Credit Card Coach

Credit Card Comparison


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MBNA Alaska Airlines World Elite® Mastercard® credit card
Note : This offer is not available for residents of Quebec.

A new Alaska Airlines World Elite Mastercard® credit card could take you places. If approved, you could receive new benefits and start earning more Mileage Plan™ miles.

• 30,000 bonus miles†† and Alaska's Famous Companion Fare™ from $121 (USD) ($99 plus taxes and fees from $22)◊◊ after you make $1,000 or more in eligible purchases within the first 90 days of your account opening.

• One complimentary checked bag per passenger on the same qualifying reservation, up to a maximum of six passengers.æ

• Every year on your account anniversary buy one round trip and get a companion fare of $121 (USD) ($99 plus taxes and fees from $22)◊◊ on Alaska Airlines. There are no blackout dates.

• Earn 3 miles‡ for every $1 charged to your Alaska Airlines Mastercard credit card on tickets, vacation packages, and cargo services from Alaska Airlines.

• Earn 1 mile‡ for every $1 spent on other eligible purchases.

• Earn and redeem‡ Alaska Mileage Plan miles on global airline partners of Alaska Airlines to 900+ destinations.

• $99 annual fee

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 22.99% on cash advances

• Your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††

* Visit Alaska Airlines MasterCard website application page for further details

†† To qualify for this offer, an applicant must be approved for World Elite card and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for bonus Miles to be posted to your Mileage Plan account. Account must be open and active on posting/delivery date to qualify for bonus Miles. Limit one-time bonus Miles offer (no cash value) per new account. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered by MBNA and may be amended or cancelled at any time without notice. Additional bonus Miles may be awarded if a completed application is submitted to an Alaska Airlines employee.

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Miles will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of Miles, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt. Accumulated Miles can only be redeemed in accordance with the Alaska Airlines Mileage Plan program (the “Alaska Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the Alaska Program. Please visit www.alaskaair.com for complete Alaska Program terms and conditions.

◊◊ Companion Certificates can only be used for a coach class seat on an Alaska Airlines operated flight with the purchase of another ticket on the same Alaska Airlines flight within or between the continental United States, Alaska, Canada, Hawaii or Mexico. To obtain the Companion Certificate in the first year of the account, the credit card application must be approved and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for the Companion Certificate to be delivered. To qualify for the Companion Certificate in the second and subsequent years of the account, the account must be open and active on the account anniversary. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered exclusively by Alaska Airlines. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion. For a complete explanation of this benefit, please visit www.alaskaair.com.

ӕ Complimentary Checked Bag Benefit: Primary cardholders of the Alaska Airlines World Elite Mastercard consumer credit card ("World Elite account") who make a qualifying reservation and have an open World Elite account at the time of travel are eligible to receive a baggage allowance on qualifying reservations consisting of one (1) complimentary checked bag per passenger on the same ticket for the same Alaska Airlines flight, up to a maximum of six (6) complimentary checked bags per ticket. Qualifying reservations include flights marketed by Alaska Airlines and operated by Alaska Airlines, Horizon Air, SkyWest or PenAir (codeshare flights operated by other carriers are not eligible). Primary cardholder must be an Alaska Airlines Mileage Plan™ member. Baggage restrictions apply. See alaskaair.com/freebagfaq for complete baggage rules. Payment with the World Elite account is not required to qualify for this benefit. Offer may not be applied retroactively, and no refunds will be issued. Not applicable for passengers who already receive 1 or more free checked bags. New holders of the World Elite account, and cardholders upgrading from another Alaska Airlines credit card to a World Elite account, will be eligible for this benefit approximately 2-3 weeks after approval. This promotion is offered exclusively by Alaska Airlines. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion. For a complete explanation of this benefit, please visit www.alaskaair.com

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.
Initial Rewards: 30,000 bonus miles†† and Alaska`s Famous Companion Fare™ from $121 (USD)
On Going Rewards 1st: One complimentary checked bag per passenger on the same qualifying reservation, up to a maximum of six passengers.æ
On Going Rewards 2nd: Every year on your account anniversary buy one round trip and get a companion fare of $121 (USD) ($99 plus taxes and fees from $22)◊◊ on Alaska Airlines.
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
30,000 bonus miles††
Annual Fee
$99
Credit Needed
Good
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
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American Express® Cobalt™ Credit Card
Please wait one month before any missing rebate inquiries.

Card Type Credit
Annual Fee $10 per month of Cardmembership ($120 annually)
Additional Card Fee $0
Cash Advance Rate 21.99%*
Balance Transfer? No
Late Fee N/A


FEATURES
• In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year

• 30,000 points is enough for:
□ An eligible short-haul flight using the Fixed Points Travel Program, or
□ $300 in statement credits redeemed towards travel purchases charged to your Card or
□ $300 worth of tickets on Ticketmaster.ca

• Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery.

• Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B

• Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases

Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events

• Get advance access to tickets to some of the hottest concerts, shows and events through Front Of The Line® by American Express Invites® and advance screenings to blockbuster movies

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

• Conditions Apply

Cobalt Cardmembers receive regular perks, bonus rewards and access to great events. Past Cobalt Perks include:
• Earning extra Membership Rewards® points for spending on Cobalt
• Getting statement credits for using your Card with your favorite brands
• Early access to blockbuster movies, and tickets to VIP concert experiences

PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.


Cobalt is American Express’ new credit card that was uniquely designed with the passion points of millennials in mind - a generation whose spending habits reveal active social lives and a passion for food, travel and entertainment.

Cobalt rewards Cardmembers for simply doing the things they do in their everyday lives by featuring Canada’s highest points accelerator (5x) for eats and drinks including groceries, as well as a 2x points accelerator that expands travel to include flights, accommodation, taxi, public transit and gas. In addition, Cardmembers will enjoy many of the perks American Express is known for including access to some of the hottest shows through Front of the Line and exclusive offers.

The 5x accelerator on food and drink includes everything from coffee shops, grocery stores, fast food chains, to take-out, cafes, bars and pubs, and casual and upscale restaurants. Similarly, the 2x accelerator covers all things travel and transit including a subway ride, train journey, hailing a cab, staying at a hotel or a short-term rental, and booking a flight or an all-inclusive vacation, all of which fits seamlessly with Canadian spending habits.

Further breaking the mold of traditional rewards credit cards, Cobalt has a monthly fee of just $10 and offers other notable benefits American Express is known for including but not limited to American Express Invites, Front of the Line, insurance coverage and other special offers.

• Canada’s highest points accelerator for eats and drinks, including groceries.

• Cobalt is a credit card designed specifically for millennials / young professionals that rewards them for the purchases they’re already making. For the first time, millennials have access to a rewards card that fits their life, not the other way around.

• Cobalt rewards Cardmembers for simply living their everyday lives. It offers 5x points on Food & drink means everything from coffee shops, to fast food restaurants, delivery services and a dinner out, along with grocery shopping. 2x points on travel includes public transit, taxis, and Airbnb as well as flights, hotels and gas stations.

• Cobalt is the card that brings together all the things millennial consumers love: food/drink, travel and entertainment. Its accelerators mean they can accumulate points quickly without restrictions and use them to for the things they love. And Cardmembers will enjoy the service and perks that American Express is known for, including advanced access to tickets for the hottest concerts and shows through Front Of The Line.

• Redeeming points for travel is easy and painless with the ability to redeem points for any flight, anywhere and anytime with no restrictions. Or points can be used to pay for virtually any purchase right on the mobile app, whether it’s a trip, their monthly streaming subscription, or a new outfit.
Initial Rewards: 2,500 Membership Rewards® points for each monthly billing period in which you spend $500
On Going Rewards 1st: Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery
On Going Rewards 2nd: Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases
GCR Rebate: 40
GCR Rebate
$40
Initial Rewards
2,500 Membership Rewards® points
Annual Fee
$120
Credit Needed
Fair
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Cobalt Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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Tangerine Money-Back Credit Card
Rewards Features:

• No annual fee

• Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.5% Money-Back Rewards on all other purchases.

• Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.

• Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.

• No limit on the amount of Money-Back Rewards you can earn.

• Change your 2% Money-Back Categories to suit your spending.

• Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.

Additional Card Benefits:

• 2.5% Foreign Conversion Fee

• Free Cards for Authorized Users on your Account

• Purchase Assurance and Extended Warranty1 – For most new purchases made anywhere in the world using your Tangerine Money-Back Credit Card, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:

⋄ Purchase Assurance, which may automatically cover loss, theft or damage, in excess of other insurance, for 90 days from the date of purchase; and

⋄ Extended Warranty, which may double the period of repair services, to a maximum of one additional year, when the original manufacturer’s warranty expires.

• Add your Tangerine Money-Back Credit Card to the Wallet app on your Apple® device and use Apple Pay pretty much everywhere you love to shop. Look for the Apple Pay or contactless logo. It’s simple and secure. Learn more.

MasterCard® Benefits:

• Accepted worldwide at more than 24 million locations in over 210 countries

• MasterCard Zero Liability

• MasterCard Tap & GoTM

Acquisition Offer Disclaimer:

Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account. Tangerine is a registered trademark of The Bank of Nova Scotia, used under license. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.

Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.

Initial Rewards: No annual fee
On Going Rewards 1st: Earn 2% Money-Back Rewards on purchases in two categories
On Going Rewards 2nd: 0.5% Money-Back Rewards on all other purchases
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
none
Annual Fee
$0
Credit Needed
Good
• To be eligible for this offer, applicants must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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Marriott Bonvoy™ American Express® Card
New Marriott Bonvoy™*American Express® Cardmembers earn 50,000 Marriott Bonvoy™ points enough for 3 free nights at a Category 2 hotel after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Offer subject to change at any time

• Earn 5 points for every dollar in eligible Card purchases at participating Marriott Bonvoy™* properties

• Earn 2 points for every $1 in all other Card purchases

• Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary

• No annual fee on Additional Cards

• Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels

• Automatic Marriott Bonvoy Silver Elite status membership

• Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy

™American Express® Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program

• Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website.

For full details and current product information click the Apply now link. Conditions apply
Initial Rewards: 50,000 Marriott Bonvoy™ points after you charge $1,500 in purchases
On Going Rewards 1st: Earn 5 points for every dollar in eligible Card purchases at participating Marriott Bonvoy™* properties
On Going Rewards 2nd: Earn 2 points for every $1 in all other Card purchases
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
50,000 Marriott Bonvoy™ points
Annual Fee
$120
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from American Express®.
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Scotia Momentum® VISA* Infinite card
• No annual fee in the first year, including on supplementary cards◊

• 4% on eligible recurring bill payments and grocery store purchases

• 2% on eligible gas station and daily transit purchases

• 1% cash back on all other eligible everyday purchases

• Complimentary Concierge Services 24/7

• Visa Infinite Dining Series

• Visa Infinite Music Series

• Wine Country Wonders

• Luxury Hotel Privileges

• Comprehensive Travel Insurance & New Mobile Device Insurance coverage

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

Terms and conditions apply. Visit the application page for full details.

◊ The First Year Annual Fee Waiver Offer (the “Offer”) applies only to new Scotia Momentum Visa Infinite credit card accounts (“Accounts”) that are opened, and any supplementary Account cards issued, by November 1, 2020 subject to the conditions below. We will waive the initial annual fee for the primary card and each additional supplementary card on the Account for the first year only. All other terms and conditions of the Program Terms continue to apply during the Offer period.

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $120 for the primary card and $50 for each additional supplementary card. The current preferred annual interest rates for the Account are: 20.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn 10% cash back on all purchases for the first 3 months. First year annual fee waived
On Going Rewards 1st: 4% on eligible recurring bill payments and grocery store purchases
On Going Rewards 2nd: 2% on eligible gas station and daily transit purchases
GCR Rebate: 60
GCR Rebate
$60
Initial Rewards
10% cash back
Annual Fee
120
Credit Needed
Excellent
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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MBNA Alaska Airlines Platinum Plus® Mastercard®
Note : This offer is not available for residents of Quebec.

A new Alaska Airlines Platinum Plus® Mastercard® credit card could take you places. If approved, you could receive new benefits and start earning more Mileage Plan™ miles.

• 20,000 bonus miles†† and Alaska's Famous Companion Fare™ from $121 (USD) ($99 plus taxes and fees from $22)◊◊ after you make $1,000 or more in eligible purchases within the first 90 days of your account opening.

• Every year on your account anniversary buy one round trip and get Alaska's Famous Companion Fare™ from $121 (USD) ($99 plus taxes and fees from $22)◊◊ on Alaska Airlines. There are no blackout dates.

• Earn 3 miles‡ for every $1 charged to your Alaska Airlines Mastercard credit card on tickets, vacation packages, and cargo services from Alaska Airlines.

• Earn 1 mile‡ for every $1 spent on other eligible purchases.

• Earn and redeem‡ Alaska Mileage Plan miles on global airline partners of Alaska Airlines to 900+ destinations.

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪and access cheques, and 22.99% on cash advances

• $75 annual fee

* Visit Alaska Airlines MasterCard website application page for further details

†† To qualify for this offer, an applicant must be approved for a Platinum card and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for bonus Miles to be posted to your Mileage Plan account. Account must be open and active on posting/delivery date to qualify for bonus Miles. Limit one-time bonus Miles offer (no cash value) per new account. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered by MBNA and may be amended or cancelled at any time without notice. Additional bonus Miles may be awarded if a completed application is submitted to an Alaska Airlines employee.

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Miles will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of Miles, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt. Accumulated Miles can only be redeemed in accordance with the Alaska Airlines Mileage Plan program (the “Alaska Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the Alaska Program. Please visit www.alaskaair.com for complete Alaska Program terms and conditions.

◊◊ Companion Certificates can only be used for a coach class seat on an Alaska Airlines operated flight with the purchase of another ticket on the same Alaska Airlines flight within or between the continental United States, Alaska, Canada, Hawaii or Mexico. To obtain the Companion Certificate in the first year of the account, the credit card application must be approved and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for the Companion Certificate to be delivered. To qualify for the Companion Certificate in the second and subsequent years of the account, the account must be open and active on the account anniversary. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered exclusively by Alaska Airlines. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion. For a complete explanation of this benefit, please visit www.alaskaair.com.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.
Initial Rewards: 20,000 bonus miles†† and Alaska`s Famous Companion Fare™ from $121 (USD)
On Going Rewards 1st: Every year on your account anniversary buy one round trip and get Alaska`s Famous Companion Fare™ from $121 (USD)
On Going Rewards 2nd: Earn 3 miles‡ for every $1 charged to your Alaska Airlines Mastercard credit card on tickets, vacation packages, and cargo services from Alaska Airlines.
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
20,000 bonus miles††
Annual Fee
$75
Credit Needed
Good
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
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Scotiabank®* Gold American Express® Card
• Earn 20,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months†

• Earn 5 Scotia Rewards points forevery $1 you spend at eligible grocery stores, dining and entertainment

• Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services

• Earn 1 Scotia Rewards point for every $1 you spend on all other eligible everyday purchases in any currency

• Complimentary Concierge Services 24/7

• Amex exclusive benefits (Front Of The Line®)

• Rates, fees, offers and other information are effective as of July 2, 2020. Subject to change.

• $120 Annual Fee

Offer Description and Conditions: The 20,000 Bonus Scotia Rewards Points Offer (the “Offer”) applies only to new Scotiabank Gold American Express credit card accounts (“Account”) opened by August 31, 2020 subject to the conditions below. To be eligible for the Offer, at least $1,000 in eligible purchases must be posted to the Account within 3 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will appear as an adjustment on the Account statement within 2 statement cycles after the third billing cycle has passed provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $120 for the primary card and $29 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn 20,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months†
On Going Rewards 1st: Earn 5 Scotia Rewards points forevery $1 you spend at eligible grocery stores, dining and entertainment
On Going Rewards 2nd: Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
GCR Rebate: 60
GCR Rebate
$60
Initial Rewards
20,000 bonus Scotia Rewards points
Annual Fee
$120
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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MBNA Best Western Mastercard® credit card
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Reward yourself with a free night's stay. You could get a FREE night with the Best Western Rewards® Mastercard® credit card‡

• Earn 1 Best Western Rewards® point for every $1 in eligible purchases‡

• Earn 5 Best Western Rewards® points for every $1 in eligible purchases at Best Western properties‡

• Earn 20,000 Best Western Rewards® points†† on your first purchase – enough for a free night stay

• You will be awarded "Gold Status" upon first use of your credit card and "Diamond Status" when you spend $10,000 in eligible purchases within one year◊◊

• No limit to the Best Western Rewards® points that can be earned using the credit card in a year

• Use your Best Western Rewards® points in many ways – hotel stays, dining, gift cards and more.

• You could get a 1.99% promotional annual interest rate (“AIR”)† for 10 months on balance transfers✪ completed within 90 days of account opening, with a fee of 1% of the amount advanced (minimum fee of $7.50)

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪and access cheques, and 22.99% on cash advances

• No annual fee

* Visit the MBNA application page for further details

† Promotional Rates: Balance Transfers: 1.99%
This Promotional Rate applies to any balance transfers made within 90 days of your account opening (each, an “eligible transaction”) and will remain in effect for 10 Statement Periods from the transaction date of each eligible transaction. The Promotional Rate will increase and the remaining balance of the eligible transaction will become subject to the Standard Rate for balance transfers either: (1) on the first day of the first Statement Period that occurs after the expiry of the Promotional Rate; or (2) on the first day of the second Statement Period following any late Minimum Payment. Other conditions apply. Offer may be changed, extended or withdrawn at any time, without notice.

