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Get $100 with a Tangerine® Money-Back World Mastercard®*. Spend $1,500 in your first 3 months to enjoy this Bonus.** Offer Expires September 30, 2026. *Conditions apply. FEATURES Unlimited cash back and flexibility Two Categories 2% Money-Back Rewards on purchases in two categories of your choice. OR Three categories Deposit your Rewards into a Tangerine Savings Account and get a third 2% Money-Back category. 13 Categories to explore Groceries, gas, and beyond, choose from 13 categories to suit your spending. And change them up every 90 days to match your purchases.◊
Plus the following: Rental Car Collision/Loss Damage Insurance Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card. Mobile Device Insurance Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure. Mastercard® Travel Pass Provided By DragonPass Make the most of your travel with Mastercard® Travel Pass Provided by DragonPass. Your complimentary membership gives you exclusive dining, retail and spa offers in over 650 airports worldwide, along with access to over 1,300 airport lounges at $32 USD per visit. Learn more at mastercardtravelpass.dragonpass.com Scoring a $100 Bonus is easy 1. Apply in minutes – Apply on our Mobile Banking app or online. Be sure to activate your Card within 45 days of approval. 2. Earn $100, just for spending on your everyday essentials – Spend $1,500 in your first 3 months to enjoy this Bonus. Get this Bonus on top of your usual unlimited 2% cash back in up to 3 customizable categories + 0.5% back on everything else. Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank. ®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated. ** Rewards Promotional Offer: The Tangerine $100 Money-Back Rewards Limited-time Promotional Offer (the “Offer”) is only available to new Tangerine Money-Back World Mastercard Account holders who (i) apply for a Tangerine Money-Back World Mastercard (the “Account”) by Sep 30, 2026, (ii) activate their Account within 45 days of approval, and (iii) have at least $1,500 in total Net Purchases posted to their Account within the 90-day promotional period beginning on the date the Tangerine Money-Back World Mastercard is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of $100 Money-Back Rewards will be credited to the Primary Cardholder’s Account within approximately 1–2 statement cycles after the 90-day promotional period provided the Account is open and in Good Standing at time of payout. Your Account is in Good Standing if it is not more than one (1) monthly statement period past due and is not closed, charged off, or in credit revoked status, all according to our credit risk policies that may change from time to time. If a Client does not meet the minimum Net Purchases dollar amount required within the promotional period, they will not receive any cashback under this Offer. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards Program Terms and Conditions, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms. ◊ Changing Your 2% Money-Back Categories: At the time of Application, you will choose either two (2) or three (3) 2% Money-Back Categories (depending on your choice of Redemption Destinations as described above in Section 5 of the Tangerine Money-Back Rewards Program Terms and Conditions. If your online session ends early during the Application process and you did not have a chance to select your 2% Money-Back Categories, we will choose them on your behalf. Whether you choose your 2% Money-Back Categories or they are chosen for you, you can make one (1) 2% Money-Back Category change request at any time after the Credit Card Account opening. Any further 2% Money-Back Category change requests will take effect on the first billing date following a 90-day hold period after the previous 2% Money-Back Category change took effect. During the 90-day period, you may request a change to your 2% Money-Back Category selection at any time. However, the change will not take effect until this period has ended. If you request multiple changes to your 2% Money-Back Categories throughout this period, we will select the most recent change request as the request that is to be implemented. To review the history of changes to your Credit Card Account, log in at tangerine.ca and go to “Manage Rewards”. * See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information. |
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| Earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 12 months. |
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Earn a bonus 10% cash back (up to $100) for purchases made in your first 2 months.* Plus, get a promo rate on balances you transfer for a limited time. That’s on top of earning 2% Money-Back Rewards in up to 3 Categories* of your choice, like gas, groceries and home improvement. Offer Expires September 30, 2026. * Conditions apply. FEATURES
Additional Card Benefits:
MasterCard® Benefits:
Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank. ®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated. * Rewards Promotional Offer: The Tangerine 10% Limited-time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who (i) apply for a Tangerine Money-Back Credit Card (the “Account”) by September 30, 2026, (ii) activate their Account within 45 days of approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the Tangerine Money-Back Credit Card is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100) will be credited to the Primary Cardholder’s Account within 1–2 statement cycles after the 60-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms. † Balance Transfer Promotional Offer at 1.95% for 6 months (1% Balance Transfer Fee). Please visit Tangerine to view complete Terms and Conditions. * See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information. |
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| Earn up to $600* in value for the first year including a 30,000 Scene+® Points Welcome Bonus. |
