Credit Card Coach

Credit Card Comparison

MBNA Alaska Airlines World Elite® Mastercard® credit card

***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec.

A new Alaska Airlines World Elite Mastercard® credit card could take you places. If approved, you could receive new benefits and start earning more Mileage Plan™ miles.

• 30,000 bonus miles†† and Alaska's Famous Companion Fare™ from $121 (USD) ($99 plus taxes and fees from $22)◊◊ after you make $1,000 or more in eligible purchases within the first 90 days of your account opening.

• One complimentary checked bag per passenger on the same qualifying reservation, up to a maximum of six passengers.æ

• Every year on your account anniversary buy one round trip and get a companion fare of $121 (USD) ($99 plus taxes and fees from $22)◊◊ on Alaska Airlines. There are no blackout dates.

• Earn 3 miles‡ for every $1 charged to your Alaska Airlines Mastercard credit card on tickets, vacation packages, and cargo services from Alaska Airlines.

• Earn 1 mile‡ for every $1 spent on other eligible purchases.

• Earn and redeem‡ Alaska Mileage Plan miles on global airline partners of Alaska Airlines to 900+ destinations.

• $99 annual fee

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 22.99% on cash advances

• Your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††

* Visit Alaska Airlines MasterCard website application page for further details

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

†† To qualify for this offer, an applicant must be approved for World Elite card and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for bonus Miles to be posted to your Mileage Plan account. Account must be open and active on posting/delivery date to qualify for bonus Miles. Limit one-time bonus Miles offer (no cash value) per new account. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered by MBNA and may be amended or cancelled at any time without notice. Additional bonus Miles may be awarded if a completed application is submitted to an Alaska Airlines employee.

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Miles will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of Miles, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt. Accumulated Miles can only be redeemed in accordance with the Alaska Airlines Mileage Plan program (the “Alaska Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the Alaska Program. Please visit www.alaskaair.com for complete Alaska Program terms and conditions.

◊◊ Companion Certificates can only be used for a coach class seat on an Alaska Airlines operated flight with the purchase of another ticket on the same Alaska Airlines flight within or between the continental United States, Alaska, Canada, Hawaii or Mexico. To obtain the Companion Certificate in the first year of the account, the credit card application must be approved and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for the Companion Certificate to be delivered. To qualify for the Companion Certificate in the second and subsequent years of the account, the account must be open and active on the account anniversary. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered exclusively by Alaska Airlines. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion. For a complete explanation of this benefit, please visit www.alaskaair.com.

ӕ Complimentary Checked Bag Benefit: Primary cardholders of the Alaska Airlines World Elite Mastercard consumer credit card ("World Elite account") who make a qualifying reservation and have an open World Elite account at the time of travel are eligible to receive a baggage allowance on qualifying reservations consisting of one (1) complimentary checked bag per passenger on the same ticket for the same Alaska Airlines flight, up to a maximum of six (6) complimentary checked bags per ticket. Qualifying reservations include flights marketed by Alaska Airlines and operated by Alaska Airlines, Horizon Air, SkyWest or PenAir (codeshare flights operated by other carriers are not eligible). Primary cardholder must be an Alaska Airlines Mileage Plan™ member. Baggage restrictions apply. See alaskaair.com/freebagfaq for complete baggage rules. Payment with the World Elite account is not required to qualify for this benefit. Offer may not be applied retroactively, and no refunds will be issued. Not applicable for passengers who already receive 1 or more free checked bags. New holders of the World Elite account, and cardholders upgrading from another Alaska Airlines credit card to a World Elite account, will be eligible for this benefit approximately 2-3 weeks after approval. This promotion is offered exclusively by Alaska Airlines. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion. For a complete explanation of this benefit, please visit www.alaskaair.com

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Initial Rewards: 30,000 bonus miles†† and Alaska`s Famous Companion Fare™ from $121 (USD)

On Going Rewards 1st: Earn 3 miles‡ for every $1 charged to your Alaska Airlines Mastercard credit card on tickets, vacation packages, and cargo services from Alaska Airlines

On Going Rewards 2nd: Earn 1 mile‡ for every $1 spent on other eligible purchases.

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
30,000 bonus miles††

Credit Needed
Good

IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.

American Express® Cobalt™ Credit Card

Please wait one month before any missing rebate inquiries.

Card Type	Credit
Annual Fee	$12.99 per month of Cardmembership ($155.88 annually)
Additional Card Fee	$0
Cash Advance Rate	21.99%*
Balance Transfer?	No
Late Fee	N/A

FEATURES

• In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year

• 30,000 points is enough for:
□ $300 in statement credits redeemed towards purchases charged to your Card or
□ $225 in American Express® Prepaid Cards

• Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery.

• Earn 3x the points on eligible streaming subscriptions in Canada

• Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B

• Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases

• Transfer points 1:1 to several frequent flyer and other loyalty programs

• Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events.

• Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

• Conditions Apply

Initial Rewards: In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year

On Going Rewards 1st: Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery

On Going Rewards 2nd: Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases

GCR Rebate: 100

GCR Rebate
$100

Initial Rewards
Earn 2,500 Membership Rewards® points

Credit Needed
Fair

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Cobalt Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

Tangerine Money-Back Credit Card

Rewards Features:

• No annual fee

• Apply for a Tangerine Money-Back Credit Card by May 31, 2022 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*

• Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice

• 0.5% Money-Back Rewards on all other purchases.

• Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.

• Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.

• No limit on the amount of Money-Back Rewards you can earn.

• Change your 2% Money-Back Categories to suit your spending.

• Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.

Additional Card Benefits:

• 2.5% Foreign Conversion Fee

• Free Cards for Authorized Users on your Account

• Purchase Assurance and Extended Warranty1 – For most new purchases made anywhere in the world using your Tangerine Money-Back Credit Card, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:

⋄ Purchase Assurance, which may automatically cover loss, theft or damage, in excess of other insurance, for 90 days from the date of purchase; and

⋄ Extended Warranty, which may double the period of repair services, to a maximum of one additional year, when the original manufacturer’s warranty expires.

• Add your Tangerine Money-Back Credit Card to the Wallet app on your Apple® device and use Apple Pay pretty much everywhere you love to shop. Look for the Apple Pay or contactless logo. It’s simple and secure. Learn more.

MasterCard® Benefits:

• Accepted worldwide at more than 24 million locations in over 210 countries

• MasterCard Zero Liability

• MasterCard Tap & GoTM

Acquisition Offer Disclaimer:

Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account. Tangerine is a registered trademark of The Bank of Nova Scotia, used under license. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.

Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.

*Rewards Promotional Offer:
The Tangerine 15% Limited Time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who (i) apply for a Tangerine Money-Back Credit Card (the “Account”) by January 31, 2022, (ii) activate their Account within 45 days of approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the Tangerine Money-Back Credit Card is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees,insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100) will be credited to the Primary Cardholder’s Account within 1-2 statement cycles after the 60-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.

Initial Rewards: Earn an extra 15% back (up to $150) when you spend up to $1,000 in everyday purchases within your first 2 months.

On Going Rewards 1st: Earn 2% Money-Back Rewards on purchases in two categories

On Going Rewards 2nd: 0.5% Money-Back Rewards on all other purchases

GCR Rebate: 125

GCR Rebate
$125

Initial Rewards
Earn an extra 15% back (up to $150)

Credit Needed
Fair

• To be eligible for this offer, applicants must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

The Marriott Bonvoy® American Express®* Card

• New Marriott Bonvoy® American Express®* Cardmembers earn 50,000 Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Subject to change at any time

• Earn 5 points for every $1 spent in eligible Card purchases at hotels participating in Marriott Bonvoy®

• Earn 2 points for every $1 spent in all other Card purchases

• Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary

• No annual fee on Additional Cards

• Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels

• Automatic Marriott Bonvoy Silver Elite status membership

• Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy® American Express®* Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program

• Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

For full details and current product information click the Apply now link. Conditions apply

Initial Rewards: Earn 50,000 Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months

On Going Rewards 1st: Earn 5 points for every $1 spent in eligible Card purchases at hotels participating in Marriott Bonvoy®

On Going Rewards 2nd: Earn 2 points for every $1 spent in all other Card purchases

GCR Rebate: 60

GCR Rebate
$60

Initial Rewards
50,000 Marriott Bonvoy™ points

Credit Needed
Good

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time Marriott Bonvoy™ American Express® Card
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

Scotia Momentum® VISA* Infinite card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1

No annual fee in the first year, including on supplementary cards.1

Get a 2.99% introductory interest rate on purchases and balance transfers for the first 6 months (20.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $120)1

• The cash back card with the most awards in 2021.◊

• Comprehensive Travel Insurance and New Mobile Device Insurance.⁷

• No annual fee in the first year, including on supplementary cards.¹

• Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments, and subscription purchases.²

• Earn 2% for every $1 you spend on gas purchases and daily transit purchases.⁴

• Earn 1% cash back on all other purchases with no cash back limit.⁵

1 Offer Description and Conditions: The 10% Cash Back, First Year Annual Fee Waiver and Introductory 2.99% Rate Offer (the “Offer”) applies only to new Scotia Momentum Visa Infinite credit card accounts (“Accounts”) that are opened, and any supplementary Account cards issued, by July 01, 2022 subject to the conditions below. We will waive the initial annual fee for the primary card and each additional supplementary card on the Account for the first year only. All other terms and conditions of the Program Terms continue to apply during the Offer period. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

10% Cash Back Offer Description and Conditions: You will earn 10% cash back on the first $2,000 in eligible purchases you spend on your new Account within the first 3 months of the Account open date (the “Promotional Period”). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. After the Promotional Period, you will earn regular cash back on eligible purchases at the regular cash back rate (the “Cash Back Program Rate”) described in the Scotia Momentum Visa Infinite Cash Back Program Terms and Conditions (the “Program Terms”). The 10% cash back rate for any category is made up of the sum of: (i) the regular Cash Back Program Rate (variable by categories as set out under the Program Terms); and (ii) a “Cash Back Bonus Rate”.

Cash back earned under this Offer will be credited to your Account in 2 instalments so long as your Account is open and in good standing at time of payout of each:

1. Bonus Cash Back: The amount earned under the Cash Back Bonus Rate will be credited to your Account within 7 months from the Account open date; and

2. Regular Cash Back: The amount earned under your regular Cash Back Program Rate will be credited to your Account according to the regular cash back payment schedule as set out under the Program Terms. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

EXAMPLE: If the Regular Cash Back Program Rate for the Groceries and Recurring Payments category is 4% then the Cash Back Bonus Rate will be 6% for that category so that you will earn a total of 10% on the amount of all eligible everyday purchases in that category during the Promotional Period. If you make $2,000 in eligible everyday purchases in the Groceries and Recurring Payments category, your cash back earnings will be credited to your Account as follows:

(1) the Cash Back Bonus earnings of $120 (6% x $2,000) (which will not be tracked on your monthly statements), will be credited to your Account within 7 months from the Account open date, and (2) the Regular Cash Back earnings of $80 (4% x $2,000) (which will be tracked on your monthly statements), will be credited to your Account as per the regular cash back payment schedule (i.e., November).

Annual Fee Waiver Offer Description and Conditions: We will waive the initial annual fee for the primary card and each additional supplementary card on the Account for the first year only.

Introductory 2.99% Offer Description and Conditions: The Introductory 2.99% Rate Offer (the “Rate Offer”) applies only to purchases, cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions) (collectively “Cash Advances”) subject to the conditions below. This introductory rate applies when the new Account is opened by July 01, 2022 and will continue for 6 months from date of Account opening (the “Promotional Period”). After the Promotional Period, purchase balances at the promotional rate of 2.99% (including any unpaid balances) will increase to the preferred interest rate for purchases (currently 20.99%) and the promotional 2.99% interest rate on any Cash Advances (including any that remain unpaid after the Promotional Period ends) will increase to the preferred interest rate on Cash Advances (currently 22.99%). If you don’t pay the minimum payment on your Account by the payment due date on your statement, two times in any consecutive 12-month period, you will lose the benefit of this promotional Rate Offer and the interest rates that apply on any unpaid balance will increase to the standard annual interest rates that apply to your Account (currently 25.99% on purchases and 27.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions)). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include interest, fees or other charges. This Rate Offer is subject to any available limit for Cash Advances on your Account. This Rate Offer cannot be used to transfer a balance from another Scotiabank Account, or to make a payment or deposit to another Scotiabank Account. There is no balance transfer fee on balances transferred during the Promotional Period.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Payment Allocation: In general, if you make a payment that exceeds the minimum payment on your statement, we will apply your payment on a proportionate basis among each group of billed charges on your Account. We group charges based on the interest rate that applies to the group of charges. Your payment cannot be applied to the balance(s) of your choice. See your credit card agreement for more information about how we apply payments to your Account.

Rates and Fees: The current annual fee is $120 for the primary card and $50 for each additional supplementary card. The current preferred annual interest rates for the Account are: 20.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.

Initial Rewards: Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1

On Going Rewards 1st: 4% for every $1 you spend on grocery store purchases, recurring bill payments.

On Going Rewards 2nd: 2% for every $1 you spend on gas purchases and daily transit purchases.

GCR Rebate: 125

GCR Rebate
$125

Initial Rewards
Earn 10% cash back on all purchases for the first 3 months

Credit Needed
Excellent

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.

MBNA Alaska Airlines Platinum Plus® Mastercard®

***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec.

A new Alaska Airlines Platinum Plus® Mastercard® credit card could take you places. If approved, you could receive new benefits and start earning more Mileage Plan™ miles.

• 20,000 bonus miles†† and Alaska's Famous Companion Fare™ from $121 (USD) ($99 plus taxes and fees from $22)◊◊ after you make $1,000 or more in eligible purchases within the first 90 days of your account opening.

• Every year on your account anniversary buy one round trip and get Alaska's Famous Companion Fare™ from $121 (USD) ($99 plus taxes and fees from $22)◊◊ on Alaska Airlines. There are no blackout dates.

• Earn 3 miles‡ for every $1 charged to your Alaska Airlines Mastercard credit card on tickets, vacation packages, and cargo services from Alaska Airlines.

• Earn 1 mile‡ for every $1 spent on other eligible purchases.

• Earn and redeem‡ Alaska Mileage Plan miles on global airline partners of Alaska Airlines to 900+ destinations.

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪and access cheques, and 22.99% on cash advances

• $75 annual fee

* Visit Alaska Airlines MasterCard website application page for further details

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

†† To qualify for this offer, an applicant must be approved for a Platinum card and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for bonus Miles to be posted to your Mileage Plan account. Account must be open and active on posting/delivery date to qualify for bonus Miles. Limit one-time bonus Miles offer (no cash value) per new account. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered by MBNA and may be amended or cancelled at any time without notice. Additional bonus Miles may be awarded if a completed application is submitted to an Alaska Airlines employee.

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Miles will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of Miles, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt. Accumulated Miles can only be redeemed in accordance with the Alaska Airlines Mileage Plan program (the “Alaska Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the Alaska Program. Please visit www.alaskaair.com for complete Alaska Program terms and conditions.

◊◊ Companion Certificates can only be used for a coach class seat on an Alaska Airlines operated flight with the purchase of another ticket on the same Alaska Airlines flight within or between the continental United States, Alaska, Canada, Hawaii or Mexico. To obtain the Companion Certificate in the first year of the account, the credit card application must be approved and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for the Companion Certificate to be delivered. To qualify for the Companion Certificate in the second and subsequent years of the account, the account must be open and active on the account anniversary. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered exclusively by Alaska Airlines. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion. For a complete explanation of this benefit, please visit www.alaskaair.com.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Initial Rewards: 20,000 bonus miles†† and Alaska`s Famous Companion Fare™ from $121 (USD)

On Going Rewards 1st: Every year on your account anniversary buy one round trip and get Alaska`s Famous Companion Fare™ from $121 (USD)

On Going Rewards 2nd: Earn 3 miles‡ for every $1 charged to your Alaska Airlines Mastercard credit card on tickets, vacation packages, and cargo services from Alaska Airlines.

