The “Statement Date” Hack: The Easiest Way To Lower Utilization Without Spending Less
You pay your credit cards on time, every time. You’ve never missed a due date, you rarely carry interest, and yet…
The Ultimate Guide to Earning Rewards on Streaming and Subscriptions
It usually starts small. A Netflix account here, Spotify there, maybe a cloud storage plan for photos or work files.…
Cash Back vs. Points: Which Wins the War Against Inflation?
At the grocery store, at the gas pump, and even on your streaming subscriptions, inflation has quietly changed the way…
The Psychology Behind Credit Card Rewards: Why Points Feel Better Than Discounts
Imagine walking into a store and being told you could save $5 on your purchase. Helpful? Sure. But what if…
How to Avoid Credit Card Balance Transfers That Cost You More in the Long Run
At first glance, a balance transfer credit card in Canada looks like a financial lifeline. Struggling with high-interest debt? A…
Expedia Canada: Travel Smarter with Exclusive Deals and Discounts
Travelling is one of the most enriching experiences you can have, but it can also be expensive. For Canadian travellers,…
Credit Card Terms and Conditions: What Canadians Should Know
Credit cards offer convenience and rewards, but they also come with complex terms and conditions. Understanding the fine print is…
Back-to-School Shopping: Maximize savings and shop better
As the summer sun begins to set and the school year approaches, parents often experience a mix of emotions. On…
Inflation and Credit Card Debt: Mitigating Financial Risks
Inflationary periods bring complex financial challenges, particularly in managing credit card debt. For Canadians, understanding how inflation impacts personal finances is…
Using Line of Credit to Pay Off Credit Card Debt
With a credit card, if you’re unable to clear your statement balance before the due date, it will be carried…