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Earn up to $600* in value for the first year. Earn a 30,000 Scene+® Points Welcome Bonus with the Tangerine® Rewards World Elite®* Mastercard®* Apply today and start earning up to $600 in value* from Day 1, including:
*Conditions apply. FEATURES Premium Rewards That Elevate the Everyday The Tangerine Rewards World Elite Mastercard is designed to fit seamlessly into Canadians’ daily routines, offering flexible rewards and benefits tailored to their personal interests — from travel and concerts to culinary experiences — all backed by accelerators that enhance their everyday spend. Unlimited, Accelerated Earning, Personalized to You Powered by Scene+, cardholders get access to Canada’s largest loyalty program and the ability to earn:
Momentum at the Pump: Currently available in Alberta and starting May 26, nationwide, cardholders can unlock up to 10¢/L in value at Shell locations.4
Premium Protection & Global Perks: Cardholders enjoy peace of mind with comprehensive travel and mobile device insurance, plus a one-of-a-kind Event Ticket Protection. Additional premium perks include: Four annual complimentary airport lounge passes.2 Mastercard Travel Rewards: Travel abroad. Shop with Mastercard. Get Rewarded.5
Benefinder Advantage: Benefinder, Tangerine’s new built-in digital rewards tool, helps clients get the most out of their card by tracking rewards and bringing offers and benefits together in one place — with additional functionality on the way. Earn and Redeem on What’s Essential to You: Cardholders receive points, perks and rewards from key partners like Scene+ Travel, Powered by Expedia, Shell, Home Hardware, Rakuten, Cineplex, and Empire Company Limited’s family of brands including Sobeys, IGA, Safeway, Foodland, FreshCo and Voilà. Transfer and Save: During your first 30 days, transfer balances up to your credit limit and pay an interest rate of only 1.95% on the transferred balance for 6 months (22.95% after that). A Balance Transfer fee of 1% on the amount transferred will apply. ** Conditions apply. Promotional Offer: *Savings and reward potential in first 12 months includes current welcome offer value, annual point bonus and airport lounge savings as of February 3, 2026 $300 in Scene+ points (30,000 bonus Scene+ points) for new clients who spend $3,000 in Net Purchases within the first 3 months $100 in Scene+ points (10,000 bonus Scene+ points) when you spend $30,000 annually on your Account each year (12-months) CAD$200/USD$148 worth of lounge passes annually (4 passes valued at USD$37/CAD$50 per pass). Currency conversion as of February 3, 2026. Potential First Year Value = up to $600 Actual offers, savings and rewards earned will depend on individual card usage and eligibility for applicable offers which are subject to change. Conditions apply. **Balance Transfer Promotional Offer at 1.95% for 6 months (1% Balance Transfer Fee) A Promotional Rate of 1.95% will apply to any and all Balance Transfers made within 30 days of the Account opening, and will remain in effect for 6 Statement Periods from the date the last such Balance Transfer was posted to the Account (the “Promotional Rate Period”). To take advantage of this Promotional Offer, you must complete the Balance Transfer request within 30 days of Account approval. You must also activate your Card within 45 days of Account approval for the requested Balance Transfer to be processed, or the Balance Transfer will be automatically cancelled. Balance Transfers are treated as Cash Advances on your Card and do not have an interest-free grace period. Balance Transfers may not exceed the available credit on the Account. If the Balance Transfer exceeds the available credit, the Balance Transfer transaction will not be processed. A 1% Balance Transfer Fee will be charged on each Balance Transfer amount and will be immediately charged to your Credit Card. This Balance Transfer Fee is waived by Tangerine if you are a resident of the province of Quebec at the time you accept this offer. Interest does not accrue on the Balance Transfer Fee, however it is included in the Minimum Payment amount on your monthly statement. You must continue to make all of your monthly Minimum Payments by the Payment Due Dates shown on your monthly statements. If you still have an amount owing from your Balance Transfer when the Promotional Rate Period ends, the Cash Advance interest rate of 22.95% will apply to that amount. You must continue to make the Minimum Payments on your Account, regardless of whether the Balance Transfer has been processed to your Account. We don’t charge interest on new Purchases that appear on your statement for the first time if we receive full payment of the Balance on your statement (including payment of any Balance Transfers included in that Balance), by the Payment Due Date on your statement. This means you will pay interest on new purchases that appear on your statement for the first time unless we receive payment of your entire balance each month by the payment due date. For example, if you do a promotional (or non-promotional) balance transfer for $7,000 and spend $500 in new purchases during the same statement cycle, we must receive payment of the entire balance of $7,500 on or before your payment due date to avoid paying interest on your new purchases that month of $500. Balance Transfers may not be used to transfer money to or from another Tangerine Account. See the Tangerine Credit Card Cardholder Agreement for more information about how we apply payments to your Account Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank. ®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated. See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information. |
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| Obtenez 2 % de remises en argent sur vos achats dans 2 catégories de votre choix |
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Obtenez un bonus de 10 % en remises en argent (jusqu’à 100 $) sur vos achats effectués au cours des deux premiers mois*. De plus, profitez d’un taux promotionnel sur les soldes transférés pour une durée limitée.
