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Giftcards.com

Carte de crédit à faible taux d'intérêt

AVANTAGES

Taux réduits
Achats garantis*
Achats protégés en cas de vol ou de bris*

Taux de Base: 7,20%

Taux variable: taux de base + 4% (8,90% min) (achats)
Taux variable: taux de base + 8% (12,90% min) (transferts de solde et avances de fonds)

Banque Nationale se classe au 1er rang parmi les institutions émettrices de cartes de crédit en matière d’expérience client selon l’indice CX Forrester1

Légales

Modalités de crédit
Délai de grâce : aucun intérêt n’est imputé sur les achats effectués pendant le mois si le titulaire acquitte le montant intégral de son compte dans les vingt et un (21) jours suivant la date du relevé de compte. Ce délai de grâce ne s’applique pas aux avances de fonds et aux transferts de solde. Paiement minimum : si le solde de votre compte est inférieur à 10 $, vous devez payer le solde en entier. Si vous résidez dans la province de Québec, votre paiement minimum correspond à 5 % du solde de votre compte, plus tout montant en retard ou à 10 $, soit le montant le plus élevé des deux. Si vous résidez à l'extérieur du Québec, votre paiement minimum correspond à 2,5 % du solde du compte de carte de crédit, plus tout montant en retard ou 10 $, soit le montant le plus élevé des deux. Relevé de compte : un relevé de compte est envoyé mensuellement.

Tableau d'exemples des frais de crédit calculés sur une période de 30 jours

Taux d’intérêt annuel	Solde moyen
	500 $	3 000 $
22,49 %	9,24 $	55,45 $
20,99 %	8,63 $	51,76 $
12,9 %	5,30 $	31,81 $
8,9 %span>	3,66 $	21,95 $

*Taux d’intérêt variable en vigueur au 1er septembre 2021.

Les transferts de solde et avances de fonds sont sous réserve d’une approbation de crédit de la Banque Nationale. Chaque montant transféré ne peut être inférieur à 250 $.

Les taux d’intérêts
« Taux de base » signifie le taux d’intérêt annuel variable que la Banque annonce publiquement de temps à autre comme taux de référence servant à établir le taux d’intérêt sur les prêts à demande en dollars canadiens que la Banque consent au Canada.
Le taux d’intérêt de la carte SYNCRO se compose d’un taux de base variable fixé par la Banque Nationale, auquel s’ajoute un taux d’ajustement de 4 % pour les achats et de 8 % pour les transferts de soldes et avances de fonds. Veuillez noter que le taux d’intérêt annuel de la carte SYNCRO ne pourra jamais être inférieur à 8,9 % pour les achats et de 12,9 % pour les transferts de soldes et avances de fonds.

Assurance achats et garantie prolongée
Ces protections s'appliquent pourvu que les achats ou dépenses visés soient portés au compte de carte de crédit Syncro de la Banque Nationale. La prolongation de garanties s’applique sur la majorité des articles neufs achetés avec la carte, au Canada ou à l’étranger pour autant que la garantie du fabricant soit existante et valable au Canada. Certaines conditions et restrictions s’appliquent. Pour plus d’information et de détails concernant votre couverture d’assurance, veuillez consulter le certificat d’assurance lié à votre carte.

Initial Rewards:

On Going Rewards 1st:

On Going Rewards 2nd:

GCR Rebate: 35

GCR Rebate
$35

Initial Rewards
NA

Credit Needed
NA

• Ne parcourez pas ou ne quittez pas la page de candidature avant qu'elle ne soit terminée.
• Veuillez cliquer à nouveau depuis GCR si la session expire.
• Doit postuler en ligne.
• La remise en argent provient de GCR et sera appliquée à votre compte GCR après l'approbation de la carte.
• Remise en argent non offerte aux titulaires de carte récurrents de la même carte.

• REMARQUE: Vous devez répondre à GCR dans les 3 mois pour signaler un rabais manquant, sinon le rabais est annulé.

American Express® Cobalt Card

Earn up to 15,000 Membership Rewards points

In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards^® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets!

FEATURES

Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.
Earn 3x the points on eligible streaming subscriptions in Canada.
Earn 2x the points on eligible ride shares, transit & gas in Canada.
Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online.
Earn 1x point for every $1 in Card purchases everywhere else.
Enjoy access to hotel bookings, a room upgrade (when available), 12pm check-in and late check-out (when available), and up to $100 USD hotel credit to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel.
Transfer points 1:1 to several frequent flyer and other loyalty programs.
Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events.
Access Front Of The Line^® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express^® Experiences.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Initial Rewards: Earn 1,250 Membership Rewards® points for each monthly billing period when you spend $750 in purchases on your Card.

On Going Rewards 1st: Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery

On Going Rewards 2nd: Earn 2x the points on eligible ride shares, transit & gas in Canada

GCR Rebate: 100

GCR Rebate
$100

Initial Rewards
15,000 Membership Rewards® points

Credit Needed
Fair

USE OF ANY PROMO CODE WILL VOID THE REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Cobalt Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

American Express® Gold Rewards Card

Use of any promo code will void the rebate

Earn up to 60,000 Membership Rewards^® points

New American Express^® Gold Rewards Cardmembers, earn 5,000 Membership Rewards^® points for each monthly billing period in which you spend $1,000 in net purchases on your Card

This could add up to 60,000 points in a year. That’s up to $600 towards your next vacation.

FEATURES

Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more

Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else

The Card is now available in your choice of Gold or Rose Gold metal options

Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card

You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online

As a Gold Rewards Cardmember, you can receive complimentary membership in Priority Pass™ – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply

Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used

Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit

Transfer points 1:1 to several frequent flyer and other loyalty programs

1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster

Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 28.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Initial Rewards: Earn 5,000 points for each monthly billing period in which you spend $1,000 in net purchases.

On Going Rewards 1st: Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more

On Going Rewards 2nd: Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else

GCR Rebate: 125

GCR Rebate
$125

Initial Rewards
60,000 Membership Rewards® points

Credit Needed
Good

USE OF ANY PROMO CODE WILL VOID THE REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

TD First Class Travel® Visa Infinite* Card

Earn up to $700 in value^†, including up to 75,000 TD Rewards Points^† and
no Annual Fee for the first year^†.

Conditions Apply. Account must be approved by September 3, 2024.

OFFER DETAILS

Earn up to $700 in value^†, including up to 75,000 TD Rewards Points, no Annual Fee for the first year^† and additional travel benefits. Conditions Apply. Account must be approved by September 3, 2024.

Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card^†
Earn 55,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening^†
Earn a Birthday Bonus of 10% of the TD Rewards Points you have earned over the past year, up to a maximum of 10,000 TD Rewards points^†
Get an annual TD Travel Credit^† of $100 when you book at Expedia^® For TD
Get an Annual Fee Rebate for the first year^†

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder by September 4, 2024.

FEATURES

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining, paying bills or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

Your Card also allows you to enjoy:

An extensive suite of travel insurance coverages which helps you travel prepared
No travel blackouts.^†, no seat restrictions.^† and no expiry.^† for your TD Rewards Points as long as your account is open and in good standing
Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points
Conditions apply.

Earning TD Rewards Points

Earn 8 TD Rewards Points† for every $1 you spend when you book travel through Expedia^® For TD^†
Earn 6 TD Rewards Points† for every $1 you spend on Groceries and Restaurants^†
Earn 4 TD Rewards Points† for every $1 you spend on regularly recurring bill payments set up on your Account^†
Earn 2 TD Rewards Points For every $1 you spend on other Purchases made using your Card^† plus earn an annual Birthday Bonus^† of up to 10,000 TD Rewards Points

^† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content.

The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

Initial Rewards: Earn up to $700 in value^†, including up to 75,000 TD Rewards Points^†

On Going Rewards 1st: Earn 6 TD Rewards Points for every $1 you spend on Groceries and Restaurants

On Going Rewards 2nd: Earn 4 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account

GCR Rebate: 100

GCR Rebate
$100

Initial Rewards
Earn up to $700 in value^†

Credit Needed
NA

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.

RBC® Avion Visa Infinite

Get 35,000 welcome Avion points on approval** - Enough to fly anywhere
in Canada & the U.S^† (Alaska and Hawaii require more points).

Apply online and get a response in as little as 60 seconds.

FEATURES

Earn 1 Avion point for every dollar you spend^* and an extra 25% on eligible travel purchases.
Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions.
Avioners earn points that never expire so your points will be waiting for your next adventure.
Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.
Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion rewards points
Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
Get access to RBC offers which provides access to earn points faster at specified brands
Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family
Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.
Avioners no longer need 14-days to book travel using the RBC grid
Get $0 delivery fees for 12 months from DoorDash¹⁷ - Add your eligible RBC credit card to your DoorDash account to:
- Get a 12-month complimentary DashPass subscription¹⁸ – a value of almost $120
- Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

Note: 21.99% on Balance Transfers and Cash Advances if you reside in Quebec

Refer to RBC page for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

** This offer only applies to new applications for an RBC Avion Visa Infinite or RBC Avion Visa Platinum credit card (each, an “Eligible Credit Card”) approved by Royal Bank of Canada, subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the Eligible Credit Card account, as well as existing cardholders on any RBC Royal Bank personal credit card transferring to an Eligible Credit Card account, are not eligible for this offer.

35,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your Eligible Credit Card account remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.

If you close or change your Eligible Credit Card for another type of RBC Royal Bank credit card before the Welcome Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.

^† Air Travel Reward redemptions from the Air Travel Redemption Schedule start at 35,000 Avion points for a round trip long-haul flight to almost anywhere in Canada or the United States, exclusive of Hawaii or Alaska, with a maximum ticket price of $750. All applicable taxes, service fees and surcharges are the responsibility of the traveller. For more details, including information on redeeming for first class and business class seats, visit: www.avionrewards.com/travel/index.html. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).

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Initial Rewards: Get 35,000 Welcome Points! Enough to fly anywhere in Canada & the U.S!

On Going Rewards 1st: Earn 1 Avion point for every $1 you spend, plus an extra 25% on eligible travel purchases

On Going Rewards 2nd: Redeem points for other great stuff; Convert your points to other programs; Use points toward your credit card balance

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Up to 35,000 bonus points

Credit Needed
NA

Scotiabank Gold American Express® Card

Earn up to $950* in value in the first 12 months, including up to 45,000 bonus Scene+ points*!

Offer valid July 2, 2024 - October 31, 2024.

FEATURES

Earn 6x Scene+ points* on every $1 you spend at Sobeys, Safeway, Freshco, Foodland and more.
Earn 5x Scene+ points* for every $1 you spend on dining, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.
Earn 5x Scene+ points* for every $1 you spend in Canada eligible entertainment purposes.Includes movies, theatre and ticket agencies stores.
Earn 3x Scene+ points* for every $1 CAD you spend in Canada on eligible gas and daily transit options.Includes rideshares, buses, subway, taxis and more.
Earn 3x Scene+ points* for every $1 CAD you spend in Canada on eligible select streaming services.
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
No Foreign Transaction Fees
Comprehensive Travel Insurance coverage
AMEX Offers^®
AMEX Front of the Line^®
American Express Invites^®
Complimentary Concierge Services

Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential and foreign transaction fee savings as of February 28,2024:

$450 in travel rewards (45,000 bonus Scene+ points) for new Scotiabank Gold American Express clients who spend $1,000 within the first 3 months (to earn 25,000 points) and when you spend $7,500 within your first 12 months (to earn an additional 20,000 points);
$120 primary card annual fee waiver for the first year for new Scotiabank Gold American Express clients;
$55 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee typically charged by card issuers);
$325 in first year point earn potential (32,500 Scene+ points) on everyday purchases based on average annual first year spend per account with an average spend of 25% in 5x accelerator and 5% in 3X accelerator categories.

Potential First Year Value= up to $950.
Actual Savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply*.

Rates, fees and other information are effective as of July 02, 2024. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.

* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Initial Rewards: Earn up to $950 in value in the first 12 months, including up to 45,000 bonus Scene+ points.

On Going Rewards 1st: Earn 5X Scene+ points forevery $1 you spend at eligible grocery stores, dining and entertainment

On Going Rewards 2nd: Earn 3X Scene+ points for every $1 you spend at eligible gas stations, daily transit, and select streaming services

GCR Rebate: 75

GCR Rebate
$75

Initial Rewards
Up to 45,000 bonus Scene+ points

Credit Needed
Good

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.

American Express® Aeroplan®* Card

New American Express® Aeroplan^®* Cardmembers can earn up to 50,000 Aeroplan points:

Earn 30,000 Aeroplan points after spending $3,000 in purchases on your Card within the first 3 months

Plus, earn an additional 20,000 Aeroplan points when you spend $1,000 in purchases in month 13

That’s up to $1,100 or more in value when you combine your welcome bonus points and card benefits

FEATURES

Standard Earn Rate: Earn 2X the points on eligible purchases made directly with Air Canada^®* and Air Canada vacations^®*
Standard Earn Rate: Earn 1.5X the points on eligible Dining and Food Delivery purchases in Canada
Standard Earn Rate: Earn 1X the points on everything else
Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada^®* flights
Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in eligible net purchases charged to your Card
As an American Express Aeroplan Cardmember, you can often book flight rewards for even fewer points with preferred pricing
American Express^® Experiences: From music and movies, to specially curated dining and online shopping opportunities, stay connected with all that we have to offer from the comfort of your own home
Enjoy an array of travel related insurance benefits such as Lost or Stolen Baggage Insurance and up to $500,000 in Travel Accident Insurance
24/7 Customer Service and Emergency Card Replacement
As part of our commitment to sustainability, the American Express® Aeroplan^®* Card has been made with 70% reclaimed plastic
Charge Card*. No preset spending limit on purchases gives you flexibility. Using a charge card is a great way to manage your finances as the balance must be paid in full each month*

Initial Rewards: Earn up to $900 or more in value when you combine your welcome bonus points and card benefits.

On Going Rewards 1st: Earn 1.5X the points on eligible Dining and Food Delivery purchases in Canada

On Going Rewards 2nd: Enjoy American Express® Experiences: From music and movies, to specially curated dining and online shopping opportunities

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
40,000 Aeroplan points

Credit Needed
Good

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® Aeroplan®* Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

American Express® Business Gold Rewards Card

Earn up to 110,000 bonus Membership Rewards^® points

Earn a welcome bonus of 70,000 Membership Rewards^® points after spending $5,000 in purchases within the first three months of Cardmembership.

Plus, earn 10,000 bonus points when you charge $20,000 in net purchases to your Card account each calendar quarter. This could add up to 40,000 points every year.

That’s up to $1,100 in statement credits that can be reinvested in your business.

FEATURES

Earn points that you can redeem in a variety of ways

Earn 1 Membership Rewards point for every dollar in purchases charged to the Card and get the most out of your business expenses.

Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.

Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan^®* and Avios.

Unlock business possibilities with a full suite of business management tools that give you more control over your business - anytime and anywhere

Take advantage of purchasing power that grows with your business with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.

Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.

Pay for business expenses over time with Flexible Payment Option.

This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 21.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.

Access comprehensive insurance coverage for your travel needs

Access Travel Emergency Assistance, and up to $100,000 Travel Accident Insurance when you fully charge your tickets to your Business Gold Rewards Card.

Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Gold Rewards Card.

Save money when travelling with complimentary Car Rental Theft and Damage Insurance.

Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Gold Rewards Card

Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection^® Plan.

Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance^® Protection Plan.

Access to coverage for mobile devices purchased for business use.

Access Mobile Device Insurance of up to $1,000 in the event of theft, loss or accidental damage, anywhere in the world, when you fully charge or finance the purchase price of an eligible mobile device on your Business Gold Rewards Card.

Initial Rewards: Earn 70,000 Membership Rewards® points plus up to 10,000 bonus points each calendar quarter.

On Going Rewards 1st: Earn 1 point for every dollar in purchases charged to the Card

On Going Rewards 2nd: You can maximize your cash flow with up to 55 interest free days

GCR Rebate: 125

GCR Rebate
$125

Initial Rewards
110,000 bonus Membership Rewards® points

Credit Needed
Good

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

The Marriott Bonvoy® American Express®* Card

New Marriott Bonvoy^® American Express^®* Cardmembers earn 50,000 Marriott Bonvoy^® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.

Subject to change at any time.

FEATURES

Earn 5 points for every dollar in eligible Card purchases at hotels participating in Marriott Bonvoy^®

Earn 2 points for every $1 in all other Card purchases

Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary

No annual fee on Additional Cards

Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels

Automatic Marriott Bonvoy Silver Elite status membership

Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy^® American Express^®* Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program

Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card

Initial Rewards: Earn 50,000 points after you charge $1,500 in purchases to your Card in your first three months.

On Going Rewards 1st: Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels

On Going Rewards 2nd: 15 Elite Night Credits each calendar year

GCR Rebate: 75

GCR Rebate
$75

Initial Rewards
Earn up to 50,000 Marriott Bonvoy® points

Credit Needed
Good

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time Marriott Bonvoy™ American Express® Card
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

Tangerine World Mastercard®

Take on the world, get an extra 10% back* on everyday purchases.

Apply for a Tangerine World Mastercard^® by October 31, 2024 and earn an extra 10% back*
(up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.

FEATURES

Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
0.5% Money-Back Rewards on all other purchases.
Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
No limit on the amount of Money-Back Rewards you can earn.
Change your 2% Money-Back Categories to suit your spending.
Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
No annual fee

Plus the following:

Rental Car Collision/Loss Damage Insurance**
Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.

Mobile Device Insurance**
Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.

Mastercard^® Travel Pass Provided By DragonPass***
Make the most of your travel with Mastercard^® Travel Pass Provided by DragonPass. Your complimentary membership gives you exclusive dining, retail and spa offers in over 650 airports worldwide, along with access to over 1,300 airport lounges at $32 USD per visit. Learn more at mastercardtravelpass.dragonpass.com

Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account. Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.

Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.

*Rewards Promotional Offer:
The Tangerine 10% Limited Time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who (i) apply for a Tangerine World Mastercard (the “Account”) by October 31, 2024, (ii) activate their Account within 45 days of approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the Tangerine World Mastercard is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100) will be credited to the Primary Cardholder’s Account within 1-2 statement cycles after the 60-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.

Initial Rewards: Earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.

On Going Rewards 1st: Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice

On Going Rewards 2nd: 0.5% Money-Back Rewards on all other purchases.

GCR Rebate: 125

GCR Rebate
$125

Initial Rewards
Get an extra 10% back

Credit Needed
Fair

• To be eligible for this offer, applicants must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

Tangerine Money-Back Credit Card

Life’s back in session. Enjoy it with an extra 10% back.*

Apply for a Tangerine Money-Back Credit Card by October 31, 2024 and earn an extra 10% back
(up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*

FEATURES

Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
0.5% Money-Back Rewards on all other purchases
Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category
Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account
No limit on the amount of Money-Back Rewards you can earn
Change your 2% Money-Back Categories to suit your spending
Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account
No annual fee

Additional Card Benefits:

2.5% Foreign Conversion Fee
Free Cards for Authorized Users on your Account
Purchase Assurance and Extended Warranty¹ – For most new purchases made anywhere in the world using your Tangerine Money-Back Credit Card, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:
⋄ Purchase Assurance, which may automatically cover loss, theft or damage, in excess of other insurance, for 90 days from the date of purchase; and
⋄ Extended Warranty, which may double the period of repair services, to a maximum of one additional year, when the original manufacturer’s warranty expires.
Add your Tangerine Money-Back Credit Card to the Wallet app on your Apple® device and use Apple Pay pretty much everywhere you love to shop. Look for the Apple Pay or contactless logo. It’s simple and secure. Learn more.

MasterCard^® Benefits:

Accepted worldwide at more than 24 million locations in over 210 countries
MasterCard Zero Liability
MasterCard Tap & Go^TM

Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account. Tangerine is a registered trademark of The Bank of Nova Scotia, used under license. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

Applicants will have to consent to a credit check as part of the application process. Accounts must be in Good Standing in order to receive Money-Back Rewards.

Balance Transfers are treated as Cash Advances and interest applies from the transaction date that appears on your monthly statement to the date you repay the balance in full. There is no interest-free grace period on Cash Advances or Balance Transfers.

*Rewards Promotional Offer:
The Tangerine 10% Limited Time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who (i) apply for a Tangerine World Mastercard (the “Account”) by October 31, 2024, (ii) activate their Account within 45 days of approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the Tangerine World Mastercard is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100) will be credited to the Primary Cardholder’s Account within 1-2 statement cycles after the 60-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.

Initial Rewards: Earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 12 months.

On Going Rewards 1st: Earn 2% Money-Back Rewards on purchases in two categories

On Going Rewards 2nd: 0.5% Money-Back Rewards on all other purchases

GCR Rebate: 125

GCR Rebate
$125

Initial Rewards
Earn an extra 10% back

Credit Needed
Fair

The Platinum Card® by American Express

Unlock special experiences with the Platinum Card^®

Earn up to 100,000 Membership Rewards^® points - that’s up to $1,000 towards a weekend away

New Platinum^® Cardmembers, earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases
to your Card in your first 3 months of Cardmembership.

Plus, earn 30,000 points when you make a purchase between 14 and 17 months of Cardmembership.

FEATURES

Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases.
Access a $200 Annual Travel Credit through American Express Travel Online or Platinum Card^® Travel Service.
Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants.
Unlock $200 or more in additional value with Member extras. You can earn statement credits for qualifying purchases with participating brands.
Take full advantage of The American Express Global Lounge Collection^TM which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion^® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.
Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program.
Transfer points 1:1 to several frequent flyer and other loyalty programs..
Enjoy complimentary benefits that offer an average value of $600 USD at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts.
Platinum Cardmembers can enjoy access to special events and unique opportunities.
Enjoy premium benefits at the Toronto Pearson Airport.
You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Hertz and Avis.

Interest rate of 30% applies to each delinquent Due in Full charge. The Preferred rate of 21.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 28.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.

Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.

Initial Rewards: Earn 70,000 Welcome Bonus points after you charge $10,000 in your first 3 months of Cardmembership. Plus, earn 30,000 points when you make a purchase between 14 and 17 months.

On Going Rewards 1st: $200 Annual Dining Credit at some of Canada’s best restaurants

On Going Rewards 2nd: Transfer points 1:1 to several frequent flyer and other loyalty programs

GCR Rebate: 150

GCR Rebate
$150

Initial Rewards
100,000 Membership Rewards® points

Credit Needed
Excellent

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time The Platinum Card by American Express Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

American Express® Aeroplan®* Reserve Card

New American Express^® Aeroplan^®* Reserve Cardmembers can earn up to 85,000 Aeroplan points

Earn 60,000 Aeroplan points after spending $7,500 in purchases on your Card within the first 3 months.

Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in purchases in month 13.

That’s up to $2,600 or more in value when you combine your welcome bonus points and card benefits.

New Offer: Cardmembers can now get an extra night free for every 3 consecutive hotel nights redeemed with Aeroplan points. Offer ends December 31, 2024.

FEATURES

Highest Air Canada earn rate on an Aeroplan payment card in Canada: Earn 3X the points on eligible purchases made directly with Air Canada^®* and Air Canada Vacations^®*.
Standard Earn Rate: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada and earn 1.25X the points on everything else.
Get through the airport quicker with Air Canada Priority Check-In, Air Canada Priority Boarding and Air Canada Priority Baggage Handling.
Enjoy access to select Air Canada Maple Leaf Lounges™* and Air Canada Café™ in North America for you and a guest, with a same day ticket on a departing Air Canada or Star Alliance flight.
Enjoy your eligible first checked bag free for up to 9 people travelling on the same reservation on Air Canada flights.
Roll over any unallocated Aeroplan Elite™* Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels.
Get access to more than 1,200 Priority Pass™ airport lounges and enjoy an oasis of comfort before your flight, regardless of your airline or cabin class.
Insurance Coverage: whether you’re shopping nearby or travelling abroad, you can feel confident knowing you can be taken care of.

Initial Rewards: Earn up to $2,600 or more in value when you combine your welcome bonus points and card benefits.

On Going Rewards 1st: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada

On Going Rewards 2nd: Get an extra night free for every 3 consecutive hotel nights redeemed with Aeroplan points

GCR Rebate: 125

GCR Rebate
$125

Initial Rewards
Up to 85,000 Aeroplan points

Credit Needed
NA

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® Aeroplan®* Reserve Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

MBNA Rewards World Elite® Mastercard®

Earn up to 30,000 bonus MBNA Rewards Points

20,000 bonus points^†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.

10,000 bonus points^††(approximately $80 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening.

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

FEATURES

Earn 5 points^‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point^‡ for every $1 on all other eligible purchases.
Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.
Redeem points^‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.
Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown

††, ‡, ✪, ***, ††††, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

Initial Rewards: 20,000 points after $2,000 in eligible purchases and 10,000 points once enrolled for e-statements.

On Going Rewards 1st: Earn 5 points for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category

On Going Rewards 2nd: 1 point for every $1 on all other eligible purchases

GCR Rebate: 80

GCR Rebate
$80

Initial Rewards
Up to 30,000 bonus points

Credit Needed
Good

IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.