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
20,000 bonus miles††

Credit Needed
Good

Scotiabank®* Gold American Express® Card

Earn up to 40,000 bonus Scene+ points in your first year (that’s up to $400 towards travel).1 Plus, no annual fee in the first year, including on supplementary cards1 and get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $120) (1% balance transfer fee).1

• Earn up to 40,000 bonus Scene+ points in your first year (that’s up to $400 towards travel).¹

• Plus, no annual fee in the first year, including on supplementary cards¹ and get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $120) (1% balance transfer fee).¹

• The only major bank that saves you 2.5% on foreign transaction fees.⁹

• You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.⁸

• Earn 5 Scene+TM points points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions.

• Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more.

• Earn 3X Scene+ points for every $1 CAD spent on eligible select streaming services.

• Earn 1 point for every $1 you spend on all other eligible everyday purchases

• Save 2.5% while cross-border shopping online.⁸ Travel, Rewards, Sign-Up Bonus (when applicable)

1 Offer Description and Conditions: The 30,000 Bonus Scene+ points Offer (the “Offer”) applies only to new Scotiabank Platinum American Express credit card accounts (“Account”) opened by July 01, 2022 subject to the conditions below. To be eligible for the Offer, an eligible purchase must be posted to the Account within 2 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will be credited within approximately 2-3 business days after the first eligible purchase is posted to your Account, provided the Account is open and in good standing. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: The current annual fee is $399 for the primary card and $99 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.

1 The 40,000 Bonus Scene+ points First Year Annual Fee Waiver and Introductory 0.00% Balance Transfer Rate Offer (the “Offer”) applies only to new Scotiabank Gold American Express credit card accounts (“Accounts”) opened by July 01, 2022 and is subject to the below terms and conditions. Offer may be changed, cancelled or extended without notice at any time and cannot be combined with any other offers.

40,000 Bonus Scene+ Point Offer Description and Conditions: To be eligible for 20,000 bonus Scene+ points (the “20,000 Point Bonus”), you must open a new Account by January 1, 2022 and have at least $1,000 in eligible purchases posted to your new Account in the first 3 months. To be eligible for an additional 20,000 bonus Scene+ points (the “Extra 20,000 Point Bonus”), you must have at least $7,500 in eligible purchases posted to your new Account in your first year (12 months) from the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges.

The 20,000 Point Bonus will be credited to the primary cardholder’s Scene+ account within approximately 2-3 business days after the qualifying $1,000 in eligible purchases being posted to your Account within the first 3 months from the Account open date, provided the Account is open and in good standing. The Extra 20,000 Point Bonus will be credited to the primary cardholder’s Scene+ account within approximately 2-3 business days after you have met the $7,500 annual spend threshold on the Account, provided your Account is open and in good standing. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.

First Year Annual Fee Waiver Offer Description and Conditions: We will waive the initial annual fee for the primary card and each additional supplementary card on the Account for the first year only.

Introductory 0.00% Balance Transfer Rate Offer Conditions: The introductory 0.00% interest rate on balance transfers (the “Rate Offer”) applies only to cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions) (collectively “Cash Advances”) subject to the conditions below. This introductory rate applies when the new Account is opened by January 1, 2022 and will continue for 6 months from date of Account opening (the “Promotional Period”). This Rate Offer is subject to any available limit for Cash Advances (the “Cash Advance Available Limit”) on your Account. This Rate Offer cannot be used to transfer a balance from another Scotiabank Account, or to make a payment or deposit to another Scotiabank Account. After the Promotional Period, the 0.00% interest rate on any promotional Cash Advances (including any that remain unpaid after the Promotional Period ends) will increase to the preferred interest rate on Cash Advances (currently 22.99%). A Balance Transfer fee of 1% of the amount of each Balance Transfer transferred during the Promotional Period applies. If you don’t pay the minimum payment on your Account by the payment due date on your statement, two times in any consecutive 12-month period, you will lose the benefit of this promotional rate Offer and the interest rates that apply on any unpaid balance will increase to the standard annual interest rates that apply to your Account (currently 24.99% on purchases and 27.99% on Cash Advances).

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Payment Allocation: In general, if you make a payment that exceeds the minimum payment on your statement, we will apply your payment on a proportionate basis among each group of billed charges on your Account. We group charges based on the interest rate that applies to the group of charges. Your payment cannot be applied to the balance(s) of your choice. See your credit card agreement for more information about how we apply payments to your Account.

Rates and Fees: The current annual fee is $120 for the primary card and $29 for each additional supplementary card.

The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.

To qualify for these offers make sure to open a new Scotiabank Gold American Express credit card account by July 01, 2022.

To qualify for the 40,000 bonus Scene+ points offer:

2. Earn 20,000 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months from account opening.

3. Plus, for a limited time, you are eligible to earn a 20,000 Scene+ point bonus when you spend at least $7,500 in everyday eligible purchases in your first year.

Once you qualify, we’ll credit your account in 2 instalments: 1. 20,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days following the qualifying $1,000 in net purchases being posted to your Account in your first 3 months.

2. An additional 20,000 bonus Scene+ points will be credited within approximately 2-3 business days after you have met the $7,500 annual spend threshold in your first year. Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for this offer.

See terms and conditions below for full details.

All rates, fees, features and benefits are subject to change.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Initial Rewards: Earn up to 40,000 bonus Scene+ points in your first year (that’s up to $400 towards travel)

On Going Rewards 1st: Earn 5X Scene+ points forevery $1 you spend at eligible grocery stores, dining and entertainment

On Going Rewards 2nd: Earn 3X Scene+ points for every $1 you spend at eligible gas stations, daily transit, and select streaming services

GCR Rebate: 125

GCR Rebate
$125

Initial Rewards
Up to 40,000 bonus Scene+ points

Credit Needed
Good

MBNA Best Western Mastercard® credit card

***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Reward yourself with a free night's stay. You could get a FREE night with the Best Western Rewards® Mastercard® credit card‡

• Earn 1 Best Western Rewards® point for every $1 in eligible purchases‡

• Earn 5 Best Western Rewards® points for every $1 in eligible purchases at Best Western properties‡

• Earn 20,000 Best Western Rewards® points†† on your first purchase – enough for a free night stay

• You will be awarded "Gold Status" upon first use of your credit card and "Diamond Status" when you spend $10,000 in eligible purchases within one year◊◊

• No limit to the Best Western Rewards® points that can be earned using the credit card in a year

• Use your Best Western Rewards® points in many ways – hotel stays, dining, gift cards and more.

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪and access cheques, and 22.99% on cash advances

• No annual fee

* Visit the MBNA application page for further details

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt. Accumulated points can only be redeemed in accordance with the Best Western Rewards Program. The Toronto-Dominion Bank has no liability or responsibility for any aspect of the Best Western Rewards Program. Please visit www.bestwestern.com/bwrterms, call Best Western at 1-800-237-8483 or contact Best Western by mail at P.O. Box 42007, Phoenix, AZ, 85080-2207 for complete Best Western Rewards® Program terms and conditions.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. The account must be used for at least one eligible transaction within the first 90 days of account opening that is not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8–10 weeks from the transaction date for bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account. This promotion is offered by Best Western and may be amended or cancelled at any time without notice. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. Each Best Western® branded hotel is independently owned and operated. Best Western and the Best Western marks are service marks or registered service marks of Best Western International, Inc.

Initial Rewards: Earn 20,000 Best Western Rewards® points†† on your first purchase – enough for a free night stay

On Going Rewards 1st: Earn 1 Best Western Rewards® point for every $1 in eligible purchases‡

On Going Rewards 2nd: Earn 5 Best Western Rewards® points for every $1 in eligible purchases at Best Western properties‡

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
20,000 Points

Credit Needed
Good

Tangerine World Mastercard®

World Benefits:

• No annual fee

• Apply for a Tangerine World Mastercard® by May 31, 2022 and earn an extra 10% back* (up to $125) when you spend up to $1,000 in everyday purchases within your first 2 months.

• Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice

• 0.5% Money-Back Rewards on all other purchases.

• Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.

• Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.

• No limit on the amount of Money-Back Rewards you can earn.

• Change your 2% Money-Back Categories to suit your spending.

• Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.

Plus the following:

Rental Car Collision/Loss Damage Insurance**: Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.

Mobile Device Insurance**: Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.

Mastercard® Airport Experiences Provided by LoungeKey ***: Make the most of your travel with Mastercard® Airport Experiences Provided by LoungeKey. Your complimentary membership gives you exclusive dining, retail and spa offers in over 400 airports worldwide, along with access to over 1000 lounges at $32 USD per visit. Learn more at airport.mastercard.com.

For more information on insurance details, please see this link.

Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account. Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.

Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.

*Rewards Promotional Offer:
The Tangerine 15% Limited Time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who (i) apply for a Tangerine World Mastercard (the “Account”) by January 31, 2022, (ii) activate their Account within 45 days of approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the Tangerine World Mastercard is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100) will be credited to the Primary Cardholder’s Account within 1-2 statement cycles after the 60-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.

Initial Rewards: Earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months

On Going Rewards 1st: Earn 2% Money-Back Rewards on purchases in two categories

On Going Rewards 2nd: 0.5% Money-Back Rewards on all other purchases

GCR Rebate: 125

GCR Rebate
$125

Initial Rewards
Earn an extra 10% back* (up to $100)

Credit Needed
Fair

The Marriott Bonvoy® Business American Express®* Card

• Earn a Welcome Bonus of 50,000 Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.

• Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy hotels, 3 points for every $1 spent on eligible gas, dining and travel, and 2 points for every $1 spent on everything else

• Receive an Annual Free Night Award automatically each year after your anniversary

• Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on your Card each year

• Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program

• Redeem points for free nights with no blackout dates at over 7,000 of some of the world's most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world's leading airlines

• Make the most of a suite of business management tools that give you more control over your business anytime and anywhere

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

For full details and current product information click the Apply now link. Conditions apply

Initial Rewards: Earn 50,000 Welcome Bonus points after you charge $1,500 in purchases to your Card in your first three months

On Going Rewards 1st: Receive an Annual Free Night Award automatically each year after your anniversary

On Going Rewards 2nd: You can earn 3 points for every $1 in Card purchases on eligible gas, dining and travel

GCR Rebate: 75

GCR Rebate
$75

Initial Rewards
50,000 Bonus Marriott Bonvoy™ points

Credit Needed
Fair

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time Marriott Bonvoy™ Business American Express® Card
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

American Express® Gold Rewards Card

NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type	Credit
Annual Fee	$250
Additional Card Fee	$50 (1 Free Additional Gold Rewards Card)
Cash Advance Rate	21.99%
Late Fee	N/A

FEATURES
• Earn up to 50,000 Membership Rewards® points - that’s $500 in statement credits towards your next flight or dinner out with friends that has been charged to the Card

• New American Express® Gold Rewards Cardmembers can earn a Welcome Bonus of 40,000 points when you charge $3,000 in purchases to your Card in your first 3 months of Cardmembership

• Plus, earn an additional 10,000 points when you make a purchase between 14 and 17 months of Cardmembership

• Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more

• Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else

• The Card is now available in your choice of Gold or Rose Gold metal options

• Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card

• You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online

• As a Gold Rewards Cardmember, you can receive complimentary membership in Priority Pass™ – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply

• Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used

• Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit

• Transfer points 1:1 to several frequent flyer and other loyalty programs

• 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster

• Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details

• American Express is not responsible for maintaining of monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Initial Rewards: Welcome Bonus of up to 50,000 Membership Rewards® points

On Going Rewards 1st: Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more

On Going Rewards 2nd: Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada

GCR Rebate: 120

GCR Rebate
$120

Initial Rewards
50,000 Membership Rewards® points

Credit Needed
Good

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

American Express® AIR MILES®* Platinum Credit Card

NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type	Credit
Annual Fee	$120
Additional Card Fee	$0
Cash Advance Rate	21.99%*
Late Fee	N/A

FEATURES
• New American Express® AIR MILES®* Platinum Credit Card Cardmembers, earn a Welcome Bonus of 2,000 AIR MILES®* Bonus Miles when you charge a total of $1,500 in purchases to your Card within your first three months of Cardmembership. That’s enough to redeem for $200 towards your purchases with AIR MILES®* Cash.

• Earn 1 Mile for every $5 in Card purchases, up to $30,000 annually, on eligible food & drinks, (such as eligible restaurants, coffee shops and stand-alone grocery stores), and eligible gas & transit (such as local commuter transportation including ridesharing services and taxi) in Canada.

• Earn 1 Mile for every $10 in Card purchases everywhere else.

• American Express® AIR MILES®* Platinum Credit Card Cardmembers can take advantage of the Annual Travel Redemption Benefit. Once per calendar year, when an eligible Cardmember uses Dream Miles with the AIR MILES Reward Program to book their first single flight or package vacation through airmiles.ca or vacations.airmiles.ca, they can get Bonus Miles equivalent to 25% of the net number of Miles used (up to a maximum of 750 Bonus Miles).

• Shop at participating AIR MILES®* Partners®* across Canada with your Card and show your AIR MILES®* Card, and you can earn Miles twice

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

Bonus Miles awarded as part of this benefit will be posted to the Collector Account linked to the American Express® AIR MILES®* Platinum Credit Card account in accordance with the AIR MILES balance preference set at the time the Bonus Miles are awarded. Bonus Miles will be posted to the Collector Account within 60-120 days of eligible redemption. Subject to change at any time.

Initial Rewards: Welcome Bonus of 2,000 AIR MILES®* Bonus Miles when you charge a total of $1,500

On Going Rewards 1st: Earn 1 Mile for every $5 in Card purchases, up to $30,000 annually

On Going Rewards 2nd: Earn 1 Mile for every $10 in Card purchases everywhere else

GCR Rebate: 10

GCR Rebate
$10

Initial Rewards
2,000 AIR MILES®* Bonus Miles

Credit Needed
Good

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® AIR MILES Platinum Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

American Express® Business Edge™ Card

• Earn up to 57,000 Membership Rewards® bonus points in your first year of Cardmembership

• Earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership

• You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year

• You can earn 3 times the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks. Caps and other conditions may apply.

• You can earn 1 times the points on all other purchases charged to the Card

• Get choice and flexibility by using points for purchases or redeeming them for a wide range of travel, dining, entertainment and retail rewards options

• Make the most of a suite of business management tools that give you more control over your business anytime and anywhere

• Leverage your cash flow with the option of carrying a balance or paying in full each month

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

• Conditions apply

Initial Rewards: Earn up to 57,000 Membership Rewards® bonus points in your first year of Cardmembership

On Going Rewards 1st: Earn 3 times the points for Card purchases on eligible business essentials

On Going Rewards 2nd: You can earn an extra 1,000 Membership Rewards points for each monthly billing period in which you spend $3,000

GCR Rebate: 75

GCR Rebate
$75

Initial Rewards
Up to 57,000 Welcome Bonus points

Credit Needed
Fair

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Edge™ Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

MBNA True Line® Mastercard® credit card

***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec.

• No annual fee

• Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪and access cheques, and 24.99% on cash advances

• You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ completed within 90 days of account opening

• Around-the-clock fraud protection

• Use available credit on your credit card to transfer funds right to your chequing account.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

† Promotional Rates:
Balance Transfers: 0.00%
This Promotional Rate applies to any balance transfers made within 90 day(s) of your account opening (each, an "eligible transaction") and will remain in effect for 12 Statement Periods from the transaction date of each eligible transaction. The Promotional Rate will increase and the remaining balance of the eligible transaction will become subject to the Standard Rate for balance transfers either: (1) on the first day of the first Statement Period that occurs after the expiry of the Promotional Rate; or (2) on the first day of the second Statement Period following any late Minimum Payment. Other conditions apply. Offer may be changed, extended or withdrawn at any time, without notice.
Standard Rates:
Purchases: 12.99%
Balance transfers and access cheques: 12.99%
Cash advances: 24.99%

Default Rates:
If your Minimum Payment is late twice within any [12] consecutive Statement Periods (the "change event"), the Standard Rate(s) that apply to your account at that time will increase to the following new Standard Rate(s):
Purchases: 19.99%
Balance transfers and access cheques: 21.99%
Cash advances: 24.99%

The new Standard Rate(s) will apply on the first day of the second Statement Period following the change event. If you then pay each Minimum Payment on time for [12] consecutive Statement Periods ("cure period"), the new Standard Rate(s) will decrease to the Standard Rate(s) that applied on your account at the time of the change event. Such rates will apply on the first day of the first Statement Period that occurs after the cure period.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 3.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Initial Rewards: Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪and access cheques, and 24.99% on cash advances

On Going Rewards 1st: Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪

On Going Rewards 2nd: 24.99% on cash advances

GCR Rebate: 40

GCR Rebate
$40

Initial Rewards
12.99% on purchases

Credit Needed
Good

IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back available by Paypal, Amazon Gift Code or by cheque*.
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.

