Get up to $150 in groceries1!
FEATURES • Earn 3X1 Avion points for every $1 spent on:
• Annual Fee $48 Pay With Points Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer4. Minimum redemption is only $10, so you can use your points where you need them most. Save at Petro-Canada Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.6 Unlock more savings with Moi Rewards Earn 1 extra Moi point for every $2 spent at Metro, Food Basics, Super C, Jean Coutu, Brunet and Première Moisson when you scan your Moi card and pay with your linked RBC Card (minimum purchase required).11 Earn more Be Well points at Rexall Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.7 Save Big on Delivery with DoorDash
Get a $48 rebate10 on the annual fee of your credit card when you have an RBC Signature No Limit Banking or RBC Advantage Banking for students account. Mobile Device Insurance5 Included Get 2 years of coverage up to $1,000 in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card. Purchase Security and Extended Warranty Insurance5 Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of five years. Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.
21.99% Balance Transfer and Cash Advance rate if you reside in Quebec. 1 “Up to $150 in groceries” represents the combined value of the following promotional offers when you apply by November 25, 2025 and are approved for the RBC ION+ Visa: (a) 14,000 Avion points, which can be redeemed for most $100 gift cards though Avion Rewards, including Metro gift cards, plus (b) 6,250 Moi points, which are worth $50 in value, based on a redemption rate of 500 Moi points for $4. Point redemption values may fluctuate. For complete terms and conditions that apply to the Moi Rewards program, please visit programmemoi.ca/en/program-terms. For complete terms and conditions that apply to the Avion Rewards Program, please visit avionrewards.com/terms-and-conditions or call 1-800-769-2512. 10 Subject to credit approval. If you are either i) post-secondary student of any age, or ii) a non-student age 24 and under, and an owner or co-owner of an RBC Advantage™ Banking Account for students (“Eligible Student Bank Account”) and the primary cardholder of one of the eligible RBC Royal Bank credit cards listed below (each, an “Eligible Credit Card”), the annual fee of your Eligible Credit Card may be fully rebated, every year. Rebates that apply to eligible credit cards are (listed in order of highest standard annual fee to lowest standard annual fee): RBC ION+ Visa, WestJet RBC Mastercard. For any other RBC Royal Bank credit card, regular annual fees apply as they are not eligible for a rebate. The annual fee of your Eligible Credit Card will continue to be fully rebated: i) until you close your Eligible Student Bank Account, or ii) until you turn 25 (provided you are no longer a full-time student), or iii) if you are 25 or older, until the Expected Graduation Year you have provided at the opening of your Eligible Student Bank Account. Thereafter, the annual fee will no longer be rebated. If, for some reason, the Expected Graduation Year you have provided at the opening of your Eligible Student Bank Account differs from the one you have indicated on your credit card application, the Expected Graduation Year you have provided at the opening of your Eligible Student Bank Account will prevail and be used for determining the expiry of this offer. If your Expected Graduation Year occurs after your 25th birthday, or you are turning 25 and are still a full-time student but have not yet notified us of your Expected Graduation Date, please visit a branch to ensure continuity of benefits pertaining to your Eligible Student Bank Account (proof of enrollment required). Additional cardholders (co-applicant and authorized user(s)) do not qualify for the annual fee rebate even if they are also owners of an Eligible Student Bank Account. Only one credit card annual fee rebate per Eligible Student Bank Account is allowed. If you already have an Eligible Student Bank Account, the rebate will be applied at the time you open your Eligible Credit Card account. If you open your Eligible Student Bank Account after you have opened your Eligible Credit Card account, the rebate will be applied at your next annual renewal and won’t be applied retroactively. Other conditions and restrictions may apply. Royal Bank of Canada reserves the right to withdraw this offer at any time, even after acceptance by you. Refer to RBC page for up to date offer terms and conditions. Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them. This post contains affiliate links. GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions. VALUE CONVERSIONSPart 1: Avion Rewards Points Value per Canadian Dollar
Part 2: Avion Rewards Points Value per 100 Canadian Dollars
Part 3: Summary for Best ValueTo achieve the best value from the RBC® IONᐩ Visa Card:
Part 4: Avion Rewards Points Earned per $ 1000 Spending by Category
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
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