Business Platinum Card® from American Express®

Redefine what you’ll experience and discover with Platinum

Earn up to 120,000 bonus Membership Rewards^® points

Earn 80,000 Membership Rewards® points after you charge $15,000 in net purchases to your Card in your first 3 months of Cardmembership.

Plus, earn 40,000 points when you make a purchase between 14 and 17 months of Cardmembership.

That’s up to $1,200 in statement credit that can be reinvested in your business.

FEATURES

Earn points that you can redeem in a variety of ways

Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses.
Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.
Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan^®* and Avios.
Bolster your business with up to $820 in annual business and travel statement credits.
Enroll your eligible Card and earn up to $500 in business statement credits on qualifying purchases with Dell and Indeed.
Enroll and earn up to $120 in eligible Wireless Credits each year.
Access a $200 Annual Travel Credit each year of your Cardmembership.

Unlock spending power and payment flexibility with a full suite of business management tools that give you more control over your business - anytime and anywhere

Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.
Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.
Pay for business expenses over time with Flexible Payment Option.
This charge Card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full Charge. This rate is effective from the day the account is opened. The Preferred rate of 21.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 28.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.
Extend payment solutions with Supplementary Cards for your employees.

Enjoy special benefits for you and your business

Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion^® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.
Enjoy premium benefits at the Toronto Pearson Airport, including access to the Pearson Priority Security Lane and discount on parking.
Get access to discounted base fares for you and your travel companions when you book through the International Airline Program.
Enjoy complimentary benefits that offer an average total value of $600 USD* at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts.
Upgrade your stay with premium status at leading hotel brands like Hilton Honors and Marriott Bonvoy.
Enjoy access to specialty services and events, preferential treatment, and a dedicated Concierge team.
Access a $100 CAD credit for NEXUS every 4 years with your Cardmembership.

Access comprehensive insurance coverage for your travel needs

Access Out of Province/Country Emergency Medical Insurance (for under age 65), even if you don’t charge your tickets and travel arrangements to your Business Platinum Card.
Access Trip Cancellation Insurance, Trip Interruption Insurance, Travel Emergency Assistance, and up to $500,000 Travel Accident Insurance when you fully charge your tickets and travel arrangements to your Business Platinum Card.
Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Platinum Card.
Save money when travelling with complimentary Car Rental Theft and Damage Insurance.

Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Platinum Card

Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection^® Plan.
Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance^® Protection Plan.
Equip your business with Mobile Device Insurance.

Initial Rewards: Earn 80,000 Membership Rewards® points after you charge $15,000 to your Card in your first 3 months of Cardmembership. Earn 40,000 points when you make a purchase between 14 and 17 months.

On Going Rewards 1st: Up to $820 in annual business and travel statement credits

On Going Rewards 2nd: Transfer points to frequent flyer and hotel programs

GCR Rebate: 150

GCR Rebate
$150

Initial Rewards
120,000 bonus Membership Rewards® points

Credit Needed
Excellent

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Platinum Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

TD Cash Back Visa Infinite* Card

Earn up to $500 in value^†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500^†.

Conditions Apply. Account must be approved by January 6, 2025.

OFFER DETAILS

Earn up to $500 in value^†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500^†. Conditions Apply. Account must be approved by January 6, 2025.

Bonus Eligible Purchases are Gas Purchases, Grocery Purchases & Pre-authorized payments, until a total collective spend of $3,500 of such purchases have been made^†
Get an Annual Fee Rebate for the first year^†

Earn Cash Back Dollars on every eligible purchase
Emergency Road Services with Deluxe TD Auto Club Membership^†
Complimentary Visa Infinite* Concierge service^† available 24/7
Mobile Device Insurance^†

Earning Cash Back

Earn 3% in Cash Back Dollars on eligible grocery Purchases and gas Purchases^†, and on regularly recurring bill payments^† set up on your account
Earn 1% Cash Back Dollars on all other Purchases made with your Card^†
Redeem your Cash Back Dollars to help pay down your Account balance whenever you please - the choice is yours!^†
Your Cash Back Dollars never expire as long as your account is open and in good standing

Initial Rewards: Earn up to $500 in value^†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases .

On Going Rewards 1st: Annual Fee Rebate for the first year

On Going Rewards 2nd: Earn Cash Back Dollars on every eligible purchase

GCR Rebate: 100

GCR Rebate
$100

Initial Rewards
Earn up to $500 in value^†

Credit Needed
NA

SimplyCash® Preferred Card from American Express

Earn up to $400 in Statement Credits

In your first 10 months as a new SimplyCash® Preferred Card from American Express Cardmember, you can earn a $40 statement credit for each monthly billing period in which you spend $750 in purchases on your Card. This could add up to $400 in statement credits in the first 10 months.

FEATURES

Earn accelerated earn rates on eligible gas and grocery purchases
Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually) and 2% cash back on all other purchases
Access events and special offers curated for Cardmembers with American Express® Experiences
Extensive insurance coverage and 24/7 Customer Service

Monthly Fee: $9.99 (Equals a total fee of $119.88 annually)

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Initial Rewards: $40 statement credit for each monthly billing period in which you spend $750 for first 10 months.

On Going Rewards 1st: Earn 4% cash back on eligible gas station and grocery store purchases in Canada

On Going Rewards 2nd: Earn 2% cash back on everything else

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
Earn up to $400 in Statement Credits

Credit Needed
Good

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Preferred Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

American Express® Green Card

Welcome Bonus of 10,000 Membership Rewards^® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership.

Get the Card that lets you live in the moment while getting ready for the future. The American Express^® Green Card lets you go for it with every swipe or tap of your Card

As a new American Express^® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. That’s $100 towards groceries or concert tickets

FEATURES

Earn 1x the points on Card purchases
Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (All eligible purchases: 1,000 points = $10 statement credit)
With American Express Experiences and Front Of The Line^®, American Express Cardmembers get access to amazing events in Canada
Transfer points 1:1 to several frequent flyer and other loyalty programs

Initial Rewards: Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months.

On Going Rewards 1st: Earn 1x the points on Card purchases

On Going Rewards 2nd: American Express Experiences and Front Of The Line®, American Express Cardmembers get access to amazing events in Canada

GCR Rebate: 30

GCR Rebate
$30

Initial Rewards
10,000 Membership Rewards® points

Credit Needed
Good

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® Green Card Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

American Express® Business Edge™ Card

Earn up to 67,000 welcome bonus Membership Rewards^® points

As a new Business Edge Cardmember, you can earn 45,000 Welcome Bonus points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.

Earn 1,000 Membership Rewards points for each monthly billing period when you charge $3,000 in purchases on your Card. This could add up to 12,000 extra points in a year.

Earn 10X the points for every $1 spent on eligible business essentials including office supplies & electronics, rides & gas,
eats & drinks within 6 months of Cardmembership up to 10,000 points.

FEATURES

Earn points that you can redeem in a variety of ways.

Earn 3x the points for Card purchases on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks when your Welcome Offer ends. Caps and other conditions may apply.

Earn 1x the points on all other purchases charged to the Card.

Use points to offset business expenses. Membership Rewards^® allows you to offset business expenses by covering the cost of purchases made on your Card, in full or in part. Redeem points for statement credits and to book flights, hotels, and car rentals.

Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan^®* and Avios.

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

Leverage your cash flow with the option of carrying a balance or paying in full each month.

Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Supplementary Card for unauthorized charges.

Access coverage that can protect your business purchases when you charge the full price of eligible items to your American Express Business Edge™ Card.

Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection^® Plan.

Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance^® Protection Plan.

Initial Rewards: Plus, earn 10x the points for every $1 spent on eligible purchases in your first 6 months up to 10,000 points.

On Going Rewards 1st: Earn 3x the points for Card purchases on eligible business essentials

On Going Rewards 2nd: Earn 1x the points on all other purchases charged to the Card

GCR Rebate: 75

GCR Rebate
$75

Initial Rewards
67,000 Welcome Bonus points

Credit Needed
Fair

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Edge™ Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

MBNA True Line® Mastercard®

You could get a 0% promotional annual interest rate (“AIR”)^† for 12 months on balance transfers^✪ completed within 90 days of account opening, with a 3% transfer fee.

FEATURES

No annual fee
Standard Annual Interest Rates of 12.99% on purchases, 17.99% on balance transfers^✪, and 24.99% on cash advances
This card is made from 100% recycled plastic
Around-the-clock fraud protection
Use available credit on your credit card to transfer funds right to your chequing account

†, ✪, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

Initial Rewards: 0% promotional annual interest rate for 12 months on balance transfers.

On Going Rewards 1st: No Annual Fee

On Going Rewards 2nd: Take advantage of Apple Pay for a safe, quick and convenient way to pay with an MBNA card

GCR Rebate: 40

GCR Rebate
$40

Initial Rewards
0% promotional annual interest rate

Credit Needed
Good

IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back available by Paypal, Amazon Gift Code or by cheque*.
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.

The Marriott Bonvoy® Business American Express®* Card

Earn 60,000 Welcome Bonus Marriott Bonvoy^® points

Earn 60,000 Welcome Bonus Marriott Bonvoy^® points after you spend $5,000 on your Card
in your first three months of Cardmembership.

FEATURES

Earn Marriott Bonvoy points that you can redeem in a variety of ways.

Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy hotels
Earn 3 points for every $1 spent on eligible gas, dining and travel after your welcome offer ends, or the cap is reached
Earn 2 points for every $1 spent on everything else
Redeem points for free nights with no blackout dates at over 7,000 of some of the world's most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world's leading airlines

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

Leverage your cash flow with the option of carrying a balance or paying in full each month
Control employee expenses plus track and accumulate points on your account with Supplementary Cards, so you have an opportunity to maximize the points you earn

Experience the exclusive benefits of the Marriott Bonvoy^® Business American Express^®* Card.

Receive an Annual Free Night Award automatically each year after your anniversary
Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program
Upgrade to Gold Elite status after you charge $30,000 in net purchases to your Card each year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card

Initial Rewards: Earn 60,000 Welcome Bonus Marriott Bonvoy® points after you spend $5,000 on your Card in your first three months.

On Going Rewards 1st: 15 Elite Night Credits each calendar year

On Going Rewards 2nd: Redeem points for free nights with no blackout dates

GCR Rebate: 75

GCR Rebate
$75

Initial Rewards
60,000 Welcome Bonus Marriott Bonvoy® points

Credit Needed
Fair

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time Marriott Bonvoy™ Business American Express® Card
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

SimplyCash® Card from American Express

Earn up to $100 in Statement Credits

In your first 10 months as a new SimplyCash^® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months.

FEATURES

Earn accelerated earn rates on eligible gas and grocery purchases
Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases
Access events and special offers curated for Cardmembers with American Express^® Experiences
Insurance coverage and 24/7 Customer Service

Initial Rewards: Get $10 statement credit for each monthly billing period in which you spend $300 in first 10 months.

On Going Rewards 1st: Earn 2% cash back on eligible gas purchases and groceries in Canada

On Going Rewards 2nd: Exclusive ticket access, virtual events, live performances and more with American Express® Experiences.

GCR Rebate: 30

GCR Rebate
$30

Initial Rewards
Earn up to $100 in Statement Credits

Credit Needed
Good

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Card from American Express Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

Rogers Red World Elite® Mastercard®

The Most Cash Back for Rogers Customers!

Earn 3% cash back value when you redeem with Rogers

2% cash back if you are an eligible Rogers, Fido or Shaw customer
PLUS get a 1.5x redemption bonus on eligible Rogers, Fido and Shaw purchases

FEATURES

2% cash back - no limits. Exclusively for eligible Rogers, Fido or Shaw customers
3% unlimited cash back rewards on all eligible purchases made in U.S. dollars
5 Roam Like Home days at no cost with an eligible Rogers mobile plan (up to $75 value)
50% more cash back every time you redeem for Rogers, Fido or Shaw purchases
$0 annual fee

Redeem without restrictions

Earn unlimited cash back rewards anywhere Mastercard is accepted and redeem them for everyday purchases like gas and groceries, big ticket items, or apply them directly to your Rogers, Fido or chatr bill.

Travel Benefits

Complimentary membership to Mastercard Travel Pass provided by DragonPass
Access to over 1,300 airport lounges worldwide
$32 USD per person per visit

Included Insurance Benefits

Extended Warranty and Purchase Protection
Rental Car Collision/Damage
Out-of-Province/Out-of-Country Emergency Medical
Trip Interruption
Trip Cancellation

Security Features

Transaction Monitoring & Alerts
Zero Liability
Secure and Contactless Payment
Mastercard Identity Check

Subject to credit approval PLUS minimum income requirement of $80,000 annual personal income or $150,000 annual household income.

To maintain eligibility, you must have an annual spend of $15,000 each year.

Please refer to www.rogersbank.com to read full card details.

Initial Rewards: Get a 1.5x redemption bonus on eligible Rogers, Fido and Shaw purchases

On Going Rewards 1st: 5 Roam Like Home days at no cost with an eligible Rogers mobile plan

On Going Rewards 2nd: No annual fee

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
Earn 3% cash back value when you redeem with Rogers

Credit Needed
NA

Rogers Red Mastercard®

Get $60 cash back!

Get $60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service⁴

PLUS get 1.5 times more cash back every time you redeem for Rogers purchases!

FEATURES

Best Cash Back Card in Canada for Rogers Customers

Rogers, Fido and Shaw postpaid customers can earn 2% cash back on all eligible purchases and get a 1.5x redemption bonus on Rogers, Fido and Shaw purchases – that’s a 3% cash back value.

Otherwise, earn 2% unlimited cash back on eligible U.S. dollar purchases and 1% on other eligible purchases.

Other Features

2% cash back - no limits. Exclusively for eligible Rogers, Fido or Shaw customers
5 Roam Like Home days at no cost with an eligible Rogers mobile plan (up to $75)
1.5 times more cash back every time you redeem for Rogers purchases

Transaction Monitoring & Alerts
Zero Liability
Secure and Contactless Payment
Mastercard Identity Check

10% cash back Welcome Bonus Offer available to new cardholders only.

Subject to credit approval.

Please refer to www.rogersbank.com to read full card details.

Initial Rewards: Get 30% more cash back every time you redeem for Rogers, Fido or Shaw purchases

On Going Rewards 1st: 2% cash back - no limits

On Going Rewards 2nd: 5 Roam Like Home days at no cost with an eligible Rogers mobile plan

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
10% cash back for the first 3 months up to $100!

Credit Needed
NA

RBC® ION Visa

Get 6,000 Avion points upon approval* - that’s $40 of value in gift cards⁺!

Apply by November 4, 2024.

FEATURES

Earn 1.5X Avion points¹ on:
o Grocery - Satisfy your taste buds by earning points on groceriesⁱ
o Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging. ⁱⁱ
o Streaming, Digital Gaming & Subscriptions – Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.ⁱⁱⁱ
Earn 1 Avion point for every $1 spent on all other qualifying purchases¹

Pay With Points
Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer⁴. Minimum redemption is only $10, so you can use your points where you need them most.

Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.⁶

Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.⁷

Save Big on Delivery with DoorDash
Get a 3-month complimentary DashPass subscription – a value of almost $30⁸ Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card⁹. See how to save with DoorDash.

Purchase Security and Extended Warranty Insurance⁵
Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of five years.

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

Refer to RBC page for up to date offer terms and conditions

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Initial Rewards: Earn 1.5X Avion points for every $1 spent on groceries, rides, gas, streaming, subscriptions, digital gaming and more

On Going Rewards 1st: Earn 1 Avion point for every $1 spent on all other qualifying purchases

On Going Rewards 2nd: No Annual Fee

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Get 6,000 Avion points

Credit Needed
NA

MBNA Rewards Platinum Plus® Mastercard®

Earn 4 points per $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $10,000 is spent annually.

You could also receive up to 10,000 bonus points^††

5,000 bonus points^†† ($25 in cash back value) after you make $500 or more in eligible purchases within the first 90 days of your account opening
5,000 bonus points^†† ($25 in cash back value) once enrolled for paperless e-statements within the first 90 days of account opening

FEATURES

Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 10,000 Points
Redeem points‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel.
Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown
No annual fee

* Visit the MBNA application page for further details

‡, ††, ✪, ***, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

Initial Rewards: 4 points for every $1 spent on eligible gas, groceries and restaurant purchases during the first 90 days

On Going Rewards 1st: 2 points for every $1 spent on eligible gas, groceries and restaurant purchases thereafte

On Going Rewards 2nd: 1 point for every $1 spent on all other eligible purchases

GCR Rebate: 75

GCR Rebate
$75

Initial Rewards
Up to 10,000 bonus points

Credit Needed
Good

RBC® IONᐩ Visa

Get 12,000 Avion points upon approval* - that’s $80 of value in gift cards⁺!

Apply by November 4, 2024.

FEATURES

Earn 3X Avion points for every $1 spent¹ on:
o Grocery, Dining & Food Delivery - Satisfy your taste buds by earning points on groceries, dining out, food delivery.ⁱ
o Rides, Gas & EV Charging – Enjoy earning points on gas, rideshare, daily public transit, electric vehicle charging.ⁱⁱ
o Streaming, Digital Gaming & Subscriptions– Stay entertained while earning points on streaming, gaming, eligible digital subscriptions, eligible digital downloads, and in-game purchases.ⁱⁱⁱ
Earn 1 Avion point for every $1 spent on all other qualifying purchases¹
Annual Fee $48 ($4 charged monthly)

Pay With Points
Redeem your Avion points to pay bills, your credit card balance or even send money to friends with Interac e-Transfer⁴. Minimum redemption is only $10, so you can use your points where you need them most.

Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.⁶

Earn more Be Well points at Rexall Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC card and scan your Be Well card.⁷

Save Big on Delivery with DoorDash
Get a 3-month complimentary DashPass subscription – a value of almost $30⁸. Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card⁹. See how to save with DoorDash.

Enjoy a Monthly Fee Rebate
Get a $4 rebate¹⁰ each month ($48/year) on the monthly fee of your credit card when you have an RBC Signature No Limit Banking or RBC Advantage Banking for students account.

Mobile Device Insurance⁵ Included
Get 2 years of coverage up to $1,000 in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card.

Purchase Security and Extended Warranty Insurance⁵
Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of five years.

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

Initial Rewards: Earn 3X Avion points for every $1 spent on Grocery, Gas, Dining, Food Delivery and more

On Going Rewards 1st: Save 3¢/L on fuel at Petro-Canada and earn 20% more points when you pay with a linked RBC card

On Going Rewards 2nd: $4 charged monthly (low Annual Fee of $48)

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Get 12,000 Welcome points

Credit Needed
NA

TD Platinum Travel Visa* Card

Earn up to $370 in value^†, including up to 50,000 TD Rewards Points^†
and no Annual Fee for the first year^†.

Conditions Apply. Account must be approved by September 3, 2024.

OFFER DETAILS

Earn up to $370 in value^†, including up to 50,000 TD Rewards Points^† and no Annual Fee for the first year^†.
Conditions apply. Account must be approved by September 3, 2024.

Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card^†.
35,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening^†.
Get an Annual Fee Rebate for the first year^†.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by September 4, 2024.

FEATURES

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining, paying bills or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

Your Card also allows you to enjoy:

Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia® For TD^†, Starbucks^® and more.
Booking your travel through Expedia^® For TD^† to maximize the TD Rewards Points you can earn on your travel purchases.
An extensive suite of travel insurance coverages which helps you travel prepared.
No travel blackouts^†, no seat restrictions† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.
Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply.

Earning TD Rewards Points

Earn 6 TD Rewards Points† for every $1 you spend when you book travel through Expedia^® For TD^†.
Earn 4.5 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†.
Earn 3 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account^†.
Earn 1.5 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†.

Travel Benefits

Flight/Trip Delay Insurance^†: Up to $500 in coverage if your flight/trip is delayed more than 4 hours.
Delayed and Lost Baggage Insurance^†: Up to $1,000 overall coverage per insured person toward the purchase of essentials such as clothing and toiletries if your baggage is delayed more than 6 hours or lost.
Common Carrier Travel Accident Insurance^†: Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, or train).
Auto Rental Collision/ Loss Damage Insurance^†: Use your eligible Canadian TD Credit Card to charge the full cost of a car rental and get the Auto Rental Collision/Loss Damage Insurance at no additional cost.
Emergency Travel Assistance Services^†: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.

Additional Benefits

Save with Avis Rent A Car and Budget Rent A Car: Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates^† in Canada and the U.S., and a minimum of 5% off the lowest available base rates† internationally, on qualifying car rentals at participating Avis and Budget locations.

Security

Mobile Device Insurance^†: Up to $1,000 of coverage in the event of loss, theft, accidental damage, or mechanical breakdown for eligible mobile devices.
Hotel/Motel Burglary Insurance^†: Coverage up to $2,500 per occurrence for each Cardholder on the Account and eligible family members travelling with the Cardholder.
Purchase Security and Extended Warranty Protection^†: You automatically have access to Purchase Security and Extended Warranty Protection, which includes coverage for most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase.

^† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

Initial Rewards: Earn up to $370 in value^†, including up to 50,000 TD Rewards Points^†. No Annual Fee for the first year

On Going Rewards 1st: Earn 4.5 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†

On Going Rewards 2nd: Redeem your TD Rewards Points on a wide variety of rewards at Expedia® For TD, Starbucks^® and more

GCR Rebate: 60

GCR Rebate
$60

Initial Rewards
Earn up to $370 in value^†

Credit Needed
NA

Neo Credit

Neo Credit -- a no annual fee card with instant, unlimited cashback and your choice of upgradable perks.

FEATURES

Earn an average 5%+¹ cashback at thousands of partners.
No annual fees, no overlimit fees and unlimited transactions.
Upgradeable perks across dining, gas and grocery, travel, and more
Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.
View the rewards offered near you by downloading the Neo app, and cash out your rewards 24/7 - no minimum thresholds.

Get cashback with Shell

Earn 2% cashback at the pump or convenience store locations
Earn 4% cashback on transactions made through the Shell App
Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)

Offer only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.

Upgrade to Premium

Upgrade to Premium for only $4.99/month and get the first 3 months free.
Plus get more cashback + exclusive perks and features.

Higher everyday cashback

3% on gas and grocery⁴
0.5% cashback on everything else⁶

Boosted exclusive cashback offers at Neo partners⁶

6% average cashback at restaurants, bars and cafes
4% on popular streaming services
4% on ride sharing services
4% on food delivery services
3%+ at retail partners (online and in-store)

All Base features and benefits, plus:

Credit score monitoring directly in the Neo app
$2,500 group life insurance⁷
24/7 legal assistance⁷
Purchase protection with extended warranty⁸
Dedicated priority support

Terms and Conditions
Cards issued by ATB Financial pursuant to license by Mastercard International Inc. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..

¹Average based on current offers. Cashback varies per offer and partner.
²Top-up is limited to $5,000 of spending per month at non-partners.
³Value increase is an average and depends on card use.
Apple Pay is a trademark of Apple Inc.
Google Pay is a trademark of Google LLC.

Initial Rewards: Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.

On Going Rewards 1st: Earn an average 5%+ cashback at thousands of partners and at least 1%² cashback guaranteed

On Going Rewards 2nd: No annual fees, no overlimit fees and unlimited transactions

GCR Rebate: 60

GCR Rebate
$60

Initial Rewards
Unlimited transactions, no annual fees

Credit Needed
Good

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• One Cash Back Rebate per customer for the first Neo product applied for and approved.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.

TD Cash Back Visa* Card

Earn Cash Back Dollars. Redeem them to help pay down your Account balance^†

FEATURES

For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.
Earn 1% in Cash Back Dollars on eligible grocery Purchases and gas Purchases^† and on regularly recurring bill payments^{^†} set up on your Account.
Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card^†.
Once your Cash Back Dollars balance hits $25, you can redeem those Cash Back Dollars as credit towards your account balance^†.
Your Cash Back Dollars never expire as long as your account is open and in good standing.
Earn 50% more Stars at participating Starbucks^® stores. Conditions apply.

Initial Rewards: For every eligible purchase you make, you earn Cash Back Dollars credit for a percentage of that purchase.

On Going Rewards 1st: 1% in Cash Back Dollars on eligible grocery and gas† and on regularly recurring bill payments† set up on your Account.

On Going Rewards 2nd: 0.5% in Cash Back Dollars on all other Purchases made with your Card†

GCR Rebate: 40

GCR Rebate
$40

Initial Rewards
Earn Cash Back Dollars

Credit Needed
NA

RBC® Avion Visa Infinite‡ Privilege

Get up to 70,000 Avion points* (a travel value of up to $1,500^†).

