{"id":2205,"date":"2023-02-10T06:58:17","date_gmt":"2023-02-10T11:58:17","guid":{"rendered":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/?p=2205"},"modified":"2023-02-07T07:04:04","modified_gmt":"2023-02-07T12:04:04","slug":"7-credit-card-rules-to-maintain-a-healthy-financial-situation","status":"publish","type":"post","link":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/2023\/02\/10\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\/","title":{"rendered":"7 Credit Card Rules to Maintain a Healthy Financial Situation"},"content":{"rendered":"\n<p>It\u2019s no secret that the <a href=\"https:\/\/financialpost.com\/executive\/executive-summary\/canada-net-wealth-drops-inflation-interest-rate\">financial condition of many Canadians<\/a> is deteriorating because of <a href=\"https:\/\/www.forbes.com\/sites\/ankitmishra\/2022\/01\/11\/leading-experts-weigh-in-on-growing-canadas-economy-in-2022\/?sh=732ce632284d\">challenging economic conditions<\/a>. Amidst such circumstances, it&#8217;s important to manage your credit cards to get your financial situation back on track.<\/p>\n\n\n\n<p>Do you feel overwhelmed by managing your credit cards? It can be challenging to keep track of all the rules, but it&#8217;s well worth it. Continue reading this blog to go through some essential credit card rules to help you maintain a healthy financial situation. With these simple tips, you&#8217;ll be able to save money and stay on top of your financial condition!<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"427\" src=\"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/13-1.jpg\" alt=\"An individual holding a credit card\" class=\"wp-image-2211\" srcset=\"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/13-1.jpg 640w, https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/13-1-300x200.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Pay Off Monthly Balance To Avoid High-Interest Payments<\/h2>\n\n\n\n<p>Paying off your credit card balance in full each month is one of the most crucial rules for maintaining a healthy financial situation. When you have a credit card balance, you&#8217;ll have to pay high-interest payments, which can add up quickly. Paying off your monthly balance ensures you&#8217;re not paying more than necessary while keeping your credit score in good shape.<\/p>\n\n\n\n<p>To make it easier to pay off your balance every month, create a budget and stick to it. Make sure you plan for big purchases and only use your credit card if necessary.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"416\" src=\"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/12-1.jpg\" alt=\"Closeup of Canadian dollar bills\" class=\"wp-image-2210\" srcset=\"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/12-1.jpg 640w, https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/12-1-300x195.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Set Up Credit Card Spending Alerts<\/h2>\n\n\n\n<p>Setting up spending alerts on your credit cards can be an effective way to handle your financial situation. With these alerts, you can receive notifications when you purchase products with your credit card or when your balance reaches a specific level. It helps you keep track of how much you&#8217;re spending and prevent overspending.<\/p>\n\n\n\n<p>Credit card companies also offer services like <a href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/credit-fraud.html\">fraud protection<\/a> and budgeting tools to help you stay organized and in control of your finances. Utilizing spending alerts is an easy way to ensure you&#8217;re always aware of how much you\u2019re spending with your credit cards.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"427\" src=\"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/11-1.jpg\" alt=\"An elderly couple setting up spending alerts\" class=\"wp-image-2209\" srcset=\"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/11-1.jpg 640w, https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/11-1-300x200.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Make A Monthly Credit Card Spending Limit<\/h2>\n\n\n\n<p>Creating a budget with a monthly spending limit is a crucial step in managing your credit cards. A spending limit ensures you don&#8217;t overspend on unnecessary items and keeps you in check when making purchases.<\/p>\n\n\n\n<p>You can create a spending limit by looking at your monthly income and expenses. Making a spending limit from scratch can help you ensure your credit card debt is always under control.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"427\" src=\"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/10-1.jpg\" alt=\"An individual calculating a credit card spending limit\" class=\"wp-image-2208\" srcset=\"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/10-1.jpg 640w, https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/10-1-300x200.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Minimize Credit Utilization Ratio<\/h2>\n\n\n\n<p>When you manage your credit cards, one significant rule to remember is to keep your <a href=\"https:\/\/www.investopedia.com\/terms\/c\/credit-utilization-rate.asp\">credit utilization ratio<\/a> low. The ratio is a comparison of the amount of credit you have available to the amount you&#8217;re using.