Standard Rates: Purchases: 19.99%
Balance transfers and access cheques: 22.99%
Cash advances: 22.99%


Default Rates:
If your Minimum Payment is late twice within any 12 consecutive Statement Periods (the "change event"), the Standard Rate(s) that apply to your account at that time will increase 5% to a maximum of 29.99%. The new Standard Rate(s) will apply on the first day of the second Statement Period following the change event. If you then pay each Minimum Payment on time for 12 consecutive Statement Periods ("cure period"), the Standard Rate(s) that apply to your account at that time will decrease back to the previous Standard Rate(s) prior to the rate increase on the first day of the first Statement Period that occurs after the cure period.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt. Accumulated points can only be redeemed in accordance with the Best Western Rewards Program. The Toronto-Dominion Bank has no liability or responsibility for any aspect of the Best Western Rewards Program. Please visit www.bestwestern.com/bwrterms, call Best Western at 1-800-237-8483 or contact Best Western by mail at P.O. Box 42007, Phoenix, AZ, 85080-2207 for complete Best Western Rewards® Program terms and conditions.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. The account must be used for at least one eligible transaction within the first 90 days of account opening that is not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8–10 weeks from the transaction date for bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account. This promotion is offered by Best Western and may be amended or cancelled at any time without notice. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. Each Best Western® branded hotel is independently owned and operated. Best Western and the Best Western marks are service marks or registered service marks of Best Western International, Inc.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.
Initial Rewards: Earn 20,000 Best Western Rewards® points†† on your first purchase
On Going Rewards 1st: Earn 1 Best Western Rewards® point for every $1 in eligible purchases‡
On Going Rewards 2nd: Earn 5 Best Western Rewards® points for every $1 in eligible purchases at Best Western properties‡
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
20,000 Best Western Rewards® points††
Annual Fee
$0
Credit Needed
Good
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
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Tangerine World Mastercard®
World Benefits: Core Plus following:
Rental Car Collision/Loss Damage Insurance**: Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.

Mobile Device Insurance**: Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.

Mastercard® Airport Experiences Provided by LoungeKey ***: Make the most of your travel with Mastercard® Airport Experiences Provided by LoungeKey. Your complimentary membership gives you exclusive dining, retail and spa offers in over 400 airports worldwide, along with access to over 1000 lounges at $32 USD per visit. Learn more at airport.mastercard.com.

For more information on insurance details, please see this link.

Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account. Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.

Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.

Initial Rewards: No annual fee
On Going Rewards 1st: Earn 2% Money-Back Rewards on purchases in two categories
On Going Rewards 2nd: 0.5% Money-Back Rewards on all other purchases
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
none
Annual Fee
$0
Credit Needed
Good
• To be eligible for this offer, applicants must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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Marriott Bonvoy™ Business American Express® Card
• Earn 50,000 Welcome Bonus Marriott Bonvoy™ points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Offer subject to change at any time

• Receive an Annual Free Night Award automatically each year after your anniversary

• Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on your Card each year

• Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program

• You can earn 3 points for every $1 in Card purchases on eligible gas, dining and travel

• Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy properties. Earn 2 points for every $1 in purchases charged to the Card everywhere else

• Make the most of a suite of business management tools that give you more control over your business anytime and anywhere

• Redeem points for free nights with no blackout dates at over 7,000 of some of the world's most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world's leading airlines

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website

For full details and current product information click the Apply now link. Conditions apply

Initial Rewards: Earn 50,000 Welcome Bonus Marriott Bonvoy™ points after you charge $1,500 in purchases
On Going Rewards 1st: Receive an Annual Free Night Award automatically each year after your anniversary
On Going Rewards 2nd: You can earn 3 points for every $1 in Card purchases on eligible gas, dining and travel
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
50,000 Bonus Marriott Bonvoy™ points
Annual Fee
$150
Credit Needed
Fair
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time Marriott Bonvoy™ Business American Express® Card
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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American Express Gold Rewards Card
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Charge
Annual Fee $150
Additional Card Fee $50 (1 Free Additional Gold Rewards Card)
Cash Advance Rate N/A
Late Fee N/A


FEATURES
• New American Express® Gold Rewards* Cardmembers can earn a Welcome Bonus of 25,000 Membership Rewards® points just by making $1,500 in purchases in the first three months of Cardmembership.

• That’s enough to redeem for a round-trip Fixed Mileage Flight Reward TM* to almost anywhere in North America.

• Transfer your points to frequent flyer programs, or 1:1 to Aeroplan®* and Avios

• Earn 2 points for every $1 on eligible travel and everyday purchases

• Charge any travel to your Card then pay for it with points

• Free Additional Gold Rewards Card (a $50 value*) to help you earn points faster

• You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants

• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.

• $150 Annual Fee

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.



Conditions apply

PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.



More Benefits
Welcome to the American Express Gold Rewards Card for personal use. The American Express Card gives you access to stores and online merchants as one of the most widely accepted cards in the world. Rewards of card membership and usage described here are those available for Canadians.

Early Rewards

Right out of the box, there are sign-up benefits for you. See above for details on the latest offer.

Earn Points

As you use the American Express Gold Rewards Card, you will earn points with every purchase. The normal rate that you earn is one point for every $1 purchase. There are some purchases, however, that will earn double points for you. These include purchases made with your credit card for gas, eligible travel, at the drugstore and the grocery store.

No limit, no deadline

There are no restrictions on the number of valuable points that you can accumulate and they will never expire. You can let them build up as you plan your special trip or vacation.

Use your points

There are several ways the points can benefit you. First, when you are ready to redeem your points, use your card to make a travel purchase from a service provider. Vendors include airlines, tour operators, travel agents and car rental agencies. Once you have booked the purchase, contact American Express and let them know that you want to use your points to cover the purchase. The points will then be applied as a credit to your monthly statement. You have to contact American Express within twelve months of the travel purchase appearing on your statement. Second, you can transfer your points to several frequent flyer and other reward programs, including Aeroplan, Delta Airlines, Hilton Honors and others. Third, your points can be turned into merchandise or gift cards.

Other card benefits

Just by making your travel purchases with the American Express Gold Card, you are entitled to additional benefits in the form of travel insurance. There is emergency medical during out of province or territory travel, trip interruption, rental car theft or damage and coverage for lost or stolen baggage.

Initial Rewards: Welcome Bonus of 25,000 Membership Rewards® points just by making $1,500 in purchases
On Going Rewards 1st: Earn 2 points for every $1 on eligible travel and everyday purchases
On Going Rewards 2nd: Charge any travel to your Card then pay for it with points
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
25,000 Membership Rewards® points
Annual Fee
$150
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from American Express®.
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American Express AIR MILES Platinum Credit Card
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Credit
Annual Fee $120
Additional Card Fee $0
Cash Advance Rate 21.99%*
Late Fee N/A


FEATURES
• New American Express® AIR MILES®* Platinum Credit Card Cardmembers, earn a Welcome Bonus of 2,000 AIR MILES®* Bonus Miles when you charge a total of $1,500 in purchases to your Card within your first three months of Cardmembership. That's enough for a select flight

• Earn 1 Mile for every $5 in Card purchases, up to $30,000 annually, on eligible food & drinks, (such as eligible restaurants, coffee shops and stand-alone grocery stores), and eligible gas & transit (such as local commuter transportation including ridesharing services and taxi) in Canada.

• Earn 1 Mile for every $10 in Card purchases everywhere else.

• American Express® AIR MILES®* Platinum Credit Card Cardmembers can take advantage of the Annual Travel Redemption Benefit. Once per calendar year, when an eligible Cardmember uses Dream Miles with the AIR MILES Reward Program to book their first single flight or package vacation through airmiles.ca or vacations.airmiles.ca, they can get Bonus Miles equivalent to 25% of the net number of Miles used (up to a maximum of 750 Bonus Miles).

• Shop at participating AIR MILES®* Partners®* across Canada with your Card and show your AIR MILES®* Card, and you can earn Miles twice

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

Bonus Miles awarded as part of this benefit will be posted to the Collector Account linked to the American Express® AIR MILES®* Platinum Credit Card account in accordance with the AIR MILES balance preference set at the time the Bonus Miles are awarded. Bonus Miles will be posted to the Collector Account within 60-120 days of eligible redemption. Subject to change at any time.
Initial Rewards: Welcome Bonus of 2,000 AIR MILES®* Bonus Miles when you charge a total of $1,500
On Going Rewards 1st: Earn 1 Mile for every $5 in Card purchases, up to $30,000 annually
On Going Rewards 2nd: Earn 1 Mile for every $10 in Card purchases everywhere else
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
2,000 AIR MILES®* Bonus Miles
Annual Fee
$120
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from American Express®.
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American Express Business Edge™ Card
• Earn up to 42,000 Membership Rewards® bonus points in your first year of Cardmembership

• Earn 30,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership

• You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year

• You can earn 3 times the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks. Caps and other conditions may apply.

• You can earn 1 times the points on all other purchases charged to the Card

• Get choice and flexibility by using points for purchases or redeeming them for a wide range of travel, dining, entertainment and retail rewards options

• Make the most of a suite of business management tools that give you more control over your business anytime and anywhere

• Leverage your cash flow with the option of carrying a balance or paying in full each month

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

• Conditions apply
Initial Rewards: Earn up to 42,000 Membership Rewards® bonus points in your first year of Cardmembership
On Going Rewards 1st: earn 3 times the points for Card purchases on eligible business essentials
On Going Rewards 2nd: You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000
GCR Rebate: 100
GCR Rebate
$100
Initial Rewards
30,000 Welcome Bonus points
Annual Fee
$99
Credit Needed
Fair
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Edge™ Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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MBNA True Line® Mastercard® credit card
Note : This offer is not available for residents of Quebec.

• No annual fee

• Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪and access cheques, and 24.99% on cash advances

• Around-the-clock fraud protection

• Access to 24/7 customer service

• Immediate cash access at over 1 million ATMs internationally

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 3.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.
Initial Rewards: Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪and access cheques, and 24.99% on cash advances
On Going Rewards 1st: Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪
On Going Rewards 2nd: 24.99% on cash advances
GCR Rebate: 40
GCR Rebate
$40
Initial Rewards
12.99% on purchases
Annual Fee
$0
Credit Needed
Good
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back available by Paypal, Amazon Gift Code or by cheque*.
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
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SimplyCash Card from American Express
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Credit
Annual Fee $0
Additional Card Fee $0
Cash Advance Rate 21.99%*
Late Fee N/A


FEATURES
• New SimplyCash™ Card from American Express Cardmembers can earn 2.5% cash back on purchases (up to $150 cash back) for the first 3 months of Cardmembership

• Earn 1.25% cash back on purchases when your Welcome Rate ends

• No limit to the amount of cash back you can earn after your Welcome Rate ends

• Access to memorable experiences with American Express Invites®

• Insurance coverage and 24/7 Customer Service

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

Initial Rewards: 2.5% cash back on purchases for the first 3 months
On Going Rewards 1st: Earn 1.25% cash back on purchases when your Welcome Rate ends
On Going Rewards 2nd: No limit to the amount of cash back you can earn after your Welcome Rate ends
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
2.5% cash back
Annual Fee
$0.00
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express SimplyCash Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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SimplyCash Preferred Card from American Express
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Credit
Annual Fee $99
Additional Card Fee $0
Cash Advance Rate 21.99%*
Late Fee N/A


FEATURES
• New SimplyCashTM Preferred Card from American Express Cardmembers can earn 5% cash back on all eligible purchases (up to $300 cash back) for the first 6 months of Cardmembership

• Earn 2.0% cash back when your Welcome Rate ends

• No limit to the amount of cash back you can earn after your Welcome Rate ends

• Access to memorable experiences with American Express Invites®

• Extensive insurance coverage and 24/7 Customer Service

• Annual Fee : $99

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Conditions apply
Initial Rewards: earn 5% cash back on all eligible purchases for the first 6 months
On Going Rewards 1st: Earn 2.0% cash back when your Welcome Rate ends
On Going Rewards 2nd: No limit to the amount of cash back you can earn after your Welcome Rate ends
GCR Rebate: 30
GCR Rebate
$30
Initial Rewards
5% cash back
Annual Fee
$99.
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from American Express®.
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American Express AeroplanPlus Gold Card
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Charge
Annual Fee $120
Additional Card Fee 2 free AeroplanPlus Gold Cards, $50 for every additional card
Cash Advance Rate N/A
Late Fee N/A


FEATURES
• New American Express® AeroplanPlus®* Gold Cardmembers, earn 15,000 bonus Aeroplan®* Miles after you spend $1,500 in your first 3 months of Cardmembership

• Earn 1 Aeroplan Mile for every $1 in Card purchases up to $10,000

• Accelerate your earn rate to 1.25 Aeroplan Miles for every additional $1 in Card purchases over $10,000 annually

• Earn Aeroplan Miles faster with two free Additional Cards – a $100 value ($50 for each additional Card)

• Travel to more than 1,300 destinations in more than 190 countries worldwide with Air Canada®** and its global network of partner airlines

• In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, experiential rewards, merchandise and more

• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid finance charges

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

Conditions apply
Initial Rewards: Earn 15,000 bonus Aeroplan®* Miles after you spend $1,500 in your first 3 months
On Going Rewards 1st: Earn 1 Aeroplan Mile for every $1 in Card purchases up to $10,000
On Going Rewards 2nd: Accelerate your earn rate to 1.25 Aeroplan Miles for every additional $1 in Card purchases over $10,000 annually
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
15,000 Aeroplan®* Miles
Annual Fee
$120
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express AeroplanPlus Gold Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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MBNA Rewards World Elite® Mastercard® credit card
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Receive up to 30,000 bonus points:

• 20,000 bonus points†† ($200 in travel value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.

• 10,000 bonus points†† ($100 in travel value) once enrolled for paperless e-statements within the first 90 days of account opening

• Earn 2 points‡ for every $1 in eligible purchases

• Redeem points‡ for travel, cash back, brand-name merchandise, gift cards from participating retailers, and charitable donations

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• $120 annual fee

To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 20,000 points will be awarded if $2,000 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 10,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

†††† To be eligible for a World Elite Account, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater. Additional account qualification criteria apply as set out in this application.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

Initial Rewards: Receive up to 30,000 bonus points
On Going Rewards 1st: Earn 2 points‡ for every $1 in eligible purchases
On Going Rewards 2nd: Redeem points‡ for travel, cash back, brand-name merchandise, gift cards
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
up to 30,000 bonus points
Annual Fee
$120
Credit Needed
Good
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
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American Express AeroplanPlus®* Platinum Card
• New American Express® AeroplanPlus®* Platinum Cardmembers earn 40,000 Welcome Bonus Aeroplan®* Miles after spending $3,000 in the first three months of Cardmembership.

• Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,000 and accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually

• Relax before you fly with unlimited access to the Air Canada Maple Leaf Lounge™** where available, in major airports across Canada and key international locations. Plus, receive complimentary membership in Priority Pass™– one of the world’s largest independent airport lounge programs

• Breeze through airport lines with Air Canada Priority Check-in benefit and avoid the line-ups at security by accessing the Pearson Priority Security Lane located at the departure levels of Terminal 1 & 3 at Toronto Pearson International Airport

• Enjoy an annual Partner Ticket™ benefit for a short-haulØ roundtrip Fixed Mileage Flight Reward®* in economy class when you redeem up to 15,000 Aeroplan Miles

• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid finance charges

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

Initial Rewards: Earn 40,000 Welcome Bonus Aeroplan®* Miles after spending $3,000 in the first three months
On Going Rewards 1st: Earn 1.25 miles for every dollar in purchases you charge to the Card
On Going Rewards 2nd: Relax before you fly with unlimited access to the Air Canada Maple Leaf Lounge™** where available
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
40,000 Welcome Bonus Aeroplan®* Miles
Annual Fee
$499
Credit Needed
Excellent
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express AeroplanPlus®* Platinum Card Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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Scotiabank SCENE® VISA* card
• Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months◊

• Earn 1 SCENE point for every $1 you spend on credit card purchases

• Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at cineplex.com

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

Offer Description and Conditions: The 2,500 Bonus SCENE Points Offer (the “Offer”), applies only to new SCENE Visa credit card accounts (excluding SCENE Student Visa cards) (“Account”) opened by October 31, 2020 subject to the conditions below. To be eligible for the Offer, at least $500 in eligible purchases must be posted to the Account within the first 3 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will be awarded within 2-3 business days of the completion of the $500 net purchases provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Only one welcome bonus is awarded per Account. In case where both the primary and supplementary cardholders are SCENE members, the bonus points will be credited to the SCENE membership account that has been connected to the account.

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: There is currently no annual fee for the primary card and no fee for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months◊
On Going Rewards 1st: Earn 1 SCENE point for every $1 you spend on credit card purchases
On Going Rewards 2nd: Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex
GCR Rebate: 45
GCR Rebate
$45
Initial Rewards
2,500 bonus SCENE points
Annual Fee
$0
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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MBNA Smart Cash Platinum Plus® Mastercard®
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Accelerate cash back on common purchases!