Apply by November 25, 2024

70,000 Avion points* is enough for two roundtrip tickets to almost anywhere in Canada & the US
(Alaska and Hawaii require more points). Taxes and fees extra.^†

35,000 Avion Points on approval*
20,000 bonus points when you spend $5,000 in your first 6 months*
15,000 one-time anniversary bonus points after 12 months of account opening*

FEATURES

Earn 1.25 Avion points for every dollar you spend^*.
Enjoy VIP travel benefits including Visa Airport Companion (that’s six lounge visits per membership year for every enrolled cardholder on your account!),² Plus, fast track security and other benefits at select airports^1,2.
Book flights on any airline, on any flight, at any time³. You can also use your points to redeem for vacation packages, hotels, cruises and tours³.
Pick any seat you want from 130+ airlines - with no seat restrictions or blackout periods, even during peak seasons.
Access more of the world with your 24/7 Visa Infinite Privilege Concierge¹¹.
Avion Infinite Privilege card holders have access to book business or first class at a rate of 100 points for $2³.
Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars and British Airways Avios.
Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points.
Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10.
Get access to RBC offers which provides access to earn points faster at specified brands.
Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.
Flexibility to book flights last-minute: up to 24hrs before.

Extensive insurance coverage

Mobile Device Insurance included – up to $1,500 ¹².
Travel with ease with trip cancellation¹² and trip interruption¹² insurance, and emergency medical¹².
Plus, eligible purchases12 made on the card are protected.

Get $0 delivery fees for 12 months from DoorDash^

Add your eligible RBC credit card to your DoorDash account to:

Get a 12-month complimentary DashPass subscription± – a value of almost $120
Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

Income Required
Personal: $200,000 or
Household: $200,000 or minimum total investable assets of $400,000

Note: 21.99% on Balance Transfers and Cash Advances if you reside in Quebec

Refer to RBC page for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

* This offer only applies to new applications for an RBC Avion Visa Infinite Privilege credit card received between May 1, 2024 and November 25, 2024 (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”) subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC Avion Visa Infinite Privilege credit card account, as well as existing cardholders on any RBC Royal Bank personal credit card account transferring to an RBC Avion Visa Infinite Privilege credit card account during the Offer Period, are not eligible for the offer.

35,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your RBC Avion Visa Infinite Privilege credit card account (“Credit Card Account”) remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.

You will receive 20,000 bonus Avion points (“Bonus Points”) if a total of $5,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your Credit Card Account within the first six (6) months from your Credit Card Account opening date (“Period”). The Bonus Points will appear on your monthly credit card statement within sixty (60) days after you reach $5,000 in Qualifying Transactions, provided your Credit Card Account remains open and in good standing at the time the Bonus Points are credited to your account.

Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.

15,000 additional Avion points (“Anniversary Points”) will appear on your monthly credit card statement within twelve (12) to sixteen (16) weeks after the one- year anniversary of your account opening, provided that your account remains open and in good standing at the time the Anniversary Points are credited to your account.

If you close or change your Credit Card Account for another type of RBC Royal Bank credit card before the Welcome Points, the Bonus Points and/or the Anniversary Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.

^† Based on the Air Travel Reward redemptions from the Air Travel Redemption Schedule starting at 35,000 Avion points for one round-trip long-haul flight to almost anywhere in Canada or the United States with a maximum ticket price of $750, you will need a minimum of 70,000 Avion Points for two round-trips long-haul flights to almost anywhere in Canada or the United States, exclusive of Hawaii and Alaska. All applicable taxes, service fees and surcharges are the responsibility of the traveler. For more details, including information on redeeming for first class and business class seats, visit: www.avionrewards.com/travel/index.html. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Initial Rewards: Get up to 70,000 Avion points* (a travel value of up to $1,500†)

On Going Rewards 1st: Earn 1.25 Avion points for every dollar

On Going Rewards 2nd: Enjoy VIP travel benefits including Visa Airport Companion. Plus, get fast track security.

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
70,000 Avion points

Credit Needed
NA

MBNA Smart Cash Platinum Plus® Mastercard®

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)

Get 0.5% Cash Back‡ for all other eligible purchases

FEATURES
• No annual fee
• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee. Apply now for the Smart Cash® credit card.

‡, ††, ✪, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

Initial Rewards: Get 5% Cash Back on eligible gas and grocery purchases for the first 6 months

On Going Rewards 1st: Get 2% Cash Back on eligible gas and grocery purchases thereafter

On Going Rewards 2nd: Get 0.5% Cash Back for all other eligible purchases

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
5% Cash Back

Credit Needed
Good

American Express® Essential™ Card

Low interest rate

FEATURES

Low annual interest rate of 12.99% Take advantage of a 12.99% interest rate, if you choose to carry a balance and make your minimum monthly payments on time.
Access unforgettable experiences Enjoy exclusive ticket access, virtual events, live performances and more with American Express® Experiences.
Shop with confidence Benefit from coverage that can help protect your eligible card purchases – from your favourite local boutique to your online shopping cart.
24/7 Customer service Wherever you are in the world, we're here for you 24/7.

Initial Rewards: Enjoy exclusive ticket access, virtual events, live performances and more with American Express® Experiences.

On Going Rewards 1st: With an annual interest rate of 12.99%, you can save on interest payments if you choose to carry a balance and make your minimum monthly payments on time

On Going Rewards 2nd: 24/7 Customer service wherever you are in the world

GCR Rebate: 20

GCR Rebate
$20

Initial Rewards
12.99% Annual Interest Rate

Credit Needed
Good

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Essentials Card members
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

MBNA Smart Cash® World Mastercard®

Note : This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)

Get 1% Cash Back‡ for all other eligible purchases

FEATURES
• $39 annual fee
• Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
• Your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater††††

Take advantage of a card that provides Cash Back on eligible purchases. Apply now for the Smart Cash® World credit card.

‡, ††, ††††, ✪, Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

Initial Rewards: Get 5% Cash Back on eligible gas and grocery purchases for the first 6 months.

On Going Rewards 1st: Get 2% Cash Back on eligible gas and grocery purchases thereafter

On Going Rewards 2nd: Get 1% Cash Back for all other eligible purchases

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
5% Cash Back

Credit Needed
Good

MBNA True Line® Gold Mastercard®

Low 10.99% standard interest rate on purchases

FEATURES

$39 annual fee
Standard Annual Interest Rates of 10.99% on purchases,13.99% on balance transfers^✪, and 24.99% on cash advances
This card is made from 100% recycled plastic
Around-the-clock-fraud protection
Use available credit on your credit card to transfer funds right to your chequing account

✪ Terms and Conditions apply.

This offer is not available for residents of Quebec.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

Initial Rewards: Standard Annual Interest Rates of 10.99% on purchases, 13.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

On Going Rewards 1st: Around-the-clock-fraud protection

On Going Rewards 2nd: Use available credit on your credit card to transfer funds right to your chequing account

GCR Rebate: 40

GCR Rebate
$40

Initial Rewards
Low 10.99% Interest Rate

Credit Needed
Good

American Express® Aeroplan®* Business Reserve Card

Earn up to 90,000 Welcome Bonus Aeroplan^®* points

Earn 65,000 Aeroplan points after spending $10,500 in purchases on your Card within the first 3 months.

Plus, earn an additional 25,000 Aeroplan points when you spend $3,500 in purchases in month 13.

FEATURES

Earn Aeroplan points that you can redeem in a variety of ways.

Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations^®*, 2 points for every $1 spent on eligible hotels and car rentals.
Earn 1.25 points for every $1 spent on everything else.

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

Leverage your cash flow with the option of carrying a balance or paying in full each month.
Control employee expenses plus track and accumulate points on your account with Employee Cards, so you have an opportunity to maximize the points you earn.

Unlock business travel possibilities to make every work trip one to look forward to.

Access more than 1,200 Priority Pass™ airport lounges around the globe. That means an oasis of comfort before your flight—regardless of your choice of airline or cabin class.
Enjoy access to select Air Canada Maple Leaf Lounges™ for you and a guest, and Air Canada Café™; in North America, with a same day ticket on a departing Air Canada or Star Alliance^®* flight.
Enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada, together with up to eight companions.
Enjoy your first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight, together with up to eight companions travelling on the same reservation.
Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges).
Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits every four years when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card.
Pay with your American Express Aeroplan Business Reserve Card and present your Aeroplan Membership Card at over 170 Aeroplan partner brands and 120 online retailers via the Aeroplan eStore to earn points twice.
If you’re departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, Complimentary Valet Service, 15% discount on parking rates, and 15% discount on Car Care Services.
Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels.
Enjoy priority access to the standby list and eUpgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade.
Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card.
Book flight reward tickets for even fewer points with Air Canada. In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more.
Unlock two-car-class rental upgrades, expedited service, dedicated phone line, and more with complimentary upgrade to Avis President’s Club.

Initial Rewards: Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations®*.

On Going Rewards 1st: Earn 2 points for every $1 spent on eligible hotels and car rentals

On Going Rewards 2nd: Access more than 1,200 Priority Pass™ airport lounges around the globe

GCR Rebate: 125

GCR Rebate
$125

Initial Rewards
Up to 90,000 Welcome Bonus Aeroplan®* points

Credit Needed
Excellent

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® Aeroplan®* Business Reserve Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

TD Rewards Visa* Card

Earn a value of $50^† in TD Rewards Points^† to use on eligible Amazon.ca purchases, plus no Annual Fee.

Conditions Apply. Account must be approved by January 6, 2025.

OFFER DETAILS

Earn 15,152 TD Rewards Points^† (a value of $50 on Amazon.ca^†) when you spend $500 within 90 days of Account opening^†. Conditions apply. Account must be approved by January 6, 2025.

FEATURES

Earn TD Reward Points on all the things you normally do, whether you use your card for groceries, dining or paying bills.
The rewards will add up quickly so you can enhance your everyday experiences and enjoy a wide variety of rewards.

Your card also allows you to enjoy:

Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia^® For TD, Starbucks^®
and more.
Mobile device insurance of up to $1,000 if you lose or damage your phone.
Booking your travel through Expedia^® For TD^† to maximize the TD Rewards Points you can earn on your travel purchases.
No travel blackouts^†, no seat restrictions^† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.
Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points.
Conditions apply.

Earning TD Rewards Points

Earn 4 TD Rewards Points for every $1 you spend when you book travel through Expedia^® For TD^†
Earn 3 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†
Earn 2 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account^†
Earn 1 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†

Initial Rewards: Earn a value of $50^† in TD Rewards Points^† to use on eligible Amazon.ca purchases, plus no Annual Fee.

On Going Rewards 1st: Earn 4 TD Rewards Points for every $1 you spend when you book travel through Expedia^® For TD^†

On Going Rewards 2nd: Earn 3 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†

GCR Rebate: 30

GCR Rebate
$30

Initial Rewards
Earn a value of $50^† in TD Rewards Points^†

Credit Needed
NA

PC® Mastercard®

Earn at least 10 PC Optimum™ points everywhere you shop.

FEATURES

Get to free fast with a no annual fee PC^® Mastercard^®.

Earn 10 points for every $1 spent everywhere you shop and up to 25 points for every $1 spent at Shoppers Drug Mart^®.
Earn at least 30 points per litre at Esso™ and Mobil™ stations.
Earn 20 points per $1 spent on PC^® travel services purchases.
All with no annual fee.

Initial Rewards: Get 20,000 points with a new PC® Mastercard® and no annual fee.

On Going Rewards 1st: 10 PC Optimum™ points for every $1 spentat participating stores where President’s Choice products are sold

On Going Rewards 2nd: 25 points for every $1 spent at Shoppers Drug Mart®, at least 30 points per litre at Esso or Mobil stations

GCR Rebate: 35

GCR Rebate
$35

Initial Rewards
Get 20,000 points!

Credit Needed
Fair

Must activate card to get Cash Back Rebate.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Must activate card to get cash back.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval and activation.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

The credit card features and benefits are provided by President’s Choice Bank, provider of the PC^® Mastercard^®.
Offer not available in Quebec.

PC® World Elite Mastercard®

Get 20,000 Welcome Points!

FEATURES

Get to free fast with a no annual fee PC^® World Elite Mastercard^®.

Earn 30 points for every $1 spent at grocery stores that participate in the PC Optimum™ program.¹
Earn 45 points for every $1 spent at Shoppers Drug Mart^®.²
Earn at least 30 points per litre at Esso™ and Mobil™ stations.³
Earn 30 points per $1 spent on PC^® travel services purchases.⁴
All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC^® Mastercard^® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC^® Mastercard^® credit card.

Concierge Services: 24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.

Travel Emergency Medical Insurance: For trips up to 10 days from date of departure, for those under age 65. Conditions apply

Car Rental Collision/Loss Damage Waiver Insurance: Collision damage and theft protection for your car rental needs.

Identity Theft Assistance: To help you avoid identity theft or restore your identity

Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC^® World Elite Mastercard^®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC^® Mastercard^® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

Initial Rewards: Get 20,000 points with a new PC® Mastercard® and no annual fee.

On Going Rewards 1st: 45 points for every $1 spent at Shoppers Drug Mart®

On Going Rewards 2nd: 30 points for every $1 spent at grocery stores that offer PC Optimum™ pts. and at least 30 points per litre at Esso or Mobil stations

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
Get 20,000 points!

Credit Needed
Fair

PC® World Mastercard®

Earn PC Optimum™ points everywhere you shop.

FEATURES

Get to free fast with a no annual fee PC^® World Mastercard^®.

Earn 20 points for every $1 spent at grocery stores that participate in the PC Optimum™ program and up to 35 points for every $1 spent at Shoppers Drug Mart^®.
Earn at least 30 points per litre at Esso™ and Mobil™ stations.
Earn 20 points per $1 spent on PC^® travel services purchases.
All with no annual fee.

Mastercard Global Service™: Replaces your card or offers a cash advance in case of emergency.

Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC^® Mastercard^® credit card.

Extended Warranty: Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC^® Mastercard^® credit card.

Concierge Services: 24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.

Conditions apply to all benefits. See Application for Terms and Conditions. President's Choice Bank is not responsible for maintaining the content on this site. Please click on the ‘Go to PC^® World Mastercard^®’ link for the most up to date information and full details. Subject to credit approval and eligibility criteria. PC^® Mastercard^® is provided by President’s Choice Bank. The PC Optimum™ program is provided by President's Choice Services Inc.

Initial Rewards: Get 20,000 points with a new PC® Mastercard® and no annual fee.

On Going Rewards 1st: 35 points for every $1 spent at Shoppers Drug Mart®

On Going Rewards 2nd: 20 points for every $1 spent at grocery stores that offer PC Optimum™ pts. and at least 30 points per litre at Esso or Mobil stations

GCR Rebate: 45

GCR Rebate
$45

Initial Rewards
Get 20,000 points!

Credit Needed
Fair

RBC Cash Back Preferred World Elite Mastercard

Unlimited cash back on your spending*

FEATURES

Earn up to 1.5% cash back on your spending^† – big or small
Premium benefits and insurances
Stay connected with a complimentary Boingo^‡ Wi-Fi account^Δ
Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points

Get $0 delivery fees for 12 months from DoorDash¹⁷ - Add your eligible RBC credit card to your DoorDash account to:
Get a 12-month complimentary DashPass subscription¹⁸ – a value of almost $120
Enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your eligible RBC credit card

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

Refer to RBC page for up to date offer terms and conditions

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Initial Rewards: Earn up to 1.5% cash back on your spending – big or small.

On Going Rewards 1st: Premium benefits and insurances

On Going Rewards 2nd: Stay connected with a complimentary Boingo Wi-Fi account

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Unlimited cash back on your spending

Credit Needed
NA

KOHO Financial

Reloadable Prepaid Mastercard®, Cashback, Interest Earning, No Fees

FEATURES
All the KOHO account has the following features:

● No Fees: All of the perks are accessible for free and there are no hidden fees or surprise charges (unlimited e-transfer)
● Minimum of 0.5% cashback on every purchase, and up to 6% when shopping with KOHO brand partners
● 1.2% saving interests on the entire account balance (no minimum requirement, no regular deposit requirement.

Users can also opt-in and subscribe to the following features:

Premium Account has all the above features and more ($9/month or $84/year):
● 2% cashback on groceries, eating & drinking, and transportation
● No FX fees and 1 free international ATM withdrawal per month
● Financial coaching - Premium account users can access our financial coach. Our financial coaches are members of Accredited Financial Counsellor.
● Price matching - Premium account users can claim price matches for their purchases. They just need to send the receipt and our team will find deals and match a lower price for our user.

Credit building ($10 a month over 6 months for a total of $60.) On average, we see the credit building users improve their score by 20 pts over 6 months. Users can also see their credit score being updated in-app on a monthly basis.

Merchant Cash Back: Earn additional cash back with merchant partners.

Other Benefits and Details

● Refer friends to KOHO and earn extra PowerUps. You and the friend you refer each earn 1% extra PowerUps on every purchase for 90 days. You can refer up to 10 friends to KOHO, which means you can earn up to 10% in PowerUps for referring friends

● Receive both a physical and virtual card. For new users, you can start adding funds and shopping online while you wait for your physical card to arrive in the mail. No need to budge from your couch to make online purchases! Just use your virtual card instead of getting up to find your wallet. Plus, it uses a different card number to help protect your physical card number when you’re shopping or booking services online

● Add your KOHO card to Apple, Samsung or Google Pay

● Access your payroll up to 3 days early with the Early Payroll feature

● Automate your savings with Goals and RoundUps. Rounding up every purchase lets you stash away some savings, while Goals make it easier to save for whatever it is that makes you happy

● Lock in savings with Vault that keeps the funds you don’t want to spend separate from your spendable balance

● Create custom budgets and track your spending habits. Know where you're at in real time with instant notifications every time you spend.

Fees & Interest
Purchase Interest Rate: $0 - you can only spend your own funds with KOHO
Cash Advance: You are able to withdraw up to $600 of your own funds in cash per day. KOHO does not charge any fees but you may incur a fee from the ATM provider
Balance Transfer: Load your KOHO account via e-transfer, direct deposit, or Mastercard direct load

Initial Rewards: Cashback, Interest Earning, No Fees, Three subscription plans

On Going Rewards 1st: Get 1% cash back on groceries, your internet bill, and delivery services

On Going Rewards 2nd: No hidden fees (unlimited e-transfer)

GCR Rebate: 35

GCR Rebate
$35

Initial Rewards
Reloadable Prepaid Mastercard®

Credit Needed
NA

Must activate your card and load funds onto your KOHO account.
Must enter a valid mailing address to earn reward.
Reward will appear as Pending for 32 days.

Neo Secured Credit

Build Your Credit History - and get unlimited transactions, no annual fees and no overlimit fees.

FEATURES

A physical and digital secured card that doesn't require a hard credit check
Guaranteed approval for all Canadians¹
Earns cashback on everyday spending
Average 5% at partners
15% welcome bonus on first purchase at most partners
0.5% minimum cashback guarantee across all purchases
No monthly or annual fees for free Standard rewards plans
Track spending with real time notifications and view balance in seconds
Cash out your rewards at any time.
Credit limit is equal to security funds. Customers can pick a limit they are comfortable with and never worry about going over that limit.
Security funds will be fully returned if card is closed and balance is paid off
Security funds minimum of only $50

Get cashback with Shell

Earn 2% cashback at the pump or convenience store locations
Earn 4% cashback on transactions made through the Shell App
Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)

Offer is only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.

Upgrade to Premium

Upgrade to Premium for only $4.99/month and get a $25 Sign Up Bonus and the first 3 months free.
Plus get more cashback + exclusive perks and features.

Higher everyday cashback

3% on gas and grocery⁴
0.5% cashback on everything else⁶

Boosted exclusive cashback offers at Neo partners⁶

6% average cashback at restaurants, bars and cafes
4% on popular streaming services
4% on ride sharing services
4% on food delivery services
3%+ at retail partners (online and in-store)

All Base features and benefits, plus:

Credit score monitoring directly in the Neo app
$2,500 group life insurance⁷
24/7 legal assistance⁷
Purchase protection with extended warranty⁸
Dedicated priority support

Terms and Conditions
Cards issued by ATB Financial pursuant to license by Mastercard International Inc. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..
¹ Conditions apply. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. provide security funds.

Initial Rewards: 15% welcome bonus on first purchase at most partners

On Going Rewards 1st: Earn an average of 5% cash back at thousands of Neo partners

On Going Rewards 2nd: Cash out your rewards at any time

GCR Rebate: 25

GCR Rebate
$25

Initial Rewards
Unlimited transactions, no annual fee

Credit Needed
NA

Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Minimum account funding of $50 required.
• Cash Back Rebate is valid for eligible new Neo customers only.
• One Cash Back Rebate per customer for the first Neo product applied for and approved.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.

moi RBC® Visa‡

Get up to 10,000 bonus Moi points! ^[1]

Offer ends Jan. 31, 2025

Get 3,000 welcome points upon your first purchase with the moi RBC^® Visa card^‡ ^[1]
Receive an additional 3,500 points when you spend $500 in the first three months of opening your card ^[1]
Receive an additional 3,500 points when you spend $2000 in the first twelve months of opening your card ^[1]

A value of $80 ^[*]

Note: Residents of Quebec, Ottawa and New Brunswick would benefit most from the Moi program.

FEATURES

Earn Moi points everywhere, on all your purchases.²

Your moi RBC^® Visa^‡ credit card rewards you with Moi points every time you use it to pay for purchases. Whether you’re in-person or online, you’ll collect points Moi wherever you shop.

2X the Moi Points on Grocery, Beauty and Wellness
Earn 2 Moi points at participating Metro, Jean Coutu, Brunet and Première Moisson stores when you pay with your moi RBC Visa credit card and swipe your Moi program card.²
2X the Moi Points on Restaurants and Dining
Earn 2 Moi points for every $1 spent on dining purchases when paying with your moi RBC Visa credit card.³
2X Moi Points on Gas and EV Charging
Earn 2 Moi points for every $1 spent on gas and EV charging purchases when paying with your moi RBC Visa credit card.³
1X Moi Points on All Other Purchases
Earn 1 Moi point for every $1 spent on all your purchases, everywhere else you shop, including at participating Super C stores.⁴

Moi makes it easy to redeem

Redeem Moi points faster at checkout with your Moi card. Only 500 Moi points gets you $4 off your in-store or online purchase, before taxes, at nearly 900 Metro, Super C and Brunet stores in Quebec and Jean Coutu stores in Quebec, Ontario and New Brunswick. ⁵

Petro-Canada Link your moi RBC Visa credit card to your Petro-Points^TM card to save 3¢/L instantly on gas and earn 20% more Petro-Points^TM at Petro-Canada^TM.⁶

RONA, Réno-Dépôt and RONA+ Pay with your moi RBC Visa credit card at RONA, Réno-Dépot or RONA+ and get up to 10% back in statement credits on your first $250 of qualifying purchases and 5% back on the next $1,250.⁷

Get exclusive savings, perks, and more with brands you love with your moi RBC Visa credit card!

^®/TM Trademarks of Royal Bank of Canada. Used under licence. ^‡ All other trademarks are the property of their respective owner(s). Used under licence.

* 21.99% for Cash Advance and Balance Transfer if you reside in Quebec.

Refer to RBC page for up-to-date offer terms and conditions.

This post contains affiliate links.

The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

[1] To benefit from this offer, your application must be received between June 6th, 2024 and January 31, 2025, and approved by Royal Bank of Canada (“RBC”), and you must have a valid Moi card linked to your moi RBC Visa credit card.

You will be eligible to receive 3,000 welcome Moi points upon your first purchase (“Welcome Points”). The Welcome Points will appear on your monthly credit card statement and your Moi account up to six (6) weeks after your first purchase, provided your moi RBC Visa credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.

To receive 3,500 bonus Moi points (“Bonus Points”), (i) a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first 3 months from your Credit Card Account opening date, and (ii) your Credit Card Account must remain open and in good standing at the time the Bonus Points are awarded to your Credit Card Account and your Moi account, approximately six (6) weeks after the date you reach $500 in Qualifying Transactions. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments will reduce the amount of your Qualifying Transactions.To receive the additional 3,500 bonus Moi points (“Additional Bonus Points”), (i) a total of $2000 or more in Qualifying Transactions must be posted to your Credit Card Account within the first 12 months from your Credit Card Account opening date, and (ii) your Credit Card Account must remain open and in good standing at the time the Additional Bonus Points are awarded to your Credit Card Account and your Moi account, approximately six (6) weeks after the date you reach $2000 in Qualifying Transactions.

For more clarity, the amount of $500 in Qualifying Transactions and the amount of $2000 in Qualifying Transactions are not cumulative, meaning that if a total of $2000 in Qualifying Transactions is posted to your Credit Card Account within the first 12 months from your Credit Card Account opening date, including $500 within the first 3 months, you’ll be eligible for both the Bonus Points and the Additional Bonus Points, provided that your Credit Card Account remains open and in good standing at the time the Bonus Points and the Additional Bonus Points are awarded to your Credit Card Account and your Moi account. However, if you do not spend $500 in Qualifying Purchases within the first 3 months of your Credit Card Account opening date, but spend a total of $2000 in Qualifying Purchases in the first 12 months from your Credit Card Account opening date, you will not be eligible for the Bonus Points but you will be eligible to receive the Additional Bonus Points, provided that your Credit Card Account remains open and in good standing at the time the Additional Bonus Points are awarded to your Credit Card Account and your Moi account.

Authorized user(s) are not eligible for the Welcome Points nor the Bonus Points and the Additional Bonus Points. This offer may not be combined or used in conjunction with any other offer. RBC reserves the right to cancel, modify or withdraw this offer at any time. For complete details, and to learn more about all the benefits that come with your moi RBC Visa credit card, please visit www.rbc.com/moivisainfo. For complete terms and conditions that apply to the Moi program, please visit: www.moiprogram.ca.