SimplyCash™ Card from American Express

NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type	Credit
Annual Fee	$0
Additional Card Fee	$0
Cash Advance Rate	21.99%*
Late Fee	N/A

FEATURES
• New SimplyCash™ from American Express Cardmembers can earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership

• Earn 1.25% cash back on purchases when your Welcome Rate ends

• No limit to the amount of cash back you can earn after your Welcome Rate ends

• Access virtual events and special offers curated for Cardmembers with American Express® Experiences

• Insurance coverage and 24/7 Customer Service

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

Initial Rewards: 4% cash back on purchases for the first 6 months

On Going Rewards 1st: Earn 1.25% cash back on purchases when your Welcome Rate ends

On Going Rewards 2nd: No limit to the amount of cash back you can earn after your Welcome Rate ends

GCR Rebate: 20

GCR Rebate
$20

Initial Rewards
4% cash back

Credit Needed
Good

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Card from American Express Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

SimplyCash™ Preferred Card from American Express

NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type	Credit
Annual Fee	$99
Additional Card Fee	$0
Cash Advance Rate	21.99%*
Late Fee	N/A

FEATURES
• New SimplyCash™ Preferred Card from American Express Cardmembers can earn 10% cash back on all eligible purchases (up to $400 cash back) for the first 4 months of Cardmembership

• Earn 2.0% cash back when your Welcome Rate ends

• No limit to the amount of cash back you can earn after your Welcome Rate ends

• Access to memorable experiences with American Express Invites®

• Extensive insurance coverage and 24/7 Customer Service

• Annual Fee : $99

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Conditions apply

Initial Rewards: Earn 10% cash back on all eligible purchases for the first 4 months

On Going Rewards 1st: Earn 2.0% cash back when your Welcome Rate ends

On Going Rewards 2nd: No limit to the amount of cash back you can earn after your Welcome Rate ends

GCR Rebate: 40

GCR Rebate
$40

Initial Rewards
10% cash back

Credit Needed
Good

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Preferred Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

MBNA Rewards World Elite® Mastercard® credit card

***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

• 20,000 bonus points†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.

• 10,000 bonus points††(approximately $80 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening

• Earn 5 points‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point‡ for every $1 on all other eligible purchases

• Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.

• Redeem points‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown

• $120 annual fee. $50 Additional Card Annual Fee for one authorized user (if you have one).

To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. You will earn five (5) points per dollar spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until you spend $50,000 annually (per calendar year) in the applicable category. Other eligible purchases will earn a Base Earn Rate of one (1) point per dollar. Each year, the account will receive Birthday Bonus Points equal to 10% of the total number of Points the account earned in the 12 months before the month of the primary cardholder's birthday, to a maximum Birthday Bonus each year of 15,000 Points. The Birthday Bonus Points will be added to the account before the end of the primary cardholder's birthday month. The redemption rate for Points earned may differ depending on the redemption option chosen. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of Points, and other important conditions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 20,000 points will be awarded if $2,000 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 10,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

†††† To be eligible for a World Elite Account, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater. Additional account qualification criteria apply as set out in this application.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

***Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy MBNA-0620. To be eligible for Mobile Device Insurance you must use your Account to pay all of your monthly mobile bill payments and any upfront costs or pay at least 75% of the purchase price with your Account when paying the full cost of your mobile device up front. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your Guide to Coverage. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Initial Rewards: 20,000 bonus points†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.

On Going Rewards 1st: Earn 5 points‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category

On Going Rewards 2nd: 1 point‡ for every $1 on all other eligible purchases

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
20,000 bonus points††

Credit Needed
Good

NEO Credit Card

A credit card that rewards your lifestyle

• Earn an average 5%+¹ cashback at thousands of partners and at least 1%² cashback guaranteed.

• No annual fees, no overlimit fees and unlimited transactions.

• Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.

• Upgrade with a monthly plan to our Plus or Max plan and earn up to 50% more at merchant partners.³ You’re never locked into an annual fee and can switch plans anytime.

• View the rewards offered near you by downloading the Neo app, and cash out your rewards 24/7 - no minimum thresholds.

Terms and Conditions

Cards issued by ATB Financial pursuant to license by Mastercard International Inc. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..

¹Average based on current offers. Cashback varies per offer and partner.

²Top-up is limited to $5,000 of spending per month at non-partners.

³Value increase is an average and depends on card use.

Apple Pay is a trademark of Apple Inc.

Google Pay is a trademark of Google LLC.

Initial Rewards: Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.

On Going Rewards 1st: Earn an average 5%+¹ cashback at thousands of partners and at least 1%² cashback guaranteed.

On Going Rewards 2nd: No annual fees, no overlimit fees and unlimited transactions.

GCR Rebate: 45

GCR Rebate
$45

Initial Rewards
Sign up in 3 minutes

Credit Needed
Good

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.

National Bank Allure Mastercard®

• Your cause. Your card. The Allure card allows you to contribute to the Quebec Breast Cancer Foundation.

• Earn 1 point for every $2 spent

• Receive $10 cashback for each 1,000 points earned

• Extended warranty*

• Purchase protection in case of theft or damage*

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.

Initial Rewards:

On Going Rewards 1st: Earn 1 point for every $2 spent

On Going Rewards 2nd: Receive $10 cashback for each 1,000 points earned

GCR Rebate: 35

GCR Rebate
$35

Initial Rewards
NA

Credit Needed
Fair

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

National Bank ECHO® Cashback Mastercard®

• Earn 1.5% cashback on most online purchases, in grocery stores and on gas*

• Get unlimited 1% cashback on all other purchases

• Apply your cashback as soon as you accumulate $10. You can even access your cashback on the go from any tablet or mobile device!

• Purchase protection in case of theft or damage*

• Extended warranty*

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.

Initial Rewards:

On Going Rewards 1st: Earn 1.5% cashback on most online purchases, in grocery stores and on gas*

On Going Rewards 2nd: Get unlimited 1% cashback on all other purchases

GCR Rebate: 35

GCR Rebate
$35

Initial Rewards
NA

Credit Needed
Fair

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

National Bank MC1 Mastercard®

• Enjoy a simple, efficient and practical payment solution.

• Access funds anywhere in the world.

• Control your spending by setting your credit limit to $500.

• Protect your purchases with an insurance program you can count on.

• Protect yourself against unauthorized purchases thanks to the MasterCard® Zero Liability program.

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.

Initial Rewards:

On Going Rewards 1st:

On Going Rewards 2nd:

GCR Rebate: 35

GCR Rebate
$35

Initial Rewards
NA

Credit Needed
Fair

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

National Bank mycredit Mastercard®

• 1% on restaurant transactions and recurring pre-authorized payments*

• 0.5% on all other eligible purchases

• Protection for your mobile phone: Your new mobile devices, purchased with your card, or phone subscriptions paid for with your card or by automatic transfers from your mycredit account are protected against theft or damages for a period of up to 2 years

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.

Initial Rewards:

On Going Rewards 1st: 1% on restaurant transactions and recurring pre-authorized payments

On Going Rewards 2nd: 0.5% on all other eligible purchases

GCR Rebate: 35

GCR Rebate
$35

Initial Rewards
NA

Credit Needed
Fair

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

National Bank Platinum Mastercard®

CONDITIONS – PROMOTION ON CARDS WITH REWARDS POINTS

20,000 reward points and savings on annual fees for the first year*

Promotion valid from February 14, 2022 to May 31, 2022 for the National Bank Platinum, World and World EliteTM Mastercard TM credit cards. To take advantage of this offer, you must sign up for an eligible National Bank credit card by May 31, 2022.

Savings on annual fees for the first year:

The annual fees for the card will be refunded for the first year for the main cardholder and for the first authorized user added to the account. To receive the annual fee refund for the first authorized user, they must be added on the account opening application. Annual fees will appear as a charge and credit on the 4th statement, at the latest, after your account is opened.

The primary cardholder is responsible for all charges to the account, including those incurred by authorized users.

Bonus rewards points:

The 20,000 rewards points given under this promotion will be credited to the credit card account in a single payment no later than the 5th statement following the account opening:

Platinum, World and or World EliteTM MastercardTM credit cards: get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening.

The account must be in good standing at the time the annual fees are refunded and bonus rewards points are applied.

The net purchases charged to the card are calculated over a period of three months, starting at account opening. For example, if the account is opened March 15, 2022, the account holder will have until June 15, 2022 to charge the required amount of purchases to the account and obtain the bonus rewards points. 

Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller's cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation.  

Eligibility and terms and conditions 

This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. There is a limit of 20,000 rewards points per eligible credit card account during the promotional period, regardless of the number of credit cards associated with the account.  It cannot be combined with any other National Bank credit card promotion. Employees of National Bank and its subsidiaries and entities are not eligible for this promotion. The promotion may be modified, extended or cancelled, without prior notice, at any time.

• 1 point on ALL card purchases* without restrictions*!

• Travel rewards you can benefit from during your next trip abroad or for your vacation closer to home, for example for a car rental.

• Your points can be exchanged towards a wide range of articles and gift-cards, a payment on your credit card balance or a donation to a good cause.

• Purchase protection such as purchase insurance, extended warranty on your purchases and fraud protection.

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.

Initial Rewards: Get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening

On Going Rewards 1st: 1 point on ALL card purchases* without restrictions*!

On Going Rewards 2nd: Travel rewards you can benefit from during your next trip abroad or for your vacation closer to home, for example for a car rental.

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
Get 20,000 rewards points

Credit Needed
Good

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

National Bank Syncro Mastercard®

• Low interest rate

• Extended warranty*

• Purchase protection in case of theft or damage*

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.

Initial Rewards:

On Going Rewards 1st: Low interest rate

On Going Rewards 2nd: Extended warranty*

GCR Rebate: 35

GCR Rebate
$35

Initial Rewards
NA

Credit Needed
Fair

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

National Bank World Elite® Mastercard®

CONDITIONS – PROMOTION ON CARDS WITH REWARDS POINTS

20,000 reward points and savings on annual fees for the first year*

Promotion valid from February 14, 2022 to May 31, 2022 for the National Bank Platinum, World and World EliteTM Mastercard TM credit cards. To take advantage of this offer, you must sign up for an eligible National Bank credit card by May 31, 2022.

Savings on annual fees for the first year:

The annual fees for the card will be refunded for the first year for the main cardholder and for the first authorized user added to the account. To receive the annual fee refund for the first authorized user, they must be added on the account opening application. Annual fees will appear as a charge and credit on the 4th statement, at the latest, after your account is opened.

The primary cardholder is responsible for all charges to the account, including those incurred by authorized users.

Bonus rewards points:

The 20,000 rewards points given under this promotion will be credited to the credit card account in a single payment no later than the 5th statement following the account opening:

Platinum, World and or World EliteTM MastercardTM credit cards: get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening.

The account must be in good standing at the time the annual fees are refunded and bonus rewards points are applied.

The net purchases charged to the card are calculated over a period of three months, starting at account opening. For example, if the account is opened March 15, 2022, the account holder will have until June 15, 2022 to charge the required amount of purchases to the account and obtain the bonus rewards points.   

Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller's cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation.  

Eligibility and terms and conditions 

This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. There is a limit of 20,000 rewards points per eligible credit card account during the promotional period, regardless of the number of credit cards associated with the account.  It cannot be combined with any other National Bank credit card promotion. Employees of National Bank and its subsidiaries and entities are not eligible for this promotion. The promotion may be modified, extended or cancelled, without prior notice, at any time.

• Earn up to 2 points on ALL card purchases* without restrictions*!

• A refund of up to $250 per year on seat selection, airport parking and baggage fee

• Unlimited access to the National Bank VIP Lounge at Montréal-Trudeau for you and a guest

• Travel rewards you can benefit from during your next trip abroad or for your vacation closer to home, for example for a car rental.

• Your points can be exchanged towards a wide range of articles and gift-cards, a payment on your credit card balance or a donation to a good cause.

• Purchase protection such as purchase insurance, extended warranty on your purchases and fraud protection.

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.

Initial Rewards: Get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening

On Going Rewards 1st: Earn up to 2 points on ALL card purchases* without restrictions*!

On Going Rewards 2nd: A refund of up to $250 per year on seat selection, airport parking and baggage fee

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
Get 20,000 rewards points

Credit Needed
Excellent

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

National Bank World Mastercard®

CONDITIONS – PROMOTION ON CARDS WITH REWARDS POINTS

20,000 reward points and savings on annual fees for the first year*

Promotion valid from February 14, 2022 to May 31, 2022 for the National Bank Platinum, World and World EliteTM Mastercard TM credit cards. To take advantage of this offer, you must sign up for an eligible National Bank credit card by May 31, 2022.

Savings on annual fees for the first year:

The annual fees for the card will be refunded for the first year for the main cardholder and for the first authorized user added to the account. To receive the annual fee refund for the first authorized user, they must be added on the account opening application. Annual fees will appear as a charge and credit on the 4th statement, at the latest, after your account is opened.

The primary cardholder is responsible for all charges to the account, including those incurred by authorized users.

Bonus rewards points:

The 20,000 rewards points given under this promotion will be credited to the credit card account in a single payment no later than the 5th statement following the account opening:

Platinum, World and or World EliteTM MastercardTM credit cards: get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening.

The account must be in good standing at the time the annual fees are refunded and bonus rewards points are applied.

The net purchases charged to the card are calculated over a period of three months, starting at account opening. For example, if the account is opened March 15, 2022, the account holder will have until June 15, 2022 to charge the required amount of purchases to the account and obtain the bonus rewards points. 

  Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller's cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation.  

Eligibility and terms and conditions 

This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. There is a limit of 20,000 rewards points per eligible credit card account during the promotional period, regardless of the number of credit cards associated with the account.  It cannot be combined with any other National Bank credit card promotion. Employees of National Bank and its subsidiaries and entities are not eligible for this promotion. The promotion may be modified, extended or cancelled, without prior notice, at any time.

• Earn up to 2 points on ALL card purchases* without restrictions*!

• Travel rewards you can benefit from during your next trip abroad or for your vacation closer to home, for example for a car rental.

• Your points can be exchanged towards a wide range of articles and gift-cards, a payment on your credit card balance or a donation to a good cause.

• Purchase protection such as purchase insurance, extended warranty on your purchases and fraud protection.

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index1.

Initial Rewards: Get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening

On Going Rewards 1st: Earn up to 2 points on ALL card purchases* without restrictions*!

On Going Rewards 2nd: Travel rewards you can benefit from during your next trip abroad or for your vacation closer to home, for example for a car rental.

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
Get 20,000 rewards points

Credit Needed
Good

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

Scotiabank SCENE® VISA* card

• Earn Scene+TM* points on everyday purchases.¹

• Earn 5,000 bonus Scene+™ points with your first $750 in everyday purchases in the first 3 months.²

• Earn 5 Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com.⁴

• Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases.⁴

• Redeem for a FREE movie with just 1,250 points.

