The Scotiabank SCENE Visa is an excellent no-fee credit card for movie lovers. As a cardholder, you’ll earn reward points for your daily purchase. You can use your points to get discounts on movies, meals, and other things. But, that’s not all; the card has no annual fee and a moderate interest rate. So, if you are looking for a low income card that allows you to earn reward points, this card is worth checking out.
Want to know more about the Scotiabank* SCENE Visa Card? Keep reading.
Scotiabank SCENE Visa Card At A Glance
- No annual fee
- No fee on supplementary cards
- $12,000 Minimum Income
- 19.99% purchase interest rate
- 22.99% interest on cash advances
- No Insurance Coverage
Scotiabank SCENE Visa Card Benefits
1. Reward for every day spending
This card has a pretty simple rewards scheme. You’ll earn 5 Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or cineplex.com. And get 1 Scene+ point for every $1 you spend on your everyday credit card purchases.
2. Generous welcome bonus
When you sign up for a Scotia SCENE Visa, you can get up to 5000 bonus points worth $50. However, you have to spend $750 within three months to get the 5000 bonus point.
So, this card is excellent for those with a tight budget since some cards require you to spend more to qualify for a welcome bonus.
3. Low income requirements
The card has a low income requirement of just $12,000, making it a good choice for students or young graduates.
4. Free Supplementary Card
Aside from being a no annual fee card, this card also doesn’t charge any fee for supplementary cards. This means you can add your spouse, friends, and relatives to enjoy the card benefits at no extra cost.
5. Save on Car Rentals
If you rent a vehicle at any participating AVIS location in Canada and US, you will receive up to a 25% discount on the rental price. If you are a frequent traveler, you will love the deals on car rentals.
The Scotiabank SCENE Visa Downsides
There are no significant flaws to the Scotiabank SCENE Visa. The only thing to keep in mind is that the card reward structure is heavily weighted toward cinemas and eating out.
This means that having a Scotiabank SCENE Visa card is not recommended unless you enjoy going to the movies or dining out. If you need a rewards card that offers more than a cinema ticket, one of the other Scotiabank Credit Cards might be the best option.
How To Redeem Your SCENE Points
You can redeem your Scene points for items like cinema tickets and restaurant discounts.
Generally, 1 SCENE point is worth about a penny.
If you don’t like eating out or going to movies, you can exchange points for various gift cards.
In conclusion
The Scotia* SCENE Visa card does not offer any form of insurance coverage. But if you want a no annual fee rewards credit card, it’s a pretty good deal -especially if you enjoy going to the cinemas. So whether you desire to get free movie tickets or improve your credit score, this may be the best card for you.