[*] Based on the moi program redemption rate of 500 moi points for $4.00, 10,000 moi points have a redemption value of $80.00. To be able to redeem your Moi points, you must have at least 500 Moi points in your moi account. If you do, you will be able to redeem a minimum of 500 Moi points to get $4 off your in-store or online transaction, before taxes, at participating Metro, Super C, Première Moisson and Brunet stores in Quebec, and at participating Jean Coutu stores in Quebec, New Brunswick and Ontario, provided the pre-tax value of the transaction is equal to or greater than that of the points being redeemed. If you wish to redeem more than 500 Moi points in one transaction, you may only do so in increments of 125 points thereafter. 125 Moi points = $1 or as otherwise determined by Metro. Other conditions and restrictions apply. For complete terms and conditions that apply to the moi program, please visit moiprogram.ca.

Initial Rewards: Get up to 10,000 bonus Moi points! A value of $80!

On Going Rewards 1st: 2X the Moi Points on Grocery, Beauty, Wellness, Restaurants, Dining, Gas and EV Charging

On Going Rewards 2nd: Link your moi RBC Visa credit card to your Petro-PointsTM card to save 3¢/L instantly on gas

GCR Rebate: 65

GCR Rebate
$65

Initial Rewards
Get up to 10,000 bonus Moi points!

Credit Needed
NA

Vancity enviro™ Visa Infinite* card

Welcome offer! Get your first year annual fee waived ($120 rewards value)^
and Visa Airport Companion membership ($90 value).^

Offer valid until September 26th, 2024
^Terms and conditions apply – for full details click the Apply button.

Card is available to British Columbia residents only.

5% of profits go to environmental initiatives with every purchase on your enviro Visa card.

Environmental impact:

Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.

5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.

Vancity Rewards
100 Vancity Rewards points = $1 in Rewards Value.

How to earn points.

10 points for every $1 spent at select local businesses.

5 points for every $1 spent on public transit and ferries.^◊

2.5 points for every $1 spent on groceries.^◊

1.25 points for every $1 spent on all other purchases.^◊

2x the points when booking travel through Vancity Rewards.

Ways you can redeem your points:

Cash back^‡: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).

Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.

Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).

Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.

Premium Visa Infinite Benefits

Get access to more than 1,200 participating airport lounges worldwide with your complimentary membership to Visa Airport Companion.⌀

Hotel perks, dining and wine events, concierge service, sports and entertainment offers and more.

Insurances

Common carrier travel accident insurance up to $500,000. ^§

Purchase security insurance. ^§

Extended warranty insurance. ^§

Auto rental collision/loss damage insurance. ^§

Flight delay insurance. ^§

Emergency travel assistance services. ^§

Delayed and lost baggage insurance. ^§

Eligibility: $60,000 annual personal income, $100,000 annual household income, or $250,000 or more in investible funds.

Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.

^ Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-infinite/

* Trademark of Visa Int. Used under license.

enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.

^‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.

^§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.

⌀ Enviro Visa Infinite cardholders have access to participating lounges through the Visa Airport Companion Program (“Program”), hosted and managed by DragonPass International Ltd. Cardholders must enroll for this benefit using a valid enviro Visa Infinite card. The value of a Visa Airport Companion membership (managed by DragonPass International Ltd.) is based on the value of purchasing a DragonPass membership ($68 USD) converted into CAD at an exchanged rate of 1.32. This estimated value is merely an estimate for illustrative purposes only. Actual value of a Visa Airport Companion membership may vary. Upon enrollment, all visits for enviro Visa Infinite cardholders are subject to a fee per person per visit. Cardholders who participate in the Program are subject to the DragonPass Terms of Use, Terms of Service and Privacy Policy and Visa’s Privacy Notice. To view the full Terms and Conditions for the Program and more details on how to enroll, please visit visaairportcompanion.ca. The Program services and benefits are provided by DragonPass and applicable third party offer providers and neither Visa nor Vancity is responsible for any claims or damages arising from participation in the Program.

ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant^®. ^® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.

Initial Rewards: 10 points for every $1 spent at select local businesses

On Going Rewards 1st: Get access to more than 1,200 participating airport lounges worldwide

On Going Rewards 2nd: Enhanced insurance coverage

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
First year annual fee waived and Visa Airport Companion membership

Credit Needed
NA

To be eligible for this offer:
• Applicants must be a new Vancity credit card Account Holder.
• Are at least 19 years old.
• Live in British Columbia and have a BC address.

• Application must be complete and submitted to receive Cash Back Rebate.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Vancity Cash Back.
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.

Vancity enviro™ Visa* Classic card

Sign up for a Vancity enviro™ Visa* Classic card!

Available to British Columbia residents only.

5% of profits go to environmental initiatives with every purchase on your enviro Visa card.

Environmental impact:

Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.
5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.

Vancity Rewards

100 Vancity Rewards points = $1 in Rewards Value.

How to earn points.

1 point for every $2 spent on all purchases.

2x the points when booking travel through Vancity Rewards.

Ways you can redeem your points:

Cash back^‡: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).

Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.

Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).

Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.

Insurances

Common carrier travel accident insurance up to $200,000. ^§

Purchase security insurance. ^§

Extended warranty insurance. ^§

Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.

^ Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-classic

* Trademark of Visa Int. Used under license.

enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.

^‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.

^§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.

ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant^®. ^® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.

Initial Rewards: Get up to $50 rewards value when you spend $1,500 in your first 3 months.

On Going Rewards 1st: 1 point for every $2 spent on all purchases and no annual fee

On Going Rewards 2nd: 5% of profits go to environmental initiatives with every purchase on your enviro Visa card

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Get up to $50 rewards value!

Credit Needed
NA

Rogers Red Mastercard®

Get a $25 Welcome Bonus and No Annual Fee!

FEATURES

3% unlimited cash back rewards on all eligible purchases made in U.S. dollars
1.5% unlimited cash back rewards on all eligible regular purchases
$25 Welcome Bonus in cash back rewards upon first card purchase within 3 months of receiving your card
$0 annual fee

Complimentary membership to Mastercard Travel Pass provided by DragonPass
Access to over 1,300 airport lounges worldwide
$32 USD per person per visit

Included Insurance Benefits

Extended Warranty and Purchase Protection
Rental Car Collision/Damage
Out-of-Province/Out-of-Country Emergency Medical
Trip Interruption
Trip Cancellation

Security Features

Transaction Monitoring & Alerts
Zero Liability
Secure and Contactless Payment
Mastercard Identity Check

Welcome bonus may only be earned once per account and for new accounts only. You must make a purchase within 3 months of receiving your card to qualify.

Subject to credit approval PLUS minimum income requirement of $80,000 annual personal income or $150,000 annual household income.

To maintain eligibility, you must have an annual spend of $15,000 each year.

Please refer to www.rogersbank.com to read full card details.

Initial Rewards: Get 30% more cash back every time you redeem for Rogers, Fido or Shaw purchases

On Going Rewards 1st: 2% cash back - no limits

On Going Rewards 2nd: 5 Roam Like Home days at no cost with an eligible Rogers mobile plan

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
10% cash back for the first 3 months up to $100!

Credit Needed
NA

TD Low Rate Visa* Credit Card

Get an 8.99% promotional interest rate on Purchases for the first 6 months^† from Account opening.

Conditions Apply. Account must be approved by September 3, 2024.

FEATURES

With the TD Low Rate Visa* Card you can enjoy great financial flexibility for your everyday purchases.

Save on interest with a low annual interest rate of 12.90%^† for Purchases and Cash Advance transactions.
Option to purchase Travel Medical Insurance^† and Trip Cancellation/Trip Interruption Insurance^†.
Earn 50% more Stars at participating Starbucks^® stores. Conditions apply.
Enjoy all of the benefits of your TD Low Rate Visa* Card when using Apple Pay^† or Samsung Pay^†. It's an easy
and secure way to pay.

^† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

Initial Rewards: Get an 8.99% promotional interest rate on Purchases for the first 6 months† from Account opening.

On Going Rewards 1st: Earn 50% more Stars at participating Starbucks® stores.

On Going Rewards 2nd:

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Get an 8.99% promotional interest rate!

Credit Needed
NA

Simplii Financial™ Cash Back Visa* Card

Sign up for a Simplii^TM Cash Back Visa* Card and earn a $250 PRESTO Voucher.^†

Plus, enjoy 10% cash back on eligible restaurants, food delivery and bar purchases for your
first 4 months (up to $500 spend).^†

FEATURES

Earn 4% cash back on eligible restaurant, bar and coffee shop purchases, up to $5,000 per year.^†

Earn 1.5% cash back on eligible gas, groceries, drugstore purchases and pre-authorized payments,
up to $15,000 per year.^†

Earn 0.5% cash back on all other credit card purchases with no limit on how much you can earn.^†

Coverage

Purchase Security and Extended Protection Insurance.^†
Protect your purchases with double the manufacturer’s warranty, up to one additional year.

Send Money Abroad

Get cash back when you send a Global Money Transfer and pay with your Visa* Card.^†

Extra card fee: $0 (Up to 3 additional cards)
Credit Score: 600+
Purchase Interest Rate: 20.99%^‡
Balance Transfer Interest Rate: 22.99%^‡
Cash Advance Interest Rate: 22.99%^‡

^† Terms and conditions apply. For complete Offer details, please review the product page.
This offer is not available for residents of Quebec.

^‡ "Purchase" means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque. "Cash" means a Cash Advance, Balance Transfer and Convenience Cheque. Interest rates may change from time to time.

Initial Rewards: Enjoy 10% cash back on eligible restaurants, food delivery and bar purchases for your first 4 months.

On Going Rewards 1st: 4% cash back on eligible restaurant, bar and coffee shop purchases

On Going Rewards 2nd: 1.5% cash back on eligible gas, groceries, drugstore purchases and pre-authorized payments

GCR Rebate: 60

GCR Rebate
$60

Initial Rewards
Earn a $250 PRESTO Voucher

Credit Needed
NA

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must contact GCR within 4 months from application date to report a missing rebate, otherwise the rebate is void.

RBC® Visa‡ Classic Low Rate Option

Affordable low interest rate on purchases and cash advances

FEATURES

Low interest rate on purchases and cash advances
Low annual fee
Purchase security and extended warranty insurance⁴
Link your RBC card with a Petro-Points membership and instantly save on fuel at Petro-Canada stations and earn 20% more Petro-Points
Get $0 delivery fees for 3 months from DoorDash¹⁴ - Add your eligible RBC credit card to your DoorDash account to:
- Get a 3-month complimentary DashPass subscription¹⁵ – a value of almost $30
- Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Refer to RBC page for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track sales for commission purposes.

Initial Rewards: Affordable low interest rate on purchases and cash advances plus purchase security and extended warranty insurance.

On Going Rewards 1st: Earn 20% more Petro-Points

On Going Rewards 2nd: Get $0 delivery fees for 3 months from DoorDash

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Affordable low interest rate on purchases and cash advances

Credit Needed
NA

Vancity enviro™ Visa* Classic card Low Interest rate

Vancity enviro^™ Visa* Classic card Low interest rate plus Vancity Rewards

Welcome offer! Get your first year annual fee waived ($50 rewards value)^

Our Carbon Counter™ helps you estimate the carbon footprint of your Visa card spending.

5% of profits from this card support the Vancity enviroFund™ program every year which helps fund climate innovation in your community.

Vancity Rewards
100 Vancity Rewards points = $1 in Rewards Value.

How to earn points.

1 point for every $2 spent on all purchases.

2x the points when booking travel through Vancity Rewards.

Ways you can redeem your points:

Cash back^‡: Add funds to your Vancity account, pay down your enviro™ Visa* card account balance, or make a loan payment (like towards your Vancity mortgage).

Travel: Book flights, hotels, car rentals, cruises and more through Vancity Rewards and enjoy no blackout periods.

Charity: Support what matters to you. Redeem your points to make a donation to a select charity and we’ll send you a tax receipt. Starting at 2,000 points ($20 rewards value).

Gift cards: Treat yourself or someone special when you redeem your Vancity Rewards points for a gift card. Choose from over 60 options.

Insurances

Common carrier travel accident insurance up to $200,000. ^§

Purchase security insurance. ^§

Extended warranty insurance. ^§

Note: Purchase APR, Balance Transfer APR and Cash Advance APR
You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details.

^ Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-classic-low-interest-vancity-rewards

* Trademark of Visa Int. Used under license.

enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union.

^‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.

^§ Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC.
ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant^®. ^® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel.

Initial Rewards: 1 point for every $2 spent on all purchases and 2x the points when booking travel through Vancity Rewards.

On Going Rewards 1st: Redeem points for cash back, travel, charity and gift cards

On Going Rewards 2nd: 5% of profits go to environmental initiatives with every purchase on your enviro Visa card

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Get your first year annual fee waived ($50 rewards value)

Credit Needed
NA

Scotia : Carte American ExpressMD Or de la Banque ScotiaMD*

Obtenez jusqu’à 950 $* en valeur au cours des 12 premiers mois, y compris jusqu’à 45 000 points Scène+ en prime*!

Offre valide du 2 juillet 2024 - 31 octobre 2024.

ADVANTAGES

Obtenez 6 fois plus de points Scène+* pour chaque dollar dépensé chez Sobeys, Safeway, Freshco, Foodland et plus encore.
Obtenez 5x les points Scène+* pour chaque dollar dépensé en restauration, en livraison de nourriture et dans d’autres épiceries admissibles. Comprend la livraison de nourriture populaire et les abonnements alimentaires.
Obtenez 5x les points Scène+* pour chaque dollar dépensé à des fins de divertissement admissibles au Canada. Comprend les magasins de cinéma, de théâtre et d’agences de billetterie.
Obtenez 3 fois plus de points Scène+* pour chaque dollar canadien dépensé au Canada en essence et en transport en commun quotidien. Comprend le covoiturage, les bus, le métro, les taxis et plus encore
Obtenez 3 fois plus de points Scène+* pour chaque dollar canadien dépensé au Canada sur certains services de diffusion en continu admissibles.
De plus, obtenez 1 point Scène+ pour chaque dollar dépensé sur tous les autres achats courants admissibles.
Pas de frais de transaction à l’étranger
Couverture d’assurance voyage complète
Offres® AMEX
AMEX Avant-première de la ligne®
Invitations® American Express
Services de conciergerie gratuits

La valeur potentielle des économies et récompenses durant les 12 premiers mois comprend la valeur de l’offre de bienvenue, la valeur potentielle des points accumulés la première année et la valeur des économies sur les frais d’opérations en devises au 28 février 2024 :

450 $ en récompenses voyages (45 000 points Scène+ en prime) pour les nouveaux titulaires d’une carte American Express Or de la Banque Scotia qui effectuent des achats totalisant 1 000 $ au cours des 3 premiers mois (25 000 points) et qui effectuent des achats totalisant 7 500 $ au cours des 12 premiers mois (20 000 points additionnels);
120 $ en économies grâce à l’annulation des frais annuels la première année pour les nouveaux titulaires d’une carte American Express Or de la Banque Scotia;
55 $ d’économies sur les frais d’opérations en devises selon le montant moyen des achats en devises effectués par compte au cours de la première année (en économisant sur les frais d’opérations en devises de 2,5 % généralement facturés par d’autres émetteurs de cartes de crédit);
325 $ (32 500 points Scène+) potentiels selon le montant moyen des achats courants la première année, par compte, en supposant une dépense moyenne de 25 % d’achats dans les catégories donnant droit au ratio de cumul accéléré de 5X les points et de 5 % d’achats dans les catégories droit au ratio de cumul accéléré de 3X les points;

Valeur potentielle maximale après la première année = 950 $
La valeur réelle des offres, des économies réalisées et des récompenses obtenues variera en fonction de l’utilisation de la carte et de l’admissibilité aux offres. Des conditions s’appliquent*.

Les taux, frais et autres informations entrent en vigueur le 2 juillet 2024. Sous réserve de modifications.

Admissibilité et exclusions : Vous ne pouvez vous prévaloir de l’offre si vous êtes actuellement titulaire principal ou secondaire d’une carte de crédit de la Banque Scotia pour particuliers ou si vous l’avez été au cours des deux dernières années, y compris si vous transférez votre solde d’un compte de carte de crédit de la Banque Scotia pour particuliers existant et si vous êtes un employé de la Banque Scotia. Sous réserve des exclusions mentionnées ci-dessus, les titulaires d’une carte de crédit de la Banque Scotia pour petites entreprises sont admissibles à cette offre.

* Consultez le site Web du fournisseur de carte et l’application de la carte pour connaître les détails complets de la carte, les conditions et les offres actuelles. Des efforts raisonnables sont faits pour maintenir l’exactitude de l’information.

Initial Rewards: Obtenez jusqu`à 950 $* en économies et récompenses dans les 12 premiers mois, y compris jusqu`à 45 000 points Scène+ en prime

On Going Rewards 1st: 5X les points Scène+ pour chaque 1 $ CA d`achat admissible dans les épiceries, les restaurants, et de divertissements

On Going Rewards 2nd: 3X les points Scène+ pour chaque 1 $ CA d`achats admissibles d’essence et de transport en commun quotidien

GCR Rebate: 75

GCR Rebate
$75

Initial Rewards
Obtenez jusqu`à 950 $*

Credit Needed
NA

Les remises en argent seront payées par Great Canadian Rebates selon les règles suivantes:

• Les candidats doivent postuler via un lien en ligne de Great Canadian Rebates.
• Les rabais sont pour les demandes commencées et approuvées en ligne.
• NE PAS laisser la demande avant de compléter. Cela inclut la navigation ailleurs.
• Si la session de l'application expire, une nouvelle session doit être démarrée. Recommencez en cliquant sur le lien de Great Canadian Rebates.
• Activation de la carte par le titulaire de la carte.
• La remise en argent peut prendre fin à tout moment et est à la discrétion du GCR et n'est disponible que pour les membres de Great Canadian Rebates.
• Le cashback n'est pas valable pour les titulaires de carte récurrents avec la même carte.
• La remise en argent provient de GCR et sera affichée sur votre compte GCR lors de l'approbation de la carte.

REMARQUE : Vous devez répondre à GCR dans les 3 mois suivant la date de la demande pour signaler un rabais manquant, sinon le rabais est annulé.

RBC : Carte Avion Visa Infinite RBC

Obtenez 35 000 points Avion à l’approbation** – Suffisamment pour voyager partout au Canada et aux États-Unis^† (les voyages à destination d’Hawaii et de l’Alaska exigent un plus grand nombre de points).

Faites une demande en ligne et obtenez une réponse en 60 secondes seulement.

AVANTAGES

Accumulez un point Avion par dollar d’achat*, et obtenez 25 % de points supplémentaires à l’achat d’un voyage admissible.
Les membres Avion peuvent utiliser leurs points auprès de n’importe quel transporteur, quels que soient le vol et la date du départ, sans période d’interdiction ou restriction.
Les membres Avion accumulent des points qui n’expirent jamais, ce qui veut dire qu’ils seront là, quand vous serez prêt à vivre votre prochaine aventure.
Échangez vos points contre des primes-voyages et plus encore. Utilisez vos points comme vous le voulez, que ce soit pour payer des factures ou le solde de votre carte, ou échangez-les contre des cartes-cadeaux et différents articles de grandes marques comme ceux d’Apple. Le programme Avion Récompenses vous donne la liberté de choisir de quelle façon vous utiliserez vos points et vous aide à tirer le maximum de vos points en tant que membre Avion.
Les membres admissibles du programme Avion Récompenses peuvent convertir leurs points dans d’autres programmes de fidélisation, comme les dollars WestJet, les points Avios de British Airways et les points Primes La Baie d’Hudson.
Liez votre carte RBC à votre carte du programme Petro-Points et économisez instantanément 3 ¢ le litre de carburant dans les stations Petro- points, en plus d’obtenir toujours 20 % plus de Petro-Points et 20 % de points Avion.
Liez votre carte RBC à un compte Rexall Be Well et obtenez 50 points Be Well pour chaque dollar d’achat de produits admissibles à Rexall. Échangez des points Be Well plus rapidement pour économiser en magasin sur vos achats puisque 25 000 points Be Well = 10 $
Accédez aux offres de RBC qui vous permettent d’accumuler des points plus rapidement auprès de certaines marques.
Gamme complète d’assurances, y compris l’assurance appareil mobile, l’assurance voyage (annulation et interruption de voyage et frais médicaux d'urgence) et autres achats admissibles pour vous protéger, tant vous-même que les membres de votre famille.
Les membres Avion profitent d’avantages haut de gamme Visa Infinite, comme le service sans attente pour des événements ainsi que des avantages hôtels et plaisirs de la table.
Les membres Avion n’ont plus besoin de réserver 14 jours à l’avance leurs voyages en utilisant la grille RBC.

Jusqu’à 12 mois sans frais de livraison, gracieuseté de DoorDash¹⁷ - Ajoutez une carte de crédit RBC admissible à votre compte DoorDash et

Obtenez un abonnement¹⁸ de 12 mois gratuit à la DashPass, une valeur de près de 120 $
Profitez de livraisons illimitées de restaurants admissibles sur les commandes de 15 $ et plus lorsque vous payez avec votre carte de crédit RBC admissible

L’assurance facultative Protection-Solde Maximale couvre le solde de votre carte de crédit au moment où vous en avez le plus besoin

Si vous perdez votre emploi ou devenez totalement invalide, un versement correspondant à 25 % du solde de votre compte de carte de crédit, jusqu’à concurrence de 6 250 $ par mois, peut être effectué au titre de l’assurance pendant un maximum de quatre mois.
Si vous décédez, cette couverture peut effectuer un paiement unique correspondant au solde total de votre compte de carte de crédit, jusqu’à concurrence de 25 000 $.
Il est facile pour les titulaires de carte admissibles d’adhérer à cette assurance. Vous pouvez résilier l’assurance en tout temps.
Les primes sont de 1,20 $ par tranche de 100 $ du solde de votre compte à la date de votre relevé (plus les taxes applicables).
Des conditions et des restrictions d’admissibilité s’appliquent. Vous trouverez tous les détails sur rbcbanqueroyale.com. Cette assurance est établie par American Bankers Compagnie d’assurance générale de la Floride et American Bankers Compagnie d’assurance vie de la Floride, qui exercent leurs activités au Canada sous le nom commercial d’Assurant^®.

* 21,99 % sur les avances de fonds et transferts de solde si vous résidez au Québec

Consultez la page RBC pour connaître les modalités de l'offre à jour

Les références juridiques et les conditions liées au produit sont disponibles sur le site Web de RBC vers lequel le client sera dirigé pendant le processus d’intégration pour en prendre connaissance et les accepter.

* Cette offre ne s’applique qu’aux nouvelles demandes de carte de crédit Avion Visa Infinite RBC ou Avion Visa Platine RBC (chacune, une « carte de crédit admissible ») et approuvées par la Banque Royale du Canada, sous réserve des conditions ci-dessous. Les titulaires de carte supplémentaires (cotitulaire et utilisateurs autorisés) sur le compte de carte de crédit admissible, de même que les personnes déjà titulaires d’une carte de crédit RBC Banque Royale de particulier transférant vers un compte de carte de crédit admissible, ne sont pas admissibles à cette offre.

35 000 points prime d’adhésion Avion (« points primes d’adhésion ») figureront sur votre relevé de carte de crédit mensuel dans les 60 jours suivant l’approbation de votre demande, pourvu que votre compte de carte de crédit admissible soit ouvert et en règle au moment où les points primes d’adhésion sont portés au crédit de votre compte, « en règle » signifiant que le compte ne doit pas être en souffrance depuis plus de deux (2) périodes de relevé consécutives, fermé ou radié, et que le crédit ne doit pas avoir été révoqué.

Si vous fermez ou changez votre carte de crédit admissible pour un autre type de carte de crédit RBC Banque Royale avant que les points primes d’adhésion aient été portés au crédit de votre compte, vous pourriez ne plus pouvoir vous prévaloir de cette offre. La présente offre ne peut être combinée à aucune autre offre. La Banque Royale se réserve le droit d’annuler, de modifier ou de révoquer cette offre en tout temps sans préavis, même si votre demande a été approuvée, notamment si nous avons des raisons de croire que vous manipulez le processus ou en abusez, ou que vous prenez part à des activités suspectes ou frauduleuses, comme déterminé par la Banque Royale à sa seule discrétion. Pour connaître toutes les conditions qui s’appliquent au programme Avion Récompenses, veuillez visiter le www.avionrewards.com/fr/ ou composer le 1 800 769-2512.

^† Selon le barème d’échange des primes voyages aériens, les échanges de points contre des billets d’avion commencent à 35 000 points pour un vol long-courrier aller-retour dont le prix ne dépasse pas 750 $ pour presque toute destination au Canada et aux États-Unis, sauf Hawaï ou l’Alaska. Le voyageur est responsable de la totalité des taxes, frais d’administration et suppléments applicables. Pour en savoir plus, notamment à propos des directives relativement à l’échange de points contre un vol en première classe ou en classe affaires, rendez-vous au www.avionrewards.com/fr/travel/. Pour connaître l’intégralité des conditions et des restrictions applicables au programme Avion Récompenses, rendez-vous au www.avionrewards.com/fr/ ou composez le 1-800 ROYAL 12 (1 800 769-2512).