• Get $5 off at participating restaurants when you redeem just 500 points.⁶

• A new, flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more, with no interest rate on your plan and a low fee.¹,³

1 SCENE Visa cardholders will earn points for purchases made with their SCENE Visa card (“Card”). A Card must be connected to a Scene+ membership account to earn points on purchases made on the Card. Points are not awarded for cash advances, balance transfers, Scotia Credit Card Cheques, returns, refunds or other similar credits, payments fees, interest, service or transaction charges on the Card. Some conditions and limitations apply. Visit www.scotiabank.com/scenevisa for complete details.

2 Offer Description and Conditions: The 5,000 Bonus Scene+ points Offer (the “Offer”) applies only to new SCENE Visa credit card accounts (excluding SCENE Student Visa cards) (“Account”) opened by July 01, 2022 subject to the conditions below. To be eligible for the Offer, at least $750 in eligible purchases must be posted to the Account within the first 3 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The bonus points will be credited within 2-3 business days of the completion of the $750 net purchases provided the Account is open and in good standing. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Only one welcome bonus is awarded per Account. In cases where both the primary and supplementary cardholders are Scene+ members, the bonus points will be credited to the Scene+ membership account that has been connected to the Account. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Rates and Fees: There is currently no annual fee for the primary card and no fee for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Initial Rewards: Earn 5,000 bonus Scene+ points with your first $750 in everyday purchases in first 3 months◊

On Going Rewards 1st: Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases

On Going Rewards 2nd: Earn 5 Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com

GCR Rebate: 60

GCR Rebate
$60

Initial Rewards
5,000 bonus Scene+ points

Credit Needed
Good

MBNA Smart Cash Platinum Plus® Mastercard®

***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Accelerate cash back on common purchases!

• No annual fee

• Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

• Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)

• Get 0.5% Cash Back‡ for all other eligible purchases

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee. Apply now for the Smart Cash® credit card.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. MBNA Dollars will be awarded on eligible transactions charged to your account. There is a monthly spend cap of $500 on the earn rate for eligible gas and grocery purchases. Once the monthly spend cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of MBNA Dollars, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. For the first six (6) months after the account is opened (the “Bonus Period“), eligible gas and grocery purchases will earn 5% in MBNA Dollars until the total gas and grocery purchases in the applicable month reaches $500 (the "Gas and Groceries Monthly Spend Cap"). Once the Gas and Groceries Monthly Spend Cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Please allow 8–10 weeks from the transaction date for bonus MBNA Dollars to be posted to your MBNA Dollars account. Limit one-time bonus MBNA Dollars offer per new account. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Initial Rewards: Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months

On Going Rewards 1st: Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter

On Going Rewards 2nd: Get 0.5% Cash Back‡ for all other eligible purchases

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
5% Cash Back††

Credit Needed
Good

Business Platinum Card® from American Express®

NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type	Card with No Pre-set Spending Limit
Annual Fee	$499 which may be tax deductible.
Additional Card Fee	$199 annually for Business Platinum Cards®; $50 annually for Business Gold Cards®
Cash Advance Rate	N/A
Late Fee	N/A

FEATURES
• Earn 80,000 Membership Rewards® points as a welcome bonus when you spend $6,000 in purchases within the first three months of Cardmembership. That’s $800 in statement credits that can be reinvested in your business.

• You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you’re at it.

• Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses

• Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience

• Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.

• Platinum Cardmembers can enjoy access to specialty services, preferential treatment and a dedicated Concierge team

• This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 19.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Initial Rewards: Earn a Welcome Bonus of 80,000 points when you charge $6,000 in purchases within the first three months

On Going Rewards 1st: Earn 1.25 Membership Rewards points for virtually every $1 in purchases

On Going Rewards 2nd: Enjoy financial flexibility with no pre-set spending limit on purchases

GCR Rebate: 150

GCR Rebate
$150

Initial Rewards
80,000 Welcome Bonus points

Credit Needed
Excellent

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Platinum Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

American Express® Business Gold Rewards Card

NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type	Card with No Pre-set Spending Limit
Annual Fee	$199
Additional Card Fee	$50
Cash Advance Rate	N/A
Late Fee	N/A

FEATURES
• Earn up to 110,000 points:

• Earn a welcome bonus of 70,000 Membership Rewards® points after spending $5,000 in purchases within the first three months of Cardmembership. Plus earn 10,000 bonus points, when you charge $20,000 in net purchases to your Card account each calendar quarter. That’s a total of up to 40,000 points every year. That’s up to $1,100 in statement credits that can be reinvested in your business.

• The Membership Rewards program boasts an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more

• You can maximize your cash flow with up to 55 interest free days. Use the Card throughout the month for all of your everyday business expenses, and earn reward points while you're at it

• Earn 1 Membership Rewards point for every dollar in purchases charged to the Card. Track Your Progress by logging into your American Express® App to see how your quarterly purchases are stacking up. Download the Amex App for your phone or use http://amex.ca/Mobile to view more information. Available on iOS and Android only.

• Take advantage of purchasing power that grows with your business. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history

• Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere.

• This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 19.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Conditions apply

Initial Rewards: Welcome Bonus of 70,000 points when you charge $5,000 in purchases

On Going Rewards 1st: Earn 1 point for every dollar in purchases charged to the Card

On Going Rewards 2nd: You can maximize your cash flow with up to 55 interest free days

GCR Rebate: 125

GCR Rebate
$125

Initial Rewards
70,000 Welcome Bonus points

Credit Needed
Good

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

Walmart Rewards™ Mastercard®

Easy to apply, easy to earn Walmart Reward Dollars™ when you use your card.

Earn big rewards in store, online, at gas stations, and pretty much everywhere else you shop – all with no annual fees. Then use your rewards like cash* on anything Walmart sells.

• Up to $25 sign up bonus from Walmart. See application page for details.

• There’s no limit to how much you can earn
• 1.25% in rewards for purchases at Walmart.ca
• 1.25% in rewards for purchases at any Walmart store in Canada
• 1% in rewards everywhere else
• Every Walmart Reward Dollar™ you earn is another dollar for you to redeem at Walmart

Initial Rewards: Up to $25 sign up bonus from Walmart. See application page for details.

On Going Rewards 1st: There’s no limit to how much you can earn

On Going Rewards 2nd: 1.25% in rewards for purchases at Walmart.ca

GCR Rebate: 20

GCR Rebate
$20

Initial Rewards
Up to $25 sign up bonus from Walmart

Credit Needed
Fair

• Cash Back Rebate will be paid by GCR upon credit card account approval by Walmart Rewards.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• Must apply online immediately after clicking from GCR.
• Do not leave the application page before it is completed.
• If application session expires then go back to GCR to start over and click to the application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

Walmart Rewards™ World Mastercard®

Easy to apply, easy to earn Walmart Reward Dollars™ when you use your card.

Earn big rewards in store, online, at gas stations, and pretty much everywhere else you shop – all with no annual fees. Then use your rewards like cash* on anything Walmart sells.

• Up to $25 sign up bonus from Walmart. See application page for details.

• There’s no limit to how much you can earn
• 3% in rewards for purchases at Walmart.ca
• 1.25% in rewards for purchases at any Walmart store in Canada
• 1.25% in rewards for purchases at gas stations
• 1% in rewards everywhere else
• Every Walmart Reward Dollar™ you earn is another dollar for you to redeem at Walmart

Initial Rewards: Up to $25 sign up bonus from Walmart. See application page for details.

On Going Rewards 1st: There’s no limit to how much you can earn

On Going Rewards 2nd: 3% in rewards for purchases at Walmart.ca

GCR Rebate: 20

GCR Rebate
$20

Initial Rewards
Up to $25 sign up bonus from Walmart

Credit Needed
Good

PC® Mastercard®

Earn at least 10 PC Optimum™ points everywhere you shop.

Get to free fast with a no annual fee PC^® Mastercard^®.
• Earn 10 points for every $1 spent everywhere you shop and up to 25 points for every $1 spent at Shoppers Drug Mart®.

• Earn at least 30 points per litre at Esso™ and Mobil™ stations.

• Earn 20 points per $1 spent on PC^® travel services purchases.

• All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC^® Mastercard^® credit card.

Conditions apply to all benefits. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® Mastercard®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC® Mastercard® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

Initial Rewards: Get 20,000 points with a new PC® Mastercard®.

On Going Rewards 1st: Earn at least 10 PC Optimum™ points everywhere you shop

On Going Rewards 2nd: Earn 10 points for every $1 spent everywhere you shop and up to 25 points for every $1 spent at Shoppers Drug Mart®

GCR Rebate: 0

GCR Rebate
NA

Initial Rewards
Get 20,000 points.

Credit Needed
Fair

Cash Back Not Available from GCR.

The credit card features and benefits are provided by President’s Choice Bank, provider of the PC® Mastercard®.

Offer not available in Quebec.

PC® World Elite Mastercard®

Earn PC Optimum™ points everywhere you shop.

Get to free fast with a no annual fee PC^® World Elite Mastercard^®.
• Earn 30 points for every $1 spent at grocery stores that participate in the PC Optimum™ program and up to 45 points for every $1 spent at Shoppers Drug Mart®.

• Earn at least 30 points per litre at Esso™ and Mobil™ stations.

• Earn 30 points per $1 spent on PC^® travel services purchases.

• All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC^® Mastercard^® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC^® Mastercard^® credit card.

Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® World Elite Mastercard®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC® Mastercard® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

Concierge Services: 24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.

Travel Emergency Medical Insurance: For trips up to 10 days from date of departure, for those under age 65. Conditions apply

Car Rental Collision/Loss Damage Waiver Insurance: Collision damage and theft protection for your car rental needs.

Identity Theft Assistance: To help you avoid identity theft or restore your identity

Initial Rewards: Get 20,000 points with a new PC® Mastercard®.

On Going Rewards 1st: Earn PC Optimum™ points everywhere you shop

On Going Rewards 2nd: Earn 30 points for every $1 spent at grocery stores that participate in the PC Optimum™ program and up to 45 points for every $1 spent at Shoppers Drug Mart®

GCR Rebate: 0

GCR Rebate
NA

Initial Rewards
Get 20,000 points.

Credit Needed
Fair

Cash Back Not Available from GCR.

The credit card features and benefits are provided by President’s Choice Bank, provider of the PC® Mastercard®.

Offer not available in Quebec.

PC® World Mastercard®

Earn PC Optimum™ points everywhere you shop.

Get to free fast with a no annual fee PC^® World Mastercard^®.
• Earn 20 points for every $1 spent at grocery stores that participate in the PC Optimum™ program and up to 35 points for every $1 spent at Shoppers Drug Mart®.

• Earn at least 30 points per litre at Esso™ and Mobil™ stations.

• Earn 20 points per $1 spent on PC^® travel services purchases.

• All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC^® Mastercard^® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC^® Mastercard^® credit card.

Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC® World Mastercard®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC® Mastercard® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

Concierge Services: 24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.

Initial Rewards: Get 20,000 points with a new PC® Mastercard®.

On Going Rewards 1st: Earn PC Optimum™ points everywhere you shop

On Going Rewards 2nd: Earn 20 points for every $1 spent at grocery stores that participate in the PC Optimum™ program and up to 35 points for every $1 spent at Shoppers Drug Mart®

GCR Rebate: 0

GCR Rebate
NA

Initial Rewards
Get 20,000 points.

Credit Needed
Fair

Cash Back Not Available from GCR.

The credit card features and benefits are provided by President’s Choice Bank, provider of the PC® Mastercard®.

Offer not available in Quebec.

Scotia Momentum® No-Fee VISA card

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).Plus, get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that)¹

• Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).² Plus, get a 1.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $0).²

• Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments.¹

• Earn 0.5% cash back on all other eligible purchases.¹

1 Offer Description and Conditions:> The 5% Cash Back and Introductory 2.99% Interest Rate Offer (the “Offer”) applies only to new Scotia Momentum No-Fee Visa credit card accounts (“Accounts”) that are opened by July 01, 2022 and is subject to the below terms and conditions. All other terms and conditions of the Program Terms continue to apply. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

5% Cash Back Offer Conditions: You will earn 5% cash back on the first $2,000 in eligible purchases you spend on your new Account within the first 3 months of the Account open date (the “Promotional Period”). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. After the Promotional Period, you will earn regular cash back on eligible purchases at the regular cash back rate (the “Cash Back Program Rate”) described in the Scotia Momentum No-Fee Visa Cash Back Program Terms and Conditions (the “Program Terms”). The 5% cash back rate for any category is made up of the sum of: (i) the regular Cash Back Program Rate (variable by categories as set out under the Program Terms); and (ii) a “Cash Back Bonus Rate”.

Cash back earned under this Offer will be credited to your Account in 2 instalments so long as your Account is open and in good standing at time of payout of each:

1. Bonus Cash Back: The amount earned under the Cash Back Bonus Rate will be credited to your Account within 7 months from the Account open date; and

2. Regular Cash Back: The amount earned under your regular Cash Back Program Rate will be credited to your Account according to the regular cash back payment schedule as set out under the Program Terms. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. EXAMPLE: If the Regular Cash Back Program Rate for the Groceries and Recurring Payments category is 1% then the Cash Back Bonus Rate will be 4% for that category so that you will earn a total of 5% on the amount of all eligible everyday purchases in that category during the Promotional Period. If you make $2,000 in eligible everyday purchases in the Groceries and Recurring Payments category, your cash back earnings will be credited to your Account as follows:

(1) the Cash Back Bonus earnings of $80 (4% x $2,000) (which will not be tracked on your monthly statements), will be credited to your Account within 7 months from the Account open date, and (2) the Regular Cash Back earnings of $20 (1% x $2,000) (which will be tracked on your monthly statements), will be credited to your Account as per the regular cash back payment schedule (i.e., November).

Introductory 2.99% Interest Rate Offer Description and Conditions: The Introductory 2.99% Rate Offer (the “Rate Offer”) applies only to purchases, cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions) (collectively “Cash Advances”) subject to the conditions below. This introductory rate applies when the new Account is opened by July 01, 2022 and will continue for 6 months from date of Account opening (the “Promotional Period”). After the Promotional Period, purchase balances at the promotional rate of 2.99% (including any unpaid balances) will increase to the preferred interest rate for purchases (currently 19.99%) and the promotional 2.99% interest rate on any Cash Advances (including any that remain unpaid after the Promotional Period ends) will increase to the preferred interest rate on Cash Advances (currently 22.99%). If you don’t pay the minimum payment on your Account by the payment due date on your statement, two times in any consecutive 12-month period, you will lose the benefit of this promotional Rate Offer and the interest rates that apply on any unpaid balance will increase to the standard annual interest rates that apply to your Account (currently 25.99% on purchases and 27.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions)). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include interest, fees or other charges. This Rate Offer is subject to any available limit for Cash Advances on your Account. This Rate Offer cannot be used to transfer a balance from another Scotiabank Account, or to make a payment or deposit to another Scotiabank Account. There is no balance transfer fee on balances transferred during the Promotional Period.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Payment Allocation: In general, if you make a payment that exceeds the minimum payment on your statement, we will apply your payment on a proportionate basis among each group of billed charges on your Account. We group charges based on the interest rate that applies to the group of charges. Your payment cannot be applied to the balance(s) of your choice. See your credit card agreement for more information about how we apply payments to your Account.

Rates and Fees: There is currently no annual fee for the primary card and no fee for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on Cash Advances. All rates, fees, features and benefits are subject to change.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Initial Rewards: Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases)

On Going Rewards 1st: Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments.¹

On Going Rewards 2nd: Earn 0.5% cash back on all other eligible purchases.¹

GCR Rebate: 55

GCR Rebate
$55

Initial Rewards
Earn 5% cash back on all purchases

Credit Needed
Good

Scotiabank Value® VISA* card

• 0.99% introductory interest rate on balance transfers for the first 6 months (12.99% after that; annual fee $29)¹

• Save up to hundreds of dollars in interest a year

• Low 12.99% interest rate

• Convenient with Visa payWave*simply wave your card and go!²

• Pay down higher interest rates balances faster

• Transfer higher rate balances and save even more

Terms and conditions apply. Visit the application page for full details.

