Credit Card Comparison Table

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Filter : Best Canadian Credit Cards


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American Express® Cobalt Card
Earn up to 15,000 Membership Rewards® points

In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets!



FEATURES
  • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.

  • Earn 3x the points on eligible streaming subscriptions in Canada.

  • Earn 2x the points on eligible ride shares, transit & gas in Canada.

  • Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online.

  • Earn 1x point for every $1 in Card purchases everywhere else.

  • Enjoy access to hotel bookings, a room upgrade (when available), 12pm check-in and late check-out (when available), and up to $100 USD hotel credit to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel.

  • Transfer points 1:1 to several frequent flyer and other loyalty programs.

  • Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events.

  • Access Front Of The Line® Amex Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with Amex ExperiencesTM.



Annual Card Fee

For non-Quebec residents:
$15.99/month (Equals $191.88 annually)

For Quebec residents:
$191.88/year

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Initial Rewards: Earn 1,250 Membership Rewards® points for each monthly billing period when you spend $750 in purchases on your Card.
On Going Rewards 1st: Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery
On Going Rewards 2nd: Earn 2x the points on eligible ride shares, transit & gas in Canada
GCR Rebate: 100
GCR Rebate
$100 		Initial Rewards
15,000 Membership Rewards® points 		Credit Needed
Fair
USE OF ANY PROMO CODE WILL VOID THE REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Cobalt Cardmembers

NOTE: You must contact GCR within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.
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American Express® Gold Rewards Card
Earn up to 60,000 Membership Rewards® points
  • New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card


FEATURES
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more

  • Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else

  • The Card is now available in your choice of Gold or Rose Gold metal options

  • Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card

  • You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online

  • As a Gold Rewards Cardmember, you can receive complimentary membership in Priority Pass™ – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply

  • Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used

  • Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit

  • Transfer points 1:1 to several frequent flyer and other loyalty programs

  • 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster

Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 29.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Initial Rewards: earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card
On Going Rewards 1st: Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
On Going Rewards 2nd: Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else
GCR Rebate: 40
GCR Rebate
$40 		Initial Rewards
Earn up to 60,000 Membership Rewards® points 		Credit Needed
Good
USE OF ANY PROMO CODE WILL VOID THE REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers

NOTE: You must contact GCR within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.
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TD First Class Travel® Visa Infinite* Card
Earn up to $1,400 in value†, including up to 165,000 TD Rewards Points† and
receive an annual fee rebate for the first year†.

Conditions Apply.



OFFER DETAILS

Earn up to $1,400 in value†, including up to 165,000 TD Rewards Points†, receive an annual fee rebate for the first year† and additional travel benefits. Conditions Apply.
  • Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card†
  • Earn 145,000 TD Rewards Points when you spend $7,500 within 180 days of Account opening†
  • Earn a Birthday Bonus of up to 10,000 TD Rewards points†
  • Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD
  • Get an Annual Fee Rebate for the first year†
  • Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $285)†

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.

Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.



FEATURES

Earn TD Reward Points on all the things you normally do, whether you use your Card for groceries, dining, paying bills, public transit, streaming services or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

Your Card also allows you to enjoy:
  • An extensive suite of travel insurance coverages which helps you travel prepared.
  • No travel blackouts.†, no seat restrictions.† and no expiry.† for your TD Rewards Points as long as your account is open and in good standing.

Earning TD Rewards Points
  • Earn 8 TD Rewards Points† for every $1 you spend when you book travel through Expedia® For TD†
  • Earn 6 TD Rewards Points† for every $1 you spend on Groceries, Dining, and Public Transit†
  • Earn 4 TD Rewards Points† for every $1 you spend on on Recurring Bill Payments and Streaming, Digital Gaming & Media†
  • Earn 2 TD Rewards Points† for every $1 you spend on other Purchases made using your Card† plus earn an annual Birthday Bonus† of up to 10,000 TD Rewards Points


† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content.

The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
Initial Rewards: Earn up to $1,400 in value† and receive an annual fee rebate for the first year†.
On Going Rewards 1st: Earn 6 TD Rewards Points for every $1 you spend on Groceries Dining, and Public Transit
On Going Rewards 2nd: Earn 4 TD Rewards Points for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media
GCR Rebate: 25
GCR Rebate
$25 		Initial Rewards
Earn up to $1,400 in value† 		Credit Needed
NA
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.
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Scotiabank Passport® Visa Infinite* Card

Earn up to $1,500 in first year welcome offers, rewards and savings, including up to 60,000 bonus Scene+ points!*

Offer valid January 2, 2026 – July 1, 2026.



