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PC® Mastercard® |
Earn 20,000 PC OptimumTM welcome points when you spend $50 or more at participating stores within 60 days of account approval.**
FEATURES
Get to free fast with a no annual fee PC® Mastercard®.
- Earn 10 points for every $1 spent at grocery stores that participate in the PC Optimum™ program*
- Earn at least 30 points per litre at Esso™ and Mobil™ stations*
- Earn 25 points for every $1 spent at Shoppers Drug Mart®*
- Earn 10 points for every $1 spent dining, transit, and everywhere else*
- All with no annual fee.
Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.
Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® credit card.
Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC® Mastercard® credit card.
Quebec Cash Advance interest rate: 21.97%
** Offer valid for new President’s Choice Financial® Mastercard® cardholders who apply by Dec 31, 2026. Earn a one-time bonus of 20,000 PC Optimum™ points when you spend $50 CDN or more in total qualifying purchases at participating Loblaw banner grocery stores, The Mobile Shop™ stores, Joe Fresh® stores, Shoppers Drug Mart® stores, Pharmaprix® stores, Esso™ or Mobil™ stations in Canada within 60 days of account approval. Visit pcoptimum.ca for participating stores. Qualifying purchases must be made with your new PC Financial® Mastercard®. Date of account approval is the date of the PC Financial® email confirming that your PC Financial® Mastercard® is approved.
Qualifying purchases excludes refunds, cash advances, balance transfers, interest charges, fees, credit or debit adjustments. Any refunds or merchant credits received during the offer period will reduce your total purchase amount for the purposes of this offer. Cannot be used with any other promotions or offers. Offer has no cash value. Your President’s Choice Financial® Mastercard® account must be open and in good standing at the time points are awarded. Offer applies to new accounts only. This introductory offer is limited to one per new PC Financial® Mastercard® account and may be terminated or changed at any time without notice. Allow 4-6 weeks from qualifying purchase(s) for bonus PC Optimum™ points to be awarded.
* Conditions apply to all benefits. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® Mastercard®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC® Mastercard® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.
Initial Rewards: Earn 20K points when you spend $50 or more at participating stores within 60 days of account approval.
On Going Rewards 1st: 10 PC Optimum™ points for every $1 spen tat participating stores where President’s Choice products are sold
On Going Rewards 2nd: 25 points for every $1 spent at Shoppers Drug Mart®, at least 30 points per litre at Esso or Mobil stations
GCR Rebate: 35
GCR Rebate
$35
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Initial Rewards
Earn 20K points!
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Credit Needed
Fair
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Must activate card to get Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Must activate card to get cash back.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval and activation.
• Cash Back not offered on repeat cardholders of the same card.
NOTE: You must contact GCR within 4 months to report a missing rebate otherwise the rebate is void.
The credit card features and benefits are provided by President’s Choice Bank, provider of the PC ® Mastercard ®.
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PC® World Elite Mastercard® |
Earn 20,000 PC OptimumTM welcome points when you spend $50 or more at participating stores within 60 days of account approval.**
FEATURES
Get to free fast with a no annual fee PC® World Elite Mastercard®.
- Earn 30 points for every $1 spent at grocery stores that participate in the PC Optimum™ program*
- Earn at least 30 points per litre at Esso™ and Mobil™ stations*
- Earn 45 points for every $1 spent at Shoppers Drug Mart®*
- Earn 10 points for every $1 spent dining, transit, and everywhere else*
- All with no annual fee.
Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.
Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® credit card.
Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC® Mastercard® credit card.
Emergency Medical Insurance:
For trips up to 10 days from date of departure, for those under age 65. Conditions apply
Car Rental Collision/Loss Damage Waiver Insurance: Collision damage and theft protection for your car rental needs.
Quebec Cash Advance interest rate: 21.97%
** Offer valid for new President’s Choice Financial® Mastercard® cardholders who apply by Dec 31, 2026. Earn a one-time bonus of 20,000 PC Optimum™ points when you spend $50 CDN or more in total qualifying purchases at participating Loblaw banner grocery stores, The Mobile Shop™ stores, Joe Fresh® stores, Shoppers Drug Mart® stores, Pharmaprix® stores, Esso™ or Mobil™ stations in Canada within 60 days of account approval. Visit pcoptimum.ca for participating stores. Qualifying purchases must be made with your new PC Financial® Mastercard®. Date of account approval is the date of the PC Financial® email confirming that your PC Financial® Mastercard® is approved.
