Credit Card Comparison Details

GCR Rebate

Initial Rewards

Annual Card Fee

Purchase Rate

Balance Transfer Rate

Cash Advance Rate

Tangerine® Money-Back World Mastercard®*

$125		Get $120 with a Money-Back World Mastercard^®*		$0		20.95		22.95		22.95
		Get $120 when you spend $1,500 in your first 3 months

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Get $120 with a Money-Back World Mastercard^®* Spend $1,500 in your first 3 months to enjoy this Bonus. It’s the no annual fee Credit Card with the most cash back categories to choose from.^*

Offer Expires January 30, 2026

FEATURES

Unlimited cash back and flexibility
Two Categories 2% Money-Back Rewards on purchases in two categories of your choice. OR Three categories Deposit your Rewards into a Tangerine Savings Account and get a third 2% Money-Back category. 13 Categories to explore Groceries, gas, and beyond, choose from 13 categories to suit your spending. And change them up every 90 days to match your purchases.^*

Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
0.5% Money-Back Rewards on all other purchases.
Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
No limit on the amount of Money-Back Rewards you can earn.
Change your 2% Money-Back Categories to suit your spending.
Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
No annual fee

Plus the following:

Rental Car Collision/Loss Damage Insurance**
Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.

Mobile Device Insurance**
Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.

Mastercard^® Travel Pass Provided By DragonPass***
Make the most of your travel with Mastercard^® Travel Pass Provided by DragonPass. Your complimentary membership gives you exclusive dining, retail and spa offers in over 650 airports worldwide, along with access to over 1,300 airport lounges at $32 USD per visit. Learn more at mastercardtravelpass.dragonpass.com

Scoring a $120 Bonus is easy

1. Apply in minutes – Apply on our Mobile Banking app or online. Be sure to activate your Card within 45 days of approval.

2. Earn $120, just for spending on your everyday essentials – Spend $1,500 in your first 3 months to enjoy this Bonus. Get this Bonus on top of your usual unlimited 2% cash back in up to 3 customizable categories + 0.5% back on everything else.

Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

*Rewards Promotional Offer:
The Tangerine $120 Money-Back Rewards Limited-time Promotional Offer (the “Offer”) is only available to new Tangerine Money-Back World Mastercard Account holders who (i) apply for a Tangerine Money-Back World Mastercard (the “Account”) by January 30, 2026, (ii) activate their Account within 45 days of approval, and (iii) have at least $1,500 in total Net Purchases posted to their Account within the 90-day promotional period beginning on the date the Tangerine Money-Back World Mastercard is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of $120 Money-Back Rewards will be credited to the Primary Cardholder’s Account within approximately 1–2 statement cycles after the 90-day promotional period provided the Account is open and in Good Standing at time of payout. Your Account is in Good Standing if it is not more than one (1) monthly statement period past due and is not closed, charged off, or in credit revoked status, all according to our credit risk policies that may change from time to time. If a Client does not meet the minimum Net Purchases dollar amount required within the promotional period, they will not receive any cashback under this Offer. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• To be eligible for this rebate, applicants must not have had any Tangerine credit card previously. You must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.

• NOTE : You must contact GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void by the merchant.

Tangerine Money-Back Credit Card

$125		Earn an extra 10% back		$0		20.95		22.95		22.95
		Earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 12 months.

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More Rewards to brighten your day: apply for the Tangerine Money-Back Credit Card by
January 30, 2026 and earn an extra 10% cash back (up to $100) when you spend $1,000 within
your first 2 months.*

That’s on top of earning 2% Money-Back Rewards in up to 3 Categories* of your choice, like gas, groceries and home improvement.* Conditions apply.

