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Tangerine® Money-Back World Mastercard®*

Cash Back Rebate from GCR:
$125.00★


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Apply for the Tangerine® Money-Back World Mastercard®*

Note : Click from GCR to fill application.
★ Read conditions for rebate below before applying.




Get $120 with a Money-Back World Mastercard®* Spend $1,500 in your first 3 months to enjoy this Bonus.**

Offer Expires April 30, 2026.

*Conditions apply.



FEATURES

Unlimited cash back and flexibility
Two Categories 2% Money-Back Rewards on purchases in two categories of your choice. OR Three categories Deposit your Rewards into a Tangerine Savings Account and get a third 2% Money-Back category. 13 Categories to explore Groceries, gas, and beyond, choose from 13 categories to suit your spending. And change them up every 90 days to match your purchases.◊

  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice.
  • 0.5% Money-Back Rewards on all other purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.
  • Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
  • No annual fee.


Plus the following:

Rental Car Collision/Loss Damage Insurance
Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.

Mobile Device Insurance
Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.

Mastercard® Travel Pass Provided By DragonPass
Make the most of your travel with Mastercard® Travel Pass Provided by DragonPass. Your complimentary membership gives you exclusive dining, retail and spa offers in over 650 airports worldwide, along with access to over 1,300 airport lounges at $32 USD per visit. Learn more at mastercardtravelpass.dragonpass.com



Scoring a $120 Bonus is easy

1. Apply in minutes – Apply on our Mobile Banking app or online. Be sure to activate your Card within 45 days of approval.

2. Earn $120, just for spending on your everyday essentials – Spend $1,500 in your first 3 months to enjoy this Bonus. Get this Bonus on top of your usual unlimited 2% cash back in up to 3 customizable categories + 0.5% back on everything else.





Annual Card Fee:$0 Credit Score:660
Extra Card Fee:$0 Purchase Interest Rate:20.95%
Minimum Personal Income:$50,000 Balance Transfer Interest Rate:22.95%
Minimum Household Income:$80,000 Cash Advance Interest Rate:22.95%


Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

** Rewards Promotional Offer:
The Tangerine $120 Money-Back Rewards Limited-time Promotional Offer (the “Offer”) is only available to new Tangerine Money-Back World Mastercard Account holders who (i) apply for a Tangerine Money-Back World Mastercard (the “Account”) by April 30, 2026, (ii) activate their Account within 45 days of approval, and (iii) have at least $1,500 in total Net Purchases posted to their Account within the 90-day promotional period beginning on the date the Tangerine Money-Back World Mastercard is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of $120 Money-Back Rewards will be credited to the Primary Cardholder’s Account within approximately 1–2 statement cycles after the 90-day promotional period provided the Account is open and in Good Standing at time of payout. Your Account is in Good Standing if it is not more than one (1) monthly statement period past due and is not closed, charged off, or in credit revoked status, all according to our credit risk policies that may change from time to time. If a Client does not meet the minimum Net Purchases dollar amount required within the promotional period, they will not receive any cashback under this Offer. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards Program Terms and Conditions, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.

◊ Changing Your 2% Money-Back Categories: At the time of Application, you will choose either two (2) or three (3) 2% Money-Back Categories (depending on your choice of Redemption Destinations as described above in Section 5 of the Tangerine Money-Back Rewards Program Terms and Conditions. If your online session ends early during the Application process and you did not have a chance to select your 2% Money-Back Categories, we will choose them on your behalf. Whether you choose your 2% Money-Back Categories or they are chosen for you, you can make one (1) 2% Money-Back Category change request at any time after the Credit Card Account opening. Any further 2% Money-Back Category change requests will take effect on the first billing date following a 90-day hold period after the previous 2% Money-Back Category change took effect. During the 90-day period, you may request a change to your 2% Money-Back Category selection at any time. However, the change will not take effect until this period has ended. If you request multiple changes to your 2% Money-Back Categories throughout this period, we will select the most recent change request as the request that is to be implemented. To review the history of changes to your Credit Card Account, log in at tangerine.ca and go to “Manage Rewards”.

* See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.


VALUE CONVERSIONS


Part 1: Tangerine World Mastercard® Money-Back Rewards Value per Canadian Dollar

  • Redemption as Statement Credit: 1 Money-Back Reward = $ 1 CAD when applied as a statement credit.
  • Deposit into Tangerine Savings: 1 Money-Back Reward = $ 1 CAD when transferred to a Tangerine Savings Account.

Part 2: Tangerine World Mastercard® Money-Back Rewards Value per 100 Canadian Dollars

  • All Redemptions: 100 Money-Back Rewards = $ 100 CAD

Part 3: Summary for Best Value

To maximize the value from the Tangerine World Mastercard®:
  • Optimize Category Selection: Choose your 2% cash back categories strategically based on your spending patterns to maximize returns. You can change these categories every 90 days.
  • Automatic Monthly Redemption: Rewards are automatically redeemed each month, so there's no risk of forgetting to redeem them for value.
  • Benefit from Additional Perks: Utilize the card's extra benefits like travel perks, insurance, and no foreign transaction fees to add value beyond just the cash back.
  • Link with Savings: By choosing to deposit rewards into a Tangerine Savings Account, you can earn a third 2% category, potentially increasing your cash back.

Part 4: Tangerine World Mastercard® Money-Back Rewards Earned per $ 1000 Spending by Category

  • 2% Cash Back Categories: 20 Money-Back Rewards per $ 1,000 spent (2% on up to three categories of your choice; earn a third category by depositing rewards into a Tangerine Savings Account).
  • All Other Purchases: 5 Money-Back Rewards per $ 1,000 spent (0.5% on all other purchases not in your chosen categories).



NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.


★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

• To be eligible for this rebate, applicants must not have had any Tangerine credit card previously. You must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.

NOTE : You must contact GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void by the merchant.



Rebate Currency Exchange :  NONE




Get $120 when you spend $1,500 in your first 3 months! No annual fee. Pay 1.95% interest for 6 months on Balance Transfers.
Ends : Apr 30