Get up to $649 in total value* for the first year! Conditions apply.

Earn up to 80,000 points* ($400 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year* ($149 value) and receive a $100 annual travel enhancement credit*.

Must apply by February 28, 2023. Conditions apply.

• Welcome bonus of 20,000 points* ($100 travel value)
• Earn 40,000 points* when you spend $6,000 within 6 months of account opening ($200 travel value)
• Earn 20,000 points* as an anniversary bonus ($100 travel value)
• First year annual fee rebate for the primary cardholder* ($149)
• Receive a $100 annual travel enhancement credit*

FEATURES

With the HSBC World Elite Mastercard you earn

• 6 points for $1 in Net Purchases which are Travel Purchases
• 4 Points for $1 in Net Purchases that are Gas, Grocery and Drugstore Purchases
• 2 Points for $1 in Net Purchases, other than Travel, Gas, Grocery and Drugstore Purchases

Save on all your foreign currency purchases (even online) with no additional foreign currency conversion charges.


Enjoy maximum flexibility and redeem your Points on your terms for:
- Travel
- Gift cards and valuable merchandise
- Financial rewards
- Rewards for miles



*Terms and Conditions apply

®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence.

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer).

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.



Earn 4 points per $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $10,000 is spent annually. You could also receive up to 10,000 bonus points††

• 5,000 bonus points†† ($25 in cash back value) after you make $500 or more in eligible purchases within the first 90 days of your account opening
• 5,000 bonus points†† ($25 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening



FEATURES
• Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points

• Redeem points‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown

• No annual fee



* Visit the MBNA application page for further details



‡, ††, ✪, ***, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

Earn up to $2,100* in value in your first 14 months, including up to 60,000* bonus Scene+ points.
Offer ends April 30, 2023.



FEATURES

• You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.
  
  
• Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions.
  
  
• Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more.
  
  
• Earn 2X Scene+ point for every $1 spent on every other purchase.

Conditions Apply.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

New American Express® Aeroplan®* Cardmembers can earn up to 50,000 Aeroplan points:

• Earn 35,000 Aeroplan points after spending $3,000 in net purchases on your Card within the first 6 months of Cardmembership

• Plus, earn 2,500 Aeroplan points for each monthly billing period in which you spend $500 in purchases on your Card for the first 6 months of Cardmembership. That could add up to 15,000 Aeroplan points

• New Cardmembers: Earn up to $1,100 in value within your first year. Spend applies to bonus point offers valued at up to $1,000

FEATURES

• Earn 2X the points on eligible purchases made directly with Air Canada®* and Air Canada vacations®*

• Earn 1.5X the points on eligible Dining and Food Delivery purchases in Canada

• Earn 1X the points on everything else

• Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights

• Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in eligible net purchases charged to your Card

• As an American Express Aeroplan Cardmember, you can often book flight rewards for even fewer points with preferred pricing

• American Express® Experiences: From music and movies, to specially curated dining and online shopping opportunities, stay connected with all that we have to offer from the comfort of your own home

• Enjoy an array of travel related insurance benefits such as Lost or Stolen Baggage Insurance and up to $500,000 in Travel Accident Insurance

• 24/7 Customer Service and Emergency Card Replacement

• As part of our commitment to sustainability, the American Express® Aeroplan®* Card has been made with 70% reclaimed plastic

• Charge Card*. No preset spending limit on purchases gives you flexibility. Using a charge card is a great way to manage your finances as the balance must be paid in full each month*

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Earn up to 12,000 bonus Scene+™ points in your first year (that's up to $120 towards travel) - Offer ends April, 30 2023.

FEATURES
• You’ll earn 3X Scene+ points for each dollar charged to your account on all eligible purchases¹ at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

• Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions

• Earn 2X Scene+ points for every $1 CAD spent on eligible entertainment, including movies, theatres and ticket agencies

• Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more

• Earn 2X Scene+ points for every $1 CAD spent on eligible select streaming services

• Earn 1X Scene+ point for every $1 spent on every other purchase

• Ongoing Annual Fee : $0/year, Each supplementary Card $0/year

Terms and Conditions apply. See application page.



*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Offer: Earn up to $1,320* in value in the first 12 months, including up to 40,000 bonus Scene+ points and first year annual fee waived¹ Offer ends 30 April 2023.

FEATURES
• The only major bank credit card offering you no foreign transaction fees, including for shopping online or abroad Your Award Winning Card For Travel

• You’ll earn 3X Scene+ points for each dollar charged to your account on all eligible purchases¹ at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés TradItIon, Rachelle Béry and Co-Op.

• Earn 2 Scene+ points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more)

• Earn 1 Scene+ point on every $1 you spend on all other eligible purchases.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

New American Express® AIR MILES®* Reserve Credit Card Cardmembers, earn a welcome bonus of 2,400 AIR MILES®* Bonus Miles when you charge a total of $3,000 in purchases to your Card within your first 3 months of Card membership. That's enough for two select flights!

FEATURES
• Your ticket to the World of Onyx®* - Receive automatic Onyx® Collector status

• Once a year, when you redeem for any flight Reward within the AIR MILES®* Reward Program, you can receive up to a maximum of 1,700 Miles towards a Companion Flight, for your companion to travel with you for the same itinerary (offer excludes service charges if applicable and taxes)

• Get 1 Mile for every $10 in Card purchases at eligible AIR MILES®* Partners (excludes purchases made at airmilesshops.ca)

• Get 1 Mile for every $10 in Card purchases at other eligible grocery stores, gas stations and drugstores in Canada

• Plus, get 1 Mile for every $15 in Card purchases everywhere else

• You can receive four (4) complimentary visits per year to more than 1,300 airport lounges around the globe. After your four (4) complimentary visits have been used for the year, you may continue to visit the lounges for a usage fee at the prevailing rate

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Note : This offer is not available for residents of Quebec.

Low 8.99% standard interest rate on purchases

FEATURES
• $39 annual fee
• Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
• Around-the-clock-fraud protection
• Access to 24/7 customer service

✪, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

Earn up to 85,000 Welcome Bonus Aeroplan®* points.

• Earn 25,000 Aeroplan points after spending $3,000 in net purchases on your Card within the first three months of Cardmembership.

• Plus, earn 5,000 Aeroplan points for each monthly billing period in which you spend $2,000 in purchases on your Card for the first twelve months of Cardmembership. That could add up to 60,000 Aeroplan points.

• Earn up to $2,600 or more in value within your first year.

FEATURES
Earn Aeroplan points that you can redeem in a variety of ways.

• Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations®*

• Earn 2 points for every $1 spent on eligible hotels and car rentals

• Earn 1.25 points for every $1 spent on everything else.

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

• Leverage your cash flow with the option of carrying a balance or paying in full each month

• Control employee expenses plus track and accumulate points on your account with Supplementary Cards, so you have an opportunity to maximize the points you earn.

Unlock business travel possibilities to make every work trip one to look forward to.

• Access more than 1,200 Priority Pass™ airport lounges around the globe. That means an oasis of comfort before your flight—regardless of your choice of airline or cabin class

• Enjoy access to select Air Canada Maple Leaf Lounges™ for you and a guest, and Air Canada Café™; in North America, with a same day ticket on a departing Air Canada or Star Alliance®* flight

• Enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada, together with up to eight companions

• Enjoy your first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight, together with up to eight companions travelling on the same reservation

• Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)

• Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits every four years when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card.

• Pay with your American Express Aeroplan Business Reserve Card and present your Aeroplan Membership Card at over 170 Aeroplan partner brands and 120 online retailers via the Aeroplan eStore to earn points twice

• If you’re departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, Complimentary Valet Service, 15% discount on parking rates, and 15% discount on Car Care Services

• Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels.

• Enjoy priority access to the standby list and eUpgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade

• Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card

• Book flight reward tickets for even fewer points with Air Canada. In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

SPECIAL OFFER: 0% introductory interest rate on Cash Advances for the first 6 months (12.99% after that; annual fee $29).¹ Plus no annual fee in the first year.¹ Offer ends 30 April 2023.

