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Cash Back Rebate from GCR:
$35.00★
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Earn at least 10 PC Optimum™ points everywhere you shop.
FEATURES
Get to free fast with a no annual fee PC® Mastercard®.
- Earn 10 points for every $1 spent everywhere you shop and up to 25 points for every $1 spent at Shoppers Drug Mart®.
- Earn at least 30 points per litre at Esso™ and Mobil™ stations.
- Earn 20 points per $1 spent on PC® travel services purchases.
- All with no annual fee.
Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.
Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® credit card.
Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC® Mastercard® credit card.
| Annual Card Fee: | $0 | | Credit Score: | 660 |
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| Extra Card Fee: | $0 | | Purchase Interest Rate: | 21.99% |
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| Minimum Personal Income: | $0 | | Balance Transfer Interest Rate: | 26.99% |
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| Minimum Household Income: | N/A | | Cash Advance Interest Rate: | 26.99% |
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Conditions apply to all benefits. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® Mastercard®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC® Mastercard® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.
VALUE CONVERSIONS
Part 1: PC Optimum™ Points Value per Canadian Dollar
- At Loblaw Companies: 10,000 Points = $ 10 CAD, so 1 Point = 0.001 CAD or 0.1 cents
- At Esso or Mobil Stations: 4,000 Points can save 10 cents per litre on up to 40 litres of fuel, which translates to a variable value depending on gas prices but generally around 0.25 cents per point or less.
- Online Purchases: Value remains consistent with in-store redemptions, 10,000 Points = $ 10 CAD.
Part 2: PC Optimum™ Points Value per 100 Canadian Dollars
- At Loblaw Companies: 1,000,000 Points = $ 100 CAD
- At Esso or Mobil Stations: Value can vary, but for example, if gas is $ 1.50 per litre, 4,000 Points would save $ 4 on 40 litres, making the effective value per 100 CAD in gas around 160,000 Points.
- Online Purchases: 1,000,000 Points = $ 100 CAD
Part 3: Summary for Best Value
To maximize the value from your PC® Mastercard®:
- Shop at Loblaw Companies: Redeem points here for a direct $ 10 per 10,000 points, making it the most straightforward way to get value.
- Fuel Savings at Esso/Mobil: While the per-point value can be higher for gas, consider the frequency and volume of fuel purchases to ensure it's the best use of points.
- Use Promotional Offers: Take advantage of any special promotions or bonus point offers that might increase your effective points value.
- Combine with Other Offers: Use your card during times when there are additional store discounts or when PC Optimum points can be doubled or tripled through special promotions.
Part 4: PC Optimum™ Points Earned per $ 1000 Spending by Category
- Shoppers Drug Mart Purchases: 2,500 Points per $ 100 spent, so 25,000 Points per $ 1,000 spent.
- Loblaw Companies: 1,000 Points per $ 100 spent, so 10,000 Points per $ 1,000 spent.
- PC Travel: 2,000 Points per $ 100 spent, so 20,000 Points per $ 1,000 spent.
- Esso/Mobil: 30,000 Points per 1,000 litres of gas (assuming an average price), but since it's per litre, it varies with price; typically around 30 Points per litre.
- All Other Purchases: 1,000 Points per $ 100 spent, so 10,000 Points per $ 1,000 spent.
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
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★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE
Must activate card to get Cash Back Rebate.
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Must activate card to get cash back.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval and activation.
• Cash Back not offered on repeat cardholders of the same card.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
The credit card features and benefits are provided by President’s Choice Bank, provider of the PC® Mastercard®.
Offer not available in Quebec.
Rebate Currency Exchange : NONE
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