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American Express® Cobalt Card

Earn up to 15,000 Membership Rewards^® points

In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards^® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets!

FEATURES

Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.
Earn 3x the points on eligible streaming subscriptions in Canada.
Earn 2x the points on eligible ride shares, transit & gas in Canada.
Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online.
Earn 1x point for every $1 in Card purchases everywhere else.
Enjoy access to hotel bookings, a room upgrade (when available), 12pm check-in and late check-out (when available), and up to $100 USD hotel credit to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel.
Transfer points 1:1 to several frequent flyer and other loyalty programs.
Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events.
Access Front Of The Line^® Amex Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with Amex Experiences^TM.

Annual Card Fee

For non-Quebec residents:
$15.99/month (Equals $191.88 annually)

For Quebec residents:
$191.88/year

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Initial Rewards: Earn 1,250 Membership Rewards® points for each monthly billing period when you spend $750 in purchases on your Card.

On Going Rewards 1st: Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery

On Going Rewards 2nd: Earn 2x the points on eligible ride shares, transit & gas in Canada

GCR Rebate: 100

GCR Rebate
$100

Initial Rewards
15,000 Membership Rewards® points

Credit Needed
Fair

USE OF ANY PROMO CODE WILL VOID THE REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Cobalt Cardmembers

NOTE: You must contact GCR within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.

American Express® Gold Rewards Card

Earn up to 60,000 Membership Rewards^® points

New American Express^® Gold Rewards Cardmembers, earn 5,000 Membership Rewards^® points for each monthly billing period in which you spend $1,000 in net purchases on your Card

FEATURES

Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more

Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else

The Card is now available in your choice of Gold or Rose Gold metal options

Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card

You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online

As a Gold Rewards Cardmember, you can receive complimentary membership in Priority Pass™ – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply

Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used

Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit

Transfer points 1:1 to several frequent flyer and other loyalty programs

1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster

Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 29.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Initial Rewards: earn 5,000 Membership Rewards^® points for each monthly billing period in which you spend $1,000 in net purchases on your Card

On Going Rewards 1st: Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more

On Going Rewards 2nd: Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else

GCR Rebate: 125

GCR Rebate
$125

Initial Rewards
Earn up to 60,000 Membership Rewards^® points

Credit Needed
Good

USE OF ANY PROMO CODE WILL VOID THE REBATE

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Gold Rewards Cardmembers

NOTE: You must contact GCR within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.

TD First Class Travel® Visa Infinite* Card

Earn up to $1,400 in value^†, including up to 165,000 TD Rewards Points^† and
no Annual Fee for the first year^†.

Conditions Apply.

OFFER DETAILS

Earn up to $1,400 in value^†, including up to 165,000 TD Rewards Points^†, no Annual Fee for the first year^† and additional travel benefits. Conditions Apply. Offer effective as of September 4, 2025.

Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card^†
Earn 145,000 TD Rewards Points when you spend $7,500 within 180 days of Account opening^†
Earn a Birthday Bonus of up to 10,000 TD Rewards points^†
Get an annual TD Travel Credit^† of $100 when you book at Expedia^® For TD
Get an Annual Fee Rebate for the first year^†
Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $285)^†

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.

FEATURES

Earn TD Reward Points on all the things you normally do, whether you use your Card for groceries, dining, paying bills, public transit, streaming services or booking travel. The rewards will add up quickly so you can enhance your travel experience or enjoy a wide variety of rewards.

Your Card also allows you to enjoy:

An extensive suite of travel insurance coverages which helps you travel prepared.
No travel blackouts.^†, no seat restrictions.^† and no expiry.^† for your TD Rewards Points as long as your account is open and in good standing.

Earning TD Rewards Points

Earn 8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia^® For TD^†
Earn 6 TD Rewards Points^† for every $1 you spend on Groceries, Dining, and Public Transit^†
Earn 4 TD Rewards Points^† for every $1 you spend on on Recurring Bill Payments and Streaming, Digital Gaming & Media^†
Earn 2 TD Rewards Points^† for every $1 you spend on other Purchases made using your Card^† plus earn an annual Birthday Bonus^† of up to 10,000 TD Rewards Points

^† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content.

The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

Initial Rewards: Earn up to $1,400 in value^†, including up to 165,000 TD Rewards Points^†

On Going Rewards 1st: Earn 6 TD Rewards Points for every $1 you spend on Groceries Dining, and Public Transit

On Going Rewards 2nd: Earn 4 TD Rewards Points for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media

GCR Rebate: 25

GCR Rebate
$25

Initial Rewards
Earn up to $1,400 in value^†

Credit Needed
NA

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.

Scotiabank Passport® Visa Infinite* Card

Earn up to $1,350 in first year welcome offers, rewards and savings, including up to 45,000 bonus Scene+ points!*

Offer valid October 31, 2025 - January 1, 2026.

FEATURES

Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more.
Earn 2x Scene+ points* for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including rideshares, buses, subways, taxis and more).
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.
No Foreign Transaction Fees
6 Complimentary Airport Lounge Access
Comprehensive Travel Insurance coverage
Visa Infinite* Concierge Services
Visa Infinite* Hotel Collection
Visa Infinite* Dining and Wine Country program

* Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential, foreign transaction fee and airport lounge savings as of April 9, 2025:

$350 in travel rewards (35,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite Card clients who spend $2,000 within the first 3 months;
$100 in travel rewards (10,000 bonus Scene+ points) when you spend $40,000 annually on your Account each year (12-months);
$50 supplementary card annual fee waiver on the first supplementary card for new Scotiabank Passport Visa Infinite Card clients;
$136 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee markup typically charged by other card issuers);
$381 in first year point earn potential (38,100 bonus Scene+ points) on everyday purchases based on average annual spend per account over the last 2 years with an average spend of 20% in 2X accelerator categories;
$366 value with a complimentary Visa Airport Companion Program Membership that includes 6 lounge passes (based on a ‘Preferential’ membership valued at approx. CAD$366/USD$259). Currency conversion as at April 9, 2025.