Offre valide jusqu’au 30 septembre 2026. Certaines conditions s’appliquent.* AVANTAGES Recevez des remises en argent Obtenez des Remises supplémentaires Accumulez automatiquement Aucune limite Transférez et épargnez Surveillez et catégorisez vos dépenses Avantages supplémentaires de la carte
* Offre promotionnelle pour les remises : L’offre promotionnelle de 10 % de Tangerine d’une durée limitée (l’« offre ») s’adresse exclusivement aux nouveaux titulaires d’un compte de carte de crédit Tangerine et qui i) font une demande d’obtention de la Carte de crédit Remises Tangerine (le « compte ») d’ici le 30 septembre 2026, ii) activent leur compte dans les 45 jours suivant l’approbation, et iii) portent au maximum 1 000 $ d’achats nets à leur compte dans les 60 jours suivant la date d’activation de la Carte de crédit Remises Tangerine. Les « achats nets » comprennent les achats portés au compte (moins tout remboursement, retour ou autre crédit semblable), mais ne comprennent pas les paiements, les avances de fonds (y compris les transferts de solde et les opérations en quasi-espèces), l’intérêt, les frais, les primes d’assurance, les rajustements ou autres frais. L’offre de 10 % en remises supplémentaires (jusqu’à 100 $) sera créditée au compte du titulaire de carte principal dans 1 ou 2 cycles de relevés suivant la période promotionnelle de 60 jours, à condition que le compte soit ouvert et en règle au moment du paiement. Limite d’une (1) Offre par client admissible. Cette Offre est non transférable. L’offre peut être modifiée, annulée ou prolongée en tout temps. Toutes les autres modalités de compte, y compris les Modalités du programme de Remises Tangerine, demeurent inchangées et sont toujours applicables. Pour connaître tous les détails, y compris la définition des termes utilisés ci-dessus, consultez l’Entente des titulaires de Carte de crédit Tangerine. †Offre promotionnelle de transfert de solde à 1,95 % pendant 6 mois (frais de transfert de solde de 1 %). Veuillez visiter Tangerine pour consulter les conditions générales complètes. * Consultez le site Web du fournisseur de carte et l’application de la carte pour connaître les détails complets de la carte, les conditions et les offres actuelles. Des efforts raisonnables sont faits pour maintenir l’exactitude de l’information. |
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| Obtenez 100 $. Dépensez 1 500 $ au cours de vos trois premiers mois pour profiter de ce bonus. |
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Obtenez 100 $ avec une carte World MastercardMD* Remises TangerineMD. Dépensez 1 500 $ au cours de vos trois premiers mois pour profiter de ce bonus.** Offre valide jusqu’au 30 septembre 2026. Des conditions s’appliquent.* AVANTAGES Remise en argent et flexibilité illimitées Épicerie, essence et plus encore, choisissez parmi 13 catégories qui correspondent à vos dépenses. Et modifiez-les tous les 90 jours pour les adapter à vos achats.◊ Accumulez des remises en argent illimitées Remises en argent supplémentaires Accès Wi-Fi Boingo pour MastercardMD* Services sur demande et par abonnement MastercardMD Airport Experiences fourni par DragonPass Assurance collision/dommages pour véhicules de location Assurance appareils mobiles Obtenez 2 % de remises en argent sur vos achats dans 2 catégories de votre choix. OU Déposez vos remises dans un Compte d’épargne Tangerine et obtenez une 3e catégorie de remises. 0 $ de frais annuels avec la carte World MastercardMD Tangerine Avantages supplémentaires de la carte
