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Neo Mastercard® |
Canada’s first credit card designed to grow with you.
Start today and get approved instantly. We’ll help you build your credit and borrow better.
FEATURES
- Guaranteed*, instant approval and access to virtual card to start using immediately
- Credit limit increases in as little as 3 months*
- No annual fees, no overlimit fees and unlimited transactions
- Add one additional cardholder and earn cashback twice as fast
- Up to 15% back at over 10,000 Neo partners across Canada
Everyday cashback
- 1% cashback on groceries
- 1% cashback on gas & EV charging
Insurances/Other:
- Mastercard Zero Liability
Interest Rates
- Purchase Credit Rate: 19.99% – 29.99%
- Cash Advance Rate: 22.99% – 31.99%
- For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)
* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
Initial Rewards: Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.
On Going Rewards 1st: Earn an average 5%+ cashback at thousands of partners and at least 1%² cashback guaranteed
On Going Rewards 2nd: No annual fees, no overlimit fees and unlimited transactions
GCR Rebate: 60
GCR Rebate
$60
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Initial Rewards
Unlimited transactions, no annual fees
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Credit Needed
Good
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* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
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Secured Neo Mastercard |
Start building with Canada’s first credit card designed to grow with you.
Guaranteed, instant approval whether you’re just starting out, or looking to build or rebuild your credit. Plus get a $25 sign up bonus!
FEATURES
- A physical and digital secured card that doesn't require a hard credit check
- No income or credit score requirements
- Guaranteed, instant approval* with access to your virtual card to start using immediately
- Earns cashback on everyday spending
- Up to 15% back at over 10,000 Neo partners across Canada
- Security funds minimum of only $50
~ $7.99/month
Everyday cashback
- 1% cashback on gas & groceries
Insurances/Other:
- Mastercard Zero Liability
Interest Rates
- Purchase Credit Rate: 19.99% – 29.99%
- Cash Advance Rate: 22.99% – 31.99%
- For Quebec: Purchase rate (19.99%-24.99%) and cash advance rate (22.99%-25.99%)
* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
Initial Rewards: Earns cashback on everyday spending
On Going Rewards 1st: 1% cashback on gas & groceries
On Going Rewards 2nd: Up to 15% back at over 10,000 Neo partners across Canada
GCR Rebate: 60
GCR Rebate
$60
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Initial Rewards
Build or rebuild your credit. No income or credit score requirements.
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Credit Needed
NA
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Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Minimum account funding of $50 required.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
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Neo World Elite® Mastercard |
The Neo World Elite® Mastercard combines premium benefits with top cashback rates.
FEATURES
- Instant approvals and access to virtual card to start using straight away
- Exclusive offers of up to 15% at over 10,000 businesses across Canada
- Cashback redeemable at anytime
- Premium insurance coverage
Everyday cashback
- 5% cashback on groceries*
- 4% cashback on recurring payments*
- 3% cashback on gas and EV charging*
- 1% cashback back on everything else*
Additional Card Benefits:
- Mastercard Zero Liability
- Extended Warranty
- Purchase Protection
- Auto Rental Collision Loss Damage
- Rental Card Theft, Damage, Accident, Personal Effects
- Out of Province & Country Emergency Medical
- Trip Interruption & Cancellation
- Flight & Baggage Delay
- Hotel & Motel Burglary
- World Mastercard Benefits including discounting with participating partners and DragonPass
Interest Rates
- Purchase Credit Rate: 19.99% – 29.99%
- Cash Advance Rate: 22.99% – 31.99%
- For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)
* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
Initial Rewards: Get up to 5% cashback on groceries, recurring bills, EV charging and gas.
On Going Rewards 1st: Extensive travel, warranty and insurance benefits
On Going Rewards 2nd: Shop at over 10,000 network partners and earn additional cashback
GCR Rebate: 125
GCR Rebate
$125
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Initial Rewards
Premium benefits with top cashback rates.
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Credit Needed
NA
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* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.
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Neo World Mastercard® |
The Neo World Mastercard® is designed to elevate your everyday spending with the best no annual-fee cashback card in Canada*
FEATURES
- Instant approvals and access to your virtual card immediately
- Up to 15% back at over 10,000 Neo partners across Canada
- No annual fee
Everyday cashback
- 2% cashback on groceries*
- 2% cashback on recurring payments*
- 2% cashback on gas and EV charging*
- 0.5% cashback back on everything else*
Additional Card Benefits
- Unlimited cashback
- Mastercard Zero Liability
- Extended warranty
- Purchase protection
- World Mastercard Benefits including discounting with participating partners and DragonPass airport lounge access
Interest Rates
- Purchase Credit Rate: 19.99% – 29.99%
- Cash Advance Rate: 22.99% – 31.99%
- For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)
* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
Initial Rewards: 2% cashback on groceries, recurring bills and gas plus no annual fee.
On Going Rewards 1st: Shop at over 10,000 network partners and earn additional cashback
On Going Rewards 2nd: 0.5% cashback back on everything else
GCR Rebate: 50
GCR Rebate
$50
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Initial Rewards
Elevate your everyday spending with the best no annual-fee annual-fee cashback card in Canada
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Credit Needed
NA
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* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.
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