Potential First Year Value = up to $1,383
Actual offers, savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply.*

Rates, fees, offers and other information are effective as of October 31, 2025. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.

* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Initial Rewards: Earn up to $1,350 in first year welcome offers, rewards and savings, including up to 45,000 bonus Scene+ points.

On Going Rewards 1st: Earn 2 Scene+ points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases

On Going Rewards 2nd: Earn 1 Scene+ point on every $1 you spend on all other eligible purchases

GCR Rebate: 150

GCR Rebate
$150

Initial Rewards
Up to 45,000 bonus Scene+ points

Credit Needed
Excellent

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must contact GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.

Scotiabank Gold American Express® Card

Earn up to $1,050 in welcome offers, first year rewards and savings value, including no annual fee in your first year, and up to 50,000 bonus Scene+ points!*

Offer valid October 31, 2025 - January 1, 2026

FEATURES

Earn 6x Scene+ points* on every $1 you spend at Sobeys, Safeway, Freshco, Foodland and more.
Earn 5x Scene+ points* for every $1 you spend on dining, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.
Earn 5x Scene+ points* for every $1 you spend in Canada eligible entertainment purposes.Includes movies, theatre and ticket agencies stores.
Earn 3x Scene+ points* for every $1 CAD you spend in Canada on eligible gas and daily transit options. Includes rideshares, buses, subway, taxis and more.
Earn 3x Scene+ points* for every $1 CAD you spend in Canada on eligible select streaming services.
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.
No Foreign Transaction Fees
Comprehensive Travel Insurance coverage
AMEX Offers^®
AMEX Front of the Line^®
American Express Invites^®
Complimentary Concierge Services

*Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential and foreign transaction fee savings as of April 29, 2025:

$500 in travel rewards (50,000 bonus Scene+ points) for new Scotiabank Gold American Express Card clients who spend $2,000 within the first 3 months (to earn 30,000 points) and who spend $7,500 within the first 12 months (to earn an additional 20,000 points);
$61 in foreign transaction fee savings based on average first year annual foreign spend per account over the last 2 years (save the 2.5% foreign transaction fee markup typically charged by card issuers);
$377 in first year point earn potential (37,700 Scene+ points) on everyday purchases based on average annual first year spend per account over the last 2 years with an average spend of 25% in 5X accelerator, 5% in 3X accelerator categories, and 70% in 1x categories.
$120 in savings with first year free (annual fee waived for the primary card on the account for the first year only)

Potential First Year Value= up to $1,050.
Actual Savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply.*

Rates, fees and other information are effective as of October 31, 2025. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.

* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Initial Rewards: Earn up to $1,050 in welcome offers, first year rewards and savings value, including up to 50,000 bonus Scene+ points and no annual fee in your first year.

On Going Rewards 1st: Earn 5X Scene+ points forevery $1 you spend at eligible grocery stores, dining and entertainment

On Going Rewards 2nd: Earn 3X Scene+ points for every $1 you spend at eligible gas stations, daily transit, and select streaming services

GCR Rebate: 150

GCR Rebate
$150

Initial Rewards
Up to 50,000 bonus Scene+ points and no annual fee in your first year

Credit Needed
Good

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.

American Express® Aeroplan®* Card

New American Express^® Aeroplan^®* Cardmembers can earn up to 40,000 Aeroplan points:

Earn 30,000 Aeroplan points after spending $3,000 in purchases on your Card within the first 3 months.

Plus, earn an additional 10,000 Aeroplan points when you spend $1,000 in purchases in month 13.

You could earn up to $1,450 in value within your first 13 months. When you combine the Welcome Bonus offer of up to $800 in value, your earn potential in accelerated and everyday spend earn rate categories with approximately $515 in value, and the $140 in value you get from exceptional benefits, you can earn up to $1,450 or more in value within your first 13 months. Terms and usage assumptions apply.

FEATURES

Standard Earn Rate: Earn 2X the points on eligible purchases made directly with Air Canada^®* and Air Canada vacations^®*
Standard Earn Rate: Earn 1.5X the points on eligible Dining and Food Delivery purchases in Canada
Standard Earn Rate: Earn 1X the points on everything else
Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada^®* flights.
Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in eligible net purchases charged to your Card.
As an American Express Aeroplan Cardmember, you can often book flight rewards for even fewer points with preferred pricing.
Amex Experiences^TM: From music and movies, to specially curated dining and online shopping opportunities, stay connected with all that we have to offer from the comfort of your own home.
Enjoy an array of travel related insurance benefits such as Lost or Stolen Baggage Insurance and up to $500,000 in Travel Accident Insurance.
24/7 Customer Service and Emergency Card Replacement.
As part of our commitment to sustainability, the American Express® Aeroplan^®* Card has been made with 70% reclaimed plastic.
Charge Card*. No preset spending limit on purchases gives you flexibility. Using a charge card is a great way to manage your finances as the balance must be paid in full each month*.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

Initial Rewards: Earn up to $900 or more in value when you combine your welcome bonus points and card benefits.