FEATURES
  • Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more.

  • Earn 2x Scene+ points* for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including rideshares, buses, subways, taxis and more).

  • Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.

  • Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.

  • No Foreign Transaction Fees
  • 6 Complimentary Airport Lounge Access
  • Comprehensive Travel Insurance coverage
  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program


* Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential, foreign transaction fee and airport lounge savings as of November 4, 2025.
  • $400 in travel rewards (40,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite Card clients who spend $2,000 within the first 3 months;

  • $100 in travel rewards (10,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite Card clients who spend $10,000 within the first 6 months;

  • $100 in travel rewards (10,000 bonus Scene+ points) when you spend $40,000 annually on your Account each year (12-months: annual points bonus);

  • $50 supplementary card annual fee waiver on the first supplementary card for new Scotiabank Passport Visa Infinite Card clients;

  • $134 in foreign transaction fee savings based on average annual foreign spend per account over the last 24 months (save the 2.5% foreign transaction fee markup typically charged by other card issuers);

  • $369 in first year point earn potential (36,900 bonus Scene+ points) on everyday purchases based on average annual spend per account over the last 24 months with an average spend of 21% in 3X and 2X accelerator categories;

  • $364 value with a complimentary Visa Airport Companion Program Membership that includes 6 lounge passes (based on a ‘Preferential’ membership valued at approx. CAD$364/USD$259). Currency conversion as at November 3, 2025.

Potential First Year Value = up to $1,517 (rounded down to $1,500)
Actual offers, savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply.*


Rates, fees, offers and other information are effective as of January 2, 2026. Subject to change.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the 40,000 and Additional 10,000 bonus points offers. All cardholders remain eligible to earn the annual Scene+ point bonus with an annual spend of at least $40,000.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn up to $1,500 in first year welcome offers, rewards and savings, including up to 60,000 bonus Scene+ points.
On Going Rewards 1st: Earn 2 Scene+ points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases
On Going Rewards 2nd: Earn 1 Scene+ point on every $1 you spend on all other eligible purchases
GCR Rebate: 150
GCR Rebate
$150 		Initial Rewards
Up to 60,000 bonus Scene+ points 		Credit Needed
Excellent
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must contact GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
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Scotiabank Gold American Express® Card
Earn up to $850 in welcome offers, and up to 45,000 bonus Scene+ points!*

Offer valid January 2, 2026 – July 1, 2026.



FEATURES
  • Earn 6x Scene+ points* on every $1 you spend at Sobeys, Safeway, Freshco, Foodland and more.

  • Earn 5x Scene+ points* for every $1 you spend on dining, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.

  • Earn 5x Scene+ points* for every $1 you spend in Canada eligible entertainment purposes.Includes movies, theatre and ticket agencies stores.

  • Earn 3x Scene+ points* for every $1 CAD you spend in Canada on eligible gas and daily transit options. Includes rideshares, buses, subway, taxis and more.

  • Earn 3x Scene+ points* for every $1 CAD you spend in Canada on eligible select streaming services.

  • Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.

  • Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.

  • No Foreign Transaction Fees
  • Comprehensive Travel Insurance coverage
  • AMEX Offers®
  • AMEX Front of the Line®
  • American Express Invites®
  • Complimentary Concierge Services


*Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential and foreign transaction fee savings as of November 4, 2025:
  • $450 in travel rewards (45,000 bonus Scene+ points) for new Scotiabank Gold American Express Card clients who spend $2,000 within the first 3 months (to earn 25,000 points) and who spend $7,500 within the first 12 months (to earn an additional 20,000 points);

  • $58 in foreign transaction fee savings based on average annual foreign spend per account over the last 24 months (save the 2.5% foreign transaction fee markup typically charged by other card issuers);

  • $386 in first year point earn potential (38,500 Scene+ points) on everyday purchases based on average annual spend per account over the last 24 months with an average spend of 30% in 6X, 5X and 3X accelerator categories.