• No annual fee

• Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

• Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)

• Get 0.5% Cash Back‡ for all other eligible purchases

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• A suite of comprehensive insurance**

Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee. Apply now for the Smart Cash® credit card.

‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. MBNA Dollars will be awarded on eligible transactions charged to your account. There is a monthly spend cap of $500 on the earn rate for eligible gas and grocery purchases. Once the monthly spend cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of MBNA Dollars, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. For the first six (6) months after the account is opened (the “Bonus Period“), eligible gas and grocery purchases will earn 5% in MBNA Dollars until the total gas and grocery purchases in the applicable month reaches $500 (the "Gas and Groceries Monthly Spend Cap"). Once the Gas and Groceries Monthly Spend Cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Please allow 8–10 weeks from the transaction date for bonus MBNA Dollars to be posted to your MBNA Dollars account. Limit one-time bonus MBNA Dollars offer per new account. This promotion is offered by MBNA and may be amended or cancelled at any time without notice. **Coverage is underwritten by Allianz Global Risks US Insurance Company (Canadian Branch) and/or American Bankers Insurance Company of Florida. Certain limitations and exclusions may apply to this benefit and others described in the certificate of insurance sent soon after your Account is opened.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.
Initial Rewards: Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months
On Going Rewards 1st: Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter
On Going Rewards 2nd: Get 0.5% Cash Back‡ for all other eligible purchases
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
5% Cash Back††
Annual Fee
$0
Credit Needed
Good
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
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American Express® : The Business Platinum Card®
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Charge
Annual Fee $499 which may be tax deductible.
Additional Card Fee $199 annually for Business Platinum Cards®; $50 annually for Business Gold Cards®
Cash Advance Rate N/A
Late Fee N/A


FEATURES
• Earn a Welcome Bonus of 35,000 points when you charge $7,000 in purchases to your Card in your first three months of Cardmembership

• You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it

• Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses

• Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience

• Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history

• Platinum Cardmembers can enjoy access to specialty services, preferential treatment and a dedicated Concierge team

• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

Initial Rewards: Earn a Welcome Bonus of 40,000 points when you charge $5,000 in purchases
On Going Rewards 1st: Earn 1.25 Membership Rewards points for virtually every $1 in purchases
On Going Rewards 2nd: Enjoy financial flexibility with no pre-set spending limit on purchases
GCR Rebate: 100
GCR Rebate
$100
Initial Rewards
40,000 Welcome Bonus points
Annual Fee
$499
Credit Needed
Excellent
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Platinum Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
-
American Express Business Gold Rewards Card
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Charge
Annual Fee $250
Additional Card Fee $50
Cash Advance Rate N/A
Late Fee N/A


FEATURES
• Earn a Welcome Bonus of 30,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership

• You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it

• Earn 1 point for every dollar in purchases charged to the Card. Plus, there is an easy, convenient way to get more out of your Membership Rewards® points - simply charge an eligible purchase to your card. Then you can redeem points for a statement credit

• Take advantage of purchasing power that grows with your business. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history

• Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere

• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

Conditions apply


PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

• Click Apply Now link above. Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate not available to existing American Express® Business Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.


More About the American Express® Business Gold Rewards Card

The American Express Business Gold rewards card allows a business to earn bonuses of up to 40,000 points a year. There is even a chance to earn double points from making everyday purchases. This will allow the card owner to take a round trip flight to anywhere in North America free of charge. There is no annual fee for this card for one year. Another great feature is there will be fifty days where a person does not have to pay interest on their purchases or their balance.

This card is open to all Canadian business owners that have established some credit. The applicant has to be a current resident of Canada and own a small business in this country to qualify for the Express credit card. A business owner will know if they are approved for the card in as little as one minute with an online application. There are many great features that the gold card has that other credit cards do not. There is no limit to how many points a person can earn on their eligible purchases. The points will never expire. A person can choose to use them within a year or build them up over a couple of years and still be able to use the airline points. There are no blackout periods that a person cannot choose to travel. These points that are earned can be transferred to other frequent flyer programs including Aeroplan and Avios.

In addition to airline rewards there are other great features of the American Express gold card. There is not pre-set spending limit on the card. A person can use points to access some of the hottest shows and events in the country. For the first year the annual fee is waived for all new members. The card is sent to the new member free of charge. That alone is a value totaling more than $50. The purchasing power of this card will help a business grow and become more successful. There are additional rewards for members who are able to build up points within the first three months of using this card. This American Express card was developed to help a business increase their sales while earning travel rewards with each purchase.

Initial Rewards: Welcome Bonus of 30,000 points when you charge $5,000 in purchases
On Going Rewards 1st: Earn 1 point for every dollar in purchases charged to the Card
On Going Rewards 2nd: You can maximize your cash flow with up to 55 interest free days
GCR Rebate: 75
GCR Rebate
$75
Initial Rewards
30,000 Welcome Bonus points
Annual Fee
$250
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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Scotia Momentum® No-Fee VISA card
• 7.99% introductory interest rate on purchases for the first 6 months*

• Cash back on everyday spending with no annual fee

• 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments

• 0.5% cash back on all other eligible everyday purchases

• Rates, fees and other information are effective as of May 1, 2020. Subject to change.

* Visit the application page for further details

Minimum Application Requirements
• You have a minimum annual personal gross income of $12,000
• You haven’t declared bankruptcy in the past 7 years
• You're at least the age of majority in your province or territory
• Your home address matches your credit report home address. (Before applying, you can review this though TransUnion CreditView and contact TransUnion to update this information)
• You’re a Canadian citizen or are a permanent resident. If you’re not a permanent resident you can still bank with us – call us at 1.800.4SCOTIA to book an appointment/ head over to https://maps.scotiabank.com/locator/index.html to find a branch near you.


Offer Description and Conditions: The introductory 7.99% interest rate applies only to eligible purchases subject to the conditions below (the “Offer”). This rate applies when the new Scotia Momentum No-Fee Visa credit card account (“Account”) is opened by October 31, 2020 and will continue for 6 months from date of Account opening (the “Promotional Period”). After the Promotional Period, purchase balances at the promotional rate of 7.99% (including any unpaid balances) will increase to the preferred interest rate for purchases (currently 19.99%). If you don’t pay the minimum payment on your Account by the payment due date on your statement, two times in any consecutive 12-month period, you will lose the benefit of this promotional rate Offer and the interest rates that apply on any unpaid balance and purchases will increase to the standard annual interest rates that apply to your Account (currently 24.99% on purchases and 27.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions)). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges.

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Payment Allocation: In general, if you make a payment that exceeds the minimum payment on your statement, we will apply your payment on a proportionate basis among each group of billed charges on your Account. We group charges based on the interest rate that applies to the group of charges. Your payment cannot be applied to the balance(s) of your choice. See your credit card agreement for more information about how we apply payments to your Account.

Rates and Fees: There is currently no annual fee for the primary card and no fee for each additional supplementary card.

The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: 7.99% introductory interest rate on purchases for the first 6 months*
On Going Rewards 1st: 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments
On Going Rewards 2nd: 0.5% cash back on all other eligible everyday purchases
GCR Rebate: 40
GCR Rebate
$40
Initial Rewards
7.99% introductory interest rate
Annual Fee
$0
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
-
Scotiabank Value® VISA* card
• 0.99% introductory interest rate on balance transfers for the first 6 months*

• Save hundreds of dollars in interest a year

• Low 12.99% interest rate

• Pay down balances faster

• Simplify your monthly payments

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

Terms and conditions apply. Visit the application page for full details.

Offer Description and Conditions: The introductory 0.99% interest rate applies only to cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions) (collectively “Cash Advances”) subject to the conditions below (the “Offer”). This rate applies when the new Scotiabank Value Visa credit card account (“Account”) is opened by October 31, 2020 and will continue for 6 months from date of Account opening (the “Promotional Period”). This Offer is subject to any available limit for Cash Advances (the “Cash Advance Available Limit”) on your Account. This Offer cannot be used to transfer a balance from another Scotiabank Account, or to make a payment or deposit to another Scotiabank account. After the Promotional Period, the 0.99% interest rate on any promotional Cash Advances (including any that remain unpaid after the Promotional Period ends) will increase to the preferred interest rate on Cash Advances (currently 12.99%). If you don’t pay the minimum payment on your Account by the payment due date on your statement, two times in any consecutive 12-month period, you will lose the benefit of this promotional rate Offer and the interest rates that apply on any unpaid balance will increase to the standard annual interest rates that apply to your Account (currently 24.99% on purchases and 27.99% on Cash Advances).

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Payment Allocation: In general, if you make a payment that exceeds the minimum payment on your statement, we will apply your payment on a proportionate basis among each group of billed charges on your Account. We group charges based on the interest rate that applies to the group of charges. Your payment cannot be applied to the balance(s) of your choice. See your credit card agreement for more information about how we apply payments to your Account. A Balance Transfer fee of 0% of the amount of each Balance Transfer transferred during the Promotional Period applies to this Offer.

Rates and Fees: The current annual fee is $29 for the primary card and $0 for each additional supplementary card. The current preferred annual interest rates for the Account are: 12.99% on purchases and 12.99% on Cash Advances. All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: 0.99% introductory interest rate on balance transfers for the first 6 months*
On Going Rewards 1st: Save hundreds of dollars in interest a year
On Going Rewards 2nd: Low 12.99% interest rate
GCR Rebate: 60
GCR Rebate
$60
Initial Rewards
0.99% for balance transfers
Annual Fee
$29
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
-
MBNA True Line® Gold Mastercard® credit card
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

• $39 annual fee

• Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪and access cheques, and 24.99% on cash advances

• A suite of comprehensive insurance**

• Around-the-clock-fraud protection

• Access to 24/7 customer service

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 3.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

**Coverage is underwritten by Allianz Global Risks US Insurance Company (Canadian Branch) and/or American Bankers Insurance Company of Florida. Certain limitations and exclusions may apply to this benefit and others described in the certificate of insurance sent soon after your Account is opened.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.
Initial Rewards: Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪and access cheques, and 24.99% on cash advances
On Going Rewards 1st: Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪
On Going Rewards 2nd: 24.99% on cash advances
GCR Rebate: 40
GCR Rebate
$40
Initial Rewards
8.99% on purchases
Annual Fee
$0
Credit Needed
Good
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
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MBNA Harley-Davidson® Mastercard® Credit Card
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Get a chance to win˄ a Harley-Davidson® motorcycle with every eligible purchase‡

• You could get a 1.99% promotional annual interest rate (“AIR”)† for 10 months on balance transfers✪ completed within 90 days of account opening, with a fee of 1% of the amount advanced (minimum fee of $7.50)

• Earn 1 Genuine Rewards Point or every $2 in eligible purchases‡

• Redeem your points for Harley Chrome® Cash‡ to be used at participating Harley-Davidson Canadian retailers

• Use your card for eligible purchases and you may be entered in a quarterly Harley-Davidson motorcycle draw‡

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪and access cheques, and 22.99% on cash advances

• No annual fee

* Visit the MBNA application page for further details

† Promotional Rates: Balance Transfers: 1.99%
This Promotional Rate applies to any balance transfers made within 90 days of your account opening (each, an “eligible transaction”) and will remain in effect for 10 Statement Periods from the transaction date of each eligible transaction. The Promotional Rate will increase and the remaining balance of the eligible transaction will become subject to the Standard Rate for balance transfers either: (1) on the first day of the first Statement Period that occurs after the expiry of the Promotional Rate; or (2) on the first day of the second Statement Period following any late Minimum Payment. Other conditions apply. Offer may be changed, extended or withdrawn at any time, without notice.

Standard Rates: Purchases: 19.99%
Balance transfers and access cheques: 22.99%
Cash advances: 22.99%


Default Rates:
If your Minimum Payment is late twice within any 12 consecutive Statement Periods (the "change event"), the Standard Rate(s) that apply to your account at that time will increase 5% to a maximum of 29.99%. The new Standard Rate(s) will apply on the first day of the second Statement Period following the change event. If you then pay each Minimum Payment on time for 12 consecutive Statement Periods ("cure period"), the Standard Rate(s) that apply to your account at that time will decrease back to the previous Standard Rate(s) prior to the rate increase on the first day of the first Statement Period that occurs after the cure period.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

˄No purchase necessary. Contest closes at 11:59 PM ET on December 31, 2019. Automatically receive one (1) entry for each eligible Harley-Davidson® Mastercard® credit card purchase made during each of the Promotional Periods (Promotional Period 1 = Jan 1 to Mar 31, 2019, 11:59 PM ET, Promotional Period 2 = Apr 1 to Jun 30, 2019, 11:59 PM ET, Promotional Period 3 = Jul 1 to Sep 30, 2019, 11:59 PM ET, Promotional Period 4 = Oct 1 to Dec 31, 2019, 11:59 PM ET). Four (4) prizes available to be won (ARV ranges between $11,499 and $15,333). Odds of winning depend on the number of eligible entries received/stamped (as outlined in the Official Rules) during each Promotional Period. Open to Canadian residents who are Harley-Davidson® Mastercard® credit card holders and have reached the age of majority at the time of entry. Skill-testing question required. For full rules, including no purchase entry details, visit https://www.mbna.ca/document/PDF/MBNA-Harley-Davidson-2019ContestRulesAndRegulations.pdf. Opt-out: If you do not wish to be entered into the Contest, you must indicate your preference to opt-out by contacting Sponsor (and/or its applicable division(s)) by (I) telephone at 1-888-876-6262 (toll-free – 24-hour service) or (II) mail at MBNA Harley-Davidson Mastercard 2019 Contest Opt-out, 23 Prince Andrew Place, Toronto, Ontario, M3C 2H2

‡These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, periodic draws for new Harley-Davidson® Motorcycles, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions upon receipt. Accumulated points can only be redeemed in accordance with the Harley-DavidsonTM Rewards Program (the “H-D Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the H-D Program. Please visit www.harley-davidson.com for complete Harley-DavidsonTM Rewards Program terms and conditions.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ©2019 H-D or its affiliates. HARLEY-DAVIDSON, HARLEY, H-D, and the Bar and Shield Logo are among the trademarks of H-D U.S.A., LLC. Third-party trademarks are the property of their respective owners.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.
Initial Rewards: 1.99% promotional annual interest rate (“AIR”)† for 10 months on balance transfers✪
On Going Rewards 1st: Earn 1 Genuine Rewards Point or every $2 in eligible purchases‡
On Going Rewards 2nd: you may be entered in a quarterly Harley-Davidson motorcycle draw‡
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
1.99% l annual interest rate
Annual Fee
$0
Credit Needed
Good
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back available by Paypal, Amazon Gift Code or by cheque*.
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
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Scotiabank Passport™ Visa Infinite* Card
• Earn up to 35,000 bonus Scotia Rewards points in your first year (that’s up to $350 towards travel )‡

• Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)

• Enjoy no FX Mark-up

• Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

‡ For a limited time, become a new Scotiabank Passport Visa Infinite credit cardholder and earn a one-time 25,000 Scotia Rewards point bonus with your first $1,000 in everyday eligible purchases if made within the first 3 months (the “Bonus Offer”). Bonus Offer ends August 31, 2020. Conditions apply - see below1 for further details. Bonus Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Plus, as a Scotiabank Passport Visa Infinite credit cardholder you are always eligible to earn an annual 10,000 Scotia Rewards point bonus when you spend at least $40,000 in everyday eligible purchases annually on your Scotiabank Passport Visa Infinite account. Conditions apply - see below2 for further details.

The current annual fee for the Scotiabank Passport Visa Infinite credit card (“Account”) is $139 for the primary card, $0 for one additional supplementary card and $50 for each additional supplementary card thereafter. The current preferred annual interest rates for this Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.

1 Bonus Offer Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the 25,000 Scotia Rewards point bonus offer (the “Bonus Offer”). Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Bonus Offer.

Bonus Offer Description and Conditions: To be eligible for the Bonus Offer, you must have at least $1,000 in eligible purchases posted to your new Scotiabank Passport Visa Infinite credit card account (“Account”) in the first 3 months from the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. Any bonus points received under the Bonus Offer will be credited to the primary cardholder’s Scotia Rewards account within 5 to 10 business days after the first 3 months has passed, provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Bonus Offer applies to new Accounts only opened by August 31, 2020. Offer may be changed, cancelled or extended and cannot be combined with any other offers.

2 As a Scotiabank Passport Visa Infinite credit cardholder earn an annual Scotia Rewards point bonus starting at 10,000 bonus Scotia Rewards points when you make at least $40,000 in eligible purchases annually on your Scotiabank Passport Visa Infinite account (“Account”) each year (12-months). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. Annual period starts from the Account open date and resets every 12 months thereafter. You will earn 2,000 bonus Scotia Rewards points for every additional $10,000 in Purchases thereafter in that same year, after the $40,000 annual spend has been reached.