On Going Rewards 1st: Earn 1.5X the points on eligible Dining and Food Delivery purchases in Canada

On Going Rewards 2nd: Enjoy Amex ExperiencesTM: From music and movies, to specially curated dining and online shopping opportunities

GCR Rebate: 60

GCR Rebate
$60

Initial Rewards
40,000 Aeroplan points

Credit Needed
Good

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® Aeroplan®* Cardmembers

• NOTE: You must contact GCR within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.

Tangerine® Money-Back World Mastercard®*

Get $120 with a Money-Back World Mastercard^®* Spend $1,500 in your first 3 months to enjoy this Bonus. It’s the no annual fee Credit Card with the most cash back categories to choose from.^*

Offer Expires January 30, 2026

FEATURES

Unlimited cash back and flexibility
Two Categories 2% Money-Back Rewards on purchases in two categories of your choice. OR Three categories Deposit your Rewards into a Tangerine Savings Account and get a third 2% Money-Back category. 13 Categories to explore Groceries, gas, and beyond, choose from 13 categories to suit your spending. And change them up every 90 days to match your purchases.^*

Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
0.5% Money-Back Rewards on all other purchases.
Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
No limit on the amount of Money-Back Rewards you can earn.
Change your 2% Money-Back Categories to suit your spending.
Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
No annual fee

Plus the following:

Rental Car Collision/Loss Damage Insurance**
Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.

Mobile Device Insurance**
Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.

Mastercard^® Travel Pass Provided By DragonPass***
Make the most of your travel with Mastercard^® Travel Pass Provided by DragonPass. Your complimentary membership gives you exclusive dining, retail and spa offers in over 650 airports worldwide, along with access to over 1,300 airport lounges at $32 USD per visit. Learn more at mastercardtravelpass.dragonpass.com

Scoring a $120 Bonus is easy

1. Apply in minutes – Apply on our Mobile Banking app or online. Be sure to activate your Card within 45 days of approval.

2. Earn $120, just for spending on your everyday essentials – Spend $1,500 in your first 3 months to enjoy this Bonus. Get this Bonus on top of your usual unlimited 2% cash back in up to 3 customizable categories + 0.5% back on everything else.

Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

*Rewards Promotional Offer:
The Tangerine $120 Money-Back Rewards Limited-time Promotional Offer (the “Offer”) is only available to new Tangerine Money-Back World Mastercard Account holders who (i) apply for a Tangerine Money-Back World Mastercard (the “Account”) by January 30, 2026, (ii) activate their Account within 45 days of approval, and (iii) have at least $1,500 in total Net Purchases posted to their Account within the 90-day promotional period beginning on the date the Tangerine Money-Back World Mastercard is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of $120 Money-Back Rewards will be credited to the Primary Cardholder’s Account within approximately 1–2 statement cycles after the 90-day promotional period provided the Account is open and in Good Standing at time of payout. Your Account is in Good Standing if it is not more than one (1) monthly statement period past due and is not closed, charged off, or in credit revoked status, all according to our credit risk policies that may change from time to time. If a Client does not meet the minimum Net Purchases dollar amount required within the promotional period, they will not receive any cashback under this Offer. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Initial Rewards: Get $120 when you spend $1,500 in your first 3 months

On Going Rewards 1st: Two Categories 2% Money-Back Rewards on purchases in two categories of your choice

On Going Rewards 2nd: 13 Categories to explore

GCR Rebate: 150

GCR Rebate
$150

Initial Rewards
Get $120 with a Money-Back World Mastercard^®*

Credit Needed
NA

• To be eligible for this rebate, applicants must not have had any Tangerine credit card previously. You must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.

• NOTE : You must contact GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void by the merchant.

The Marriott Bonvoy® American Express®* Card

New Marriott Bonvoy^® American Express^®* Cardmembers earn 50,000 Marriott Bonvoy^® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.

Subject to change at any time to your Card in your first three months of Cardmembership. Subject to change at any time.

FEATURES

Earn 5 points for every dollar in eligible Card purchases at hotels participating in Marriott Bonvoy^®.

Earn 2 points for every $1 in all other Card purchases.

Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary.

No annual fee on Additional Cards.

Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels.

Automatic Marriott Bonvoy Silver Elite status membership.

Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy^® American Express^®* Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program.

Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card.

Initial Rewards: Earn 50,000 points after you charge $1,500 in purchases to your Card in your first three months.

On Going Rewards 1st: Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels

On Going Rewards 2nd: 15 Elite Night Credits each calendar year

GCR Rebate: 75

GCR Rebate
$75

Initial Rewards
Earn up to 50,000 Marriott Bonvoy® points

Credit Needed
Good

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time Marriott Bonvoy™ American Express® Card

NOTE: You must contact GCR within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.

RBC® Avion Visa Infinite

Enjoy 35,000 Avion points upon approval¹ (travel value of up to $750^†)

35,000 Avion points are enough for a roundtrip flight to fly anywhere in North America (Alaska, Hawaii and Mexico require more points). Taxes and fees extra.^†

FEATURES

Earn 1 Avion point for every dollar you spend^* and an extra 25% on eligible travel purchases.
RBC Avion Visa Infinite Cardholders can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions.
RBC Avion Visa Infinite Cardholders earn points that never expire so your points will be waiting for your next adventure.
Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avion Visa Infinite Cardholder.
Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.
Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points.
Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10.
Get access to Avion Rewards which provides access to earn points faster at specified brands.
Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family.
RBC Avion Visa Infinite Cardholders get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.
RBC Avion Visa Infinite Cardholders no longer need 14-days to book travel using the RBC grid.

