Month Rebate Posted Into Account |
Cash Back Rebate Pay Date |
---|---|
January | March 28 |
February | April 28 |
March | May 28 |
April | June 28 |
May | July 28 |
June | August 28 |
July | September 28 |
August | October 28 |
September | November 28 |
October | December 28 |
November | January 28 |
December | February 28 |
Some Canadian Merchants report your sale in US funds, we then convert your purchase into Canadian Dollars based on the daily exchange rate.
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Here is an example :
You purchased an item for $100 at a US dollar merchant.
You paid : $100
Merchant Reported to us : $96.10
The US dollar to Canadian Dollar on date of transaction : 0.986
Click Here for the exchange rate on a specific date.
The bank charges for currency exchange and the merchant also charges for currency exchange. Added together it comes to approximately 2.5% (0.025) for the conversion.
Total conversion rate is now 0.986 X 0.025 = 0.961
The amount a US dollar merchant reports for the $100 item in Canadian dollars is : $100 x 0.961 = $96.10
Buying from Canadian merchants does not have any currency exchanges and charges. However, some Canadian merchants are on an affiliate network that reports only in US dollars.
Sorry for the calculations but that is the way it works. On the bright side look at it as free money.