{"id":2277,"date":"2023-03-11T16:30:00","date_gmt":"2023-03-11T21:30:00","guid":{"rendered":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/?p=2277"},"modified":"2023-03-10T04:32:55","modified_gmt":"2023-03-10T09:32:55","slug":"why-get-a-travel-credit-card-this-summer","status":"publish","type":"post","link":"https:\/\/www.greatcanadianrebates.ca\/finance-tools\/2023\/03\/11\/why-get-a-travel-credit-card-this-summer\/","title":{"rendered":"Why Get a Travel Credit Card This Summer"},"content":{"rendered":"\n

A travel credit card<\/a> is a type of credit card that\u2019s designed for people who regularly travel around the world. Like other credit cards, travel cards allow you to earn points, rewards, or airward miles that can be redeemed to get a number of discounts and benefits.<\/p>\n\n\n\n

Be it a trip to another state with your family or a vacation across the world, travel credit cards are a great way of reducing your travelling expenses and making your trips more affordable<\/a>. Let\u2019s take a look at what they are, their benefits, and why you should apply for a travel credit card this summer!<\/p>\n\n\n\n

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Types of Travel Credit Cards<\/h1>\n\n\n\n

There are 3 types of travel credit cards. The benefits of every card vary accordingly but all of them help enhance your travel experience, and make your trips more convenient, and affordable. Let\u2019s take a look at the types of travel credit cards here.<\/p>\n\n\n\n

General Travel Credit Cards<\/h2>\n\n\n\n

A general travel credit card is the most commonly used card. It allows its holders to earn airward miles, points, or rewards that can be redeemed for travel-related discounts, like upgrading their flight without a fee, getting a better room at a hotel without paying extra, getting access to business lounges at airports, etc.<\/p>\n\n\n\n

These cards can be used for everyday expenses and that\u2019s where you can earn your points, apart from using them on your travel trips.<\/p>\n\n\n\n

Hotel Credit Cards<\/h2>\n\n\n\n

Hotel credit cards<\/a> limit cardholders to earning points when they book hotel rooms. However, the points or rewards system offers an accelerated accumulation of points. The points and rewards can also be redeemed for limited discounts, like free breakfasts, room upgrades, or access to exclusive hotel events.<\/p>\n\n\n\n

Airline Credit Cards<\/h2>\n\n\n\n

Airline credit cards<\/a> are a good option if you frequently travel on a particular airline. Airline companies offer their loyal customer accelerated reward point accumulation on every ticket\u2019s booking. The reward points offered through these credit cards can be redeemed to upgrade seating upgrades, free tickets, early boarding, free bag checking, extra luggage weight, etc.<\/p>\n\n\n\n

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Benefits of Travel Credit Cards<\/h1>\n\n\n\n

Having a credit card has a lot of perks but if you\u2019re a person who likes trotting the globe, a travel card has even more benefits. Let\u2019s take a look at them here.<\/p>\n\n\n\n

Can Be Used As Your Everyday Credit Card<\/h2>\n\n\n\n

A general travel credit card doesn\u2019t have any differences compared to a conventional credit card apart from the fact that it offers more travel-related benefits and the rewards can be used for travel purposes only.<\/p>\n\n\n\n

This means you can use your travel credit card for everyday use, just like any other credit card.<\/p>\n\n\n\n

Accelerated Points Accumulation<\/h2>\n\n\n\n

While airline cards or hotel cards may only offer you reward points on booking airline tickets or hotel rooms, general travel credit cards offer you reward points on every purchase, no matter how small the amount of purchase is. This helps in the accelerated accumulation of reward points that can be redeemed on your next trip!<\/p>\n\n\n\n

No Foreign Transaction Fee<\/h2>\n\n\n\n

Usually, travel credit cards don\u2019t charge foreign transaction fee for credit card holders when they are on a trip to another country. This can help you save a lot of money since you tend to spend it when you\u2019re on a vacation trip.<\/p>\n\n\n\n

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Travel Insurance<\/h2>\n\n\n\n

Travel credit cards offer travel insurance<\/a> policies that can cover you financially when you are travelling. Travel emergencies can happen at any time. Some of the emergency travel insurance covers include:<\/p>\n\n\n\n