Get $0 delivery fees for 12 months from DoorDash¹⁷ - Add your eligible RBC credit card to your DoorDash account to:

Get a 12-month complimentary DashPass subscription¹⁸ – a value of almost $120
Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

Note: 21.99% on Balance Transfers and Cash Advances if you reside in Quebec

Refer to RBC page for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

^† Air Travel Reward redemptions from the Air Travel Redemption Schedule start at 35,000 Avion points for a round trip long-haul flight to almost anywhere in Canada or the United States, exclusive of Hawaii, Alaska and Mexico, with a maximum ticket price of $750. All applicable taxes, service fees and surcharges are the responsibility of the traveller. For more details, including information on redeeming for first class and business class seats, visit: www.avionrewards.com/travel/index.html. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).

¹ This offer only applies to new applications for an RBC Avion Visa Infinite or RBC Avion Visa Platinum credit card (each, an “Eligible Credit Card”) approved by Royal Bank of Canada, subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the Eligible Credit Card account, as well as existing cardholders on any RBC Royal Bank personal credit card transferring to an Eligible Credit Card account, are not eligible for this offer.

35,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your Eligible Credit Card account remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.

If you close or change your Eligible Credit Card for another type of RBC Royal Bank credit card before the Welcome Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512

This post contains affiliate links.

GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Initial Rewards: 35,000 Avion points are enough for a roundtrip flight to fly anywhere in North America (Alaska, Hawaii and Mexico require more points).

On Going Rewards 1st: Earn 1 Avion point for every $1 you spend, plus an extra 25% on eligible travel purchases

On Going Rewards 2nd: Redeem points for other great stuff; Convert your points to other programs; Use points toward your credit card balance

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Get up to 35,000 Avion points

Credit Needed
NA

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

The Platinum Card® by American Express

Unlock special experiences with the Platinum Card^®

Earn up to 100,000 Membership Rewards^® points - that’s up to $1,000 towards a weekend away

New Platinum^® Cardmembers, earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases to your Card in your first 3 months of Cardmembership.
Plus, earn 30,000 points when you make a purchase between 15 and 17 months of Cardmembership.

FEATURES

Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases.
Access a $200 Annual Travel Credit through American Express Travel Online or Platinum Card^® Travel Service.
Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants.
Unlock $200 or more in additional value with Member extras. You can earn statement credits for qualifying purchases with participating brands.
Take full advantage of The American Express Global Lounge Collection^TM which unlocks access to over 1,400 airport lounges worldwide. This includes The Centurion^® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience. Terms and Conditions apply.
Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program.
Transfer points 1:1 to several frequent flyer and other loyalty programs..
Enjoy complimentary benefits that offer an average value of $550 USD at over 1,600 extraordinary properties worldwide when you book Fine Hotels + Resorts.
Platinum Cardmembers can enjoy access to special events and unique opportunities.
Enjoy premium benefits at the Toronto Pearson Airport.
You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Hertz and Avis.

Interest rate of 30% applies to each delinquent Due in Full charge. The Preferred rate of 21.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 29.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.

Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement.

Initial Rewards: Earn up to 100,000 Membership Rewards^® points - that’s up to $1,000 towards a weekend away

On Going Rewards 1st: $200 Annual Dining Credit at some of Canada’s best restaurants

On Going Rewards 2nd: Transfer points 1:1 to several frequent flyer and other loyalty programs

GCR Rebate: 125

GCR Rebate
$125

Initial Rewards
Earn up to 100,000 Membership Rewards^® points

Credit Needed
Excellent

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time The Platinum Card by American Express Cardmembers

NOTE: You must contact GCR within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.

American Express® Aeroplan®* Reserve Card

New American Express^® Aeroplan^®* Reserve Cardmembers can earn up to 85,000 Aeroplan points

Earn 60,000 Aeroplan points after spending $7,500 in purchases on your Card within the first 3 months.

Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in purchases in month 13.

You could earn up to $4,400 in value within your first 13 months. When you combine the Welcome Bonus offer of up to $1,700 in value, your earn potential in accelerated and everyday spend earn rate categories with approximately $1,760 in value, and the $1,000 in value you get from exceptional benefits, you can earn up to $4,400 or more in value within your first 13 months. Terms and usage assumptions apply.