FEATURES

• Save up to hundreds of dollars a year on interest

• Low interest rate of 12.99%

• Pay down higher interest rate balances faster

• Transfer higher rate balances and save even more



*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases) Plus get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that, annual fee $0) Offer ends 30 April 2023.

FEATURES
• Get up to 1% cash back on eligible purchases with no annual fee.

Conditions apply.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Earn up to 110,000 bonus Membership Rewards® points

• Earn a welcome bonus of 70,000 Membership Rewards® points after spending $5,000 in purchases within the first three months of Cardmembership.

• Plus, earn 10,000 bonus points when you charge $20,000 in net purchases to your Card account each calendar quarter. This could add up to 40,000 points every year.

• That’s up to $1,100 in statement credits that can be reinvested in your business.

FEATURES

Earn points that you can redeem in a variety of ways

• Earn 1 Membership Rewards point for every dollar in purchases charged to the Card and get the most out of your business expenses.

• Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.

• Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.

Unlock business possibilities with a full suite of business management tools that give you more control over your business - anytime and anywhere

• Take advantage of purchasing power that grows with your business with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history

• Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.

• Pay for business expenses over time with Flexible Payment Option

• This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 19.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.

Access comprehensive insurance coverage for your travel needs.

• Access Travel Emergency Assistance, and up to $100,000 Travel Accident Insurance when you fully charge your tickets to your Business Gold Rewards Card.
• Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Gold Rewards Card.
• Save money when travelling with complimentary Car Rental Theft and Damage Insurance

Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Gold Rewards Card.

• Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan
• Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan

Access to coverage for mobile devices purchased for business use.

• Access Mobile Device Insurance of up to $1,000 in the event of theft, loss or accidental damage, anywhere in the world, when you fully charge or finance the purchase price of an eligible mobile device on your Business Gold Rewards Card.

Get an AMEX Business Gold rewards card today!

Are you a business owner who needs to handle large expenses? You’re not alone—every business aims to decrease its spending and maximize its profits in the best way possible. With the AMEX business gold rewards card, you can get a cashback rebate on your purchases within a month! This amazing credit card is the ultimate tool for business-savvy individuals who need to maximize their cash flow.

The card doesn’t have any pre-set spending limit and comes with an annual fee of around $199. With around 110,000 bonus membership reward points on the purchase of at least $5,000 of goods within three months of getting the card, you can easily redeem $1,100 to reinvest in your business.

Every dollar earns you one membership reward point, and you can enjoy many redemption options for entertainment, dining, travel, gift cards, and merchandise expenses. Increase your purchasing power with the help of the AMEX business gold rewards card today!



American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Earn at least 10 PC Optimum™ points everywhere you shop.

FEATURES
Get to free fast with a no annual fee PC^® Mastercard^®.

• Earn 10 points for every $1 spent everywhere you shop and up to 25 points for every $1 spent at Shoppers Drug Mart®.
• Earn at least 30 points per litre at Esso™ and Mobil™ stations.
• Earn 20 points per $1 spent on PC^® travel services purchases.
• All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC^® Mastercard^® credit card.

Conditions apply to all benefits. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® Mastercard®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC® Mastercard® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

Earn PC Optimum™ points everywhere you shop.

FEATURES
Get to free fast with a no annual fee PC^® World Elite Mastercard^®.
• Earn 30 points for every $1 spent at grocery stores that participate in the PC Optimum™ program and up to 45 points for every $1 spent at Shoppers Drug Mart®.
• Earn at least 30 points per litre at Esso™ and Mobil™ stations.
• Earn 30 points per $1 spent on PC^® travel services purchases.
• All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC^® Mastercard^® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC^® Mastercard^® credit card.

Concierge Services: 24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.

Travel Emergency Medical Insurance: For trips up to 10 days from date of departure, for those under age 65. Conditions apply

Car Rental Collision/Loss Damage Waiver Insurance: Collision damage and theft protection for your car rental needs.

Identity Theft Assistance: To help you avoid identity theft or restore your identity

Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® World Elite Mastercard®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC® Mastercard® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

Earn PC Optimum™ points everywhere you shop.

FEATURES
Get to free fast with a no annual fee PC^® World Mastercard^®.
• Earn 20 points for every $1 spent at grocery stores that participate in the PC Optimum™ program and up to 35 points for every $1 spent at Shoppers Drug Mart®.
• Earn at least 30 points per litre at Esso™ and Mobil™ stations.
• Earn 20 points per $1 spent on PC^® travel services purchases.
• All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC^® Mastercard^® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC^® Mastercard^® credit card.

Concierge Services: 24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.

Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® World Mastercard®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC® Mastercard® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

Earn 80,000 welcome bonus Membership Rewards® points

• Earn a welcome bonus of 80,000 Membership Rewards® points when you spend $6,000 in purchases within the first three months of Cardmembership. That’s $800 in statement credits that can be reinvested in your business.

FEATURES

Earn points that you can redeem in a variety of ways.
• Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses

• Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.

• Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.

Unlock business possibilities with a full suite of business management tools that give you more control over your business - anytime and anywhere

• Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.

• Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.

• Pay for business expenses over time with Flexible Payment Option.

• This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 19.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.

Enjoy exclusive benefits for you and your business.

• Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.

• Enjoy premium benefits at the Toronto Pearson Airport, including access to the Pearson Priority Security Lane and discount on parking.

• Get access to discounted base fares for you and your travel companions when you book through the International Airline Program.

• Enjoy access to specialty services and events, preferential treatment, and a dedicated Concierge team.

Access comprehensive insurance coverage for your travel needs.

• Access Out of Province/Country Emergency Medical Insurance (for under age 65), even if you don’t charge your tickets and travel arrangements to your Business Platinum Card.

• Access Trip Cancellation Insurance, Trip Interruption Insurance, Travel Emergency Assistance, and up to $500,000 Travel Accident Insurance when you fully charge your tickets and travel arrangements to your Business Platinum Card.

• Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Platinum Card.

• Save money when travelling with complimentary Car Rental Theft and Damage Insurance

Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Platinum Card

• Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan

• Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.



Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)

Get 0.5% Cash Back‡ for all other eligible purchases

FEATURES
• No annual fee
• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee. Apply now for the Smart Cash® credit card.

‡, ††, ✪, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

SPECIAL OFFER: Earn up to 10,000 bonus Scene+ points within your first year.¹ Offer ends 30 April 2023.

FEATURES
• You’ll earn 2X Scene+ points for each dollar charged to your account on all eligible purchases¹ at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

• Earn 2x Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com

• Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases

• Redeem Scene+™* points for travel, shopping, entertainment, dining, banking, and more.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Earn up to 30,000 bonus MBNA Rewards Points

20,000 bonus points^†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.

10,000 bonus points^††(approximately $80 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening.

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

FEATURES

• Earn 5 points^‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point^‡ for every $1 on all other eligible purchases.

• Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.

• Redeem points^‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.



• Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown



††, ‡, ✪, ***, ††††, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

A credit card that rewards your lifestyle with unlimited transactions, no annual fees and no overlimit fees.

FEATURES
• Earn an average 5%+¹ cashback at thousands of partners.
• No annual fees, no overlimit fees and unlimited transactions.
• Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.
• View the rewards offered near you by downloading the Neo app, and cash out your rewards 24/7 - no minimum thresholds.

Terms and Conditions
Cards issued by ATB Financial pursuant to license by Mastercard International Inc. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..
¹Average based on current offers. Cashback varies per offer and partner.
²Top-up is limited to $5,000 of spending per month at non-partners.
³Value increase is an average and depends on card use.
Apple Pay is a trademark of Apple Inc.
Google Pay is a trademark of Google LLC.

Support the Quebec Breast Cancer Foundation and get cashback..