◊ Offer Description and Conditions: The Introductory 0.99% Balance Transfer Rate Offer (the “Offer”) applies only to cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions) (collectively “Cash Advances”) subject to the conditions below . This introductory rate applies when the new Scotiabank Value Visa credit card account (“Account”) is opened by July 01, 2022 and will continue for 6 months from date of Account opening (the “Promotional Period”). This Offer is subject to any available limit for Cash Advances (the “Cash Advance Available Limit”) on your Account. This Offer cannot be used to transfer a balance from another Scotiabank Account, or to make a payment or deposit to another Scotiabank account. After the Promotional Period, the 0.99% interest rate on any promotional Cash Advances (including any that remain unpaid after the Promotional Period ends) will increase to the preferred interest rate on Cash Advances (currently 12.99%). There is no balance transfer fee on balances transferred during the Promotional Period. If you don’t pay the minimum payment on your Account by the payment due date on your statement, two times in any consecutive 12-month period, you will lose the benefit of this promotional rate Offer and the interest rates that apply on any unpaid balance will increase to the standard annual interest rates that apply to your Account (currently 24.99% on purchases and 27.99% on Cash Advances). Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Offer may be changed, cancelled or extended and cannot be combined with any other offers.

Payment Allocation: In general, if you make a payment that exceeds the minimum payment on your statement, we will apply your payment on a proportionate basis among each group of billed charges on your Account. We group charges based on the interest rate that applies to the group of charges. Your payment cannot be applied to the balance(s) of your choice. See your credit card agreement for more information about how we apply payments to your Account.

Rates and Fees: The current annual fee is $29 for the primary card and $0 for each additional supplementary card.
The current preferred annual interest rates for the Account are: 12.99% on purchases and 12.99% on Cash Advances. All rates, fees, features and benefits are subject to change.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Initial Rewards: 0.99% introductory interest rate on balance transfers for the first 6 months*

On Going Rewards 1st: Save hundreds of dollars in interest a year

On Going Rewards 2nd: Low 12.99% interest rate

GCR Rebate: 100

GCR Rebate
$100

Initial Rewards
0.99% for balance transfers

Credit Needed
Good

MBNA True Line® Gold Mastercard® credit card

***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec.

• $39 annual fee

• Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪and access cheques, and 24.99% on cash advances

• Around-the-clock-fraud protection

• Access to 24/7 customer service

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 3.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Initial Rewards: Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪and access cheques, and 24.99% on cash advances

On Going Rewards 1st: Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪

On Going Rewards 2nd: 24.99% on cash advances

GCR Rebate: 40

GCR Rebate
$40

Initial Rewards
8.99% on purchases

Credit Needed
Good

MBNA Harley-Davidson® Mastercard® Credit Card

***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec.

Use your card for eligible purchases and you may be entered in a quarterly Harley-Davidson motorcycle draw^"

• Earn 1 Genuine Rewards Point for every $2 in eligible purchases‡

• Redeem your points for Harley Chrome® Cash‡ to be used at participating Harley-Davidson Canadian retailers

• Use your card for eligible purchases and you may be entered in a quarterly Harley-Davidson motorcycle draw^

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪and access cheques, and 22.99% on cash advances

• No annual fee

* Visit the MBNA application page for further details

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

Standard Rates: Purchases: 19.99%
Balance transfers and access cheques: 22.99%
Cash advances: 22.99%

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

^No purchase necessary. Contest closes at 11:59 PM ET on December 31, 2022. Automatically receive one (1) entry for each eligible Harley-Davidson® Mastercard® credit card purchase made during each of the Promotional Periods (Promotional Period 1 = Jan 1 to Mar 31, 2022, 11:59 PM ET, Promotional Period 2 = Apr 1 to Jun 30, 2022, 11:59 PM ET, Promotional Period 3 = Jul 1 to Sep 30, 2022, 11:59 PM ET, Promotional Period 4 = Oct 1 to Dec 31, 2022, 11:59 PM ET). Four (4) prizes available to be won (ARV ranges between $12,499 and $18,499). Odds of winning depend on the number of eligible entries received/stamped (as outlined in the Official Rules) during each Promotional Period. Open to Canadian residents who are Harley-Davidson® Mastercard® credit card holders and have reached the age of majority at the time of entry. Skill-testing question required. For full rules, including no purchase entry details, visit https://www.mbna.ca/document/PDF/MBNA-Harley-Davidson-ContestRulesAndRegulations.pdf. Opt-out: If you do not wish to be entered into the Contest, you must indicate your preference to opt-out by contacting Sponsor (and/or its applicable division(s)) by (I) telephone at 1-888-876-6262 (toll-free – Monday to Sunday, 7 a.m. to 12 a.m. ET) or (II) mail at MBNA Harley-Davidson Mastercard 2022 Contest Opt-out, 23 Prince Andrew Place, Toronto, Ontario, M3C 2H2.

‡These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, periodic draws for new Harley-Davidson® Motorcycles, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions upon receipt. Accumulated points can only be redeemed in accordance with the Harley-DavidsonTM Rewards Program (the “H-D Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the H-D Program. Please visit www.harley-davidson.com for complete Harley-DavidsonTM Rewards Program terms and conditions.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ©2021 H-D or its affiliates. HARLEY-DAVIDSON, HARLEY, H-D, and the Bar and Shield Logo are among the trademarks of H-D U.S.A., LLC. Third-party trademarks are the property of their respective owners.

Initial Rewards:

On Going Rewards 1st: Earn 1 Genuine Rewards Point for every $2 in eligible purchases‡

On Going Rewards 2nd: you may be entered in a quarterly Harley-Davidson motorcycle draw‡

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
NA

Credit Needed
Good

IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back available by Paypal, Amazon Gift Code or by cheque*.
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.

Scotiabank Passport™ Visa Infinite* Card

Earn up to 35,000 bonus Scene+ points in your first year (that’s up to $350 towards travel).1

(19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $139)

• Earn up to 35,000 bonus Scene+TM* points in your first year (that’s up to $350 towards travel )

To qualify for these offers, make sure to open a new Scotiabank Passport Visa Infinite credit card account by July 4, 2022.

To qualify for the 35,000 bonus Scene+ points:

• Earn 25,000 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months.

• Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ point bonus when you spend at least $40,000 in everyday net eligible purchases annually.

• Once you qualify, we’ll credit your account in 2 instalments:

• 25,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days following the qualifying $1,000 in net purchases being posted to your Account in your first 3 months.

• Annual 10,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days after you have met the $40,000 annual spend threshold.

• Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the 35,000 bonus points offer. All cardholders remain eligible to earn an annual 10,000 Scene+ point bonus with an annual spend of at least $40,000.

See terms and conditions below for full details.

1 The 25,000 Bonus Scene+ Points Offer (the “Offer”) applies only to new Scotiabank Passport Visa Infinite credit card accounts (“Accounts”) that are opened by July 4, 2022 and is subject to the below terms and conditions. All other terms and conditions of the Program Terms continue to apply. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Plus, as a Scotiabank Passport Visa Infinite credit cardholder you are always eligible to earn an annual 10,000 Scene+ point bonus when you spend at least $40,000 in everyday eligible purchases annually on your Scotiabank Passport Visa Infinite account. Conditions apply - see below for further details.

Offer Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

25,000 Bonus Scene+ Point Offer Description and Conditions: To qualify for the 25,000 bonus Scene+ points (the “Bonus Offer”), you must have at least $1,000 in eligible purchases posted to your new Account within the first 3 months. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges. The 25,000 Bonus Offer points will be credited to the primary cardholder’s Scene+ account within approximately 2-3 business days following the qualifying $1,000 in eligible purchases being posted to your Account within 3 months from the Account open date, provided the Account is open and in good standing. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. Bonus Offer applies to new Accounts only opened by July 4, 2022.

10,000 Annual Bonus Scene+ Point Conditions: As a Scotiabank Passport Visa Infinite credit cardholder you can earn an annual Scene+ point bonus starting at 10,000 Scene+ points when you make at least $40,000 in eligible purchases annually on your Account each year (12-months). Annual period starts from the Account open date and resets every 12 months thereafter. You will earn 2,000 bonus Scene+ points for every additional $10,000 in eligible purchases thereafter in that same year, after the $40,000 annual spend has been reached. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers, Scotia® Credit Card Cheques or cash-like transactions), interest, fees or other charges.

The Annual bonus Scene+ points will be credited within approximately 2-3 business days after you have met the $40,000 annual spend threshold on the Account and within approximately 2-3 business days after you have met each additional $10,000 annual spend threshold on the Account, provided your Account is open and in good standing (as defined above).

Rates and Fees: The current annual fee is $139 for the primary card, $0 for one additional supplementary card and $50 for each additional supplementary card thereafter. The current preferred annual interest rates for this Account are: 19.99% on purchases and 22.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions). All rates, fees, features and benefits are subject to change.

To qualify for these offers, make sure to open a new Scotiabank Passport Visa Infinite credit card account by July 4, 2022.

To qualify for the 35,000 bonus Scene+ points:

1. Earn 25,000 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months.

2. Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ point bonus when you spend at least $40,000 in everyday net eligible purchases annually.

Once you qualify, we’ll credit your account in 2 instalments:

1. 25,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days following the qualifying $1,000 in net purchases being posted to your Account in your first 3 months.

2. Annual 10,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days after you have met the $40,000 annual spend threshold.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the 35,000 bonus points offer. All cardholders remain eligible to earn an annual 10,000 Scene+ point bonus with an annual spend of at least $40,000. See terms and conditions below for full details.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Initial Rewards: Earn up to 30,000 bonus Scene+ points in your first year (that’s up to $300 towards travel )‡

On Going Rewards 1st: Earn 20,000 bonus Scene+ points when you spend $1,000 in everyday eligible purchases in the first 3 months.

On Going Rewards 2nd: Earn 10,000 bonus Scene+ points when you spend at least $40,000 in everyday eligible purchases annually.

GCR Rebate: 125

GCR Rebate
$125

Initial Rewards
Up to 30,000 bonus Scene+ points

Credit Needed
Excellent

MBNA Rewards Platinum Plus® Mastercard®

***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

• Earn 4 points†† for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases during the first 90 days, and 2 points‡ for every $1 spent on eligible purchases in those categories thereafter – in both cases, these earn rates apply until $10,000 is spent annually in the applicable category. 1 point‡ for every $1 spent on all other eligible purchases

• 5,000 bonus points†† ($25 in cash back value) after you make $500 or more in eligible purchases within the first 90 days of your account opening

• 5,000 bonus points†† ($25 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening

• Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points

• Redeem points‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown

• No annual fee

Apply for the MBNA Rewards Platinum Plus® Mastercard®.

* Visit the MBNA application page for further details

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. The account will earn two (2) points per dollar spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until you spend $10,000 annually (per calendar year) in the applicable category. Other eligible purchases will earn a Base Earn Rate of one (1) point per dollar. Each year, the account will receive Birthday Bonus Points equal to 10% of the total number of Points the account earned in the 12 months before the month of the primary cardholder's birthday, to a maximum Birthday Bonus each year of 10,000 Points. The Birthday Bonus Points will be added to the account before the end of the primary cardholder's birthday month. The redemption rate for Points earned may differ depending on the redemption option chosen. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of Points, and other important conditions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 5,000 points will be awarded if $500 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 5,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. For the double the points on restaurant, grocery, digital media, membership, and household utility Purchases offer, for the first 90 days after account opening you will earn an additional 2 points/$1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases (on top of the regular earn rate of 2 points/$1 spent on such purchases as indicated in the Program terms and conditions), subject to a maximum annual cap of $10,000 in each category. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

***Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy MBNA-0620. To be eligible for Mobile Device Insurance you must use your Account to pay all of your monthly mobile bill payments and any upfront costs or pay at least 75% of the purchase price with your Account when paying the full cost of your mobile device up front. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your Guide to Coverage. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Initial Rewards: 4 points†† for every $1 spent on eligible gas, groceries and restaurant purchases during the first 90 days

On Going Rewards 1st: 2 points‡ for every $1 spent on eligible gas, groceries and restaurant purchases thereafte

On Going Rewards 2nd: 1 point‡ for every $1 spent on all other eligible purchases

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
4 points†† for every $1 spent

Credit Needed
Good

HSBC World Elite® Mastercard®

Get up to $649 in total value* for the first year! Must apply by October 31, 2022. Conditions apply.

Primary Cardholder Annual Fee: $149

Annual Interest on Purchases: 19.9%

Annual Interest on Cash Advances and Balance Transfers: 22.9%

Authorized User Annual Fee: $50 Per Card

*Terms and Conditions apply

®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to licence.

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer).

Initial Rewards: Earn up to 100,000 Points* ($500 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year ($149 value)

On Going Rewards 1st: Earn 3% in travel rewards on all eligible travel purchases(6 Points per $1)

On Going Rewards 2nd: Earn 1.5% in travel rewards on all other eligible purchases (3 Points per $1)

GCR Rebate: 125

GCR Rebate
$125

Initial Rewards
Earn up to 100,000 Points* ($500 travel value)

Credit Needed
Good

• Cash Back Rebate will be paid by GreatCanadianRebates following the later of: (a) 90 days after online application approval, and (b) activation of the Card by the Cardholder.
• Cash Back Rebate is provided only for applications that started, and are approved, online
• Cash Back Rebate is for new/first time HSBC Mastercard Card Members only.
• HSBC Bank Canada is not responsible or liable for any aspect of the cash back rebate offer.
• Cash Back Offer may end at any time at the discretion of GreatCanadianRebates.
• Cash Back Offer available to GreatCanadianRebates members only.
• Applicants must apply online through the link provided by GreatCanadianRebates.
• Do not browse or leave application page before it is completed.
• If the application session expires, you must restart your application, beginning by clicking through the link available through GreatCanadianRebates.

• NOTE: you must contact GreatCanadianRebates within 4 months of online application approval to report a missing rebate, otherwise the rebate is void.

MBNA Smart Cash® World Mastercard®

***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Accelerate cash back on common purchases!

• Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

• Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)

• Get 1% Cash Back‡ for all other eligible purchases

• $39 annual fee

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• Your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater††††

Take advantage of a card that provides Cash Back on eligible purchases. Apply now for the Smart Cash® World credit card.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. MBNA Dollars will be awarded on eligible transactions charged to your account. There is a monthly spend cap of $500 on the earn rate for eligible gas and grocery purchases. Once the monthly spend cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of MBNA Dollars, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. For the first six (6) months after the account is opened (the “Bonus Period“), eligible gas and grocery purchases will earn 5% in MBNA Dollars until the total gas and grocery purchases in the applicable month reaches $500 (the "Gas and Groceries Monthly Spend Cap"). Once the Gas and Groceries Monthly Spend Cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Please allow 8–10 weeks from the transaction date for bonus MBNA Dollars to be posted to your MBNA Dollars account. Limit one-time bonus MBNA Dollars offer per new account. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

†††† To be eligible for a World Account, your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater. Additional account qualification criteria apply as set out in this application.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

Initial Rewards: Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months

On Going Rewards 1st: Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter

On Going Rewards 2nd: Get 1% Cash Back‡ for all other eligible purchases

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
5% Cash Back††

Credit Needed
Good

American Express® AIR MILES®* Gold Business Card

• Get 150 Bonus AIR MILES®* Reward Miles when you spend $1,000 within the first three months of Cardmembership

• Earn 1 Mile for every $15 in Card purchases at AIR MILES®* Sponsors and 1 for every $20 in Card purchases everywhere else

• Show your Collector Card and use your AIR MILES®* Gold Business Card at Sponsor locations to earn miles twice

• Pay no annual fee. Plus, enjoy the flexibility to pay balances in full or over time

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.

