American Express^® Business Gold Rewards Card

Earn up to 110,000 bonus Membership Rewards^® points

• Earn a welcome bonus of 70,000 Membership Rewards^® points after spending $5,000 in purchases within the first three months of Cardmembership.
• Plus, earn 10,000 bonus points when you charge $20,000 in net purchases to your Card account each calendar quarter. This could add up to 40,000 points every year.
• That’s up to $1,100 in statement credits that can be reinvested in your business.

Earn points that you can redeem in a variety of ways

• Earn 1 Membership Rewards point for every dollar in purchases charged to the Card and get the most out of your business expenses.


• Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.


• Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan^®* and Avios.

• Take advantage of purchasing power that grows with your business with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.


• Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.


• Pay for business expenses over time with Flexible Payment Option.


• This charge Card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full Charge. This rate is effective from the day the account is opened. The Preferred rate of 20.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 28.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.

Access comprehensive insurance coverage for your travel needs

• Access Travel Emergency Assistance, and up to $100,000 Travel Accident Insurance when you fully charge your tickets to your Business Gold Rewards Card.


• Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Gold Rewards Card.


• Save money when travelling with complimentary Car Rental Theft and Damage Insurance.

Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Gold Rewards Card

• Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection^® Plan.


• Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance^® Protection Plan.

Access to coverage for mobile devices purchased for business use.

• Access Mobile Device Insurance of up to $1,000 in the event of theft, loss or accidental damage, anywhere in the world, when you fully charge or finance the purchase price of an eligible mobile device on your Business Gold Rewards Card.

Earn up to 110,000 bonus Membership Rewards^® points

• Earn a welcome bonus of 70,000 Membership Rewards^® points after spending $5,000 in purchases within the first three months of Cardmembership.
• Plus, earn 10,000 bonus points when you charge $20,000 in net purchases to your Card account each calendar quarter. This could add up to 40,000 points every year.
• That’s up to $1,100 in statement credits that can be reinvested in your business.

Earn points that you can redeem in a variety of ways

• Earn 1 Membership Rewards point for every dollar in purchases charged to the Card and get the most out of your business expenses.


• Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.


• Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan^®* and Avios.

• Take advantage of purchasing power that grows with your business with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.


• Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.


• Pay for business expenses over time with Flexible Payment Option.


• This charge Card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full Charge. This rate is effective from the day the account is opened. The Preferred rate of 20.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 28.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.

Access comprehensive insurance coverage for your travel needs

• Access Travel Emergency Assistance, and up to $100,000 Travel Accident Insurance when you fully charge your tickets to your Business Gold Rewards Card.


• Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Gold Rewards Card.


• Save money when travelling with complimentary Car Rental Theft and Damage Insurance.

Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Gold Rewards Card

• Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection^® Plan.


• Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance^® Protection Plan.

Access to coverage for mobile devices purchased for business use.

• Access Mobile Device Insurance of up to $1,000 in the event of theft, loss or accidental damage, anywhere in the world, when you fully charge or finance the purchase price of an eligible mobile device on your Business Gold Rewards Card.

^★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE:

• Do not browse or leave application page before it is completed.
• Please write down the reference (PCN) number American Express provides you after the application is completed. You need this number in case the rebate does not show up.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate will be paid upon card approval.
• Cash Back Rebate is for first time American Express Business Gold Rewards Cardmembers
• NOTE : You must reply to us within 3 months to report a missing rebate otherwise the rebate is void by the merchant.