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Filter : Cash Back Credit Cards


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Tangerine® Money-Back World Mastercard®*

Get $120 with a Money-Back World Mastercard®* Spend $1,500 in your first 3 months to enjoy this Bonus. It’s the no annual fee Credit Card with the most cash back categories to choose from.*

Offer Expires January 30, 2026



FEATURES

Unlimited cash back and flexibility
Two Categories: 2% Money-Back Rewards on purchases in two categories of your choice.
OR
Three Categories: Deposit your Rewards into a Tangerine Savings Account and get a third 2% Money-Back category.

13 Categories to explore Groceries, gas, and beyond, choose from 13 categories to suit your spending. And change them up every 90 days to match your purchases.*

  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
  • 0.5% Money-Back Rewards on all other purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.
  • Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
  • No annual fee


Plus the following:

Rental Car Collision/Loss Damage Insurance**
Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.

Mobile Device Insurance**
Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.

Mastercard® Travel Pass Provided By DragonPass***
Make the most of your travel with Mastercard® Travel Pass Provided by DragonPass. Your complimentary membership gives you exclusive dining, retail and spa offers in over 650 airports worldwide, along with access to over 1,300 airport lounges at $32 USD per visit. Learn more at mastercardtravelpass.dragonpass.com



Scoring a $120 Bonus is easy

1. Apply in minutes – Apply on our Mobile Banking app or online. Be sure to activate your Card within 45 days of approval.

2. Earn $120, just for spending on your everyday essentials – Spend $1,500 in your first 3 months to enjoy this Bonus. Get this Bonus on top of your usual unlimited 2% cash back in up to 3 customizable categories + 0.5% back on everything else.



Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

*Rewards Promotional Offer:
The Tangerine $120 Money-Back Rewards Limited-time Promotional Offer (the “Offer”) is only available to new Tangerine Money-Back World Mastercard Account holders who (i) apply for a Tangerine Money-Back World Mastercard (the “Account”) by January 30, 2026, (ii) activate their Account within 45 days of approval, and (iii) have at least $1,500 in total Net Purchases posted to their Account within the 90-day promotional period beginning on the date the Tangerine Money-Back World Mastercard is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of $120 Money-Back Rewards will be credited to the Primary Cardholder’s Account within approximately 1–2 statement cycles after the 90-day promotional period provided the Account is open and in Good Standing at time of payout. Your Account is in Good Standing if it is not more than one (1) monthly statement period past due and is not closed, charged off, or in credit revoked status, all according to our credit risk policies that may change from time to time. If a Client does not meet the minimum Net Purchases dollar amount required within the promotional period, they will not receive any cashback under this Offer. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Get $120 when you spend $1,500 in your first 3 months
On Going Rewards 1st: Two Categories 2% Money-Back Rewards on purchases in two categories of your choice
On Going Rewards 2nd: 13 Categories to explore
GCR Rebate: 150
GCR Rebate
$150 		Initial Rewards
Get $120 with a Money-Back World Mastercard®* 		Credit Needed
NA
• To be eligible for this rebate, applicants must not have had any Tangerine credit card previously. You must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.

• NOTE : You must contact GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void by the merchant.
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Tangerine Money-Back Credit Card

More Rewards to brighten your day: apply for the Tangerine Money-Back Credit Card by
April 30, 2026 and earn an extra 10% cash back (up to $100) when you spend $1,000 within
your first 2 months.*


That’s on top of earning 2% Money-Back Rewards in up to 3 Categories* of your choice, like gas, groceries and home improvement.
* Conditions apply.



Transfer and save
Feel your stress melt away with a low promotional interest rate on transferred credit card balances. Transfer your balance from another credit card to a Tangerine Money-Back Credit Card and pay an interest rate of only 1.95% on the transferred balance for the first 6 months (22.95% after that.) A Balance Transfer Fee of 1% on the amount transferred will apply. Conditions apply.†



FEATURES
  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
  • 0.5% Money-Back Rewards on all other purchases
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category
  • Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account
  • No limit on the amount of Money-Back Rewards you can earn
  • Change your 2% Money-Back Categories to suit your spending
  • Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account
  • No annual fee

Additional Card Benefits:
  • 2.5% Foreign Conversion Fee
  • Free Cards for Authorized Users on your Account
  • Purchase Assurance and Extended Warranty1 – For most new purchases made anywhere in the world using your Tangerine Money-Back Credit Card, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:
    ⋄ Purchase Assurance, which may automatically cover loss, theft or damage, in excess of other insurance, for 90 days from the date of purchase; and
    ⋄ Extended Warranty, which may double the period of repair services, to a maximum of one additional year, when the original manufacturer’s warranty expires.

  • Add your Tangerine Money-Back Credit Card to the Wallet app on your Apple® device and use Apple Pay pretty much everywhere you love to shop. Look for the Apple Pay or contactless logo. It’s simple and secure. Learn more.

MasterCard® Benefits:
  • Accepted worldwide at more than 24 million locations in over 210 countries
  • MasterCard Zero Liability
  • MasterCard Tap & GoTM


Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

*Rewards Promotional Offer:
The Tangerine 10% Limited-time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who (i) apply for a Tangerine Money-Back Credit Card (the “Account”) by April 30, 2026, (ii) activate their Account within 45 days of approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the Tangerine Money-Back Credit Card is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100) will be credited to the Primary Cardholder’s Account within 1–2 statement cycles after the 60-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.

†Balance Transfer Promotional Offer at 1.95% for 6 months (1% Balance Transfer Fee). Please visit Tangerine to view complete Terms and Conditions.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 12 months.
On Going Rewards 1st: Earn 2% Money-Back Rewards on purchases in two categories
On Going Rewards 2nd: 0.5% Money-Back Rewards on all other purchases
GCR Rebate: 150
GCR Rebate
$150 		Initial Rewards
Earn an extra 10% back 		Credit Needed
Fair
• To be eligible for this rebate, applicants must not have had any Tangerine credit card previously. You must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.

• NOTE : You must contact GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void by the merchant.
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Scotia Momentum® Visa Infinite* Card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.*

Offer valid October 31, 2025 - April 30, 2026.



FEATURES
  • Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments and subscription purchases.

  • Earn 2% for every $1 you spend on gas purchases and daily transit purchases.

  • Earn 1% cash back on all other purchases with no cash back limit.

  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program
  • Comprehensive Travel Insurance & New Mobile Device Insurance coverage


Rates, fees and other information are effective as of October 31, 2025. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: 10% cash back on all purchases for the first 3 months and no annual fee in the first year.
On Going Rewards 1st: 4% for every $1 you spend on grocery store purchases, recurring bill payments, and subscription purchases
On Going Rewards 2nd: 2% for every $1 you spend on gas purchases and daily transit purchases
GCR Rebate: 100
GCR Rebate
$100 		Initial Rewards
10% cash back 		Credit Needed
Excellent
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
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TD Cash Back Visa Infinite* Card
Earn up to $600 in value†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500†.

Conditions Apply.




OFFER DETAILS

Earn up to $600 in value†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500†. Conditions Apply.

  • Bonus Eligible Purchases are Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases, until a total collective spend of $3,500 of such purchases have been made†.
  • 24/7 Emergency Roadside Assistance with Deluxe TD Auto Club membership, included at no additional cost†.
  • Get an annual fee rebate for the first year†.

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder while the offer is in effect.

Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.



FEATURES
  • Earn Cash Back Dollars on every eligible Purchase
  • Emergency Road Services with Deluxe TD Auto Club Membership†
  • Complimentary Visa Infinite* Concierge service† available 24/7
  • Mobile Device Insurance†

Earning Cash Back
  • Earn 3% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit Purchases†
  • Earn 3% in Cash Back Dollars on Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases†
  • Earn 1% in Cash Back Dollars on all other Purchases†
  • Redeem your Cash Back Dollars to help pay down your Accounts balance whenever you please - the choice is yours†!


† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content.