FEATURES
• Earn 1 point for every $2 spent
• Receive $10 cashback once a year for each 1,000 points earned
• Extended warranty*
• Purchase protection in case of theft or damage*

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1. * Conditions apply

Earn 1.5% cashback on most online purchases, in grocery stores and on gas*



FEATURES
• Earn 1.5% cashback on most online purchases, in grocery stores and on gas*
• Get unlimited 1% cashback on all other purchases
• Apply your cashback as soon as you accumulate $10. You can even access your cashback on the go from any tablet or mobile device!
• Purchase protection in case of theft or damage*
• Extended warranty*

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index¹. * Conditions apply

Enjoy a simple, efficient and practical payment solution.



FEATURES
• Access funds anywhere in the world.
• Control your spending by setting your credit limit to $500.
• Protect your purchases with an insurance program you can count on.
• Protect yourself against unauthorized purchases thanks to the MasterCard® Zero Liability program.

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1. Conditions apply

Benefit from cashback on your pre-authorized payment, restaurant purchases, and a free mobile protection.



FEATURES
• 1% on restaurant transactions and recurring pre-authorized payments*
• 0.5% on all other eligible purchases
• Protection for your mobile phone: Your new mobile devices, purchased with your card, or phone subscriptions paid for with your card or by automatic transfers from your mycredit account are protected against theft or damages for a period of up to 2 years

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1. Conditions apply

Enjoy peace of mind with the card that offers travel insurance


FEATURES

➢ Earn up to 2 points per dollar in eligible grocery and restaurant purchases*
➢ 1.5 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte travel purchases*
➢ 1 point per 1.5 dollars in other purchases


Additional Features

• Mobile devices insurance against theft or damages for a period of up to 2 years
• Out-of-province-of-residence medical/hospital insurance
• Departure flight delay insurance
• Luggage insurance in case of delay
• Luggage insurance in case of theft or loss
• Vehicle rental insurance
• Purchase protection in case of theft or damage

With the À la carte Rewards Plan® (the “À la carte Plan”), you earn points for every dollar on eligible purchases. These points may be exchanged for rewards such as merchandise, a travel package, a gift card, a travel discount, a donation, a financial product, repayment with rewards points or any other reward offered under the À la carte Plan.

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.
* Conditions apply

Low interest credit card

FEATURES
Low interest rate

Purchase rate: Prime rate + 4%

Balance transfer and cash advance rate: Prime rate + 8%

• Extended warranty*

• Purchase protection in case of theft or damage*

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.



* Conditions apply

Get your World Elite® Mastercard® credit card and receive up to 70,000 rewards points and save on annual fees for the first year.

This offer for new cardholders ends June 30, 2023.



FEATURES
• Earn up to 5 points per dollar in eligible grocery and restaurant purchases*
• 2 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte travel purchases*
• 1 point per 1 dollar in other purchases"
• Up to $150 each year in refund for travel expenses on airport parking, seat selection, check-in fees, airline ticket upgrades and access to airport lounges worldwide
• Free and unlimited access along with one (1) guest to the National Bank Bank World MasterCard™ Lounge at Montréal-Trudeau airport.

Save on annual fees the first year:
The primary cardholder will be refunded their annual card fee the first year. The refund will appear as a fee and a credit on their statement no later than 4 months after the account was opened.

You will earn reward points or a combination of points as follows:

Welcome points
• World Elite: You will earn 30,000 reward points if you charge a net purchase amount of $5,000 to the credit card within 3 months of opening your account.
• Points are earned on net purchases for a period of 3 months from when the account was opened. Your reward points will be added to your credit card account in a single disbursement and appear on your statement no later than 5 months after the account was opened.

Points when you sign up for credit card payment insurance:
• World Elite: You will earn 10,000 reward points if you sign up for credit card payment insurance for a minimum of 3 months. To obtain your reward points, complete the sections related to the Credit Card Payment Protection (CCPP) on the credit card application when you open your account.
• Your reward points will be added to your credit card account in a single disbursement and appear on your statement no later than 5 months after the account was opened.

Points earned on the 1st anniversary of account opening date:
• You will earn 30,000 reward points if you charge a net purchase amount of $12,000 to the credit card within 12 months of opening your account.
• Points are earned on net purchases for a period of 12 months from when the account was opened. Your reward points will be added to your credit card account in a single disbursement and appear by the 2nd statement following your account anniversary date.



Additional Features

• Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage up to 60 days Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggage insurance in case of theft or loss, Vehicle rental insurance

• Mobile devices insurance against theft or damages for a period of up to 2 years
• Medical, general and legal assistance
• Purchase protection in case of theft or damage*
• Extended Warranty*

With the À la carte Rewards Plan® (the “À la carte Plan”), you earn points for every dollar on eligible purchases. These points may be exchanged for rewards such as merchandise, a travel package, a gift card, a travel discount, a donation, a financial product, repayment with rewards points or any other reward offered under the À la carte Plan.

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1. Minimum purchase and insurance product required. Certain conditions apply.*

Earn up to 2 points on all card purchases* without restrictions*



FEATURES
With the À la carte Rewards Plan® (the “À la carte Plan”), you earn points for every dollar on eligible purchases. These points may be exchanged for rewards such as merchandise, a travel package, a gift card, a travel discount, a donation, a financial product, repayment with rewards points or any other reward offered under the À la carte Plan.

• Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage up to 60 days

• Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggage insurance in case of theft or loss, Vehicle rental insurance

• Medical, general and legal assistance

Benefits
• Purchase protection in case of theft or damage*
• Extended Warranty*

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.


* Conditions Apply

Earn up to $400 in Statement Credits¹

In your first 10 months as a new SimplyCash® Preferred Card from American Express Cardmember, you can earn a $40 statement credit for each monthly billing period in which you spend $750 in purchases on your Card. This could add up to $400 in statement credits in the first 10 months.

FEATURES
• Earn accelerated earn rates on eligible gas and grocery purchases

• Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually) and 2% cash back on all other purchases

• Access events and special offers curated for Cardmembers with American Express® Experiences

• Extensive insurance coverage and 24/7 Customer Service

Monthly Fee: $9.99 (Equals a total fee of $119.88 annually

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.

* Conditions apply

Earn up to $100 in Statement Credits¹

In your first 10 months as a new SimplyCash® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months

FEATURES
• Earn accelerated earn rates on eligible gas and grocery purchases

• Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases

• Access events and special offers curated for Cardmembers with American Express® Experiences

• Insurance coverage and 24/7 Customer Service

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ completed within 90 days of account opening.

Note : This offer is not available for residents of Quebec.

FEATURES
• No annual fee
• Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪and access cheques, and 24.99% on cash advances
• Around-the-clock fraud protection
• Use available credit on your credit card to transfer funds right to your chequing account.

†, ✪, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

Earn up to 67,000 welcome bonus Membership Rewards® points

• Earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership

• Plus, earn 10x the points for every $1 spent on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks within 6 months of Cardmembership, up to a maximum of 10,000 points.

• You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year.

• That’s $670 in statement credits that can be reinvested in your business.

FEATURES

Earn points that you can redeem in a variety of ways.

• Earn 3x the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks when your Welcome Offer ends. Caps and other conditions may apply.

• Earn 1x the points on all other purchases charged to the Card

• Use points to offset business expenses. Membership Rewards® allows you to offset business expenses by covering the cost of purchases made on your Card, in full or in part. Redeem points for statement credits and to book flights, hotels, and car rentals.

• Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

• Leverage your cash flow with the option of carrying a balance or paying in full each month.

• Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Supplementary Card for unauthorized charges.

Access coverage that can protect your business purchases when you charge the full price of eligible items to your American Express Business EdgeTM Card.

• Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan
• Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

New American Express® AIR MILES®* Platinum Credit Card Cardmembers, earn a Welcome Bonus of 2,000 AIR MILES®* Bonus Miles when you charge a total of $1,500 in purchases to your Card within your first three months of Cardmembership. That’s enough to redeem for $200 towards your purchases with AIR MILES®* Cash.

FEATURES

• Earn 1 Mile for every $5 in Card purchases, up to $30,000 annually, on eligible food & drinks, (such as eligible restaurants, coffee shops and stand-alone grocery stores), and eligible gas & transit (such as local commuter transportation including ridesharing services and taxi) in Canada.