Transfer and save
Feel your stress melt away with a low promotional interest rate on transferred credit card balances. Transfer your balance from another credit card to a Tangerine Money-Back Credit Card and pay an interest rate of only 1.95% on the transferred balance for the first 6 months (22.95% after that.) A Balance Transfer Fee of 1% on the amount transferred will apply. Conditions apply.^†

FEATURES

Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
0.5% Money-Back Rewards on all other purchases
Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category
Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account
No limit on the amount of Money-Back Rewards you can earn
Change your 2% Money-Back Categories to suit your spending
Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account
No annual fee

Additional Card Benefits:

2.5% Foreign Conversion Fee
Free Cards for Authorized Users on your Account
Purchase Assurance and Extended Warranty¹ – For most new purchases made anywhere in the world using your Tangerine Money-Back Credit Card, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:
⋄ Purchase Assurance, which may automatically cover loss, theft or damage, in excess of other insurance, for 90 days from the date of purchase; and
⋄ Extended Warranty, which may double the period of repair services, to a maximum of one additional year, when the original manufacturer’s warranty expires.
Add your Tangerine Money-Back Credit Card to the Wallet app on your Apple® device and use Apple Pay pretty much everywhere you love to shop. Look for the Apple Pay or contactless logo. It’s simple and secure. Learn more.

MasterCard^® Benefits:

Accepted worldwide at more than 24 million locations in over 210 countries
MasterCard Zero Liability
MasterCard Tap & Go^TM

Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

*Rewards Promotional Offer:
The Tangerine 10% Limited-time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who (i) apply for a Tangerine Money-Back Credit Card (the “Account”) by January 30, 2026, (ii) activate their Account within 45 days of approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the Tangerine Credit Card is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100) will be credited to the Primary Cardholder’s Account within 1–2 statement cycles after the 60-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.

^†Balance Transfer Promotional Offer at 1.95% for 6 months (1% Balance Transfer Fee). Please visit Tangerine to view complete Terms and Conditions.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Scotia Momentum® Visa Infinite* Card

$100		10% cash back		$120		20.99		22.99		22.99
		10% cash back on all purchases for the first 3 months and no annual fee in the first year.

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Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.*

Offer valid March 3, 2025 - October 31, 2025.

FEATURES

Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments and subscription purchases.
Earn 2% for every $1 you spend on gas purchases and daily transit purchases.
Earn 1% cash back on all other purchases with no cash back limit.
Visa Infinite* Concierge Services
Visa Infinite* Hotel Collection
Visa Infinite* Dining and Wine Country program
Comprehensive Travel Insurance & New Mobile Device Insurance coverage

Rates, fees and other information are effective as of July 2, 2025. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.

* See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.

TD Cash Back Visa Infinite* Card

$100		Earn up to $600 in value^†		$139		21.99		22.99		22.99
		Earn up to $600 in value^†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases.

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Earn up to $600 in value^†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500^†.

Conditions Apply.

OFFER DETAILS

Earn up to $600 in value^†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500^†. Conditions Apply. Offer effective as of April 30, 2025.

Bonus Eligible Purchases are Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases, until a total collective spend of $3,500 of such purchases have been made^†.
24/7 Emergency Roadside Assistance with Deluxe TD Auto Club membership, included at no additional cost^†.
Get an annual fee rebate for the first year^†.

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder while the offer is in effect.

FEATURES

Earn Cash Back Dollars on every eligible Purchase
Emergency Road Services with Deluxe TD Auto Club Membership^†
Complimentary Visa Infinite* Concierge service^† available 24/7
Mobile Device Insurance^†

Earning Cash Back

Earn 3% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit Purchases^†
Earn 3% in Cash Back Dollars on Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases^†
Earn 1% in Cash Back Dollars on all other Purchases^†
Redeem your Cash Back Dollars to help pay down your Accounts balance whenever you please - the choice is yours^†!

^† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content.

The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.

SimplyCash® Preferred Card from American Express

$50		Up to $250 in bonus value		$120		21.99				21.99
		Earn a bonus 10% cash back on all purchases for your first 3 months. Plus, a $50 statement credit when you make a purchase in month 13.

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Earn up to $250 in bonus value.

Earn a bonus 10% cash back on all purchases for your first 3 months (up to $2,000 in purchases). Plus, earn a $50 statement credit when you make a purchase in month 13. This could add up to $250 in bonus value in your first 13 months.

FEATURES

Earn accelerated earn rates on eligible gas and grocery purchases.
Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually) and 2% cash back on all other purchases.
Access events and special offers curated for Cardmembers with Amex Experiences^TM.
Extensive insurance coverage and 24/7 Customer Service.

Annual Card Fee

For non-Quebec residents:
$9.99/month (Equals $119.88 annually)

For Quebec residents:
$119/annual

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Preferred Cardmembers
• NOTE : You must reply to us within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.