Cet article contient des liens d'affiliation.

GCR peut s'engager dans le marketing d'affiliation, ce qui se fait en intégrant des liens de suivi dans greatcanadianrebates.ca. Si vous cliquez sur un lien pour un partenariat d'affiliation, un cookie sera placé sur votre navigateur pour suivre les ventes à des fins de commissions.

Initial Rewards: Obtenez 35 000 points de bienvenue.

On Going Rewards 1st: Obtenez 1 point Avion par dollar d’achat

On Going Rewards 2nd: Échangez vos points contre d’autres produits formidables; Utilisez vos points Avion pour faire un paiement de carte de crédit

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Obtenez jusqu`à 35 000 points

Credit Needed
NA

• Ne parcourez pas ou ne quittez pas la page de l'application avant qu'elle ne soit terminée.
• Veuillez cliquer à nouveau sur GCR si la session expire.
• Doit postuler en ligne.
• La remise en argent provient de GCR et sera affichée sur votre compte GCR lors de l'approbation de la carte.
• La remise en argent n'est pas offerte aux titulaires réguliers de la même carte.

• REMARQUE : Vous devez répondre à GCR dans les 4 mois pour signaler une remise manquante, sinon la remise est annulée.

RBC : Remise en argent Préférence World Elite Mastercard RBC

Remises en argent illimitées sur vos achats*

AVANTAGES

Obtenez jusqu’à 1,5 % de remise en argent sur vos achats^†, petits ou grands
Avantages et assurances de premier ordre.
Restez connecté grâce au compte Wi-Fi Boingo^‡ gratuit^Δ
Liez votre carte RBC à votre carte du programme Petro-Points et économisez immédiatement dans les stations Petro-Canada, en plus d’obtenir 20 % de Petro-Points supplémentaires

Obtenez des livraisons sans frais pendant 12 mois avec DoorDash¹⁷ en ajoutant votre carte de crédit RBC admissible à votre compte DoorDash pour :

obtenir un abonnement de 12 mois gratuit à DashPass¹⁸ d’une valeur de près de 120 $
profiter d’un nombre illimité de livraisons sans frais sur les commandes de 15 $ ou plus en payant avec votre carte de crédit RBC admissible

L’assurance facultative Protection-Solde Maximale couvre le solde de votre carte de crédit au moment où vous en avez le plus besoin

Si vous perdez votre emploi ou devenez totalement invalide, un versement correspondant à 25 % du solde de votre compte de carte de crédit, jusqu’à concurrence de 6 250 $ par mois, peut être effectué au titre de l’assurance pendant un maximum de quatre mois.
Si vous décédez, cette couverture peut effectuer un paiement unique correspondant au solde total de votre compte de carte de crédit, jusqu’à concurrence de 25 000 $.
Il est facile pour les titulaires de carte admissibles d’adhérer à cette assurance. Vous pouvez résilier l’assurance en tout temps.
Les primes sont de 1,20 $ par tranche de 100 $ du solde de votre compte à la date de votre relevé (plus les taxes applicables).
Des conditions et des restrictions d’admissibilité s’appliquent. Vous trouverez tous les détails sur rbcbanqueroyale.com. Cette assurance est établie par American Bankers Compagnie d’assurance générale de la Floride et American Bankers Compagnie d’assurance vie de la Floride, qui exercent leurs activités au Canada sous le nom commercial d’Assurant^®.

Initial Rewards: Obtenez jusqu`à 1,5 % de remise en argent sur tous vos achats.

On Going Rewards 1st: Prestations et assurances premium

On Going Rewards 2nd: Restez connecté grâce au compte Wi-Fi Boingo

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Remise en argent illimitée sur vos dépenses

Credit Needed
NA

Ne parcourez pas ou ne quittez pas la page de l'application avant qu'elle ne soit terminée.
Veuillez cliquer à nouveau sur GCR si la session expire.
Doit postuler en ligne.
La remise en argent provient de GCR et sera affichée sur votre compte GCR lors de l'approbation de la carte.
La remise en argent n'est pas offerte aux titulaires réguliers de la même carte.
REMARQUE : Vous devez répondre à GCR dans les 4 mois pour signaler une remise manquante, sinon la remise est annulée.

RBC : Carte Visa RBC ION

Obtenez 6 000 points Avion à l’approbation* – une valeur de 40 $ en cartes cadeaux⁺!

Faites une demande d’ici le 4 novembre 2024.

AVANTAGES

• Obtenez 1,5 fois les points¹ Avion sur :

Épicerie – Des points à l’épicerie qui donnent l’eau à la bouchei.
Déplacements, essence et recharge pour VE – Tous les chemins mènent à des points : essence, covoiturage, transports en commun quotidiens, recharge pour véhicule électriqueⁱⁱ.
Diffusion en continu, jeux numériques et abonnements – Amusez-vous à accumuler des points sur la diffusion en continu, les jeux, les abonnements numériques, les téléchargements numériques admissibles et les achats intrajeuⁱⁱⁱ.

• Obtenez un (1) point Visa Avion pour chaque dollar (1 $) dépensé sur tous les autres achats admissibles¹

Économisez à Petro-Canada
Économisez 3 ¢ le litre d’essence et obtenez 20 % de points en plus lorsque vous payez avec une carte RBC liée⁶.

Obtenez plus de points Be Well à Rexall
Obtenez 50 points Be Well par dollar dépensé sur des achats admissibles à Rexall lorsque vous payez avec votre carte RBC liée et que vous balayez votre carte Be Well⁷.

Économisez gros sur les livraisons avec DoorDash

Obtenez un abonnement gratuit de trois mois à DashPass, d’une valeur de près de 30 $⁸.
Profitez d’un nombre illimité de livraisons sans frais de commandes admissibles de 15 $ ou plus en payant avec votre carte de crédit RBC admissible⁹. Voyez comment vous pourriez économiser avec DoorDash.

Couverture-achat et Garantie allongée⁵
Elle protège automatiquement les achats admissibles réglés avec la carte contre la perte, le vol et les dommages survenant dans les 90 jours qui suivent l’achat, et la garantie allongée double la garantie canadienne originale du fabricant jusqu’à une année supplémentaire, pour un maximum de cinq ans.

L’assurance facultative Protection-Solde Maximale couvre le solde de votre carte de crédit au moment où vous en avez le plus besoin

Si vous perdez votre emploi ou devenez totalement invalide, un versement correspondant à 25 % du solde de votre compte de carte de crédit, jusqu’à concurrence de 6 250 $ par mois, peut être effectué au titre de l’assurance pendant un maximum de quatre mois.
Si vous décédez, cette couverture peut effectuer un paiement unique correspondant au solde total de votre compte de carte de crédit, jusqu’à concurrence de 25 000 $.
Il est facile pour les titulaires de carte admissibles d’adhérer à cette assurance. Vous pouvez résilier l’assurance en tout temps.
Les primes sont de 1,20 $ par tranche de 100 $ du solde de votre compte à la date de votre relevé (plus les taxes applicables).
Des conditions et des restrictions d’admissibilité s’appliquent. Vous trouverez tous les détails sur rbcbanqueroyale.com. Cette assurance est établie par American Bankers Compagnie d’assurance générale de la Floride et American Bankers Compagnie d’assurance vie de la Floride, qui exercent leurs activités au Canada sous le nom commercial d’Assurant^®.

Initial Rewards: Obtenez 6 000 points Avion à l’approbation* – une valeur de 40 $ en cartes cadeaux+!

On Going Rewards 1st: Obtenez 1,5x les points Avion par dollar dépensé en épicerie, en essence, en abonnements, en jeux numériques et plus encore.

On Going Rewards 2nd: Ne payez aucuns frais annuels

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Obtenez 6 000 points Avion!

Credit Needed
NA

Ne parcourez pas ou ne quittez pas la page de l'application avant qu'elle ne soit terminée.
Veuillez cliquer à nouveau sur GCR si la session expire.
Doit postuler en ligne.
La remise en argent provient de GCR et sera affichée sur votre compte GCR lors de l'approbation de la carte.
La remise en argent n'est pas offerte aux titulaires réguliers de la même carte.
REMARQUE : Vous devez répondre à GCR dans les 4 mois pour signaler une remise manquante, sinon la remise est annulée.

Consultez la page RBC pour connaître les modalités de l'offre à jour

RBC : Carte Visa RBC IONᐩ

Obtenez 12 000 points Avion à l’approbation* – une valeur de 80 $ en cartes cadeaux⁺!

Faites une demande d’ici le 4 novembre 2024.

AVANTAGES

• Obtenez trois fois les points¹ Avion sur :

Épicerie, restos et livraisons de repas – Des points sur l’épicerie, les repas au resto et les livraisons de repasⁱ.
Déplacements, essence et recharge pour VE – Tous les chemins mènent à des points : essence, covoiturage, transports en commun quotidiens, recharge pour véhicule électriqueⁱⁱ.
Diffusion en continu, jeux numériques et abonnements – Amusez-vous à accumuler des points sur la diffusion en continu, les jeux, les abonnements numériques, les téléchargements numériques admissibles et les achats intrajeuⁱⁱⁱ.

• Obtenez un point Avion par dollar dépensé sur tous les autres achats admissibles¹

Frais annuels de 48 $² (4 $ par mois)

Payez avec des points
Échangez vos points Visa Avion pour payer des factures, rembourser le solde de votre carte de crédit ou même envoyer de l’argent à un ami par Virement Interac⁴. L’échange minimal n’est que de 10 $. Vous pouvez donc utiliser vos points selon vos besoins.

Économisez à Petro-Canada
Économisez 3 ¢ le litre d’essence et obtenez 20 % de points en plus lorsque vous payez avec une carte RBC liée⁶.

Obtenez plus de points Be Well à Rexall
Obtenez 50 points Be Well par dollar dépensé sur des achats admissibles à Rexall lorsque vous payez avec votre carte RBC liée et que vous balayez votre carte Be Well⁷.

Économisez gros sur les livraisons avec DoorDash

Obtenez un abonnement gratuit de trois mois à DashPass, d’une valeur de près de 30 $⁸.
Profitez d’un nombre illimité de livraisons sans frais de commandes admissibles de 15 $ ou plus en payant avec votre carte de crédit RBC admissible⁹. Voyez comment vous pourriez économiser avec DoorDash.

Profitez d’une réduction des frais mensuels
Obtenez chaque mois une remise de 4 $¹⁰ (48 $ par année) sur les frais mensuels de votre carte de crédit lorsque vous détenez un Forfait bancaire sans limite Signature RBC ou un Forfait bancaire avantage RBC pour étudiant.

Assurance appareil mobile⁵ incluse
Obtenez une protection de deux ans, jusqu’à concurrence de 1 000 $, contre la perte, le vol, les dommages accidentels ou la panne de votre appareil mobile, un téléphone cellulaire par exemple, lorsque vous l’achetez avec cette carte de crédit.

Couverture-achat et Garantie allongée⁵
Elle protège automatiquement les achats admissibles réglés avec la carte contre la perte, le vol et les dommages survenant dans les 90 jours qui suivent l’achat, et la garantie allongée double la garantie canadienne originale du fabricant jusqu’à une année supplémentaire, pour un maximum de cinq ans.

L’assurance facultative Protection-Solde Maximale couvre le solde de votre carte de crédit au moment où vous en avez le plus besoin

Si vous perdez votre emploi ou devenez totalement invalide, un versement correspondant à 25 % du solde de votre compte de carte de crédit, jusqu’à concurrence de 6 250 $ par mois, peut être effectué au titre de l’assurance pendant un maximum de quatre mois.
Si vous décédez, cette couverture peut effectuer un paiement unique correspondant au solde total de votre compte de carte de crédit, jusqu’à concurrence de 25 000 $.
Il est facile pour les titulaires de carte admissibles d’adhérer à cette assurance. Vous pouvez résilier l’assurance en tout temps.
Les primes sont de 1,20 $ par tranche de 100 $ du solde de votre compte à la date de votre relevé (plus les taxes applicables).
Des conditions et des restrictions d’admissibilité s’appliquent. Vous trouverez tous les détails sur rbcbanqueroyale.com. Cette assurance est établie par American Bankers Compagnie d’assurance générale de la Floride et American Bankers Compagnie d’assurance vie de la Floride, qui exercent leurs activités au Canada sous le nom commercial d’Assurant^®.

Initial Rewards: Obtenez trois fois les points Avion par dollar dépensé en épicerie, en essence, en abonnements, en jeux numériques et plus encore.

On Going Rewards 1st: Obtenez un point Avion par dollar dépensé sur tous les autres achats admissibles

On Going Rewards 2nd: Frais mensuels de 4 $ (frais annuels modiques de 48 $)

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Obtenez 12 000 points

Credit Needed
NA

Ne parcourez pas ou ne quittez pas la page de l'application avant qu'elle ne soit terminée.
Veuillez cliquer à nouveau sur GCR si la session expire.
Doit postuler en ligne.
La remise en argent provient de GCR et sera affichée sur votre compte GCR lors de l'approbation de la carte.
La remise en argent n'est pas offerte aux titulaires réguliers de la même carte.
REMARQUE : Vous devez répondre à GCR dans les 4 mois pour signaler une remise manquante, sinon la remise est annulée.

Consultez la page RBC pour connaître les modalités de l'offre à jour

Neo : Carte de crédit Neo

L’outil de paiement le plus puissant de votre portefeuille.
Nous avons conçu une carte de crédit pour vous – remises en argent illimitées, aucuns frais annuels¹ et formules d’abonnement flexibles à des compléments qui augmentent vos récompenses sans engagement annuel.

AVANTAGES

Une carte pour remplacer toutes les autres
Est-ce une carte de récompenses de voyage? Une carte de restauration? Une carte de remises en argent pour les stations-service et les épiceries? Avec la carte Neo, la réponse est oui et encore plus. Grâce à des abonnements aux compléments, la carte Neo peut devenir la carte de récompenses que vous voulez.

Des remises instantanées et illimitées

Une moyenne de 5 % de remises en argent² instantanées par mois
Jusqu’à 15 % de remises en argent² instantanées sur votre premier achat auprès des commerçants participants

Des fonctionnalités qui sortent de l’ordinaire

Voyez toutes vos dépenses en un seul endroit, faites le suivi de votre moyenne et analysez les détails par catégorie.
La carte Neo vous offre une option de crédit sécurisé qui vous fournit tous les mêmes avantages, en plus d’une approbation garantie³ et d’un accès rapide au crédit dont vous avez besoin.
Ajoutez votre carte virtuelle au Portefeuille d’Apple ou à Google Pay et commencez à l’utiliser dès que votre demande est approuvée.
Bloquez (et débloquez) votre carte rapidement. Protégez votre compte grâce à Face ID, au verrouillage par empreinte et à l’authentification à deux facteurs. Vous êtes aux commandes de tout ce qui se passe grâce à l’appli Neo.

Obtenez une remise en argent avec Shell

Gagnez 2 % de remises en argent à la pompe ou dans les boutiques de dépannage.
Gagnez 4 % de remises en argent sur les opérations effectuées avec l'appli Shell.
Amplifiez ces offres de 50 %² lorsque vous ajoutez l'extra Achats courant à votre carte.

Offre valable en Colombie-Britannique, en Alberta, en Saskatchewan, au Manitoba et en Ontario.

Certaines conditions s’appliquent.

¹ Pour le Québec : Relevés mensuels; aucuns frais mensuels ou annuels; période de grâce de 21 jours; paiement minimum de 10,00 $ ou de 5,0 % du solde total du relevé (montant le plus élevé des deux); taux sur les achats (19,99 % à 25,49 %) et taux sur les avances de fonds (21,99 % à 25,49 %).
² Moyenne basée sur les offres actuelles auprès de certains partenaires. Les remises en argent varient selon les forfaits, les offres et les partenaires.
³ Des conditions s’appliquent. Doit 1. avoir atteint l’âge de majorité dans votre province ou territoire; 2. résider au Canada; et 3. mettre de côté des fonds de sécurité.

Les cartes sont émises par ATB Financial en vertu d’une licence de Mastercard International Inc. Mastercard est une marque de commerce déposée et le concept des cercles est une marque de commerce de Mastercard International Inc.

Initial Rewards: Aucuns frais annuels. Formules d`abonnement flexibles à des compléments.

On Going Rewards 1st: Une moyenne de 5 % de remises en argent instantanées par mois

On Going Rewards 2nd: Jusqu’à 15 % de remises en argent instantanées sur votre premier achat auprès des commerçants participants

GCR Rebate: 60

GCR Rebate
$60

Initial Rewards
Remises en argent illimitées

Credit Needed
NA

* Le remboursement de GCR n'est pas éligible s'il est combiné avec une offre de bonus ou un code promotionnel différent lors de l'inscription à Neo

• Ne parcourez pas ou ne quittez pas la page de l'application avant qu'elle ne soit terminée.
• Veuillez cliquer à nouveau sur GCR si la session expire.
• Doit postuler en ligne.
• La remise en argent provient de GCR et sera affichée sur votre compte GCR lors de l'approbation de la carte.
• La remise en argent n'est pas offerte aux titulaires réguliers de la même carte.
• La remise en argent est valable uniquement pour les nouveaux clients Neo éligibles.
• Une remise en argent par client pour le premier produit Neo demandé et approuvé.
• Aucune remise en argent sur les produits Neo La Baie d'Hudson.

• REMARQUE : Vous devez répondre à GCR dans les 4 mois pour signaler une remise manquante, sinon la remise est annulée.

Neo : Carte Neo avec crédit sécurisé

Un crédit tourné vers l’avenir, pas le passé

Avec une approbation garantie¹, aucuns frais annuels² et des remises en argent illimitées, la carte Neo vous offre un moyen plus facile de commencer à utiliser du crédit.

AVANTAGES

Tous les avantages de la carte Neo sans frais annuels ni frais de dépassement de limite².

Obtenez une moyenne de 5 % de remises en argent illimitées⁴ auprès de milliers de partenaires Neo.
Gagnez jusqu’à 15 % de remises en argent⁴ sur votre premier achat auprès des partenaires participants.
Si le taux global de vos remises tombe en dessous de 0,5 %, nous ajouterons une remise complémentaire⁵.

Les vérifications approfondies du crédit ne sont pas requises pour obtenir la carte Neo avec crédit sécurisé. L’approbation est garantie¹ et instantanée peu importe votre cote de crédit.

La carte Neo avec crédit sécurisé et la carte ordinaire n’ont pas de frais mensuels ni annuels².

La carte Neo avec crédit sécurisé vous récompense avec des remises en argent auprès de milliers de partenaires, le tout sans frais mensuels ni annuels².

La limite de crédit correspond au montant de votre fonds de sécurité. La somme minimale pour le fonds de sécurité est de 50 $.

Si votre solde est payé, votre fonds de sécurité vous est retourné quand vous fermez votre compte et avez complètement remboursé votre solde, ou quand vous passez de la carte Neo avec crédit sécurisé à la carte Neo ordinaire.

Obtenez une remise en argent avec Shell

Gagnez 2 % de remises en argent à la pompe ou dans les boutiques de dépannage.
Gagnez 4 % de remises en argent sur les opérations effectuées avec l'appli Shell.
Amplifiez ces offres de 50 %² lorsque vous ajoutez l'extra Achats courant à votre carte.

Offre valable en Colombie-Britannique, en Alberta, en Saskatchewan, au Manitoba et en Ontario.

Certaines conditions s’appliquent.

¹ Des conditions s’appliquent. Doit 1. avoir atteint l’âge de majorité dans votre province ou territoire; 2. résider au Canada; et 3. mettre de côté des fonds de sécurité.
² Pour le Québec : Relevés mensuels; aucuns frais mensuels ou annuels; période de grâce de 21 jours; paiement minimum de 10,00 $ ou de 5,0 % du solde total du relevé (montant le plus élevé des deux); taux sur les achats (19,99 % à 24,99 %) et taux sur les avances de fonds (22,99 % à 25,99 %).
³ Tel que déterminé le 19 octobre 2021 par les votes exprimés dans le cadre des prix RewardsCanada.ca Canada’s Choice awards.
⁴ Moyenne basée sur les offres actuelles auprès de certains partenaires. Les remises en argent varient selon les forfaits, les offres et les partenaires.
⁵ La remise en argent complémentaire varie selon les dépenses mensuelles et elle est limitée à 50 $ par mois.

Initial Rewards: 15 % de bonus de bienvenue sur le premier achat chez la plupart des partenaires

On Going Rewards 1st: Gagnez en moyenne 5 % de remise en argent chez des milliers de partenaires Neo

On Going Rewards 2nd: Encaissez vos récompenses à tout moment

GCR Rebate: 25

GCR Rebate
$25

Initial Rewards
Des transactions illimitées, sans frais annuels

Credit Needed
NA

* Le remboursement de GCR n'est pas éligible s'il est combiné avec une offre de bonus ou un code promotionnel différent lors de l'inscription à Neo

• Ne parcourez pas ou ne quittez pas la page de l'application avant qu'elle ne soit terminée.
• Veuillez cliquer à nouveau sur GCR si la session expire.
• Doit postuler en ligne.
• La remise en argent provient de GCR et sera affichée sur votre compte GCR lors de l'approbation de la carte.
• Financement minimum du compte de 50 $ requis
• La remise en argent n'est pas offerte aux titulaires réguliers de la même carte.
• La remise en argent est valable uniquement pour les nouveaux clients Neo éligibles.
• Une remise en argent par client pour le premier produit Neo demandé et approuvé.
• Aucune remise en argent sur les produits Neo La Baie d'Hudson.

• REMARQUE : Vous devez répondre à GCR dans les 4 mois pour signaler une remise manquante, sinon la remise est annulée.

MBNA : MastercardMD Platine PlusMD récompenses MBNA

Accumulez jusqu’à 10 000 points récompenses MBNA†† pour des remises, des cartes-cadeaux et plus encore. Certaines conditions s’appliquent.

Note : Cette offre est réservée aux résidents du Québec.

AVANTAGES

Accumulez plus rapidement des points de récompense sur les achats courants!

2 points‡ par dollar dépensé sur tout achat admissible au restaurant ou d’épicerie, de médias numériques, d’abonnements et de services publics de ménage jusqu’à ce que 10 000 $ soient dépensés annuellement dans la catégorie applicable.
1 point‡ par dollar dépensé sur tout autre achat admissible.
Recevez 5 000 points de prime^†† (une remise en argent de 25 $) après que vous faites votre premier achat admissible dans les 90 jours suivant l’ouverture de votre compte.
Recevez 5 000 points de prime^†† (une remise en argent de 25 $) lorsque vous vous inscrivez aux relevés électroniques dans les 90 jours suivant l’ouverture de votre compte.
Chaque année, vous recevrez des points de prime pour anniversaire‡ correspondant à 10 % du nombre total de points qui se sont accumulés dans les 12 mois précédant votre mois d’anniversaire, jusqu’à concurrence d’une prime pour anniversaire maximale par année de 10 000 points.
Échangez des points^‡ pour des articles de marque, des cartes-cadeaux de détaillants participants, des remises en argent, des dons de bienfaisance et des voyages.
Taux d’intérêt annuels standards de 20,99 % sur les achats admissibles, de 20,99 % sur les transferts de solde✪ et de 20,99 % sur les avances de fonds.
Assurance appareil mobile*** L’assurance appareil mobile vous offre une couverture allant jusqu’à 1 000 $ pour des appareils mobiles admissibles en cas de perte, de vol, et de dommages accidentels ou de bris mécanique.
Aucuns frais annuels.

Profitez d’une carte de récompenses pour tous les jours sans frais annuels. Faites une demande pour la carte de crédit récompenses MBNA^MD maintenant.

‡, ††, ✪, ***, Des conditions s’appliquent.

Cette offre est réservée aux résidents du Québec.

Publicité commanditée. MBNA est une division de La Banque Toronto-Dominion (la TD). La TD n’est pas responsable du contenu de ce site, y compris tout éditorial ou toute critique qui peuvent y être publiés. Pour des renseignements complets au sujet de cette carte de crédit MBNA, cliquez sur le bouton « Demander Maintenant ».

La Banque Toronto-Dominion est l’émettrice de la carte de crédit susmentionnée. MBNA est une division de La Banque Toronto-Dominion.

Initial Rewards: Obtenez 5 000 points bonus après votre premier achat éligible et 5 000 points bonus lorsque vous vous inscrivez aux relevés électroniques.

On Going Rewards 1st: Accumulez 2 points par dollar dépensé dans les restaurants, les épiceries, les médias numériques, les abonnements et les services ménagers éligibles

On Going Rewards 2nd: Obtenez 1 point par dollar dépensé sur tous les autres achats admissibles

GCR Rebate: 75

GCR Rebate
$75

Initial Rewards
Jusqu`à 10 000 points récompenses

Credit Needed
NA

IMPORTANT : Pour obtenir un rabais, vous devez remplir le formulaire de demande de cette carte après avoir cliqué sur le lien ci-dessus. Vous n'obtiendrez pas de remise si vous utilisez l'outil de sélection de carte de crédit MBNA.