Conditions apply

Initial Rewards: 150 Bonus AIR MILES®* Reward Miles when you spend $1,000

On Going Rewards 1st: Earn 1 Mile for every $15 in Card purchases at AIR MILES®* Sponsors and 1 for every $20 in Card purchases

On Going Rewards 2nd: Show your Collector Card and use your AIR MILES®* Gold Business Card at Sponsor locations to earn miles twice

GCR Rebate: 25

GCR Rebate
$25

Initial Rewards
150 Bonus AIR MILES®* Reward Miles

Credit Needed
Fair

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® AIR MILES®* Gold Business Card Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

Scotia Momentum® VISA* card

Get a 2.99% introductory interest rate on purchases and balance transfers for the first 6 months (19.99% on purchases/22.99% on cash advances including balance transfers after that; annual fee $39)1

• Earn 2% cash back for every $1 you spend on all eligible gas stations, grocery store, drug store purchases and recurring bill payments.¹

• 1% cash back on all other eligible everyday purchases

* Visit the application page for further details

1 Offer Description and Conditions: The Introductory 2.99% Interest Rate Offer (the “Offer”) applies only to eligible purchases and cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions) (collectively “Cash Advances”) subject to the conditions below. This introductory rate applies when the new Account is opened by July 01, 2022 and will continue for 6 months from date of Account opening (the “Promotional Period”). After the Promotional Period, purchase balances at the promotional rate of 2.99% (including any unpaid balances) will increase to the preferred interest rate for purchases (currently 19.99%) and the promotional 2.99% interest rate on any Cash Advances (including any that remain unpaid after the Promotional Period ends) will increase to the preferred interest rate on Cash Advances (currently 22.99%). If you don’t pay the minimum payment on your Account by the payment due date on your statement, two times in any consecutive 12-month period, you will lose the benefit of this promotional ate Offer and the interest rates that apply on any unpaid balance will increase to the standard annual interest rates that apply to your Account (currently 25.99% on purchases and 27.99% on cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions)). Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include interest, fees or other charges. This Offer is subject to any available limit for Cash Advances on your Account. This Offer cannot be used to transfer a balance from another Scotiabank Account, or to make a payment or deposit to another Scotiabank Account. There is no balance transfer fee on balances transferred during the Promotional Period.

Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer.

Payment Allocation: In general, if you make a payment that exceeds the minimum payment on your statement, we will apply your payment on a proportionate basis among each group of billed charges on your Account. We group charges based on the interest rate that applies to the group of charges. Your payment cannot be applied to the balance(s) of your choice. See your credit card agreement for more information about how we apply payments to your Account.

Rates and Fees: The current annual fee is $39 for the primary card and $15 for each additional supplementary card. The current preferred annual interest rates for the Account are: 19.99% on purchases and 22.99% on Cash Advances. All rates, fees, features and benefits are subject to change.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

One card that is becoming quite popular throughout Canada is the Scotia Momentum VISA card. The Momentum VISA card was created with the thought that some people might prefer getting cash back instead of receiving rewards or points for using it. Like having an extra savings account, the money that you save accrues on your monthly credit card statements for one year. At the end of that 12 month period, the money will either be deposited into your Scotiabank bank account, or it will show up as a credit on your VISA statement.

There are three main categories of businesses that will provide you with 2% cash back on your purchases: grocery stores, service stations, and drug stores. Almost every grocery store chain in Canada participate. It is a similar situation with service stations and drugstores. If you are unsure if your retailer is a participant, you can visit the Scotiabank website and download a comprehensive list.

If you want to, you can arrange to make recurring payments with your Visa card through participating retailers. This means that you should be able to pay your cable, gas, phone, and other utility bills using your card and more importantly, your code. Because of that, you will be able to receive 2% credited back to you on most of your monthly purchases.

By using a Scotia Momentum VISA card, you automatically qualify for a 20% discount on any car rental through Avis. You do not have to rent from Avis in Canada for this discount to be applicable. You can also take advantage of some technology that Scotia built into the Momentum VISA card called payWave. PayWave allows you to visit any participating merchant and wave your VISA card in the air near the cash register to pay your bill. It is designed to make it much easier and more secure for you to walk into a service station or restaurant and pay.

Initial Rewards: 2.99% introductory interest rate on balance transfers for the first 6 months*

On Going Rewards 1st: 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments

On Going Rewards 2nd: 1% cash back on all other eligible everyday purchases

GCR Rebate: 100

GCR Rebate
$100

Initial Rewards
2.99% rate on balance transfers

Credit Needed
Good

CIBC Aventura® Gold Visa* Card

Welcome Offer: Join and get over $1,250 in value including a first year annual fee rebate!†

Here's how You can get over $1,250 in value:

◊ Get a total of up to 40,000 Aventura Points (up to $850 in travel value†):
• 20,000 Aventura Points when you make your first purchase†
• 15,000 Aventura Points when you spend $1,000 monthly or more during the first year.†
• 5,000 Aventura Points as an additional anniversary bonus.†

◊ Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): over $189 value†.

Ongoing Purchase APR : 20.99% †
Ongoing Balance Transfer APR : 22.99% †, 21.99% † (for Quebec residents)
Cash Advance APR : 22.99% †, 21.99% † (for Quebec residents)

◊ Enjoy a Priority Pass Membership and 4 complimentary visits per year at 1,300+ airport lounges†: over $200 value.†

◊ Plus, get a NEXUS◊ Application Fee rebate†: A $50 value†

◊ Plus, enjoy extra valuable travel benefits.

◊ Travel when it’s right for you – your Aventura points don’t expire†

◊ Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features†

◊ Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway

Save on gas with CIBC and Journie Rewards
Link and use your CIBC Aventura Gold Visa Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

• 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†

• 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†

• 1 point for every $1 spent on all other purchases†

†Conditions apply

Initial Rewards: Join and get over $1,250 in value including a first year annual fee rebate†!

On Going Rewards 1st: 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†

On Going Rewards 2nd: 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†

GCR Rebate: 0

GCR Rebate
NA

Initial Rewards
Join and get over $1,250 in value including a first year annual fee rebate†!

Credit Needed
Good

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.

CIBC Aventura® Visa Infinite* Card

Welcome Offer: Join and get over $1,250 in value including a first year annual fee rebate!†

Here's how You can get over $1,250 in value

◊ Get a total of up to 40,000 Aventura Points (up to $850 in travel value†):
• 20,000 Aventura Points when you make your first purchase†
• 15,000 Aventura Points when you spend $1,000 monthly or more during the first year.†
• 5,000 Aventura Points as an additional anniversary bonus.†

◊ Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): over $189 value.†

Ongoing Purchase APR : 20.99% †
Ongoing Balance Transfer APR : 22.99% †, 21.99% † (for Quebec residents)
Cash Advance APR : 22.99% †, 21.99% † (for Quebec residents)

◊ Enjoy a Priority Pass Membership and 4 complimentary visits per year at 1,300+ airport lounges†: over $200 value.†

◊ Plus, get a NEXUS◊ Application Fee rebate†: A $50 value†

◊ Plus, enjoy extra valuable travel benefits.

◊ Travel when it’s right for you – your Aventura points don’t expire†
◊ Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features†
◊ Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway

◊ Save on gas with CIBC and Journie Rewards
Link and use your CIBC Aventura Visa Infinite Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

Initial Rewards: Join and get over $1,250 in value including a first year annual fee rebate†!

On Going Rewards 1st: 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre†

On Going Rewards 2nd: 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores†

GCR Rebate: 0

GCR Rebate
NA

Initial Rewards
Join and get over $1,250 in value including a first year annual fee rebate†!

Credit Needed
Good

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.

CIBC Dividend Platinum® Visa* Card

Get a first-year annual fee rebate for you and up to three Authorized Users † and 10% cash back for the first 4 statements on net purchases of up to $2500.†

After that, get 3% cash back on eligible gas and grocery purchases.†

Save on gas with CIBC and Journie Rewards
Link and use your CIBC Dividend Platinum Visa Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

• 10% cash back for the first 4 statements ($250 cap) & Fee Rebate†

• 3% cash back on eligible gas and grocery purchases†

• 2% cash back on eligible transportation, dining purchases and recurring payments†

• 1% cash back on all other purchases†

• Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®†

†Conditions apply

Initial Rewards: 10% cash back for the first 4 statements ($250 cap) & Fee Rebate†

On Going Rewards 1st: 3% cash back on eligible gas and grocery purchases†

On Going Rewards 2nd: 1% cash back on all other purchases†

GCR Rebate: 0

GCR Rebate
NA

Initial Rewards
10% cash back for the first 4 statements ($250 cap) & Fee Rebate†

Credit Needed
Good

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.

CIBC Dividend® Visa Infinite* Card

Get a first-year annual fee rebate for you and up to three Authorized Users† and 10% cash back for the first 4 statements on net purchases of up to $2500.†

After that, get 4% cash back on eligible gas and grocery purchases.†

Save on gas with CIBC and Journie Rewards
Link and use your CIBC Dividend® Visa Infinite* Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

• Get a 10% cash back welcome bonus (up to $250)† for the first 4 statements on total purchases of up to $2,500.†

• 4% cash back on eligible gas and grocery purchases†

• 2% cash back on eligible transportation, dining purchases and recurring payments†

• 1% cash back on all other purchases†

• Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®†

†Conditions apply

Initial Rewards: Get a 10% cash back welcome bonus (up to $250)† for the first 4 statements on total purchases of up to $2,500.†

On Going Rewards 1st: 4% cash back on eligible gas and grocery purchases†

On Going Rewards 2nd: 1% cash back on all other purchases†

GCR Rebate: 0

GCR Rebate
NA

Initial Rewards
Get a 10% cash back welcome bonus (up to $250)† for the first 4 statements on total purchases of up to $2,500.†

Credit Needed
Good

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.

American Express® AIR MILES®* for Business Card

• Earn a bonus of 2,000 AIR MILES®* Reward Miles when you charge a total of $5,000 in purchases to your Card within your first 3 months of Cardmembership

• You can maximize your cash flow with up to 55 interest-free days and enjoy purchasing power that adjusts dynamically with Card usage

• You can benefit from an exclusive 25% discount on business rewards when you redeem AIR MILES Reward Miles from your Dream balance for rewards from the AIR MILES For Business Rewards catalogue, an online catalogue designed especially with the small business owner in mind

• Earn 1 Mile for every $10 in Card purchases at eligible AIR MILES®* Partners* and 1 Mile for every $15 in Card purchases everywhere else

• Make the most of a suite of business management tools that give you more control over your business anytime and anywhere

• With the American Express® AIR MILES®* for Business Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history. That’s the power of a charge card

• As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid finance charges

• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.

Conditions apply

Initial Rewards: Earn a bonus of 2,000 AIR MILES®* Reward Miles when you charge a total of $5,000 in purchases

On Going Rewards 1st: Earn 1 Mile for every $10 in Card purchases at eligible AIR MILES®* Partners* and 1 Mile for every $15 in Card purchases everywhere else

On Going Rewards 2nd: You can benefit from an exclusive 25% discount on business rewards when you redeem AIR MILES Reward Miles

GCR Rebate: 75

GCR Rebate
$75

Initial Rewards
2,000 AIR MILES®* Reward Miles

Credit Needed
Fair

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® AIR MILES®* for Business Card Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

CIBC Aventura® Visa* Card

Join and get up to $120 in value† for no annual fee.†

◊ Get up to 12,000 Aventura points when you make your first purchase (up to $120 in travel value†)

◊ Here’s how it adds up:
• Get up to 12,000 Aventura Points (up to $120 in travel value†):
• 2,500 Aventura Points when you complete all activities within 60 days of your CIBC Aventura® Visa* account approval.†
• 9,500 Aventura Points after you make your first purchase.

◊ Travel when it’s right for you – your Aventura points don’t expire†

◊ Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features†

◊ Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway

◊ Save on gas with CIBC and Journie Rewards
Link and use your CIBC Aventura Visa Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

• 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre†

• 1 point for every $1 spent at eligible gas stations, grocery stores and drug stores†

• 1 point for every $2 spent on all other purchases†

†Conditions apply

Initial Rewards: Up to $120 in travel value†

On Going Rewards 1st: 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre†

On Going Rewards 2nd: 1 point for every $1 spent at eligible gas stations, grocery stores and drug stores†

GCR Rebate: 0

GCR Rebate
NA

Initial Rewards
Up to $120 in travel value†

Credit Needed
Good

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.

CIBC Dividend® Visa* Card

Get 5% cash back for the first 4 statements on net purchases of up to $2,000 (up to $100 cash back).†

After that, get 2% cash back on eligible grocery purchases and up to 1% on everyday purchases like books, movies, food and more†!

• Get 5% cash back for the first 4 statements (Up to $100 cash back)†

• 2% cash back on eligible grocery purchases

• 1% cash back on eligible gas, transportation, dining purchases and recurring payments†

• 0.5% cash back on all other purchases†

• Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®

Save on gas with CIBC and Journie Rewards
Link and use your CIBC Dividend Visa Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

†Conditions apply

Initial Rewards: Get 5% cash back for the first 4 statements (Up to $100 cash back)†

On Going Rewards 1st: 2% on eligible groceries

On Going Rewards 2nd: 1% cash back on eligible gas, transportation, dining purchases and recurring payments†

GCR Rebate: 0

GCR Rebate
NA

Initial Rewards
Get 5% cash back for the first 4 statements (Up to $100 cash back)†

Credit Needed
Good

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.

HSBC +Rewards™ Mastercard®

Earn up to 35,000 points* ($175 travel value) PLUS a full annual fee rebate for the primary cardholder for the first year ($25 value). Must apply by October 31, 2022. Conditions apply.

Get up to $200 in total value* for the first year! Must apply by Oct 31, 2022. Conditions apply.

Earn 2 Points for every $1 spent on eligible dining or entertainment purchases

HSBC's lowest interest rate for purchases, cash advances and balance transfers

Price Protection Service - find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item

Primary Cardholder Annual Fee: $25

Annual Interest on Purchases: 11.9%

Annual Interest on Cash Advances and Balance Transfers: 11.9%

Authorized User Annual Fee: $10 Per Card

*Terms and Conditions apply

®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to license

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer).

Initial Rewards: 2x Rewards on eligible dining and entertainment.

On Going Rewards 1st:

On Going Rewards 2nd: 11.9% our lowest interest rate for purchases, cash advances and balance transfers

GCR Rebate: 100

GCR Rebate
$100

Initial Rewards
Earn 30,000 Points ($150 travel value) when you spend $2,000 in the first 180 days of account opening

Credit Needed
Fair

CIBC Select Visa* Card

• Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee† and a first year annual fee rebate†

Check full offer details below†

Transfer your credit card balance and get 0% interest for up to 10 months with a 1% transfer fee†

• Transfer up to 50% of your assigned credit limit†

• If you choose to carry a balance and you make your minimum payments on time, a balance transfer could save you money on interest

• Take advantage of this 0% introductory interest rate on balance transfers for your first 10 months. You’ll only have to pay a 1% fee† when you transfer your balance from another card to the CIBC Select Visa Card

• This balance transfer offer is only available at the time of your online application.† Simply tick the checkbox to select the balance transfer option when you’re filling out your application

Once you take advantage of this offer, you will have a promotional rate balance on your account. As a result, you will lose your interest-free grace period on new purchases unless you pay your amount due, including any promotional rate balances, in full each month. While you will enjoy the promotional rate on the balances you transfer by using this offer, new purchases will be subject to the purchase interest rate.

Save on gas with CIBC and Journie Rewards
Link and use your CIBC Select Visa Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

†Conditions apply

Initial Rewards: Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee† and a first year annual fee rebate†

On Going Rewards 1st: Low interest rate of 13.99% on purchases and cash advances

On Going Rewards 2nd: Ideal for consolidating your balances onto one card

GCR Rebate: 0

GCR Rebate
NA

Initial Rewards
Get 0% interest for up to 10 months with a 1% transfer fee†

Credit Needed
Good

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.

GCR Rebate

Initial Rewards

Credit Needed

	MBNA Alaska Airlines World Elite® Mastercard® credit card		$50		30,000 bonus miles††		Good
			30,000 bonus miles†† and Alaska`s Famous Companion Fare™ from $121 (USD)

	American Express® Cobalt™ Credit Card		$100		Earn 2,500 Membership Rewards® points		Fair
			In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year

Please wait one month before any missing rebate inquiries.