Zolve Classic Credit Card

$15		2x cashback		$0		19.99
		Enjoy 2x cashback for the first 3 months!

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Apply for a Zolve Classic Credit Card and enjoy 2x cashback for the first 3 months!

Earn 8% cashback on groceries
Earn 4% cashback on Apple Pay, Google Pay and Samsung Pay
Earn 1% cashback on everything else

Card not available to residents of Quebec.

FEATURES

Standard Cashback

4% cashback on groceries
2% cashback on Apple Pay, Google Pay and Samsung Pay
0.5% cashback on everything else

Key Benefits

No SIN or credit history required
Instant approval
Build credit history
No annual fee

Purchase & Protection

Purchase security insurance
Extended warranty insurance
Zero liability protection from Mastercard

Other Benefits

24x7 chat support
Freeze and unfreeze your account with a tap

Annual Interest Rate on Purchases: 19.99% - 29.99% (Variable)

Zolve Canada is a financial technology company, not a bank or lender. All Zolve credit cards are issued by BRIM Financial Inc, 4101 Yonge Street, Suite 506, Toronto, Ontario, M2P 1N6, Canada, pursuant to a license from Mastercard. Cards may be used everywhere Mastercard credit cards are accepted.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account after first card transaction.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.

SimplyCash® Card from American Express

$30		Up to $100 in bonus cash back		$0		21.99				21.99
		Earn a bonus 5% cash back on all purchases in your first 3 months. That’s on top of your everyday cash back earn rates.

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Earn up to $100 in bonus cash back.

In your first 3 months as a new SimplyCash^® Card from American Express Cardmember, you can earn a bonus 5% cash back on all purchases (up to $2,000 in purchases). That’s on top of your everyday cash back earn rates. That’s up to $100 in bonus cash back.

FEATURES

Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada
(up to $300 cash back annually), and 1.25% cash back on all other eligible purchases.
Access events and special offers curated for Cardmembers with Amex Experiences^TM.
Insurance coverage and 24/7 Customer Service.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Card from American Express Cardmembers
• NOTE: You must reply to us within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.

Neo Mastercard®

$60		Unlimited transactions, no annual fees		$0		19.99				22.99
		Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.

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Canada’s first credit card designed to grow with you.

Start today and get approved instantly. We’ll help you build your credit and borrow better.

FEATURES

Guaranteed*, instant approval and access to virtual card to start using immediately
Credit limit increases in as little as 3 months*
No annual fees, no overlimit fees and unlimited transactions
Add one additional cardholder and earn cashback twice as fast
Up to 15% back at over 10,000 Neo partners across Canada

Everyday cashback

1% cashback on groceries

1% cashback on gas & EV charging

Insurances/Other:

Mastercard Zero Liability

Interest Rates

Purchase Credit Rate: 19.99% – 29.99%
Cash Advance Rate: 22.99% – 31.99%
For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)

* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.

TD Cash Back Visa* Card

$40		Earn up to $50 in Cash Back Dollars		$0		21.99		22.99		22.99
		For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.

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Earn up to $50 in Cash Back Dollars^† with the TD Cash Back Visa Card.

Conditions Apply.

OFFER DETAILS

Earn up to $50 in Cash Back Dollars^† with the TD Cash Back Visa Card. Conditions apply. Offer effective as of June 4, 2025.

Earn $10 in Cash Back Dollars on first purchase with your card^†
Earn an additional $40 in Cash Back Dollars when you reach a spend of $1,500 in the first 3 months of account opening^†
Cash Back Dollars can be redeemed to help pay down your account balance^†

FEATURES

For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
Earn 1% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases^†.
Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card^†.
Once your Cash Back Dollars balance hits $25, you can redeem those Cash Back Dollars as credit towards your account balance^†.
Your Cash Back Dollars never expire as long as your account is open and in good standing.
Earn 50% more Stars at participating Starbucks^® stores. Conditions apply.

MBNA Smart Cash Platinum Plus® Mastercard®

$50		Get 5% Cash Back		$0		21.99		22.99		22.99
		Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months.

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Get 5% Cash Back^††

Get 5% Cash Back^†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

FEATURES

Accelerate cash back on common purchases!

