Canadians pay for more monthly services than ever before, spending between $444 and $2,220 each year on just cable and streaming subscriptions. Whether it’s a weekly meal kit, access to streaming platforms, or curated audiobook collections, subscriptions are now a regular part of household spending. And with that consistency comes a chance to earn something back.

The smartest shoppers aren’t just automating payments. They’re earning cash back and points every time their card gets charged. By using the best credit cards for subscriptions in Canada and pairing them with Great Canadian Rebates (GCR), you can add extra value to the same purchases you’re already making. There’s no reason a recurring charge should just be a line item on your statement.

Credit Cards That Reward You for Subscription Spending in Canada

Whether it’s streaming services, digital tools, or recurring memberships, subscription costs can add up quickly. If you’re paying for these monthly, why not earn something back every time? Several Canadian credit cards offer solid rewards or cash back specifically for recurring charges, including subscriptions.

Each card comes with different perks. Some reward grocery spending. Others give bonuses for recurring payments or specific merchant types. If you’re subscribed to multiple services, you want each one linked to a card that rewards that category best.

Below are eight cards that support subscription spending and offer competitive returns:

1. American Express Cobalt Card

The Cobalt Card is one of the few in Canada that specifically rewards streaming subscriptions. You earn 3x Membership Rewards points on eligible subscription services. Its monthly fee structure makes it easier to manage, especially if you want to test the benefits before committing long-term. For anyone already using subscriptions regularly, this card offers consistent value.

2. Scotiabank Gold American Express Card

Scotiabank Gold American Express Card earns 3x Scene+ points for every $1 spent on streaming services in Canada, making it a strong option for recurring digital bills. Plus, it comes with no foreign transaction fees. If you’re paying for international platforms, you’ll avoid conversion markups.

3. Scotia Momentum Visa Infinite

If you prefer cash back over points, the Scotia Momentum Visa Infinite offers benefits like 4% cash back for every $1 spent on grocery store purchases, recurring bill payments, and subscription charges. It’s a dependable option for anyone who wants automatic savings without managing point systems.

4. Tangerine World Mastercard

The Tangerine World Mastercard card includes a 2% cash back on selected categories, with the option to choose recurring payments. It also adds benefits like mobile device insurance and access to Mastercard Travel Rewards. If you’re looking for added perks beyond rewards, this is a solid pick.

5. TD First Class Travel Visa Infinite Card

TD First Class Travel Visa Infinite Card offers one of the clearest incentives for digital entertainment lovers. You’ll earn 4 TD Rewards Points for every $1 spent on recurring bill payments, streaming platforms, digital gaming, and media. That’s in addition to 6x points on groceries and dining, and 8x on travel booked through Expedia for TD. If streaming is a regular part of your lifestyle, this card directly rewards that habit.

6. TD Cash Back Visa Infinite Card

If you’re looking to earn more from your regular monthly services, the TD Cash Back Visa Infinite Card is built for it. You get 3% cash back for every $1 spent on recurring bill payments, streaming platforms, digital gaming, and media. It also earns 3% on groceries, gas, and transit. With a first-year fee rebate and flexible cash back redemption, it suits households that want higher returns from everyday spending, including digital subscriptions.

7. Simplii Financial Cash Back Visa Card

Though it doesn’t have specific subscription categories, the Simplii Cash Back Visa Card offers 0.5% base cash back on all purchases and more on essentials like gas and groceries. It’s a no-fee card that works well for general users who want simple rewards without category juggling.

8. American Express SimplyCash Preferred Card

American Express SimplyCash Preferred Card provides 2% cash back on all purchases, with no category restrictions. It’s a straightforward way to earn consistent returns without needing to track which services fall under special bonuses.

Why GCR Makes a Difference

Great Canadian Rebates lets you earn cash back when you click through its platform before subscribing or shopping with select merchants. GCR also provides verified coupon codes, bonus offers, and promotional rates you won’t find elsewhere. That includes listings for well-known services like Disney+ and Kobo.

Instead of only collecting credit card points, you get rebates deposited directly into your account on top of those rewards. It’s a double benefit without extra effort.

GCR-Supported Subscription Services

Let’s break down how to match GCR-supported subscription services:

HelloFresh

HelloFresh is a popular meal kit delivery service that offers chef-curated recipes and fresh ingredients delivered weekly. For subscribers who order regularly, this is one of the most rewarding categories.

