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Cash Back Rebate from GCR:
$125.00★
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Earn 5% every time you dine out or order in, and 3% on retail shopping — the card built for how you actually enjoy spending.
FEATURES
- Earn up to 15% at over 10,000 businesses across Canada through the Neo app
- Cashback redeemable at anytime
- Premium insurance coverage
Everyday Cashback
- 5% cashback on food & drink up to $1,000 spend per month, 1% thereafter*
- 3% cashback on shopping up to $1,000 spend per month, 1% thereafter*
- 1% cashback on everything else, unlimited*
Additional Card Benefits:
- Mastercard Zero Liability
Full protection against unauthorized transactions
- Extended Warranty
Coverage extends manufacturer warranties on eligible purchases
- Purchase Protection
Coverage for damaged or stolen items
- Mastercard Global Service
Emergency card replacement and cash advance access worldwide
- Comprehensive Travel Insurance
Emergency medical, trip cancellation/interruption, delayed and lost baggage, flight delay coverage, and more
(not available for Quebec residents)
- Auto Rental Collision/Loss Damage Insurance
Coverage for damages or theft on rental vehicles
- Mastercard Travel Pass (DragonPass)
Access to 1,400+ airport lounges worldwide (membership included; per-visit fee applies)
Interest Rates
- Purchase Credit Rate: 19.99% – 29.99%
- Cash Advance Rate: 22.99% – 31.99%
- For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)
| Annual Card Fee: | $149 | | Credit Score: | 700 |
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| Extra Card Fee: | $49 | | Purchase Interest Rate: | 19.99% |
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| Minimum Personal Income: | $80,000 | | Balance Transfer Interest Rate: | N/A |
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| Minimum Household Income: | $150,000 | | Cash Advance Interest Rate: | 22.99% |
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* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
VALUE CONVERSIONS
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
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★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• Cash Back offered on only 1 Neo World Elite card category.
NOTE: Please contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.
Rebate Currency Exchange : NONE
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