The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
Initial Rewards: Earn up to $600 in value†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases.
On Going Rewards 1st: Annual fee rebate for the first year
On Going Rewards 2nd: Earn Cash Back Dollars on every eligible purchase
GCR Rebate: 100
GCR Rebate
$100 		Initial Rewards
Earn up to $600 in value† 		Credit Needed
NA
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.
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SimplyCash® Preferred Card from American Express
Earn up to $250 in bonus value.

Earn a bonus 10% cash back on all purchases for your first 3 months (up to $2,000 in purchases). Plus, earn a $50 statement credit when you make a purchase in month 13. This could add up to $250 in bonus value in your first 13 months.



FEATURES
  • Earn accelerated earn rates on eligible gas and grocery purchases.

  • Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually) and 2% cash back on all other purchases.

  • Access events and special offers curated for Cardmembers with Amex ExperiencesTM.

  • Extensive insurance coverage and 24/7 Customer Service.



Annual Card Fee

For non-Quebec residents:
$9.99/month (Equals $119.88 annually)

For Quebec residents:
$119/annual

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Initial Rewards: Earn a bonus 10% cash back on all purchases for your first 3 months. Plus, a $50 statement credit when you make a purchase in month 13.
On Going Rewards 1st: Earn 4% cash back on eligible gas station and grocery store purchases in Canada
On Going Rewards 2nd: Earn 2% cash back on everything else
GCR Rebate: 50
GCR Rebate
$50 		Initial Rewards
Up to $250 in bonus value 		Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Preferred Cardmembers
• NOTE : You must reply to us within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.
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SimplyCash® Card from American Express
Earn up to $100 in bonus cash back.

In your first 3 months as a new SimplyCash® Card from American Express Cardmember, you can earn a bonus 5% cash back on all purchases (up to $2,000 in purchases). That’s on top of your everyday cash back earn rates. That’s up to $100 in bonus cash back.



FEATURES
  • Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada
    (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases.

  • Access events and special offers curated for Cardmembers with Amex ExperiencesTM.

  • Insurance coverage and 24/7 Customer Service.


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Initial Rewards: Earn a bonus 5% cash back on all purchases in your first 3 months. That’s on top of your everyday cash back earn rates.
On Going Rewards 1st: Earn 2% cash back on eligible gas purchases and groceries in Canada
On Going Rewards 2nd: Exclusive ticket access, virtual events, live performances and more with Amex ExperiencesTM
GCR Rebate: 30
GCR Rebate
$30 		Initial Rewards
Up to $100 in bonus cash back 		Credit Needed
Good
• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Card from American Express Cardmembers
• NOTE: You must reply to us within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.
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Zolve Classic Credit Card

Apply for a Zolve Classic Credit Card and enjoy 2x cashback for the first 3 months!
  • Earn 8% cashback on groceries
  • Earn 4% cashback on Apple Pay, Google Pay and Samsung Pay
  • Earn 1% cashback on everything else
Card not available to residents of Quebec.



FEATURES

Standard Cashback
  • 4% cashback on groceries
  • 2% cashback on Apple Pay, Google Pay and Samsung Pay
  • 0.5% cashback on everything else

Key Benefits
  • No SIN or credit history required
  • Instant approval
  • Build credit history
  • No annual fee

Purchase & Protection
  • Purchase security insurance
  • Extended warranty insurance
  • Zero liability protection from Mastercard

Other Benefits
  • 24x7 chat support
  • Freeze and unfreeze your account with a tap



Annual Interest Rate on Purchases: 19.99% - 29.99% (Variable)

Zolve Canada is a financial technology company, not a bank or lender. All Zolve credit cards are issued by BRIM Financial Inc, 4101 Yonge Street, Suite 506, Toronto, Ontario, M2P 1N6, Canada, pursuant to a license from Mastercard. Cards may be used everywhere Mastercard credit cards are accepted.
Initial Rewards: Earn 8% cashback on Groceries, 4% cashback on Digital Wallets and 1% on all other spends for the first 3 months. T&C Apply.
On Going Rewards 1st: No SIN or credit history required
On Going Rewards 2nd: Up to 10% off at 7,000+ merchants
GCR Rebate: 15
GCR Rebate
$15 		Initial Rewards
Up to 8% cashback 		Credit Needed
NA
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account after first card transaction.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.
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Neo Mastercard®
Canada’s first credit card designed to grow with you.

Start today and get approved instantly. We’ll help you build your credit and borrow better.




FEATURES
  • Guaranteed*, instant approval and access to virtual card to start using immediately
  • Credit limit increases in as little as 3 months*
  • No annual fees, no overlimit fees and unlimited transactions
  • Add one additional cardholder and earn cashback twice as fast
  • Up to 15% back at over 10,000 Neo partners across Canada


Everyday cashback
  • 1% cashback on groceries
  • 1% cashback on gas & EV charging


Insurances/Other:
  • Mastercard Zero Liability


Interest Rates
  • Purchase Credit Rate: 19.99% – 29.99%
  • Cash Advance Rate: 22.99% – 31.99%

  • For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)


* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
Initial Rewards: Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.
On Going Rewards 1st: Earn an average 5%+ cashback at thousands of partners and at least 1%² cashback guaranteed
On Going Rewards 2nd: No annual fees, no overlimit fees and unlimited transactions
GCR Rebate: 60
GCR Rebate
$60 		Initial Rewards
Unlimited transactions, no annual fees 		Credit Needed
Good
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
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TD Cash Back Visa* Card
Earn Cash Back Dollars. Redeem them to help pay down your Account balance†.



FEATURES
  • Earn 1% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases†.
  • Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card†.
  • Once your Cash Back Dollars balance hits $25, you can redeem those Cash Back Dollars as credit towards your account balance†.
  • Your Cash Back Dollars never expire as long as your account is open and in good standing.
  • Link your eligible Card to earn 50% more Stars at participating Starbucks stores. Conditions apply.



† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content.

The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
Initial Rewards: Earn Cash Back Dollars. Redeem them to help pay down your Account balance.
On Going Rewards 1st: 1% in Cash Back Dollars on eligible grocery, gas, transit, EV charging, recurring bill payments, streaming, digital gaming & media
On Going Rewards 2nd: 0.5% in Cash Back Dollars on all other Purchases made with your Card
GCR Rebate: 40
GCR Rebate
$40 		Initial Rewards
Earn Cash Back Dollars 		Credit Needed
NA
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.
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MBNA Smart Cash Platinum Plus® Mastercard®
Get 5% Cash Back††

Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)



FEATURES

Accelerate cash back on common purchases!

  • No annual fee

  • Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

  • Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)

  • Get 0.5% Cash Back‡ for all other eligible purchases

  • Standard Annual Interest Rates of 21.99% on eligible purchases, 22.99% on balance transfers✪, and 22.99% on cash advances

Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee.



This offer is not available for residents of Quebec.

‡, ††, ✪, Terms and Conditions apply.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.
Initial Rewards: Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months.
On Going Rewards 1st: Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter
On Going Rewards 2nd: No annual fee
GCR Rebate: 50
GCR Rebate
$50 		Initial Rewards
Get 5% Cash Back 		Credit Needed
Good
IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
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Scotia Momentum® for business Visa* Card
2.99% introductory interest rate on Balance transfers for the first 6 months (22.99% after that; annual fee $79).1

Offer valid November 1, 2024 - October 31, 2026.



FEATURES
  • 3% cash back on eligible gas station, restaurant and office supply store purchases, and on eligible recurring bill payments and 1% cash back on all other everyday purchases for your business.2

  • Powerful Spend Management. Manage Visa Business card expenses more efficiently with Visa Spend Clarity for Business, a web-based tool that allows you to track expenses and helps you stay on budget.

  • Save when you shop. Receive discounts on your business purchases with Visa SavingsEdge*.5

  • Organize and track business expenses. Spending on your Scotia Momentum for business Visa card is consolidated into one monthly statement. Transactions made by additional Supplementary Cardholders are easily identified on your statement.