<\/p>\n\n\n\n<p>A high utilization ratio can decrease your credit score and make it tricky to get loan approvals. To minimize this ratio, keep your total spending on all your cards below thirty percent. You should also pay off your debt instead of carrying a balance every month.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Reconsider Large Purchases<\/h2>\n\n\n\n<p>If you want to maintain a strong financial situation, one of the most important credit card rules you should follow is to reconsider large purchases. While it can be tempting to buy something expensive with your credit card, remember you&#8217;ll have to pay interest on your purchase if you don&#8217;t pay it off each month.<\/p>\n\n\n\n<p>It means that if you&#8217;re not careful, the item could end up costing more than you initially planned! To avoid this situation, think twice before making a large purchase with your credit card. When efficiently managing your credit card finances, being mindful of large purchases is necessary.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Don&#8217;t Skip A Payment<\/h2>\n\n\n\n<p>It&#8217;s easy to forget about credit card payments, especially when you have multiple credit cards. But missing a payment can cause massive financial consequences. Late payments can lead to hefty fees, higher interest rates, and low <a href=\"https:\/\/www.forbes.com\/advisor\/credit-score\/\">credit scores<\/a>. This is why you must ensure you don\u2019t skip credit card payments.<\/p>\n\n\n\n<p>We recommend setting reminders for yourself to prevent payment delays. You can also consider automatic payments to ensure you pay on time and without hassle. If you can\u2019t complete the minimum payment, contact your credit card provider as soon as possible and try to negotiate a solution. Taking this step can save you from paying additional fees or damaging your credit score.<\/p>\n\n\n\n<p>By following these tips and never skipping a payment, you&#8217;ll be able to improve your financial situation!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Use A Credit Card With Rewards<\/h2>\n\n\n\n<p>There&#8217;s no denying the power of rewards when it comes to credit cards. Using a credit card with rewards can help you boost your financial condition. You can earn points, discounts, and cash back by choosing the correct credit card and using it responsibly.<\/p>\n\n\n\n<p>When looking for a rewards-based credit card, you must consider your lifestyle and financial goals. Do you travel frequently? If so, look for a card that offers bonus points on travel expenses like flights and hotel booking.<\/p>\n\n\n\n<p>If you prefer to shop online, find a card that will give you extra points for purchasing products from online stores. With some cards, you can earn bonus points for daily purchases like groceries or gas.<\/p>\n\n\n\n<p>Once you&#8217;ve found the correct rewards-based credit card, you must keep up with its rules. Understand how interest works on that specific credit card and avoid carrying a negative balance.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"427\" src=\"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/9-1.jpg\" alt=\"An individual using a credit card with rewards\" class=\"wp-image-2207\" srcset=\"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/9-1.jpg 640w, https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/9-1-300x200.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Get Cash Back Credit Cards To Improve Your Financial Condition<\/h2>\n\n\n\n<p>Undoubtedly, a credit card can be a lifesaver. If you use credit cards responsibly, you won&#8217;t have financial problems in the future.<\/p>\n\n\n\n<p>Need a credit card to purchase the products you&#8217;ve been eyeing? <a href=\"https:\/\/www.greatcanadianrebates.ca\/\">Great Canadian Rebates<\/a> can help you find it. This online platform is designed so you can find, compare, and apply for the cash back credit cards for online shopping. The best part is you can also get generous credit card rebates if you apply through their website and are approved for the card. So, what are you waiting for? <a href=\"https:\/\/www.greatcanadianrebates.ca\/AboutUs\/\">Visit the website<\/a> today for more details about credit cards with cash backs and rewards.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s no secret that the financial condition of many Canadians is deteriorating because of challenging economic conditions. Amidst such circumstances, it&#8217;s important to manage your credit cards to get your financial situation back on track. Do you feel overwhelmed by managing your credit cards? It can be challenging to keep track of all the rules, [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":2211,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[6],"tags":[],"class_list":["post-2205","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>7 Credit Card Rules to Maintain a Healthy Financial Situation -<\/title>\n<meta name=\"description\" content=\"Completing credit card payments on time is crucial to avoid accumulating debt. Here are some credit card rules you should follow.