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Earn and redeem across United and the Star Alliance network — over 25 airlines, hundreds of destinations, all on one card.
Welcome Bonus: up to 20,000 MileagePlus miles • 5,000 miles on card activation and first transaction • Additional 15,000 miles when you spend $3,000 net of refunds within 3 months of application Renewal Bonus: 5,000 miles per year when account remains open and active with eligible spend within 365 days FEATURES Earn Rates
How the Miles Work Cardholders earn MileagePlus miles on every eligible purchase. Miles are calculated monthly and transferred to their United MileagePlus account. Miles can be redeemed through the United MileagePlus program for:
Card Benefits
Insurances*
World Elite Benefits
Mastercard Travel Pass
Interest Rates
* (Chubb | Travel insurance not available in Quebec) Terms and conditions apply. See Neo app for details. Legal Disclaimer Conditions apply. Limited one-time offer for new customers who have not opened a United Neo World Elite Mastercard before the date of application approval. Must (1) be the age of majority in your province or territory of residence; (2) be a Canadian resident; (3) have annual personal income of $80,000 CAD or annual household income of $150,000 CAD; and (4) for secured cards only, provide security funds. Initial 5,000 MileagePlus miles are issued once the card is activated. To earn additional 15,000 MileagePlus miles, minimum spend of $3,000 net of refunds must be completed within 3 months from application start date. Additional MileagePlus miles are issued 6–8 weeks after the qualifying spend period. MileagePlus® miles may be limited and vary by perks, offer, and partner. Offer is subject to MileagePlus® terms and conditions. MileagePlus® is managed, administered, and serviced by MileagePlus Holdings, LLC. Neo Financial™ and United MileagePlus® reserve the right to amend or withdraw this offer at any time. Neo Financial™ and United Airlines are separate entities. MileagePlus® is managed, administered, and serviced by MileagePlus Holdings, LLC. Benefits and offers are subject to change. See neofinancial.com/legal for full terms. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc. Initial Rewards: Welcome Bonus up to 20,000 MileagePlus miles + Renewal Bonus of 5,000 miles per year
On Going Rewards 1st: Redeem for flights, flight upgrades, hotel stays, car rentals, and more
On Going Rewards 2nd: Free first checked bag, Priority boarding, Nexus fee credit,
GCR Rebate: 100
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed. • Please click from GCR again if session expires. • Must apply online. • Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval. • Cash Back Rebate is valid for eligible new Neo customers only. • To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application. • Application(s) must be approved to receive Cash Back Rebate(s). • Cash Back not offered on repeat cardholders of the same card. • No Cash Back on Neo Hudson’s Bay products. NOTE: You must contact GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void. -
Earn 1% cashback on everything and no annual fee.
FEATURES
Everyday Cashback
Additional Card Benefits
Interest Rates
* Terms & conditions apply. See the application for complete details. Refer to the Neo website for up-to-date terms and conditions. Legal references and product terms are available on the Neo website. Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc. Initial Rewards: Earn 1% cashback on everything and no annual fee.
On Going Rewards 1st: Earn up to 15% at over 10,000 businesses across Canada
On Going Rewards 2nd: Mastercard Zero Liability, Extended Warranty and Purchase Protection
GCR Rebate: 50
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed. • Please click from GCR again if session expires. • Must apply online. • Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval. • Cash Back Rebate is valid for eligible new Neo customers only. • To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application. • Application(s) must be approved to receive Cash Back Rebate(s). • Cash Back not offered on repeat cardholders of the same card. • Cash Back offered on only 1 Neo World card category. NOTE: Please contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void. -
Earn 2% shopping and dining cashback rate, plus no annual fee.
FEATURES
Everyday Cashback
Additional Card Benefits
Interest Rates
* Terms & conditions apply. See the application for complete details. Refer to the Neo website for up-to-date terms and conditions. Legal references and product terms are available on the Neo website. Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc. Initial Rewards: Earn 2% shopping and dining cashback rate, plus no annual fee.
On Going Rewards 1st: Earn up to 15% at over 10,000 businesses across Canada
On Going Rewards 2nd: Mastercard Zero Liability, Extended Warranty and Purchase Protection
GCR Rebate: 50
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed. • Please click from GCR again if session expires. • Must apply online. • Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval. • Cash Back Rebate is valid for eligible new Neo customers only. • To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application. • Application(s) must be approved to receive Cash Back Rebate(s). • Cash Back not offered on repeat cardholders of the same card. • Cash Back offered on only 1 Neo World card category. NOTE: Please contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void. -
Get 2% on gas, groceries, and recurring payments with no annual fee.
FEATURES
Everyday Cashback
Additional Card Benefits
Interest Rates
* Terms & conditions apply. See the application for complete details. Refer to the Neo website for up-to-date terms and conditions. Legal references and product terms are available on the Neo website. Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc. Initial Rewards: Earn up to 15% at over 10,000 businesses across Canada
On Going Rewards 1st: Mastercard Zero Liability
On Going Rewards 2nd: Extended Warranty and Purchase Protection
GCR Rebate: 50
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed. • Please click from GCR again if session expires. • Must apply online. • Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval. • Cash Back Rebate is valid for eligible new Neo customers only. • To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application. • Application(s) must be approved to receive Cash Back Rebate(s). • Cash Back not offered on repeat cardholders of the same card. • Cash Back offered on only 1 Neo World card category. NOTE: Please contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void. -
2% cashback on everything. No categories to track. Just cashback.