  • Cash flow. Make the most of your card. Consolidate all your recurring payments on your card and turn them into cash back rewards!

  • Add Supplementary cards for your employees. One account, multiple cards. Added benefits!

  • Save time at the checkout. Tap your Scotia Momentum for business Visa* card for quick easy payments.


Scotia SelectPayTM

Enjoy the flexibility of buying now and paying little by little. Turn eligible credit card purchases of $100 or more into monthly installment payments over a fixed period of time with Scotia SelectPay.12


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: 2.99% introductory interest rate on Balance transfers for the first 6 months.
On Going Rewards 1st: 3% cash back on eligible gas station, restaurant and office supply store purchases, and on eligible recurring bill payments
On Going Rewards 2nd: Receive discounts on your business purchases
GCR Rebate: 0
GCR Rebate
$0 		Initial Rewards
2.99% introductory interest rate on Balance transfers 		Credit Needed
NA
No rebate offered at this time.
-
Scotia Momentum® No-Fee Visa* Card

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).

Plus, get a 0% introductory interest rate on Balance Transfers for the first 6 months.
(2% fee per cash advance, 22.99% after that; annual fee $0)

Offer valid October 31, 2025 - March 1, 2026.



FEATURES
  • Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments.

  • Earn 0.5% cash back on all other eligible purchases.



Rates, fees, offers and other information are effective as of October 31, 2025. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Earn 5% cash back for 3 months plus get a 0% introductory interest rate on balance transfers for the first 6 months.
On Going Rewards 1st: Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments.
On Going Rewards 2nd: Earn 0.5% cash back on all other eligible purchases
GCR Rebate: 50
GCR Rebate
$50 		Initial Rewards
5% cash back 		Credit Needed
Good
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months of application date to report a missing rebate, otherwise the rebate is void.
-
MBNA Smart Cash® World Mastercard®
Get 5% Cash Back††

Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)



FEATURES

Accelerate cash back on common purchases!

  • Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

  • Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)

  • Get 1% Cash Back‡ for all other eligible purchases

  • $39 annual fee

  • Standard Annual Interest Rates of 21.99% on eligible purchases, 22.99% on balance transfers✪, and 22.99% on cash advances

  • Your personal annual income must be greater than $50,000, or your household annual income must be $80,000 or greater††††

Take advantage of a card that provides Cash Back on eligible purchases!


This offer is not available for residents of Quebec.

‡, ††, ††††, ✪, Terms and Conditions apply.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.
Initial Rewards: Get 5% Cash Back on eligible gas and grocery purchases for the first 6 months.
On Going Rewards 1st: Get 2% Cash Back on eligible gas and grocery purchases thereafter
On Going Rewards 2nd: Get 1% Cash Back for all other eligible purchases
GCR Rebate: 50
GCR Rebate
$50 		Initial Rewards
5% Cash Back 		Credit Needed
Good
IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
-
Secured Neo Mastercard
Start building with Canada’s first credit card designed to grow with you.

Guaranteed, instant approval whether you’re just starting out, or looking to build or rebuild your credit. Plus get a $25 sign up bonus!




FEATURES
  • A physical and digital secured card that doesn't require a hard credit check
  • No income or credit score requirements
  • Guaranteed, instant approval* with access to your virtual card to start using immediately
  • Earns cashback on everyday spending
  • Up to 15% back at over 10,000 Neo partners across Canada
  • Security funds minimum of only $50

~ $7.99/month



Everyday cashback
  • 1% cashback on gas & groceries


Insurances/Other:
  • Mastercard Zero Liability


Interest Rates
  • Purchase Credit Rate: 19.99% – 29.99%
  • Cash Advance Rate: 22.99% – 31.99%

  • For Quebec: Purchase rate (19.99%-24.99%) and cash advance rate (22.99%-25.99%)


* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
Initial Rewards: Earns cashback on everyday spending
On Going Rewards 1st: 1% cashback on gas & groceries
On Going Rewards 2nd: Up to 15% back at over 10,000 Neo partners across Canada
GCR Rebate: 60
GCR Rebate
$60 		Initial Rewards
Build or rebuild your credit. No income or credit score requirements. 		Credit Needed
NA
Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Minimum account funding of $50 required.

• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
-
Neo World Elite® Mastercard
The Neo World Elite® Mastercard combines premium benefits with top cashback rates.



FEATURES
  • Instant approvals and access to virtual card to start using straight away
  • Exclusive offers of up to 15% at over 10,000 businesses across Canada
  • Cashback redeemable at anytime
  • Premium insurance coverage


Everyday cashback
  • 5% cashback on groceries*
  • 4% cashback on recurring payments*
  • 3% cashback on gas and EV charging*
  • 1% cashback back on everything else*


Additional Card Benefits:
  • Mastercard Zero Liability
  • Extended Warranty
  • Purchase Protection
  • Auto Rental Collision Loss Damage
  • Rental Card Theft, Damage, Accident, Personal Effects
  • Out of Province & Country Emergency Medical
  • Trip Interruption & Cancellation
  • Flight & Baggage Delay
  • Hotel & Motel Burglary
  • World Mastercard Benefits including discounting with participating partners and DragonPass


Interest Rates
  • Purchase Credit Rate: 19.99% – 29.99%
  • Cash Advance Rate: 22.99% – 31.99%

  • For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)


* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
Initial Rewards: Get up to 5% cashback on groceries, recurring bills, EV charging and gas.
On Going Rewards 1st: Extensive travel, warranty and insurance benefits
On Going Rewards 2nd: Shop at over 10,000 network partners and earn additional cashback
GCR Rebate: 125
GCR Rebate
$125 		Initial Rewards
Premium benefits with top cashback rates. 		Credit Needed
NA
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.
-
Neo World Mastercard®
The Neo World Mastercard® is designed to elevate your everyday spending with the best no annual-fee cashback card in Canada*



FEATURES
  • Instant approvals and access to your virtual card immediately
  • Up to 15% back at over 10,000 Neo partners across Canada
  • No annual fee


Everyday cashback
  • 2% cashback on groceries*
  • 2% cashback on recurring payments*
  • 2% cashback on gas and EV charging*
  • 0.5% cashback back on everything else*


Additional Card Benefits
  • Unlimited cashback
  • Mastercard Zero Liability
  • Extended warranty
  • Purchase protection
  • World Mastercard Benefits including discounting with participating partners and DragonPass airport lounge access


Interest Rates
  • Purchase Credit Rate: 19.99% – 29.99%
  • Cash Advance Rate: 22.99% – 31.99%

  • For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)


* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
Initial Rewards: 2% cashback on groceries, recurring bills and gas plus no annual fee.
On Going Rewards 1st: Shop at over 10,000 network partners and earn additional cashback
On Going Rewards 2nd: 0.5% cashback back on everything else
GCR Rebate: 50
GCR Rebate
$50 		Initial Rewards
Elevate your everyday spending with the best no annual-fee annual-fee cashback card in Canada 		Credit Needed
NA
* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.
-
Scotia Momentum® Visa* Card
Get a 2.99% introductory interest rate on on purchases and balance transfers for the first 6 months. (22.99% after that; annual fee $39)*

Offer valid October 31, 2025 - October 31, 2026.



FEATURES
  • Earn 2% cashback for every $1 you spend at eligible gas stations, grocery store, drug store purchases and recurring bill payments*.

  • Earn 1% cashback on all other eligible cashback purchases*.


Rates, fees, offers and other information are effective as of October 31, 2025. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Initial Rewards: Get a 2.99% introductory interest rate on on purchases and balance transfers for the first 6 months.
On Going Rewards 1st: 2% on eligible gas station, grocery store and drug store purchases and recurring bill payments
On Going Rewards 2nd: 1% cash back on all other eligible everyday purchases
GCR Rebate: 60
GCR Rebate
$60 		Initial Rewards
2.99% introductory interest rate 		Credit Needed
Good
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
-
RBC Cash Back Preferred World Elite Mastercard

Get 12% cash back for the first 3 months on up to $2,000 in total purchases^.