• Earn 1 Mile for every $10 in Card purchases everywhere else.

• American Express® AIR MILES®* Platinum Credit Card Cardmembers can take advantage of the Annual Travel Redemption Benefit. Once per calendar year, when an eligible Cardmember uses Dream Miles with the AIR MILES Reward Program to book their first single flight or package vacation through airmiles.ca or vacations.airmiles.ca, they can get Bonus Miles equivalent to 25% of the net number of Miles used (up to a maximum of 750 Bonus Miles).

• Shop at participating AIR MILES®* Partners®* across Canada with your Card and show your AIR MILES®* Card, and you can earn Miles twice

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Bonus Miles awarded as part of this benefit will be posted to the Collector Account linked to the American Express® AIR MILES®* Platinum Credit Card account in accordance with the AIR MILES balance preference set at the time the Bonus Miles are awarded. Bonus Miles will be posted to the Collector Account within 60-120 days of eligible redemption. Subject to change at any time.

Use of any promo code will void the rebate

Earn up to 50,000 Membership Rewards® points - that’s up to $500 towards your next flight or dinner out with friends

• New American Express® Gold Rewards Cardmembers can earn a Welcome Bonus of 40,000 points when you charge $3,000 in purchases to your Card in your first 3 months of Cardmembership

• Plus, earn an additional 10,000 points when you make a purchase between 14 and 17 months of Cardmembership

FEATURES
• Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more

• Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else

• The Card is now available in your choice of Gold or Rose Gold metal options

• Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card

• You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online

• As a Gold Rewards Cardmember, you can receive complimentary membership in Priority Pass™ – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply

• Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used

• Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit

• Transfer points 1:1 to several frequent flyer and other loyalty programs

• 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster

Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details

American Express is not responsible for maintaining of monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Earn 50,000 welcome bonus Marriott Bonvoy® points

• Earn 50,000 Welcome Bonus Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.

FEATURES
Earn Marriott Bonvoy points that you can redeem in a variety of ways.

• Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy hotels.

• Earn 3 points for every $1 spent on eligible gas, dining and travel.

• Earn 2 points for every $1 spent on everything else

• Redeem points for free nights with no blackout dates at over 7,000 of some of the world's most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world's leading airlines

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

• Leverage your cash flow with the option of carrying a balance or paying in full each month

• Control employee expenses plus track and accumulate points on your account with Supplementary Cards, so you have an opportunity to maximize the points you earn.

Experience the exclusive benefits of the Marriott Bonvoy® Business American Express®* Card.

• Receive an Annual Free Night Award automatically each year after your anniversary

• Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program

• Upgrade to Gold Elite status after you charge $30,000 in net purchases to your Card each year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card.

Get the MarriottBonvoy credit card in Canada

Are you looking for a full suite of tools to help you manage your business better? The Marriott Bonvoy credit card in Canada can help you leverage your business’s cash flow by providing you with the option to carry your balance to the next month or pay in full. It’s also useful for controlling your employee expenses by tracking and accumulating points on your personal account using Supplementary Cards. This is great for maximizing the number of points that you earn every month!

The Marriott Bonvoy card will give you an incredible welcome bonus of 65,000 points if you spend $3,000 within the first 3 months of your card membership. You can also earn 5x the standard rate of points on eligible dining, travel, and gas purchases within the first six months!

There are many ways that you can earn and redeem Marriott Bonvoy points—you’ll get 5 points for $1 purchases at Marriott Bonvoy hotels, 3 for dining, travel, and gas, and 2 for everything else. You can redeem your points to get free nights at some of the best resorts and hotels around the world.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Take on the world, get an extra 10% back* on everyday purchases.

Apply for a Tangerine World Mastercard® by May 2nd, 2023 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.



FEATURES
• Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
• 0.5% Money-Back Rewards on all other purchases.

• Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
• Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
• No limit on the amount of Money-Back Rewards you can earn.
• Change your 2% Money-Back Categories to suit your spending.

• Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
• No annual fee

Plus the following:
Rental Car Collision/Loss Damage Insurance**: Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.

Mobile Device Insurance**: Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.

Mastercard® Travel Pass Provided By DragonPass***
Make the most of your travel with Mastercard® Travel Pass Provided by DragonPass. Your complimentary membership gives you exclusive dining, retail and spa offers in over 650 airports worldwide, along with access to over 1,300 airport lounges at $32 USD per visit. Learn more at mastercardtravelpass.dragonpass.com



Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account. Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.

Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.

*Rewards Promotional Offer:
The Tangerine 10% Limited Time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who (i) apply for a Tangerine World Mastercard (the “Account”) by May 2nd, 2023, (ii) activate their Account within 45 days of approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the Tangerine World Mastercard is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100) will be credited to the Primary Cardholder’s Account within 1-2 statement cycles after the 60-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.

Earn up to $850* in value in the first 12 months, including up to 45,000 bonus Scene+ points and first year annual fee waived.1. Offer ends 30 April 2023.

FEATURES
• You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies

• You’ll earn 6X Scene+ points for each $1 CAD charged to your account on all eligible purchases¹ at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.

• Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions

• Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more

• Earn 1X Scene+ point for every $1 spent on every other purchase



*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Earn a Welcome Bonus of 50,000 Marriott Bonvoy® points

New Marriott Bonvoy® American Express®* Cardmembers earn 50,000 Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Subject to change at any time.

FEATURES
• Earn 5 points for every dollar in eligible Card purchases at hotels participating in Marriott Bonvoy®

• Earn 2 points for every $1 in all other Card purchases

• Receive an Annual Free Night Award at eligible hotels and resorts worldwide every year after your first anniversary

• No annual fee on Additional Cards

• Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels

• Automatic Marriott Bonvoy Silver Elite status membership

• Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy® American Express®* Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program

• Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Life’s back in session. Enjoy it with an extra 10% back.*

Apply for a Tangerine Money-Back Credit Card by May 2nd, 2023 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*



FEATURES
• Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
• 0.5% Money-Back Rewards on all other purchases.
• Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
• Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
• No limit on the amount of Money-Back Rewards you can earn.
• Change your 2% Money-Back Categories to suit your spending.
• Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
• No annual fee

Additional Card Benefits:
• 2.5% Foreign Conversion Fee
• Free Cards for Authorized Users on your Account
• Purchase Assurance and Extended Warranty1 – For most new purchases made anywhere in the world using your Tangerine Money-Back Credit Card, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:
⋄ Purchase Assurance, which may automatically cover loss, theft or damage, in excess of other insurance, for 90 days from the date of purchase; and
⋄ Extended Warranty, which may double the period of repair services, to a maximum of one additional year, when the original manufacturer’s warranty expires.

• Add your Tangerine Money-Back Credit Card to the Wallet app on your Apple® device and use Apple Pay pretty much everywhere you love to shop. Look for the Apple Pay or contactless logo. It’s simple and secure. Learn more.

MasterCard® Benefits:
• Accepted worldwide at more than 24 million locations in over 210 countries
• MasterCard Zero Liability
• MasterCard Tap & GoTM



Acquisition Offer Disclaimer:

Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account. Tangerine is a registered trademark of The Bank of Nova Scotia, used under license. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.

Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.

*Rewards Promotional Offer:
The Tangerine 10% Limited Time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who (i) apply for a Tangerine World Mastercard (the “Account”) by May 2nd, 2023, (ii) activate their Account within 45 days of approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the Tangerine World Mastercard is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100) will be credited to the Primary Cardholder’s Account within 1-2 statement cycles after the 60-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.

Earn up to 30,000 Membership Rewards points

In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year. That’s up to $300 towards a weekend getaway or concert tickets!

Use of any promo code will void the rebate

FEATURES
• Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery.

• Earn 3x the points on eligible streaming subscriptions in Canada

• Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B

• Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases

• Transfer points 1:1 to several frequent flyer and other loyalty programs

• Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events.

• Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link.

