Online shopping has become integral to our lives in today’s digital age. It offers convenience, variety, and often better prices than traditional brick-and-mortar stores. While the joys of clicking through an endless array of products and having them delivered to your doorstep are undeniable, did you know that credit cards can take your online shopping experience to the next level? In this blog, we’ll delve into how credit cards can provide you with many online shopping benefits.
Cash Back and Rewards
One of the most enticing aspects of using credit cards for online shopping is the opportunity to earn cashback or rewards on your purchases. Many credit cards offer cash back percentages or reward points for every dollar you spend online. These rewards can accumulate over time and be redeemed for future purchases or other perks, effectively giving you a discount on your shopping.
For example, if you have a credit card that offers 2% cashback on all online purchases and you spend $500 on a new laptop, you’ll receive $10 back as a reward. Over time, these cash back rewards can add up significantly, allowing you to save money or treat yourself to something special.
Extended Warranties
When shopping for electronics or appliances online, you’re likely concerned about potential malfunctions or defects. Credit cards often come to the rescue by providing extended warranties on eligible purchases made with the card. This means the manufacturer’s warranty may be extended for an additional period, offering you extra protection at no additional cost.
Let’s say you buy a high-end smartphone online with a one-year manufacturer’s warranty. However, if you used your credit card for the purchase, some cards might extend that warranty by another year or more. This extension can save you from the headache and expense of unexpected repairs or replacements.
Purchase Protection
Accidents happen, and your newly acquired online treasure might get damaged shortly after delivery. Fortunately, many credit cards offer purchase protection, which covers the cost of repairing or replacing items that are accidentally damaged or stolen within a certain timeframe (usually 90 days) after purchase.
For instance, if you order a digital camera online and it accidentally slips from your hands, causing significant damage, your credit card’s purchase protection could cover the repair or replacement costs. Knowing this safeguard can provide peace of mind when making online purchases, especially for valuable items.
Online shopping is a fantastic way to discover and acquire products from your home. However, by using credit cards for your online purchases, you can elevate your shopping experience. Cashback rewards, extended warranties, price protection, purchase protection, and robust fraud protection are among the valuable benefits credit cards bring to the table.
Apply For an Online Shopping Cash Back Credit Card
If you plan to apply for a cash back credit for your online purchases, head to Great Canadian Rebates. Our online platform will help you find and compare the top credit cards and apply for the one that best suits your unique needs and requirements.
Plus, you can earn generous cash back rebates upon approval of credit cards applied for through our platform. Visit Great Canadian Rebates today for more information.