Annual bonus Scotia Rewards points will be applied within two statement cycles after you have met the $40,000 annual spend threshold on the Account or within two statement cycles after you have met each additional $10,000 annual spend threshold on the Account, provided your Account is open and in good standing. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholders(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn up to 35,000 bonus Scotia Rewards points in your first year (that’s up to $350 towards travel )‡
On Going Rewards 1st: Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases
On Going Rewards 2nd: Enjoy no FX Mark-up
GCR Rebate: 55
GCR Rebate
$55
Initial Rewards
35,000 bonus Scotia Rewards points
Annual Fee
$139
Credit Needed
Excellent
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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Scotiabank® GM® VISA* Card
• Get closer to your new car with up to 5% in GM Earnings

• Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter

• $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac

• No earning or redemption caps

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

* Visit the application page for further details


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn 5% in GM Earnings on the first $5,000 spent annually
On Going Rewards 1st: Earm 2% thereafter
On Going Rewards 2nd: $1 in GM Earning = $1 off the purchase price or lease
GCR Rebate: 45
GCR Rebate
$45
Initial Rewards
Earn 5% in GM Earnings
Annual Fee
$0
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
-
Scotiabank® GM® VISA* Infinite Card
• First year annual fee waived◊

• Get closer to your new car with up to 5% in GM Earnings

• Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter

• $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac

• No earning or redemption caps

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

* Visit the application page for further details


Offer Description and Conditions: The First Year Annual Fee Waiver Offer (the “Offer”) applies only to new Scotiabank GM Visa Infinite credit card accounts (“Accounts”) that are opened, and any supplementary Account cards issued, by October 31, 2020 subject to the conditions below. We will waive the initial annual fee for the primary card and each additional supplementary card on the Account for the first year only. All other terms and conditions of the Program Terms continue to apply during the Offer period.

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $79 for the primary card and $39 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn 5% in GM Earnings on the first $10,000 spent annually. First year annual fee waived◊
On Going Rewards 1st: Earm 2% thereafter
On Going Rewards 2nd: $1 in GM Earning = $1 off the purchase price or lease
GCR Rebate: 60
GCR Rebate
$60
Initial Rewards
5% in GM Earnings
Annual Fee
$0
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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Scotiabank®* Platinum American Express® card
• Earn 30,000 bonus Scotia Rewards points upon first purchase◊

• Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment

• Earn one point on all other eligible everyday purchases

• Complimentary membership to Priority Pass Airport Lounges Worldwide

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

Annual Fee : $399

Offer Description and Conditions: The 30,000 Bonus Scotia Rewards points offer (the “Offer”), applies only to new, Scotiabank Platinum American Express credit card accounts (“Account”) opened by October 31, 2020 subject to the conditions below. To be eligible for the Offer, an eligible purchase must be posted to the Account within 2 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will appear as an adjustment on the Account statement within 2 statement cycles of the first card purchase provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $399 for the primary card and $99 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn 30,000 bonus Scotia Rewards points upon first purchase◊
On Going Rewards 1st: Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment
On Going Rewards 2nd: Earn one point on all other eligible everyday purchases
GCR Rebate: 60
GCR Rebate
$60
Initial Rewards
30,000 bonus Scotia Rewards points
Annual Fee
$399
Credit Needed
Excellent
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
-
MBNA Rewards Platinum Plus® Mastercard®
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

• 4 points†† for every $1 spent on eligible gas, groceries and restaurant purchases during the first 90 days, and 2 points‡ for every $1 spent on eligible gas, groceries and restaurant purchases thereafter ($5,000 annual cap on each category). 1 point‡ for every $1 spent on all other eligible purchases

• 5,000 bonus points†† after you make $500 or more in eligible purchases within the first 90 days of your account opening

• 5,000 bonus points†† once enrolled for paperless e-statements within the first 90 days of account opening

• Redeem points‡ for travel, cash back, brand-name merchandise, gift cards from participating retailers, and charitable donations

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• No annual fee

Apply for the MBNA Rewards Platinum Plus® Mastercard®.

* Visit the MBNA application page for further details

‡ These are highlights of the credit card rewards program (the " Program ") associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. You will earn two (2) points per dollar spent on eligible gas, grocery and restaurant purchases to a maximum annual amount of $5,000 in each category. Eligible purchases that are not eligible gas, grocery and restaurant purchases will earn a Base Earn Rate of one (1) point per dollar. The redemption rate for Points earned may differ depending on the redemption option chosen. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of Points, and other important conditions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 5,000 points will be awarded if $500 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 5,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. For the double the points on gas, grocery and restaurant Purchases offer, for the first 90 days after account opening you will earn an additional 2 points/$1 spent on eligible gas, grocery and restaurant purchases (on top of the regular earn rate of 2 points/$1 spent on such purchases as indicated in the Program terms and conditions), subject to a maximum annual cap of $5,000 in each category. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.
Initial Rewards: 4 points†† for every $1 spent on eligible gas, groceries and restaurant purchases during the first 90 days
On Going Rewards 1st: 2 points‡ for every $1 spent on eligible gas, groceries and restaurant purchases thereafte
On Going Rewards 2nd: 1 point‡ for every $1 spent on all other eligible purchases
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
4 points†† for every $1 spent
Annual Fee
$0
Credit Needed
Good
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
-
HSBC World Elite® Mastercard®
Earn up to 60,000 Points($300 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year ($149 value). Must apply by August 17, 2020. Conditions Apply.

With the HSBC World Elite® Mastercard® you earn 3% in travel rewards on all eligible travel purchases (6 Points per $1) and earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1).

Enjoy maximum flexibility and redeem your Points on your terms for:
• Travel
• Gift cards and valuable merchandise
• Financial rewards
• Rewards for miles
• Annual Fee Rebate for the Primary Cardholder for the first year. Terms Apply


Primary Cardholder Annual Fee: $149
Annual Interest on Purchases: 19.9%
Annual Interest on Cash Advances and Balance Transfers: 22.9%
Authorized User Annual Fee: $50 Per Card
Initial Rewards: Earn up to 60,000 Points ($300 travel value) PLUS a full annual fee rebate
On Going Rewards 1st: 3% in travel rewards on all eligible travel purchases
On Going Rewards 2nd: 1.5% in travel rewards on all other eligible purchases
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
60,000 Points
Annual Fee
$149
Credit Needed
Good
Cash Back Not Available from GCR.
Any offers are strictly from HSBC.
Not available in Quebec.
-
ScotiaGold Passport® VISA* card
• Earn 5,000 Scotia Rewards bonus points upon your first purchase*

• Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases

• 5% cash back on travel purchased through Scotia Rewards Flexible Point Redemption

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

* Visit the application page for further details

Offer Description and Conditions: The 5,000 Scotia Rewards Bonus Points Offer (the “Offer”) applies only to a new ScotiaGold Passport Visa credit card accounts (“Account”) opened by October 31, 2020 subject to the conditions below. To be eligible for the Offer, an eligible purchase must be posted to the Account within 2 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will appear as an adjustment on the Account statement within 2 statement cycles of the first card purchase provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the 5,000 Scotia Rewards bonus points offer (the “Offer”). Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $110 for the primary card and $30 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions).

All rates, fees, features and benefits are subject to change. Offer may be changed, cancelled or extended and cannot be combined with any other offers.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn 5,000 Scotia Rewards bonus points upon your first purchase*
On Going Rewards 1st: Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday
On Going Rewards 2nd: 5% cash back on travel purchased through Scotia Rewards
GCR Rebate: 60
GCR Rebate
$60
Initial Rewards
5,000 Scotia Rewards points
Annual Fee
$110
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
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MBNA Smart Cash® World Mastercard®
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Accelerate cash back on common purchases!

• Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

• Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)

• Get 1% Cash Back‡ for all other eligible purchases

• $39 annual fee

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• A suite of comprehensive insurance**

• Your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater††††

Take advantage of a card that provides Cash Back on eligible purchases. Apply now for the Smart Cash® World credit card.

‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. MBNA Dollars will be awarded on eligible transactions charged to your account. There is a monthly spend cap of $500 on the earn rate for eligible gas and grocery purchases. Once the monthly spend cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of MBNA Dollars, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. For the first six (6) months after the account is opened (the “Bonus Period“), eligible gas and grocery purchases will earn 5% in MBNA Dollars until the total gas and grocery purchases in the applicable month reaches $500 (the "Gas and Groceries Monthly Spend Cap"). Once the Gas and Groceries Monthly Spend Cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Please allow 8–10 weeks from the transaction date for bonus MBNA Dollars to be posted to your MBNA Dollars account. Limit one-time bonus MBNA Dollars offer per new account. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

†††† To be eligible for a World Account, your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater. Additional account qualification criteria apply as set out in this application.

**Coverage is underwritten by Allianz Global Risks US Insurance Company (Canadian Branch) and/or American Bankers Insurance Company of Florida. Certain limitations and exclusions may apply to this benefit and others described in the certificate of insurance sent soon after your Account is opened.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.
Initial Rewards: Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months
On Going Rewards 1st: Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter
On Going Rewards 2nd: Get 1% Cash Back‡ for all other eligible purchases
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
5% Cash Back††
Annual Fee
$39
Credit Needed
Good
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
-
American Express® AIR MILES®* Gold Business Card
• Get 150 Bonus AIR MILES®* Reward Miles when you spend $1,000 within the first three months of Cardmembership

• Earn 1 Mile for every $15 in Card purchases at AIR MILES®* Sponsors and 1 for every $20 in Card purchases everywhere else

• Show your Collector Card and use your AIR MILES®* Gold Business Card at Sponsor locations to earn miles twice

• Pay no annual fee. Plus, enjoy the flexibility to pay balances in full or over time

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.

Conditions apply
Initial Rewards: 150 Bonus AIR MILES®* Reward Miles when you spend $1,000
On Going Rewards 1st: Earn 1 Mile for every $15 in Card purchases at AIR MILES®* Sponsors and 1 for every $20 in Card purchases
On Going Rewards 2nd: Show your Collector Card and use your AIR MILES®* Gold Business Card at Sponsor locations to earn miles twice
GCR Rebate: 50
GCR Rebate
$50
Initial Rewards
150 Bonus AIR MILES®* Reward Miles
Annual Fee
$0.00
Credit Needed
Fair
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® AIR MILES®* Gold Business Card Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
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Scotia Momentum® VISA* card
Cash back on everyday spending

• 2.99% introductory interest rate on balance transfers for the first 6 months*

• Cash back with low annual fee

• 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments

• 1% cash back on all other eligible everyday purchases

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

* Visit the application page for further details


Offer Description and Conditions: The Offer applies only to cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions) (collectively “Cash Advances”) subject to the conditions below. This rate applies when the new Scotia Momentum Visa card credit card account (“Account”) is opened by October 31, 2020 and will continue for 6 months from date of Account opening (the “Promotional Period”). This Offer is subject to any available limit for Cash Advances (the “Cash Advance Available Limit”) on your Account. This Offer cannot be used to transfer a balance from another Scotiabank Account, or to make a payment or deposit to another Scotiabank Account. After the Promotional Period, the 2.99% interest rate on any promotional Cash Advances (including any that remain unpaid after the Promotional Period ends) will increase to the preferred interest rate on Cash Advances (currently 22.99%). If you don’t pay the minimum payment on your Account by the payment due date on your statement, two times in any consecutive 12-month period, you will lose the benefit of this promotional rate Offer and the interest rates that apply on any unpaid balance will increase to the standard annual interest rates that apply to your Account (currently 24.99% on purchases and 27.99% on Cash Advances).

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card (with the exception of cardholders of the Scotiabank More Rewards credit card) in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Payment Allocation: In general, if you make a payment that exceeds the minimum payment on your statement, we will apply your payment on a proportionate basis among each group of billed charges on your Account. We group charges based on the interest rate that applies to the group of charges. Your payment cannot be applied to the balance(s) of your choice. See your credit card agreement for more information about how we apply payments to your Account.

Rates and Fees: A Balance Transfer fee of 0% of the amount of each Balance Transfer transferred during the Promotional Period applies to this Offer. The current annual fee is $39 for the primary card and $15 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on Cash Advances. All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.


PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

• Click link above. Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.

One card that is becoming quite popular throughout Canada is the Scotia Momentum VISA card. The Momentum VISA card was created with the thought that some people might prefer getting cash back instead of receiving rewards or points for using it. Like having an extra savings account, the money that you save accrues on your monthly credit card statements for one year. At the end of that 12 month period, the money will either be deposited into your Scotiabank bank account, or it will show up as a credit on your VISA statement.

There are three main categories of businesses that will provide you with 2% cash back on your purchases: grocery stores, service stations, and drug stores. Almost every grocery store chain in Canada participate. It is a similar situation with service stations and drugstores. If you are unsure if your retailer is a participant, you can visit the Scotiabank website and download a comprehensive list.

If you want to, you can arrange to make recurring payments with your Visa card through participating retailers. This means that you should be able to pay your cable, gas, phone, and other utility bills using your card and more importantly, your code. Because of that, you will be able to receive 2% credited back to you on most of your monthly purchases.

By using a Scotia Momentum VISA card, you automatically qualify for a 20% discount on any car rental through Avis. You do not have to rent from Avis in Canada for this discount to be applicable. You can also take advantage of some technology that Scotia built into the Momentum VISA card called payWave. PayWave allows you to visit any participating merchant and wave your VISA card in the air near the cash register to pay your bill. It is designed to make it much easier and more secure for you to walk into a service station or restaurant and pay.

Initial Rewards: 2.99% introductory interest rate on balance transfers for the first 6 months*
On Going Rewards 1st: 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
On Going Rewards 2nd: 1% cash back on all other eligible everyday purchases
GCR Rebate: 45
GCR Rebate
$45
Initial Rewards
2.99% rate on balance transfers
Annual Fee
$39
Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
-
CIBC Aventura® Gold Visa* Card
Welcome Offer: Earn up to 20,000 Aventura Points† Plus, get a first year annual fee rebate†!

Here’s How:
◊ Get 15,000 Aventura Points when you make your first purchase†

◊ Get 5,000 bonus Aventura Points when you spend $3,000 or more during the first 4 monthly statement periods †

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†

• 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†

• 1 point for every $1 spent on all other purchases†

Plus, enjoy extra valuable travel benefits†
◊ Enjoy a Priority Pass Membership and 4 complimentary visits per year at 1,300+ airport lounges†: over $200 value†!

◊ NEXUS◊ Application Fee rebate†: A $50 value†!

†Conditions apply

Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.
Initial Rewards: Welcome Offer: Earn up to 20,000 Aventura Points †
On Going Rewards 1st: 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
On Going Rewards 2nd: 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
Up to 20,000 Aventura Points
Annual Fee
$120
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
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CIBC Aventura® Visa Infinite* Card
Welcome Offer: Earn up to 20,000 Aventura Points† Plus, get a first year annual fee rebate†!

Here’s How:
◊ Get 15,000 Aventura Points when you make your first purchase†

◊ Get 5,000 bonus Aventura Points when you spend $3,000 or more during the first 4 monthly statement periods†

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†

• 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†

• 1 point for every $1 spent on all other purchases†

Plus, enjoy extra valuable travel benefits
◊ Enjoy a Priority Pass Membership and 4 complimentary visits per year at 1,3000+ airport lounges†: over $200 value†!
◊ NEXUS◊ Application Fee rebate†: A $50 value†!

†Conditions apply

Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.
Initial Rewards: Welcome Offer: Earn up to 20,000 Aventura Points†
On Going Rewards 1st: 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†
On Going Rewards 2nd: 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
Up to 20,000 Aventura Points
Annual Fee
$120
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
-
CIBC Dividend Platinum® Visa* Card
Welcome Offer: Get a first-year annual fee rebate and 10% cash back†
For the first 4 statements on total purchases of up to $2,000†.
After that, get 4% cash back on eligible gas and grocery purchases^


◊ Earn maximum rewards. No limit on the total cash back you can earn†

◊ Valuable insurance included with your card†


• 4% cash back on eligible gas and grocery purchases†

• 2% cash back on Tim Hortons® and TELUS® purchases†

• 1% cash back on all other purchases†

†Conditions apply

Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.
Initial Rewards: First year annual fee rebate and 10% cash back†
On Going Rewards 1st: 4% cash back on eligible gas and grocery purchases†
On Going Rewards 2nd: 2% cash back on Tim Hortons® and TELUS® purchases†
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
10% cash back†
Annual Fee
$99
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
-
CIBC Dividend® Visa Infinite* Card
Welcome Offer: Get a first-year annual fee rebate and 10% cash back†
For the first 4 statements on total purchases of up to $2,000†.
After that, get 4% cash back on eligible gas and grocery purchases^



◊ Earn maximum rewards. No limit on the total cash back you can earn†

◊ Valuable insurance included with your card†

◊ Access exclusive benefits. The Visa Infinite program gives you access to luxury worldwide travel and hotel benefits†

• 4% cash back on eligible gas and grocery purchases†

• 2% cash back on Tim Hortons® and TELUS® purchases†

• 1% cash back on all other purchases†

†Conditions apply

Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.
Initial Rewards: First year annual fee rebate and 10% cash back†
On Going Rewards 1st: 4% cash back on eligible gas and grocery purchases†
On Going Rewards 2nd: 2% cash back on Tim Hortons® and TELUS® purchases†
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
10% cash back†
Annual Fee
$99
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
-
American Express® AIR MILES®* for Business Card
• Earn a bonus of 2,000 AIR MILES®* Reward Miles when you charge a total of $5,000 in purchases to your Card within your first 3 months of Cardmembership

• You can maximize your cash flow with up to 55 interest-free days and enjoy purchasing power that adjusts dynamically with Card usage

• You can benefit from an exclusive 25% discount on business rewards when you redeem AIR MILES Reward Miles from your Dream balance for rewards from the AIR MILES For Business Rewards catalogue, an online catalogue designed especially with the small business owner in mind

• Earn 1 Mile for every $10 in Card purchases at eligible AIR MILES®* Partners* and 1 Mile for every $15 in Card purchases everywhere else

• Make the most of a suite of business management tools that give you more control over your business anytime and anywhere

• With the American Express® AIR MILES®* for Business Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history. That’s the power of a charge card

• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid finance charges

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.

