Get up to a $700* cash bonus! Plus, earn a 4.75% promo interest rate** when you open a Performance Chequing and a Savings Amplifier Account.
Our most popular account offers unlimited everyday banking transactions for a competitive price.
Offer ends July 2, 2025
- Unlimited transactions*
- Get accounts for family members without paying an additional monthly fee
- Up to $40 rebate on the annual fee for eligible BMO credit cards*
- OnGuard®† Identity Theft Protection at no charge
- Cost of personalized cheque orders for personal deposit accounts will depend on quantity and type selected
- $5/ month Overdraft Protection fee
- Fees for non-BMO ATM withdrawals: 1 Can withdrawal/ month then $2 each in Can, & $5 each outside of Canada
Fees:
$17.95 per month OR no cost with a minimum balance of $4,000
Chequing Account Offer: Get up to $450 in cash bonus
To qualify for the Chequing Account Offer, you must:
- Open a new Chequing Account with one of the following Eligible Bank Plans by July 2, 2025:
Plus Plan: $100 Bonus
Performance Plan: $450 Bonus
Premium Plan: $450 Bonus
- Provide a valid email address at the time of opening a chequing account. If the Chequing Account is joint account, this requirement is met if one accountholder provides an email address;
- Make a deposit of any amount to the Chequing Account by July 2, 2025;
- Complete at least two of the following Eligible Transactions (defined below) to or from the Chequing Account and have the transaction appear in the Chequing Account by August 29, 2025:
a. One recurring direct deposit; and/or
b. Two bill payments to at least two different payees of at least $50 each through BMO Online Banking or BMO Mobile Banking; and/or
c. Two pre-authorized debits from at least two different payees of at least $50 each.
Savings Account Offer: Get a $200 cash bonus
To qualify for the Savings Account Offer, you must:
- Qualify for the Chequing Account Offer with the Performance Plan or Premium Plan; and
- Open a Savings Amplifier Account by July 2, 2025; and
- Deposit a total $10,000 or more into the Savings Amplifier Account within the first 30 calendar days of opening the Savings Amplifier Account; and
- Maintain a daily closing balance of $10,000 or more at all times for an additional 90 calendar days.
Family Bundle Offer: Get a $50 cash bonus
To qualify for the Family Bundle Offer, you must:
- Qualify for the Chequing Account Offer with the Performance or Premium Bank Plan; and
- Have an eligible family member open a new Primary Chequing Account by July 2, 2025,
and have the Primary Chequing Account added to your Performance or Premium Plan.
* Terms and Conditions apply.
* For complete offer details, please review the terms and conditions.
** https://www.bmo.com/assets/pdfs/edb-chequing-terms-and-conditions-en.pdf
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