• Conditions Apply

Get up to 55,000 bonus points (a value of up to $1,100), that’s enough to fly anywhere in North America or the Caribbean! (Taxes and Fees extra)

You’ll get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. Apply by April 30, 2023.



FEATURES
• Earn 1 Avion point for every dollar you spend^* and an extra 25% on eligible travel purchases.

• Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions.

• Avioners earn points that never expire so your points will be waiting for your next adventure.

• Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.

• Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.

• Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion rewards points

• Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10

• Get access to RBC offers which provides access to earn points faster at specified brands

• Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family

• Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.

• Avioners no longer need 14-days to book travel using the RBC grid

• Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to: ◊ Get a 12-month complimentary DashPass subscription18 – a value of almost $120 ◊ Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Refer to RBC page for up to date offer terms and conditions

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

New American Express® Aeroplan®* Reserve Cardmembers can earn up to 85,000 Aeroplan points:

• Earn 55,000 Aeroplan points after spending $6,000 in net purchases on your Card within the first 6 months of Cardmembership

• Plus, you can also earn 5,000 Aeroplan points for each monthly billing period in which you spend $1,000 in purchases on your Card for the first 6 months of Cardmembership. That could add up to 30,000 Aeroplan points

• New Cardmembers: Earn up to $2,700 in value within your first year. Spend applies to bonus point offers valued at up to $1,700

• New Cardmembers: Receive up to $100 CAD in statement credits every four years when a NEXUS application or renewal fee is charged to your American Express Aeroplan Reserve Card

FEATURES
• Standard Earn Rate: Earn 3X the points on eligible purchases made directly with Air Canada®* and Air Canada Vacations®*

• Standard Earn Rate: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada

• Earn 2X the points on eligible purchases with Rocky Mountaineer®**. Plus, you could receive a Complimentary Hotel Room Category Upgrade, on the first and last night, and a Complimentary Upgrade from SilverLeaf to GoldLeaf class of service when you book directly with Rocky Mountaineer using your Aeroplan Reserve Card

• Standard Earn Rate: Earn 1.25X the points on everything else

• Get through the airport quicker with Air Canada Priority Check-In, Air Canada Priority Boarding and Air Canada Priority Baggage Handling

• Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)

• Enjoy access to select Air Canada Maple Leaf Lounges™* and Air Canada Café™ in North America for you and a guest, with a same day ticket on a departing Air Canada or Star Alliance flight

• Enjoy your eligible first checked bag free for up to 9 people travelling on the same reservation on Air Canada flights

• Roll over any unallocated Aeroplan Elite™* Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels

• American Express® Experiences opens doors for you to access a number of special events, including special dining experiences, VIP parties, advance film screenings and more

• Get more from your travel experience at Toronto Pearson International Airport with:

• Access to Pearson Priority Security Lane

• Complimentary valet service at the Express Park and Daily Park

• 15% discount on parking rates at the Express Park and Daily Park

• 15% discount on Car Care Services

• Get access to more than 1,200 Priority PassTM airport lounges and enjoy an oasis of comfort before your flight, regardless of your airline or cabin class

• Insurance Coverage: whether you’re shopping nearby or travelling abroad, you can feel confident knowing you can be taken care of

• American Express® Aeroplan®* Reserve Card is made from precision cut and engraved 13g metal – it’s the perfect companion on your next exceptional journey

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

Earn an additional 12.5% cash back* on all purchases!

Must apply by February 28, 2023. Conditions apply.



For the first 180 days, earn up to:

• 14%* cash back on eligible online purchases
• 13.5%* cash back on eligible gas, grocery and drugstore
• 13%* cash back on all other everyday purchases

FEATURES

Ongoing cash back earnings as follows after the first 180 days:

• 1.5%* cash back on up to $6,000 of your online purchases (including streaming services, online subscriptions and food delivery).
• 1%* cash back on your gas, grocery and drugstore purchases.
• 0.5%* cash back on (almost) everything else you buy with your card.

- Redeem sooner – You only need to reach $25 in cash back to redeem.
- Redeem when you want – Redeem for cash back as a statement credit online. See how easy it is at rewards.hsbc.ca
- Redeem to pay down or save up – Use your cash back for a credit towards your residential mortgage account, or credit card, or to top up your savings account.



*Terms and Conditions apply

®/TM Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to license.

To ensure that you receive your rebate, please save a screenshot of the online application completion page, including the address bar, clearly indicating that the application to the Card or Bank Account has been approved. In the event that you need to report the rebate as missing, the screenshot will help expedite the approval of your request. GreatCanadianRebates reserves the right to approve or decline reports of missing rebates.

Earn 25,000 points* ($125 travel value) if you spend $1,000 in the first 180 days.

Must apply by February 28, 2023. Conditions apply.



FEATURES
Collect points and reward yourself anytime;

• 3 points for every $1 spent on eligible travel purchases* (car rentals, vacations, hotel flights, etc.)
• 2 points for every $1 spent on eligible gas and daily transportation purchases* (subway, train, taxi, etc.)
• 1 point for every $1 on all other eligible everyday purchases*

Redeem your points your way – the choice is yours



*Terms and Conditions apply

®/TM Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to license.

To ensure that you receive your rebate, please save a screenshot of the online application completion page, including the address bar, clearly indicating that the application to the Card or Bank Account has been approved. In the event that you need to report the rebate as missing, the screenshot will help expedite the approval of your request. Great Canadian Rebates reserves the right to approve or decline reports of missing rebates.

Build Your Credit History - and get unlimited transactions, no annual fees and no overlimit fees.

FEATURES
▪ A physical and digital secured card that doesn't require a hard credit check
▪ Guaranteed approval for all Canadians¹
▪ Earns cashback on everyday spending
o Average 5% at partners
o 15% welcome bonus on first purchase at most partners
o 0.5% minimum cashback guarantee across all purchases
▪ No monthly or annual fees for free Standard rewards plans
▪ Track spending with real time notifications and view balance in seconds
▪ Cash out your rewards at any time.
▪ Credit limit is equal to security funds. Customers can pick a limit they are comfortable with and never worry about going over that limit.
▪ Security funds will be fully returned if card is closed and balance is paid off
▪ Security funds minimum of only $50

▪ The Purchase Credit Rate / APR is 19.99%-26.99%.

Terms and Conditions
Cards issued by ATB Financial pursuant to license by Mastercard International Inc. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..
¹ Conditions apply. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. provide security funds.

Special Offer: Earn up to 115,000 Aeroplan points^†. Conditions Apply.
Must apply by May 28, 2023

Earn up to $3,100 in value^† including up to 115,000 Aeroplan points and additional travel benefits.
Must apply by May 28, 2023.

• Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card^†  
• Earn an additional 60,000 Aeroplan points when you spend $7,500 within 180 days of Account opening^†  
• Plus, earn an anniversary bonus of 35,000 Aeroplan points when you spend $12,000 within 12 months of Account opening^†
• Enroll for NEXUS and once every 48 months get an application fee rebate^†
• Share first free checked bags with up to 8 travel companions^† and get unlimited access to Maple Leaf Lounges^† including complementary access for one guest.

• Earn Aeroplan Points on your everyday purchases
• Take advantage of an extensive suite of travel insurance.
• Get access to Priority Airport Services^† like Priority Boarding, Priority Baggage Handling, and Priority Airport Standby & Priority Airport Upgrades^†.

 

Earning Aeroplan Points

• Earn 2 points^† for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®)
• Earn 1.5 points^† for every $1 spent on eligible gas, grocery, travel and dining purchases
• Earn 1.25 points^† for every $1 spent on all other purchases made with your Card
• Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).

 

Card Benefits
Travel Benefits

• Get an annual round-trip companion pass from $99 (plus taxes, fees, charges and surcharges)^†.
• Global Airport Lounge Access^†:  Receive a complimentary membership to the Visa Airport Companion^† Program hosted by Dragonpass International Ltd. and take advantage of six lounge visits included for each Cardholder per membership year at over 1,200 airport lounges worldwide. Enroll through the Visa Airport Companion App or through visaairportcompanion.ca
• Complimentary Visa Infinite Concierge^†: On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request - big or small, to help you get the most out of life whenever you travel, shop and use your Card.
• Visa Infinite Luxury Hotel Collection^†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world's most intriguing properties. Enjoy an additional 8th benefit at over 200 properties, exclusively for Visa Infinite Privilege cardholders.

