The American Express Aeroplan Reserve Card is ranked one of the best Aeroplan credit cards because of its premium benefits. It offers a high earn rate, premium perks, and a suite of travel benefits.
Aeroplan is a loyalty program owned by Air Canada. Thanks to Amex’s partnership with Aeroplan, you can enjoy various high-end rewards from both Aeroplan and Air Canada.
Want to know more about the American Express® Aeroplan®* Reserve Card? Check out this review.
American Express Aeroplan Reserve Card Key Features
- $599 annual fee
- unlimited Maple Leaf Lounge access
- priority check-in on Air Canada flights
- Up to 110,000 Aeroplan points welcome offer
- Free first checked bag, priority check-in and boarding on Air Canada
- Enjoy Priority Pass Lounge Access (worth $429)
- $200 in Nexus and Uber Pass credits.
- Apply here
American Express Aeroplan Reserve Card Welcome Bonus
This card welcome bonus should be enough to spark your interest. You can earn up to 110,000 bonus Aeroplan points, which is detailed as follows:
Spend $3,000 in net purchases on your card within the first three months of membership to get 20,000 Aeroplan points. Also, for the first six months, you’ll earn ten times the points on eligible Air Canada, Air Canada Vacations, hotel, and car rental purchases, up to 30,000 Aeroplan points. Additionally, for the first twelve months, you can earn 5,000 Aeroplan points for each monthly billing period in which you spend $1,000 on your card. This could add up to 60,000 Aeroplan points.
Amex Aeroplan Reserve Card Earning Structure
Let’s have a look at the earnings rate.
When you spend $1 on Air Canada or Air Canada Vacations, you earn 3 Aeroplan points. For every $1 spent on dining and food delivery, you’ll earn 2 Aeroplan points. All other purchases earn 1.25 Aeroplan points per dollar spent. So if you fly frequently with Air Canada, getting this card would be a great choice.
Other Perks and Features
1. Air Canada Travel Benefits
There are a number of perks associated with Air Canada’s premium card when you travel with Air Canada.
Some of these benefits are:
- Priority boarding,
- priority check-in,
- And complimentary access to Air Canada Maple Leaf Lounges within North America.
2. Travel Insurance Benefits
The card offers some of the best travel insurance you would expect from a premium card.
The following are some examples of its extensive coverage:
- Emergency medical insurance: Up to $5,000,000 for 15 days if you’re under 65
- Travel Accident: Up to $500,000
- Trip cancellation: Up to $1,500 per person / $3,000 total for trip cancellation.
- Trip interruption: Up to $1,500 per person (Capped at $6,000)
- Flight delay: Up to $1,000 (4 hours)
- Auto rental collision / loss damage: 48 consecutive days / $85,000 total
- Hotel/motel burglary: Up to $1,000
- Delayed baggage: up to $1,000 (6 hours)
What’s more? The card offers purchase protection on every eligible purchase made with the card if they’re stolen or damaged within 90 days of purchase. That’s not all. Cardholders also enjoy one-year extended warranty protection on every eligible purchase.
American Express Aeroplan Reserve Card Drawbacks
The card comes with many perks but at a hefty price. The annual charge for this card is $599. If you are not a frequent traveler, you may not be able to maximize the rewards that the card offers. So, it would be best if you consider other Aeroplan credit cards with lower annual fees.
Furthermore, the card earn rates are not significantly different from the American Express Aeroplan Card, with an annual fee of just $120. However, the reserve card offers more rewards than the lower tier card.
Finally, if you are not a frequent flyer on Air Canada, you may not receive the best rewards.
How Do I Redeem My Aeroplan Points?
There are several ways to redeem your Aeroplan points. You may quickly redeem your Aeroplan points on AirCanada.com or Air Canada App. Points can be redeemed for flights, hotels, vacation packages, car rentals, and gift cards, among other things. However, you will most likely get the best value for your points on flights.
In conclusion: Is the American Express Aeroplan Reserve Card Worth it?
The answer is YES. If you frequently fly Air Canada or their partners, the American Express Reserve Card is worth considering. Although the yearly price is hefty, the premium perks of this card make it worthwhile.