Decoding Credit Card Lingo: What Do “Points,” “Miles,” and “Cash Back” Really Mean?
Picture this: you’re standing at the checkout in a Toronto grocery store. The cashier casually asks, “Would you like to…
The Psychology Behind Credit Card Rewards: Why Points Feel Better Than Discounts
Imagine walking into a store and being told you could save $5 on your purchase. Helpful? Sure. But what if…
How Credit Cards Are Changing the Way Canadians Pay for Healthcare
Picture this: Emily, a 29-year-old marketing professional in Vancouver, walks out of her dentist’s office after a root canal. The…
Credit Card Expiry Dates: What Really Happens to Your Rewards, Score, and Billing?
Picture this: you’re at the grocery store in Toronto, cart full, and ready to tap your TD Cash Back Visa.…
When a Credit Limit Increase Might Backfire (And How to Avoid It)
A credit limit increase in Canada often feels like a milestone. It signals that your bank or lender trusts you with more…
The Truth About “No Foreign Transaction Fee” Credit Cards
Travelling abroad can be exciting, but for Canadian travellers, the costs add up quickly. Beyond flights, hotels, and dining, hidden…
TD First Class Travel® Visa Infinite vs Scotiabank Passport® Visa Infinite: Which Travel Card is Better for Canadians?
Choosing a premium travel credit card in Canada is about much more than collecting points. For many, it’s about unlocking extra…
How Credit Card Minimum Payments Trick Canadians into Debt
Many Canadians fall into the trap of only making minimum payments on their credit cards. On the surface, paying the minimum looks…
Planning a Canadian Wedding? Here’s Why You Should Pay With a Credit Card
You’ve just booked an elegant venue overlooking Lake Ontario, reserved a photographer, and started dress fittings. Suddenly, the bills stack…
The Creator Economy’s Secret Weapon: Business Credit Cards in Canada
Imagine you’re a Canadian content creator living in Toronto: you’re buying a new DSLR camera to up your YouTube production…