Capital One® SmartLine™ Platinum MasterCard®

Rebate:  $20.00

Conditions:  Must apply online. Cash back rebate is only earned on approval of Capital One card application.

* NOTE : Capital One does not provide daily reports to us. Please wait at least 3 weeks after approval to report a missing rebate.

Shop:   A low, long-term interest rate.

• No Annual Fee, Annual interest rate for cash advances is 19.8%
• Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
• After 3 years your rate will stay low and become a variable rate of Prime +4.99% on purchases and balance transfers
• Save money when you transfer high-interest debt with our no-fee balance transfer service

The SmartLine Platinum card is our best credit card with a low annual interest rate of 5.99% on purchases and balance transfers. It could save you money. It's like a line of credit but much more convenient. Plus, you get this low rate for three years – guaranteed1. In June 2015, after your three years are up, your purchase rate and balance transfer rate become a variable rate of Prime +4.99%.

Benefits of a low-rate credit card.

If you have excellent credit our best credit card is for you. Use your credit card to shop and save money with low-rate interest payments when you carry a balance. Save even more money when you transfer high-interest rate debt using our no-fee balance transfer service. You can even transfer a balance to your credit card during your online application.

Choose rewards with your low-rate credit card.

You can add Reward Miles or 1% Cash Back to your low-rate card for an annual fee of only $99. Learn more about redeeming for rewards. Choose your rewards option on the online application form.