Navigating the world of cash back credit cards can be exciting and overwhelming, especially when faced with the diverse options from Scotiabank. Each card in the Scotia Cash Back lineup offers unique rewards, features, and perks designed to cater to different spending habits and lifestyle preferences.
In this guide, we’ll provide relevant details on the Scotia cash back credit card lineup, helping you make an informed decision that aligns perfectly with your financial goals. From impressive cash back rates to tailored benefits, let’s dive into the details and unravel the best Scotia Cash Back card for you.
Scotia Momentum® Visa Infinite* Card
The Scotia Momentum Visa Infinite card offers convenience and an opportunity to strengthen your credit history when you consistently meet your minimum monthly payment obligations on time.
The annual fee for this card is $120 per year; however, as a special offer, the first-year annual fee is waived. The interest rate is 20.99% for purchases and slightly higher at 22.99% for cash advances. The minimum credit limit extended for this card is set at $5,000. Get a solid 4% back on every dollar you spend on purchases made at grocery stores, as well as on recurring bill payments and subscription purchases.
Gain a reward of 2% on each dollar spent on gas purchases and everyday transit expenses, encompassing a wide spectrum such as gas stations, pay-at-the-pump services, buses, taxis, trains, rideshare, and more.
Scotia Momentum® Visa* Card
Looking for a reliable and secure payment solution for your day-to-day expenses? Eager to establish a strong credit history by consistently meeting your minimum monthly payments? Seeking an interest-free grace period on your purchases? The Scotia Momentum Visa card might perfectly fit your financial needs.
The annual fee for this card is $39 per year. It carries an interest rate of 19.99% on purchases and 22.99% on cash advances, which includes balance transfers, Scotia Credit Card Cheques, and cash-like transactions. The minimum credit limit assigned to this card is $500.
Receive a generous 2% cash back on every $1 you spend at eligible gas stations, grocery stores, drug stores, and for recurring bill payments. For all other eligible purchases, you’ll still earn a solid 1% cash back.
Scotia Momentum® No-Fee Visa* Card
If you’re looking for a convenient credit card for daily purchases with a $0 annual fee, the Scotia Momentum No-Fee Visa Card is the perfect option. For the first three months, enjoy 5% cash back on all purchases up to $2,000 in total purchases. Plus, get a 0.99% introductory interest rate on Balance Transfers for the first six months.
Receive 1% cash back on all eligible gas stations, grocery stores, drug store purchases, and recurring payments. For all other eligible purchases, you’ll still earn a solid 0.5% cash back.
Where to Apply for Scotia Cash Back Cards
Thinking about a Scotia cash back card? Visit Great Canadian Rebates. We offer in-depth info on Canada’s top cash back credit cards. Easily compare different Canadian credit cards and find your best match.
Check out our website for more details.