FEATURES
Everyday Cashback
Additional Card Benefits:
Interest Rates
* Terms & conditions apply. See the application for complete details. Refer to the Neo website for up-to-date terms and conditions. Legal references and product terms are available on the Neo website. Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc. Initial Rewards: 2% cashback on everything. No categories to track
On Going Rewards 1st: Earn up to 15% at over 10,000 businesses across Canada through the Neo app
On Going Rewards 2nd: Comprehensive Insurance
GCR Rebate: 125
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed. • Please click from GCR again if session expires. • Must apply online. • Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval. • Cash Back Rebate is valid for eligible new Neo customers only. • To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application. • Application(s) must be approved to receive Cash Back Rebate(s). • Cash Back not offered on repeat cardholders of the same card. • Cash Back offered on only 1 Neo World Elite card category. NOTE: Please contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void. -
Earn 5% every time you dine out or order in, and 3% on retail shopping — the card built for how you actually enjoy spending.
FEATURES
Everyday Cashback
Additional Card Benefits:
Interest Rates
* Terms & conditions apply. See the application for complete details. Refer to the Neo website for up-to-date terms and conditions. Legal references and product terms are available on the Neo website. Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc. Initial Rewards: Earn 5% every time you dine out or order in, and 3% on retail shopping
On Going Rewards 1st: Earn up to 15% at over 10,000 businesses across Canada through the Neo app
On Going Rewards 2nd: Comprehensive Insurance
GCR Rebate: 125
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed. • Please click from GCR again if session expires. • Must apply online. • Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval. • Cash Back Rebate is valid for eligible new Neo customers only. • To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application. • Application(s) must be approved to receive Cash Back Rebate(s). • Cash Back not offered on repeat cardholders of the same card. • Cash Back offered on only 1 Neo World Elite card category. NOTE: Please contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void. -
Earn 5% on groceries, 4% on recurring payments, and 3% on gas — the card that works hardest where Canadians spend the most.
FEATURES
Everyday Cashback
Additional Card Benefits:
Interest Rates
* Terms & conditions apply. See the application for complete details. Refer to the Neo website for up-to-date terms and conditions. Legal references and product terms are available on the Neo website. Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc. Initial Rewards: Earn 5% on groceries, 4% on recurring payments, and 3% on gas
On Going Rewards 1st: Earn up to 15% at over 10,000 businesses across Canada through the Neo app
On Going Rewards 2nd: Comprehensive Insurance
GCR Rebate: 125
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed. • Please click from GCR again if session expires. • Must apply online. • Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval. • Cash Back Rebate is valid for eligible new Neo customers only. • To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application. • Application(s) must be approved to receive Cash Back Rebate(s). • Cash Back not offered on repeat cardholders of the same card. • Cash Back offered on only 1 Neo World Elite card category. NOTE: Please contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void. -
Canada’s first credit card designed to grow with you.
Start today and get approved instantly. We’ll help you build your credit and borrow better. FEATURES
Everyday cashback
Insurances/Other:
Interest Rates
* Terms & conditions apply. See the application for complete details. Refer to the Neo website for up-to-date terms and conditions. Legal references and product terms are available on the Neo website. Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc. Initial Rewards: Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.
On Going Rewards 1st: Earn an average 5%+ cashback at thousands of partners and at least 1%² cashback guaranteed
On Going Rewards 2nd: No annual fees, no overlimit fees and unlimited transactions
GCR Rebate: 60
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed. • Please click from GCR again if session expires. • Must apply online. • Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval. • Cash Back Rebate is valid for eligible new Neo customers only. • To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application. • Application(s) must be approved to receive Cash Back Rebate(s). • Cash Back not offered on repeat cardholders of the same card. • No Cash Back on Neo Hudson’s Bay products. • NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void. -
Start building with Canada’s first credit card designed to grow with you.
Guaranteed, instant approval whether you’re just starting out, or looking to build or rebuild your credit. Plus get a $25 sign up bonus! FEATURES
~ $7.99/month Everyday cashback
Insurances/Other:
Interest Rates
* Terms & conditions apply. See the application for complete details. Refer to the Neo website for up-to-date terms and conditions. Legal references and product terms are available on the Neo website. Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc. Initial Rewards: Earns cashback on everyday spending
On Going Rewards 1st: 1% cashback on gas & groceries
On Going Rewards 2nd: Up to 15% back at over 10,000 Neo partners across Canada
GCR Rebate: 60
Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed. • Please click from GCR again if session expires. • Must apply online. • Minimum account funding of $50 required. • Cash Back Rebate is valid for eligible new Neo customers only. • To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application. • Application(s) must be approved to receive Cash Back Rebate(s). • Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval. • Cash Back not offered on repeat cardholders of the same card. • No Cash Back on Neo Hudson’s Bay products. • NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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