 

• Travel Medical Insurance^†: Up to $5 million of coverage for the first 31 days. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip. Additional top-up coverage is available.
• Trip Cancellation/Trip Interruption Insurance^†: For Trip Cancellation coverage of up to $2,500 per insured person, with a maximum of $5,000 for all insured persons, and for Trip Interruption coverage of up to $5,000 per insured person, with a maximum of $25,000 for all insured persons on the same covered trip.
• Flight/Trip Delay Insurance^†: Up to $1,000 in coverage per insured person if your flight/trip is delayed for over 4 hours.
• Delayed and Lost Baggage Insurance^†: For delayed baggage over 4 hours, up to $1,000 of coverage per insured person for the purchase of essentials, such as clothing and toiletries. For lost baggage, up to $2,500 of coverage per insured person.
• Common Carrier Travel Accident Insurance^†: Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train or auto rental).
• Hotel/Motel Burglary Insurance^†: Up to $2,500 of coverage per occurrence for eligible personal items stolen from your hotel or motel room that belong to the Cardholder on the Account and eligible family members travelling with the Cardholder.
• Auto Rental Collision / Loss Damage Insurance^†: Coverage for up to 48 consecutive days.
• Emergency Travel Assistance Services^†: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
• Save time at the border with NEXUS: Enroll for a NEXUS and once every 48 months get an application fee rebate (up to $100 CAD) ^†. Additional Cardholders can also take advantage of this NEXUS rebate.

 

^†Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

Special Offer: Earn up to 55,000 Aeroplan points^†. Plus, first year no Annual Fee^†. Conditions Apply.
Must apply by May 28, 2023.

Earn up to $1,500 in value^† including up to 55,000 Aeroplan points, no annual fee for the first year and additional travel benefits. Must apply by May 28, 2023.

• Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†
• Earn 30,000 Aeroplan points when you spend $5,000 within 180 days of Account opening†
• Plus, earn an anniversary bonus of 15,000 Aeroplan points when you spend $7,500 within 12 months of Account opening^†
• Enroll for NEXUS and once every 48 months get an application fee rebate^†
• Plus, share free first checked bags with up to 8 travel companions^†
• Get an annual fee rebate for the first year^†.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by May 29, 2023.

• Earn Aeroplan Points on your everyday purchases
• Emergency Road Services with Deluxe TD Auto Club Membership, valued at $79.00^†, is included as an option with the product.
• Travel with confidence with Travel Medical Insurance^†
• Complimentary Visa Infinite* Concierge service^† available 24/7

 

Earning Aeroplan Points

• Earn 1.5 points† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
• Earn 1 point† for every $1 spent on all other Purchases made with your Card
• Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
• Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Infinite* Cardholder in good standing.
• Earn big rewards on the little things: Earn 50% more Aeroplan Points and 50% more Stars at participating Starbucks® stores. Simply link your TD® Aeroplan® Visa Infinite* Card to your Starbucks® Rewards account. Conditions apply.

 

Card Benefits
Travel Benefits

• Travel lightly through the airport and save on baggage fees^† : Primary Cardholders, Additional Cardholders, and travel companions (up to eight) travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lbs) when your travel originates on an Air Canada flight.
• Complimentary Visa Infinite Concierge^† : On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.
• Visa Infinite Luxury Hotel Collection^†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.

 

• Travel Medical Insurance^†: Up to $2 million of coverage for the first 21 days. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip. Additional top-up coverage is available.
• Trip Cancellation/Trip Interruption Insurance^†: For Trip Cancellation coverage of up to $1,500 per insured person, with a maximum of $5,000 for all insured persons, and for Trip Interruption coverage of up to $5,000 per insured person, with a maximum of $25,000 for all insured persons on the same covered trip.
• Flight/Trip Delay Insurance^†: Up to $500 in coverage per insured person if your flight/trip is delayed for over 4 hours.
• Delayed and Lost Baggage Insurance^†: Up to $1,000 overall coverage per insured person toward the purchase of essentials such as clothes and toiletries if your baggage is delayed more than 6 hours or lost.
• Common Carrier Travel Accident Insurance^†: Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train or auto rental).
• Hotel/Motel Burglary Insurance^†: Up to $2,500 of coverage per occurrence for eligible personal items stolen from your hotel or motel room that belong to the Cardholder on the Account and eligible family members travelling with the Cardholder.
• Auto Rental Collision / Loss Damage Insurance^†: Coverage for up to 48 consecutive days.
• Emergency Travel Assistance Services^†: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
• Save time at the border with NEXUS – Enroll for a NEXUS and once every 48 months get an application fee rebate (up to $100 CAD) ^†. Additional Cardholders can also take advantage of this NEXUS rebate.

 

^†Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

It's not a credit card. It's an easy-to-use, secure place to carry up to 10 currencies on one card - and pay like a local in 45 countries. A world of cash right in your pocket.


FEATURES
CIBC, in partnership with Air Canada, is proud to introduce the CIBC Air Canada AC Conversion Visa Prepaid Card. It is the easy way for you to spend safely while travelling abroad. Features include:

• Cashback - 1% on all domestic and international purchases for limited time
• No fees and great rates- No cost to order the card and no conversion fee on purchases
• Secure- shop everywhere Visa is accepted

How it works

Simply load the card with funds and start spending anywhere VISA is accepted, whether you're travelling or booking ahead. Use it online, at stores and restaurants, and even for withdrawing local currency from ATMs.

You can load the card with up to ten currencies: US Dollars, Euros, British Pounds, Australian Dollars, Japanese Yen, Hong Kong Dollars, Turkish Lira, Swiss Franc, Mexican Pesos and Canadian Dollars.

Card Security

The card is equipped with the latest in Chip and PIN technology to protect you from fraud. Lost card? We'll send you emergency cash if your card goes missing during your vacation. And there's the added safety of having no connection to your bank accounts. All so you can spend on your vacation worry-free.

Convenience

Have instant access to foreign exchange from the palm of your hand - reload your card through our website or mobile app. Funds show up on the card instantly and are ready for immediate use. One card, 10 currencies, and no stress!



†Terms and conditions apply.

Reloadable Prepaid Mastercard®, Cashback, Interest Earning, No Fees

FEATURES
All the KOHO account has the following features:

● No Fees: All of the perks are accessible for free and there are no hidden fees or surprise charges (unlimited e-transfer)
● Minimum of 0.5% cashback on every purchase, and up to 6% when shopping with KOHO brand partners
● 1.2% saving interests on the entire account balance (no minimum requirement, no regular deposit requirement.

Users can also opt-in and subscribe to the following features:

Premium Account has all the above features and more ($9/month or $84/year):
● 2% cashback on groceries, eating & drinking, and transportation
● No FX fees and 1 free international ATM withdrawal per month
● Financial coaching - Premium account users can access our financial coach. Our financial coaches are members of Accredited Financial Counsellor.
● Price matching - Premium account users can claim price matches for their purchases. They just need to send the receipt and our team will find deals and match a lower price for our user.

Credit building ($10 a month over 6 months for a total of $60.) On average, we see the credit building users improve their score by 20 pts over 6 months. Users can also see their credit score being updated in-app on a monthly basis.

Merchant Cash Back: Earn additional cash back with merchant partners.