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/2023\/02\/10\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"7 Credit Card Rules to Maintain a Healthy Financial Situation -\" \/>\n<meta property=\"og:description\" content=\"Completing credit card payments on time is crucial to avoid accumulating debt. Here are some credit card rules you should follow.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/2023\/02\/10\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\/\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/GreatCanadianRebates\" \/>\n<meta property=\"article:published_time\" content=\"2023-02-10T11:58:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/13-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"427\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Sarah Benson\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@GCRca\" \/>\n<meta name=\"twitter:site\" content=\"@GCRca\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Sarah Benson\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/2023\\\/02\\\/10\\\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/2023\\\/02\\\/10\\\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\\\/\"},\"author\":{\"name\":\"Sarah Benson\",\"@id\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/#\\\/schema\\\/person\\\/8cd0ac34d91b0c4668f59202cb35c37d\"},\"headline\":\"7 Credit Card Rules to Maintain a Healthy Financial Situation\",\"datePublished\":\"2023-02-10T11:58:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/2023\\\/02\\\/10\\\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\\\/\"},\"wordCount\":986,\"image\":{\"@id\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/2023\\\/02\\\/10\\\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/13-1.jpg\",\"articleSection\":[\"Credit Cards\"],\"inLanguage\":\"en-CA\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/2023\\\/02\\\/10\\\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\\\/\",\"url\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/2023\\\/02\\\/10\\\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\\\/\",\"name\":\"7 Credit Card Rules to Maintain a Healthy Financial Situation -\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/2023\\\/02\\\/10\\\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/2023\\\/02\\\/10\\\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/13-1.jpg\",\"datePublished\":\"2023-02-10T11:58:17+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/#\\\/schema\\\/person\\\/8cd0ac34d91b0c4668f59202cb35c37d\"},\"description\":\"Completing credit card payments on time is crucial to avoid accumulating debt. Here are some credit card rules you should follow.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/2023\\\/02\\\/10\\\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\\\/#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/2023\\\/02\\\/10\\\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/2023\\\/02\\\/10\\\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/13-1.jpg\",\"contentUrl\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/13-1.jpg\",\"width\":640,\"height\":427,\"caption\":\"An individual holding a credit card\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/2023\\\/02\\\/10\\\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"7 Credit Card Rules to Maintain a Healthy Financial Situation\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/#website\",\"url\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/\",\"name\":\"\",\"description\":\"Save Money and Save Time\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/#\\\/schema\\\/person\\\/8cd0ac34d91b0c4668f59202cb35c37d\",\"name\":\"Sarah Benson\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/32bfd4917058e18111e7d83ce51ba91f22d81f6f2da18ec082ef54e3e813fd88?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/32bfd4917058e18111e7d83ce51ba91f22d81f6f2da18ec082ef54e3e813fd88?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/32bfd4917058e18111e7d83ce51ba91f22d81f6f2da18ec082ef54e3e813fd88?s=96&d=mm&r=g\",\"caption\":\"Sarah Benson\"},\"url\":\"https:\\\/\\\/www.greatcanadianrebates.ca\\\/finance-tools\\\/author\\\/seoberg\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"7 Credit Card Rules to Maintain a Healthy Financial Situation -","description":"Completing credit card payments on time is crucial to avoid accumulating debt. Here are some credit card rules you should follow.