Receive 10.5% bonus cash back plus 1.5% standard cash back on qualifying transactions^.

Apply by March 25, 2026.



FEATURES
  • Earn 1.5% cash back on all purchases2 , with no limit to the total cash back you earn1
  • Access offers from over 2,000 top brands, plus get even more points and savings from our partners such as Petro-Canada, Rexall, Metro and DoorDash
  • Get access to 1,300+ airport lounges worldwide with Dragon Pass3 and access on-demand apps and subscription services4, all through Mastercard World Elite


Benefits

Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more Petro-Points when you pay with an eligible linked RBC card5

Earn more Be Well points at Rexall
Link your eligible RBC Card and earn 50 Be Well™ points on every $1 spent on eligible purchases at Rexall6

DoorDash
Add your RBC Credit Card to your DoorDash account and get a free 12 month DashPass subscription7

Earn more Moi points at Metro
Earn 1 extra Moi point for every $2 spent at Metro, Food Basics, Super C, Jean Coutu, Brunet and Première Moisson when you swipe your Moi Rewards card and pay with your linked RBC card (minimum purchase required)8



Insurance Coverage

Purchase Security and Extended Warranty Insurance9
Purchase Security and Extended Warranty Insurance automatically protects eligible card purchases against loss, theft or damage for up to 120 days, and triples the manufacturer’s original Canadian warranty for up to two years.

Auto Rental Collision/Loss Damage Waiver Insurance10
Protection for your rental car with Auto Rental Collision/Loss Damage Waiver Insurance.


Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.
  • If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
  • If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
  • Enrolment is easy for eligible cardholders. You may cancel at any time.
  • Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
  • Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.®


Note: 21.99% on Balance Transfers and Cash Advances if you reside in Quebec

^ This offer only applies to new applications for an RBC Cash Back Preferred World Elite Mastercard credit card received between December 10, 2025 and March 25, 2026 (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”), subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC Cash Back Preferred World Elite Mastercard credit card account, as well as existing cardholders on any RBC Royal Bank personal credit card transferring to an RBC Cash Back Preferred World Elite Mastercard credit card during the Offer Period, are not eligible for this offer. You will earn a total of up to 12% cash back credit on Net Purchases (“Welcome Bonus”) made with your RBC Cash Back Preferred World Elite Mastercard within the first 3 months from your account open date, up to a maximum of $2,000 in Net Purchases per credit card account (“Offer”) provided that your RBC Cash Back Preferred World Elite Mastercard credit card account (“Credit Card Account”) remains open and in good standing at the time the Welcome points are credited to your account. “Good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.

Once you have reached the $2,000 or 3 months from your account open date, you will continue to earn at the standard rate of 1.5% cash back up to a maximum of $25,000 in Net Purchases per Annual Period, and 1% cash back thereafter, unlimited when you pay with your RBC Cash Back Preferred World Elite Mastercard. Cash back credits are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the cash back credits earned by the amounts originally charged. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC Cash Back Preferred World Elite Mastercard credit card account, as well as existing cardholders on any RBC Royal Bank personal credit card transferring to an RBC Cash Back Mastercard credit card during the Offer Period, are not eligible for this offer.

If you close or change your RBC Cash Back Preferred World Elite Mastercard credit card for another type of RBC Royal Bank credit card before the Welcome Bonus have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete details on the RBC Cash Back Program including standard earn rates and crediting of Cash Back Rewards, please refer to the RBC Cash Back Program Terms and Conditions at www.rbc.com/cashbackterms. Offer applies to new RBC Cash Back Mastercard accounts only.

Refer to RBC page for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.
Initial Rewards: Get 12% cash back for the first 3 months on up to $2,000 in total purchases.
On Going Rewards 1st: Premium benefits and insurances
On Going Rewards 2nd: Stay connected with a complimentary Boingo Wi-Fi account
GCR Rebate: 0
GCR Rebate
$0 		Initial Rewards
Get 12% cash back 		Credit Needed
NA
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.
-
KOHO Financial
Reloadable Prepaid Mastercard®, Cash Back, Interest Earning, No Fees




KOHO Essential Mastercard® Prepaid Card/KOHO Essential
  • Earn 1% cash back on groceries, transportation, food & drinks
  • Up to 6.5% extra cash back at selected merchants
  • Earn 2% interest on both your spending and savings accounts.* Your funds will also be eligible for CDIC insurance.
  • Get access to a cash advance of up to $250* at 0% interest with Cover
  • Free Credit Score
  • Send money to 190+ countries with KOHO’s International Money Transfer feature and enjoy the best exchange rates, no hidden fees, and transfers that arrive within 30 minutes*

  • Grow your credit by an average of 31+ points in just 4 months with Credit Building* for $10 / month
  • All KOHO plans come with a free 30-day trial so you can see if it suits you
Annual Fee: $48 ($4/mo). Get this plan for $0 when you set up a recurring Direct Deposit or deposit $1000 each month into your KOHO account.



KOHO Extra Mastercard® Prepaid Card/KOHO Extra
  • Earn 1.5% cash back on groceries, transportation, food & drinks
  • 0.25% cash back on all other purchases
  • Up to 6.5% extra cash back at selected merchants
  • Earn 2.5% interest on both your spending and savings accounts.* Your funds will also be eligible for CDIC insurance.
  • Get access to a cash advance of up to $250* at 0% interest with Cover
  • Free Credit Score
  • No Foreign Exchange fees on any purchases
  • Send money to 190+ countries with KOHO’s International Money Transfer feature and enjoy the best exchange rates, no hidden fees, and transfers that arrive within 30 minutes*

  • Grow your credit by an average of 31+ points in just 4 months with Credit Building* for $7 / month instead of $10 / month (30% plan discount)
  • All KOHO plans come with a free 30-day trial so you can see if it suits you
Annual Fee: $144 ($12/mo)



KOHO Everything Mastercard® Prepaid Card/KOHO Everything
  • Earn an extra 2% cash back on groceries, food & drinks on top of a minimum 0.5% cash back on all purchases
  • Up to 6.5% extra cash back at selected merchants
  • Earn 3.5% interest on both your spending and savings accounts.* Your funds will also be eligible for CDIC insurance.
  • Get access to a cash advance of up to $250* at 0% interest with Cover
  • Free Credit Score
  • No Foreign Exchange fees on any purchases
  • Send money to 190+ countries with KOHO’s International Money Transfer feature and enjoy the best exchange rates, no hidden fees, and transfers that arrive within 30 minutes*

  • Grow your credit by an average of 31+ points in just 4 months with Credit Building* for $5 / month instead of $10 / month (50% plan discount)
  • All KOHO plans come with a free 30-day trial so you can see if it suits you
Annual Fee: $177 ($14.75/mo)


*Terms and Conditions apply
Refer to Koho.ca for up-to-date terms and conditions.
Legal and product terms are available on Koho.ca.
Initial Rewards: Earn up to 3.5% on your balance.
On Going Rewards 1st: Up to 6.5% extra cash back at selected merchants
On Going Rewards 2nd: 30 days of free trial for any KOHO plan
GCR Rebate: 35
GCR Rebate
$35 		Initial Rewards
Earn up to 3.5% 		Credit Needed
NA
Must activate your card and load funds into your KOHO account.
Must enter a valid mailing address to earn rebate.
Rebate is valid only for eligible new KOHO customers.

NOTE: Please contact GCR within 4 months to report a missing rebate otherwise the rebate is void.
-
CIBC Dividend® Visa Infinite* Card
Join and earn up to $400 in value including a first year annual fee rebate.†



FEATURES

Here's how you can earn up to $400 in value
  • Earn a 10% cash back welcome bonus of up to $250 (first 4 statements†)
  • A $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements.†
  • First year annual fee rebate valued at $120.†


After that, get 4% cash back on eligible gas, EV charging, and grocery purchases.†
  • 2% cash back on eligible transportation, dining purchases and recurring payments†
  • 1% cash back on all other purchases†
  • Get cash back on demand - redeem your cash back at any time when you have a minimum of $10 through CIBC Online and Mobile Banking®†



Save over $600 with CIBC and Skip
Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Infinite Card with Skip.†

Save on gas with CIBC and Journie Rewards.
Link and use your CIBC Dividend® Visa Infinite* Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†



This is a digital-exclusive offer.†

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.† This offer is reserved for you. Please do not forward it to anyone else. 

