Category: Credit Cards

A credit card extended warranty is a card benefit that can keep covering an eligible purchase after the manufacturer’s warranty ends. It is related to purchase protection, but it is…

Understanding credit card purchase protection can turn a broken gadget or a stolen bag into a manageable claim instead of a sunk cost. In Canada, many cards include purchase security…

Understanding credit card rental car insurance can save you from paying twice for the same protection at the counter. In Canada, many cards include collision or loss-damage coverage on eligible…

Understanding your credit card billing cycle is one of the steadiest ways to avoid surprise interest in Canada. That cycle is simply the window your issuer uses to gather purchases,…

Adding a credit card authorized user is one of the simplest ways to share everyday spending in Canada without opening a second account. An authorized user—sometimes called an additional cardholder—gets…

A credit card credit limit increase can feel like a reward—or like more borrowing room than you need. In Canada, your credit limit is the maximum you can charge before…

A credit card authorization hold is a temporary reservation of credit that a merchant places when you tap, swipe, or enter your card—before the final amount posts. In Canada, that…

A credit card cash advance lets you withdraw cash against your credit limit—usually at an ATM or through a branch—rather than swiping for a purchase. In Canada, that convenience comes…

A credit card balance transfer moves what you owe on one card (or several) onto another card—usually to chase a lower promotional interest rate for a limited time. In Canada,…

If you only glance at the due date on your statement, the credit card minimum payment can look like a safe finish line. In Canada, that line is usually just…