Conditions apply
Initial Rewards: Earn a bonus of 2,000 AIR MILES®* Reward Miles when you charge a total of $5,000 in purchases
On Going Rewards 1st: Earn 1 Mile for every $10 in Card purchases at eligible AIR MILES®* Partners* and 1 Mile for every $15 in Card purchases everywhere else
On Going Rewards 2nd: You can benefit from an exclusive 25% discount on business rewards when you redeem AIR MILES Reward Miles
GCR Rebate: 30
GCR Rebate
$30
Initial Rewards
2,000 AIR MILES®* Reward Miles
Annual Fee
$180
Credit Needed
Fair
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® AIR MILES®* for Business Card Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
-
CIBC Aventura® Visa* Card
Get travel rewards for no annual fee†.
◊ Earn up to 2,500 Aventura points†.

◊ 90-day protection with Purchase Security Insurance if your new purchase is stolen or broken†

◊ Aventura Travel Assistant - Access personalized Travel booking and trip planning with no booking fees†

◊ Fly any airline, with no blackout periods and points that don’t expire†

• 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre†

• 1 point for every $1 spent at eligible gas stations, grocery stores and drug stores†

• 1 point for every $2 spent on all other purchases†

†Conditions apply

Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.
Initial Rewards: Welcome Offer: Earn up to 2,500 bonus Aventura Points†
On Going Rewards 1st: 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre†
On Going Rewards 2nd: 1 point for every $1 spent at eligible gas stations, grocery stores and drug stores†
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
Up to 2,500 bonus Aventura Points†
Annual Fee
$0
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
-
CIBC Dividend® Visa* Card
Earn 2% cash back on grocery purchases†
Get up to 1% cash back on everything else


• Earn maximum rewards. No limit on the total cash back you can earn†

• Extra protection on new purchases. Double the manufacturer's original warranty up to one year on most of your purchases†

• 2% on eligible groceries and 1% after your first $6,000 on everyday purchases like books, movies, food and more!†

• 0.5% cash back on your first $6,000 in all other annual purchases†

• Valuable insurance included with your card†

†Conditions apply

Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.
Initial Rewards: Earn maximum rewards. No limit on the total cash back you can earn†
On Going Rewards 1st: 2% on eligible groceries
On Going Rewards 2nd: 1% after your first $6,000 on everyday purchases like books, movies, food and more!†
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
none
Annual Fee
$0
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
-
HSBC +Rewards™ Mastercard®
Earn 10,000 Points($50 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year ($25 value). Must apply by August 17, 2020. Conditions Apply.

Our lowest interest rate for purchases, cash advances and balance transfers. Price Protection Service - find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item.

Earn 2 Points for every $1 spent on eligible dining or entertainment purchases.

• 11.9% our lowest interest rate for purchases, cash advances and balance transfers
• 2x the Points on all eligible dining and entertainment purchases
• $25 Primary cardholder annual fee
• $10 Authorized user annual fee
• Annual Fee Rebate for the Primary Cardholder for the first year. Terms Apply

Start earning rewards for doing what you love to do.
Initial Rewards: 10,000 Points PLUS a full annual fee rebate
On Going Rewards 1st: 2x the Points on all eligible dining and entertainment purchases
On Going Rewards 2nd: 11.9% our lowest interest rate for purchases, cash advances and balance transfers
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
10,000 Points
Annual Fee
$25
Credit Needed
Fair
Cash Back Not Available from GCR.
Any offers are strictly from HSBC.
Not available in Quebec.
-
CIBC Select Visa* Card
Welcome Offer: Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee‡ and a first year annual fee rebate†

• Reduce interest payments with a low interest rate credit card

• Low interest rate of 13.99% on purchases and cash advances

• Ideal for consolidating your balances onto one card

• Low annual fee of $29. No annual fee for additional cards

†Conditions apply

Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.
Initial Rewards: Get 0% interest for up to 10 months with a 1% transfer fee‡ and a first year annual fee rebate†
On Going Rewards 1st: Low interest rate of 13.99% on purchases and cash advances
On Going Rewards 2nd: Ideal for consolidating your balances onto one card
GCR Rebate: 0
GCR Rebate
NA
Initial Rewards
0% interest for up to 10 months
Annual Fee
$29
Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
    GCR Rebate   Initial Rewards   Annual Fee   Credit Needed  
 
MBNA Alaska Airlines World Elite® Mastercard® credit card
  $50   30,000 bonus miles††   $99   Good  
30,000 bonus miles†† and Alaska`s Famous Companion Fare™ from $121 (USD)
Note : This offer is not available for residents of Quebec.

A new Alaska Airlines World Elite Mastercard® credit card could take you places. If approved, you could receive new benefits and start earning more Mileage Plan™ miles.

• 30,000 bonus miles†† and Alaska's Famous Companion Fare™ from $121 (USD) ($99 plus taxes and fees from $22)◊◊ after you make $1,000 or more in eligible purchases within the first 90 days of your account opening.

• One complimentary checked bag per passenger on the same qualifying reservation, up to a maximum of six passengers.æ

• Every year on your account anniversary buy one round trip and get a companion fare of $121 (USD) ($99 plus taxes and fees from $22)◊◊ on Alaska Airlines. There are no blackout dates.

• Earn 3 miles‡ for every $1 charged to your Alaska Airlines Mastercard credit card on tickets, vacation packages, and cargo services from Alaska Airlines.

• Earn 1 mile‡ for every $1 spent on other eligible purchases.

• Earn and redeem‡ Alaska Mileage Plan miles on global airline partners of Alaska Airlines to 900+ destinations.

• $99 annual fee

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 22.99% on cash advances

• Your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††

* Visit Alaska Airlines MasterCard website application page for further details

†† To qualify for this offer, an applicant must be approved for World Elite card and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for bonus Miles to be posted to your Mileage Plan account. Account must be open and active on posting/delivery date to qualify for bonus Miles. Limit one-time bonus Miles offer (no cash value) per new account. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered by MBNA and may be amended or cancelled at any time without notice. Additional bonus Miles may be awarded if a completed application is submitted to an Alaska Airlines employee.

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Miles will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of Miles, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt. Accumulated Miles can only be redeemed in accordance with the Alaska Airlines Mileage Plan program (the “Alaska Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the Alaska Program. Please visit www.alaskaair.com for complete Alaska Program terms and conditions.

◊◊ Companion Certificates can only be used for a coach class seat on an Alaska Airlines operated flight with the purchase of another ticket on the same Alaska Airlines flight within or between the continental United States, Alaska, Canada, Hawaii or Mexico. To obtain the Companion Certificate in the first year of the account, the credit card application must be approved and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for the Companion Certificate to be delivered. To qualify for the Companion Certificate in the second and subsequent years of the account, the account must be open and active on the account anniversary. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered exclusively by Alaska Airlines. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion. For a complete explanation of this benefit, please visit www.alaskaair.com.

ӕ Complimentary Checked Bag Benefit: Primary cardholders of the Alaska Airlines World Elite Mastercard consumer credit card ("World Elite account") who make a qualifying reservation and have an open World Elite account at the time of travel are eligible to receive a baggage allowance on qualifying reservations consisting of one (1) complimentary checked bag per passenger on the same ticket for the same Alaska Airlines flight, up to a maximum of six (6) complimentary checked bags per ticket. Qualifying reservations include flights marketed by Alaska Airlines and operated by Alaska Airlines, Horizon Air, SkyWest or PenAir (codeshare flights operated by other carriers are not eligible). Primary cardholder must be an Alaska Airlines Mileage Plan™ member. Baggage restrictions apply. See alaskaair.com/freebagfaq for complete baggage rules. Payment with the World Elite account is not required to qualify for this benefit. Offer may not be applied retroactively, and no refunds will be issued. Not applicable for passengers who already receive 1 or more free checked bags. New holders of the World Elite account, and cardholders upgrading from another Alaska Airlines credit card to a World Elite account, will be eligible for this benefit approximately 2-3 weeks after approval. This promotion is offered exclusively by Alaska Airlines. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion. For a complete explanation of this benefit, please visit www.alaskaair.com

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
American Express® Cobalt™ Credit Card
  $40   2,500 Membership Rewards® points   $120   Fair  
2,500 Membership Rewards® points for each monthly billing period in which you spend $500
Please wait one month before any missing rebate inquiries.

Card Type Credit
Annual Fee $10 per month of Cardmembership ($120 annually)
Additional Card Fee $0
Cash Advance Rate 21.99%*
Balance Transfer? No
Late Fee N/A


FEATURES
• In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year

• 30,000 points is enough for:
□ An eligible short-haul flight using the Fixed Points Travel Program, or
□ $300 in statement credits redeemed towards travel purchases charged to your Card or
□ $300 worth of tickets on Ticketmaster.ca

• Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery.

• Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B

• Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases

Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events

• Get advance access to tickets to some of the hottest concerts, shows and events through Front Of The Line® by American Express Invites® and advance screenings to blockbuster movies

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

• Conditions Apply

Cobalt Cardmembers receive regular perks, bonus rewards and access to great events. Past Cobalt Perks include:
• Earning extra Membership Rewards® points for spending on Cobalt
• Getting statement credits for using your Card with your favorite brands
• Early access to blockbuster movies, and tickets to VIP concert experiences

PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.


Cobalt is American Express’ new credit card that was uniquely designed with the passion points of millennials in mind - a generation whose spending habits reveal active social lives and a passion for food, travel and entertainment.

Cobalt rewards Cardmembers for simply doing the things they do in their everyday lives by featuring Canada’s highest points accelerator (5x) for eats and drinks including groceries, as well as a 2x points accelerator that expands travel to include flights, accommodation, taxi, public transit and gas. In addition, Cardmembers will enjoy many of the perks American Express is known for including access to some of the hottest shows through Front of the Line and exclusive offers.

The 5x accelerator on food and drink includes everything from coffee shops, grocery stores, fast food chains, to take-out, cafes, bars and pubs, and casual and upscale restaurants. Similarly, the 2x accelerator covers all things travel and transit including a subway ride, train journey, hailing a cab, staying at a hotel or a short-term rental, and booking a flight or an all-inclusive vacation, all of which fits seamlessly with Canadian spending habits.

Further breaking the mold of traditional rewards credit cards, Cobalt has a monthly fee of just $10 and offers other notable benefits American Express is known for including but not limited to American Express Invites, Front of the Line, insurance coverage and other special offers.

• Canada’s highest points accelerator for eats and drinks, including groceries.

• Cobalt is a credit card designed specifically for millennials / young professionals that rewards them for the purchases they’re already making. For the first time, millennials have access to a rewards card that fits their life, not the other way around.

• Cobalt rewards Cardmembers for simply living their everyday lives. It offers 5x points on Food & drink means everything from coffee shops, to fast food restaurants, delivery services and a dinner out, along with grocery shopping. 2x points on travel includes public transit, taxis, and Airbnb as well as flights, hotels and gas stations.

• Cobalt is the card that brings together all the things millennial consumers love: food/drink, travel and entertainment. Its accelerators mean they can accumulate points quickly without restrictions and use them to for the things they love. And Cardmembers will enjoy the service and perks that American Express is known for, including advanced access to tickets for the hottest concerts and shows through Front Of The Line.

• Redeeming points for travel is easy and painless with the ability to redeem points for any flight, anywhere and anytime with no restrictions. Or points can be used to pay for virtually any purchase right on the mobile app, whether it’s a trip, their monthly streaming subscription, or a new outfit.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Cobalt Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
Tangerine Money-Back Credit Card
  $50   none   $0   Good  
No annual fee
Rewards Features:

• No annual fee

• Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.5% Money-Back Rewards on all other purchases.

• Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.

• Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.

• No limit on the amount of Money-Back Rewards you can earn.

• Change your 2% Money-Back Categories to suit your spending.

• Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.

Additional Card Benefits:

• 2.5% Foreign Conversion Fee

• Free Cards for Authorized Users on your Account

• Purchase Assurance and Extended Warranty1 – For most new purchases made anywhere in the world using your Tangerine Money-Back Credit Card, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:

⋄ Purchase Assurance, which may automatically cover loss, theft or damage, in excess of other insurance, for 90 days from the date of purchase; and

⋄ Extended Warranty, which may double the period of repair services, to a maximum of one additional year, when the original manufacturer’s warranty expires.

• Add your Tangerine Money-Back Credit Card to the Wallet app on your Apple® device and use Apple Pay pretty much everywhere you love to shop. Look for the Apple Pay or contactless logo. It’s simple and secure. Learn more.

MasterCard® Benefits:

• Accepted worldwide at more than 24 million locations in over 210 countries

• MasterCard Zero Liability

• MasterCard Tap & GoTM

Acquisition Offer Disclaimer:

Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account. Tangerine is a registered trademark of The Bank of Nova Scotia, used under license. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.

Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.


• To be eligible for this offer, applicants must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
Marriott Bonvoy™ American Express® Card
  $0   50,000 Marriott Bonvoy™ points   $120   Good  
50,000 Marriott Bonvoy™ points after you charge $1,500 in purchases
New Marriott Bonvoy™*American Express® Cardmembers earn 50,000 Marriott Bonvoy™ points enough for 3 free nights at a Category 2 hotel after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Offer subject to change at any time

• Earn 5 points for every dollar in eligible Card purchases at participating Marriott Bonvoy™* properties

• Earn 2 points for every $1 in all other Card purchases

• Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary

• No annual fee on Additional Cards

• Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels

• Automatic Marriott Bonvoy Silver Elite status membership

• Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy

™American Express® Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program

• Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website.

For full details and current product information click the Apply now link. Conditions apply

Cash Back Not Available from GCR. Any offers are strictly from American Express®.
 
Scotia Momentum® VISA* Infinite card
  $60   10% cash back   120   Excellent  
Earn 10% cash back on all purchases for the first 3 months. First year annual fee waived
• No annual fee in the first year, including on supplementary cards◊

• 4% on eligible recurring bill payments and grocery store purchases

• 2% on eligible gas station and daily transit purchases

• 1% cash back on all other eligible everyday purchases

• Complimentary Concierge Services 24/7

• Visa Infinite Dining Series

• Visa Infinite Music Series

• Wine Country Wonders

• Luxury Hotel Privileges

• Comprehensive Travel Insurance & New Mobile Device Insurance coverage

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

Terms and conditions apply. Visit the application page for full details.

◊ The First Year Annual Fee Waiver Offer (the “Offer”) applies only to new Scotia Momentum Visa Infinite credit card accounts (“Accounts”) that are opened, and any supplementary Account cards issued, by November 1, 2020 subject to the conditions below. We will waive the initial annual fee for the primary card and each additional supplementary card on the Account for the first year only. All other terms and conditions of the Program Terms continue to apply during the Offer period.

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $120 for the primary card and $50 for each additional supplementary card. The current preferred annual interest rates for the Account are: 20.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
MBNA Alaska Airlines Platinum Plus® Mastercard®
  $50   20,000 bonus miles††   $75   Good  
20,000 bonus miles†† and Alaska`s Famous Companion Fare™ from $121 (USD)
Note : This offer is not available for residents of Quebec.

A new Alaska Airlines Platinum Plus® Mastercard® credit card could take you places. If approved, you could receive new benefits and start earning more Mileage Plan™ miles.

• 20,000 bonus miles†† and Alaska's Famous Companion Fare™ from $121 (USD) ($99 plus taxes and fees from $22)◊◊ after you make $1,000 or more in eligible purchases within the first 90 days of your account opening.

• Every year on your account anniversary buy one round trip and get Alaska's Famous Companion Fare™ from $121 (USD) ($99 plus taxes and fees from $22)◊◊ on Alaska Airlines. There are no blackout dates.

• Earn 3 miles‡ for every $1 charged to your Alaska Airlines Mastercard credit card on tickets, vacation packages, and cargo services from Alaska Airlines.

• Earn 1 mile‡ for every $1 spent on other eligible purchases.

• Earn and redeem‡ Alaska Mileage Plan miles on global airline partners of Alaska Airlines to 900+ destinations.

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪and access cheques, and 22.99% on cash advances

• $75 annual fee

* Visit Alaska Airlines MasterCard website application page for further details

†† To qualify for this offer, an applicant must be approved for a Platinum card and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for bonus Miles to be posted to your Mileage Plan account. Account must be open and active on posting/delivery date to qualify for bonus Miles. Limit one-time bonus Miles offer (no cash value) per new account. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered by MBNA and may be amended or cancelled at any time without notice. Additional bonus Miles may be awarded if a completed application is submitted to an Alaska Airlines employee.

