Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.
Offer valid November 1, 2023 - October 31, 2024.
FEATURES
- Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments and subscription purchases.
- Earn 2% for every $1 you spend on gas purchases and daily transit purchases.
- Earn 1% cash back on all other purchases with no cash back limit.
- Visa Infinite* Concierge Services
- Visa Infinite* Hotel Collection
- Visa Infinite* Dining and Wine Country program
- Comprehensive Travel Insurance & New Mobile Device Insurance coverage
Rates, fees and other information are effective as of November 1, 2023. Subject to change.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.
| Annual Card Fee: | $120 | | Credit Score: | N/A |
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| Extra Card Fee: | $50 | | Purchase Interest Rate: | 20.99% |
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| Minimum Personal Income: | $60,000 | | Balance Transfer Interest Rate: | 22.99% |
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| Minimum Household Income: | $100,000 | | Cash Advance Interest Rate: | 22.99% |
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* See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards.
Offer valid November 1, 2023 - October 31, 2024.
Cash Back Rebate from GCR: $75.00★
Note : Click to application page from GCR before filling application
★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE:
Cash back Rebates will be paid by Great Canadian Rebates under the following rules:
1. Applicants must apply through an online link from Great Canadian Rebates.
2. Rebates are for applications started and approved online.
3. DO NOT leave the application before completing. This includes browsing elsewhere.
4. If application session expires, a new session must be started. Start over by clicking on the link from Great Canadian Rebates.
5. Activation of the Card by the cardholder.
6. Cashback may end at any time and is at the discretion of the GCR and only available to Great Canadian Rebates members.
7. Cashback is not valid to repeat cardholders with the same card.
8. Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
NOTE: You must reply to GCR within 3 months from application date to report a missing rebate, otherwise the rebate is void.
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