FEATURES

Cardmembers can now get an extra night free for every 3 hotel nights redeemed with Aeroplan points. Enjoy even more at over 300,000 hotel properties worldwide.
Receive up to $100 CAD in statement credits every four years when a NEXUS application or renewal fee is charged to your American Express Aeroplan Reserve Card.
Highest Air Canada earn rate on an Aeroplan payment card in Canada: Earn 3X the points on eligible purchases made directly with Air Canada^®* and Air Canada Vacations^®*.
Standard Earn Rate: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada and earn 1.25X the points on everything else.
Get through the airport quicker with Air Canada Priority Check-In, Air Canada Priority Boarding and Air Canada Priority Baggage Handling.
Enjoy access to select Air Canada Maple Leaf Lounges™* and Air Canada Café™ in North America for you and a guest, with a same day ticket on a departing Air Canada or Star Alliance flight.
Enjoy your eligible first checked bag free for up to 9 people travelling on the same reservation on Air Canada flights.
Roll over any unallocated Aeroplan Elite™* Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels.
Get access to more than 1,200 Priority Pass™ airport lounges and enjoy an oasis of comfort before your flight, regardless of your airline or cabin class.
Amex Experiences^TM opens doors for you to access a number of special events, including special dining experiences, VIP parties, advance film screenings and more.
Get more from your travel experience at Toronto Pearson International Airport with:
• Access to Pearson Priority Security Lane
• Complimentary valet service at the Express Park and Daily Park
• 15% discount on parking rates at the Express Park and Daily Park
• 15% discount on Car Care Services
Insurance Coverage: whether you’re shopping nearby or travelling abroad, you can feel confident knowing you can be taken care of.
American Express^® Aeroplan^®* Reserve Card is made from precision cut and engraved 13g metal – it’s the perfect companion on your next exceptional journey.

Initial Rewards: Earn up to $2,600 or more in value when you combine your welcome bonus points and card benefits.

On Going Rewards 1st: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada

On Going Rewards 2nd: Get an extra night free for every 3 consecutive hotel nights redeemed with Aeroplan points

GCR Rebate: 125

GCR Rebate
$125

Initial Rewards
Up to 85,000 Aeroplan points

Credit Needed
NA

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express® Aeroplan®* Reserve Cardmembers

NOTE: You must contact GCR within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.

MBNA Rewards World Elite® Mastercard®

Earn up to 30,000 bonus MBNA Rewards Points

20,000 bonus points^†† (approximately $165 in cash back value) after you make $2,000 or more in eligible purchases
within the first 90 days of your account opening.
10,000 bonus points^††(approximately $80 in cash back value) once enrolled for paperless e-statements within the first
90 days of account opening.

FEATURES

Earn 5 points^‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category. 1 point^‡ for every $1 on all other eligible purchases
Each year, you will receive Birthday Bonus Points‡ equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points
Redeem points^‡ for cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and travel
Standard Annual Interest Rates of 21.99% on eligible purchases, 22.99% on balance transfers✪, and 22.99% on cash advances
Mobile Device Insurance***
With Mobile Device Insurance, you’ve got up to $1,000 in coverage for eligible mobile devices in the event of loss, theft, accidental damage or mechanical breakdown
$120 annual fee. $50 Additional Card Annual Fee for one authorized user (if you have one)
To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater^††††

This offer is not available for residents of Quebec.

††, ‡, ✪, ***, ††††, Terms and Conditions apply.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

Initial Rewards: 20,000 points after $2,000 in eligible purchases and 10,000 points once enrolled for e-statements.

On Going Rewards 1st: Earn 5 points for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $50,000 is spent annually in the applicable category

On Going Rewards 2nd: 1 point for every $1 on all other eligible purchases

GCR Rebate: 100

GCR Rebate
$100

Initial Rewards
Up to 30,000 bonus points

Credit Needed
Good

IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.

Scotiabank Platinum American Express® Card

Earn up to $2,500* in value in the first 14 months, including up to 80,000* bonus Scene+ points.

Offer valid October 31, 2025 - January 1, 2026.

FEATURES

Earn 2X Scene+ points for every $1 spent on all your eligible purchases.
Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.
No Foreign Transaction Fees
Comprehensive Travel Insurance coverage
Mobile Device Insurance coverage
10 complimentary Airport Lounge Passes per year
Platinum VIP Offers+
American Express Invites^®
Premium Complimentary Concierge Services

Rates, fees and other information are effective as of October 31, 2025. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.

* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Initial Rewards: Earn up to $2,500 in value in your first 14 months, including up to 80,000 bonus Scene+ points.

On Going Rewards 1st: Earn 2X Scene+ points for every $1 spent on all your eligible purchases

On Going Rewards 2nd: No Foreign Transaction Fees

GCR Rebate: 175

GCR Rebate
$175

Initial Rewards
Up to 80,000 Scene+ points

Credit Needed
Excellent

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.

Scotiabank Passport® Visa Infinite Business* Card

Earn up to $2,600* in value in the first 12 months, including up to 40,000 bonus Scene+ points.

Offer valid May 1, 2025 – October 31, 2026.

FEATURES

Earn 1.5X the Scene+ points for every $1 spent² on purchases for your business.
No foreign transaction fee.³ We will not charge you a foreign transaction fee on foreign currency purchases whether you make them online or outside of Canada. Only the exchange rate will continue to apply.
6 Complimentary airport lounge access.⁴ Your card gives you (the Primary Cardholder) complimentary Visa Airport Companion Program (“Program”) membership, plus six complimentary lounge visits per year from the date of enrollment, providing you with access to 1,200+ airport lounges globally, including participating Plaza Premium Lounges. Use the six complimentary lounge visits for yourself or anyone travelling with you.
Redeem rewards easily for yourself or someone else. Use your points for travel, merchandise, gift cards for your business and more.^7,8
Exclusive savings. Turn business purchases into business savings with Visa SavingsEdge.⁵
Manage Visa Business card expenses more efficiently with Visa Spend Clarity for Business⁶, a web-based tool that allows you to track expenses and helps you stay on budget.
Visa Infinite benefits¹⁰ with your Card which include Visa Infinite Concierge and the Luxury Hotel Collection.
Avis car rental. Take advantage of the complimentary Avis Preferred Plus membership⁹
Add Supplementary cards for your employees. One account, multiple cards. Added benefits!