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Miles will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of Miles, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt. Accumulated Miles can only be redeemed in accordance with the Alaska Airlines Mileage Plan program (the “Alaska Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the Alaska Program. Please visit www.alaskaair.com for complete Alaska Program terms and conditions.

◊◊ Companion Certificates can only be used for a coach class seat on an Alaska Airlines operated flight with the purchase of another ticket on the same Alaska Airlines flight within or between the continental United States, Alaska, Canada, Hawaii or Mexico. To obtain the Companion Certificate in the first year of the account, the credit card application must be approved and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for the Companion Certificate to be delivered. To qualify for the Companion Certificate in the second and subsequent years of the account, the account must be open and active on the account anniversary. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered exclusively by Alaska Airlines. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion. For a complete explanation of this benefit, please visit www.alaskaair.com.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
Scotiabank®* Gold American Express® Card
  $60   20,000 bonus Scotia Rewards points   $120   Good  
Earn 20,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months†
• Earn 20,000 bonus Scotia Rewards points with your first $1,000 in everyday purchases in first 3 months†

• Earn 5 Scotia Rewards points forevery $1 you spend at eligible grocery stores, dining and entertainment

• Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services

• Earn 1 Scotia Rewards point for every $1 you spend on all other eligible everyday purchases in any currency

• Complimentary Concierge Services 24/7

• Amex exclusive benefits (Front Of The Line®)

• Rates, fees, offers and other information are effective as of July 2, 2020. Subject to change.

• $120 Annual Fee

Offer Description and Conditions: The 20,000 Bonus Scotia Rewards Points Offer (the “Offer”) applies only to new Scotiabank Gold American Express credit card accounts (“Account”) opened by August 31, 2020 subject to the conditions below. To be eligible for the Offer, at least $1,000 in eligible purchases must be posted to the Account within 3 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will appear as an adjustment on the Account statement within 2 statement cycles after the third billing cycle has passed provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $120 for the primary card and $29 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
MBNA Best Western Mastercard® credit card
  $50   20,000 Best Western Rewards® points††   $0   Good  
Earn 20,000 Best Western Rewards® points†† on your first purchase
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Reward yourself with a free night's stay. You could get a FREE night with the Best Western Rewards® Mastercard® credit card‡

• Earn 1 Best Western Rewards® point for every $1 in eligible purchases‡

• Earn 5 Best Western Rewards® points for every $1 in eligible purchases at Best Western properties‡

• Earn 20,000 Best Western Rewards® points†† on your first purchase – enough for a free night stay

• You will be awarded "Gold Status" upon first use of your credit card and "Diamond Status" when you spend $10,000 in eligible purchases within one year◊◊

• No limit to the Best Western Rewards® points that can be earned using the credit card in a year

• Use your Best Western Rewards® points in many ways – hotel stays, dining, gift cards and more.

• You could get a 1.99% promotional annual interest rate (“AIR”)† for 10 months on balance transfers✪ completed within 90 days of account opening, with a fee of 1% of the amount advanced (minimum fee of $7.50)

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪and access cheques, and 22.99% on cash advances

• No annual fee

* Visit the MBNA application page for further details

† Promotional Rates: Balance Transfers: 1.99%
This Promotional Rate applies to any balance transfers made within 90 days of your account opening (each, an “eligible transaction”) and will remain in effect for 10 Statement Periods from the transaction date of each eligible transaction. The Promotional Rate will increase and the remaining balance of the eligible transaction will become subject to the Standard Rate for balance transfers either: (1) on the first day of the first Statement Period that occurs after the expiry of the Promotional Rate; or (2) on the first day of the second Statement Period following any late Minimum Payment. Other conditions apply. Offer may be changed, extended or withdrawn at any time, without notice.

Standard Rates: Purchases: 19.99%
Balance transfers and access cheques: 22.99%
Cash advances: 22.99%


Default Rates:
If your Minimum Payment is late twice within any 12 consecutive Statement Periods (the "change event"), the Standard Rate(s) that apply to your account at that time will increase 5% to a maximum of 29.99%. The new Standard Rate(s) will apply on the first day of the second Statement Period following the change event. If you then pay each Minimum Payment on time for 12 consecutive Statement Periods ("cure period"), the Standard Rate(s) that apply to your account at that time will decrease back to the previous Standard Rate(s) prior to the rate increase on the first day of the first Statement Period that occurs after the cure period.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt. Accumulated points can only be redeemed in accordance with the Best Western Rewards Program. The Toronto-Dominion Bank has no liability or responsibility for any aspect of the Best Western Rewards Program. Please visit www.bestwestern.com/bwrterms, call Best Western at 1-800-237-8483 or contact Best Western by mail at P.O. Box 42007, Phoenix, AZ, 85080-2207 for complete Best Western Rewards® Program terms and conditions.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. The account must be used for at least one eligible transaction within the first 90 days of account opening that is not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8–10 weeks from the transaction date for bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account. This promotion is offered by Best Western and may be amended or cancelled at any time without notice. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. Each Best Western® branded hotel is independently owned and operated. Best Western and the Best Western marks are service marks or registered service marks of Best Western International, Inc.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
Tangerine World Mastercard®
  $50   none   $0   Good  
No annual fee
World Benefits: Core Plus following:
Rental Car Collision/Loss Damage Insurance**: Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.

Mobile Device Insurance**: Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.

Mastercard® Airport Experiences Provided by LoungeKey ***: Make the most of your travel with Mastercard® Airport Experiences Provided by LoungeKey. Your complimentary membership gives you exclusive dining, retail and spa offers in over 400 airports worldwide, along with access to over 1000 lounges at $32 USD per visit. Learn more at airport.mastercard.com.

For more information on insurance details, please see this link.

Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account. Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.

Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.


• To be eligible for this offer, applicants must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
Marriott Bonvoy™ Business American Express® Card
  $50   50,000 Bonus Marriott Bonvoy™ points   $150   Fair  
Earn 50,000 Welcome Bonus Marriott Bonvoy™ points after you charge $1,500 in purchases
• Earn 50,000 Welcome Bonus Marriott Bonvoy™ points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Offer subject to change at any time

• Receive an Annual Free Night Award automatically each year after your anniversary

• Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on your Card each year

• Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program

• You can earn 3 points for every $1 in Card purchases on eligible gas, dining and travel

• Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy properties. Earn 2 points for every $1 in purchases charged to the Card everywhere else

• Make the most of a suite of business management tools that give you more control over your business anytime and anywhere

• Redeem points for free nights with no blackout dates at over 7,000 of some of the world's most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world's leading airlines

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website

For full details and current product information click the Apply now link. Conditions apply


• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time Marriott Bonvoy™ Business American Express® Card
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
American Express Gold Rewards Card
  $0   25,000 Membership Rewards® points   $150   Good  
Welcome Bonus of 25,000 Membership Rewards® points just by making $1,500 in purchases
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Charge
Annual Fee $150
Additional Card Fee $50 (1 Free Additional Gold Rewards Card)
Cash Advance Rate N/A
Late Fee N/A


FEATURES
• New American Express® Gold Rewards* Cardmembers can earn a Welcome Bonus of 25,000 Membership Rewards® points just by making $1,500 in purchases in the first three months of Cardmembership.

• That’s enough to redeem for a round-trip Fixed Mileage Flight Reward TM* to almost anywhere in North America.

• Transfer your points to frequent flyer programs, or 1:1 to Aeroplan®* and Avios

• Earn 2 points for every $1 on eligible travel and everyday purchases

• Charge any travel to your Card then pay for it with points

• Free Additional Gold Rewards Card (a $50 value*) to help you earn points faster

• You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants

• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.

• $150 Annual Fee

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.



Conditions apply

PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.



More Benefits
Welcome to the American Express Gold Rewards Card for personal use. The American Express Card gives you access to stores and online merchants as one of the most widely accepted cards in the world. Rewards of card membership and usage described here are those available for Canadians.

Early Rewards

Right out of the box, there are sign-up benefits for you. See above for details on the latest offer.

Earn Points

As you use the American Express Gold Rewards Card, you will earn points with every purchase. The normal rate that you earn is one point for every $1 purchase. There are some purchases, however, that will earn double points for you. These include purchases made with your credit card for gas, eligible travel, at the drugstore and the grocery store.

No limit, no deadline

There are no restrictions on the number of valuable points that you can accumulate and they will never expire. You can let them build up as you plan your special trip or vacation.

Use your points

There are several ways the points can benefit you. First, when you are ready to redeem your points, use your card to make a travel purchase from a service provider. Vendors include airlines, tour operators, travel agents and car rental agencies. Once you have booked the purchase, contact American Express and let them know that you want to use your points to cover the purchase. The points will then be applied as a credit to your monthly statement. You have to contact American Express within twelve months of the travel purchase appearing on your statement. Second, you can transfer your points to several frequent flyer and other reward programs, including Aeroplan, Delta Airlines, Hilton Honors and others. Third, your points can be turned into merchandise or gift cards.

Other card benefits

Just by making your travel purchases with the American Express Gold Card, you are entitled to additional benefits in the form of travel insurance. There is emergency medical during out of province or territory travel, trip interruption, rental car theft or damage and coverage for lost or stolen baggage.


Cash Back Not Available from GCR. Any offers are strictly from American Express®.
 
American Express AIR MILES Platinum Credit Card
  $0   2,000 AIR MILES®* Bonus Miles   $120   Good  
Welcome Bonus of 2,000 AIR MILES®* Bonus Miles when you charge a total of $1,500
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Credit
Annual Fee $120
Additional Card Fee $0
Cash Advance Rate 21.99%*
Late Fee N/A


FEATURES
• New American Express® AIR MILES®* Platinum Credit Card Cardmembers, earn a Welcome Bonus of 2,000 AIR MILES®* Bonus Miles when you charge a total of $1,500 in purchases to your Card within your first three months of Cardmembership. That's enough for a select flight

• Earn 1 Mile for every $5 in Card purchases, up to $30,000 annually, on eligible food & drinks, (such as eligible restaurants, coffee shops and stand-alone grocery stores), and eligible gas & transit (such as local commuter transportation including ridesharing services and taxi) in Canada.

• Earn 1 Mile for every $10 in Card purchases everywhere else.

• American Express® AIR MILES®* Platinum Credit Card Cardmembers can take advantage of the Annual Travel Redemption Benefit. Once per calendar year, when an eligible Cardmember uses Dream Miles with the AIR MILES Reward Program to book their first single flight or package vacation through airmiles.ca or vacations.airmiles.ca, they can get Bonus Miles equivalent to 25% of the net number of Miles used (up to a maximum of 750 Bonus Miles).

• Shop at participating AIR MILES®* Partners®* across Canada with your Card and show your AIR MILES®* Card, and you can earn Miles twice

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

Bonus Miles awarded as part of this benefit will be posted to the Collector Account linked to the American Express® AIR MILES®* Platinum Credit Card account in accordance with the AIR MILES balance preference set at the time the Bonus Miles are awarded. Bonus Miles will be posted to the Collector Account within 60-120 days of eligible redemption. Subject to change at any time.

Cash Back Not Available from GCR. Any offers are strictly from American Express®.
 
American Express Business Edge™ Card
  $100   30,000 Welcome Bonus points   $99   Fair  
Earn up to 42,000 Membership Rewards® bonus points in your first year of Cardmembership
• Earn up to 42,000 Membership Rewards® bonus points in your first year of Cardmembership

• Earn 30,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership

• You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year

• You can earn 3 times the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks. Caps and other conditions may apply.

• You can earn 1 times the points on all other purchases charged to the Card

• Get choice and flexibility by using points for purchases or redeeming them for a wide range of travel, dining, entertainment and retail rewards options

• Make the most of a suite of business management tools that give you more control over your business anytime and anywhere

• Leverage your cash flow with the option of carrying a balance or paying in full each month

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

• Conditions apply

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Edge™ Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
MBNA True Line® Mastercard® credit card
  $40   12.99% on purchases   $0   Good  
Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪and access cheques, and 24.99% on cash advances
Note : This offer is not available for residents of Quebec.

• No annual fee

• Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪and access cheques, and 24.99% on cash advances

• Around-the-clock fraud protection

• Access to 24/7 customer service

• Immediate cash access at over 1 million ATMs internationally

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 3.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back available by Paypal, Amazon Gift Code or by cheque*.
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
SimplyCash Card from American Express
  $0   2.5% cash back   $0.00   Good  
2.5% cash back on purchases for the first 3 months
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Credit
Annual Fee $0
Additional Card Fee $0
Cash Advance Rate 21.99%*
Late Fee N/A


FEATURES
• New SimplyCash™ Card from American Express Cardmembers can earn 2.5% cash back on purchases (up to $150 cash back) for the first 3 months of Cardmembership

• Earn 1.25% cash back on purchases when your Welcome Rate ends

• No limit to the amount of cash back you can earn after your Welcome Rate ends

• Access to memorable experiences with American Express Invites®

• Insurance coverage and 24/7 Customer Service

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply


• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express SimplyCash Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
SimplyCash Preferred Card from American Express
  $30   5% cash back   $99.   Good  
earn 5% cash back on all eligible purchases for the first 6 months
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Credit
Annual Fee $99
Additional Card Fee $0
Cash Advance Rate 21.99%*
Late Fee N/A


FEATURES
• New SimplyCashTM Preferred Card from American Express Cardmembers can earn 5% cash back on all eligible purchases (up to $300 cash back) for the first 6 months of Cardmembership

• Earn 2.0% cash back when your Welcome Rate ends

• No limit to the amount of cash back you can earn after your Welcome Rate ends

• Access to memorable experiences with American Express Invites®

• Extensive insurance coverage and 24/7 Customer Service

• Annual Fee : $99

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Conditions apply

Cash Back Not Available from GCR. Any offers are strictly from American Express®.
 
American Express AeroplanPlus Gold Card
  $0   15,000 Aeroplan®* Miles   $120   Good  
Earn 15,000 bonus Aeroplan®* Miles after you spend $1,500 in your first 3 months
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Charge
Annual Fee $120
Additional Card Fee 2 free AeroplanPlus Gold Cards, $50 for every additional card
Cash Advance Rate N/A
Late Fee N/A


FEATURES
• New American Express® AeroplanPlus®* Gold Cardmembers, earn 15,000 bonus Aeroplan®* Miles after you spend $1,500 in your first 3 months of Cardmembership

• Earn 1 Aeroplan Mile for every $1 in Card purchases up to $10,000

• Accelerate your earn rate to 1.25 Aeroplan Miles for every additional $1 in Card purchases over $10,000 annually

• Earn Aeroplan Miles faster with two free Additional Cards – a $100 value ($50 for each additional Card)

• Travel to more than 1,300 destinations in more than 190 countries worldwide with Air Canada®** and its global network of partner airlines

• In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, experiential rewards, merchandise and more

• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid finance charges

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

Conditions apply

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express AeroplanPlus Gold Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
MBNA Rewards World Elite® Mastercard® credit card
  $50   up to 30,000 bonus points   $120   Good  
Receive up to 30,000 bonus points
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Receive up to 30,000 bonus points:

• 20,000 bonus points†† ($200 in travel value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.

• 10,000 bonus points†† ($100 in travel value) once enrolled for paperless e-statements within the first 90 days of account opening

• Earn 2 points‡ for every $1 in eligible purchases

• Redeem points‡ for travel, cash back, brand-name merchandise, gift cards from participating retailers, and charitable donations

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• $120 annual fee

To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 20,000 points will be awarded if $2,000 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 10,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

†††† To be eligible for a World Elite Account, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater. Additional account qualification criteria apply as set out in this application.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.


• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
American Express AeroplanPlus®* Platinum Card
  $0   40,000 Welcome Bonus Aeroplan®* Miles   $499   Excellent  
Earn 40,000 Welcome Bonus Aeroplan®* Miles after spending $3,000 in the first three months
• New American Express® AeroplanPlus®* Platinum Cardmembers earn 40,000 Welcome Bonus Aeroplan®* Miles after spending $3,000 in the first three months of Cardmembership.

• Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,000 and accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually

• Relax before you fly with unlimited access to the Air Canada Maple Leaf Lounge™** where available, in major airports across Canada and key international locations. Plus, receive complimentary membership in Priority Pass™– one of the world’s largest independent airport lounge programs

• Breeze through airport lines with Air Canada Priority Check-in benefit and avoid the line-ups at security by accessing the Pearson Priority Security Lane located at the departure levels of Terminal 1 & 3 at Toronto Pearson International Airport

• Enjoy an annual Partner Ticket™ benefit for a short-haulØ roundtrip Fixed Mileage Flight Reward®* in economy class when you redeem up to 15,000 Aeroplan Miles

• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid finance charges

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply


• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express AeroplanPlus®* Platinum Card Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
Scotiabank SCENE® VISA* card
  $45   2,500 bonus SCENE points   $0   Good  
Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months◊
• Earn 2,500 bonus SCENE points with your first $500 in everyday purchases in first 3 months◊

• Earn 1 SCENE point for every $1 you spend on credit card purchases

• Earn 5 SCENE points for every $1 you spend on SCENE Visa purchases at participating Cineplex Entertainment theatres or online at cineplex.com

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

Offer Description and Conditions: The 2,500 Bonus SCENE Points Offer (the “Offer”), applies only to new SCENE Visa credit card accounts (excluding SCENE Student Visa cards) (“Account”) opened by October 31, 2020 subject to the conditions below. To be eligible for the Offer, at least $500 in eligible purchases must be posted to the Account within the first 3 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will be awarded within 2-3 business days of the completion of the $500 net purchases provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Only one welcome bonus is awarded per Account. In case where both the primary and supplementary cardholders are SCENE members, the bonus points will be credited to the SCENE membership account that has been connected to the account.