Potential First Year Value= up to $894 (rounded down to $850)
Actual Savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply.*



Rates, fees and other information are effective as of January 2, 2026. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn up to $850 in welcome offers, and up to 45,000 bonus Scene+ points.,
On Going Rewards 1st: Earn 5X Scene+ points forevery $1 you spend at eligible grocery stores, dining and entertainment
On Going Rewards 2nd: Earn 3X Scene+ points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
GCR Rebate: 150
GCR Rebate
$150 		Initial Rewards
Up to 45,000 bonus Scene+ points 		Credit Needed
Good
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
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RBC® Avion Visa Infinite

Get up to 55,000 Avion points1 (max travel value of $1,100†), that’s up to 3 round trip flights!^

Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months1.

Apply by June 15, 2026.



FEATURES
  • Earn 1 Avion point for every dollar you spend* and an extra 25% on eligible travel purchases.

  • RBC Avion Visa Infinite Cardholders can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions.

  • RBC Avion Visa Infinite Cardholders earn points that never expire so your points will be waiting for your next adventure.

  • Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avion Visa Infinite Cardholder.

  • Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.

  • Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points.

  • Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10.

  • Get access to Avion Rewards which provides access to earn points faster at specified brands.

  • Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family.

  • RBC Avion Visa Infinite Cardholders get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.

  • RBC Avion Visa Infinite Cardholders no longer need 14-days to book travel using the RBC grid.


Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to:
  • Get a 12-month complimentary DashPass subscription18 – a value of almost $120
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card


Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.
  • If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
  • If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
  • Enrolment is easy for eligible cardholders. You may cancel at any time.
  • Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
  • Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.®


Note: 21.99% on Balance Transfers and Cash Advances if you reside in Quebec


Refer to RBC page for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

† For Air Travel Reward redemptions from the Air Travel Redemption Schedule with a maximum ticket price of $1,100, starting at 55,000 Avion points, you can redeem for a round trip flight from eastern Canada or the United States to Mexico, Hawaii or Alaska; or from western Canada or the United States to Bermuda, Central America or the Caribbean. All applicable taxes, service fees and surcharges are the responsibility of the traveller. For more details, including information on redeeming for first class and business class seats, visit: www.avionrewards.com/travel/index.html. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).

^ Air Travel Reward redemptions from the Air Travel Redemption Schedule start at 7,500 points for a one-way short-haul flight within or to an adjacent province/territory or U.S. state in economy class with a maximum ticket price of $175 (and start at 15,000 points for a round-trip short-haul flight within or to an adjacent province/territory or U.S. state in economy class with a maximum ticket price of $350). All applicable taxes, service fees and surcharges are the responsibility of the traveller. For more details, including guidelines on redeeming for business class seats, visit www.avionrewards.com/travel/. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).

1 This offer only applies to new applications for an RBC Avion Visa Infinite or RBC Avion Visa Platinum credit card (each, an “Eligible Credit Card”) received between “January 21, 2026” and “June 15, 2026” (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”) subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the Eligible Credit Card account, as well as existing cardholders on any RBC Royal Bank personal credit card account transferring to an Eligible Credit Card account during the Offer Period, are not eligible for the offer.

35,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your Eligible Credit Card account remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Eligible Credit Card account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.

You will receive 20,000 bonus Avion points (“Bonus Points”) if a total of $5,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your Eligible Credit Card account within the first six (6) months from your Eligible Credit Card account opening date (“Period”). The Bonus Points will appear on your monthly credit card statement within sixty days (60) after you reach $5,000 in Qualifying Transactions, provided your Credit Card Account remains open and in good standing at the time the Bonus Points are credited to your account.

Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Credits for returns and adjustments posted to your Credit Card account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.

If you close or change your Eligible Credit Card for another type of RBC Royal Bank credit card before the Welcome Points and/or the Bonus Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.

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Initial Rewards: Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months.
On Going Rewards 1st: Earn 1 Avion point for every $1 you spend, plus an extra 25% on eligible travel purchases
On Going Rewards 2nd: Redeem points for other great stuff; Convert your points to other programs; Use points toward your credit card balance
GCR Rebate: 0
GCR Rebate
$0 		Initial Rewards
Get up to 55,000 Avion points 		Credit Needed
NA
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must contact GCR within 3 months to report a missing rebate otherwise the rebate is void.
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The Marriott Bonvoy® American Express®* Card
New Marriott Bonvoy® American Express®* Cardmembers earn 50,000 Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.


