Note : Click from GCR to fill application. ★ Read conditions for rebate below before applying.
Grow your savings with confidence. Lock in competitive GIC rates and build toward your future with secure, guaranteed growth.
Guaranteed returns.
Lock in a guaranteed interest rate for your full term and know exactly what your investment will earn.
No market exposure.
Your money isn’t affected by stock market fluctuations, making GICs a stable option during uncertain economic conditions.
Flexible terms for your goals.
Choose from short or long-term options designed to support saving goals like a home purchase, retirement, or future expenses.
Terms & Rates as of June 10, 2026*:
1 month
0.20%
2 months
0.25%
3 months
2.50%
6 months
2.70%
9 months
2.85%
1 year
3.47%
2 years
4.00%
3 years
4.05%
4 years
4.07%
5 years
4.12%
* Interest calculated on a 365 day year and compounds annually and/or paid annually based on option selected. GICs are non redeemable prior to maturity. Rates subject to change without notice.
★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE
• Cash Back Rebate is for new Haventree Bank GIC holders.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon account approval.
• Must fund your GIC account with a minimum of $100.
NOTE: You must contact GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.