, it’s time well invested. Here are some of the discounted deals that we were able to find:






The second option you have when purchasing your winter outerwear is to Spend and Earn!

 

When I see a deal like this, I see “Get Paid to Shop!!“.

Be sure to read the fine print on this one, one of the restrictions is your already marked down merchandise does not count. The deal is, Spend $249* or more on Winter Jackets and/or Pants & Receive a $50 Online Coupon or Promotional Card Towards Your Next Purchase, OR spend $499 or more on Winter Jackets and/or Pants & Receive a $100 Online Coupon or Promotional Card Towards Your Next Purchase. Online Coupons will be sent via email within 2-3 business days of the qualifying purchase and are valid until January 31, 2015, and can be used online.

Until October 29th, Great Canadian Rebates has BOOSTED the Cash Back Rebate from the regular 4.0% up to 5.5% Cash Back Rebate.


 

Product availability and information is provided by the merchants. We take no responsibility for the accuracy of content. Promotional discounts and cash back rebates may be available when purchased through Great Canadian Rebates. This is not a review of products. Products were not tested. Our selection process gathers customer feedback and ratings from many retailer websites and tabulates their responses into one list. They do not reflect our opinions.

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Getting Creative with Microsoft Office 365

Pre-loaded programs and Apps. There are always a bunch on any new computer, tablet and smartphone. Personally I look forward to checking them out, as I have been introduced to some pretty cool features that I otherwise would never have tried. Microsoft Office 365 has to be the King of software for me.

Click here to shop Microsoft Canada Sales and Deals

One day I might create a list of 1,001 Things you can do with Microsoft Office 365, but for today I will start with five that I have done.

Moms Calendar

For years I would waste time searching out the perfect Moms Fridge Calendar. Now I create one with Microsoft PowerPoint. It is as simple as choosing a template and popping in a few fun photos or graphics. Templates include “Month at a Glace”, Daily, Weekly and more. You can even customize calendars for family gifts.


Stationery

The more our world turns to social media and texting to keep in touch, the more I miss receiving a good old fashioned letter in the mail. I have committed to making time for hand written letters/notes to friends & family. Create your own using jpg and clipart, or use stationery and letterhead templates included with Microsoft Word.


Postcards

Let’s be honest, sometimes you just don’t have enough words to fill an entire letter. Send a postcard instead! How about when you go on vacation? Before you leave, design and print your postcards, pre-address them, and then while on vacation you can scribble a few thoughts and toss a stamp on it.


Newsletters

They say that globally, there are more than 90 million independent sales people. I bet every one of them would love to have an eye-catching newsletter that is easy to put together without paying for an online service. Annual Newsletters, either sent by mail or email, are also a great way to bring family up to date.


Flyers or Invitations

You’ve got something to share, Microsoft Office 365 has the Flyer template to help you blast it out! Birthday Party? Holiday Get-together? Wedding? Create the perfect invitation that will look as professional as the highly priced store in town.


In all honesty, I am not very tech-savvy, and these ideas are about as basic as they come, but that is kind of my point, anybody can get creative with Microsoft Office 365 and create really useful things. If you are looking for more, simply go to Google and type in fun things you can do on microsoft office.

Right now you can Get 12 months of Microsoft Office 365 for the price of 10.(For up to 5 PCs).  This deal expires December 31 2014.  Great Canadian Rebates is giving 8% Cash Back Rebate on Software from Microsoft Canada.


Product availability and information is provided by the merchants. We take no responsibility for the accuracy of content. Promotional discounts and cash back rebates may be available when purchased through Great Canadian Rebates. This is not a review of products. Products were not tested. Our selection process gathers customer feedback and ratings from many retailer websites and tabulates their responses into one list. They do not reflect our opinions.

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DIY Oil Changes at Home Save Money

Car owners are supposed to regularly perform oil changes on their cars. The more they drive, the more frequently they should perform these oil changes. A number of drivers try to avoid getting oil changes on their cars as a way of saving money. However, avoiding oil changes contributes to a car’s wear and tear. People that habitually avoid oil changes may end up indirectly paying for them later, since they will be paying for the subsequent vehicle repairs. They may end up having to replace their cars much sooner as a result as well. Saving money through DIY oil changes is a much better strategy for drivers that are trying to reduce costs related to car maintenance procedures.

Some people may find the prospect of performing regular oil changes at home intimidating. However, performing an oil change manually doesn’t take much in the way of time or equipment. People will need to follow the proper clean-up procedures and dispose of the oil properly, but these tasks will quickly become second nature to people that perform their own oil changes regularly enough. An oil change is simpler than it looks.

People that perform regular oil changes on their cars will be able to keep their cars in good condition for a relatively long period of time. Vehicles that regularly get oil changes perform much better than vehicles that do not. A great deal of the money that people earn on a regular basis gets consumed by car maintenance and car repairs. Learning to perform car maintenance procedures individually is cost-effective and convenient. People often have to set aside time on weekends for the sake of oil changes, which can consume too much of their precious weekend time. As drivers get comfortable performing their own oil changes, they will feel more self-sufficient and achieve greater control over the things that they need.