Scotia SelectPay^TM

Enjoy the flexibility of buying now and paying little by little. Turn eligible credit card purchases of $100 or more into monthly installment payments over a fixed period of time with Scotia SelectPay.¹³

Insurance coverage¹¹

Travel emergency medical insurance

Trip cancellation / trip interruption insurance

Travel accident insurance

Rental car collision loss/damage insurance

Flight delay insurance

Delayed and lost baggage insurance

Waiver of liability program

Rates, fees and other information are effective as of May 1, 2025. Subject to change.

* * Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential, foreign transaction fee and airport lounge savings as of April 9, 2025:

$300 in travel rewards (30,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite Business Card clients who spend $5,000 within the first 3 months;
$100 in travel rewards (10,000 bonus Scene+ points) when you spend $60,000 on your Scotiabank Passport Visa Infinite Business Card within the first 12 months;
$50 annual fee waiver on one secondary card;
$136 in foreign transaction fee savings based on average first year annual foreign spend per Scotiabank Passport Visa Infinite Business Card account (save the 2.5% foreign transaction fee markup typically charged by card issuers);
$1,650 in first year point earn potential (165,000 Scene+ points) on eligible business purchases based on average annual first year spend per Scotiabank Passport Visa Infinite Business Card account;
$366 value with a complimentary Visa Airport Companion Program Membership that includes 6 lounge passes (based on “Preferential” membership valued at approx. CAD$366/USD$264). Currency conversion as at April 9, 2025.

Potential First Year Value = up to $2,602

Actual offers, savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply.

Eligibility and Exclusions: Offer Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank business credit card in the past 2 years, including those that switch from an existing Scotiabank business credit card, are not eligible for the Offer. Subject to the above exclusions, Scotiabank personal credit cardholders are also eligible for the Offer. By accepting this Offer you confirm you meet all Offer requirements. We reserve the right to revoke this Offer at any time if we determine you do not meet the Offer eligibility requirements, including after you have accepted the Offer or been approved for the Account.

* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Initial Rewards: Earn up to $2,600* in value in the first 12 months, including up to 40,000 bonus Scene+ points.

On Going Rewards 1st: No foreign transaction fee

On Going Rewards 2nd: 6 Complimentary airport lounge access

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Earn up to $2,600*

Credit Needed
NA

No rebate offered at this time.

Scotiabank Passport® Visa Infinite Privilege* Card

Earn up to 80,000 bonus Scene+ points within your first 14 months.*

Earn 30,000 bonus Scene+ points by making at least $3,000 in everyday eligible purchases in your first 3 months.

Earn an additional 30,000 bonus Scene+ points when you spend at least $20,000 in everyday eligible purchases in your first 6 months.

Earn an additional 20,000 bonus Scene+ points when you make at least one eligible purchase that is posted to your new Account during the 14th month after the month the Account was opened.

Offer valid October 31, 2025 - January 1, 2026.

FEATURES

Earn 3X the Scene+ points for every $1 you spend on eligible travel purchases.
Earn 2X the Scene+ points for every $1 you spend on eligible dining and entertainment.
Earn 1X the Scene+ points for every $1 you spend on all other eligible purchases.
Plus, earn an extra 3X the points* on hotel bookings, car rentals, and things to do when you book through Scene+ Travel, Powered by Expedia.

As the primary cardholder, each year you’ll get a $250 statement credit on your first travel booking with Scene+ Travel, Powered by Expedia.
Enjoy a $150 reduction of your annual fee with an Ultimate Package account.

Plus enjoy:

No Foreign Transaction Fees
10 Complimentary Airport Lounge Access
Comprehensive Travel Insurance coverage
Visa Infinite* Concierge Services
Visa Infinite* Hotel Collection
Visa Infinite* Dining and Wine Country program

Rates, fees, offers and other information are effective as of October 31, 2025. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.

* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Initial Rewards: Earn up to 80,000 bonus Scene+ points within your first 14 months. No foreign transaction fees.

On Going Rewards 1st: Earn up to 3X the Scene+ points on eligible travel, dining and entertainment purchases

On Going Rewards 2nd: $150 reduction of your annual fee with an Ultimate Package account

GCR Rebate: 200

GCR Rebate
$200

Initial Rewards
Earn up to 80,000 bonus Scene+ points

Credit Needed
NA

1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders of the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

NOTE: You must contact GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.

TD® Aeroplan® Visa Infinite* Card

Up to $1,450 in value^† including up to 45,000 Aeroplan points^† could be yours.
Plus, enjoy no annual fee for the first year^†.

Conditions Apply.

OFFER DETAILS

Up to $1,450 in value^† including up to 45,000 Aeroplan points^† could be yours. Plus, enjoy no annual fee for the first year^† and additional travel benefits. Conditions Apply. Offer effective as of September 4, 2025.

Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card^†
Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of Account opening^†
Plus, earn a one-time anniversary bonus of 20,000 Aeroplan points when you spend $12,000 within 12 months
of Account opening^†
Apply for the NEXUS program and once every 48 months get an application fee rebate (up to $100 CAD)^†
Plus, share free first checked bags with up to 8 travel companions^†
Get an annual fee rebate for the first year^†

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while this offer is in effect.