Subject to change at any time to your Card in your first three months of Cardmembership. Subject to change at any time.



FEATURES
  • Earn 5 points for every dollar in eligible Card purchases at hotels participating in Marriott Bonvoy®.

  • Earn 2 points for every $1 in all other Card purchases.

  • Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary.

  • No annual fee on Additional Cards.

  • Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels.

  • Automatic Marriott Bonvoy Silver Elite status membership.

  • Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy® American Express®* Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program.

  • Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card.


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Initial Rewards: Earn 50,000 points after you charge $1,500 in purchases to your Card in your first three months.
On Going Rewards 1st: Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels
On Going Rewards 2nd: 15 Elite Night Credits each calendar year
GCR Rebate: 35
GCR Rebate
$35 		Initial Rewards
Earn up to 50,000 Marriott Bonvoy® points 		Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time Marriott Bonvoy™ American Express® Card

NOTE: You must contact GCR within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.
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Scotia Momentum® Visa Infinite* Card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.*

Offer valid October 31, 2025 - April 30, 2026.



FEATURES
  • Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments and subscription purchases.

  • Earn 2% for every $1 you spend on gas purchases and daily transit purchases.

  • Earn 1% cash back on all other purchases with no cash back limit.

  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program
  • Comprehensive Travel Insurance & New Mobile Device Insurance coverage


Rates, fees and other information are effective as of October 31, 2025. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: 10% cash back on all purchases for the first 3 months and no annual fee in the first year.
On Going Rewards 1st: 4% for every $1 you spend on grocery store purchases, recurring bill payments, and subscription purchases
On Going Rewards 2nd: 2% for every $1 you spend on gas purchases and daily transit purchases
GCR Rebate: 100
GCR Rebate
$100 		Initial Rewards
10% cash back 		Credit Needed
Excellent
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
-
MBNA Rewards World Elite® Mastercard®
Earn up to 30,000 bonus MBNA Rewards Points


  • 20,000 bonus points†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases
    within the first 90 days of your account opening.

  • 10,000 bonus points††(approximately $80 in cash back value) once enrolled for paperless e-statements within the first
    90 days of account opening.



FEATURES

  • Earn 5 points‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point‡ for every $1 on all other eligible purchases

  • Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points

  • Redeem points‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel

  • Standard Annual Interest Rates of 21.99% on eligible purchases, 22.99% on balance transfers✪, and 22.99% on cash advances

  • Mobile Device Insurance***
    With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown

  • $120 annual fee. $50 Additional Card Annual Fee for one authorized user (if you have one)

  • To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††



This offer is not available for residents of Quebec.

††, ‡, ✪, ***, ††††, Terms and Conditions apply.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.
Initial Rewards: 20,000 points after $2,000 in eligible purchases and 10,000 points once enrolled for e-statements.
On Going Rewards 1st: Earn 5 points for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category
On Going Rewards 2nd: 1 point for every $1 on all other eligible purchases
GCR Rebate: 100
GCR Rebate
$100 		Initial Rewards
Up to 30,000 bonus points 		Credit Needed
Good
IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
American Express® Cobalt Card
GCR Rebate
$100		   Initial Rewards
15,000 Membership Rewards® points 		  Credit Needed
Fair
Earn 1,250 Membership Rewards® points for each monthly billing period when you spend $750 in purchases on your Card.
 
Earn up to 15,000 Membership Rewards® points

In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets!



FEATURES
  • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.

  • Earn 3x the points on eligible streaming subscriptions in Canada.

  • Earn 2x the points on eligible ride shares, transit & gas in Canada.

  • Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online.

  • Earn 1x point for every $1 in Card purchases everywhere else.

  • Enjoy access to hotel bookings, a room upgrade (when available), 12pm check-in and late check-out (when available), and up to $100 USD hotel credit to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel.

  • Transfer points 1:1 to several frequent flyer and other loyalty programs.

  • Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events.

  • Access Front Of The Line® Amex Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with Amex ExperiencesTM.



