Apply for the Scotiabank®* Gold American Express® card
Scotiabank Gold American Express® Card to Your Comparison Table Your Comparison Table (need to be logged in) Full Comparison Summary
Earn up to $950* in value in the first 12 months, including up to 45,000 bonus Scene+ points*!
Offer valid July 2, 2024 - January 2, 2025.
FEATURES
Earn 6x Scene+ points* on every $1 you spend at Sobeys, Safeway, Freshco, Foodland and more.
Earn 5x Scene+ points* for every $1 you spend on dining, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.
Earn 5x Scene+ points* for every $1 you spend in Canada eligible entertainment purposes.Includes movies, theatre and ticket agencies stores.
Earn 3x Scene+ points* for every $1 CAD you spend in Canada on eligible gas and daily transit options.Includes rideshares, buses, subway, taxis and more.
Earn 3x Scene+ points* for every $1 CAD you spend in Canada on eligible select streaming services.
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
No Foreign Transaction Fees
Comprehensive Travel Insurance coverage
AMEX Offers®
AMEX Front of the Line®
American Express Invites®
Complimentary Concierge Services
Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential and foreign transaction fee savings as of February 28,2024:
$450 in travel rewards (45,000 bonus Scene+ points) for new Scotiabank Gold American Express clients who spend $1,000 within the first 3 months (to earn 25,000 points) and when you spend $7,500 within your first 12 months (to earn an additional 20,000 points);
$120 primary card annual fee waiver for the first year for new Scotiabank Gold American Express clients;
$55 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee typically charged by card issuers);
$325 in first year point earn potential (32,500 Scene+ points) on everyday purchases based on average annual first year spend per account with an average spend of 25% in 5x accelerator and 5% in 3X accelerator categories.
Potential First Year Value= up to $950.
Actual Savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply*.
Rates, fees and other information are effective as of November 1, 2024. Subject to change.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.
* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Annual Card Fee:
$120
Credit Score:
660
Extra Card Fee:
$29
Purchase Interest Rate:
20.99%
Minimum Personal Income:
$12,000
Balance Transfer Interest Rate:
22.99%
Minimum Household Income:
N/A
Cash Advance Interest Rate:
22.99%
Earn up to $950* in value in the first 12 months, including up to 45,000 bonus Scene+ points*!
Offer valid July 2, 2024 - January 2, 2025.
FEATURES
Earn 6x Scene+ points* on every $1 you spend at Sobeys, Safeway, Freshco, Foodland and more.
Earn 5x Scene+ points* for every $1 you spend on dining, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.
Earn 5x Scene+ points* for every $1 you spend in Canada eligible entertainment purposes.Includes movies, theatre and ticket agencies stores.
Earn 3x Scene+ points* for every $1 CAD you spend in Canada on eligible gas and daily transit options.Includes rideshares, buses, subway, taxis and more.
Earn 3x Scene+ points* for every $1 CAD you spend in Canada on eligible select streaming services.
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
No Foreign Transaction Fees
Comprehensive Travel Insurance coverage
AMEX Offers®
AMEX Front of the Line®
American Express Invites®
Complimentary Concierge Services
Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential and foreign transaction fee savings as of February 28,2024:
$450 in travel rewards (45,000 bonus Scene+ points) for new Scotiabank Gold American Express clients who spend $1,000 within the first 3 months (to earn 25,000 points) and when you spend $7,500 within your first 12 months (to earn an additional 20,000 points);
$120 primary card annual fee waiver for the first year for new Scotiabank Gold American Express clients;
$55 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee typically charged by card issuers);
$325 in first year point earn potential (32,500 Scene+ points) on everyday purchases based on average annual first year spend per account with an average spend of 25% in 5x accelerator and 5% in 3X accelerator categories.
Potential First Year Value= up to $950.
Actual Savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply*.
Rates, fees and other information are effective as of November 1, 2024. Subject to change.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.
Annual Card Fee:
$120
Credit Score:
660
Extra Card Fee:
$29
Purchase Interest Rate:
20.99%
Minimum Personal Income:
$12,000
Balance Transfer Interest Rate:
22.99%
Minimum Household Income:
N/A
Cash Advance Interest Rate:
22.99%
* See Card Provider's website and Card Application for complete card details, terms, conditions and current offers. Reasonable efforts are made to maintain accuracy of information.
Part 1: Scene+ Points Value per Canadian Dollar
Travel: 1 Scene+ Point = $ 0.01 CAD when redeemed through Scene+ Travel for flights, hotels, etc.
Movies and Entertainment: 1 Scene+ Point = $ 0.01 CAD at participating cinemas like Cineplex.
Grocery and Dining: 1 Scene+ Point = $ 0.01 CAD when redeemed at participating grocery stores or restaurants.
Merchandise: Generally, around 1 Scene+ Point = $ 0.008 to $ 0.01 CAD, depending on the merchandise.
Statement Credits: 1 Scene+ Point = $ 0.01 CAD when used for statement credits.
Part 2: Scene+ Points Value per 100 Canadian Dollars
Travel: 10,000 Scene+ Points = $ 100 CAD.
Movies and Entertainment: 10,000 Scene+ Points = $ 100 CAD.
Grocery and Dining: 10,000 Scene+ Points = $ 100 CAD.
Merchandise: More than 10,000 Points might be needed for $ 100 CAD due to lower value per point.
To maximize the value from the Scotiabank Gold American Express® Card:
Redeem for Travel: Offers the best value, especially for high-cost travel items like flights, hotels, or vacation packages.
Entertainment: Using points for entertainment, particularly at Cineplex, can provide significant value, especially with promotions.
Strategic Spending: Focus your spending in categories where you earn the most points to accumulate them faster.
Combine with Scene+ Offers: Take advantage of any special offers or bonus point events from Scene+ partners to enhance point value or earning potential.
Part 4: Scene+ Points Earned per $ 1000 Spending by Category
Empire Grocery Stores: 6,000 Scene+ Points per $ 1,000 spent (6 points per dollar).
Restaurants, Food Delivery, and Entertainment: 5,000 Scene+ Points per $ 1,000 spent (5 points per dollar).
Gas, Daily Transit, and Select Streaming Services: 3,000 Scene+ Points per $ 1,000 spent (3 points per dollar).
All Other Eligible Purchases: 1,000 Scene+ Points per $ 1,000 spent (1 point per dollar).
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
★ Conditions and Exemptions
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
Rebate Currency Exchange :NONE
Earn up to $950* in value in the first 12 months, including up to 45,000 bonus Scene+ points*! No Foreign Transaction Fees!
Ends : Jan 2
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
Great Canadian Rebates works in partnership with over 900 well known merchants. These outlets already offer great deals and savings, you save even more when you shop online as a member here. Once you register, you can save through Cash Back Rebates and even more using our coupons, deals, discounts and sales links.
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