• Une remise en argent sera payé par GCR sur la carte de crédit compte approbation par MBNA. Une maximum par personne.
• MBNA est pas responsable de tout aspect de la remise en argent offre de remise.

• Doit postuler en ligne immédiatement après avoir cliqué à partir GCR.
• Ne laissez pas la page de l'application MBNA avant qu'elle soit terminée.
• Si la session d'application expire puis revenir à GCR de recommencer et cliquez sur la page de l'application MBNA nouveau.
• REMARQUE: Vous devez répondre aux GCR dans les 3 mois signaler un remboursement manquant sinon le remboursement est vide.

En faisant une demande pour ce compte de carte de crédit par l’entremise de Great Canadian Rebates, vous consentez à ce que MBNA divulgue l’état d’approbation de votre compte à Great Canadian Rebates aux fins suivantes : (i) traitement et livraison d’une remise en argent Great Canadian Rebates qui vous sera attribuée à l’approbation de votre demande dans le cadre de cette offre; et (ii) exécution des obligations contractuelles entre MBNA et Great Canadian Rebates dans le cadre de cette offre.

• Disponible pour les nouveaux détenteurs de crédit seulement
• Cash Back sera versé après minimum 45 jours suivant la confirmation de MBNA *.
• Cash Back offre peut prendre fin à tout moment à la discrétion de la GCR.
• Cash Back Offre disponible aux membres de la GCR seulement.

* Voir la page FAQ et Conditions pour plus de détails.

MBNA : MasterCardMD Récompenses MBNA World Elite

Accumulez jusqu’à 20 000 points récompenses MBNA^†† pour des remises, des cartes-cadeaux et plus encore. Certaines conditions s’appliquent.

Recevez jusqu’à 20 000 points de prime (une remise en argent d’environ 165 $).

Recevez 15 000 points de prime†† (une remise en argent de 125 $) après que vous faites votre premier achat admissible dans les 90 jours suivant l’ouverture de votre compte.
Recevez 5 000 points de prime†† (une remise en argent d’environ 40 $) lorsque vous vous inscrivez aux relevés électroniques dans les 90 jours suivant l’ouverture de votre compte.
Obtenez 5 points‡ par dollar dépensé sur tout achat admissible au restaurant ou d’épicerie, de médias numériques, d’abonnements et de services publics de ménage, jusqu’à ce que 50 000 $ soient dépensés annuellement dans la catégorie applicable; 1 point‡ par dollar dépensé sur tout autre achat admissible.
Chaque année, vous recevrez des points de prime pour anniversaire‡ correspondant à 10 % du nombre total de points qui se sont accumulés dans les 12 mois précédant votre mois d’anniversaire, jusqu’à concurrence d’une prime pour anniversaire maximale chaque année de 15 000 points.
Échangez des points‡ pour des articles de marque, des cartes-cadeaux de détaillants participants, une remise en argent, des dons de bienfaisance et des voyages.
Taux d’intérêt annuels standards de 20,99 % sur les achats admissibles, de 20,99 % sur les transferts de solde✪ et de 20,99 % sur les avances de fonds.
Assurance appareil mobile***

L’assurance appareil mobile vous offre une couverture allant jusqu’à 1 000 $ pour des appareils mobiles admissibles en cas de perte, de vol, et de dommages accidentels ou de bris mécanique.

Profitez d’une carte de récompenses pour tous les jours sans frais annuels. Faites une demande pour la carte de crédit récompenses MBNA^MD maintenant.

††, ‡, ✪, ***, ††††, Des conditions s’appliquent.

Cette offre est réservée aux résidents du Québec.

Publicité commanditée. MBNA est une division de La Banque Toronto-Dominion (la TD). La TD n’est pas responsable du contenu de ce site, y compris tout éditorial ou toute critique qui peuvent y être publiés. Pour des renseignements complets au sujet de cette carte de crédit MBNA, cliquez sur le bouton « Demander Maintenant ».

La Banque Toronto-Dominion est l’émettrice de la carte de crédit susmentionnée. MBNA est une division de La Banque Toronto-Dominion.

Initial Rewards: 15 000 points bonus pour le premier achat admissible et 5 000 points bonus pour les relevés électroniques sans papier.

On Going Rewards 1st: Obtenez 5 points par dollar dépensé dans les restaurants, les épiceries, les médias numériques, les abonnements et les services ménagers éligibles

On Going Rewards 2nd: 1 point par dollar dépensé sur tout autre achat éligible

GCR Rebate: 80

GCR Rebate
$80

Initial Rewards
Jusqu`à 20 000 points récompenses

Credit Needed
NA

MBNA : MastercardMD Platine PlusMD Argent Content MBNA

Obtenez 5 % de remise en argent^†† sur les achats admissibles d'essence et d'épicerie pendant les 6 premiers mois (jusqu'à ce le total des achats d'essence et d'épicerie pour le mois applicable atteignent 500 $).

Note : Cette offre est réservée aux résidents du Québec. Si vous résidez dans une autre province ou un autre territoire, cliquez ici.

AVANTAGES

• Aucuns frais annuels

• Obtenez 2 % de remise en argent‡ par la suite sur les achats admissibles d'essence et d'épicerie (jusqu'à ce que le total des achats d'essence et d'épicerie pour le mois applicable atteignent 500 $)

• Obtenez 0,5 % de remise en argent‡ sur tous les autres achats admissibles

• Taux d'intérêt annuels standards de 20,99 % sur les achats, de 20,99 % sur les transferts de solde✪ et les chèques d'accès, et de 20,99 % sur les avances de fonds

• Gamme complète d'assurances**

Profitez d'une carte sans frais annuels offrant une remise en argent sur les achats admissibles. Demandez dès maintenant une carte de crédit Argent Content

‡, ††, ✪, Des conditions s’appliquent.

Cette offre est réservée aux résidents du Québec.

Publicité commanditée. MBNA est une division de La Banque Toronto-Dominion (la TD). La TD n’est pas responsable du contenu de ce site, y compris tout éditorial ou toute critique qui peuvent y être publiés. Pour des renseignements complets au sujet de cette carte de crédit MBNA, cliquez sur le bouton « Demander Maintenant ».

La Banque Toronto-Dominion est l’émettrice de la carte de crédit susmentionnée. MBNA est une division de La Banque Toronto-Dominion.

Initial Rewards: Obtenez 5 % de remise en argent sur les achats d

On Going Rewards 1st: Obtenez 2 % de remise en argent par la suite sur les achats admissibles d

On Going Rewards 2nd: Obtenez 0,5 % de remise en argent sur tous les autres achats admissibles

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
5 % de remise en argent

Credit Needed
NA

MBNA : MastercardMD World Argent Content MBNA

Obtenez 5 % de remise en argent^†† sur les achats admissibles d'essence et d'épicerie pendant les 6 premiers mois (jusqu'à ce que le total des achats d'essence et d'épicerie pour le mois applicable atteignent 500 $).

Note : Cette offre est réservée aux résidents du Québec. Si vous résidez dans une autre province ou un autre territoire, cliquez ici.

AVANTAGES

Accélérez la remise en argent sur les achats courants!

• Obtenez 2 % de remise en argent^† par la suite sur les achats admissibles d'essence et d'épicerie (jusqu'à ce que le total des achats d'essence et d'épicerie pour le mois applicable atteignent 500 $)

• Obtenez 1 % de remise en argent^† sur tous les autres achats admissibles

Profitez d'une carte offrant une remise en argent sur les achats admissibles. Demandez dès maintenant la carte de crédit World Argent Content

‡, ††, ††††, ✪, Des conditions s’appliquent.

Cette offre est réservée aux résidents du Québec.

Publicité commanditée. MBNA est une division de La Banque Toronto-Dominion (la TD). La TD n’est pas responsable du contenu de ce site, y compris tout éditorial ou toute critique qui peuvent y être publiés. Pour des renseignements complets au sujet de cette carte de crédit MBNA, cliquez sur le bouton « Demander Maintenant ».

La Banque Toronto-Dominion est l’émettrice de la carte de crédit susmentionnée. MBNA est une division de La Banque Toronto-Dominion.

Initial Rewards: Obtenez 5 % de remise en argent sur les achats admissibles d`essence et d`épicerie pendant les 6 premiers mois.

On Going Rewards 1st: Obtenez 2 % de remise en argent par la suite sur les achats admissibles d`essence et d`épicerie

On Going Rewards 2nd: Obtenez 1 % de remise en argent sur tous les autres achats admissibles

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
5 % de remise en argent

Credit Needed
NA

Amex : Carte Prestige AéroplanMD

Les nouveaux titulaires de la Carte Prestige Aéroplan^MD* American Express^MD peuvent obtenir 85 000 points Aéroplan

Obtenez 60 000 points Aéroplan après avoir porté 7 500 $ à votre Carte au cours des 3 premiers mois.

De plus, obtenez 25 000 points Aéroplan supplémentaires en dépensant 2 500 $ au cours du 13e mois.

C’est jusqu’à 2 600 $ ou plus de valeur en combinant votre prime de bienvenue et les avantages de votre Carte.

Nouvelle offre : les titulaires peuvent maintenant obtenir une nuitée de plus gratuitement pour chaque 3 nuitées consécutives à l’hôtel payées avec des points Aéroplan^†. L’offre se termine le 31 décembre 2024.

AVANTAGES

Le taux de cumul d’Air Canada le plus élevé sur une carte de paiement Aéroplan au Canada: Obtenez 3 fois les points sur les achats admissibles effectués directement auprès d’Air Canada^MD* et de Vacances Air Canada^MD*.

Ratio de cumul standard : Obtenez 2 fois les points sur les achats admissibles de repas et de services de livraison de nourriture au Canada et obtenez 1,25 fois les points sur tout le reste.

Traversez l’aéroport plus rapidement grâce à l’enregistrement prioritaire, à l’embarquement prioritaire et au traitement prioritaire des bagages lorsque vous vous envolez avec Air Canada.

Profitez d’un accès à certains salons Feuilles d’érable^MC* d’Air Canada et aux Cafés Air Canada^MC* en Amérique du Nord pour vous et un invité sur présentation d’un billet pour un vol de départ le jour même avec Air Canada^MD* ou Star Alliance^MD*.

Vous et jusqu’à huit de vos compagnons voyageant avec la même réservation pouvez avoir droit à un premier bagage enregistré admissible sans frais en prenant un vol d’Air Canada à votre point de départ.

Reportez des Milles de Qualification à un Statut et des crédits eSurclassements inutilisés à l’année suivante.

Votre Carte Prestige Aéroplanᴹᴰ* American Expressᴹᴰ vous donne accès à plus de 1 200 salons d’aéroport Priority Pass partout dans le monde. Quelle que soit la société aérienne que vous avez choisie ou la classe dans laquelle vous voyagez, vous pourrez profiter d’un confort inégalé avant votre vol.

Assurances : En voyage à l’étranger ou dans une boutique près de la maison, vous pouvez avoir l’esprit tranquille en sachant que vous êtes protégé.

American Express n’est pas responsable du maintien ni de la surveillance de l’exactitude des renseignements figurant sur ce site Web. Pour connaître tous les détails et obtenir des renseignements à jour sur les produits, cliquez sur le lien « Faire une demande maintenant ». Si vous demandez une Carte d’American Express et que votre demande est approuvée, nous pourrais/pourrions être rémunéré/s par American Express, et cette rémunération pourrait être financière.

Initial Rewards: 3X les points Aéroplan pour les achats Air Canada® et Vacances Air Canada® admissibles.

On Going Rewards 1st: 2X les points sur les achats admissibles au restaurant et à la livraison de nourriture au Canada

On Going Rewards 2nd: Expériences American Express® : accédez à des événements spéciaux, des expériences culinaires et des soirées VIP

GCR Rebate: 125

GCR Rebate
$125

Initial Rewards
Jusqu

Credit Needed
NA

• Ne parcourez pas ou ne quittez pas la page de candidature avant qu'elle ne soit terminée.
• Veuillez noter le numéro de référence (PCN) qu'American Express vous fournit une fois la demande remplie. Vous avez besoin de ce numéro au cas où la remise ne s'afficherait pas.
• Veuillez cliquer à nouveau sur GCR si la session expire.
• Doit postuler en ligne.
• La remise en argent sera versée lors de l'approbation de la carte.
• La remise en argent est destinée aux nouveaux titulaires de carte pour cette carte
• REMARQUE : Vous devez nous répondre dans les 3 mois pour signaler une remise manquante, sinon la remise est annulée par le commerçant.

Amex : La Carte de PlatineMD

Accédez à des expériences spéciales grâce à La Carte de Platine^MD

Obtenez jusqu’à 100 000 points-privilèges^MD, soit un maximum de 1 000 $ pour régler votre prochaine escapade

À titre de nouveau titulaire de La Carte de Platine^MD, obtenez une prime de bienvenue de 70 000 points lorsque vous portez à votre Carte 10 000 $ d’achats nets au cours des 3 premiers mois suivants votre adhésion.

De plus, obtenez 30 000 points si vous effectuez un achat au cours des 14 à 17 mois suivant votre adhésion.

AVANTAGES

Obtenez 2 points par tranche de 1 $ d’achats admissibles de repas et de services de livraison au Canada, 2 points par dollar d’achats de voyages admissibles portés à la Carte et 1 point par tranche de 1 $ d’autres achats portés à la Carte.
Crédit annuel pour voyage de 200 $ par l’intermédiaire des Services voyages en ligne American Express ou des Services voyages de La Carte de Platineᴹᴰ.
Profitez d’un crédit annuel pour repas de 200 $ à utiliser dans certains des meilleurs restaurants au Canada.
Obtenez une valeur supplémentaire de 200 $ ou plus grâce au programme Extras pour titulaires. Vous pouvez obtenir des crédits au compte pour les achats admissibles auprès des marques participantes.
Tirez le maximum de la Collection mondiale de salonsMC American Express qui vous donne accès à plus de 1 300 salons d’aéroport partout dans le monde. La Collection mondiale de salons inclut le réseau de Salons Centurion^MD, les salons Plaza Premium et des centaines d’autres salons internationaux et nationaux qui amélioreront votre expérience de voyage.
Profitez de diverses façons d’utiliser vos points, notamment en les échangeant contre des crédits au compte pour régler tout achat admissible porté à votre Carte, de nouveaux voyages réservés auprès des Services voyages en ligne American Express dans le cadre du programme de voyage à points souples et des vols admissibles réservés dans le cadre du programme de voyage à points fixes.
Virez vos points à raison d’un pour un à divers programmes pour grands voyageurs et autres programmes de fidélisation.
Profitez d’avantages à titre gracieux d’une valeur moyenne de 600 $US dans plus de 1 500 établissements extraordinaires dans le monde lorsque vous effectuez une réservation dans le cadre du programme Fine Hotels + Resorts.
Les titulaires de La Carte de Platine peuvent profiter de l’accès à divers événements spéciaux et occasions uniques.
Profitez d’avantages supérieurs à l’aéroport Pearson de Toronto.
Vous aurez également accès aux programmes de fidélisation de nombreuses grandes entreprises hôtelières et sociétés de location de voitures. Nos partenaires comprennent Marriott International, Hilton Hotels & Resorts, Hertz et Avis.

Un taux d’intérêt de 30 % s’applique à chaque opération en souffrance devant être réglée en totalité. Le taux privilégié de 21,99 % s’applique au solde de votre option de paiement souple. Si vous omettez 2 paiements distincts au cours d’une période de 12 mois, le taux pour l’option de paiement souple passe à 25,99 %. Si vous omettez 3 paiements distincts ou plus au cours d’une période de 12 mois, le taux pour l’option de paiement souple passe à 28,99 %. Ces taux sont en vigueur à compter du jour où l’option de paiement souple devient disponible dans votre compte.

Les intérêts s’appliquent conformément à votre convention du titulaire, à l’encadré informatif et à la fiche d’information si le nouveau solde n’est pas réglé intégralement au plus tard à la date d’exigibilité du paiement. Tous les paiements doivent être reçus au plus tard à la date d’exigibilité du paiement figurant sur votre relevé mensuel.

American Express n’est pas responsable du maintien ni de la surveillance de l’exactitude des renseignements figurant sur ce site Web. Pour connaître tous les détails et obtenir des renseignements à jour sur les produits, cliquez sur le lien « Faire une demande maintenant ». Si vous demandez une Carte d’American Express et que votre demande est approuvée, je/nous pourrais/pourrions être rémunéré/s par American Express, et cette rémunération pourrait être financière.

Initial Rewards: Obtenez 2 points par tranche de 1 $ d’achats admissibles de repas et de services de livraison au Canada.

On Going Rewards 1st: 2 points par dollar d’achats de voyages admissibles portés à la Carte

On Going Rewards 2nd: Virez vos points à raison d’un pour un à divers programmes pour grands voyageurs et autres programmes de fidélisation

GCR Rebate: 150

GCR Rebate
$150

Initial Rewards
100 000 points-privilèges

Credit Needed
NA

Amex : Carte Verte American ExpressMD

Obtenez 10 000 points-privilèges^MD

À titre de nouveau titulaire de la Carte Verte American Express^MD, vous pouvez obtenir une prime de bienvenue de 10 000 points-privilèges^MD en portant 1 000 $ d’achats à votre Carte dans les 3 premiers mois suivant votre adhésion.

AVANTAGES

Obtenez la Carte qui vous permet de profiter du moment présent tout en vous préparant pour l’avenir. Chaque utilisation de votre Carte Verte American Express^MD représente une occasion
Obtenez 1 fois les points sur les achats portés à la Carte
Portez un achat admissible à votre Carte et échangez vos points-privilèges contre un crédit au compte (tous les achats admissibles : 1 000 points = crédit au compte de 10 $)
Grâce à American Express Experiences et à Avant-première^MD, les titulaires de la Carte American Express ont accès à de formidables événements au Canada
Virez des points à raison d’un pour un à des programmes pour grands voyageurs et à d’autres programmes de fidélisation

Initial Rewards: Obtenez un bonus de bienvenue de 10 000 points-privilègesMD en facturant 1 000 $ au cours des 3 premiers mois.

On Going Rewards 1st: 1x les points sur les achats effectués avec la Carte

On Going Rewards 2nd: American Express Experiences et Front Of The Line®, les titulaires de cartes American Express ont accès à des événements incroyables au Canada

GCR Rebate: 30

GCR Rebate
$30

Initial Rewards
10 000 points-privilèges

Credit Needed
NA

Amex : Carte AéroplanMD* American ExpressMD

Les nouveaux titulaires d’une Carte Aéroplan^MD* American Express^MD peuvent obtenir une prime de bienvenue pouvant atteindre 50 000 points Aéroplan :

Obtenez 30 000 points Aéroplan après avoir porté 3 000$ à votre Carte au cours des 3 premiers mois

De plus, obtenez 20 000 points Aéroplan supplémentaires en dépensant 1 000 $ au cours du 13 mois

C’est jusqu’à 1 100 $ ou plus de valeur en combinant votre prime de bienvenue et les avantages de votre Carte

AVANTAGES

Ratio de cumul standard : Obtenez 2 fois les points sur les achats admissibles effectués directement auprès d’Air Canada^MD* et de Vacances Air Canada^MD*
Ratio de cumul standard : Obtenez 1,5 fois les points sur les achats admissibles de repas et de services de livraison de nourriture au Canada
Ratio de cumul standard : Obtenez 1 fois les points sur tout le reste
Vous et jusqu’à huit de vos compagnons voyageant avec la même réservation pouvez avoir droit à un premier bagage enregistré sans frais (poids maximal de 23 kg / 50 lb) en prenant un vol d’Air Canada à votre point de départ
Obtenez 1 000 Milles de Qualification à un Statut et 1 Segment de Qualification à un Statut par tranche de 10 000 $ d’achats nets admissibles portés à votre Carte Aéroplan American Express
En tant que titulaire de la Carte Aéroplan American Express, vous pouvez souvent effectuer des réservations au moyen de primes aériennes contre un nombre de points encore plus bas en bénéficiant d’un tarif préférentiel
American Express Experiences vous donne accès à divers événements spéciaux : expériences gastronomiques spéciales, soirées VIP, avant-premières de films et plus encore • Profitez d’une vaste gamme d’assurances voyage, telles que l’Assurance perte ou vol de bagages et l’Assurance accident de voyage offrant une protection pouvant atteindre 500 000 $
Service à la clientèle et Service de remplacement de la Carte en cas d’urgence 24 heures sur 24, 7 jours sur 7
Conformément à notre engagement en matière de développement durable, la Carte Aéroplan^MD* American Express^MD est fabriquée à 70 % de plastique récupéré
L’absence de limite de dépenses préétablie sur les achats vous offre une souplesse financière accrue. Utiliser une Carte de paiement est un excellent moyen de gérer vos finances puisque le solde doit être réglé en totalité chaque mois*

Initial Rewards: Obtenez 2 fois les points sur les achats admissibles effectués directement auprès d’Air CanadaMD* et de Vacances Air CanadaMD*.

On Going Rewards 1st: Obtenez 1,5 fois les points sur les achats admissibles de repas et de services de livraison de nourriture au Canada

On Going Rewards 2nd: Expériences American Express® : accédez à des événements spéciaux, des expériences culinaires et des soirées VIP

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
40 000 points Aéroplan

Credit Needed
NA

Amex : Carte CobaltMD American Express

Obtenez jusqu’à 15 000 points-privilèges^MD

Au cours de votre première année à titre de nouveau titulaire de la Carte Cobalt, vous pouvez accumuler 1 250 points-privilèges^MD à chaque période de facturation mensuelle au cours de laquelle vous portez 750 $ d’achats nets à votre Carte. Vous pouvez ainsi accumuler jusqu’à 15 000 points en une année. C’est l’équivalent d’un maximum de 150 $ pour une escapade ou des billets de spectacle!

AVANTAGES

Obtenez 5 fois les points sur les achats admissibles dans les restos, bars et bistrots au Canada, y compris dans les épiceries et auprès des services de livraison de nourriture. Une limite de dépenses s’applique.
Obtenez 3 fois les points sur les abonnements à des services de diffusion en continu admissibles au Canada.
Obtenez 2 fois les points sur les achats admissibles de transport et d’essence au Canada et sur les achats de voyages admissibles.
Obtenez 1 point supplémentaire sur les réservations admissibles d’hôtel et de location de voiture effectuées par l’intermédiaire services voyages d’Amex en ligne.
Obtenez 1 point par tranche de 1 $ d’achats portés à la Carte partout ailleurs.
Profitez d’un accès à des réservations d’hôtel, arrivée à partir de midi (selon les disponibilités), départ tardif (selon les disponibilités) et d’un crédit allant jusqu’à 100 $US à utiliser pour des services portés au compte de la chambre, pour un séjour d’au moins 2 nuitées consécutives réservées auprès du programme The Hotel Collection des Services voyages American Express.
Virez des points à raison d’un pour un à divers programmes pour grands voyageurs et autres programmes de fidélisation.
Les titulaires de la Carte Cobalt se font régulièrement offrir des avantages, comme des offres de récompenses en prime et l’accès à de grands événements.
Accès à des billets Avant-première^MD en prévente et réservés pour certains de vos concerts et pièces de théâtre préférés, ainsi qu’à des offres et des événements spécialement conçus pour les titulaires de la Carte grâce à American Express^MD Experiences.

American Express n’est pas responsable du maintien ni de la surveillance de l’exactitude des renseignements figurant sur ce site Web. Pour connaître tous les détails et obtenir des renseignements à jour sur les produits, cliquez sur le lien « Faire une demande maintenant ». Si vous demandez une Carte d’American Express et que votre demande est approuvée, je/nous pourrais/pourrions être rémunéré/s par American Express, et cette rémunération pourrait être financière.

Initial Rewards: Vous pouvez accumuler 1 250 points-privilègesMD à chaque période de facturation mensuelle au cours de laquelle vous portez 750 $ d’achats nets à votre Carte.

On Going Rewards 1st: Obtenez 5 fois sur les achats admissibles dans les restos, bars et bistrots au Canada

On Going Rewards 2nd: Obtenez 2 fois les points sur les achats admissibles de transport et d’essence au Canada et sur les achats de voyages admissibles

GCR Rebate: 100

GCR Rebate
$100

Initial Rewards
15 000 points-privilègesMD

Credit Needed
NA

L'utilisation de tout code promotionnel annulera le rabais

• Ne parcourez pas ou ne quittez pas la page de candidature avant qu'elle ne soit terminée.
• Veuillez noter le numéro de référence (PCN) qu'American Express vous fournit une fois la demande remplie. Vous avez besoin de ce numéro au cas où la remise ne s'afficherait pas.
• Veuillez cliquer à nouveau sur GCR si la session expire.
• Doit postuler en ligne.
• La remise en argent sera versée lors de l'approbation de la carte.
• La remise en argent est destinée aux nouveaux titulaires de carte pour cette carte
• REMARQUE : Vous devez nous répondre dans les 3 mois pour signaler une remise manquante, sinon la remise est annulée par le commerçant.