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/2023\/02\/10\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\/","og_locale":"en_US","og_type":"article","og_title":"7 Credit Card Rules to Maintain a Healthy Financial Situation -","og_description":"Completing credit card payments on time is crucial to avoid accumulating debt. Here are some credit card rules you should follow.","og_url":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/2023\/02\/10\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\/","article_publisher":"https:\/\/www.facebook.com\/GreatCanadianRebates","article_published_time":"2023-02-10T11:58:17+00:00","og_image":[{"width":640,"height":427,"url":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/13-1.jpg","type":"image\/jpeg"}],"author":"Sarah Benson","twitter_card":"summary_large_image","twitter_creator":"@GCRca","twitter_site":"@GCRca","twitter_misc":{"Written by":"Sarah Benson","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/2023\/02\/10\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\/#article","isPartOf":{"@id":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/2023\/02\/10\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\/"},"author":{"name":"Sarah Benson","@id":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/#\/schema\/person\/8cd0ac34d91b0c4668f59202cb35c37d"},"headline":"7 Credit Card Rules to Maintain a Healthy Financial Situation","datePublished":"2023-02-10T11:58:17+00:00","mainEntityOfPage":{"@id":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/2023\/02\/10\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\/"},"wordCount":986,"image":{"@id":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/2023\/02\/10\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\/#primaryimage"},"thumbnailUrl":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/13-1.jpg","articleSection":["Credit Cards"],"inLanguage":"en-CA"},{"@type":"WebPage","@id":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/2023\/02\/10\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\/","url":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/2023\/02\/10\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\/","name":"7 Credit Card Rules to Maintain a Healthy Financial Situation -","isPartOf":{"@id":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/2023\/02\/10\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\/#primaryimage"},"image":{"@id":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/2023\/02\/10\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\/#primaryimage"},"thumbnailUrl":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/13-1.jpg","datePublished":"2023-02-10T11:58:17+00:00","author":{"@id":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/#\/schema\/person\/8cd0ac34d91b0c4668f59202cb35c37d"},"description":"Completing credit card payments on time is crucial to avoid accumulating debt. Here are some credit card rules you should follow.","breadcrumb":{"@id":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/2023\/02\/10\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\/#breadcrumb"},"inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.greatcanadianrebates.ca\/finance-tools\/2023\/02\/10\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\/"]}]},{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/2023\/02\/10\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\/#primaryimage","url":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/13-1.jpg","contentUrl":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-content\/uploads\/2023\/02\/13-1.jpg","width":640,"height":427,"caption":"An individual holding a credit card"},{"@type":"BreadcrumbList","@id":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/2023\/02\/10\/7-credit-card-rules-to-maintain-a-healthy-financial-situation\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/"},{"@type":"ListItem","position":2,"name":"7 Credit Card Rules to Maintain a Healthy Financial Situation"}]},{"@type":"WebSite","@id":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/#website","url":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/","name":"","description":"Save Money and Save Time","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-CA"},{"@type":"Person","@id":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/#\/schema\/person\/8cd0ac34d91b0c4668f59202cb35c37d","name":"Sarah Benson","image":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/secure.gravatar.com\/avatar\/32bfd4917058e18111e7d83ce51ba91f22d81f6f2da18ec082ef54e3e813fd88?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/32bfd4917058e18111e7d83ce51ba91f22d81f6f2da18ec082ef54e3e813fd88?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/32bfd4917058e18111e7d83ce51ba91f22d81f6f2da18ec082ef54e3e813fd88?s=96&d=mm&r=g","caption":"Sarah Benson"},"url":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/author\/seoberg\/"}]}},"_links":{"self":[{"href":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-json\/wp\/v2\/posts\/2205","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-json\/wp\/v2\/comments?post=2205"}],"version-history":[{"count":1,"href":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-json\/wp\/v2\/posts\/2205\/revisions"}],"predecessor-version":[{"id":2212,"href":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-json\/wp\/v2\/posts\/2205\/revisions\/2212"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-json\/wp\/v2\/media\/2211"}],"wp:attachment":[{"href":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-json\/wp\/v2\/media?parent=2205"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-json\/wp\/v2\/categories?post=2205"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/wp-json\/wp\/v2\/tags?post=2205"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}