Other Benefits and Details

● Refer friends to KOHO and earn extra PowerUps. You and the friend you refer each earn 1% extra PowerUps on every purchase for 90 days. You can refer up to 10 friends to KOHO, which means you can earn ​up to 10%​ in PowerUps for referring friends

● Receive both a physical and virtual card. For new users, you can start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases! Just use your virtual card instead of getting up to find your wallet. Plus, it uses a different card number to help protect your physical card number when you’re shopping or booking services online

● Add your KOHO card to Apple, Samsung or Google Pay

● Access your payroll up to 3 days early with the Early Payroll feature

● Automate your savings with Goals and RoundUps. Rounding up every purchase lets you stash away some savings, while Goals make it easier to save for whatever it is that makes you happy

● Lock in savings with Vault that keeps the funds you don’t want to spend separate from your spendable balance

● Create custom budgets and track your spending habits. Know where you're at in real time with instant notifications every time you spend.

Fees & Interest
Purchase Interest Rate: $0 - you can only spend your own funds with KOHO
Cash Advance: You are able to withdraw up to $600 of your own funds in cash per day. KOHO does not charge any fees but you may incur a fee from the ATM provider
Balance Transfer: Load your KOHO account via e-transfer, direct deposit, or Mastercard direct load

Earn up to 145,000 TD Rewards Points^† plus, first year no Annual Fee for the Primary and Additional Cardholders^†. Conditions Apply. Must apply by May 28, 2023.

Earn up to $1,000 in value^† including up to 145,000 TD Rewards Points, and get a full Annual Fee Rebate^† for the Primary and 1st Additional Cardholder^† for the first year and additional travel benefits. Must apply online by May 28, 2023.

FEATURES
• Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card^†.
• Earn 115,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening^†.
• Earn a Birthday Bonus of up to 10,000 TD Rewards Points^†
• Get an annual TD Travel Credit^† of $100 when you book at Expedia® For TD.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by May 29, 2023.

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining, paying bills or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

Your Card also allows you to enjoy:

• An annual TD Travel Credit^† of $100 when you book at Expedia® For TD.
• TD Rewards Birthday bonus^† that helps you celebrate in style.
• An extensive suite of travel insurance coverages which helps you travel prepared
• No travel blackouts^†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.
• Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.

Product Earn Rates

• Earn 8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia® For TD^†
• Earn 6 TD Rewards Points^† for every $1 you spend on Groceries and Restaurants^†.
• Earn 4 TD Rewards Points^† for every $1 you spend on regularly recurring bill payments set up on your Account^†
• Earn 2 TD Rewards Points For every $1 you spend on other Purchases made using your Card^† plus earn an annual Birthday Bonus^† of up to 10,000 TD Rewards Points

TD Rewards Program Benefits

TD First Class Travel Credit Card helps you earn big while you do all the things you normally do. And since you never slow down, the rewards can add up quickly. This lets you redeem for how and what you want or the flexibility to treat yourself with a wide variety of rewards options.

• Go Places on Points
Your Points are worth more when you redeem through Expedia® For TD: Search over a million flights, hotels, packages and more! When you’re ready to book, you can redeem^† your TD Rewards Points towards your travel purchase right away.

Or Book Any Way^†: You can also choose to book your trip through any other travel agency or website. This gives you the flexibility to use your TD Rewards Points towards all kinds of travel expenses – including excursions and taxes – within 90 days of your purchase.

• Shop online through TDRewards.com
Redeem your TD Rewards Points for great deals on a wide selection of merchandise and gift cards

• Financial Rewards
Pay With Rewards: Redeem TD Rewards Points to help pay down your credit card balance.

Travel Benefits

Explore the travel benefits and insurance coverages included with your Card:

• $100 TD Travel Credit^†
Each year, you will receive one $100.00 TD Travel Credit on your first Eligible Travel Credit Purchase of $500.00 or more made with Expedia For TD and posted to the Account in a calendar year.

• Travel Medical Insurance^†
Up to $2 million of coverage for the first 21 days. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip. Additional top-up coverage is available.

• Flight/Trip Delay Insurance^†: Up to $500 in coverage per insured person if your flight/trip is delayed for over 4 hours.

• Trip Cancellation/Trip Interruption Insurance^†
For Trip Cancellation, up to $1,500 of coverage per insured person, with a maximum of $5,000 for all insured persons, and for Trip Interruption, up to $5,000 of coverage per insured person, with a maximum of $25,000 for all insured persons on the same covered trip.

• Common Carrier Travel Accident Insurance^†
Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train, or auto rental)

• Emergency Travel Assistance Services^†
Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.

• Delayed and Lost Baggage Insurance^†
Up to $1,000 overall coverage per insured person toward the purchase of essentials such as clothes and toiletries if your baggage is delayed more than 6 hours or lost.

• Auto Rental Collision/Loss Damage Insurance^†
Coverage up to 48 consecutive days

ADDITIONAL BENEFITS & FEATURES

• Save with Avis Rent A Car and Budget Rent A Car:
Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates^† in Canada and the U.S., and a minimum of 5% off the lowest available base rates^† internationally, on qualifying car rentals at participating Avis and Budget locations.

• Use Apple Pay or Samsung Pay wherever contactless payments are accepted: These Digital Wallets are accepted in a growing number of shops, restaurants, and other retailers, making it convenient and easy to use for everyday business payments with just a tap of your device.

Visa Infinite Benefits

• Complimentary Visa Infinite Concierge^†: On-call 24 hours a day, seven days a week, the Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card.

Call toll-free from Canada and the U.S.: 1-888-853-4458
From outside Canada and the U.S.: 1-630-350-4545

• Visa Infinite Luxury Hotel Collection^†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.

• Visa Infinite Dining Series^†: As a Visa Infinite Cardholder, you have access to exclusive gourmet events that cater to your astute tastes. The Visa Infinite Dining Series serves up culinary explorations with prized chefs and acclaimed wines.

• Visa Infinite Wine Country Program^†: Show your Visa Infinite card onsite and you can experience exclusive benefits at over 95 participating wineries in British Columbia, Ontario and Sonoma Valley including discounts on wine purchases, complimentary tastings, private vineyard tours and much more.

• Visa Infinite Entertainment Access^†: Get exclusive access to tickets to curated events across Canada throughout the year. Visa Infinite Cardholders can also enjoy exclusive benefits, access and offers for the Toronto International Film Festival®

• Visa Infinite Troon Golf^†: Receive elevated Troon Rewards® Silver Status at over 95 courses and 10% off on green fees, merchandise and lessons at participating Troon Rewards golf courses.

Security

• Mobile Device Insurance^†:
Up to $1,000 of coverage in the event of loss, theft, accidental damage, or mechanical breakdown for eligible mobile devices.

• Hotel/Motel Burglary Insurance^†: coverage up to $2,500 per occurrence for each Cardholder on the Account and eligible family members travelling with the Cardholder.

• Purchase Security and Extended Warranty Protection^†:
You automatically have access to Purchase Security and Extended Warranty Protection, covering most eligible new items you’ve purchased with your Canadian Credit Card, should they be stolen or damaged within 90 days of purchase. If the item comes with a manufacturer's warranty valid in Canada, you may be entitled to double the warranty period for up to 12 additional months.

OPTIONAL BENEFITS

Optional TD Credit Card Payment Protection Plan^†:
Optional TD Credit Card Payment Protection Plan is designed to help you deal with your TD Credit Card payment obligations in the event of a covered Job Loss, Total Disability or loss of Life. To learn more about optional TD Credit Card Payment Protection Plan products, call 1-866-315-9069 or visit tdcanadatrust.com/BP

• Option to purchase TD Auto Club Membership^†: and be covered 24 hours a day for emergency roadside assistance services in case something goes wrong when you are out on the road.


^†Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

Earn 10% Cash Back on all Purchases for the first 3 months^† up to a total spend of $2,000. Plus, first year no Annual Fee for the Primary and Additional Cardholders^†. Conditions apply. Must apply online by May 28, 2023.

FEATURES
Apply online by May 28, 2023, and earn 10% Cash Back on all Purchases for the first 3 months^† up to a total spend of $2,000.

• After your first $2,000 in Purchases, Gas Purchases, Grocery Purchases and Pre-Authorized Payments will continue to earn 6% up to a total spend of $3,500 for the first 3 months.

• Plus, no Annual Fee^† for the first year for the Primary and Additional Cardholders.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening.