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†



†Terms and Conditions Apply. Select Apply Now to learn more.
Initial Rewards: Join and earn up to $400 in value including a first year annual fee rebate.
On Going Rewards 1st: 4% cash back on eligible gas, EV charging, and grocery purchases
On Going Rewards 2nd: 2% cash back on eligible transportation, dining purchases and recurring payments
GCR Rebate: 0
GCR Rebate
$0 		Initial Rewards
Earn up to $400 in value 		Credit Needed
Good
Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.
Tangerine® Money-Back World Mastercard®*
GCR Rebate
$150		   Initial Rewards
Get $120 with a Money-Back World Mastercard®* 		  Credit Needed
Get $120 when you spend $1,500 in your first 3 months
 

Get $120 with a Money-Back World Mastercard®* Spend $1,500 in your first 3 months to enjoy this Bonus. It’s the no annual fee Credit Card with the most cash back categories to choose from.*

Offer Expires January 30, 2026



FEATURES

Unlimited cash back and flexibility
Two Categories: 2% Money-Back Rewards on purchases in two categories of your choice.
OR
Three Categories: Deposit your Rewards into a Tangerine Savings Account and get a third 2% Money-Back category.

13 Categories to explore Groceries, gas, and beyond, choose from 13 categories to suit your spending. And change them up every 90 days to match your purchases.*

  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
  • 0.5% Money-Back Rewards on all other purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.
  • Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
  • No annual fee


Plus the following:

Rental Car Collision/Loss Damage Insurance**
Damage and theft protection for your car rental when you rent for up to 31 consecutive days and charge the full cost of your rental to your Card.

Mobile Device Insurance**
Protection on new cell phones, smartphones or tablets when you charge the full cost to your Card, or when you purchase it through a plan and charge all of your wireless bill payments to your Card. Covers up to $1,000 if your mobile device is lost, stolen, accidentally damaged or experiences mechanical failure.

Mastercard® Travel Pass Provided By DragonPass***
Make the most of your travel with Mastercard® Travel Pass Provided by DragonPass. Your complimentary membership gives you exclusive dining, retail and spa offers in over 650 airports worldwide, along with access to over 1,300 airport lounges at $32 USD per visit. Learn more at mastercardtravelpass.dragonpass.com



Scoring a $120 Bonus is easy

1. Apply in minutes – Apply on our Mobile Banking app or online. Be sure to activate your Card within 45 days of approval.

2. Earn $120, just for spending on your everyday essentials – Spend $1,500 in your first 3 months to enjoy this Bonus. Get this Bonus on top of your usual unlimited 2% cash back in up to 3 customizable categories + 0.5% back on everything else.



Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

*Rewards Promotional Offer:
The Tangerine $120 Money-Back Rewards Limited-time Promotional Offer (the “Offer”) is only available to new Tangerine Money-Back World Mastercard Account holders who (i) apply for a Tangerine Money-Back World Mastercard (the “Account”) by January 30, 2026, (ii) activate their Account within 45 days of approval, and (iii) have at least $1,500 in total Net Purchases posted to their Account within the 90-day promotional period beginning on the date the Tangerine Money-Back World Mastercard is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of $120 Money-Back Rewards will be credited to the Primary Cardholder’s Account within approximately 1–2 statement cycles after the 90-day promotional period provided the Account is open and in Good Standing at time of payout. Your Account is in Good Standing if it is not more than one (1) monthly statement period past due and is not closed, charged off, or in credit revoked status, all according to our credit risk policies that may change from time to time. If a Client does not meet the minimum Net Purchases dollar amount required within the promotional period, they will not receive any cashback under this Offer. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• To be eligible for this rebate, applicants must not have had any Tangerine credit card previously. You must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.

• NOTE : You must contact GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void by the merchant.
Tangerine Money-Back Credit Card
GCR Rebate
$150		   Initial Rewards
Earn an extra 10% back 		  Credit Needed
Fair
Earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 12 months.
 

More Rewards to brighten your day: apply for the Tangerine Money-Back Credit Card by
April 30, 2026 and earn an extra 10% cash back (up to $100) when you spend $1,000 within
your first 2 months.*


That’s on top of earning 2% Money-Back Rewards in up to 3 Categories* of your choice, like gas, groceries and home improvement.
* Conditions apply.



Transfer and save
Feel your stress melt away with a low promotional interest rate on transferred credit card balances. Transfer your balance from another credit card to a Tangerine Money-Back Credit Card and pay an interest rate of only 1.95% on the transferred balance for the first 6 months (22.95% after that.) A Balance Transfer Fee of 1% on the amount transferred will apply. Conditions apply.†



FEATURES
  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice
  • 0.5% Money-Back Rewards on all other purchases
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category
  • Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account
  • No limit on the amount of Money-Back Rewards you can earn
  • Change your 2% Money-Back Categories to suit your spending
  • Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account
  • No annual fee

Additional Card Benefits:
  • 2.5% Foreign Conversion Fee
  • Free Cards for Authorized Users on your Account
  • Purchase Assurance and Extended Warranty1 – For most new purchases made anywhere in the world using your Tangerine Money-Back Credit Card, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:
    ⋄ Purchase Assurance, which may automatically cover loss, theft or damage, in excess of other insurance, for 90 days from the date of purchase; and
    ⋄ Extended Warranty, which may double the period of repair services, to a maximum of one additional year, when the original manufacturer’s warranty expires.

  • Add your Tangerine Money-Back Credit Card to the Wallet app on your Apple® device and use Apple Pay pretty much everywhere you love to shop. Look for the Apple Pay or contactless logo. It’s simple and secure. Learn more.

MasterCard® Benefits:
  • Accepted worldwide at more than 24 million locations in over 210 countries
  • MasterCard Zero Liability
  • MasterCard Tap & GoTM


Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence. Forward Banking is a registered trademark of Tangerine Bank.

®/TM Mastercard and the Mastercard Brand Mark are registered trademarks and tap & go is a trademark of Mastercard International Incorporated.

*Rewards Promotional Offer:
The Tangerine 10% Limited-time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who (i) apply for a Tangerine Money-Back Credit Card (the “Account”) by April 30, 2026, (ii) activate their Account within 45 days of approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the Tangerine Money-Back Credit Card is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100) will be credited to the Primary Cardholder’s Account within 1–2 statement cycles after the 60-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.

†Balance Transfer Promotional Offer at 1.95% for 6 months (1% Balance Transfer Fee). Please visit Tangerine to view complete Terms and Conditions.

*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

• To be eligible for this rebate, applicants must not have had any Tangerine credit card previously. You must be a new Tangerine credit card Account Holder.
• Cash Back Rebate will be paid upon card approval.
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Please wait 3 weeks before inquiring about a missing Tangerine Cash Back.

• NOTE : You must contact GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void by the merchant.
Scotia Momentum® Visa Infinite* Card
GCR Rebate
$100		   Initial Rewards
10% cash back 		  Credit Needed
Excellent
10% cash back on all purchases for the first 3 months and no annual fee in the first year.
 

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.*

Offer valid October 31, 2025 - April 30, 2026.



FEATURES
  • Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments and subscription purchases.

  • Earn 2% for every $1 you spend on gas purchases and daily transit purchases.

  • Earn 1% cash back on all other purchases with no cash back limit.

  • Visa Infinite* Concierge Services
  • Visa Infinite* Hotel Collection
  • Visa Infinite* Dining and Wine Country program
  • Comprehensive Travel Insurance & New Mobile Device Insurance coverage


Rates, fees and other information are effective as of October 31, 2025. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
TD Cash Back Visa Infinite* Card
GCR Rebate
$100		   Initial Rewards
Earn up to $600 in value† 		  Credit Needed
Earn up to $600 in value†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases.
 