No annual fee
Get 5% Cash Back^†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
Get 2% Cash Back^‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
Get 0.5% Cash Back^‡ for all other eligible purchases
Standard Annual Interest Rates of 21.99% on eligible purchases, 22.99% on balance transfers✪, and 22.99% on cash advances

Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee.

This offer is not available for residents of Quebec.

‡, ††, ✪, Terms and Conditions apply.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ^®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.

Scotia Momentum® for business Visa* Card

$0		2.99% introductory interest rate on Balance transfers		$79		19.99		22.99		22.99
		2.99% introductory interest rate on Balance transfers for the first 6 months.

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2.99% introductory interest rate on Balance transfers for the first 6 months (22.99% after that; annual fee $79).¹

Offer valid November 1, 2024 - October 31, 2026.

FEATURES

3% cash back on eligible gas station, restaurant and office supply store purchases, and on eligible recurring bill payments and 1% cash back on all other everyday purchases for your business.²
Powerful Spend Management. Manage Visa Business card expenses more efficiently with Visa Spend Clarity for Business, a web-based tool that allows you to track expenses and helps you stay on budget.
Save when you shop. Receive discounts on your business purchases with Visa SavingsEdge*.⁵
Organize and track business expenses. Spending on your Scotia Momentum for business Visa card is consolidated into one monthly statement. Transactions made by additional Supplementary Cardholders are easily identified on your statement.
Cash flow. Make the most of your card. Consolidate all your recurring payments on your card and turn them into cash back rewards!
Add Supplementary cards for your employees. One account, multiple cards. Added benefits!
Save time at the checkout. Tap your Scotia Momentum for business Visa* card for quick easy payments.

Scotia SelectPay^TM

Enjoy the flexibility of buying now and paying little by little. Turn eligible credit card purchases of $100 or more into monthly installment payments over a fixed period of time with Scotia SelectPay.¹²

* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

No rebate offered at this time.

Scotia Momentum® No-Fee Visa* Card

$50		5% cash back		$0		19.99		22.99		22.99
		Earn 5% cash back for 3 months plus get a 0% introductory interest rate on balance transfers for the first 6 months.

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Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).

Plus, get a 0% introductory interest rate on Balance Transfers for the first 6 months.
(2% fee per cash advance, 22.99% after that; annual fee $0)

Offer valid March 3, 2025 - October 31, 2025.

FEATURES

Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments.
Earn 0.5% cash back on all other eligible purchases.

Rates, fees, offers and other information are effective as of July 2, 2025. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.

* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must reply to GCR within 3 months of application date to report a missing rebate, otherwise the rebate is void.

MBNA Smart Cash® World Mastercard®

$50		5% Cash Back		$39		21.99		22.99		22.99
		Get 5% Cash Back on eligible gas and grocery purchases for the first 6 months.

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Get 5% Cash Back^†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
Get 2% Cash Back^‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
Get 1% Cash Back^‡ for all other eligible purchases
$39 annual fee
Standard Annual Interest Rates of 21.99% on eligible purchases, 22.99% on balance transfers✪, and 22.99% on cash advances
Your personal annual income must be greater than $50,000, or your household annual income must be $80,000 or greater^††††

Take advantage of a card that provides Cash Back on eligible purchases!

This offer is not available for residents of Quebec.

‡, ††, ††††, ✪, Terms and Conditions apply.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ^®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

Secured Neo Mastercard

$25		Build or rebuild your credit. No income or credit score requirements.		$96		19.99				22.99
		Earns cashback on everyday spending

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Start building with Canada’s first credit card designed to grow with you.

Guaranteed, instant approval whether you’re just starting out, or looking to build or rebuild your credit. Plus get a $25 sign up bonus!

FEATURES

A physical and digital secured card that doesn't require a hard credit check
No income or credit score requirements
Guaranteed, instant approval* with access to your virtual card to start using immediately
Earns cashback on everyday spending
Up to 15% back at over 10,000 Neo partners across Canada
Security funds minimum of only $50

~ $7.99/month

Everyday cashback

1% cashback on gas & groceries

Insurances/Other:

Mastercard Zero Liability

Interest Rates

Purchase Credit Rate: 19.99% – 29.99%
Cash Advance Rate: 22.99% – 31.99%
For Quebec: Purchase rate (19.99%-24.99%) and cash advance rate (22.99%-25.99%)

Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Minimum account funding of $50 required.

• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.

Neo World Elite® Mastercard

$100		Premium benefits with top cashback rates.		$125		19.99				22.99
		Get up to 5% cashback on groceries, recurring bills, EV charging and gas.

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The Neo World Elite^® Mastercard combines premium benefits with top cashback rates.

FEATURES

Instant approvals and access to virtual card to start using straight away

Exclusive offers of up to 15% at over 10,000 businesses across Canada

Cashback redeemable at anytime

Premium insurance coverage

Everyday cashback

5% cashback on groceries^*

4% cashback on recurring payments^*

3% cashback on gas and EV charging^*

1% cashback back on everything else^*

Additional Card Benefits:

Mastercard Zero Liability

Extended Warranty

Purchase Protection

Auto Rental Collision Loss Damage

Rental Card Theft, Damage, Accident, Personal Effects

Out of Province & Country Emergency Medical

Trip Interruption & Cancellation

Flight & Baggage Delay

Hotel & Motel Burglary

World Mastercard Benefits including discounting with participating partners and DragonPass

Interest Rates

Purchase Credit Rate: 19.99% – 29.99%
Cash Advance Rate: 22.99% – 31.99%
For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.

Neo World Mastercard®

$50		Elevate your everyday spending with the best no annual-fee annual-fee cashback card in Canada		$0		19.99				22.99
		2% cashback on groceries, recurring bills and gas plus no annual fee.

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The Neo World Mastercard^® is designed to elevate your everyday spending with the best no annual-fee cashback card in Canada*

FEATURES

Instant approvals and access to your virtual card immediately
Up to 15% back at over 10,000 Neo partners across Canada
No annual fee

Everyday cashback

2% cashback on groceries^*

2% cashback on recurring payments^*

2% cashback on gas and EV charging^*

0.5% cashback back on everything else^*

Additional Card Benefits

Unlimited cashback

Mastercard Zero Liability

Extended warranty

Purchase protection

World Mastercard Benefits including discounting with participating partners and DragonPass airport lounge access

Interest Rates

Purchase Credit Rate: 19.99% – 29.99%
Cash Advance Rate: 22.99% – 31.99%
For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.

Scotia Momentum® Visa* Card

$60		2.99% introductory interest rate		$39		19.99		22.99		22.99
		Get a 2.99% introductory interest rate on on purchases and balance transfers for the first 6 months.

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Get a 2.99% introductory interest rate on on purchases and balance transfers for the first 6 months. (22.99% after that; annual fee $39)*

Offer valid March 3, 2025 - October 31, 2025.

FEATURES

Earn 2% cashback for every $1 you spend at eligible gas stations, grocery store, drug store purchases and recurring bill payments*.
Earn 1% cashback on all other eligible cashback purchases*.

Simplii Financial™ Cash Back Visa* Card

$60		Earn 8% cash back		$0		20.99		22.99		22.99
		Earn 8% cash back for your first 3 months up to $1,000 eligible spend.

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Double your cash back on Restaurants, Bars and Coffee Shops!

Earn up to 8% cash back^† for your first 3 months up to $1,000 in eligible spend.

FEATURES

Earn 4% cash back on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year^†.

Earn 1.5% cash back on eligible gas, groceries, drugstore purchases and pre-authorized payments,
up to $15,000 per year^†.

Earn 0.5% cash back on all other credit card purchases with no limit on how much you can earn^†.

Coverage

Purchase Security and Extended Protection Insurance^†.
Protect your purchases with double the manufacturer’s warranty, up to one additional year.

Send Money Abroad

Get cash back when you send a Global Money Transfer and pay with your Visa* Card^†.

Extra card fee: $0 (Up to 3 additional cards)
Credit Score: 600+
Purchase Interest Rate: 20.99%^‡
Balance Transfer Interest Rate: 22.99%^‡
Cash Advance Interest Rate: 22.99%^‡

^†Terms and conditions apply. Click ‘Apply Now’ for complete details.Banking services are not available in Quebec.

