The Psychology Behind Credit Card Rewards: Why Points Feel Better Than Discounts Imagine walking into a store and being told you could save $5 on your purchase. Helpful? Sure. But what if you earned 500 points toward your next vacation instead? For many Canadians, the second option feels more exciting—even though the financial value might be the same. That’s the fascinating .... How Credit Cards Are Changing the Way Canadians Pay for Healthcare Picture this: Emily, a 29-year-old marketing professional in Vancouver, walks out of her dentist’s office after a root canal. The bill? $1,200. Her workplace benefits cover half, but she still owes $600 on the spot. Instead of draining her chequing account, she hands over her Amex Cobalt .... Credit Card Expiry Dates: What Really Happens to Your Rewards, Score, and Billing? Picture this: you’re at the grocery store in Toronto, cart full, and ready to tap your TD Cash Back Visa. Instead of the usual beep, you hear the dreaded “declined.” Panic sets in—you know your balance is fine. After a quick call to your bank, the culprit is revealed: your card expired yesterday. It’s .... TD First Class Travel® Visa Infinite vs Scotiabank Passport® Visa Infinite: Which Travel Card is Better for Canadians? Choosing a premium travel credit card in Canada is about much more than collecting points. For many, it’s about unlocking extra value from everyday purchases, reducing the costs of travel, and gaining access to perks that make life on the road more comfortable. With so many options available, .... See All Blog Posts

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