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: There is currently no annual fee for the primary card and no fee for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
MBNA Smart Cash Platinum Plus® Mastercard®
  $50   5% Cash Back††   $0   Good  
Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Accelerate cash back on common purchases!

• No annual fee

• Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

• Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)

• Get 0.5% Cash Back‡ for all other eligible purchases

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• A suite of comprehensive insurance**

Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee. Apply now for the Smart Cash® credit card.

‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. MBNA Dollars will be awarded on eligible transactions charged to your account. There is a monthly spend cap of $500 on the earn rate for eligible gas and grocery purchases. Once the monthly spend cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of MBNA Dollars, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. For the first six (6) months after the account is opened (the “Bonus Period“), eligible gas and grocery purchases will earn 5% in MBNA Dollars until the total gas and grocery purchases in the applicable month reaches $500 (the "Gas and Groceries Monthly Spend Cap"). Once the Gas and Groceries Monthly Spend Cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Please allow 8–10 weeks from the transaction date for bonus MBNA Dollars to be posted to your MBNA Dollars account. Limit one-time bonus MBNA Dollars offer per new account. This promotion is offered by MBNA and may be amended or cancelled at any time without notice. **Coverage is underwritten by Allianz Global Risks US Insurance Company (Canadian Branch) and/or American Bankers Insurance Company of Florida. Certain limitations and exclusions may apply to this benefit and others described in the certificate of insurance sent soon after your Account is opened.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
American Express® : The Business Platinum Card®
  $100   40,000 Welcome Bonus points   $499   Excellent  
Earn a Welcome Bonus of 40,000 points when you charge $5,000 in purchases
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Charge
Annual Fee $499 which may be tax deductible.
Additional Card Fee $199 annually for Business Platinum Cards®; $50 annually for Business Gold Cards®
Cash Advance Rate N/A
Late Fee N/A


FEATURES
• Earn a Welcome Bonus of 35,000 points when you charge $7,000 in purchases to your Card in your first three months of Cardmembership

• You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it

• Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses

• Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1200 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience

• Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history

• Platinum Cardmembers can enjoy access to specialty services, preferential treatment and a dedicated Concierge team

• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply


• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Platinum Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
American Express Business Gold Rewards Card
  $75   30,000 Welcome Bonus points   $250   Good  
Welcome Bonus of 30,000 points when you charge $5,000 in purchases
NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type Charge
Annual Fee $250
Additional Card Fee $50
Cash Advance Rate N/A
Late Fee N/A


FEATURES
• Earn a Welcome Bonus of 30,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership

• You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it

• Earn 1 point for every dollar in purchases charged to the Card. Plus, there is an easy, convenient way to get more out of your Membership Rewards® points - simply charge an eligible purchase to your card. Then you can redeem points for a statement credit

• Take advantage of purchasing power that grows with your business. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history

• Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere

• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

Conditions apply


PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

• Click Apply Now link above. Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate not available to existing American Express® Business Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.


More About the American Express® Business Gold Rewards Card

The American Express Business Gold rewards card allows a business to earn bonuses of up to 40,000 points a year. There is even a chance to earn double points from making everyday purchases. This will allow the card owner to take a round trip flight to anywhere in North America free of charge. There is no annual fee for this card for one year. Another great feature is there will be fifty days where a person does not have to pay interest on their purchases or their balance.

This card is open to all Canadian business owners that have established some credit. The applicant has to be a current resident of Canada and own a small business in this country to qualify for the Express credit card. A business owner will know if they are approved for the card in as little as one minute with an online application. There are many great features that the gold card has that other credit cards do not. There is no limit to how many points a person can earn on their eligible purchases. The points will never expire. A person can choose to use them within a year or build them up over a couple of years and still be able to use the airline points. There are no blackout periods that a person cannot choose to travel. These points that are earned can be transferred to other frequent flyer programs including Aeroplan and Avios.

In addition to airline rewards there are other great features of the American Express gold card. There is not pre-set spending limit on the card. A person can use points to access some of the hottest shows and events in the country. For the first year the annual fee is waived for all new members. The card is sent to the new member free of charge. That alone is a value totaling more than $50. The purchasing power of this card will help a business grow and become more successful. There are additional rewards for members who are able to build up points within the first three months of using this card. This American Express card was developed to help a business increase their sales while earning travel rewards with each purchase.


• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
Scotia Momentum® No-Fee VISA card
  $40   7.99% introductory interest rate   $0   Good  
7.99% introductory interest rate on purchases for the first 6 months*
• 7.99% introductory interest rate on purchases for the first 6 months*

• Cash back on everyday spending with no annual fee

• 1% cash back on eligible gas station, grocery store and drug store purchases and recurring bill payments

• 0.5% cash back on all other eligible everyday purchases

• Rates, fees and other information are effective as of May 1, 2020. Subject to change.

* Visit the application page for further details

Minimum Application Requirements
• You have a minimum annual personal gross income of $12,000
• You haven’t declared bankruptcy in the past 7 years
• You're at least the age of majority in your province or territory
• Your home address matches your credit report home address. (Before applying, you can review this though TransUnion CreditView and contact TransUnion to update this information)
• You’re a Canadian citizen or are a permanent resident. If you’re not a permanent resident you can still bank with us – call us at 1.800.4SCOTIA to book an appointment/ head over to https://maps.scotiabank.com/locator/index.html to find a branch near you.


Offer Description and Conditions: The introductory 7.99% interest rate applies only to eligible purchases subject to the conditions below (the “Offer”). This rate applies when the new Scotia Momentum No-Fee Visa credit card account (“Account”) is opened by October 31, 2020 and will continue for 6 months from date of Account opening (the “Promotional Period”). After the Promotional Period, purchase balances at the promotional rate of 7.99% (including any unpaid balances) will increase to the preferred interest rate for purchases (currently 19.99%). If you don’t pay the minimum payment on your Account by the payment due date on your statement, two times in any consecutive 12-month period, you will lose the benefit of this promotional rate Offer and the interest rates that apply on any unpaid balance and purchases will increase to the standard annual interest rates that apply to your Account (currently 24.99% on purchases and 27.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions)). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges.

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Payment Allocation: In general, if you make a payment that exceeds the minimum payment on your statement, we will apply your payment on a proportionate basis among each group of billed charges on your Account. We group charges based on the interest rate that applies to the group of charges. Your payment cannot be applied to the balance(s) of your choice. See your credit card agreement for more information about how we apply payments to your Account.

Rates and Fees: There is currently no annual fee for the primary card and no fee for each additional supplementary card.

The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
Scotiabank Value® VISA* card
  $60   0.99% for balance transfers   $29   Good  
0.99% introductory interest rate on balance transfers for the first 6 months*
• 0.99% introductory interest rate on balance transfers for the first 6 months*

• Save hundreds of dollars in interest a year

• Low 12.99% interest rate

• Pay down balances faster

• Simplify your monthly payments

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

Terms and conditions apply. Visit the application page for full details.

Offer Description and Conditions: The introductory 0.99% interest rate applies only to cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions) (collectively “Cash Advances”) subject to the conditions below (the “Offer”). This rate applies when the new Scotiabank Value Visa credit card account (“Account”) is opened by October 31, 2020 and will continue for 6 months from date of Account opening (the “Promotional Period”). This Offer is subject to any available limit for Cash Advances (the “Cash Advance Available Limit”) on your Account. This Offer cannot be used to transfer a balance from another Scotiabank Account, or to make a payment or deposit to another Scotiabank account. After the Promotional Period, the 0.99% interest rate on any promotional Cash Advances (including any that remain unpaid after the Promotional Period ends) will increase to the preferred interest rate on Cash Advances (currently 12.99%). If you don’t pay the minimum payment on your Account by the payment due date on your statement, two times in any consecutive 12-month period, you will lose the benefit of this promotional rate Offer and the interest rates that apply on any unpaid balance will increase to the standard annual interest rates that apply to your Account (currently 24.99% on purchases and 27.99% on Cash Advances).

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Payment Allocation: In general, if you make a payment that exceeds the minimum payment on your statement, we will apply your payment on a proportionate basis among each group of billed charges on your Account. We group charges based on the interest rate that applies to the group of charges. Your payment cannot be applied to the balance(s) of your choice. See your credit card agreement for more information about how we apply payments to your Account. A Balance Transfer fee of 0% of the amount of each Balance Transfer transferred during the Promotional Period applies to this Offer.

Rates and Fees: The current annual fee is $29 for the primary card and $0 for each additional supplementary card. The current preferred annual interest rates for the Account are: 12.99% on purchases and 12.99% on Cash Advances. All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
MBNA True Line® Gold Mastercard® credit card
  $40   8.99% on purchases   $0   Good  
Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪and access cheques, and 24.99% on cash advances
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

• $39 annual fee

• Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪and access cheques, and 24.99% on cash advances

• A suite of comprehensive insurance**

• Around-the-clock-fraud protection

• Access to 24/7 customer service

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 3.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

**Coverage is underwritten by Allianz Global Risks US Insurance Company (Canadian Branch) and/or American Bankers Insurance Company of Florida. Certain limitations and exclusions may apply to this benefit and others described in the certificate of insurance sent soon after your Account is opened.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
MBNA Harley-Davidson® Mastercard® Credit Card
  $50   1.99% l annual interest rate   $0   Good  
1.99% promotional annual interest rate (“AIR”)† for 10 months on balance transfers✪
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Get a chance to win˄ a Harley-Davidson® motorcycle with every eligible purchase‡

• You could get a 1.99% promotional annual interest rate (“AIR”)† for 10 months on balance transfers✪ completed within 90 days of account opening, with a fee of 1% of the amount advanced (minimum fee of $7.50)

• Earn 1 Genuine Rewards Point or every $2 in eligible purchases‡

• Redeem your points for Harley Chrome® Cash‡ to be used at participating Harley-Davidson Canadian retailers

• Use your card for eligible purchases and you may be entered in a quarterly Harley-Davidson motorcycle draw‡

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪and access cheques, and 22.99% on cash advances

• No annual fee

* Visit the MBNA application page for further details

† Promotional Rates: Balance Transfers: 1.99%
This Promotional Rate applies to any balance transfers made within 90 days of your account opening (each, an “eligible transaction”) and will remain in effect for 10 Statement Periods from the transaction date of each eligible transaction. The Promotional Rate will increase and the remaining balance of the eligible transaction will become subject to the Standard Rate for balance transfers either: (1) on the first day of the first Statement Period that occurs after the expiry of the Promotional Rate; or (2) on the first day of the second Statement Period following any late Minimum Payment. Other conditions apply. Offer may be changed, extended or withdrawn at any time, without notice.

Standard Rates: Purchases: 19.99%
Balance transfers and access cheques: 22.99%
Cash advances: 22.99%


Default Rates:
If your Minimum Payment is late twice within any 12 consecutive Statement Periods (the "change event"), the Standard Rate(s) that apply to your account at that time will increase 5% to a maximum of 29.99%. The new Standard Rate(s) will apply on the first day of the second Statement Period following the change event. If you then pay each Minimum Payment on time for 12 consecutive Statement Periods ("cure period"), the Standard Rate(s) that apply to your account at that time will decrease back to the previous Standard Rate(s) prior to the rate increase on the first day of the first Statement Period that occurs after the cure period.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

˄No purchase necessary. Contest closes at 11:59 PM ET on December 31, 2019. Automatically receive one (1) entry for each eligible Harley-Davidson® Mastercard® credit card purchase made during each of the Promotional Periods (Promotional Period 1 = Jan 1 to Mar 31, 2019, 11:59 PM ET, Promotional Period 2 = Apr 1 to Jun 30, 2019, 11:59 PM ET, Promotional Period 3 = Jul 1 to Sep 30, 2019, 11:59 PM ET, Promotional Period 4 = Oct 1 to Dec 31, 2019, 11:59 PM ET). Four (4) prizes available to be won (ARV ranges between $11,499 and $15,333). Odds of winning depend on the number of eligible entries received/stamped (as outlined in the Official Rules) during each Promotional Period. Open to Canadian residents who are Harley-Davidson® Mastercard® credit card holders and have reached the age of majority at the time of entry. Skill-testing question required. For full rules, including no purchase entry details, visit https://www.mbna.ca/document/PDF/MBNA-Harley-Davidson-2019ContestRulesAndRegulations.pdf. Opt-out: If you do not wish to be entered into the Contest, you must indicate your preference to opt-out by contacting Sponsor (and/or its applicable division(s)) by (I) telephone at 1-888-876-6262 (toll-free – 24-hour service) or (II) mail at MBNA Harley-Davidson Mastercard 2019 Contest Opt-out, 23 Prince Andrew Place, Toronto, Ontario, M3C 2H2

‡These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, periodic draws for new Harley-Davidson® Motorcycles, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions upon receipt. Accumulated points can only be redeemed in accordance with the Harley-DavidsonTM Rewards Program (the “H-D Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the H-D Program. Please visit www.harley-davidson.com for complete Harley-DavidsonTM Rewards Program terms and conditions.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ©2019 H-D or its affiliates. HARLEY-DAVIDSON, HARLEY, H-D, and the Bar and Shield Logo are among the trademarks of H-D U.S.A., LLC. Third-party trademarks are the property of their respective owners.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back available by Paypal, Amazon Gift Code or by cheque*.
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
Scotiabank Passport™ Visa Infinite* Card
  $55   35,000 bonus Scotia Rewards points   $139   Excellent  
Earn up to 35,000 bonus Scotia Rewards points in your first year (that’s up to $350 towards travel )‡
• Earn up to 35,000 bonus Scotia Rewards points in your first year (that’s up to $350 towards travel )‡

• Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)

• Enjoy no FX Mark-up

• Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

‡ For a limited time, become a new Scotiabank Passport Visa Infinite credit cardholder and earn a one-time 25,000 Scotia Rewards point bonus with your first $1,000 in everyday eligible purchases if made within the first 3 months (the “Bonus Offer”). Bonus Offer ends August 31, 2020. Conditions apply - see below1 for further details. Bonus Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Plus, as a Scotiabank Passport Visa Infinite credit cardholder you are always eligible to earn an annual 10,000 Scotia Rewards point bonus when you spend at least $40,000 in everyday eligible purchases annually on your Scotiabank Passport Visa Infinite account. Conditions apply - see below2 for further details.

The current annual fee for the Scotiabank Passport Visa Infinite credit card (“Account”) is $139 for the primary card, $0 for one additional supplementary card and $50 for each additional supplementary card thereafter. The current preferred annual interest rates for this Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.

1 Bonus Offer Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the 25,000 Scotia Rewards point bonus offer (the “Bonus Offer”). Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Bonus Offer.

Bonus Offer Description and Conditions: To be eligible for the Bonus Offer, you must have at least $1,000 in eligible purchases posted to your new Scotiabank Passport Visa Infinite credit card account (“Account”) in the first 3 months from the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. Any bonus points received under the Bonus Offer will be credited to the primary cardholder’s Scotia Rewards account within 5 to 10 business days after the first 3 months has passed, provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Bonus Offer applies to new Accounts only opened by August 31, 2020. Offer may be changed, cancelled or extended and cannot be combined with any other offers.

2 As a Scotiabank Passport Visa Infinite credit cardholder earn an annual Scotia Rewards point bonus starting at 10,000 bonus Scotia Rewards points when you make at least $40,000 in eligible purchases annually on your Scotiabank Passport Visa Infinite account (“Account”) each year (12-months). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. Annual period starts from the Account open date and resets every 12 months thereafter. You will earn 2,000 bonus Scotia Rewards points for every additional $10,000 in Purchases thereafter in that same year, after the $40,000 annual spend has been reached.

Annual bonus Scotia Rewards points will be applied within two statement cycles after you have met the $40,000 annual spend threshold on the Account or within two statement cycles after you have met each additional $10,000 annual spend threshold on the Account, provided your Account is open and in good standing. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholders(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
Scotiabank® GM® VISA* Card
  $45   Earn 5% in GM Earnings   $0   Good  
Earn 5% in GM Earnings on the first $5,000 spent annually
• Get closer to your new car with up to 5% in GM Earnings

• Earn 5% in GM Earnings on the first $5,000 spent annually, and 2% thereafter

• $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac

• No earning or redemption caps

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

* Visit the application page for further details


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
Scotiabank® GM® VISA* Infinite Card
  $60   5% in GM Earnings   $0   Good  
Earn 5% in GM Earnings on the first $10,000 spent annually. First year annual fee waived◊
• First year annual fee waived◊

• Get closer to your new car with up to 5% in GM Earnings

• Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter

• $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac

• No earning or redemption caps

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

* Visit the application page for further details


Offer Description and Conditions: The First Year Annual Fee Waiver Offer (the “Offer”) applies only to new Scotiabank GM Visa Infinite credit card accounts (“Accounts”) that are opened, and any supplementary Account cards issued, by October 31, 2020 subject to the conditions below. We will waive the initial annual fee for the primary card and each additional supplementary card on the Account for the first year only. All other terms and conditions of the Program Terms continue to apply during the Offer period.