^‡ "Purchase" means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque. "Cash" means a Cash Advance, Balance Transfer and Convenience Cheque. Interest rates may change from time to time.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is for NEW Simplii customers only.
8. Cashback Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must contact GCR within 4 months from application date to report a missing rebate, otherwise the rebate is void.

RBC Cash Back Preferred World Elite Mastercard

$0		Unlimited cash back on your spending		$99		20.99		22.99		22.99
		Earn up to 1.5% cash back on your spending

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Unlimited cash back on your spending*

FEATURES

Earn up to 1.5% cash back on your spending^† – big or small
Premium benefits and insurances
Stay connected with a complimentary Boingo^‡ Wi-Fi account^Δ
Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points

Get $0 delivery fees for 12 months from DoorDash¹⁷ - Add your eligible RBC credit card to your DoorDash account to:

Get a 12-month complimentary DashPass subscription¹⁸ – a value of almost $120
Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

Refer to RBC page for up to date offer terms and conditions

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

KOHO Financial

$35		Earn up to 3.5%		$-1
		Earn up to 3.5% on your balance.

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Reloadable Prepaid Mastercard^®, Cash Back, Interest Earning, No Fees

KOHO Essential Mastercard^® Prepaid Card/KOHO Essential

Earn 1% cash back on groceries, eating & drinking, and transportation

2% interest on your entire balance*

Instant e-Transfers

Unlimited Transactions

Up to 5% extra cash back at selected merchants

Free Credit Score

Annual Fee: $48 ($4/month, billed yearly)

How to get Essential for $0?
- Set up a recurring direct deposit for your paycheque or government benefits
OR
- Deposit a total of $1,000 or more into your KOHO membership each month. (e-transfer or transfer from other accounts)

KOHO Extra Mastercard^® Prepaid Card/KOHO Extra

Earn 1.5% cash back on groceries, eating & drinking, and transportation

0.25% cash back on all other purchases

2.5% interest on your entire balance*

Instant e-Transfers

Unlimited Transactions

No foreign transaction fees

Up to 5% extra cash back at selected merchants

Free Credit Score

Credit Building for just $7 / month

Annual Fee: $144 ($12/month, billed yearly)

KOHO Everything Mastercard^® Prepaid Card/KOHO Everything

Earn 2% cash back on groceries, eating & drinking, and transportation

0.5% cash back on all other purchases

3.5% interest on your entire balance*

Instant e-Transfers

Unlimited Transactions

No foreign transaction fees

Up to 5% extra cash back at selected merchants

Free Credit Score

Credit Building for just $5 / month

Annual Fee: $177 ($14.75/month, billed yearly)

* Interest: To earn interest, users must be subscribed to a KOHO Earn Interest plan and opt in on the Interest page in-app to start earning on everything in your spending and savings account. Rates are annualized, calculated daily, and paid monthly.

* Rates Subject to Change: KOHO rates are subject to adjustment over time based on market conditions.

Refer a friend to KOHO and we’ll give you both $20 each! You can refer up to 50 friends, which means you can earn up to $1000 from our referral program.

Terms and Conditions
Refer to Koho.ca for up-to-date terms and conditions.
Legal and product terms are available on Koho.ca.

Must activate your card and load funds into your KOHO account.
Must enter a valid mailing address to earn reward.

Vancity enviro™ Visa Infinite* card

$0		Get 5% back in rewards points		$120		19.50		19.50		19.50
		Get 5% back in rewards points for shopping local. Plus, get your 1st year annual fee waived.

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Welcome offer!

Get 5% back in rewards points for shopping local. Plus, get your 1^st year annual fee waived. That’s up to $170 in rewards value.^

Offer available April 29 - June 30, 2025.

Available to British Columbia residents only.

5% of profits go to environmental initiatives with every purchase on your enviro Visa card.

Environmental impact:

Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.

5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.

Vancity Rewards
100 Vancity Rewards points = $1 in Rewards Value.

How to earn points.

10 points for every $1 spent at select local businesses.

5 points for every $1 spent on public transit and ferries.^◊

2.5 points for every $1 spent on groceries.^◊

1.25 points for every $1 spent on all other purchases.^◊

2x the points when booking travel through Vancity Rewards.

Ways you can redeem your points:

Cash back^‡: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).

Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.

Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).

Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.

Premium Visa Infinite Benefits

Get access to more than 1,200 participating airport lounges worldwide with your complimentary membership to Visa Airport Companion.⌀

Hotel perks, dining and wine events, concierge service, sports and entertainment offers and more.

Insurances

Common carrier travel accident insurance up to $500,000. ^§

Purchase security insurance. ^§

Extended warranty insurance. ^§

Auto rental collision/loss damage insurance. ^§

Flight delay insurance. ^§

Emergency travel assistance services. ^§

Delayed and lost baggage insurance. ^§

Eligibility: $60,000 annual personal income, $100,000 annual household income, or $250,000 or more in investible funds.

Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.

^ Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-infinite/

* Trademark of Visa Int. Used under license.

enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.

^‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.

^§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.

⌀ Enviro Visa Infinite cardholders have access to participating lounges through the Visa Airport Companion Program (“Program”), hosted and managed by DragonPass International Ltd. Cardholders must enroll for this benefit using a valid enviro Visa Infinite card. The value of a Visa Airport Companion membership (managed by DragonPass International Ltd.) is based on the value of purchasing a DragonPass membership ($68 USD) converted into CAD at an exchanged rate of 1.32. This estimated value is merely an estimate for illustrative purposes only. Actual value of a Visa Airport Companion membership may vary. Upon enrollment, all visits for enviro Visa Infinite cardholders are subject to a fee per person per visit. Cardholders who participate in the Program are subject to the DragonPass Terms of Use, Terms of Service and Privacy Policy and Visa’s Privacy Notice. To view the full Terms and Conditions for the Program and more details on how to enroll, please visit visaairportcompanion.ca. The Program services and benefits are provided by DragonPass and applicable third party offer providers and neither Visa nor Vancity is responsible for any claims or damages arising from participation in the Program.

ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant^®. ^® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.

To be eligible for this offer:
• Applicants must be a new Vancity credit card Account Holder.
• Are at least 19 years old.
• Live in British Columbia and have a BC address.

• Application must be complete and submitted to receive Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Vancity Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

Vancity enviro™ Visa* Classic card

$0		Get 5% back in rewards points		$0		19.50		19.50		19.50
		Get 5% back in rewards points for shopping local. That’s up to $50 in rewards value.

Select

Welcome offer!

Get 5% back in rewards points for shopping local. That’s up to $50 in rewards value.^

Offer available April 29 - June 30, 2025.

Available to British Columbia residents only.

5% of profits go to environmental initiatives with every purchase on your enviro Visa card.

Environmental impact:

Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.

5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.

Vancity Rewards
100 Vancity Rewards points = $1 in Rewards Value.

How to earn points.

1 point for every $2 spent on all purchases.

2x the points when booking travel through Vancity Rewards.

Ways you can redeem your points:

Cash back^‡: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).

Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.

Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).

Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.

Insurances

Common carrier travel accident insurance up to $200,000. ^§

Purchase security insurance. ^§

Extended warranty insurance. ^§

Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.

^ Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-classic

* Trademark of Visa Int. Used under license.

enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.

^‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.

^§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.

ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant^®. ^® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.

CIBC Dividend® Visa Infinite* Card

$0		Earn over $400 in value		$120		21.99		22.99		22.99
		Join and earn over $400 in value including a first year annual fee rebate.

Select

Join and earn over $400 in value including a first year annual fee rebate.^†

FEATURES

Here's how you can earn over $400 in value

Earn a 10% cash back welcome bonus of up to $250 (first 4 statements^†)
A $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements.^†
First year annual fee rebate valued at $120.^†

After that, get 4% cash back on eligible gas, EV charging, and grocery purchases.^†

2% cash back on eligible transportation, dining purchases and recurring payments^†
1% cash back on all other purchases^†
Get cash back on demand - redeem your cash back at any time when you have a minimum of $10 through CIBC Online and Mobile Banking^®^†

Save over $600 with CIBC and Skip
Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Infinite Card with Skip.^†

Save on gas with CIBC and Journie Rewards.
Link and use your CIBC Dividend^® Visa Infinite* Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

This is a digital-exclusive offer.^†

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.^† This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.^†

^†Terms and Conditions Apply. Select Apply Now to learn more.

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.

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