0% promotional interest rate on balance transfers for the first 9 months with a 1% balance transfer fee.*
Plus no annual fee in the first year.* Offer valid July 2, 2026 – January 3, 2027. Limited time Shell savings: Until Dec 31, 2026, get an additional 3¢/ L off at Shell when you pay with your linked card in select provinces and territories.^ That's up to 8¢/ L in value! FEATURES
Save More with Shell
Rates, fees and other information are effective as of July 2 2026. Subject to change. *Offer Description and Conditions: The Introductory 0.99% Balance Transfer Rate and First Year Annual Fee Waiver Offer (the “Offer”) applies only to new Scotiabank Value Visa credit card accounts (“Accounts”) that are opened by subject to the conditions below. We will waive the annual fee for the primary card opened between October 31, 2025 - October 31, 2026 on the Account for the first year only. All other terms and conditions of the Program Terms continue to apply during the Offer period. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers. Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.
* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information. ^ Additional 3¢/L Fuel Discount Offer: Offer Valid from October 5, 2026 to December 31, 2026 ("Promotional Period"), eligible Scotiabank credit and debit cardholders enrolled in the Shell Fuel Benefits Program who have linked an eligible Scotiabank payment card (an "Eligible Card") to their Shell Go+ account will receive an additional instant fuel discount of 3 cents per litre on eligible fuel purchases at participating Shell-branded retail locations in Ontario, British Columbia, Alberta, Saskatchewan, Manitoba, and the Northwest Territories (the "Eligible Provinces") excluding Shell Flying J locations. Fuel purchases made outside the Eligible Provinces are not eligible for this offer. Please visit https://www.scotiabank.com/ca/en/personal/programs-services/shell.html for Terms and Conditions. VALUE CONVERSIONSNOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
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