Qualifying purchases excludes refunds, cash advances, balance transfers, interest charges, fees, credit or debit adjustments. Any refunds or merchant credits received during the offer period will reduce your total purchase amount for the purposes of this offer. Cannot be used with any other promotions or offers. Offer has no cash value. Your President’s Choice Financial® Mastercard® account must be open and in good standing at the time points are awarded. Offer applies to new accounts only. This introductory offer is limited to one per new PC Financial® Mastercard® account and may be terminated or changed at any time without notice. Allow 4-6 weeks from qualifying purchase(s) for bonus PC Optimum™ points to be awarded.
* Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® World Elite Mastercard®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC® Mastercard® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.
Initial Rewards: Earn 20K points when you spend $50 or more at participating stores within 60 days of account approval.
On Going Rewards 1st: 45 points for every $1 spent at Shoppers Drug Mart®
On Going Rewards 2nd: 30 points for every $1 spent at grocery stores that offer PC Optimum™ pts. and at least 30 points per litre at Esso or Mobil stations
GCR Rebate: 50
GCR Rebate
$50
|
Initial Rewards
Earn 20K points!
|
Credit Needed
Fair
|

Must activate card to get Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Must activate card to get cash back.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval and activation.
• Cash Back not offered on repeat cardholders of the same card.
NOTE: You must contact GCR within 4 months to report a missing rebate otherwise the rebate is void.
The credit card features and benefits are provided by President’s Choice Bank, provider of the PC ® Mastercard ®.
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PC® World Mastercard® |
Earn 20,000 PC OptimumTM welcome points when you spend $50 or more at participating stores within 60 days of account approval.**
FEATURES
Get to free fast with a no annual fee PC® World Mastercard®.
- Earn 20 points for every $1 spent at grocery stores that participate in the PC Optimum™ program*
- Earn at least 30 points per litre at Esso™ and Mobil™ stations*
- Earn 35 points for every $1 spent at Shoppers Drug Mart®*
- Earn 10 points for every $1 spent dining, transit, and everywhere else*
- All with no annual fee.
Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.
Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® credit card.
Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC® Mastercard® credit card.
Quebec Cash Advance interest rate: 21.97%
** Offer valid for new President’s Choice Financial® Mastercard® cardholders who apply by Dec 31, 2026. Earn a one-time bonus of 20,000 PC Optimum™ points when you spend $50 CDN or more in total qualifying purchases at participating Loblaw banner grocery stores, The Mobile Shop™ stores, Joe Fresh® stores, Shoppers Drug Mart® stores, Pharmaprix® stores, Esso™ or Mobil™ stations in Canada within 60 days of account approval. Visit pcoptimum.ca for participating stores. Qualifying purchases must be made with your new PC Financial® Mastercard®. Date of account approval is the date of the PC Financial® email confirming that your PC Financial® Mastercard® is approved.
Qualifying purchases excludes refunds, cash advances, balance transfers, interest charges, fees, credit or debit adjustments. Any refunds or merchant credits received during the offer period will reduce your total purchase amount for the purposes of this offer. Cannot be used with any other promotions or offers. Offer has no cash value. Your President’s Choice Financial® Mastercard® account must be open and in good standing at the time points are awarded. Offer applies to new accounts only. This introductory offer is limited to one per new PC Financial® Mastercard® account and may be terminated or changed at any time without notice. Allow 4-6 weeks from qualifying purchase(s) for bonus PC Optimum™ points to be awarded.
* Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® World Mastercard®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC® Mastercard® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.
Initial Rewards: Get 20,000 points with a new PC® Mastercard® and no annual fee.
On Going Rewards 1st: 35 points for every $1 spent at Shoppers Drug Mart®
On Going Rewards 2nd: 20 points for every $1 spent at grocery stores that offer PC Optimum™ pts. and at least 30 points per litre at Esso or Mobil stations
GCR Rebate: 45
GCR Rebate
$45
|
Initial Rewards
Get 20,000 points!
|
Credit Needed
Fair
|

Must activate card to get Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Must activate card to get cash back.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval and activation.
• Cash Back not offered on repeat cardholders of the same card.
NOTE: You must contact GCR within 4 months to report a missing rebate otherwise the rebate is void.
The credit card features and benefits are provided by President’s Choice Bank, provider of the PC ® Mastercard ®.
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