For new customers signing up through Great Canadian Rebates, there’s an added benefit: $10 cash back on meal plans over $49.99, available only with qualifying new subscriptions.

When you combine these card rewards with GCR’s cash back rebate and promotional offers like free meals or breakfast items, HelloFresh becomes convenient and a high-return purchase on both points and rebates. Always start your order through GCR to qualify

Disney+

Disney+ brings together movies and shows from Disney, Pixar, Marvel, Star Wars, and National Geographic in one streaming platform. Subscribers enjoy access to blockbuster films, classic animations, and original series like WandaVision. With support for 4K streaming, offline downloads, and multiple profiles, it’s built for modern households looking for flexible entertainment.

When you sign up through Great Canadian Rebates, new customers can receive up to $10 cash back on eligible annual subscriptions:

• $10 cash back on the Disney+ Premium Annual Plan (subtotal $119.99)
• $10 cash back on Annual Gift Subscriptions (subtotal $119.99)

These rebates apply to new customers only and are valid on the first payment. Monthly subscriptions and renewals do not qualify. To claim your rebate, always start your subscription by clicking through GCR before checkout.

GCR also features deals tied to releases like Agatha All Along and Inside Out 2.

Amazon Prime Video

Amazon Prime Video gives you access to a wide range of shows, movies, and original content. Whether you’re into action, comedy, or documentaries, there’s always something to stream.

You can watch from almost any device, including TVs, tablets, phones, or game consoles. It’s built for flexibility. If you’re already an Amazon Prime member, the subscription is included. That makes it even easier to jump in and start watching.

And if you’re new to Prime Video, Great Canadian Rebates has a small perk waiting for you.

Here’s the offer:

• $2.50 cash back when you sign up for a full Prime Video subscription
• Or $0.75 cash back when you buy a Video On Demand title

Just make sure to start from GCR before you subscribe or rent. It’s a simple way to add a few dollars back to your account while you queue up your next binge.

Kobo

Kobo Canada makes reading flexible and affordable. With over 2.5 million titles, you can find everything from bestsellers to hidden gems. Whether you’re reading on an app or a Kobo eReader, it’s easy to take your library anywhere.

GCR offers rebates across different Kobo categories:

• 3% cash back on eReaders, accessories, devices, and gift cards
• 0.5% cash back on most other purchases
• $0.50 cash back on Kobo Plus subscriptions

Looking for unlimited reading? Kobo Plus Read & Listen gives you access to eBooks and audiobooks for just $9.99/month. Your first 30 days are free. Don’t forget, if you buy a Kobo gift card through GCR and use it on your account, you can double up your rebate.

Audiobooks

Prefer to listen instead? Audiobooks is a solid choice. You can stream or download audiobooks across genres, from fiction and self-help to business and memoir.

New users can get $3 cash back when signing up through Great Canadian Rebates. Just make sure to use a coupon code listed on GCR (outside codes won’t qualify).

Whether you’re commuting, walking, or just winding down at night, it’s a hands-free way to get through your book list. And it comes with a little bonus when you start through GCR.

CapCut

CapCut is a full creative suite for mobile, desktop, and web. Whether you’re editing short clips or designing graphics, it keeps things easy with built-in AI tools.

Through Great Canadian Rebates, both new and existing users can earn cash back:

• 20% cash back for new customers
• 12% cash back for existing customers
• A flat $12 back on the CapCut Commerce Pro subscription

These rebates apply only to the Pro version and are available for a limited time. If you’re thinking about upgrading to Pro, make sure to start your purchase through GCR.

Get the editing tools you need and get rewarded for it.

Get More Out of Your Subscriptions with Great Canadian Rebates

Recurring charges don’t have to be passive. With the best credit cards for subscriptions in Canada, you can turn services like HelloFresh, Disney+, Amazon Prime, Audiobooks, and Kobo into monthly wins.

Cards like the American Express Cobalt, Tangerine Cash Back, and TD Cash Back Visa provide structure. Great Canadian Rebates gives you the multiplier effect. Together, they make your subscriptions smarter, not more expensive.

Pair them with GCR partner offers, rebates, and smart rotation, and your budget starts working harder with no added effort.