Earn up to $600 in value†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500†.

Conditions Apply.




OFFER DETAILS

Earn up to $600 in value†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500†. Conditions Apply.

  • Bonus Eligible Purchases are Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases, until a total collective spend of $3,500 of such purchases have been made†.
  • 24/7 Emergency Roadside Assistance with Deluxe TD Auto Club membership, included at no additional cost†.
  • Get an annual fee rebate for the first year†.

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder while the offer is in effect.

Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.



FEATURES
  • Earn Cash Back Dollars on every eligible Purchase
  • Emergency Road Services with Deluxe TD Auto Club Membership†
  • Complimentary Visa Infinite* Concierge service† available 24/7
  • Mobile Device Insurance†

Earning Cash Back
  • Earn 3% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit Purchases†
  • Earn 3% in Cash Back Dollars on Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases†
  • Earn 1% in Cash Back Dollars on all other Purchases†
  • Redeem your Cash Back Dollars to help pay down your Accounts balance whenever you please - the choice is yours†!


† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content.

The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.
SimplyCash® Preferred Card from American Express
GCR Rebate
$50		   Initial Rewards
Up to $250 in bonus value 		  Credit Needed
Good
Earn a bonus 10% cash back on all purchases for your first 3 months. Plus, a $50 statement credit when you make a purchase in month 13.
 
Earn up to $250 in bonus value.

Earn a bonus 10% cash back on all purchases for your first 3 months (up to $2,000 in purchases). Plus, earn a $50 statement credit when you make a purchase in month 13. This could add up to $250 in bonus value in your first 13 months.



FEATURES
  • Earn accelerated earn rates on eligible gas and grocery purchases.

  • Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually) and 2% cash back on all other purchases.

  • Access events and special offers curated for Cardmembers with Amex ExperiencesTM.

  • Extensive insurance coverage and 24/7 Customer Service.



Annual Card Fee

For non-Quebec residents:
$9.99/month (Equals $119.88 annually)

For Quebec residents:
$119/annual

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Preferred Cardmembers
• NOTE : You must reply to us within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.
SimplyCash® Card from American Express
GCR Rebate
$30		   Initial Rewards
Up to $100 in bonus cash back 		  Credit Needed
Good
Earn a bonus 5% cash back on all purchases in your first 3 months. That’s on top of your everyday cash back earn rates.
 
Earn up to $100 in bonus cash back.

In your first 3 months as a new SimplyCash® Card from American Express Cardmember, you can earn a bonus 5% cash back on all purchases (up to $2,000 in purchases). That’s on top of your everyday cash back earn rates. That’s up to $100 in bonus cash back.



FEATURES
  • Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada
    (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases.

  • Access events and special offers curated for Cardmembers with Amex ExperiencesTM.

  • Insurance coverage and 24/7 Customer Service.


American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time SimplyCash Card from American Express Cardmembers
• NOTE: You must reply to us within 3 months of application date to report a missing rebate otherwise the rebate is void by the merchant.
Zolve Classic Credit Card
GCR Rebate
$15		   Initial Rewards
Up to 8% cashback 		  Credit Needed
Earn 8% cashback on Groceries, 4% cashback on Digital Wallets and 1% on all other spends for the first 3 months. T&C Apply.
 

Apply for a Zolve Classic Credit Card and enjoy 2x cashback for the first 3 months!
  • Earn 8% cashback on groceries
  • Earn 4% cashback on Apple Pay, Google Pay and Samsung Pay
  • Earn 1% cashback on everything else
Card not available to residents of Quebec.



FEATURES

Standard Cashback
  • 4% cashback on groceries
  • 2% cashback on Apple Pay, Google Pay and Samsung Pay
  • 0.5% cashback on everything else

Key Benefits
  • No SIN or credit history required
  • Instant approval
  • Build credit history
  • No annual fee

Purchase & Protection
  • Purchase security insurance
  • Extended warranty insurance
  • Zero liability protection from Mastercard

Other Benefits
  • 24x7 chat support
  • Freeze and unfreeze your account with a tap



Annual Interest Rate on Purchases: 19.99% - 29.99% (Variable)

Zolve Canada is a financial technology company, not a bank or lender. All Zolve credit cards are issued by BRIM Financial Inc, 4101 Yonge Street, Suite 506, Toronto, Ontario, M2P 1N6, Canada, pursuant to a license from Mastercard. Cards may be used everywhere Mastercard credit cards are accepted.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account after first card transaction.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.
Neo Mastercard®
GCR Rebate
$60		   Initial Rewards
Unlimited transactions, no annual fees 		  Credit Needed
Good
Sign up in 3 minutes - and if approved, you can use your Neo credit card instantly via Apple Play or Google Pay.
 
Canada’s first credit card designed to grow with you.

Start today and get approved instantly. We’ll help you build your credit and borrow better.




FEATURES
  • Guaranteed*, instant approval and access to virtual card to start using immediately
  • Credit limit increases in as little as 3 months*
  • No annual fees, no overlimit fees and unlimited transactions
  • Add one additional cardholder and earn cashback twice as fast
  • Up to 15% back at over 10,000 Neo partners across Canada


Everyday cashback
  • 1% cashback on groceries
  • 1% cashback on gas & EV charging


Insurances/Other:
  • Mastercard Zero Liability


Interest Rates
  • Purchase Credit Rate: 19.99% – 29.99%
  • Cash Advance Rate: 22.99% – 31.99%

  • For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)


* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
TD Cash Back Visa* Card
GCR Rebate
$40		   Initial Rewards
Earn Cash Back Dollars 		  Credit Needed
Earn Cash Back Dollars. Redeem them to help pay down your Account balance.
 
Earn Cash Back Dollars. Redeem them to help pay down your Account balance†.



FEATURES
  • Earn 1% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases†.
  • Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card†.
  • Once your Cash Back Dollars balance hits $25, you can redeem those Cash Back Dollars as credit towards your account balance†.
  • Your Cash Back Dollars never expire as long as your account is open and in good standing.
  • Link your eligible Card to earn 50% more Stars at participating Starbucks stores. Conditions apply.



† Terms and conditions apply.

This offer is not available for residents of Quebec.

Sponsored content.

The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.
MBNA Smart Cash Platinum Plus® Mastercard®
GCR Rebate
$50		   Initial Rewards
Get 5% Cash Back 		  Credit Needed
Good
Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months.
 
Get 5% Cash Back††

Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)



FEATURES

Accelerate cash back on common purchases!

  • No annual fee

  • Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

  • Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)

  • Get 0.5% Cash Back‡ for all other eligible purchases

  • Standard Annual Interest Rates of 21.99% on eligible purchases, 22.99% on balance transfers✪, and 22.99% on cash advances

Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee.



This offer is not available for residents of Quebec.

‡, ††, ✪, Terms and Conditions apply.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
Scotia Momentum® for business Visa* Card
GCR Rebate
$0		   Initial Rewards
2.99% introductory interest rate on Balance transfers 		  Credit Needed
2.99% introductory interest rate on Balance transfers for the first 6 months.
 
2.99% introductory interest rate on Balance transfers for the first 6 months (22.99% after that; annual fee $79).1

Offer valid November 1, 2024 - October 31, 2026.



FEATURES
  • 3% cash back on eligible gas station, restaurant and office supply store purchases, and on eligible recurring bill payments and 1% cash back on all other everyday purchases for your business.2

  • Powerful Spend Management. Manage Visa Business card expenses more efficiently with Visa Spend Clarity for Business, a web-based tool that allows you to track expenses and helps you stay on budget.

  • Save when you shop. Receive discounts on your business purchases with Visa SavingsEdge*.5

  • Organize and track business expenses. Spending on your Scotia Momentum for business Visa card is consolidated into one monthly statement. Transactions made by additional Supplementary Cardholders are easily identified on your statement.