Annual Card Fee

For non-Quebec residents:
$15.99/month (Equals $191.88 annually)

For Quebec residents:
$191.88/year

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

USE OF ANY PROMO CODE WILL VOID THE REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Cobalt Cardmembers

NOTE: You must contact GCR within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.
American Express® Gold Rewards Card
GCR Rebate
$40		   Initial Rewards
Earn up to 60,000 Membership Rewards® points 		  Credit Needed
Good
earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card
 
Earn up to 60,000 Membership Rewards® points
  • New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card


FEATURES
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more

  • Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else

  • The Card is now available in your choice of Gold or Rose Gold metal options

  • Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card

  • You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online

  • As a Gold Rewards Cardmember, you can receive complimentary membership in Priority Pass™ – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply

  • Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used

  • Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit

  • Transfer points 1:1 to several frequent flyer and other loyalty programs

  • 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster

Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 29.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

USE OF ANY PROMO CODE WILL VOID THE REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers

NOTE: You must contact GCR within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.
TD First Class Travel® Visa Infinite* Card
GCR Rebate
$25		   Initial Rewards
Earn up to $1,400 in value† 		  Credit Needed
Earn up to $1,400 in value† and receive an annual fee rebate for the first year†.
 
Earn up to $1,400 in value†, including up to 165,000 TD Rewards Points† and
receive an annual fee rebate for the first year†.

Conditions Apply.



OFFER DETAILS

Earn up to $1,400 in value†, including up to 165,000 TD Rewards Points†, receive an annual fee rebate for the first year† and additional travel benefits. Conditions Apply.
  • Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card†
  • Earn 145,000 TD Rewards Points when you spend $7,500 within 180 days of Account opening†
  • Earn a Birthday Bonus of up to 10,000 TD Rewards points†
  • Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD
  • Get an Annual Fee Rebate for the first year†
  • Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $285)†

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.

Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.



FEATURES

Earn TD Reward Points on all the things you normally do, whether you use your Card for groceries, dining, paying bills, public transit, streaming services or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

Your Card also allows you to enjoy:
  • An extensive suite of travel insurance coverages which helps you travel prepared.
  • No travel blackouts.†, no seat restrictions.† and no expiry.† for your TD Rewards Points as long as your account is open and in good standing.

Earning TD Rewards Points
  • Earn 8 TD Rewards Points† for every $1 you spend when you book travel through Expedia® For TD†
  • Earn 6 TD Rewards Points† for every $1 you spend on Groceries, Dining, and Public Transit†
  • Earn 4 TD Rewards Points† for every $1 you spend on on Recurring Bill Payments and Streaming, Digital Gaming & Media†
  • Earn 2 TD Rewards Points† for every $1 you spend on other Purchases made using your Card† plus earn an annual Birthday Bonus† of up to 10,000 TD Rewards Points


† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content.

The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.
Scotiabank Passport® Visa Infinite* Card
GCR Rebate
$150		   Initial Rewards
Up to 60,000 bonus Scene+ points 		  Credit Needed
Excellent
Earn up to $1,500 in first year welcome offers, rewards and savings, including up to 60,000 bonus Scene+ points.
 

Earn up to $1,500 in first year welcome offers, rewards and savings, including up to 60,000 bonus Scene+ points!*

Offer valid January 2, 2026 – July 1, 2026.



FEATURES
  • Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more.

  • Earn 2x Scene+ points* for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including rideshares, buses, subways, taxis and more).

  • Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.

  • Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.

  • No Foreign Transaction Fees
  • 6 Complimentary Airport Lounge Access
  • Comprehensive Travel Insurance coverage
  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program


* Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential, foreign transaction fee and airport lounge savings as of November 4, 2025.
  • $400 in travel rewards (40,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite Card clients who spend $2,000 within the first 3 months;

  • $100 in travel rewards (10,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite Card clients who spend $10,000 within the first 6 months;

  • $100 in travel rewards (10,000 bonus Scene+ points) when you spend $40,000 annually on your Account each year (12-months: annual points bonus);

  • $50 supplementary card annual fee waiver on the first supplementary card for new Scotiabank Passport Visa Infinite Card clients;

  • $134 in foreign transaction fee savings based on average annual foreign spend per account over the last 24 months (save the 2.5% foreign transaction fee markup typically charged by other card issuers);

  • $369 in first year point earn potential (36,900 bonus Scene+ points) on everyday purchases based on average annual spend per account over the last 24 months with an average spend of 21% in 3X and 2X accelerator categories;

  • $364 value with a complimentary Visa Airport Companion Program Membership that includes 6 lounge passes (based on a ‘Preferential’ membership valued at approx. CAD$364/USD$259). Currency conversion as at November 3, 2025.

