Credit Card Comparison Table |
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Scotiabank Platinum American Express® Card |
Earn up to $2,100* in value in the first 14 months, including up to 60,000 bonus Scene+ points.
Offer valid November 1, 2023 - October 31, 2024.GCR Rebate $150 |
Initial Rewards 60,000 Scene+ points |
Credit Needed Excellent |
MBNA True Line® Mastercard® |
GCR Rebate $40 |
Initial Rewards 0% promotional annual interest rate |
Credit Needed Good |
Scotiabank Value® VISA* Card |
0% introductory interest rate on balance transfers for the first 10 months (12.99% after that; annual fee $29). Plus no annual fee in the first year.
Offer valid November 1, 2023 - October 31, 2024.GCR Rebate $70 |
Initial Rewards 0% introductory interest rate on balance transfers |
Credit Needed Good |
American Express® Essential™ Card |
GCR Rebate $20 |
Initial Rewards 12.99% Annual Interest Rate |
Credit Needed Good |
Scotia Momentum® No-Fee Visa* Card |
Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
Plus, get a 0% introductory interest rate on Balance Transfers for the first 6 months.GCR Rebate $50 |
Initial Rewards 5% cash back |
Credit Needed Good |
MBNA True Line® Gold Mastercard® |
GCR Rebate $40 |
Initial Rewards Low 8.99% Interest Rate |
Credit Needed Good |
TD Low Rate Visa* Credit Card |
GCR Rebate $0 |
Initial Rewards Get an 8.99% promotional interest rate! |
Credit Needed NA |
RBC® Visa‡ Classic Low Rate Option |
GCR Rebate $0 |
Initial Rewards Affordable low interest rate on purchases and cash advances |
Credit Needed NA |
Vancity enviro™ Visa* Classic card Low Interest rate |
Enjoy a low annual fee and low interest rate.
GCR Rebate $0 |
Initial Rewards Get up to $175 rewards value |
Credit Needed NA |
CIBC Select Visa* Card |
GCR Rebate $0 |
Initial Rewards Get 0% interest for up to 10 months |
Credit Needed Good |
Earn up to $2,100* in value in the first 14 months, including up to 60,000 bonus Scene+ points. Offer valid November 1, 2023 - October 31, 2024.FEATURES
Savings and reward potential in first 14 months based on the following card usage and offers:
Actual savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply*. Rates, fees and other information are effective as of Nov.1, 2023. Subject to change. Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer. * See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information. |
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0% promotional annual interest rate for 12 months on balance transfers. | |||||
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You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ completed within 90 days of account opening, with a 3% transfer fee. FEATURES
†, ✪, Terms and Conditions apply. This offer is not available for residents of Quebec. Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button. The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. MBNA and other-trademarks are the property of The Toronto-Dominion Bank. |
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0% introductory interest rate on balance transfers for the first 10 months. Plus no annual fee in the first year! | |||||
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0% introductory interest rate on balance transfers for the first 10 months (12.99% after that; annual fee $29). Plus no annual fee in the first year. Offer valid November 1, 2023 - October 31, 2024.FEATURES
Rates, fees and other information are effective as of November 1, 2023. Subject to change. Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer. Offer may be changed, cancelled or extended and cannot be combined with any other offers. A Balance Transfer fee of 0% of the amount of each Balance Transfer transferred during the Promotional Period applies to this Offer. * See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information. |
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Enjoy exclusive ticket access, virtual events, live performances and more with American Express® Experiences. | |||||
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Low interest rate
FEATURES
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment. |
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Earn 5% cash back for 3 months plus get a 0% introductory interest rate on balance transfers for the first 6 months. | |||||
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Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, get a 0% introductory interest rate on Balance Transfers for the first 6 months.(22.99% after that, annual fee $0) Offer valid November 1, 2023 - October 31, 2024. FEATURES
Rates, fees, offers and other information are effective as of November 1, 2023. Subject to change. Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer. * See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information. |
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Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪ and access cheques, and 24.99% on cash advances | |||||
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Note : This offer is not available for residents of Quebec.
Low 8.99% standard interest rate on purchases FEATURES • $39 annual fee • Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪ and access cheques, and 24.99% on cash advances • Around-the-clock-fraud protection • Access to 24/7 customer service ✪, Terms and Conditions apply. This offer is not available for residents of Quebec. Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button. The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank. |
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Get an 8.99% promotional interest rate on Purchases for the first 6 months† from Account opening. | |||||
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Get an 8.99% promotional interest rate on Purchases for the first 6 months† from Account opening. Conditions Apply. Account must be approved by September 3, 2024. FEATURES With the TD Low Rate Visa* Card you can enjoy great financial flexibility for your everyday purchases.
† Terms and conditions apply. This offer is not available for residents of Quebec. Sponsored content. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button. |
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Affordable low interest rate on purchases and cash advances plus purchase security and extended warranty insurance. | |||||
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Affordable low interest rate on purchases and cash advances FEATURES
Refer to RBC page for up to date offer terms and conditions. Legal references and product terms are available on the RBC website where the client will be directed during the onboarding process to review and agree to them. This post contains affiliate links. GCR may engage in affiliate marketing, which is done by embedding tracking links into greatcanadianrebates.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track sales for commission purposes. |
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1 point for every $2 spent on all purchases and 2x the points when booking travel through Vancity Rewards. | |||||
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Enjoy a low annual fee and low interest rate. Card is available to British Columbia residents only. 5% of profits go to environmental initiatives with every purchase on your enviro Visa card. Environmental impact:
Vancity Rewards 100 Vancity Rewards points = $1 in Rewards Value. How to earn points.
Ways you can redeem your points:
Insurances
Note: Purchase APR, Balance Transfer APR and Cash Advance APR You will benefit from an interest-free grace period of 21 days on new purchases and fees appearing on your statement. If you pay off the balance showing on your statement in full by the payment due date, no interest will be payable on all new purchases that appear on your statement for the first time. There is no interest-free grace period on cash advances and balance transfers. Interest rates and fees and are subject to change without notice. See the Vancity Credit Card Agreement and Disclosure Statement for more details. ^ Terms & conditions apply. For full details and eligibility requirements visit vancity.com/bank/credit-cards/enviro-classic-low-interest-vancity-rewards * Trademark of Visa Int. Used under license. enviro™, Vancity enviroFund™ and Carbon Counter™ are trademarks of Vancouver City Savings Credit Union. ‡ Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply. § Common Carrier Travel Accident and Travel Emergency Medical Insurance are insurance coverages underwritten by American Bankers Life Assurance Company of Florida (ABLAC) under Group Policy number VCVIL092019. All other insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy number VCVI092019. Price Protection Service and Emergency Travel Assistance Services are services only and not insurance and are provided by ABIC. ABIC and ABLAC, their subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ® Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions are in the Certificate of Insurance and the Statement of Services provided with the card. Read the Certificate of Insurance and Statement of Services, then keep these documents in a safe place, and take them with you when you travel. |
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Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee and a first year annual fee rebate. | |||||
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Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee† and a first year annual fee rebate†
FEATURES
Once you take advantage of this offer, you will have a promotional rate balance on your account. As a result, you will lose your interest-free grace period on new purchases unless you pay your amount due, including any promotional rate balances, in full each month. While you will enjoy the promotional rate on the balances you transfer by using this offer, new purchases will be subject to the purchase interest rate. Save on gas with CIBC and Journie Rewards Link and use your CIBC Select Visa Card with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.† †Terms and Conditions Apply |