  • Cash flow. Make the most of your card. Consolidate all your recurring payments on your card and turn them into cash back rewards!

  • Add Supplementary cards for your employees. One account, multiple cards. Added benefits!

  • Save time at the checkout. Tap your Scotia Momentum for business Visa* card for quick easy payments.


Scotia SelectPayTM

Enjoy the flexibility of buying now and paying little by little. Turn eligible credit card purchases of $100 or more into monthly installment payments over a fixed period of time with Scotia SelectPay.12


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

No rebate offered at this time.
Scotia Momentum® No-Fee Visa* Card
GCR Rebate
$50		   Initial Rewards
5% cash back 		  Credit Needed
Good
Earn 5% cash back for 3 months plus get a 0% introductory interest rate on balance transfers for the first 6 months.
 

Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).

Plus, get a 0% introductory interest rate on Balance Transfers for the first 6 months.
(2% fee per cash advance, 22.99% after that; annual fee $0)

Offer valid October 31, 2025 - March 1, 2026.



FEATURES
  • Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments.

  • Earn 0.5% cash back on all other eligible purchases.



Rates, fees, offers and other information are effective as of October 31, 2025. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months of application date to report a missing rebate, otherwise the rebate is void.
MBNA Smart Cash® World Mastercard®
GCR Rebate
$50		   Initial Rewards
5% Cash Back 		  Credit Needed
Good
Get 5% Cash Back on eligible gas and grocery purchases for the first 6 months.
 
Get 5% Cash Back††

Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)



FEATURES

Accelerate cash back on common purchases!

  • Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

  • Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)

  • Get 1% Cash Back‡ for all other eligible purchases

  • $39 annual fee

  • Standard Annual Interest Rates of 21.99% on eligible purchases, 22.99% on balance transfers✪, and 22.99% on cash advances

  • Your personal annual income must be greater than $50,000, or your household annual income must be $80,000 or greater††††

Take advantage of a card that provides Cash Back on eligible purchases!


This offer is not available for residents of Quebec.

‡, ††, ††††, ✪, Terms and Conditions apply.

Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.

The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.

IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.

• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.

• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.

By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.

• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.

* See FAQ page and Terms for more details.
Secured Neo Mastercard
GCR Rebate
$60		   Initial Rewards
Build or rebuild your credit. No income or credit score requirements. 		  Credit Needed
Earns cashback on everyday spending
 
Start building with Canada’s first credit card designed to grow with you.

Guaranteed, instant approval whether you’re just starting out, or looking to build or rebuild your credit. Plus get a $25 sign up bonus!




FEATURES
  • A physical and digital secured card that doesn't require a hard credit check
  • No income or credit score requirements
  • Guaranteed, instant approval* with access to your virtual card to start using immediately
  • Earns cashback on everyday spending
  • Up to 15% back at over 10,000 Neo partners across Canada
  • Security funds minimum of only $50

~ $7.99/month



Everyday cashback
  • 1% cashback on gas & groceries


Insurances/Other:
  • Mastercard Zero Liability


Interest Rates
  • Purchase Credit Rate: 19.99% – 29.99%
  • Cash Advance Rate: 22.99% – 31.99%

  • For Quebec: Purchase rate (19.99%-24.99%) and cash advance rate (22.99%-25.99%)


* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.

Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Minimum account funding of $50 required.

• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
Neo World Elite® Mastercard
GCR Rebate
$125		   Initial Rewards
Premium benefits with top cashback rates. 		  Credit Needed
Get up to 5% cashback on groceries, recurring bills, EV charging and gas.
 
The Neo World Elite® Mastercard combines premium benefits with top cashback rates.



FEATURES
  • Instant approvals and access to virtual card to start using straight away
  • Exclusive offers of up to 15% at over 10,000 businesses across Canada
  • Cashback redeemable at anytime
  • Premium insurance coverage


Everyday cashback
  • 5% cashback on groceries*
  • 4% cashback on recurring payments*
  • 3% cashback on gas and EV charging*
  • 1% cashback back on everything else*


Additional Card Benefits:
  • Mastercard Zero Liability
  • Extended Warranty
  • Purchase Protection
  • Auto Rental Collision Loss Damage
  • Rental Card Theft, Damage, Accident, Personal Effects
  • Out of Province & Country Emergency Medical
  • Trip Interruption & Cancellation
  • Flight & Baggage Delay
  • Hotel & Motel Burglary
  • World Mastercard Benefits including discounting with participating partners and DragonPass


Interest Rates
  • Purchase Credit Rate: 19.99% – 29.99%
  • Cash Advance Rate: 22.99% – 31.99%

  • For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)


* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.
Neo World Mastercard®
GCR Rebate
$50		   Initial Rewards
Elevate your everyday spending with the best no annual-fee annual-fee cashback card in Canada 		  Credit Needed
2% cashback on groceries, recurring bills and gas plus no annual fee.
 
The Neo World Mastercard® is designed to elevate your everyday spending with the best no annual-fee cashback card in Canada*



FEATURES
  • Instant approvals and access to your virtual card immediately
  • Up to 15% back at over 10,000 Neo partners across Canada
  • No annual fee


Everyday cashback
  • 2% cashback on groceries*
  • 2% cashback on recurring payments*
  • 2% cashback on gas and EV charging*
  • 0.5% cashback back on everything else*


Additional Card Benefits
  • Unlimited cashback
  • Mastercard Zero Liability
  • Extended warranty
  • Purchase protection
  • World Mastercard Benefits including discounting with participating partners and DragonPass airport lounge access


Interest Rates
  • Purchase Credit Rate: 19.99% – 29.99%
  • Cash Advance Rate: 22.99% – 31.99%

  • For Quebec and Newfoundland: Purchase rate (19.99%-23.99%) and cash advance rate (22.99%-31.99%)


* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.

* Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.

• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must notify GCR, within 4 months of application date, to report a missing rebate otherwise the rebate is void.
Scotia Momentum® Visa* Card
GCR Rebate
$60		   Initial Rewards
2.99% introductory interest rate 		  Credit Needed
Good
Get a 2.99% introductory interest rate on on purchases and balance transfers for the first 6 months.
 
Get a 2.99% introductory interest rate on on purchases and balance transfers for the first 6 months. (22.99% after that; annual fee $39)*

Offer valid October 31, 2025 - October 31, 2026.



FEATURES
  • Earn 2% cashback for every $1 you spend at eligible gas stations, grocery store, drug store purchases and recurring bill payments*.

  • Earn 1% cashback on all other eligible cashback purchases*.


Rates, fees, offers and other information are effective as of October 31, 2025. Subject to change.

Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.


* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.

Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.


NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
RBC Cash Back Preferred World Elite Mastercard
GCR Rebate
$0		   Initial Rewards
Get 12% cash back 		  Credit Needed
Get 12% cash back for the first 3 months on up to $2,000 in total purchases.
 

Get 12% cash back for the first 3 months on up to $2,000 in total purchases^.

Receive 10.5% bonus cash back plus 1.5% standard cash back on qualifying transactions^.

Apply by March 25, 2026.



FEATURES
  • Earn 1.5% cash back on all purchases2 , with no limit to the total cash back you earn1
  • Access offers from over 2,000 top brands, plus get even more points and savings from our partners such as Petro-Canada, Rexall, Metro and DoorDash
  • Get access to 1,300+ airport lounges worldwide with Dragon Pass3 and access on-demand apps and subscription services4, all through Mastercard World Elite


Benefits

Save at Petro-Canada
Save 3¢/L on fuel and earn 20% more Petro-Points when you pay with an eligible linked RBC card5

Earn more Be Well points at Rexall
Link your eligible RBC Card and earn 50 Be Well™ points on every $1 spent on eligible purchases at Rexall6

DoorDash
Add your RBC Credit Card to your DoorDash account and get a free 12 month DashPass subscription7

Earn more Moi points at Metro
Earn 1 extra Moi point for every $2 spent at Metro, Food Basics, Super C, Jean Coutu, Brunet and Première Moisson when you swipe your Moi Rewards card and pay with your linked RBC card (minimum purchase required)8



Insurance Coverage

Purchase Security and Extended Warranty Insurance9
Purchase Security and Extended Warranty Insurance automatically protects eligible card purchases against loss, theft or damage for up to 120 days, and triples the manufacturer’s original Canadian warranty for up to two years.

