Full Site Sign Up


Neo Chequing Account

Cash Back Rebate from GCR:
$40.00★


>
Apply for the Neo Chequing Account

Note : Click from GCR to fill application.
★ Read conditions for rebate below before applying.





Get $100 when you spend $1,000 within the first 3 months using your Neo Money card or any other Neo credit card!



Features
  • Free Interac e-Transfer® payments
  • $0 NSF fees
  • Pay your bills and set up pre-authorized debits
  • Manage everything from the phone app, whenever and wherever. Desktop/web banking is also available.
  • Real-time spend tracking and categorization
  • Cashback on eligible purchases
  • Joint account available
  • CDIC protection up to $100,000


Additional Features Coming Soon!
  • Interest-free overdraft
  • Rent reporting
  • Bill & subscription credit building
  • Mobile cheque deposits


Access additional benefits with optional memberships

Build Membership: $7.99/month or free with $5,000+ in any Neo account
  • Credit Score Monitoring: View and track credit score directly in the Neo app
  • Credit Builder: Tools and insights to build credit history responsibly
  • Free ATM Withdrawals: ATM withdrawal fees reimbursed (up to $5 per withdrawal, no limit on number of withdrawals)
  • Secured Card Fee Waived: $7.99/month secured card fee waived for Build members

Grow Membership: $12.99/month or free with $20,000+ across Neo Chequing and Neo Savings
  • No Foreign Transaction Fees: FX fees are automatically rebated on all Neo Credit Card and Neo Money Card international spend
    (up to $10,000/month in foreign spend)
  • Higher Savings Interest Rate: 2.75% interest on Neo Savings account balance
  • Priority Support: Dedicated phone support for Grow members


Earn cashback with the Neo MoneyTM Card

The Neo Money™ card is your access card to powerful features:
  • Get cashback at over 10,000 partners across the country, in real-time
  • Instant access to your balance with no card loading required
  • Free everyday transactions and no monthly fees
  • Free withdrawals at any ATM in Canada

Your balance works for you. The more you keep in Neo Chequing, the more cashback you earn. Up to 3% on gas and groceries.

Reward Level

Chequing Balance

Gas

Groceries

Everything Else

Level 1

$0

1%

1%

0%

Level 2

$5,000

2%

2%

0.5%

Level 3

$10,000

3%

3%

1%




Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.

Neo Chequing account is offered by Neo Financial Technologies Inc. (“Neo”). Funds added to Neo Chequing accounts are ultimately held in trust at one or more member institutions of the Canada Deposit Insurance Corporation (“CDIC”). Neo is not a CDIC member institution. Eligible funds held in trust may be protected by CDIC up to applicable limits and subject to CDIC requirements.

The Neo Money™ card is a prepaid Mastercard® issued by Neo Financial™ pursuant to license by Mastercard International Incorporated and is powered by the Neo Chequing account.

Interac e-Transfer® is a registered trademark of Interac Corp. Used under license.

Cashback on gas and groceries is earned through eligible purchases made with the Neo Money™ card. Cashback earn is subject to monthly spend limits. When monthly spend limits are reached, subsequent spending may earn reduced or no cashback. Spend limits reset monthly.

Partner cashback offers are subject to availability and may vary by partner, offer, location, membership status, and promotional period. Average cashback is based on current offers at select partners. Cashback may be limited. See the Neo Rewards™ Policy for complete terms and conditions.

Build Membership is $7.99/month and Grow Membership is $12.99/month. Membership fees may be waived when minimum balance requirements are met. Account balance requirements and membership benefits are subject to change without notice.

Credit score monitoring is provided by TransUnion®. Credit Builder is an educational tool and should not be considered financial advice. Building credit depends on individual financial behaviour including making payments on time and in full. Improvements to credit profile or credit score are not guaranteed.


★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Minimum account funding of $50 required.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back Rebate is from GCR and will be posted to your GCR account upon account approval.
• Cash Back not offered on repeat account holders.

NOTE: You must contact GCR within 4 months to report a missing rebate otherwise the rebate is void.



Rebate Currency Exchange :  NONE




Get $100 when you spend $1,000 within the first 3 months using your Neo Money card or any other Neo credit card!
Ends : Sep 30