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Cash Back Rebate from GCR:
$125.00★
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The Neo World Elite® Mastercard combines premium benefits with top cashback rates.
FEATURES
- Instant approvals and access to virtual card to start using straight away
- Exclusive offers of up to 15% at over 10,000 businesses across Canada
- Cashback redeemable at anytime
- Premium insurance coverage
Everyday cashback
- 5% cashback on groceries*
- 4% cashback on recurring payments*
- 3% cashback on gas and EV charging*
- 1% cashback back on everything else*
Additional Card Benefits:
- Mastercard Zero Liability
- Extended Warranty
- Purchase Protection
- Auto Rental Collision Loss Damage
- Rental Card Theft, Damage, Accident, Personal Effects
- Out of Province & Country Emergency Medical
- Trip Interruption & Cancellation
- Flight & Baggage Delay
- Hotel & Motel Burglary
- World Mastercard Benefits including discounting with participating partners and DragonPass
Interest Rates
- Purchase Credit Rate: 19.99% – 29.99%
- Cash Advance Rate: 22.99% – 31.99%
- For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)
| Annual Card Fee: | $125 | | Credit Score: | N/A |
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| Extra Card Fee: | $49 | | Purchase Interest Rate: | 19.99% |
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| Minimum Personal Income: | $80,000 | | Balance Transfer Interest Rate: | N/A |
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| Minimum Household Income: | $150,000 | | Cash Advance Interest Rate: | 22.99% |
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* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
VALUE CONVERSIONS
Part 1: Neo World Elite® Mastercard Cash Back Value per Canadian Dollar
- All Redemptions: 1 Cash Back Dollar = $ 1 CAD. Cash back earned can be used as a statement credit, transferred to your Neo Everyday account, or spent directly through the Neo app.
Part 2: Neo World Elite® Mastercard Cash Back Value per 100 Canadian Dollars
- All Redemptions: 100 Cash Back Dollars = $ 100 CAD
Part 3: Summary for Best Value
To maximize the value from the Neo World Elite® Mastercard:
- Maintain a High Balance: To get the highest cash back rates, keep a significant balance in your Neo Everyday account. Higher balances can unlock increased cash back percentages.
- Shop at Partner Merchants: Utilize Neo's extensive partner network where you can earn additional cash back on top of the base rates.
- Use Neo's Premium Plan: For an annual fee, you can upgrade to the Premium Plan which offers even higher cash back rates on all purchases.
- Maximize Travel Benefits: Take advantage of the card's travel insurance and benefits if you travel frequently, as these can add significant value beyond just cash back.
Part 4: Neo World Elite® Mastercard Cash Back Earned per $ 1000 Spending by Category
- Groceries (with $ 10,000 in Neo Everyday Account): 70 Cash Back Dollars per $ 1,000 spent (7% cash back up to $ 1,000 monthly spend).
- Recurring Bills (with $ 10,000 in Neo Everyday Account): 50 Cash Back Dollars per $ 1,000 spent (5% cash back up to $ 1,000 monthly spend).
- Gas (with $ 10,000 in Neo Everyday Account): 40 Cash Back Dollars per $ 1,000 spent (4% cash back up to $ 1,000 monthly spend).
- All Other Purchases: 10 Cash Back Dollars per $ 1,000 spent (1% cash back with no monthly cap).
- Neo Partner Retailers: Can offer up to an average of 5% additional cash back on top of regular rates, varying by partner and promotion.
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
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★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.
Rebate Currency Exchange : NONE
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