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KOHO Financial
GCR Rebate
$35		   Initial Rewards
Earn up to 3.5%		   Credit Needed
Earn up to 3.5% on your balance.
Select
Reloadable Prepaid Mastercard®, Cash Back, Interest Earning, No Fees




KOHO Essential Mastercard® Prepaid Card/KOHO Essential
  • Earn 1% cash back on groceries, transportation, food & drinks
  • Up to 6.5% extra cash back at selected merchants
  • Earn 2% interest on both your spending and savings accounts.* Your funds will also be eligible for CDIC insurance.
  • Get access to a cash advance of up to $250* at 0% interest with Cover
  • Free Credit Score
  • Send money to 190+ countries with KOHO’s International Money Transfer feature and enjoy the best exchange rates, no hidden fees, and transfers that arrive within 30 minutes*

  • Grow your credit by an average of 31+ points in just 4 months with Credit Building* for $10 / month
  • All KOHO plans come with a free 30-day trial so you can see if it suits you
Annual Fee: $48 ($4/mo). Get this plan for $0 when you set up a recurring Direct Deposit or deposit $1000 each month into your KOHO account.



KOHO Extra Mastercard® Prepaid Card/KOHO Extra
  • Earn 1.5% cash back on groceries, transportation, food & drinks
  • 0.25% cash back on all other purchases
  • Up to 6.5% extra cash back at selected merchants
  • Earn 2.5% interest on both your spending and savings accounts.* Your funds will also be eligible for CDIC insurance.
  • Get access to a cash advance of up to $250* at 0% interest with Cover
  • Free Credit Score
  • No Foreign Exchange fees on any purchases
  • Send money to 190+ countries with KOHO’s International Money Transfer feature and enjoy the best exchange rates, no hidden fees, and transfers that arrive within 30 minutes*

  • Grow your credit by an average of 31+ points in just 4 months with Credit Building* for $7 / month instead of $10 / month (30% plan discount)
  • All KOHO plans come with a free 30-day trial so you can see if it suits you
Annual Fee: $144 ($12/mo)



KOHO Everything Mastercard® Prepaid Card/KOHO Everything
  • Earn an extra 2% cash back on groceries, food & drinks on top of a minimum 0.5% cash back on all purchases
  • Up to 6.5% extra cash back at selected merchants
  • Earn 3.5% interest on both your spending and savings accounts.* Your funds will also be eligible for CDIC insurance.
  • Get access to a cash advance of up to $250* at 0% interest with Cover
  • Free Credit Score
  • No Foreign Exchange fees on any purchases
  • Send money to 190+ countries with KOHO’s International Money Transfer feature and enjoy the best exchange rates, no hidden fees, and transfers that arrive within 30 minutes*

  • Grow your credit by an average of 31+ points in just 4 months with Credit Building* for $5 / month instead of $10 / month (50% plan discount)
  • All KOHO plans come with a free 30-day trial so you can see if it suits you
Annual Fee: $177 ($14.75/mo)


*Terms and Conditions apply
Refer to Koho.ca for up-to-date terms and conditions.
Legal and product terms are available on Koho.ca.

Must activate your card and load funds into your KOHO account.
Must enter a valid mailing address to earn rebate.
Rebate is valid only for eligible new KOHO customers.

NOTE: Please contact GCR within 4 months to report a missing rebate otherwise the rebate is void.