• Earn Cash Back Dollars on every eligible purchase.
• Emergency Road Services with Deluxe TD Auto Club Membership.
• Travel with confidence with Travel Medical Insurance^†
• Complimentary Visa Infinite* Concierge service^† available 24/7
• Mobile Device Insurance^†

Earning Cash Back
• Earn 3% in Cash Back Dollars on eligible grocery Purchases and gas Purchases^†, and on regularly recurring bill payments^† set up on your account
• Earn 1% Cash Back Dollars on all other Purchases made with your Card^†
• Redeem your Cash Back Dollars to help pay down your Account balance whenever you please - the choice is yours!^†
• Your Cash Back Dollars never expire as long as your account is open and in good standing

Card Benefits
Travel benefits

• Travel Medical Insurance^† - Up to $2 million of coverage for the first 10 days. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip. Additional top-up coverage is available.

• Delayed and Lost Baggage Insurance^† - Up to $1,000 overall coverage per insured person toward the purchase of essentials such as clothes and toiletries if your baggage is delayed more than 6 hours or lost.

• Emergency Travel Assistance Services^† - Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.

Other benefits

• Mobile Device Insurance^†: Get mobile device protection of up to $1,000 in coverage in the event of the loss, theft, accidental damage or mechanical breakdown for eligible mobile devices when you use your Card to pay all of your monthly mobile bill payments and any upfront costs, or charge at least 75% of the purchase price when paying the full cost of your new mobile device up front.

• Free Deluxe TD Auto Club Membership^†: Deluxe TD Auto Club membership is included at no charge with the TD Cash Back Visa Infinite* Card. You'll be covered 24 hours a day with Emergency Road Services in case something goes wrong when you are out on the road.

• Complimentary Visa Infinite* Concierge^†: On-call 24 hours a day, seven days a week. The Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card. Call toll-free from Canada and the U.S.: 1-888-853-4458 From outside Canada and the U.S.: 1-630-350-4545

• Visa Infinite* Luxury Hotel Collection^†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.

• Visa Infinite Dining Series^†: As a Visa Infinite Cardholder, you have access to exclusive gourmet events that cater to your astute tastes. The Visa Infinite Dining Series serves up culinary explorations with prized chefs and acclaimed wines.

• Visa Infinite Wine Country Program^†: Show your Visa Infinite card onsite and you can experience exclusive benefits at over 95 participating wineries in British Columbia, Ontario and Sonoma Valley including discounts on wine purchases, complimentary tastings, private vineyard tours and much more.

• Visa Infinite Entertainment Access^†: Get exclusive access to tickets to curated events across Canada throughout the year. Visa Infinite Cardholders can also enjoy exclusive benefits, access and offers for the Toronto International Film Festival®

• Visa Infinite Troon Golf^†: Receive elevated Troon Rewards® Silver Status at over 95 courses and 10% off on green fees, merchandise and lessons at participating Troon Rewards golf courses.




^†Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

Earn Cash Back Dollars. Redeem them to help pay down your Account balance^†

FEATURES
• For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
• Earn 1% in Cash Back Dollars on eligible grocery Purchases and gas Purchases^† and on regularly recurring bill payments^† set up on your Account.
• Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card^†.
• Once your Cash Back Dollars balance hits $25, you can redeem those Cash Back Dollars as credit towards your account balance^†.
• Your Cash Back Dollars never expire as long as your account is open and in good standing.
• Earn 50% more Stars at participating Starbucks® stores. Conditions apply. Learn more.


^†Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

Apply by May 28, 2023 to get a 9.99% promotional interest rate on purchases for the first 6 months with no annual fee^†.

Plus, earn 15,152 TD Rewards Points (a value of $50 on Amazon.ca^† with Shop with Points) by keeping your Account open, active and in good standing for the first 90 days+.


FEATURES
Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining or paying bills. The rewards will add up quickly so you can enhance your everyday experiences and enjoy a wide variety of rewards.

Your card also allows you to enjoy:

• Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia® For TD, Starbucks® and more.
• Mobile device insurance of up to $1000 if you lose or damage your phone.
• Booking your travel through Expedia® For TD^† to maximize the TD Rewards Points you can earn on your travel purchases
• No travel blackouts^†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.
• Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.

Earn Rates

• Earn 4 TD Rewards Points for every $1 you spend when you book travel through Expedia® For TD^†
• Earn 3 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†.
• Earn 2 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account^†
• Earn 1 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†

The TD Rewards Program lets you earn TD Rewards Points on your everyday purchases and gives you the freedom and flexibility to redeem^† them how and when you want. Discover the possibilities at TDRewards.com

Benefits

• Go Places on Points. Your Points are worth more when you redeem through Expedia For TD: Search over a million flights, hotels, packages and more! When you’re ready to book, you can redeem^† your TD Rewards Points towards your travel purchase right away.

Or Book Any Way^†: You can also choose to book your trip through any other travel agency or website. This gives you the flexibility to use your TD Rewards Points towards all kinds of travel expenses – including excursions and taxes – within 90 days of your purchase.

• Shop online through TDRewards.com
Redeem your TD Rewards Points for great deals on a wide selection of merchandise and gift cards

• Financial Rewards
Pay With Rewards: Redeem TD Rewards Points to help pay downyour credit card balance.

Additional Benefits & Features

• Earn big rewards on the little things
Earn 50% more TD Rewards Points and 50% more Stars at participating Starbucks® stores. You can also turn Points into morning coffee by redeeming your TD Rewards Points for Stars at Starbucks. Simply link your TD Rewards Visa Card to your Starbucks® Rewards account. Conditions apply. Learn more.

• TD Payment Plans
Easily turn purchases of $100 or more into manageable 6,12 or 18 month Payment Plans. Conditions apply. Learn more

• Save with Avis Rent-A-Car and Budget Rent-A-Car^†
Use your TD Credit Card to save a minimum of 10% off the lowest available base rates^† in Canada and the U.S., and a minimum of 5% off the lowest available base rates^† internationally, on qualifying car rentals at participating Avis and Budget locations.

Optional Benefits

• Optional TD Credit Card Payment Protection Plan^†:
Optional TD Credit Card Payment Protection Plan is designed to help you deal with your TD Credit Card payment obligations in the event of a covered Job Loss, Total Disability or loss of Life. To learn more about optional TD Credit Card Payment Protection Plan products, call 1-866-315-9069 or visit tdcanadatrust.com/BP
• Option to purchase TD Auto Club Membership^† and be covered 24 hours a day for emergency roadside assistance services in case something goes wrong when you are out on the road.

Security

• Mobile Device Insurance^†
Up to $1,000 of coverage in the event of loss, theft, accidental damage, or mechanical breakdown for eligible mobile devices.

• Purchase Security and Extended Warranty Protection ^† - You automatically have access to Purchase Security and Extended Warranty Protection, which includes coverage for most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase.



†Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

Best way to build your credit and get rewarded for it

Proudly Canadian, Plastk offers Canada’s first secured credit card with a premium rewards program. Having envisioned a credit card that goes beyond building or restoring credit, Plastk also provides cardholders with premium rewards perks, setting it apart from other secured credit card products. Plastk offers one of the highest cashback rates in the market. Plastk is the newest and best way to build credit and get rewarded for it.

Cash advances are HERE! You can now send money from your Plastk card to any Canadian credit or debit card, Canadian bank account or Plastk cardholder.

The BEST part? Your cash advances ONLY cost $5. That's one of the LOWEST rates in Canada

*Please note, you can send a MAXIMUM of $250 in a single transfer or $500 in a day. If your available limit is LESS than $250, you will only be able to send up to that limit. Available account funds will be shown in your account.

Plastk Sentinel • What it is: Plastk Sentinel is a credit monitoring platform with various tools like Credit View, Credit Watch, and Credit Education that allows users to watch, view, and educate themselves on their personal credit.

• How it works: Users subscribe monthly to be able to routinely monitor, track and improve their credit while Plastk provides personalized recommendations of such.