Auto Rental Collision/Loss Damage Waiver Insurance10
Protection for your rental car with Auto Rental Collision/Loss Damage Waiver Insurance.


Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max.
  • If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months.
  • If you pass away, this coverage can make a single payment of the total amount owing on your credit card account to a maximum benefit amount of $25,000.
  • Enrolment is easy for eligible cardholders. You may cancel at any time.
  • Premiums are $1.20 per $100 of your account balance on your statement date (plus applicable taxes).
  • Terms, conditions and eligibility restrictions apply. Full details are available on rbcroyalbank.com. This insurance coverage is underwritten by American Bankers Insurance Company of Florida and American Bankers Life Assurance Company of Florida, who carry on business in Canada under the trade name of Assurant.®


Note: 21.99% on Balance Transfers and Cash Advances if you reside in Quebec

^ This offer only applies to new applications for an RBC Cash Back Preferred World Elite Mastercard credit card received between December 10, 2025 and March 25, 2026 (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”), subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC Cash Back Preferred World Elite Mastercard credit card account, as well as existing cardholders on any RBC Royal Bank personal credit card transferring to an RBC Cash Back Preferred World Elite Mastercard credit card during the Offer Period, are not eligible for this offer. You will earn a total of up to 12% cash back credit on Net Purchases (“Welcome Bonus”) made with your RBC Cash Back Preferred World Elite Mastercard within the first 3 months from your account open date, up to a maximum of $2,000 in Net Purchases per credit card account (“Offer”) provided that your RBC Cash Back Preferred World Elite Mastercard credit card account (“Credit Card Account”) remains open and in good standing at the time the Welcome points are credited to your account. “Good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.

Once you have reached the $2,000 or 3 months from your account open date, you will continue to earn at the standard rate of 1.5% cash back up to a maximum of $25,000 in Net Purchases per Annual Period, and 1% cash back thereafter, unlimited when you pay with your RBC Cash Back Preferred World Elite Mastercard. Cash back credits are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the cash back credits earned by the amounts originally charged. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC Cash Back Preferred World Elite Mastercard credit card account, as well as existing cardholders on any RBC Royal Bank personal credit card transferring to an RBC Cash Back Mastercard credit card during the Offer Period, are not eligible for this offer.

If you close or change your RBC Cash Back Preferred World Elite Mastercard credit card for another type of RBC Royal Bank credit card before the Welcome Bonus have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete details on the RBC Cash Back Program including standard earn rates and crediting of Cash Back Rewards, please refer to the RBC Cash Back Program Terms and Conditions at www.rbc.com/cashbackterms. Offer applies to new RBC Cash Back Mastercard accounts only.

Refer to RBC page for up to date offer terms and conditions.

Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them.

This post contains affiliate links.

The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.

• NOTE: You must contact GCR within 4 months of application date to report a missing rebate otherwise the rebate is void.
KOHO Financial
GCR Rebate
$35		   Initial Rewards
Earn up to 3.5% 		  Credit Needed
Earn up to 3.5% on your balance.
 
Reloadable Prepaid Mastercard®, Cash Back, Interest Earning, No Fees




KOHO Essential Mastercard® Prepaid Card/KOHO Essential
  • Earn 1% cash back on groceries, transportation, food & drinks
  • Up to 6.5% extra cash back at selected merchants
  • Earn 2% interest on both your spending and savings accounts.* Your funds will also be eligible for CDIC insurance.
  • Get access to a cash advance of up to $250* at 0% interest with Cover
  • Free Credit Score
  • Send money to 190+ countries with KOHO’s International Money Transfer feature and enjoy the best exchange rates, no hidden fees, and transfers that arrive within 30 minutes*

  • Grow your credit by an average of 31+ points in just 4 months with Credit Building* for $10 / month
  • All KOHO plans come with a free 30-day trial so you can see if it suits you
Annual Fee: $48 ($4/mo). Get this plan for $0 when you set up a recurring Direct Deposit or deposit $1000 each month into your KOHO account.



KOHO Extra Mastercard® Prepaid Card/KOHO Extra
  • Earn 1.5% cash back on groceries, transportation, food & drinks
  • 0.25% cash back on all other purchases
  • Up to 6.5% extra cash back at selected merchants
  • Earn 2.5% interest on both your spending and savings accounts.* Your funds will also be eligible for CDIC insurance.
  • Get access to a cash advance of up to $250* at 0% interest with Cover
  • Free Credit Score
  • No Foreign Exchange fees on any purchases
  • Send money to 190+ countries with KOHO’s International Money Transfer feature and enjoy the best exchange rates, no hidden fees, and transfers that arrive within 30 minutes*

  • Grow your credit by an average of 31+ points in just 4 months with Credit Building* for $7 / month instead of $10 / month (30% plan discount)
  • All KOHO plans come with a free 30-day trial so you can see if it suits you
Annual Fee: $144 ($12/mo)



KOHO Everything Mastercard® Prepaid Card/KOHO Everything
  • Earn an extra 2% cash back on groceries, food & drinks on top of a minimum 0.5% cash back on all purchases
  • Up to 6.5% extra cash back at selected merchants
  • Earn 3.5% interest on both your spending and savings accounts.* Your funds will also be eligible for CDIC insurance.
  • Get access to a cash advance of up to $250* at 0% interest with Cover
  • Free Credit Score
  • No Foreign Exchange fees on any purchases
  • Send money to 190+ countries with KOHO’s International Money Transfer feature and enjoy the best exchange rates, no hidden fees, and transfers that arrive within 30 minutes*

  • Grow your credit by an average of 31+ points in just 4 months with Credit Building* for $5 / month instead of $10 / month (50% plan discount)
  • All KOHO plans come with a free 30-day trial so you can see if it suits you
Annual Fee: $177 ($14.75/mo)


*Terms and Conditions apply
Refer to Koho.ca for up-to-date terms and conditions.
Legal and product terms are available on Koho.ca.

Must activate your card and load funds into your KOHO account.
Must enter a valid mailing address to earn rebate.
Rebate is valid only for eligible new KOHO customers.

NOTE: Please contact GCR within 4 months to report a missing rebate otherwise the rebate is void.
CIBC Dividend® Visa Infinite* Card
GCR Rebate
$0		   Initial Rewards
Earn up to $400 in value 		  Credit Needed
Good
Join and earn up to $400 in value including a first year annual fee rebate.
 
Join and earn up to $400 in value including a first year annual fee rebate.†



FEATURES

Here's how you can earn up to $400 in value
  • Earn a 10% cash back welcome bonus of up to $250 (first 4 statements†)
  • A $50 cash back bonus for setting up one pre-authorized payment within the first 4 monthly statements.†
  • First year annual fee rebate valued at $120.†


After that, get 4% cash back on eligible gas, EV charging, and grocery purchases.†
  • 2% cash back on eligible transportation, dining purchases and recurring payments†
  • 1% cash back on all other purchases†
  • Get cash back on demand - redeem your cash back at any time when you have a minimum of $10 through CIBC Online and Mobile Banking®†



Save over $600 with CIBC and Skip
Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Dividend Visa Infinite Card with Skip.†

Save on gas with CIBC and Journie Rewards.
Link and use your CIBC Dividend® Visa Infinite* Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.†



This is a digital-exclusive offer.†

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and 
2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.† This offer is reserved for you. Please do not forward it to anyone else. 

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.†



†Terms and Conditions Apply. Select Apply Now to learn more.

Cash Back Not Available from GCR. Any offers are strictly from CIBC.
This offer is not available for residents of Quebec.