Amex : Carte Or avec primes American ExpressMD

Obtenez une prime de bienvenue pouvant atteindre 60 000 points-privilèges^MD

À titre de nouveau titulaire de la Carte Or avec primes American Express^MD, obtenez 5 000 points-privilèges^MD pour chaque période de facturation mensuelle au cours de laquelle vous portez 1 000 $ d’achats nets à votre Carte

Vous pourriez ainsi accumuler jusqu’à 60 000 points en une année, soit jusqu’à 600 $ pour vos prochaines vacances

FEATURES

Obtenez 2 points par tranche de 1 $ d’achats de voyages admissibles portés à la Carte, qu’il s’agisse de billets d’avion, d’hébergement, de locations de voiture, de croisières et plus encore

Obtenez 2 points par tranche de 1 $ d’achats réglés avec la Carte dans les stations-service, les épiceries et les pharmacies admissibles au Canada, et 1 point par tranche de 1 $ d’achats réglés avec la Carte partout ailleurs

La Carte est maintenant offerte en métal de couleur dorée ou or rose

Recevez un crédit au compte de 50 $CAN lorsque vous portez à votre Carte Or avec primes American Express des frais d’adhésion ou de renouvellement d’adhésion au programme NEXUS

Vous pouvez obtenir un crédit annuel pour voyage de 100 $CAN, une gracieuseté de la Carte Or avec primes American Express. Utilisez le crédit une fois annuellement pour toute réservation de voyage de 100 $ ou plus portée à votre Carte Or avec primes et effectuée par l’intermédiaire des Services voyages en ligne American Express

À titre de titulaire de la Carte Or avec primes, vous pouvez profiter de l’adhésion gratuite à Priority PassMC, l’un des plus grands réseaux de salons d’aéroport indépendants au monde. Échappez au chaos des aéroports, détendez-vous dans une oasis de tranquillité et profitez simplement du fait que votre expérience a commencé avant même que votre avion ait quitté le sol. L’inscription est requise et un droit d’entrée s’applique

Profitez de quatre (4) visites sans supplément par année civile aux salons Plaza Premium au Canada. Un droit d’entrée s’applique après les quatre visites sans supplément

Portez tout achat admissible à votre Carte de crédit, puis ouvrez une session pour échanger vos points contre un crédit au compte

Virez des points à raison d’un pour un à divers programmes pour grands voyageurs et autres programmes de fidélisation

Obtenez une Carte Or avec primes supplémentaire gratuite (une valeur de 50 $) pour vous aider à obtenir des points plus rapidement

Sous réserve d’une approbation. Le taux privilégié est de 21,99 % pour les achats et de 21,99 % pour les avances de fonds. Si vous avez des paiements omis, les taux applicables à votre compte seront de 25,99 % et (ou) de 28,99 %. Voir l’encadré informatif dans la demande de Carte pour connaître, entre autres, la définition de « paiement omis » et les taux qui s’appliquent aux opérations portées à votre compte.

Initial Rewards: Obtenez 5 000 points-privilègesMD pour chaque période de facturation mensuelle au cours de laquelle vous portez 1 000 $ d’achats nets à votre Carte.

On Going Rewards 1st: 2 points pour chaque dollar d`achats effectués avec la carte pour les achats de voyage éligibles, y compris les vols, les hôtels, les locations de voiture, les croisières et plus encore

On Going Rewards 2nd: 2 points sur les achats admissibles d’essence, d’articles d’épicerie et de pharmacie au Canada

GCR Rebate: 125

GCR Rebate
$125

Initial Rewards
60 000 points-privilègesMD

Credit Needed
NA

Amex : Carte RemiseSimpleMD

Obtenez jusqu’à 100 $ en crédits au compte

Au cours de vos 10 premiers mois à titre de nouveau titulaire de la Carte RemiseSimple^MD d’American Express, vous pouvez obtenir un crédit au compte de 10 $ pour chaque période de facturation mensuelle durant laquelle vous portez 300 $ d’achats à votre Carte. Vous pourriez ainsi accumuler jusqu’à 100 $ en crédits au compte au cours des 10 premiers mois.

AVANTAGES

Obtenez des ratios de cumul majorés sur les achats admissibles d’essence et d’articles d’épicerie
Obtenez 2 % de remise en argent sur les achats admissibles effectués dans les stations-service au Canada, 2 % de remise en argent sur les achats admissibles effectués dans les épiceries au Canada (jusqu’à concurrence de 300 $ de remise par année), et 1,25 % de remise sur tous les autres achats admissibles
Accédez à des événements et à des offres spéciales sur mesure pour les titulaires de la Carte grâce à American Express^MD Experiences
Bénéficiez d’une couverture d’assurance et d’un service à la clientèle 24 heures sur 24, 7 jours sur 7

Initial Rewards: Crédit de compte de 10 $ pour chaque période de facturation mensuelle au cours de laquelle vous portez 300 $ d`achats.

On Going Rewards 1st: Remise en argent de 2 % sur les achats d`essence et d`épicerie admissibles au Canada

On Going Rewards 2nd: Accès exclusif aux billets, événements virtuels, performances en direct et plus encore avec American Express® Experiences.

GCR Rebate: 30

GCR Rebate
$30

Initial Rewards
100 $ en crédits au compte

Credit Needed
NA

Amex : Carte sélecte RemiseSimpleMD

Obtenez jusqu’à 400 $ en crédits au compte

Au cours de vos 10 premiers mois à titre de nouveau titulaire de la Carte sélecte RemiseSimple^MD d’American Express, vous pouvez obtenir un crédit au compte de 40 $ pour chaque période de facturation mensuelle durant laquelle vous portez 750 $ d’achats à votre Carte. Vous pourriez ainsi accumuler jusqu’à 400 $ en crédits au compte au cours des 10 premiers mois.

AVANTAGES

Obtenez des ratios de cumul majorés sur les achats admissibles d’essence et d’articles d’épicerie
Obtenez 4 % de remise en argent sur les achats admissibles effectués dans les stations-service au Canada, 4 % de remise en argent sur les achats admissibles effectués dans les épiceries au Canada (jusqu’à concurrence de 1 200 $ de remise par année) et 2 % de remise sur tous les autres achats
Accédez à des événements et à des offres spéciales sur mesure pour les titulaires de la Carte grâce à American Express^MD Experiences
Bénéficiez d’une couverture d’assurance étendue et d’un service à la clientèle 24 heures sur 24, 7 jours sur 7

Frais mensuels : 9,99 $ (frais annuels de 119,88 $ au total)

American Express n’est pas responsable du maintien ni de la surveillance de l’exactitude des renseignements figurant sur ce site Web. Pour connaître tous les détails et obtenir des renseignements à jour sur les produits, cliquez sur le lien « Faire une demande maintenant ». Si vous demandez une Carte d’American Express et que votre demande est approuvée, nous pourrais/pourrions être rémunéré/s par American Express, et cette rémunération pourrait être financière.

Initial Rewards: Crédit de compte de 40 $ pour chaque période de facturation mensuelle au cours de laquelle vous portez 750 $ d`achats.

On Going Rewards 1st: Obtenez une remise en argent de 4 % sur les achats admissibles dans les stations-service et les épiceries au Canada

On Going Rewards 2nd: Obtenez 2 % de remise en argent sur tous les autres achats

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
Jusqu`à 400 $ en crédits

Credit Needed
NA

Amex : Carte Marriott BonvoyMD American ExpressMD*

À titre de nouveau titulaire de la Carte Marriott Bonvoy^MD American Express^MD*, vous obtenez 50 000 points Marriott Bonvoy^MD en portant 1 500 $ d’achats à votre Carte dans les trois premiers mois suivant votre adhésion.

Des modifications peuvent être apportées en tout temps.

AVANTAGES

Obtenez 5 points par dollar d’achats admissibles portés à la Carte dans les hôtels Marriott Bonvoy^MD participants

Obtenez 2 points par tranche de 1 $ d’autres achats portés à la Carte

Recevez une nuitée gratuite par année, valant jusqu’à 35 000 points, dans des hôtels et des centres de villégiature admissibles dans le monde entier à chaque date anniversaire

Aucuns frais annuels ne sont exigés pour les Cartes supplémentaires

Profitez de nuitées gratuites en échange de points, sans période d’interdiction, à plus de 7 000 hôtels parmi les plus recherchés du monde

Bénéficiez du statut Élite Silver Marriott Bonvoy offert automatiquement

Recevez 15 nuitées Élite par année civile grâce à votre Carte Marriott Bonvoy^MD American Express^MD*. Ces nuitées peuvent être utilisées pour accéder au prochain niveau du statut Élite du programme Marriott Bonvoy

Profitez d’un accès automatique au statut Élite Gold Marriott Bonvoy lorsque vous portez 30 000 $ d’achats à votre Carte chaque année ou lorsque vous enregistrez 10 nuitées payées admissibles au cours d’une année civile combinées à 15 crédits de nuitée Élite obtenus grâce à votre Carte

Initial Rewards: Obtenez 50 000 points Marriott BonvoyMD en portant 1 500 $ d’achats à votre Carte dans les trois premiers mois.

On Going Rewards 1st: Aucuns frais annuels ne sont exigés pour les Cartes supplémentaires

On Going Rewards 2nd: Recevez 15 nuitées Élite par année civile grâce

GCR Rebate: 75

GCR Rebate
$75

Initial Rewards
50 000 points Marriott BonvoyMD

Credit Needed
NA

Amex : Carte de crédit EssentielleMC American Express

Faible taux d’intérêt

AVANTAGES

Faible taux d’intérêt annuel de 12,99 % Profitez d’un taux d’intérêt de 12,99 % si vous décidez de reporter un solde et que vous effectuez vos paiements mensuels minimums à temps.
Accédez à des expériences inoubliables Profitez d’un accès exclusif à des billets, à des événements virtuels, à des spectacles en direct et plus encore grâce à American Express® Experiences.
Magasinez en toute confiance Bénéficiez d’assurances pouvant contribuer à protéger les achats admissibles portés à votre Carte, que ce soit auprès de votre boutique locale favorite ou en ligne.
Service à la clientèle 24 heures sur 24, 7 jours sur 7 Où que vous soyez dans le monde, nous sommes là pour vous en tout temps.

Initial Rewards: Profitez d’un accès exclusif à des billets, à des événements virtuels, à des spectacles en direct et plus encore grâce à American Express® Experiences.

On Going Rewards 1st: Obtenez plus de flexibilité lors du paiement de votre solde

On Going Rewards 2nd: Accès aux expériences American Express®

GCR Rebate: 20

GCR Rebate
$20

Initial Rewards
Taux d`intérêt annuel de 12,99 %

Credit Needed
NA

Tangerine : Carte de crédit Remises Tangerine

Recevez 10% de plus en remises* sur vos achats courants

Demandez la Carte de crédit Remises Tangerine d’ici le 31 octobre 2024 et vous recevrez 10% de remises supplémentaires* (jusqu’à 100 $) quand vous dépensez jusqu’à 1 000 $ en achats courants pendant les 2 premiers mois.

AVANTAGES

Recevez des remises en argent
Recevez 2 % de Remises sur vos achats courants dans deux catégories de 2 % de votre choix, et 0,50 % de Remises sur tous vos autres achats au quotidien.

Obtenez des Remises supplémentaires
Faites déposer vos remises en argent dans votre compte d’épargne Tangerine et accumulez des Remises de 2 % dans une troisième catégorie de votre choix.

Accumulez automatiquement
Les Remises s’accumulent automatiquement sur les achats courants et sont versées une fois par mois. Le montant peut être appliqué à votre solde de carte de crédit ou déposé dans votre compte d’épargne.

Aucune limite
Il n’y a aucune limite aux Remises que vous pouvez accumuler sur vos achats courants. Certaines conditions s’appliquent.

Transférez et épargnez
Au cours des 30 premiers jours où vous détenez la carte, transférez des soldes de carte de crédit et payez seulement 1,95 % d’intérêt sur ces soldes pendant les 6 premiers mois (19,95 % par la suite)†.

Surveillez et catégorisez vos dépenses
Organisez vos opérations et gardez le contrôle de vos dépenses. Vous pourrez observer vos habitudes de consommation et avoir une meilleure idée de ce qu’il vous reste à dépenser chaque mois.

Avantages supplémentaires de la carte
Assurance achats et garantie prolongée1 : Pour la plupart des nouveaux achats effectués n’importe où dans le monde à l’aide de votre Carte de crédit Remises Tangerine, vous pouvez recevoir un maximum à vie de jusqu’à 60 000 $ pour les couvertures d’assurance suivantes :

L’assurance achat couvre automatiquement la perte, le vol ou les dommages de la plupart des articles neufs assurés pendant 90 jours après la date de l’achat
Une garantie prolongée qui peut doubler la période des services de réparation, jusqu’à un maximum d’un an

* Offre promotionnelle pour les remises :

L’offre de 10% en remises supplémentaires de Tangerine d’une durée limitée (l’« offre ») s’adresse exclusivement aux nouveaux titulaires d’un compte de carte de crédit Tangerine et qui i) font une demande d’obtention de la Carte de crédit Remises Tangerine (le « compte ») d’ici le 31 octobre 2024, ii) activent leur compte dans les 45 jours suivant l’approbation, et iii) portent au maximum 1 000 $ d’ achats nets à leur compte dans les 60 jours suivant la date d’activation de la Carte de crédit Remises Tangerine. Les « achats nets » comprennent les achats portés au compte (moins tout remboursement, retour ou autre crédit semblable), mais ne comprennent pas les paiements, les avances de fonds (y compris les transferts de solde et les opérations en quasi-espèces), l’intérêt, les frais, les primes d’assurance, les rajustements ou autres frais. L’offre de 10% en remises supplémentaire (jusqu’à 100 $) sera créditée au compte dutitulaire de carte principal dans 1 ou 2 cycles de relevés suivant la période promotionnelle de 60 jours, à condition que le compte soit ouvert et en règle au moment du paiement. Limite d’une (1) offre par client admissible. Cette offre est non transférable. L’offre peut être modifiée, annulée ou prolongée en tout temps. Toutes les autres modalités de compte, y compris les Modalités du programme de Remises Tangerine, demeurent inchangées et sont toujours applicables. Pour connaitre tous les détails, y compris la définition des termes utilisés ci-dessus, consultez l’Entente des titulaires de Carte de crédit Tangerine.

Initial Rewards: Obtenez 2 % de remises en argent sur vos achats dans 2 catégories de votre choix

On Going Rewards 1st: Des remises en argent de 0,50 % sur tous vos autres achats courants

On Going Rewards 2nd: 0 $ de frais annuels

GCR Rebate: 125

GCR Rebate
$125

Initial Rewards
Recevez 10% de plus en remises

Credit Needed
NA

• Pour être admissible à cette offre, les demandeurs doivent être un nouveau titulaire de compte de carte de crédit Tangerine.
• La remise en argent sera versée lors de l'approbation de la carte.
• Ne parcourez pas ou ne quittez pas la page de candidature avant qu'elle ne soit terminée.
• Veuillez cliquer à nouveau sur GCR si la session expire.
• Doit postuler en ligne.
• Veuillez attendre 3 semaines avant de vous renseigner sur une remise en argent Tangerine manquante.
• REMARQUE : Vous devez nous répondre dans les 3 mois pour signaler une remise manquante, sinon la remise est annulée par le commerçant.

Tangerine : Carte World MastercardMD Tangerine

Le monde vous appartient : recevez 10% de remises* supplémentaires.

Demandez la carte World MastercardMD Tangerine d’ici le 31 octobre 2024 et vous recevrez 10% de remises supplémentaires* (jusqu’à 100 $) quand vous dépensez jusqu’à 1 000 $ en achats courants pendant les 2 premiers mois.

AVANTAGES

Accumulez des remises en argent illimitées
Obtenez des remises en argent de 2 % sur vos achats dans deux catégories de votre choix et des remises en argent de 0,50 % sur tous vos autres achats courants.

Remises en argent supplémentaires
Faites déposer vos remises dans un Compte d'épargne Tangerine pour obtenir une troisième3e catégorie de remises en argent de 2 %.

Accès Wi-Fi Boingo pour MastercardMD*
Votre carte World Mastercard Tangerine vous permet de rester connecté en vous permettant d’accéder à plus d’un million de points d’accès Wi-Fi partout dans le monde grâce au programme d’accès Wi-Fi Boingo pour les titulaires de carte Mastercard.

Services sur demande et par abonnement*
Économisez sur ce que vous aimez avec votre carte World Mastercard Tangerine. Profitez d’avantages et d’offres spéciales d’une gamme croissante d’applications sur demande et de services d’abonnement qui vous sont offerts en tant que titulaire d’une carte World Mastercard Tangerine et qui vous facilitent la vie et rendent votre journée plus agréable.

MastercardMD Airport Experiences fourni par DragonPass***
Tirez le maximum de votre voyage grâce à MastercardMD Airport Experiences fourni par DragonPass. Votre adhésion gratuite vous donne accès à des offres exclusives pour des restaurants, des magasins et des spas situés dans plus de 400 aéroports et à plus de 1 000 salons partout dans le monde, à 32 $ US par visite.

Assurance collision/dommages pour véhicules de location**
Lorsque vous louez un véhicule pour une période n’excédant pas 31 jours consécutifs et que vous payez la totalité du coût de la location avec votre carte de crédit, vous pourriez être couvert en cas de dommages ou de vol.

Assurance appareils mobiles**
Profitez des avantages de l’assurance appareils mobiles lorsque vous utilisez votre carte pour payer la totalité de votre nouveau téléphone cellulaire, téléphone intelligent ou tablette, ou pour effectuer tous les paiements mensuels de facture sans fil lorsque vous financez l’achat au moyen d’un forfait. Vous pourrez être couvert jusqu’à concurrence de 1 000 $ dans le cas où votre téléphone cellulaire, téléphone intelligent ou tablette est perdu, volé, accidentellement endommagé ou s’il subit une défaillance mécanique.

Obtenez 2 % de remises en argent sur vos achats dans 2 catégories de votre choix. OU Déposez vos remises dans un Compte d’épargne Tangerine et obtenez une 3e catégorie de remises.

0 $ de frais annuels avec la carte World Mastercard^MD Tangerine

Avantages supplémentaires de la carte
Assurance achats et garantie prolongée** – pour la plupart des nouveaux achats effectués n’importe où dans le monde à l’aide de votre carte de crédit Tangerine, vous pouvez recevoir un maximum à vie de jusqu’à 60 000 $ pour les couvertures d’assurance suivantes :

L’assurance achat couvre automatiquement la perte, le vol ou les dommages de la plupart des articles neufs assurés pendant 90 jours après la date de l’achat
Une garantie prolongée qui peut doubler la période des services de réparation, jusqu’à un maximum d’un an

* Offre promotionnelle pour les remises :

L’offre de 10% en remises supplémentaires de Tangerine d’une durée limitée (l’« offre ») s’adresse exclusivement aux nouveaux titulaires d’un compte de carte de crédit Tangerine et qui i) font une demande d’obtention de la carte de crédit World MastercardMD Tangerine (le « compte ») d’ici le 31 octobre 2024, ii) activent leur compte dans les 45 jours suivant l’approbation, et iii) portent au maximum 1 000 $ d’achats nets à leur compte dans les 60 jours suivant la date d’activation de la carte de crédit World Mastercard Tangerine. Les « achats nets » comprennent les achats portés au compte (moins tout remboursement, retour ou autre crédit semblable), mais ne comprennent pas les paiements, les avances de fonds (y compris les transferts de solde et les opérations en quasi-espèces), l’intérêt, les frais, les primes d’assurance, les rajustements ou autres frais. L’offre de 10% en remises supplémentaire (jusqu’à 100 $) sera créditée au compte du titulaire de carte principal dans 1 ou 2 cycles de relevés suivant la période promotionnelle de 60 jours, à condition que le compte soit ouvert et en règle au moment du paiement. Limite d’une (1) offre par client admissible. Cette offre est non transférable. L’offre peut être modifiée, annulée ou prolongée en tout temps. Toutes les autres modalités de compte, y compris les Modalités du programme de Remises Tangerine, demeurent inchangées et sont toujours applicables. Pour connaitre tous les détails, y compris la définition des termes utilisés ci-dessus, consultez l’Entente des titulaires de Carte de crédit Tangerine.

Initial Rewards: Recevez 10% de remises supplémentaires* (jusqu`à 100 $) quand vous dépensez jusqu’à 1 000 $ en achats courants pendant les 2 premiers mois.

On Going Rewards 1st: Obtenez des remises en argent de 2 % sur vos achats dans deux catégories de votre choix

On Going Rewards 2nd: Des remises en argent de 0,50 % sur tous vos autres achats courants

GCR Rebate: 125

GCR Rebate
$125

Initial Rewards
10% de réductions supplémentaires

Credit Needed
NA

KOHO : Carte KOHO Financial

Mastercard® prépayée rechargeable, remise en argent, gain d'intérêts, sans frais

AVANTAGES

Le meilleur moyen d'obtenir des remises en argent instantanées
Obtenez 0,5 % de remise en argent sur tous vos achats et jusqu'à 10 % de remise en argent sur vos achats en ligne ou en magasin chez nos partenaires.

0 $ Frais mensuels liés au compte
0 $ Frais pour fonds insuffisants
0 $ Frais pour virements électroniques
0 $ Frais d’intérêt

Le meilleur compte pour de meilleures finances
KOHO est un compte d'épargne et de dépenses gratuit conçu pour tous les Canadiens. Grâce à notre carte Mastercard^MD prépayée et à notre application mobile, vous pourrez établir un budget, dépenser et épargner comme un pro.

Gagnez des intérêts

Obtenez un taux d'intérêt de 1,2 %* sur votre compte entier; de votre épargne à vos dépenses et tout ce qui se trouve entre les deux.
Obtenez 0,5 % de remise en argent sur chaque achat. Gagnez encore plus avec nos partenaires ou en faisant des références.
Pas de frais supplémentaires, pas de solde minimum, pas de tarifs promotionnels.
Vous bénéficiez également d'un nombre illimité de virements électroniques gratuits.
Nous assurons jusqu'à 100 000 $ de vos fonds auprès de la SADC. En d'autres mots, votre argent est en sécurité avec nous.

Renforcement de Crédit

Nous ouvrirons une marge de crédit dédiée au renforcement de crédit.
Chaque mois, vous effectuerez des remboursements.
La ponctualité des remboursements vous permettra d'établir un historique de crédit, ce qui pourrait contribuer au renforcement de votre pointage.
Le Renforcement du Crédit coûte 10 $ par mois pendant 6 mois, pour un total de 60 $. Vous pouvez également choisir de payer 60 $ dès votre inscription au Renforcement du Crédit.

Prémium

Obtenez une remise en argent instantanée de 2 % sur les 3 catégories qui intéressent votre portefeuille.
Obtenez une remise en argent de 0,5 % sur tout le reste.
Sans frais de conversion de devises.Match de prix - Nous offrons une protection des prix pour obtenir le prix le plus bas possible sur vos achats.
Assistance utilisateur prioritaire - Plus besoin d'attendre - évitez la file d'attente chaque fois que vous avez besoin de l'aide de nos agents.
ational gratuit au guichet automatique par mois.
Coaching financier sur demande - Vous avez des questions et notre coach financier interne a les réponses.
Un retrait international gratuit au guichet automatique par mois.
9$ par mois / 84$ par an

*Des conditions s'appliquent

Initial Rewards: Remise en argent, gain d`intérêts, pas de frais, trois plans d`abonnement

On Going Rewards 1st: Obtenez 1 % de remise en argent sur l`épicerie, votre facture Internet et les services de livraison

On Going Rewards 2nd: Pas de frais cachés (e-transfert illimité)

GCR Rebate: 35

GCR Rebate
$35

Initial Rewards
Mastercard prépayée rechargeable

Credit Needed
NA

Vous devez activer votre carte et charger des fonds sur votre compte KOHO.
Vous devez entrer une adresse postale valide pour gagner une récompense.
La récompense apparaîtra comme En attente pendant 32 jours.

RBC : Carte moi RBC® Visa‡

Obtenez jusqu’à 10 000 points Moi en prime! ^[1]

L'offre se termine le 31 janvier 2025

Obtenez 3 000 points de bienvenue lors de votre premier achat avec la carte moi RBC® Visa^‡ ^[1]
Recevez 3 500 points supplémentaires lorsque vous portez des achats totalisants au moins 500 $ à la carte au cours des trois premiers mois ^[1]
Recevez 3 500 points supplémentaires lorsque vous portez des achats totalisants au moins 2 000 $ à la carte au cours des douze premiers mois ^[1]

Une valeur de 80 $ ^[*]

Remarque : Les résidents du Québec, d'Ottawa et du Nouveau-Brunswick bénéficieraient le plus du programme Moi.