Card Type	Credit
Annual Fee	$12.99 per month of Cardmembership ($155.88 annually)
Additional Card Fee	$0
Cash Advance Rate	21.99%*
Balance Transfer?	No
Late Fee	N/A

FEATURES

• In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year

• 30,000 points is enough for:
□ $300 in statement credits redeemed towards purchases charged to your Card or
□ $225 in American Express® Prepaid Cards

	Tangerine Money-Back Credit Card		$125		Earn an extra 15% back (up to $150)		Fair
			Earn an extra 15% back (up to $150) when you spend up to $1,000 in everyday purchases within your first 2 months.

	The Marriott Bonvoy® American Express®* Card		$60		50,000 Marriott Bonvoy™ points		Good
			Earn 50,000 Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time Marriott Bonvoy™ American Express® Card
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

	Scotia Momentum® VISA* Infinite card		$125		Earn 10% cash back on all purchases for the first 3 months		Excellent
			Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1

	MBNA Alaska Airlines Platinum Plus® Mastercard®		$50		20,000 bonus miles††		Good
			20,000 bonus miles†† and Alaska`s Famous Companion Fare™ from $121 (USD)

***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec.

A new Alaska Airlines Platinum Plus® Mastercard® credit card could take you places. If approved, you could receive new benefits and start earning more Mileage Plan™ miles.

• 20,000 bonus miles†† and Alaska's Famous Companion Fare™ from $121 (USD) ($99 plus taxes and fees from $22)◊◊ after you make $1,000 or more in eligible purchases within the first 90 days of your account opening.

• Every year on your account anniversary buy one round trip and get Alaska's Famous Companion Fare™ from $121 (USD) ($99 plus taxes and fees from $22)◊◊ on Alaska Airlines. There are no blackout dates.

• Earn 3 miles‡ for every $1 charged to your Alaska Airlines Mastercard credit card on tickets, vacation packages, and cargo services from Alaska Airlines.

• Earn 1 mile‡ for every $1 spent on other eligible purchases.

• Earn and redeem‡ Alaska Mileage Plan miles on global airline partners of Alaska Airlines to 900+ destinations.

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪and access cheques, and 22.99% on cash advances

• $75 annual fee

* Visit Alaska Airlines MasterCard website application page for further details

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

†† To qualify for this offer, an applicant must be approved for a Platinum card and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for bonus Miles to be posted to your Mileage Plan account. Account must be open and active on posting/delivery date to qualify for bonus Miles. Limit one-time bonus Miles offer (no cash value) per new account. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered by MBNA and may be amended or cancelled at any time without notice. Additional bonus Miles may be awarded if a completed application is submitted to an Alaska Airlines employee.

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Miles will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of Miles, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt. Accumulated Miles can only be redeemed in accordance with the Alaska Airlines Mileage Plan program (the “Alaska Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the Alaska Program. Please visit www.alaskaair.com for complete Alaska Program terms and conditions.

◊◊ Companion Certificates can only be used for a coach class seat on an Alaska Airlines operated flight with the purchase of another ticket on the same Alaska Airlines flight within or between the continental United States, Alaska, Canada, Hawaii or Mexico. To obtain the Companion Certificate in the first year of the account, the credit card application must be approved and a single or combination of purchase transactions totaling at least one thousand Canadian dollars (CAD 1,000) must be made using such account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8-10 weeks from the transaction date for the Companion Certificate to be delivered. To qualify for the Companion Certificate in the second and subsequent years of the account, the account must be open and active on the account anniversary. Reissues, fraud, lost/stolen and reopened accounts do not qualify for this offer. This promotion is offered exclusively by Alaska Airlines. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion. For a complete explanation of this benefit, please visit www.alaskaair.com.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

	Scotiabank®* Gold American Express® Card		$125		Up to 40,000 bonus Scene+ points		Good
			Earn up to 40,000 bonus Scene+ points in your first year (that’s up to $400 towards travel)

	MBNA Best Western Mastercard® credit card		$50		20,000 Points		Good
			Earn 20,000 Best Western Rewards® points†† on your first purchase – enough for a free night stay

***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Reward yourself with a free night's stay. You could get a FREE night with the Best Western Rewards® Mastercard® credit card‡

• Earn 1 Best Western Rewards® point for every $1 in eligible purchases‡

• Earn 5 Best Western Rewards® points for every $1 in eligible purchases at Best Western properties‡

• Earn 20,000 Best Western Rewards® points†† on your first purchase – enough for a free night stay

• You will be awarded "Gold Status" upon first use of your credit card and "Diamond Status" when you spend $10,000 in eligible purchases within one year◊◊

• No limit to the Best Western Rewards® points that can be earned using the credit card in a year

• Use your Best Western Rewards® points in many ways – hotel stays, dining, gift cards and more.

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪and access cheques, and 22.99% on cash advances

• No annual fee

* Visit the MBNA application page for further details

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

‡ These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt. Accumulated points can only be redeemed in accordance with the Best Western Rewards Program. The Toronto-Dominion Bank has no liability or responsibility for any aspect of the Best Western Rewards Program. Please visit www.bestwestern.com/bwrterms, call Best Western at 1-800-237-8483 or contact Best Western by mail at P.O. Box 42007, Phoenix, AZ, 85080-2207 for complete Best Western Rewards® Program terms and conditions.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. The account must be used for at least one eligible transaction within the first 90 days of account opening that is not subsequently rescinded, the subject of a charge back request or otherwise disputed. Please allow 8–10 weeks from the transaction date for bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account. This promotion is offered by Best Western and may be amended or cancelled at any time without notice. The Toronto-Dominion Bank is not responsible or liable for any aspect of this promotion.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. Each Best Western® branded hotel is independently owned and operated. Best Western and the Best Western marks are service marks or registered service marks of Best Western International, Inc.

	Tangerine World Mastercard®		$125		Earn an extra 10% back* (up to $100)		Fair
			Earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months

	The Marriott Bonvoy® Business American Express®* Card		$75		50,000 Bonus Marriott Bonvoy™ points		Fair
			Earn 50,000 Welcome Bonus points after you charge $1,500 in purchases to your Card in your first three months

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time Marriott Bonvoy™ Business American Express® Card
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

	American Express® Gold Rewards Card		$120		50,000 Membership Rewards® points		Good
			Welcome Bonus of up to 50,000 Membership Rewards® points

NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type	Credit
Annual Fee	$250
Additional Card Fee	$50 (1 Free Additional Gold Rewards Card)
Cash Advance Rate	21.99%
Late Fee	N/A

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

	American Express® AIR MILES®* Platinum Credit Card		$10		2,000 AIR MILES®* Bonus Miles		Good
			Welcome Bonus of 2,000 AIR MILES®* Bonus Miles when you charge a total of $1,500

NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type	Credit
Annual Fee	$120
Additional Card Fee	$0
Cash Advance Rate	21.99%*
Late Fee	N/A

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® AIR MILES Platinum Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

	American Express® Business Edge™ Card		$75		Up to 57,000 Welcome Bonus points		Fair
			Earn up to 57,000 Membership Rewards® bonus points in your first year of Cardmembership

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Edge™ Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

	MBNA True Line® Mastercard® credit card		$40		12.99% on purchases		Good
			Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪and access cheques, and 24.99% on cash advances

***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec.

• No annual fee

• Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪and access cheques, and 24.99% on cash advances

• You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ completed within 90 days of account opening

• Around-the-clock fraud protection

• Use available credit on your credit card to transfer funds right to your chequing account.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

† Promotional Rates:
Balance Transfers: 0.00%
This Promotional Rate applies to any balance transfers made within 90 day(s) of your account opening (each, an "eligible transaction") and will remain in effect for 12 Statement Periods from the transaction date of each eligible transaction. The Promotional Rate will increase and the remaining balance of the eligible transaction will become subject to the Standard Rate for balance transfers either: (1) on the first day of the first Statement Period that occurs after the expiry of the Promotional Rate; or (2) on the first day of the second Statement Period following any late Minimum Payment. Other conditions apply. Offer may be changed, extended or withdrawn at any time, without notice.
Standard Rates:
Purchases: 12.99%
Balance transfers and access cheques: 12.99%
Cash advances: 24.99%

Default Rates:
If your Minimum Payment is late twice within any [12] consecutive Statement Periods (the "change event"), the Standard Rate(s) that apply to your account at that time will increase to the following new Standard Rate(s):
Purchases: 19.99%
Balance transfers and access cheques: 21.99%
Cash advances: 24.99%

The new Standard Rate(s) will apply on the first day of the second Statement Period following the change event. If you then pay each Minimum Payment on time for [12] consecutive Statement Periods ("cure period"), the new Standard Rate(s) will decrease to the Standard Rate(s) that applied on your account at the time of the change event. Such rates will apply on the first day of the first Statement Period that occurs after the cure period.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 3.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back available by Paypal, Amazon Gift Code or by cheque*.
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.

	SimplyCash™ Card from American Express		$20		4% cash back		Good
			4% cash back on purchases for the first 6 months

NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type	Credit
Annual Fee	$0
Additional Card Fee	$0
Cash Advance Rate	21.99%*
Late Fee	N/A

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Card from American Express Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

	SimplyCash™ Preferred Card from American Express		$40		10% cash back		Good
			Earn 10% cash back on all eligible purchases for the first 4 months

NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type	Credit
Annual Fee	$99
Additional Card Fee	$0
Cash Advance Rate	21.99%*
Late Fee	N/A

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Preferred Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

	MBNA Rewards World Elite® Mastercard® credit card		$50		20,000 bonus points††		Good
			20,000 bonus points†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.

***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

• 20,000 bonus points†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.

• 10,000 bonus points††(approximately $80 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening

• Earn 5 points‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point‡ for every $1 on all other eligible purchases

• Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.

• Redeem points‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown

• $120 annual fee. $50 Additional Card Annual Fee for one authorized user (if you have one).

To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. You will earn five (5) points per dollar spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until you spend $50,000 annually (per calendar year) in the applicable category. Other eligible purchases will earn a Base Earn Rate of one (1) point per dollar. Each year, the account will receive Birthday Bonus Points equal to 10% of the total number of Points the account earned in the 12 months before the month of the primary cardholder's birthday, to a maximum Birthday Bonus each year of 15,000 Points. The Birthday Bonus Points will be added to the account before the end of the primary cardholder's birthday month. The redemption rate for Points earned may differ depending on the redemption option chosen. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of Points, and other important conditions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 20,000 points will be awarded if $2,000 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 10,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

†††† To be eligible for a World Elite Account, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater. Additional account qualification criteria apply as set out in this application.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

***Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy MBNA-0620. To be eligible for Mobile Device Insurance you must use your Account to pay all of your monthly mobile bill payments and any upfront costs or pay at least 75% of the purchase price with your Account when paying the full cost of your mobile device up front. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your Guide to Coverage. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

	NEO Credit Card		$45		Sign up in 3 minutes		Good
			Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.

	National Bank Allure Mastercard®		$35				Fair

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

	National Bank ECHO® Cashback Mastercard®		$35				Fair

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

	National Bank MC1 Mastercard®		$35				Fair

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

	National Bank mycredit Mastercard®		$35				Fair

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

	National Bank Platinum Mastercard®		$50		Get 20,000 rewards points		Good
			Get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

	National Bank Syncro Mastercard®		$35				Fair

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

	National Bank World Elite® Mastercard®		$50		Get 20,000 rewards points		Excellent
			Get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening

CONDITIONS – PROMOTION ON CARDS WITH REWARDS POINTS

20,000 reward points and savings on annual fees for the first year*

Promotion valid from February 14, 2022 to May 31, 2022 for the National Bank Platinum, World and World EliteTM Mastercard TM credit cards. To take advantage of this offer, you must sign up for an eligible National Bank credit card by May 31, 2022.

Savings on annual fees for the first year:

The annual fees for the card will be refunded for the first year for the main cardholder and for the first authorized user added to the account. To receive the annual fee refund for the first authorized user, they must be added on the account opening application. Annual fees will appear as a charge and credit on the 4th statement, at the latest, after your account is opened.

The primary cardholder is responsible for all charges to the account, including those incurred by authorized users.

Bonus rewards points:

The 20,000 rewards points given under this promotion will be credited to the credit card account in a single payment no later than the 5th statement following the account opening:

Platinum, World and or World EliteTM MastercardTM credit cards: get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening.

The account must be in good standing at the time the annual fees are refunded and bonus rewards points are applied.

The net purchases charged to the card are calculated over a period of three months, starting at account opening. For example, if the account is opened March 15, 2022, the account holder will have until June 15, 2022 to charge the required amount of purchases to the account and obtain the bonus rewards points.   

Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller's cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation.  

Eligibility and terms and conditions 

This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. There is a limit of 20,000 rewards points per eligible credit card account during the promotional period, regardless of the number of credit cards associated with the account.  It cannot be combined with any other National Bank credit card promotion. Employees of National Bank and its subsidiaries and entities are not eligible for this promotion. The promotion may be modified, extended or cancelled, without prior notice, at any time.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

	National Bank World Mastercard®		$50		Get 20,000 rewards points		Good
			Get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening

CONDITIONS – PROMOTION ON CARDS WITH REWARDS POINTS

20,000 reward points and savings on annual fees for the first year*

Promotion valid from February 14, 2022 to May 31, 2022 for the National Bank Platinum, World and World EliteTM Mastercard TM credit cards. To take advantage of this offer, you must sign up for an eligible National Bank credit card by May 31, 2022.

Savings on annual fees for the first year:

The annual fees for the card will be refunded for the first year for the main cardholder and for the first authorized user added to the account. To receive the annual fee refund for the first authorized user, they must be added on the account opening application. Annual fees will appear as a charge and credit on the 4th statement, at the latest, after your account is opened.

The primary cardholder is responsible for all charges to the account, including those incurred by authorized users.

Bonus rewards points:

The 20,000 rewards points given under this promotion will be credited to the credit card account in a single payment no later than the 5th statement following the account opening:

Platinum, World and or World EliteTM MastercardTM credit cards: get 20,000 rewards points if $3,000 in net purchases are charged to the credit card account within the first three months following account opening.

The account must be in good standing at the time the annual fees are refunded and bonus rewards points are applied.

The net purchases charged to the card are calculated over a period of three months, starting at account opening. For example, if the account is opened March 15, 2022, the account holder will have until June 15, 2022 to charge the required amount of purchases to the account and obtain the bonus rewards points. 

  Net purchases refer to the amount in purchases charged to the account less returns and refunds. Annual fees, balance transfers, cash advances (including transactions that can be converted directly to cash, such as money orders, traveller's cheques and gambling transactions), interest charges and any other fees and adjustments are not considered purchases and are therefore not included in the calculation.  

Eligibility and terms and conditions 

This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months. There is a limit of 20,000 rewards points per eligible credit card account during the promotional period, regardless of the number of credit cards associated with the account.  It cannot be combined with any other National Bank credit card promotion. Employees of National Bank and its subsidiaries and entities are not eligible for this promotion. The promotion may be modified, extended or cancelled, without prior notice, at any time.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

	Scotiabank SCENE® VISA* card		$60		5,000 bonus Scene+ points		Good
			Earn 5,000 bonus Scene+ points with your first $750 in everyday purchases in first 3 months◊

	MBNA Smart Cash Platinum Plus® Mastercard®		$50		5% Cash Back††		Good
			Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months

***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Accelerate cash back on common purchases!

• No annual fee

• Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

• Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)

• Get 0.5% Cash Back‡ for all other eligible purchases

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee. Apply now for the Smart Cash® credit card.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. MBNA Dollars will be awarded on eligible transactions charged to your account. There is a monthly spend cap of $500 on the earn rate for eligible gas and grocery purchases. Once the monthly spend cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of MBNA Dollars, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. For the first six (6) months after the account is opened (the “Bonus Period“), eligible gas and grocery purchases will earn 5% in MBNA Dollars until the total gas and grocery purchases in the applicable month reaches $500 (the "Gas and Groceries Monthly Spend Cap"). Once the Gas and Groceries Monthly Spend Cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Please allow 8–10 weeks from the transaction date for bonus MBNA Dollars to be posted to your MBNA Dollars account. Limit one-time bonus MBNA Dollars offer per new account. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

	Business Platinum Card® from American Express®		$150		80,000 Welcome Bonus points		Excellent
			Earn a Welcome Bonus of 80,000 points when you charge $6,000 in purchases within the first three months

NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type	Card with No Pre-set Spending Limit
Annual Fee	$499 which may be tax deductible.
Additional Card Fee	$199 annually for Business Platinum Cards®; $50 annually for Business Gold Cards®
Cash Advance Rate	N/A
Late Fee	N/A

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Platinum Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

	American Express® Business Gold Rewards Card		$125		70,000 Welcome Bonus points		Good
			Welcome Bonus of 70,000 points when you charge $5,000 in purchases

NOTE : American Express® reports approvals on the second week of each month. Please wait one month before any missing rebate inquiries.