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Evenflo‚ ExerSaucer‚ Jump & Learn™ Jam Session with Electronic Toys

Evenflo ExerSaucer Jump & Learn™ Jam Session with Electronic Toys

Before the invention of the exersaucer, mothers were limited to more dangerous ways of keeping their babies moving and entertained. Now, however, exersaucers have completely replaced the old-style, unsafe wheeled walkers that were prone to tipping. Even better, some of the more popular brands and models, like the Evenflo‚ ExerSaucer‚ Jump & Learn™ Jam Session with Electronic Toys, offer features that promote both learning and exercise alike.

The Evenflo‚ ExerSaucer‚ Jump & Learn™ Jam Session with Electronic Toys is a unique exersaucer that looks more like a space-age, high-tech gadget than the baby-friendly product that it is. Rather than having the traditional plastic saucer shape on the base, it features a sturdy frame around the base, but the center “landing pad” appears to be a separate section. Opening up the bottom makes this product look like less of a monstrous space-taker when left out in a living room or kitchen area, and its 3-position height adjustment is perfect for growing babies, beginning at around 4 months of age until they can walk on their own. Plus, it has a number of lights, toys, and music to entertain baby while parents take care of household duties. Fully assembled, it measures 35” W x 35” D x 39”H.

You can find this exersaucer on the Great Canadian Rebates website. Click here to get it and to take advantage of the cash back rebates that we offer.

Pros of the Evenflo‚ ExerSaucer‚ Jump & Learn™ Jam Session with Electronic Toys

It has “smart” toys – electronic toys that can interact with one another.
The exersaucer helps to develop a baby’s neck, back, and leg muscles, without fear of impact or injury – even strengthening the stomach muscles as they reach and spin around.
It features more than 26 activities to help your baby achieve significant developmental milestones.
It can accommodate children up to 30 inches in height.
The plastic parts are easy to clean.
It features between 1 and 3 genres of music when playing.
The fabric portions of the exersaucer are made of 100% polyester, so they clean well and may we cleaned in the washing machine.
It is only 16 pounds, and is fairly neutral and attractive compared to other types (it is mostly white with subdued accent colors and just a hint of red on a few toys)
It provides a secure and safe environment to put your baby, letting parents get what they need done around the house without constant worry about the baby.

Cons of the Evenflo‚ ExerSaucer‚ Jump & Learn™ Jam Session with Electronic Toys

The exersaucer requires 12 AAA batteries to keep the electronics working.
The bar at the bottom of the unit can be dangerous if a parent puts a child in the exerciser that is a little too big (they can hurt themselves if they can reach that far), or if left sitting out when the child is crawling around.
Some reviewers have noted that the seat does not turn as easily as some of Evenflo’s other models.

When deciding whether or not to purchase this item, it’s a good idea to consider the space in which you plan on using it. For many parents, this is a product they will swear is better than any other. Still, the pros and the cons must be considered before making any decision. For the majority of purchasers, however, the Evenflo‚ ExerSaucer‚ Jump & Learn™ Jam Session with Electronic Toys gets a big thumbs-up.

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Motorola LS420 4.2-inch Duo Digital Photo Frame

Motorola LS420 4.2-inch Duo Digital Photo Frame

Digital photo frames are the sleekest ways to show off your favorite photos, but showing just one at a time isn’t always what you’re looking for. Luckily, Motorola has put out a frame that can run two of your favorite slideshows at a time, yet still keep that standard, more compact frame size in-tact. The Motorola LS420 4.2-inch Duo Digital Photo Frame is a beautiful accent on any wall or side table, and may even be used as a decorative clock or calendar if you so choose.

The Motorola LS420 4.2-inch Duo Digital Photo Frame provides two LCD 4.2” LCD screens with 234 x 202 resolution and accepts JPEG file formats to show off your favorite pictures simultaneously. Its internal memory stores up to 1000 pictures, which may be input from your computer or other electronic device via USB port, or through direct viewing from your memory cards (SD/MMC/SDHC). In addition, this frame offers a programmable function to turn your frame on and off, saving energy when you don’t need it to be in use, and it houses a calendar and clock feature if you choose to use only one display at a time for photos.

Pros of the Motorola LS420 4.2-inch Duo Digital Photo Frame

It displays the standard 4.2 inch digital photos that most people are accustomed to when viewing multiple pictures.
You may run two digital photo displays at the same time, or have the option to leave one of the dual displays as a calendar or clock.
It may be mounted easily on any wall, saving desk or table space.
It is very reasonably priced, but sleek and attractive in appearance.
Stores up to 1000 pictures with multiple input options.
It is programmable.
It comes with a 1 year warranty

Cons of the Motorola LS420 4.2-inch Duo Digital Photo Frame

The resolution is not as precise as some other digital frames.
Some people find the display size too small, and may opt for a slightly larger frame.

While people have noted that the resolution was not as good as some other frames, those other frames are quite a bit more expensive. This digital picture display frame is still a very beautiful frame that will show off your special moments well, and the Motorola LS420 4.2-inch Duo Digital Photo Frame is a great buy at this price point. You can find this frame on the Great Canadian Rebates website. Click here to get it and to take advantage of the cash back rebates that we offer.

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