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $79 for the primary card and $39 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
Scotiabank®* Platinum American Express® card
  $60   30,000 bonus Scotia Rewards points   $399   Excellent  
Earn 30,000 bonus Scotia Rewards points upon first purchase◊
• Earn 30,000 bonus Scotia Rewards points upon first purchase◊

• Earn 4x Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment

• Earn one point on all other eligible everyday purchases

• Complimentary membership to Priority Pass Airport Lounges Worldwide

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

Annual Fee : $399

Offer Description and Conditions: The 30,000 Bonus Scotia Rewards points offer (the “Offer”), applies only to new, Scotiabank Platinum American Express credit card accounts (“Account”) opened by October 31, 2020 subject to the conditions below. To be eligible for the Offer, an eligible purchase must be posted to the Account within 2 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will appear as an adjustment on the Account statement within 2 statement cycles of the first card purchase provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $399 for the primary card and $99 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
MBNA Rewards Platinum Plus® Mastercard®
  $50   4 points†† for every $1 spent   $0   Good  
4 points†† for every $1 spent on eligible gas, groceries and restaurant purchases during the first 90 days
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

• 4 points†† for every $1 spent on eligible gas, groceries and restaurant purchases during the first 90 days, and 2 points‡ for every $1 spent on eligible gas, groceries and restaurant purchases thereafter ($5,000 annual cap on each category). 1 point‡ for every $1 spent on all other eligible purchases

• 5,000 bonus points†† after you make $500 or more in eligible purchases within the first 90 days of your account opening

• 5,000 bonus points†† once enrolled for paperless e-statements within the first 90 days of account opening

• Redeem points‡ for travel, cash back, brand-name merchandise, gift cards from participating retailers, and charitable donations

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• No annual fee

Apply for the MBNA Rewards Platinum Plus® Mastercard®.

* Visit the MBNA application page for further details

‡ These are highlights of the credit card rewards program (the " Program ") associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. You will earn two (2) points per dollar spent on eligible gas, grocery and restaurant purchases to a maximum annual amount of $5,000 in each category. Eligible purchases that are not eligible gas, grocery and restaurant purchases will earn a Base Earn Rate of one (1) point per dollar. The redemption rate for Points earned may differ depending on the redemption option chosen. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of Points, and other important conditions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 5,000 points will be awarded if $500 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 5,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. For the double the points on gas, grocery and restaurant Purchases offer, for the first 90 days after account opening you will earn an additional 2 points/$1 spent on eligible gas, grocery and restaurant purchases (on top of the regular earn rate of 2 points/$1 spent on such purchases as indicated in the Program terms and conditions), subject to a maximum annual cap of $5,000 in each category. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
HSBC World Elite® Mastercard®
  $0   60,000 Points   $149   Good  
Earn up to 60,000 Points ($300 travel value) PLUS a full annual fee rebate
Earn up to 60,000 Points($300 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year ($149 value). Must apply by August 17, 2020. Conditions Apply.

With the HSBC World Elite® Mastercard® you earn 3% in travel rewards on all eligible travel purchases (6 Points per $1) and earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1).

Enjoy maximum flexibility and redeem your Points on your terms for:
• Travel
• Gift cards and valuable merchandise
• Financial rewards
• Rewards for miles
• Annual Fee Rebate for the Primary Cardholder for the first year. Terms Apply


Primary Cardholder Annual Fee: $149
Annual Interest on Purchases: 19.9%
Annual Interest on Cash Advances and Balance Transfers: 22.9%
Authorized User Annual Fee: $50 Per Card

Cash Back Not Available from GCR.
Any offers are strictly from HSBC.
Not available in Quebec.
 
ScotiaGold Passport® VISA* card
  $60   5,000 Scotia Rewards points   $110   Good  
Earn 5,000 Scotia Rewards bonus points upon your first purchase*
• Earn 5,000 Scotia Rewards bonus points upon your first purchase*

• Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases

• 5% cash back on travel purchased through Scotia Rewards Flexible Point Redemption

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

* Visit the application page for further details

Offer Description and Conditions: The 5,000 Scotia Rewards Bonus Points Offer (the “Offer”) applies only to a new ScotiaGold Passport Visa credit card accounts (“Account”) opened by October 31, 2020 subject to the conditions below. To be eligible for the Offer, an eligible purchase must be posted to the Account within 2 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will appear as an adjustment on the Account statement within 2 statement cycles of the first card purchase provided the Account is open and in good standing at time of payout. The Account is considered in good standing if it is not delinquent (past due) or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the 5,000 Scotia Rewards bonus points offer (the “Offer”). Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $110 for the primary card and $30 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions).

All rates, fees, features and benefits are subject to change. Offer may be changed, cancelled or extended and cannot be combined with any other offers.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
MBNA Smart Cash® World Mastercard®
  $50   5% Cash Back††   $39   Good  
Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months
Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Accelerate cash back on common purchases!

• Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

• Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)

• Get 1% Cash Back‡ for all other eligible purchases

• $39 annual fee

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• A suite of comprehensive insurance**

• Your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater††††

Take advantage of a card that provides Cash Back on eligible purchases. Apply now for the Smart Cash® World credit card.

‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. MBNA Dollars will be awarded on eligible transactions charged to your account. There is a monthly spend cap of $500 on the earn rate for eligible gas and grocery purchases. Once the monthly spend cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of MBNA Dollars, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. For the first six (6) months after the account is opened (the “Bonus Period“), eligible gas and grocery purchases will earn 5% in MBNA Dollars until the total gas and grocery purchases in the applicable month reaches $500 (the "Gas and Groceries Monthly Spend Cap"). Once the Gas and Groceries Monthly Spend Cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Please allow 8–10 weeks from the transaction date for bonus MBNA Dollars to be posted to your MBNA Dollars account. Limit one-time bonus MBNA Dollars offer per new account. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

†††† To be eligible for a World Account, your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater. Additional account qualification criteria apply as set out in this application.

**Coverage is underwritten by Allianz Global Risks US Insurance Company (Canadian Branch) and/or American Bankers Insurance Company of Florida. Certain limitations and exclusions may apply to this benefit and others described in the certificate of insurance sent soon after your Account is opened.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
 
American Express® AIR MILES®* Gold Business Card
  $50   150 Bonus AIR MILES®* Reward Miles   $0.00   Fair  
150 Bonus AIR MILES®* Reward Miles when you spend $1,000
• Get 150 Bonus AIR MILES®* Reward Miles when you spend $1,000 within the first three months of Cardmembership

• Earn 1 Mile for every $15 in Card purchases at AIR MILES®* Sponsors and 1 for every $20 in Card purchases everywhere else

• Show your Collector Card and use your AIR MILES®* Gold Business Card at Sponsor locations to earn miles twice

• Pay no annual fee. Plus, enjoy the flexibility to pay balances in full or over time

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.

Conditions apply

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® AIR MILES®* Gold Business Card Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
Scotia Momentum® VISA* card
  $45   2.99% rate on balance transfers   $39   Good  
2.99% introductory interest rate on balance transfers for the first 6 months*
Cash back on everyday spending

• 2.99% introductory interest rate on balance transfers for the first 6 months*

• Cash back with low annual fee

• 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments

• 1% cash back on all other eligible everyday purchases

• Rates, fees and other information are effective as of July 2, 2020. Subject to change.

* Visit the application page for further details


Offer Description and Conditions: The Offer applies only to cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions) (collectively “Cash Advances”) subject to the conditions below. This rate applies when the new Scotia Momentum Visa card credit card account (“Account”) is opened by October 31, 2020 and will continue for 6 months from date of Account opening (the “Promotional Period”). This Offer is subject to any available limit for Cash Advances (the “Cash Advance Available Limit”) on your Account. This Offer cannot be used to transfer a balance from another Scotiabank Account, or to make a payment or deposit to another Scotiabank Account. After the Promotional Period, the 2.99% interest rate on any promotional Cash Advances (including any that remain unpaid after the Promotional Period ends) will increase to the preferred interest rate on Cash Advances (currently 22.99%). If you don’t pay the minimum payment on your Account by the payment due date on your statement, two times in any consecutive 12-month period, you will lose the benefit of this promotional rate Offer and the interest rates that apply on any unpaid balance will increase to the standard annual interest rates that apply to your Account (currently 24.99% on purchases and 27.99% on Cash Advances).

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card (with the exception of cardholders of the Scotiabank More Rewards credit card) in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Payment Allocation: In general, if you make a payment that exceeds the minimum payment on your statement, we will apply your payment on a proportionate basis among each group of billed charges on your Account. We group charges based on the interest rate that applies to the group of charges. Your payment cannot be applied to the balance(s) of your choice. See your credit card agreement for more information about how we apply payments to your Account.

Rates and Fees: A Balance Transfer fee of 0% of the amount of each Balance Transfer transferred during the Promotional Period applies to this Offer. The current annual fee is $39 for the primary card and $15 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on Cash Advances. All rates, fees, features and benefits are subject to change.


*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.


PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE

• Click link above. Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.

One card that is becoming quite popular throughout Canada is the Scotia Momentum VISA card. The Momentum VISA card was created with the thought that some people might prefer getting cash back instead of receiving rewards or points for using it. Like having an extra savings account, the money that you save accrues on your monthly credit card statements for one year. At the end of that 12 month period, the money will either be deposited into your Scotiabank bank account, or it will show up as a credit on your VISA statement.

There are three main categories of businesses that will provide you with 2% cash back on your purchases: grocery stores, service stations, and drug stores. Almost every grocery store chain in Canada participate. It is a similar situation with service stations and drugstores. If you are unsure if your retailer is a participant, you can visit the Scotiabank website and download a comprehensive list.

If you want to, you can arrange to make recurring payments with your Visa card through participating retailers. This means that you should be able to pay your cable, gas, phone, and other utility bills using your card and more importantly, your code. Because of that, you will be able to receive 2% credited back to you on most of your monthly purchases.

By using a Scotia Momentum VISA card, you automatically qualify for a 20% discount on any car rental through Avis. You do not have to rent from Avis in Canada for this discount to be applicable. You can also take advantage of some technology that Scotia built into the Momentum VISA card called payWave. PayWave allows you to visit any participating merchant and wave your VISA card in the air near the cash register to pay your bill. It is designed to make it much easier and more secure for you to walk into a service station or restaurant and pay.


• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GreatCanadianRebates.ca and will be paid upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
 
CIBC Aventura® Gold Visa* Card
  $0   Up to 20,000 Aventura Points   $120   Good  
Welcome Offer: Earn up to 20,000 Aventura Points †
Welcome Offer: Earn up to 20,000 Aventura Points† Plus, get a first year annual fee rebate†!

Here’s How:
◊ Get 15,000 Aventura Points when you make your first purchase†

◊ Get 5,000 bonus Aventura Points when you spend $3,000 or more during the first 4 monthly statement periods †

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†

• 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†

• 1 point for every $1 spent on all other purchases†

Plus, enjoy extra valuable travel benefits†
◊ Enjoy a Priority Pass Membership and 4 complimentary visits per year at 1,300+ airport lounges†: over $200 value†!

◊ NEXUS◊ Application Fee rebate†: A $50 value†!

†Conditions apply

Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
 
CIBC Aventura® Visa Infinite* Card
  $0   Up to 20,000 Aventura Points   $120   Good  
Welcome Offer: Earn up to 20,000 Aventura Points†
Welcome Offer: Earn up to 20,000 Aventura Points† Plus, get a first year annual fee rebate†!

Here’s How:
◊ Get 15,000 Aventura Points when you make your first purchase†

◊ Get 5,000 bonus Aventura Points when you spend $3,000 or more during the first 4 monthly statement periods†

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†

• 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†

• 1 point for every $1 spent on all other purchases†

Plus, enjoy extra valuable travel benefits
◊ Enjoy a Priority Pass Membership and 4 complimentary visits per year at 1,3000+ airport lounges†: over $200 value†!
◊ NEXUS◊ Application Fee rebate†: A $50 value†!

†Conditions apply

Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
 
CIBC Dividend Platinum® Visa* Card
  $0   10% cash back†   $99   Good  
First year annual fee rebate and 10% cash back†
Welcome Offer: Get a first-year annual fee rebate and 10% cash back†
For the first 4 statements on total purchases of up to $2,000†.
After that, get 4% cash back on eligible gas and grocery purchases^


◊ Earn maximum rewards. No limit on the total cash back you can earn†

◊ Valuable insurance included with your card†


• 4% cash back on eligible gas and grocery purchases†

• 2% cash back on Tim Hortons® and TELUS® purchases†

• 1% cash back on all other purchases†

†Conditions apply

Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
 
CIBC Dividend® Visa Infinite* Card
  $0   10% cash back†   $99   Good  
First year annual fee rebate and 10% cash back†
Welcome Offer: Get a first-year annual fee rebate and 10% cash back†
For the first 4 statements on total purchases of up to $2,000†.
After that, get 4% cash back on eligible gas and grocery purchases^



◊ Earn maximum rewards. No limit on the total cash back you can earn†

◊ Valuable insurance included with your card†

◊ Access exclusive benefits. The Visa Infinite program gives you access to luxury worldwide travel and hotel benefits†

• 4% cash back on eligible gas and grocery purchases†

• 2% cash back on Tim Hortons® and TELUS® purchases†

• 1% cash back on all other purchases†

†Conditions apply

Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
 
American Express® AIR MILES®* for Business Card
  $30   2,000 AIR MILES®* Reward Miles   $180   Fair  
Earn a bonus of 2,000 AIR MILES®* Reward Miles when you charge a total of $5,000 in purchases
• Earn a bonus of 2,000 AIR MILES®* Reward Miles when you charge a total of $5,000 in purchases to your Card within your first 3 months of Cardmembership

• You can maximize your cash flow with up to 55 interest-free days and enjoy purchasing power that adjusts dynamically with Card usage

• You can benefit from an exclusive 25% discount on business rewards when you redeem AIR MILES Reward Miles from your Dream balance for rewards from the AIR MILES For Business Rewards catalogue, an online catalogue designed especially with the small business owner in mind

• Earn 1 Mile for every $10 in Card purchases at eligible AIR MILES®* Partners* and 1 Mile for every $15 in Card purchases everywhere else

• Make the most of a suite of business management tools that give you more control over your business anytime and anywhere

• With the American Express® AIR MILES®* for Business Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history. That’s the power of a charge card

• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid finance charges

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.

Conditions apply

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® AIR MILES®* for Business Card Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.
 
CIBC Aventura® Visa* Card
  $0   Up to 2,500 bonus Aventura Points†   $0   Good  
Welcome Offer: Earn up to 2,500 bonus Aventura Points†
Get travel rewards for no annual fee†.
◊ Earn up to 2,500 Aventura points†.

◊ 90-day protection with Purchase Security Insurance if your new purchase is stolen or broken†

◊ Aventura Travel Assistant - Access personalized Travel booking and trip planning with no booking fees†

◊ Fly any airline, with no blackout periods and points that don’t expire†

• 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre†

• 1 point for every $1 spent at eligible gas stations, grocery stores and drug stores†

• 1 point for every $2 spent on all other purchases†

†Conditions apply

Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
 
CIBC Dividend® Visa* Card
  $0   none   $0   Good  
Earn maximum rewards. No limit on the total cash back you can earn†
Earn 2% cash back on grocery purchases†
Get up to 1% cash back on everything else


• Earn maximum rewards. No limit on the total cash back you can earn†

• Extra protection on new purchases. Double the manufacturer's original warranty up to one year on most of your purchases†

• 2% on eligible groceries and 1% after your first $6,000 on everyday purchases like books, movies, food and more!†

• 0.5% cash back on your first $6,000 in all other annual purchases†

• Valuable insurance included with your card†

†Conditions apply

Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.
 
HSBC +Rewards™ Mastercard®
  $0   10,000 Points   $25   Fair  
10,000 Points PLUS a full annual fee rebate
Earn 10,000 Points($50 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year ($25 value). Must apply by August 17, 2020. Conditions Apply.

Our lowest interest rate for purchases, cash advances and balance transfers. Price Protection Service - find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item.

Earn 2 Points for every $1 spent on eligible dining or entertainment purchases.

• 11.9% our lowest interest rate for purchases, cash advances and balance transfers
• 2x the Points on all eligible dining and entertainment purchases
• $25 Primary cardholder annual fee
• $10 Authorized user annual fee
• Annual Fee Rebate for the Primary Cardholder for the first year. Terms Apply

Start earning rewards for doing what you love to do.

Cash Back Not Available from GCR.
Any offers are strictly from HSBC.
Not available in Quebec.
 
CIBC Select Visa* Card
  $0   0% interest for up to 10 months   $29   Good  
Get 0% interest for up to 10 months with a 1% transfer fee‡ and a first year annual fee rebate†
Welcome Offer: Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee‡ and a first year annual fee rebate†

• Reduce interest payments with a low interest rate credit card

• Low interest rate of 13.99% on purchases and cash advances

• Ideal for consolidating your balances onto one card

• Low annual fee of $29. No annual fee for additional cards

†Conditions apply

Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be charged to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.

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