Card Type	Card with No Pre-set Spending Limit
Annual Fee	$199
Additional Card Fee	$50
Cash Advance Rate	N/A
Late Fee	N/A

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

	Walmart Rewards™ Mastercard®		$20		Up to $25 sign up bonus from Walmart		Fair
			Up to $25 sign up bonus from Walmart. See application page for details.

	Walmart Rewards™ World Mastercard®		$20		Up to $25 sign up bonus from Walmart		Good
			Up to $25 sign up bonus from Walmart. See application page for details.

Easy to apply, easy to earn Walmart Reward Dollars™ when you use your card.

Earn big rewards in store, online, at gas stations, and pretty much everywhere else you shop – all with no annual fees. Then use your rewards like cash* on anything Walmart sells.

• Up to $25 sign up bonus from Walmart. See application page for details.

• There’s no limit to how much you can earn
• 3% in rewards for purchases at Walmart.ca
• 1.25% in rewards for purchases at any Walmart store in Canada
• 1.25% in rewards for purchases at gas stations
• 1% in rewards everywhere else
• Every Walmart Reward Dollar™ you earn is another dollar for you to redeem at Walmart

	PC® Mastercard®		$0		Get 20,000 points.		Fair
			Get 20,000 points with a new PC® Mastercard®.

Cash Back Not Available from GCR.

The credit card features and benefits are provided by President’s Choice Bank, provider of the PC® Mastercard®.

Offer not available in Quebec.

	PC® World Elite Mastercard®		$0		Get 20,000 points.		Fair
			Get 20,000 points with a new PC® Mastercard®.

Cash Back Not Available from GCR.

The credit card features and benefits are provided by President’s Choice Bank, provider of the PC® Mastercard®.

Offer not available in Quebec.

	PC® World Mastercard®		$0		Get 20,000 points.		Fair
			Get 20,000 points with a new PC® Mastercard®.

Cash Back Not Available from GCR.

The credit card features and benefits are provided by President’s Choice Bank, provider of the PC® Mastercard®.

Offer not available in Quebec.

	Scotia Momentum® No-Fee VISA card		$55		Earn 5% cash back on all purchases		Good
			Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases)

	Scotiabank Value® VISA* card		$100		0.99% for balance transfers		Good
			0.99% introductory interest rate on balance transfers for the first 6 months*

	MBNA True Line® Gold Mastercard® credit card		$40		8.99% on purchases		Good
			Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪and access cheques, and 24.99% on cash advances

***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec.

• $39 annual fee

• Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪and access cheques, and 24.99% on cash advances

• Around-the-clock-fraud protection

• Access to 24/7 customer service

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 3.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

	MBNA Harley-Davidson® Mastercard® Credit Card		$50				Good

***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec.

Use your card for eligible purchases and you may be entered in a quarterly Harley-Davidson motorcycle draw^"

• Earn 1 Genuine Rewards Point for every $2 in eligible purchases‡

• Redeem your points for Harley Chrome® Cash‡ to be used at participating Harley-Davidson Canadian retailers

• Use your card for eligible purchases and you may be entered in a quarterly Harley-Davidson motorcycle draw^

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪and access cheques, and 22.99% on cash advances

• No annual fee

* Visit the MBNA application page for further details

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

Standard Rates: Purchases: 19.99%
Balance transfers and access cheques: 22.99%
Cash advances: 22.99%

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

^No purchase necessary. Contest closes at 11:59 PM ET on December 31, 2022. Automatically receive one (1) entry for each eligible Harley-Davidson® Mastercard® credit card purchase made during each of the Promotional Periods (Promotional Period 1 = Jan 1 to Mar 31, 2022, 11:59 PM ET, Promotional Period 2 = Apr 1 to Jun 30, 2022, 11:59 PM ET, Promotional Period 3 = Jul 1 to Sep 30, 2022, 11:59 PM ET, Promotional Period 4 = Oct 1 to Dec 31, 2022, 11:59 PM ET). Four (4) prizes available to be won (ARV ranges between $12,499 and $18,499). Odds of winning depend on the number of eligible entries received/stamped (as outlined in the Official Rules) during each Promotional Period. Open to Canadian residents who are Harley-Davidson® Mastercard® credit card holders and have reached the age of majority at the time of entry. Skill-testing question required. For full rules, including no purchase entry details, visit https://www.mbna.ca/document/PDF/MBNA-Harley-Davidson-ContestRulesAndRegulations.pdf. Opt-out: If you do not wish to be entered into the Contest, you must indicate your preference to opt-out by contacting Sponsor (and/or its applicable division(s)) by (I) telephone at 1-888-876-6262 (toll-free – Monday to Sunday, 7 a.m. to 12 a.m. ET) or (II) mail at MBNA Harley-Davidson Mastercard 2022 Contest Opt-out, 23 Prince Andrew Place, Toronto, Ontario, M3C 2H2.

‡These are highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, periodic draws for new Harley-Davidson® Motorcycles, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions upon receipt. Accumulated points can only be redeemed in accordance with the Harley-DavidsonTM Rewards Program (the “H-D Program”). The Toronto-Dominion Bank has no liability or responsibility for any aspect of the H-D Program. Please visit www.harley-davidson.com for complete Harley-DavidsonTM Rewards Program terms and conditions.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ©2021 H-D or its affiliates. HARLEY-DAVIDSON, HARLEY, H-D, and the Bar and Shield Logo are among the trademarks of H-D U.S.A., LLC. Third-party trademarks are the property of their respective owners.

IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back available by Paypal, Amazon Gift Code or by cheque*.
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.

	Scotiabank Passport™ Visa Infinite* Card		$125		Up to 30,000 bonus Scene+ points		Excellent
			Earn up to 30,000 bonus Scene+ points in your first year (that’s up to $300 towards travel )‡

	MBNA Rewards Platinum Plus® Mastercard®		$50		4 points†† for every $1 spent		Good
			4 points†† for every $1 spent on eligible gas, groceries and restaurant purchases during the first 90 days

***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

• Earn 4 points†† for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases during the first 90 days, and 2 points‡ for every $1 spent on eligible purchases in those categories thereafter – in both cases, these earn rates apply until $10,000 is spent annually in the applicable category. 1 point‡ for every $1 spent on all other eligible purchases

• 5,000 bonus points†† ($25 in cash back value) after you make $500 or more in eligible purchases within the first 90 days of your account opening

• 5,000 bonus points†† ($25 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening

• Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points

• Redeem points‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown

• No annual fee

Apply for the MBNA Rewards Platinum Plus® Mastercard®.

* Visit the MBNA application page for further details

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. The account will earn two (2) points per dollar spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until you spend $10,000 annually (per calendar year) in the applicable category. Other eligible purchases will earn a Base Earn Rate of one (1) point per dollar. Each year, the account will receive Birthday Bonus Points equal to 10% of the total number of Points the account earned in the 12 months before the month of the primary cardholder's birthday, to a maximum Birthday Bonus each year of 10,000 Points. The Birthday Bonus Points will be added to the account before the end of the primary cardholder's birthday month. The redemption rate for Points earned may differ depending on the redemption option chosen. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of Points, and other important conditions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. Welcome bonus of 5,000 points will be awarded if $500 in eligible Purchases are made on your Account within the first 90 days of account opening that are not subsequently rescinded, the subject of a charge back request(s) or otherwise disputed. In order to obtain a "Paperless Bonus" of 5,000 bonus points, you must enroll in online banking at www.mbna.ca and consent to Paperless Statements for the account within the first 90 days of account opening, and not subsequently rescind such enrollment throughout this period. For the double the points on restaurant, grocery, digital media, membership, and household utility Purchases offer, for the first 90 days after account opening you will earn an additional 2 points/$1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases (on top of the regular earn rate of 2 points/$1 spent on such purchases as indicated in the Program terms and conditions), subject to a maximum annual cap of $10,000 in each category. Please allow 8-10 weeks for the applicable bonus points to be posted to your points account. Limit one-time bonus point offer (no cash value) per new account for each bonus point offer. This offer is not available to residents of Quebec. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00 % OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

***Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy MBNA-0620. To be eligible for Mobile Device Insurance you must use your Account to pay all of your monthly mobile bill payments and any upfront costs or pay at least 75% of the purchase price with your Account when paying the full cost of your mobile device up front. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your Guide to Coverage. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

	HSBC World Elite® Mastercard®		$125		Earn up to 100,000 Points* ($500 travel value)		Good
			Earn up to 100,000 Points* ($500 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year ($149 value)

	MBNA Smart Cash® World Mastercard®		$50		5% Cash Back††		Good
			Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months

***IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Accelerate cash back on common purchases!

• Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

• Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)

• Get 1% Cash Back‡ for all other eligible purchases

• $39 annual fee

• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

• Your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater††††

Take advantage of a card that provides Cash Back on eligible purchases. Apply now for the Smart Cash® World credit card.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the "Apply" link.

‡ These are highlights of the credit card rewards program (the "Program") associated with this credit card account. MBNA Dollars will be awarded on eligible transactions charged to your account. There is a monthly spend cap of $500 on the earn rate for eligible gas and grocery purchases. Once the monthly spend cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Complete terms and conditions describing Program eligibility, accrual, earn limits, and redemption of MBNA Dollars, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

†† To qualify for this offer, an applicant must be approved for the specific credit card account described in the offer. For the first six (6) months after the account is opened (the “Bonus Period“), eligible gas and grocery purchases will earn 5% in MBNA Dollars until the total gas and grocery purchases in the applicable month reaches $500 (the "Gas and Groceries Monthly Spend Cap"). Once the Gas and Groceries Monthly Spend Cap has been reached, eligible gas and groceries purchases will only earn the Base Earn Rate. Please allow 8–10 weeks from the transaction date for bonus MBNA Dollars to be posted to your MBNA Dollars account. Limit one-time bonus MBNA Dollars offer per new account. This promotion is offered by MBNA and may be amended or cancelled at any time without notice.

†††† To be eligible for a World Account, your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater. Additional account qualification criteria apply as set out in this application.

✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 1.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group).

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.

	American Express® AIR MILES®* Gold Business Card		$25		150 Bonus AIR MILES®* Reward Miles		Fair
			150 Bonus AIR MILES®* Reward Miles when you spend $1,000

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® AIR MILES®* Gold Business Card Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

	Scotia Momentum® VISA* card		$100		2.99% rate on balance transfers		Good
			2.99% introductory interest rate on balance transfers for the first 6 months*

	CIBC Aventura® Gold Visa* Card		$0		Join and get over $1,250 in value including a first year annual fee rebate†!		Good
			Join and get over $1,250 in value including a first year annual fee rebate†!

Welcome Offer: Join and get over $1,250 in value including a first year annual fee rebate!†

Here's how You can get over $1,250 in value:

◊ Get a total of up to 40,000 Aventura Points (up to $850 in travel value†):
• 20,000 Aventura Points when you make your first purchase†
• 15,000 Aventura Points when you spend $1,000 monthly or more during the first year.†
• 5,000 Aventura Points as an additional anniversary bonus.†

◊ Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): over $189 value†.

Ongoing Purchase APR : 20.99% †
Ongoing Balance Transfer APR : 22.99% †, 21.99% † (for Quebec residents)
Cash Advance APR : 22.99% †, 21.99% † (for Quebec residents)

◊ Enjoy a Priority Pass Membership and 4 complimentary visits per year at 1,300+ airport lounges†: over $200 value.†

◊ Plus, get a NEXUS◊ Application Fee rebate†: A $50 value†

◊ Plus, enjoy extra valuable travel benefits.

◊ Travel when it’s right for you – your Aventura points don’t expire†

◊ Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features†

◊ Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway

Save on gas with CIBC and Journie Rewards
Link and use your CIBC Aventura Gold Visa Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.

	CIBC Aventura® Visa Infinite* Card		$0		Join and get over $1,250 in value including a first year annual fee rebate†!		Good
			Join and get over $1,250 in value including a first year annual fee rebate†!

Welcome Offer: Join and get over $1,250 in value including a first year annual fee rebate!†

Here's how You can get over $1,250 in value

◊ Get a total of up to 40,000 Aventura Points (up to $850 in travel value†):
• 20,000 Aventura Points when you make your first purchase†
• 15,000 Aventura Points when you spend $1,000 monthly or more during the first year.†
• 5,000 Aventura Points as an additional anniversary bonus.†

◊ Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): over $189 value.†

Ongoing Purchase APR : 20.99% †
Ongoing Balance Transfer APR : 22.99% †, 21.99% † (for Quebec residents)
Cash Advance APR : 22.99% †, 21.99% † (for Quebec residents)

◊ Enjoy a Priority Pass Membership and 4 complimentary visits per year at 1,300+ airport lounges†: over $200 value.†

◊ Plus, get a NEXUS◊ Application Fee rebate†: A $50 value†

◊ Plus, enjoy extra valuable travel benefits.

◊ Travel when it’s right for you – your Aventura points don’t expire†
◊ Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features†
◊ Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway

◊ Save on gas with CIBC and Journie Rewards
Link and use your CIBC Aventura Visa Infinite Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.

	CIBC Dividend Platinum® Visa* Card		$0		10% cash back for the first 4 statements ($250 cap) & Fee Rebate†		Good
			10% cash back for the first 4 statements ($250 cap) & Fee Rebate†

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.

	CIBC Dividend® Visa Infinite* Card		$0		Get a 10% cash back welcome bonus (up to $250)† for the first 4 statements on total purchases of up to $2,500.†		Good
			Get a 10% cash back welcome bonus (up to $250)† for the first 4 statements on total purchases of up to $2,500.†

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.

	American Express® AIR MILES®* for Business Card		$75		2,000 AIR MILES®* Reward Miles		Fair
			Earn a bonus of 2,000 AIR MILES®* Reward Miles when you charge a total of $5,000 in purchases

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® AIR MILES®* for Business Card Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

	CIBC Aventura® Visa* Card		$0		Up to $120 in travel value†		Good
			Up to $120 in travel value†

Join and get up to $120 in value† for no annual fee.†

◊ Get up to 12,000 Aventura points when you make your first purchase (up to $120 in travel value†)

◊ Here’s how it adds up:
• Get up to 12,000 Aventura Points (up to $120 in travel value†):
• 2,500 Aventura Points when you complete all activities within 60 days of your CIBC Aventura® Visa* account approval.†
• 9,500 Aventura Points after you make your first purchase.

◊ Travel when it’s right for you – your Aventura points don’t expire†

◊ Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features†

◊ Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway

◊ Save on gas with CIBC and Journie Rewards
Link and use your CIBC Aventura Visa Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.

	CIBC Dividend® Visa* Card		$0		Get 5% cash back for the first 4 statements (Up to $100 cash back)†		Good
			Get 5% cash back for the first 4 statements (Up to $100 cash back)†

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.

	HSBC +Rewards™ Mastercard®		$100		Earn 30,000 Points ($150 travel value) when you spend $2,000 in the first 180 days of account opening		Fair
			2x Rewards on eligible dining and entertainment.

	CIBC Select Visa* Card		$0		Get 0% interest for up to 10 months with a 1% transfer fee†		Good
			Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee† and a first year annual fee rebate†

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
Not available in Quebec.

Credit Card Coach

Credit Card Comparison

GCR INFO

GCR LINKS

HELP