Potential First Year Value = up to $1,517 (rounded down to $1,500)
Actual offers, savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply.*


Rates, fees, offers and other information are effective as of January 2, 2026. Subject to change.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the 40,000 and Additional 10,000 bonus points offers. All cardholders remain eligible to earn the annual Scene+ point bonus with an annual spend of at least $40,000.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must contact GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
Scotiabank Gold American Express® Card
GCR Rebate
$150		   Initial Rewards
Up to 45,000 bonus Scene+ points 		  Credit Needed
Good
Earn up to $850 in welcome offers, and up to 45,000 bonus Scene+ points.,
 
Earn up to $850 in welcome offers, and up to 45,000 bonus Scene+ points!*

Offer valid January 2, 2026 – July 1, 2026.



FEATURES
  • Earn 6x Scene+ points* on every $1 you spend at Sobeys, Safeway, Freshco, Foodland and more.

  • Earn 5x Scene+ points* for every $1 you spend on dining, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.

  • Earn 5x Scene+ points* for every $1 you spend in Canada eligible entertainment purposes.Includes movies, theatre and ticket agencies stores.

  • Earn 3x Scene+ points* for every $1 CAD you spend in Canada on eligible gas and daily transit options. Includes rideshares, buses, subway, taxis and more.

  • Earn 3x Scene+ points* for every $1 CAD you spend in Canada on eligible select streaming services.

  • Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.

  • Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.

  • No Foreign Transaction Fees
  • Comprehensive Travel Insurance coverage
  • AMEX Offers®
  • AMEX Front of the Line®
  • American Express Invites®
  • Complimentary Concierge Services


*Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential and foreign transaction fee savings as of November 4, 2025:
  • $450 in travel rewards (45,000 bonus Scene+ points) for new Scotiabank Gold American Express Card clients who spend $2,000 within the first 3 months (to earn 25,000 points) and who spend $7,500 within the first 12 months (to earn an additional 20,000 points);

  • $58 in foreign transaction fee savings based on average annual foreign spend per account over the last 24 months (save the 2.5% foreign transaction fee markup typically charged by other card issuers);

  • $386 in first year point earn potential (38,500 Scene+ points) on everyday purchases based on average annual spend per account over the last 24 months with an average spend of 30% in 6X, 5X and 3X accelerator categories.

Potential First Year Value= up to $894 (rounded down to $850)
Actual Savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply.*



Rates, fees and other information are effective as of January 2, 2026. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
RBC® Avion Visa Infinite
GCR Rebate
$0		   Initial Rewards
Get up to 55,000 Avion points 		  Credit Needed
Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months.
 

Get up to 55,000 Avion points1 (max travel value of $1,100†), that’s up to 3 round trip flights!^

Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months1.

Apply by June 15, 2026.



FEATURES
  • Earn 1 Avion point for every dollar you spend* and an extra 25% on eligible travel purchases.

  • RBC Avion Visa Infinite Cardholders can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions.

  • RBC Avion Visa Infinite Cardholders earn points that never expire so your points will be waiting for your next adventure.

  • Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avion Visa Infinite Cardholder.

  • Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.

  • Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points.

  • Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10.

  • Get access to Avion Rewards which provides access to earn points faster at specified brands.

  • Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family.

  • RBC Avion Visa Infinite Cardholders get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.

  • RBC Avion Visa Infinite Cardholders no longer need 14-days to book travel using the RBC grid.


Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to:
  • Get a 12-month complimentary DashPass subscription18 – a value of almost $120
  • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card


Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.
  • If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
  • If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
  • Enrolment is easy for eligible cardholders. You may cancel at any time.
  • Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
  • Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.®


Note: 21.99% on Balance Transfers and Cash Advances if you reside in Quebec


Refer to RBC page for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

† For Air Travel Reward redemptions from the Air Travel Redemption Schedule with a maximum ticket price of $1,100, starting at 55,000 Avion points, you can redeem for a round trip flight from eastern Canada or the United States to Mexico, Hawaii or Alaska; or from western Canada or the United States to Bermuda, Central America or the Caribbean. All applicable taxes, service fees and surcharges are the responsibility of the traveller. For more details, including information on redeeming for first class and business class seats, visit: www.avionrewards.com/travel/index.html. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).