FEATURES

Earn Aeroplan Points on your everyday purchases
Travel with confidence with Travel Medical Insurance^†
Complimentary Visa Infinite* Concierge service^† available 24/7

Earning Aeroplan Points

Earn 1.5 points^† for every $1 spent on eligible gas, electric vehicle charging, grocery and direct through Air Canada^® purchases (including Air Canada Vacations^®) made with your Card
Earn 1 point^† for every $1 spent on all other Purchases made with your Card
Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 200+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore)
Your Aeroplan Points do not expire as long as you are a TD^® Aeroplan^® Visa Infinite* Cardholder in good standing

Initial Rewards: Earn up to $1,450 in value, including up to 45,000 Aeroplan points^†. No Annual Fee for the first year^†.

On Going Rewards 1st: Earn 1.5 points^† for every $1 spent on eligible gas, EV charging, grocery and direct through Air Canada® purchases

On Going Rewards 2nd: Complimentary Visa Infinite* Concierge service^† available 24/7

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Earn up to $1,450 in value

Credit Needed
NA

Cash Back Not Available from GCR. Any offers are strictly from TD.

TD Platinum Travel Visa* Card

Earn up to $370 in value^†, including up to 50,000 TD Rewards Points^†
and no Annual Fee for the first year^†.

Conditions Apply.

OFFER DETAILS

Earn up to $370 in value^†, including up to 50,000 TD Rewards Points^† and no annual fee for the first year^†.
Conditions apply. Offer effective as of January 7, 2025.

Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card^†.
35,000 TD Rewards Points when you spend $1,000 within 90 days of Account opening^†.
Get an annual fee Rebate for the first year^†.

Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia^® For TD^†, Starbucks^® and more.
Booking your travel through Expedia^® For TD^† to maximize the TD Rewards Points you can earn on your travel purchases.
An extensive suite of travel insurance coverages which helps you travel prepared.
No travel blackouts^†, no seat restrictions† and no expiry^† for your TD Rewards Points as long as your account is open and in good standing.
Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply.

Earning TD Rewards Points

Earn 6 TD Rewards Points† for every $1 you spend when you book travel through Expedia^® For TD^†.
Earn 4.5 TD Rewards Points for every $1 you spend on Groceries, Dining, and Public Transit^†.
Earn 3 TD Rewards Points for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media^†.
Earn 1.5 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†.

Initial Rewards: Earn up to $370 in value^†, including up to 50,000 TD Rewards Points^†. No annual fee for the first year

On Going Rewards 1st: Earn 4.5 TD Rewards Points for every $1 you spend on Groceries, Dining, and Public Transit^†

On Going Rewards 2nd: Redeem your TD Rewards Points on a wide variety of rewards at Expedia^® For TD^®, Starbucks^® and more

GCR Rebate: 60

GCR Rebate
$60

Initial Rewards
Earn up to $370 in value^†

Credit Needed
NA

RBC® Avion Visa Infinite‡ Privilege

Get up to 70,000 Avion points* - a travel value of up to $1,500^†.

70,000 Avion points* is enough for two roundtrip tickets to almost anywhere in Canada & the U.S.
(Alaska and Hawaii require more points). Taxes and fees extra.^†

35,000 Avion Points on approval*
20,000 bonus points when you spend $5,000 in your first 6 months*
15,000 one-time anniversary bonus points after 12 months of account opening*

FEATURES

Earn 1.25 Avion points for every dollar you spend^*.
Enjoy VIP travel benefits including Visa Airport Companion (that’s six lounge visits per membership year for every enrolled cardholder on your account!),² Plus, fast track security and other benefits at select airports^1,2.
Book flights on any airline, on any flight, at any time³. You can also use your points to redeem for vacation packages, hotels, cruises and tours³.
Pick any seat you want from 500+ airlines - with no seat restrictions or blackout periods, even during peak seasons.
Access more of the world with your 24/7 Visa Infinite Privilege Concierge¹¹.
Avion Infinite Privilege card holders have access to book business or first class at a rate of 100 points for $2³.
Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars and British Airways Avios.
Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points.
Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10.
Get access to RBC offers which provides access to earn points faster at specified brands.
Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.
Flexibility to book flights last-minute: up to 24hrs before.

Extensive insurance coverage

Mobile Device Insurance included – up to $1,500 ¹².
Travel with ease with trip cancellation¹² and trip interruption¹² insurance, and emergency medical¹².
Plus, eligible purchases12 made on the card are protected.

Get $0 delivery fees for 12 months from DoorDash^

Add your eligible RBC credit card to your DoorDash account to:

Get a 12-month complimentary DashPass subscription± – a value of almost $120
Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.

If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
Enrolment is easy for eligible cardholders. You may cancel at any time.
Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.^®

Income Required
Personal: $200,000 or
Household: $200,000 or minimum total investable assets of $400,000

Note: 21.99% on Balance Transfers and Cash Advances if you reside in Quebec

Refer to RBC page for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

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GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Initial Rewards: Get up to 70,000 Avion points* (a travel value of up to $1,500†)

On Going Rewards 1st: Earn 1.25 Avion points for every dollar

On Going Rewards 2nd: Enjoy VIP travel benefits including Visa Airport Companion. Plus, get fast track security.

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
70,000 Avion points

Credit Needed
NA

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

CIBC Aventura® Visa Infinite* Card

Join and earn up to $1,500 in value including a first year annual fee rebate!^†

FEATURES

Here's how you can earn up to $1,500 in value

Get up to 45,000 Aventura Points (up to $900 in travel value^†):

15,000 Aventura Points when you make your first purchase^†
30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†
Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 value^†
Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value^†
Plus, get a NEXUS^◊ Application Fee rebate^†: A $160 value^†

Plus, enjoy extra valuable travel benefits.

