Using A Credit Card for Large Purchases: Is It Worth It?
Credit cards make our lives more convenient because we don’t have to carry cash when we go out and they give us the ability to shop online.Most people nowadays use…
Should You Cancel or Downgrade Your Credit Card
Credit cards are a smart way of spending your money. This is because credit cards, if used responsibly, allow us to win back a lot of points and cash back…
A Detailed Guide to Credit Card Travel Insurance
Travel insurance is a type of coverage that keeps you financially protected when you’re travelling abroad. It comes in handy in case something on your vacation goes wrong, like you…
5 Habits to Practice That’ll Improve Your Credit Score
You may have heard the saying, “no credit history is not good credit history,” and it’s absolutely true! As a Canadian resident, your credit history is often used to gauge…
3 Ways to Lower Your Credit Card Interest Rate
While a credit card is one of the easiest ways to improve your liquidity crunches, it can be one of the most expensive ways of borrowing money. This is because…
Earning More Credit Card Rewards in Canada
There are many benefits to using a credit card. Not only is it a ready source of cash for all your needs, but it also provides plenty of discounts and…
4 Hacks to Minimize Your Credit Card Debt
As a credit card holder and regular user, you should be extra vigilant about your finances so that your debt doesn’t pile up. Once your debt starts accumulating, it can…
Everything You Need to Know When Applying For Your First Credit Card
Regardless of your age or financial history, a credit card is one of the most powerful financial tools you can use. Getting your first credit card can surely be an…
Using Line of Credit to Pay Off Credit Card Debt
With a credit card, if you’re unable to clear your statement balance before the due date, it will be carried forward, and you’ll have an interest amount slapped on top…
Getting a Credit Card During a Recession: Is It Worth It?
When an economic recession is around the corner or is already here, you may find yourself under overwhelming financial stress, unsure of how to save up or earn more. To…