AVANTAGES

Accumulez des points Moi partout, sur tous vos achats.²

Votre carte de crédit moi RBC Visa vous permet d’obtenir des points Moi chaque fois que vous l’utilisez pour régler un achat. Vous accumulerez des points Moi sur tous vos achats effectués en magasin ou en ligne.

2X les points sur les produits d’épicerie, de beauté et de bien-être
Recevez 2 points Moi sur chaque dollar d’achat effectué dans les magasins participants Metro, Jean Coutu, Brunet et Première Moisson lorsque vous présentez votre carte programme Moi et payez avec votre carte moi RBC Visa.²
2X les points sur les achats liés à la restauration
Recevez 2 points Moi sur chaque dollar d’achat lié à la restauration réglé avec votre carte de crédit moi RBC Visa.³
2X les points sur l’essence et la recharge pour véhicule électrique
Recevez 2 points Moi sur chaque dollar d’achat lié à l’essence ou à la recharge d’un véhicule électrique réglé avec votre carte de crédit moi RBC Visa.³
1X les points sur tous les autres achats
Recevez 1 point Moi sur chaque dollar d’achat effectué partout ailleurs, y compris dans les magasins Super C participants.⁴

Il est facile d’échanger les points Moi

Échangez des points Moi plus rapidement à la caisse avec votre carte moi RBC Visa. Pour aussi peu que 500 points Moi, obtenez 4 $ de rabais sur vos achats en magasin ou en ligne, avant taxes, dans près de 900 magasins Metro, Super C et Brunet au Québec et dans les pharmacies Jean Coutu au Québec, en Ontario et au Nouveau-Brunswick.⁵

Petro-Canada
Liez votre carte de crédit moi RBC Visa à votre carte Petro-Points^MC pour économiser automatiquement 3 cents le litre sur l’essence et obtenez 20 % plus de Petro-Points^MC chez Petro-Canada^MC.⁶

RONA, Réno-Dépôt et RONA+
Payez avec votre carte de crédit moi RBC Visa chez chez RONA, Réno-Dépot ou RONA+ et recevez un crédit sur relevé de compte pouvant atteindre 10 % sur la première tranche d’achats admissibles de 250 $ et un crédit pouvant atteindre 5 % sur la tranche suivante de 1 250 $ d’achats.⁷

^®/(MC) Marques de commerce de Banque Royale du Canada. ^‡ Toutes les autres marques de commerce appartiennent à leur propriétaire respectif, utilisées sous licence.

* 21,99 % sur les avances de fonds et transferts de solde si vous résidez au Québec

Consultez la page RBC pour connaître les modalités de l'offre à jour.

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[1] Pour que vous puissiez profiter de cette offre, la Banque Royale du Canada (« RBC ») doit avoir reçu votre demande entre le 6 juin 2024 et le 31 janvier 2025 et l’avoir approuvée, et une carte moi valide doit être liée à votre carte de crédit moi RBC Visa.

Vous recevrez 3 000 points primes d’adhésion Moi lors de votre premier achat (« points primes d’adhésion »). Les points primes d’adhésion figureront sur votre relevé de carte de crédit mensuel dans les six (6) semaines suivant votre premier achat, pourvu que votre compte de carte de crédit Moi Visa RBC (« compte de carte de crédit ») soit ouvert et en règle à ce moment, « en règle » signifiant que le compte ne doit pas être en souffrance depuis plus de deux (2) périodes de relevé consécutives, fermé ou radié, et que le crédit ne doit pas avoir été révoqué.

Pour obtenir 3 500 points en prime Moi (« points en prime ») vous devez, (i) porter au moins 500 $ d’achats nets admissibles ou de paiements de factures préautorisés (« opérations admissibles ») à votre compte de carte de crédit au cours des trois premiers mois suivant son ouverture ; (ii) garder votre compte de carte de crédit ouvert et en règle au moment où les points en prime vous sont versés, soit environ six (6) semaines après y avoir porté 500 $ d’opérations admissibles. Les opérations admissibles excluent les avances de fonds (y compris les transferts de solde, les opérations assimilées à des opérations en espèces et les paiements de factures qui ne sont pas des prélèvements préautorisés établis auprès d’un commerçant), les frais d’intérêts et les autres frais. De plus, les crédits pour retour ou redressement réduiront le montant des opérations admissibles. Les 3 500 points en prime supplémentaires Moi (« points en prime supplémentaires ») vous seront attribués si (i) vous portez au moins 2 000 $ d’opérations admissibles à votre compte de carte de crédit dans les 12 premiers mois suivant son ouverture ; (ii) vous gardez votre compte de carte de crédit ouvert et en règle au moment où les points en prime supplémentaires vous sont versés, soit environ six (6) semaines après y avoir porté 2 000 $ d’opérations admissibles.

Par souci de clarté, les montants de 500 $ et de 2 000 $ d’opérations admissibles ne sont pas cumulatifs, ce qui signifie que si un total de 2 000 $ en opérations admissibles est porté à votre compte de carte de crédit au cours des 12 premiers mois suivant son ouverture, y compris 500 $ au cours des trois premiers mois, vous serez admissible à la fois aux points en prime et aux points en prime supplémentaires, à condition que votre compte de carte de crédit demeure ouvert et en règle au moment où ces points y sont versés. Toutefois, si vous ne dépensez pas 500 $ en achats admissibles au cours des trois premiers mois suivant l’ouverture de votre compte de carte de crédit, mais que vous dépensez un total de 2 000 $ en achats admissibles au cours des 12 premiers mois suivant l’ouverture, vous ne serez pas admissible aux points en prime, mais serez admissible aux points en prime supplémentaires, à condition que votre compte de carte de crédit demeure ouvert et en règle au moment où ces points y sont versés.

L’utilisateur ou les utilisateurs autorisé(s) ne sont pas admissibles à recevoir les points primes d'adhésion, les points en prime ni les points en prime supplémentaires. La présente offre ne peut être combinée à aucune autre offre. RBC se réserve le droit d’annuler, de modifier ou de retirer la présente offre à tout moment. Pour obtenir tous les détails et en savoir plus sur tous les avantages offerts par votre carte de crédit moi RBC Visa, veuillez visiter le site www.rbc.com/infomoi. Pour connaître toutes les conditions qui s’appliquent au programme Moi, consultez le site www.programmemoi.ca.

[*] Selon le taux d’échange du programme Moi (4 $ par 500 points accumulés), 10 000 points Moi ont une valeur d’échange de 80 $. Pour pouvoir échanger vos points du programme Moi, vous devez avoir au moins 500 points programme Moi sur votre compte moi. Si c’est le cas, vous pourrez échanger un minimum de 500 points programme Moi (et par tranches de 125 points programme Moi par la suite), pour obtenir une réduction de 4 $ lors de vos achats, avant taxes, en magasin ou en ligne dans les magasins Metro, Super C, Première Moisson et Brunet au Québec, et chez Jean Coutu au Québec, au Nouveau-Brunswick et en Ontario, à la condition que la valeur avant taxes de l’opération soit égale ou supérieure à celle des points échangés. 125 points programme moi = 1 $ ou toute autre condition déterminée par Metro. D’autres conditions et restrictions s’appliquent. Pour connaître tous les détails, veuillez consulter les conditions du programme moi de Metro, disponibles au programmemoi.ca.

Initial Rewards: Obtenez jusqu’à 10 000 points Moi en prime! Une valeur de 80 $!

On Going Rewards 1st: Accumulez des points Moi partout, sur tous vos achats

On Going Rewards 2nd: Liez votre carte de crédit moi RBC Visa à votre carte Petro-PointsMC pour économiser automatiquement 3 cents le litre sur l’essence

GCR Rebate: 65

GCR Rebate
$65

Initial Rewards
Obtenez jusqu’à 10 000 points Moi en prime!

Credit Needed
NA

CIBC Aventura® Gold Visa* Card

Join and get up to $1,400 in value including a first year annual fee rebate!^†

FEATURES

Here's how You can get up to $1,400 in value

Get up to 45,000 Aventura Points (up to $900 in travel value^†):

15,000 Aventura Points when you make your first purchase^†
30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†
Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 value^†
Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $261 in value^†
Plus, get a NEXUS^◊ Application Fee rebate^†: A $67 value^†

Plus, enjoy extra valuable travel benefits.

Travel when it’s right for you – your Aventura points don’t expire^†
Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features^†
Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
1 point for every $1 spent on all other purchases^†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Aventura^® Gold Visa* Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

This is a digital-exclusive offer.^†

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.^† This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.^†

^†Terms and Conditions Apply

Initial Rewards: Join and get up to $1,400 in value including a first year annual fee rebate!

On Going Rewards 1st: 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre

On Going Rewards 2nd: 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Get up to $1,400 in value

Credit Needed
Good

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.

CIBC Aventura® Visa Infinite* Card

15,000 Aventura Points when you make your first purchase^†
30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†
Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 value^†
Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $261 in value^†
Plus, get a NEXUS^◊ Application Fee rebate^†: A $67 value^†

Plus, enjoy extra valuable travel benefits.

Travel when it’s right for you – your Aventura points don’t expire^†
Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features^†
Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
1 point for every $1 spent on all other purchases^†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Aventura^® Visa* Infinite Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

This is a digital-exclusive offer.^†

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.^† This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.^†

^†Terms and Conditions Apply

Initial Rewards: Join and get over $1,400 in value including a first year annual fee rebate!

On Going Rewards 1st: 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre

On Going Rewards 2nd: 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Get up to $1,400 in value

Credit Needed
Good

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.

CIBC Aventura® Visa* Card

Join and get up to $100 in value^† for no annual fee.^†

FEATURES

Here’s how it adds up:

Get up to 10,000 Aventura Points (up to $100 in travel value^†)

2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval^†
7,500 Aventura Points after you make your first purchase within first 4 months^†
Travel when it’s right for you – your Aventura Points don’t expire^†
Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features^†
Travel local - Aventura Points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
1 point for every $1 spent on travel purchased through the CIBC Rewards Centre^†
1 point for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
1 point for every $2 spent on all other purchases^†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Aventura^® Visa* Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

This is a digital-exclusive offer.^†

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.^† This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.^†

^†Terms and Conditions Apply

Initial Rewards: Get up to 10,000 Aventura Points (up to $100 in travel value).

On Going Rewards 1st: 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre

On Going Rewards 2nd: 1 point for every $1 spent at eligible gas stations, grocery stores and drug stores

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Get up to $100 in value for no annual fee

Credit Needed
Good

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.

CIBC Dividend Platinum® Visa* Card

Get a first-year annual fee rebate and earn a 10% cash back welcome bonus
of up to $300!^†

FEATURES

Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $300 (first 4 statements)!^†

After that, get 3% cash back on eligible gas, EV charging, and grocery purchases.^†

2% cash back on eligible transportation, dining purchases and recurring payments^†
1% cash back on all other purchases^†
Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking^®^†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend Platinum^® Visa* Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

This is a digital-exclusive offer.^†

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.^† This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.^†

^†Terms and Conditions Apply

Initial Rewards: Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $300!

On Going Rewards 1st: After that, get 3% cash back on eligible gas, EV charging, and grocery purchases

On Going Rewards 2nd: 2% cash back on eligible transportation, dining purchases and recurring payments

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
10% cash back welcome bonus of up to $300

Credit Needed
Good

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.

CIBC Dividend® Visa Infinite* Card

Get a first-year annual fee rebate and earn a 10% cash back welcome bonus
of up to $300!^†

FEATURES

Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $300 (first 4 statements)!^†

After that, get 4% cash back on eligible gas, EV charging, and grocery purchases.^†

2% cash back on eligible transportation, dining purchases and recurring payments^†
1% cash back on all other purchases^†
Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking^®^†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend^® Visa Infinite* Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

This is a digital-exclusive offer.^†

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.^† This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.^†

^†Terms and Conditions Apply

Initial Rewards: Get a first-year annual fee rebate and earn a 10% cash back welcome bonus of up to $300!

On Going Rewards 1st: After that, get 4% cash back on eligible gas, EV charging, and grocery purchases

On Going Rewards 2nd: 2% cash back on eligible transportation, dining purchases and recurring payments

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
10% cash back welcome bonus of up to $300

Credit Needed
Good

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.

CIBC Dividend® Visa* Card

Get 9.99% Purchase^† and 20.99% Cash^† annual interest rate for 10 months^†

FEATURES

Plus, get 2% cash back on eligible grocery purchases!^†

1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments^†
0.5% cash back on all other purchases^†
Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking^®^†

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend^® Visa* Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

This is a digital-exclusive offer.^†

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.^† This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.^†

^†Terms and Conditions Apply

Initial Rewards: Get 2% cash back on eligible grocery purchases^† and 1% cash back on eligible gas, EV charging, transportation, dining and recurring payments^†.

On Going Rewards 1st: 0.5% cash back on all other purchases^†

On Going Rewards 2nd: Get up to 10 cents off per litre at participating gas stations with Journie Rewards

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Get 9.99% Purchase^† and 20.99% Cash^† annual interest rate for 10 months^†

Credit Needed
Good

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.

CIBC Select Visa* Card

Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee^† and a two year annual fee rebate.^†

FEATURES

Transfer up to 50% of your assigned credit limit^†
If you choose to carry a balance and you make your minimum payments on time, a balance transfer could save you money on interest
Take advantage of this 0% introductory interest rate on balance transfers for your first 10 months. You’ll only have to pay a 1% fee^† when you transfer your balance from another card to the CIBC Select Visa Card
This balance transfer offer is only available at the time of your online application.^† Simply tick the checkbox to select the balance transfer option when you’re filling out your application

Once you take advantage of this offer, you will have a promotional rate balance on your account. As a result, you will lose your interest-free grace period on new purchases unless you pay your amount due, including any promotional rate balances, in full each month. While you will enjoy the promotional rate on the balances you transfer by using this offer, new purchases will be subject to the purchase interest rate.

Save on gas with CIBC and Journie Rewards

Link and use your CIBC Select Visa Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

^†Terms and Conditions Apply

Initial Rewards: Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee and a two year annual fee rebate

On Going Rewards 1st: Low interest rate of 13.99% on purchases and cash advances

On Going Rewards 2nd: Ideal for consolidating your balances onto one card

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Get 0% interest for up to 10 months

Credit Needed
Good

Cash Back Not Available from GCR. Any offers are strictly from CIBC.

National Bank : Mastercard® World (FR)

Earn up to 2 points on all card purchases* without restrictions*

FEATURES

With the À la carte Rewards Plan® (the “À la carte Plan”), you earn points for every dollar on eligible purchases. These points may be exchanged for rewards such as merchandise, a travel package, a gift card, a travel discount, a donation, a financial product, repayment with rewards points or any other reward offered under the À la carte Plan.

Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage up to 60 days
Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggage insurance in case of theft or loss, Vehicle rental insurance
Medical, general and legal assistance

Benefits

Purchase protection in case of theft or damage*
Extended Warranty*

National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index¹.

Legal Disclaimer

Details of eligible rewards points
Certain restrictions apply. For more information, consult the Rewards plan section or the Plan rules regarding how to earn points.

Credit terms
Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers. Minimum payment: If your account balance is lower than $10, you must pay the entire balance. If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher. Account statement: A statement is sent monthly.

Example of credit charges over a 30-day period

Annual Interest Rate	Average Balance
	$500	$3,000
22.49%	$9.24	$55.45
20.99%	$8.63	$51.76
12.90%	$5.30	$31.81
8.9%	$3.66	$21.95

*Variable interest rate in effect on September 1, 2021

Balance transfer and cash advance are subject to credit approval by National Bank. Each balance transfer must be at least $250.

Travel and health insurance conditions
This coverage applies to purchases and rentals charged in part to the card, except out-of-province medical/hospital insurance for which the travel arrangements need not be charged to the card and lost or delayed luggage insurance where all transportation costs must be charged to the card. This coverage applies to the primary cardholder, their spouse and/or dependent children when they (spouse and/or dependent children) travel with the primary cardholder. Extended warranty coverage applies to most new items purchased with the card, in Canada or abroad, as long as the manufacturer's warranty is valid in Canada. Certain conditions and restrictions apply. For more information and for details of your insurance coverage, please consult the insurance certificate associated with your card.

Initial Rewards:

On Going Rewards 1st:

On Going Rewards 2nd:

GCR Rebate: 50

GCR Rebate
$50

Initial Rewards
NA

Credit Needed
NA

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

TD® Aeroplan® Visa Infinite Privilege* Card

Earn up to $2,700 in value^† including up to 75,000 Aeroplan points^† (enough for a round trip to Honolulu^†)

Conditions Apply. Account must be approved by September 3, 2024.

OFFER DETAILS

Earn up to $2,700 in value^† including up to 75,000 Aeroplan points (enough for a round trip to Honolulu^†) and additional travel benefits. Conditions Apply. Account must be approved by September 3, 2024.

Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase with your new card^†
Earn an additional 25,000 Aeroplan points when you spend $12,000 within 180 days of Account opening^†
Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points when you spend $24,000 within 12 months of Account opening^†

Additional Travel Benefits

Enroll for NEXUS and once every 48 months get an application fee rebate^†
Share first free checked bags with up to 8 travel companions^† and get unlimited access to Maple Leaf Lounges^† including complementary access for one guest
Plus, primary cardholders get 6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program^†

FEATURES

Earn Aeroplan Points on your everyday purchases
Take advantage of an extensive suite of travel insurance
Travel with confidence with Travel Medical Insurance^†
Get access to Priority Airport Services^† like Priority Boarding, Priority Baggage Handling, and Priority Airport Standby
& Priority Airport Upgrades^†

Earning Aeroplan Points

Earn 2 points^† for every $1 spent on eligible purchases made direct through Air Canada® purchases
(including Air Canada Vacations^®)
Earn 1.5 points^† for every $1 spent on eligible gas, grocery, travel and dining purchases
Earn 1.25 points^† for every $1 spent on all other purchases made with your Card
Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore)

Initial Rewards: Earn up to $2,700 in value^† including up to 75,000 Aeroplan points^†

On Going Rewards 1st: Earn 1.5 points† for every $1 spent on eligible gas, grocery, travel and dining purchases

On Going Rewards 2nd: Earn 1.25 points† for every $1 spent on all other purchases made with your Card

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Earn up to $2,700 in value^†

Credit Needed
NA

• Cash Back Not Available from GCR. Any offers are strictly from TD.

TD® Aeroplan® Visa Infinite* Card

Earn up to $1,000 in value^† including up to 40,000 Aeroplan points^†.

Conditions Apply. Account must be approved by September 3, 2024.

OFFER DETAILS

Earn up to $1,000 in value^†, including up to 40,000 Aeroplan points^† and additional travel benefits. Account must be approved by September 3, 2024.

Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†
Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of Account opening^†
Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months
of Account opening^†
Enroll for NEXUS and once every 48 months get an application fee rebate^†
Plus, share free first checked bags with up to 8 travel companions^†

FEATURES

Earn Aeroplan Points on your everyday purchases
Travel with confidence with Travel Medical Insurance^†
Complimentary Visa Infinite* Concierge service^† available 24/7

Earning Aeroplan Points

Earn 1.5 points^† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations^®) made with your card
Earn 1 point^† for every $1 spent on all other Purchases made with your Card
Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore)
Your Aeroplan Points do not expire as long as you are a TD^® Aeroplan^® Visa Infinite* Cardholder in good standing

Initial Rewards: Earn up to $1,000 in value, including up to 40,000 Aeroplan points^†

On Going Rewards 1st: Earn 1.5 points^† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases

On Going Rewards 2nd: Complimentary Visa Infinite* Concierge service^† available 24/7

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Earn up to $1,000 in value

Credit Needed
NA

Cash Back Not Available from GCR. Any offers are strictly from TD.

National Bank : Mastercard® Platine (FR)

Earn up to $1,000 in value^† including up to 40,000 Aeroplan points^†.

Conditions Apply. Account must be approved by September 3, 2024.

OFFER DETAILS

Earn up to $1,000 in value^†, including up to 40,000 Aeroplan points^† and additional travel benefits. Account must be approved by September 3, 2024.

Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card^†
Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of Account opening^†
Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months
of Account opening^†
Enroll for NEXUS and once every 48 months get an application fee rebate^†
Plus, share free first checked bags with up to 8 travel companions^†

FEATURES

Earn Aeroplan Points on your everyday purchases
Travel with confidence with Travel Medical Insurance^†
Complimentary Visa Infinite* Concierge service^† available 24/7

Earning Aeroplan Points

Earn 1.5 points^† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations^®) made with your card
Earn 1 point^† for every $1 spent on all other Purchases made with your Card
Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore)
Your Aeroplan Points do not expire as long as you are a TD^® Aeroplan^® Visa Infinite* Cardholder in good standing

Initial Rewards:

On Going Rewards 1st:

On Going Rewards 2nd:

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
NA

Credit Needed
NA

Cash Back Not Available from GCR. Any offers are strictly from TD.

Remise en argent Préférence World Elite Mastercard RBC

Receive 0% Interest Rate on purchases for the first 3 months

For a limited time, when you get approved for your Plastk Secured Visa card, you will get 5,000 points, redeemable after 3 months

FEATURES
Proudly Canadian, Plastk offers Canada’s first secured credit card with a premium rewards program. Having envisioned a credit card that goes beyond building or restoring credit, Plastk also provides cardholders with premium rewards perks, setting it apart from other secured credit card products. Plastk offers one of the highest cashback rates in the market. Plastk is the newest and best way to build credit and get rewarded for it.

Use your points to pay your balance! 250 points = $1, minimum 2500 pts to redeem. Easily transfer your points through the cardholder portal!

Cash advances are HERE! You can now send money from your Plastk card to any Canadian credit or debit card, Canadian bank account or Plastk cardholder.

*Please note, you can send a MAXIMUM of $250 in a single transfer or $500 in a day. If your available limit is LESS than $250, you will only be able to send up to that limit. Available account funds will be shown in your account.

* Terms and Conditions Apply.

Initial Rewards:

On Going Rewards 1st:

On Going Rewards 2nd:

GCR Rebate: 15

GCR Rebate
$15

Initial Rewards
NA

Credit Needed
NA

RBC : Visa‡ Classique RBC® avec option à taux d’intérêt réduit

Taux d’intérêt bas et abordables sur les achats et les avances de fonds

AVANTAGES

Tirez profit d’un faible taux d’intérêt sur les achats et les avances de fonds
Profitez de frais annuels minimes
Bénéficiez d’une Couverture-achat et Garantie allongée
Liez votre carte RBC à votre carte du programme Petro-Points et économisez instantanément sur le carburant dans les stations Petro-Canada, en plus d’obtenir 20 % de Petro-Points supplémentaires
Obtenez des livraisons sans frais pendant trois mois avec DoorDash¹⁴ en ajoutant votre carte de crédit RBC admissible à votre compte DoorDash pour :
- obtenir un abonnement de trois mois gratuit à DashPass¹⁵ d’une valeur de près de 30 $
- profiter d’un nombre illimité de livraisons sans frais sur les commandes de 15 $ ou plus en payant avec votre carte de crédit RBC admissible

Consultez la page RBC pour connaître les modalités de l'offre à jour.

Les références juridiques et les conditions liées au produit sont disponibles sur le site Web de RBC vers lequel le client sera dirigé pendant le processus d’intégration pour en prendre connaissance et les accepter.

Ce message contient des liens d'affiliation.

GCR peut s'engager dans le marketing d'affiliation, ce qui se fait en intégrant des liens de suivi dans greatcanadianrebates.ca. Si vous cliquez sur un lien pour un partenariat d'affiliation, un cookie sera placé sur votre navigateur pour suivre les ventes à des fins de commission.

Initial Rewards: Taux d’intérêt bas sur les achats et les avances de fonds, ainsi qu’une sécurité d’achat et une assurance extension de garantie

On Going Rewards 1st: Obtenez 20 % de Petro-Points en plus

On Going Rewards 2nd: Obtenez des livraisons sans frais pendant trois mois avec DoorDash

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Taux d’intérêt bas et abordables sur les achats et les avances de fonds

Credit Needed
NA

GCR Rebate

Initial Rewards

Credit Needed

	American Express® Cobalt Card		$100		15,000 Membership Rewards® points		Fair
			Earn 1,250 Membership Rewards® points for each monthly billing period when you spend $750 in purchases on your Card.

Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.
Earn 3x the points on eligible streaming subscriptions in Canada.
Earn 2x the points on eligible ride shares, transit & gas in Canada.
Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online.
Earn 1x point for every $1 in Card purchases everywhere else.
Enjoy access to hotel bookings, a room upgrade (when available), 12pm check-in and late check-out (when available), and up to $100 USD hotel credit to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel.
Transfer points 1:1 to several frequent flyer and other loyalty programs.
Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events.
Access Front Of The Line^® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express^® Experiences.

	American Express® Gold Rewards Card		$125		60,000 Membership Rewards® points		Good
			Earn 5,000 points for each monthly billing period in which you spend $1,000 in net purchases.

Use of any promo code will void the rebate

Earn up to 60,000 Membership Rewards^® points

New American Express^® Gold Rewards Cardmembers, earn 5,000 Membership Rewards^® points for each monthly billing period in which you spend $1,000 in net purchases on your Card

This could add up to 60,000 points in a year. That’s up to $600 towards your next vacation.