Is it time for you to take the next step on your mortgage journey? Or have you been shopping around but haven’t found the best deal on a mortgage? Then, Breezeful is your best bet. They provide an easy way to compare mortgage options from multiple banks and lenders.
This Breezeful Mortgage review will show you how this online broker can simplify your mortgage shopping.
Compare mortgage rates with Breezeful using this secure link to earn $300 cash back rebate
Breezeful Overview
Breezeful is an online mortgage broker that helps Home buyers to get the best mortgage rate. You can use the platform to refinance or renew your mortgage if you own a home.
This online mortgage broker combines technology with expertise and experience to find the ideal mortgage solution for you.
It’s more than just a search engine and comparison tool. It’s also an online broker that assists you at every stage (except for making the mortgage payment, which is your responsibility). You can apply and follow the progress of your mortgage application on their user-friendly website. It collaborates with over 30 reputable lenders in Canada to provide the most competitive rates.
Breezeful Mortgage Products
Mortgage Pre-Approval
A pre-approval enables you to fix the interest rate on your mortgage for a predetermined amount of time. So, you don’t have to worry about prices going up during your home search.
Mortgage Refinance
If your existing mortgage rate is not competitive, Breezeful can help you negotiate it to a new one with a lower rate. You’ll only have to pay the penalty fee but allow you to save on interest costs.
You might also wish to refinance if you want to consolidate high-interest debt or take out a home equity loan. (See also: Refinancing Your Mortgage: 5 Tips For Success).
Home Equity Line of Credit (HELOC)
A HELOC, or home equity line of credit, is a loan you can obtain using the equity you have built in your house. Loans can be used for various purposes and are often cheaper than personal loans. You can find out how much HELOC you’re eligible for with Breezeful.
Renewal of a Mortgage
Use Breezeful to compare rates before the current term of your mortgage expires. It pays to search around rather than sticking with your existing lender when looking for a better rate.
Rent-to-Own
The rent-to-own option may be the best option for people who do not have a 20% down payment or have an unusual source of income that makes qualifying for a mortgage challenging.
Second Mortgage
You can get a second mortgage to enhance your house or to pay off debt.
Benefits And Features Of Breezeful
Easy to navigate Website
Breezeful is a comprehensive website with information that is easy to access and understand. The website has been designed in such a way that it presents an easy to follow and informative flow that guides you through each step of the process. And this makes it simple for site visitors to find what they are looking for.
Mortgage Expert
When working with a broker, you can avoid doing your comparison shopping. Breezeful will give you access to a committed mortgage professional who will support you throughout the application process and negotiate on your behalf. The expert will be available 24/7 to assist you if you have any questions.
No hard credit checks
Each hard query negatively impacts your credit score on your credit report. However, just one credit check is required for Breezeful to negotiate rates with many lenders. Thus, the impact on our credit score can be minimized.
In conclusion
Breezeful’s mission is to be the best source for your mortgage needs, no matter where you live in Canada. Breezeful registration is quick and easy, taking only a few minutes.
You begin the application by answering basic questions, such as whether you want to purchase a new house or refinance an existing one.
As soon as you enter your information, you will receive several quotes from lenders. Of course, Breezeful will provide a suggestion, but you are free to consider other options. In addition, you can choose whether to get a fixed rate mortgage or a variable rate mortgage. You can then compare interest rates to find the lender that best suits your needs. The best part is that it’s completely free to use Breezeful.