Travel when it’s right for you – your Aventura points don’t expire^†
Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features^†
Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
1 point for every $1 spent on all other purchases^†

Save over $600 with CIBC and Skip
Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Visa Infinite Card with Skip.^†

Save on gas with CIBC and Journie Rewards.
Link and use your CIBC Aventura^® Visa* Infinite Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

This is a digital-exclusive offer.^†

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.^† This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.^†

^†Terms and Conditions Apply. Select Apply Now to learn more.

Initial Rewards: Join and earn up to $1,500 in value in value including a first year annual fee rebate!

On Going Rewards 1st: 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre

On Going Rewards 2nd: Get a 12-month Skip+ free trial

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Earn up to $1,500 in value

Credit Needed
Good

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.

CIBC Aventura® Gold Visa* Card

15,000 Aventura Points when you make your first purchase^†
30,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†
Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 value^†
Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value^†
Plus, get a NEXUS^◊ Application Fee rebate^†: A $160 value^†

Plus, enjoy extra valuable travel benefits.

Travel when it’s right for you – your Aventura points don’t expire^†
Redeem your Aventura Points for more than travel with our Shop With Points/Pay with Points features^†
Travel local - Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
2 points for every $1 spent on travel purchased through the CIBC Rewards Centre^†
1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores^†
1 point for every $1 spent on all other purchases^†

Save over $600 with CIBC and Skip
Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Gold Visa Card with Skip.^†

Save on gas with CIBC and Journie Rewards.
Link and use your CIBC Aventura^® Gold Visa* Card with Journie Rewards to save up to 10 cents per litre^† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

This is a digital-exclusive offer.^†

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.^† This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months.^†

^†Terms and Conditions Apply. Select Apply Now to learn more.

Initial Rewards: Join and earn up to $1,500 in value in value including a first year annual fee rebate!

On Going Rewards 1st: 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre

On Going Rewards 2nd: 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Earn up to $1,500 in value

Credit Needed
Good

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.

TD® Aeroplan® Visa Infinite Privilege* Card

Up to $3,000 in value^† including up to 85,000 Aeroplan points^† could be yours.

Conditions Apply.

OFFER DETAILS

Up to $3,000 in value^† including up to 85,000 Aeroplan points^† and additional travel benefits could be yours.
Conditions Apply.

Earn a welcome bonus of 20,000 Aeroplan points when you make your first Purchase with your new Card^†
Earn an additional 35,000 Aeroplan points when you spend $12,000 within 180 days of Account opening^†
Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points when you spend $24,000 within 12 months of Account opening^†

Additional Travel Benefits

Apply for the NEXUS program membership and once every 48 months get a partial application fee rebate (up to $100 CAD)^†

Share first free checked bags with up to 8 travel companions^† and get unlimited access to Maple Leaf Lounges^† including complementary access for one guest

Plus, primary cardholders get 6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program^†

FEATURES

Earn Aeroplan Points on your everyday purchases
Take advantage of an extensive suite of travel insurance
Travel with confidence with Travel Medical Insurance^†
Get access to Priority Airport Services^† like Priority Boarding, Priority Baggage Handling, and Priority Airport Standby
& Priority Airport Upgrades^†

Earning Aeroplan Points

Earn 2 points^† for every $1 spent on eligible purchases made direct through Air Canada^® purchases
(including Air Canada Vacations^®)
Earn 1.5 points^† for every $1 you charge to your Card on eligible gas, electric vehicle charging, groceries, travel & transit and dining purchases
Earn 1.25 points^† for every $1 spent on all other purchases made with your Card
Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 200+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore)

Initial Rewards: Up to $3,000 in value^† including up to 85,000 Aeroplan points^†

On Going Rewards 1st: Earn 1.5 points† for every $1 spent on eligible gas, EV charging, grocery, travel & transit and dining purchases

On Going Rewards 2nd: Earn 1.25 points† for every $1 spent on all other purchases made with your Card

GCR Rebate: 0

GCR Rebate
$0

Initial Rewards
Upto $3,000 in value^†

Credit Needed
NA

• Cash Back Not Available from GCR. Any offers are strictly from TD.

American Express® Cobalt Card

GCR Rebate
$100

Initial Rewards
15,000 Membership Rewards® points

Credit Needed
Fair

Earn 1,250 Membership Rewards® points for each monthly billing period when you spend $750 in purchases on your Card.

Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.
Earn 3x the points on eligible streaming subscriptions in Canada.
Earn 2x the points on eligible ride shares, transit & gas in Canada.
Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online.
Earn 1x point for every $1 in Card purchases everywhere else.
Enjoy access to hotel bookings, a room upgrade (when available), 12pm check-in and late check-out (when available), and up to $100 USD hotel credit to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel.
Transfer points 1:1 to several frequent flyer and other loyalty programs.
Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events.
Access Front Of The Line^® Amex Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with Amex Experiences^TM.

American Express® Gold Rewards Card

GCR Rebate
$125

Initial Rewards
Earn up to 60,000 Membership Rewards^® points

Credit Needed
Good

earn 5,000 Membership Rewards^® points for each monthly billing period in which you spend $1,000 in net purchases on your Card

Earn up to 60,000 Membership Rewards^® points

New American Express^® Gold Rewards Cardmembers, earn 5,000 Membership Rewards^® points for each monthly billing period in which you spend $1,000 in net purchases on your Card