The “Statement Date” Hack: The Easiest Way To Lower Utilization Without Spending Less
You pay your credit cards on time, every time. You’ve never missed a due date, you rarely carry interest, and yet…
No Annual Fee, Maximum Gain: The Best Cash Back Cards for Budgeting Canadians
For many Canadians, the idea of paying an annual fee on a credit card feels counterintuitive—especially when every dollar already…
Decoding the Cobalt: Why This Card Dominates Canadian Rewards Categories
For many Canadians, credit card rewards feel underwhelming—until they discover the American Express Cobalt Card. It’s the card that often changes…
The Ultimate Guide to Earning Rewards on Streaming and Subscriptions
It usually starts small. A Netflix account here, Spotify there, maybe a cloud storage plan for photos or work files.…
Cash Back vs. Points: Which Wins the War Against Inflation?
At the grocery store, at the gas pump, and even on your streaming subscriptions, inflation has quietly changed the way…