** Offre promotionnelle pour les remises : L'offre promotionnelle à durée limitée de Tangerine de 100 $ de remise en argent (l'« offre ») s’adresse exclusivement aux nouveaux titulaires d'un compte World Mastercard Remises Tangerine qui (i) font une demande d’obtention de la carte de crédit World Mastercard Remises Tangerine (le « compte ») d’ici le 30 Septembre 2026, (ii) activent leur compte dans les 45 jours suivant l'approbation et (iii) portent au moins 1 500 $ d'achats nets totaux à leur compte au cours de la période promotionnelle de 90 jours commençant à la date d'activation de la carte Mastercard Remises en argent Tangerine. Les « achats nets » comprennent les achats portés au compte (moins tout remboursement, retour ou autre crédit semblable), mais ne comprennent pas les paiements, les avances de fonds (y compris les transferts de solde et les opérations en quasi-espèces), l’intérêt, les frais, les primes d'assurance, les rajustements ou autres frais. La prime de 120 $ de remise en argent sera créditée au compte du titulaire de carte principal dans un délai d'environ 1 à 2 cycles de relevé suivant la période promotionnelle de 90 jours, à condition que le compte soit ouvert et en règle au moment du paiement. Votre compte est en règle s'il n'est pas en retard de plus d'un (1) cycle de relevé mensuel et s'il n'est pas fermé, radié ou en état de crédit révoqué, le tout conformément à nos politiques de risque de crédit qui peuvent changer de temps à autre. Si un client n'atteint pas le montant minimum d'achats nets requis pendant la période promotionnelle, il ne recevra aucun remboursement dans le cadre de cette offre. Limite d'une (1) offre par client admissible. Cette offre n'est pas transférable. L'offre peut être modifiée, annulée ou prolongée en tout temps. Toutes les autres modalités de compte, y compris les Modalités générales du programme de Remises Tangerine, demeurent inchangées et sont toujours applicables. Pour connaître tous les détails, y compris la définition des termes utilisés ci-dessus, consultez l’Entente des titulaires de Carte de crédit Tangerine. ◊ Modification de vos catégories de Remises de 2 % : Au moment de votre demande, vous devrez choisir deux (2) ou trois (3) catégories de Remises de 2 % (selon le choix de la destination de vos Remises décrit plus haut à la section 5) des Modalités du programme de Remises Tangerine. Si vous n’avez pas le temps de faire votre choix parce que votre session en ligne prend fin plus tôt que prévu pendant le processus de demande, nous choisirons ces catégories pour vous. Que vous choisissiez vous-même ou non vos catégories de Remises de 2 %, vous pouvez effectuer une (1) demande de changement de catégories de Remises de 2 % en tout temps après l’ouverture du Compte de la Carte de crédit. Toute demande de changement de catégorie de Remises de 2 % subséquente entrera en vigueur à la première date de facturation suivant une période de retenue de 90 jours suivant l’entrée en vigueur du dernier changement de catégorie de Remises de 2 %. Durant cette période de 90 jours, vous pouvez demander un changement de catégories de Remises de 2 % en tout temps. Toutefois, ce changement n’entrera pas en vigueur avant la fin de cette période. Si vous demandez plusieurs changements de catégories de Remises de 2 % durant cette période, nous prendrons en compte la demande la plus récente. Pour consulter l’historique des changements dans votre Compte de Carte de crédit, ouvrez une session sur tangerine.ca et cliquez sur « Gérer mes Remises ». *Consultez le site Web du fournisseur de carte et l’application de la carte pour connaître les détails complets de la carte, les conditions et les offres actuelles. Des efforts raisonnables sont faits pour maintenir l’exactitude de l’information. |
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