When you hear about credit cards, you might think that luxury is the only thing that matters. And although it’s true that credit card is mostly used among wealthy people, National Bank credit cards offer something for every Canadian, from basic to high-end tiers.
Here are some of the best national bank credit cards in Canada.
1. National Bank’s World Elite Mastercard
Key card details
- $150 annual fee (waived the first year)
- Comprehensive insurance coverage
- $200 welcome bonus
- Up to $250 travel credit per year
- Apply through this secure link for a $50 cash back rebate
National Bank World Elite Mastercard is a great choice for anyone looking to take their travels to the next level. The card offers users an outstanding rewards program that can net you significant savings of up to $250 on things like hotels, rental cars, and tours. It provides you with multiple perks and various insurance options for your peace of mind when you travel. As a new cardholder, you will earn 20,000 reward points (worth $200) if you spend $3000 in the first three months (The offer ends August 31st, 2022).
2. National Bank ECHO Cashback Mastercard
Key card details
- $30 annual fee
- Free supplementary cards
- Purchase protection and extended warranty insurance
- Apply through this secure link for a $35 cash back rebate
Cash back credit cards are one of the most popular types of rewards credit cards out there. And, with the National Bank ECHO Cashback Mastercard, you can earn impressive rewards on groceries, gas, and online purchase. As a card holder, you’ll earn 1.5% cash back on most online purchases, grocery stores, and gas. Plus, you’ll receive unlimited 1% cashback on all other purchases. The best part is that you can redeem your cashback as soon as you accumulate $10.
3. National Bank World Mastercard
Key card details
- $115 annual fee
- Up to 20000 bonus reward points
- Comprehensive insurance package
- Free Wifi
- LoungeKey airport lounges
- Apply through this secure link for a $50 cash back rebate
The National Bank World Mastercard is a viable alternative for those who can’t afford the National Bank’s World Elite Mastercard. The great thing about this card is that you get all the luxury of a premium card at a mid-tier minimum income requirement. The card requires a minimum personal income of $60,000 (or $100,000 household income).
As a cardholder, you’ll earn up to 2 points on every purchase. And you’ll also have access to premium perks such as an insurance package, free Wifi, and loungeKey airport lounges. These perks are available to give you an exciting travel experience.
4. National Bank Syncro Mastercard
Key card details
- $35 annual fee
- No minimum income requirement
- 8.9% interest rate on purchases
- 12.90% on balance transfers and cash advances
- Purchase protection and extended warranty insurance
- Apply through this secure link for a $35 cash back rebate
The National Bank Syncro Mastercard offers one of the lowest purchase interest rates in Canada. And to top it off, the card has no minimum income requirement. So, this makes it affordable for every Canadian.
This card offers a very attractive interest rate on balance transfers and cash advances too. However, it does come with an annual fee of $35. The biggest drawback of the card is that it doesn’t offer any reward or welcome bonus. But it can save you so much money if you tend to carry a balance on your credit card.
5. National Bank Allure Mastercard
Key card details
- No annual fee
- 20.99% purchase interest rate
- Earn 1 point for every $2 spent
- Receive $10 cashback for each 1,000 points earned
- Purchase protection and extended warranty insurance
- Apply through this secure link for a $35 cash back rebate
If you are looking for a national bank card with no annual fee, the Allure Mastercard is an excellent choice. The card allows you to earn cash back on every purchase while supporting a great cause. The Allure card allows you to contribute to the Quebec Breast Cancer Foundation.
Each time you accumulate 1,000 points with your credit card, you automatically receive $10 cash back.
In conclusion
With most personal debt coming from credit cards, National Bank offers one of Canada’s best credit card products. If you are looking for a good credit card with reasonable interest rates, a reasonable annual fee, and rewards, then you should apply for a credit card from National Bank.