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Neo World Mastercard®

Cash Back Rebate from GCR:
$50.00★


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Apply for the Neo World Mastercard®

Note : Click from GCR to fill application.
★ Read conditions for rebate below before applying.



The Neo World Mastercard® is designed to elevate your everyday spending with the best no annual-fee cashback card in Canada*



FEATURES
  • Instant approvals and access to your virtual card immediately
  • Up to 15% back at over 10,000 Neo partners across Canada
  • No annual fee


Everyday cashback
  • 2% cashback on groceries*
  • 2% cashback on recurring payments*
  • 2% cashback on gas and EV charging*
  • 0.5% cashback back on everything else*


Additional Card Benefits
  • Unlimited cashback
  • Mastercard Zero Liability
  • Extended warranty
  • Purchase protection
  • World Mastercard Benefits including discounting with participating partners and DragonPass airport lounge access


Interest Rates
  • Purchase Credit Rate: 19.99% – 29.99%
  • Cash Advance Rate: 22.99% – 31.99%

  • For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)




Annual Card Fee:$0 Credit Score:N/A
Extra Card Fee:$10 Purchase Interest Rate:19.99%
Minimum Personal Income:$50,000 Balance Transfer Interest Rate:N/A
Minimum Household Income:$80,000 Cash Advance Interest Rate:22.99%


* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.


VALUE CONVERSIONS


Part 1: Neo World Mastercard® Cash Back Value per Canadian Dollar

  • All Redemptions: 1 Cash Back Dollar = $ 1 CAD. The cash back can be redeemed as a statement credit, transferred to your Neo Everyday account, or used directly for purchases through the Neo app.

Part 2: Neo World Mastercard® Cash Back Value per 100 Canadian Dollars

  • All Redemptions: 100 Cash Back Dollars = $ 100 CAD

Part 3: Summary for Best Value

To achieve the best value from the Neo World Mastercard®:
  • Save in Neo Everyday: Increase your cash back rates by maintaining a higher balance in your Neo Everyday account. Higher balances unlock higher cash back percentages.
  • Shop at Partner Locations: Make purchases at Neo's partnered merchants for enhanced cash back rates on top of the base rates.
  • Use Perks: Add perks to your card for additional cash back in specific spending categories like dining or travel.
  • No Annual Fee Advantage: Since there's no annual fee, all your cash back effectively contributes to your savings.

Part 4: Neo World Mastercard® Cash Back Earned per $ 1000 Spending by Category

  • Groceries, Gas, Recurring Bills (with $ 10,000 in Neo Everyday Account): 40 Cash Back Dollars per $ 1,000 spent (4% cash back).
  • All Other Purchases: 10 Cash Back Dollars per $ 1,000 spent (1% cash back).
  • Neo Partner Retailers: Typically offers an average of 5% additional cash back on top of the regular rates, especially on first-time purchases or through special promotions.



NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.


★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.



Rebate Currency Exchange :  NONE