^ Air Travel Reward redemptions from the Air Travel Redemption Schedule start at 7,500 points for a one-way short-haul flight within or to an adjacent province/territory or U.S. state in economy class with a maximum ticket price of $175 (and start at 15,000 points for a round-trip short-haul flight within or to an adjacent province/territory or U.S. state in economy class with a maximum ticket price of $350). All applicable taxes, service fees and surcharges are the responsibility of the traveller. For more details, including guidelines on redeeming for business class seats, visit www.avionrewards.com/travel/. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).

1 This offer only applies to new applications for an RBC Avion Visa Infinite or RBC Avion Visa Platinum credit card (each, an “Eligible Credit Card”) received between “January 21, 2026” and “June 15, 2026” (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”) subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the Eligible Credit Card account, as well as existing cardholders on any RBC Royal Bank personal credit card account transferring to an Eligible Credit Card account during the Offer Period, are not eligible for the offer.

35,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your Eligible Credit Card account remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Eligible Credit Card account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.

You will receive 20,000 bonus Avion points (“Bonus Points”) if a total of $5,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your Eligible Credit Card account within the first six (6) months from your Eligible Credit Card account opening date (“Period”). The Bonus Points will appear on your monthly credit card statement within sixty days (60) after you reach $5,000 in Qualifying Transactions, provided your Credit Card Account remains open and in good standing at the time the Bonus Points are credited to your account.

Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Credits for returns and adjustments posted to your Credit Card account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.

If you close or change your Eligible Credit Card for another type of RBC Royal Bank credit card before the Welcome Points and/or the Bonus Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.

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• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must contact GCR within 3 months to report a missing rebate otherwise the rebate is void.
The Marriott Bonvoy® American Express®* Card
GCR Rebate
$35		   Initial Rewards
Earn up to 50,000 Marriott Bonvoy® points 		  Credit Needed
Good
Earn 50,000 points after you charge $1,500 in purchases to your Card in your first three months.
 
New Marriott Bonvoy® American Express®* Cardmembers earn 50,000 Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.


Subject to change at any time to your Card in your first three months of Cardmembership. Subject to change at any time.



FEATURES
  • Earn 5 points for every dollar in eligible Card purchases at hotels participating in Marriott Bonvoy®.

  • Earn 2 points for every $1 in all other Card purchases.

  • Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary.

  • No annual fee on Additional Cards.

  • Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels.

  • Automatic Marriott Bonvoy Silver Elite status membership.

  • Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy® American Express®* Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program.

  • Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card.


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time Marriott Bonvoy™ American Express® Card

NOTE: You must contact GCR within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.
Scotia Momentum® Visa Infinite* Card
GCR Rebate
$100		   Initial Rewards
10% cash back 		  Credit Needed
Excellent
10% cash back on all purchases for the first 3 months and no annual fee in the first year.
 

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.*

Offer valid October 31, 2025 - April 30, 2026.



FEATURES
  • Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments and subscription purchases.

  • Earn 2% for every $1 you spend on gas purchases and daily transit purchases.

  • Earn 1% cash back on all other purchases with no cash back limit.

  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program
  • Comprehensive Travel Insurance & New Mobile Device Insurance coverage


Rates, fees and other information are effective as of October 31, 2025. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
MBNA Rewards World Elite® Mastercard®
GCR Rebate
$100		   Initial Rewards
Up to 30,000 bonus points 		  Credit Needed
Good
20,000 points after $2,000 in eligible purchases and 10,000 points once enrolled for e-statements.
 
Earn up to 30,000 bonus MBNA Rewards Points


  • 20,000 bonus points†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases
    within the first 90 days of your account opening.

  • 10,000 bonus points††(approximately $80 in cash back value) once enrolled for paperless e-statements within the first
    90 days of account opening.



FEATURES

  • Earn 5 points‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point‡ for every $1 on all other eligible purchases

  • Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points

  • Redeem points‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel

  • Standard Annual Interest Rates of 21.99% on eligible purchases, 22.99% on balance transfers✪, and 22.99% on cash advances

  • Mobile Device Insurance***
    With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown

  • $120 annual fee. $50 Additional Card Annual Fee for one authorized user (if you have one)

  • To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††



This offer is not available for residents of Quebec.

††, ‡, ✪, ***, ††††, Terms and Conditions apply.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.