Full Site Sign Up

Filter : Neo


See Selections You must be logged in to use selection filter
GCR Rebate   Initial Rewards   Annual Card Fee   Purchase Rate   Balance Transfer Rate   Cash Advance Rate    
Neo Mastercard®
$60   Unlimited transactions, no annual fees   $0   19.99     22.99
Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.
Select
Canada’s first credit card designed to grow with you.

Start today and get approved instantly. We’ll help you build your credit and borrow better.




FEATURES
  • Guaranteed*, instant approval and access to virtual card to start using immediately
  • Credit limit increases in as little as 3 months*
  • No annual fees, no overlimit fees and unlimited transactions
  • Add one additional cardholder and earn cashback twice as fast
  • Up to 15% back at over 10,000 Neo partners across Canada


Everyday cashback
  • 1% cashback on groceries
  • 1% cashback on gas & EV charging


Insurances/Other:
  • Mastercard Zero Liability


Interest Rates
  • Purchase Credit Rate: 19.99% – 29.99%
  • Cash Advance Rate: 22.99% – 31.99%

  • For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)


* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
Secured Neo Mastercard
$25   Build or rebuild your credit. No income or credit score requirements.   $96   19.99     22.99
Earns cashback on everyday spending
Select
Start building with Canada’s first credit card designed to grow with you.

Guaranteed, instant approval whether you’re just starting out, or looking to build or rebuild your credit. Plus get a $25 sign up bonus!




FEATURES
  • A physical and digital secured card that doesn't require a hard credit check
  • No income or credit score requirements
  • Guaranteed, instant approval* with access to your virtual card to start using immediately
  • Earns cashback on everyday spending
  • Up to 15% back at over 10,000 Neo partners across Canada
  • Security funds minimum of only $50

~ $7.99/month



Everyday cashback
  • 1% cashback on gas & groceries


Insurances/Other:
  • Mastercard Zero Liability


Interest Rates
  • Purchase Credit Rate: 19.99% – 29.99%
  • Cash Advance Rate: 22.99% – 31.99%

  • For Quebec: Purchase rate (19.99%-24.99%) and cash advance rate (22.99%-25.99%)


* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.

Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Minimum account funding of $50 required.

• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
Neo World Elite® Mastercard
$100   Premium benefits with top cashback rates.   $125   19.99     22.99
Get up to 5% cashback on groceries, recurring bills, EV charging and gas.
Select
The Neo World Elite® Mastercard combines premium benefits with top cashback rates.



FEATURES
  • Instant approvals and access to virtual card to start using straight away
  • Exclusive offers of up to 15% at over 10,000 businesses across Canada
  • Cashback redeemable at anytime
  • Premium insurance coverage


Everyday cashback
  • 5% cashback on groceries*
  • 4% cashback on recurring payments*
  • 3% cashback on gas and EV charging*
  • 1% cashback back on everything else*


Additional Card Benefits:
  • Mastercard Zero Liability
  • Extended Warranty
  • Purchase Protection
  • Auto Rental Collision Loss Damage
  • Rental Card Theft, Damage, Accident, Personal Effects
  • Out of Province & Country Emergency Medical
  • Trip Interruption & Cancellation
  • Flight & Baggage Delay
  • Hotel & Motel Burglary
  • World Mastercard Benefits including discounting with participating partners and DragonPass


Interest Rates
  • Purchase Credit Rate: 19.99% – 29.99%
  • Cash Advance Rate: 22.99% – 31.99%

  • For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)


* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.
Neo World Mastercard®
$50   Elevate your everyday spending with the best no annual-fee annual-fee cashback card in Canada   $0   19.99     22.99
2% cashback on groceries, recurring bills and gas plus no annual fee.
Select
The Neo World Mastercard® is designed to elevate your everyday spending with the best no annual-fee cashback card in Canada*



FEATURES
  • Instant approvals and access to your virtual card immediately
  • Up to 15% back at over 10,000 Neo partners across Canada
  • No annual fee


Everyday cashback
  • 2% cashback on groceries*
  • 2% cashback on recurring payments*
  • 2% cashback on gas and EV charging*
  • 0.5% cashback back on everything else*


Additional Card Benefits
  • Unlimited cashback
  • Mastercard Zero Liability
  • Extended warranty
  • Purchase protection
  • World Mastercard Benefits including discounting with participating partners and DragonPass airport lounge access


Interest Rates
  • Purchase Credit Rate: 19.99% – 29.99%
  • Cash Advance Rate: 22.99% – 31.99%

  • For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)


* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.