CIBC Select Visa* Card

Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee^† and a first year annual fee rebate^†

FEATURES
Transfer your credit card balance and get 0% interest for up to 10 months with a 1% transfer fee^†

• Transfer up to 50% of your assigned credit limit^†

• If you choose to carry a balance and you make your minimum payments on time, a balance transfer could save you money on interest

• Take advantage of this 0% introductory interest rate on balance transfers for your first 10 months. You’ll only have to pay a 1% fee^† when you transfer your balance from another card to the CIBC Select Visa Card

• This balance transfer offer is only available at the time of your online application.^† Simply tick the checkbox to select the balance transfer option when you’re filling out your application

Once you take advantage of this offer, you will have a promotional rate balance on your account. As a result, you will lose your interest-free grace period on new purchases unless you pay your amount due, including any promotional rate balances, in full each month. While you will enjoy the promotional rate on the balances you transfer by using this offer, new purchases will be subject to the purchase interest rate.

Save on gas with CIBC and Journie Rewards
Link and use your CIBC Select Visa Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Annual Card Fee:	$29		Credit Score:	640
Extra Card Fee:	$0		Purchase APR:	13.99%
Minimum Personal Income:	N/A		Balance Transfer APR:	13.99%
Minimum Household Income:	$15,000		Cash Advance APR:	13.99%

^†Terms and Conditions Apply

Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee^† and a first year annual fee rebate^†

FEATURES
Transfer your credit card balance and get 0% interest for up to 10 months with a 1% transfer fee^†

• Transfer up to 50% of your assigned credit limit^†

• If you choose to carry a balance and you make your minimum payments on time, a balance transfer could save you money on interest

• Take advantage of this 0% introductory interest rate on balance transfers for your first 10 months. You’ll only have to pay a 1% fee^† when you transfer your balance from another card to the CIBC Select Visa Card

• This balance transfer offer is only available at the time of your online application.^† Simply tick the checkbox to select the balance transfer option when you’re filling out your application

Once you take advantage of this offer, you will have a promotional rate balance on your account. As a result, you will lose your interest-free grace period on new purchases unless you pay your amount due, including any promotional rate balances, in full each month. While you will enjoy the promotional rate on the balances you transfer by using this offer, new purchases will be subject to the purchase interest rate.

Save on gas with CIBC and Journie Rewards
Link and use your CIBC Select Visa Card with Journie Rewards to automatically save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^†

Annual Card Fee:	$29		Credit Score:	640
Extra Card Fee:	$0		Purchase APR:	13.99%
Minimum Personal Income:	N/A		Balance Transfer APR:	13.99%
Minimum Household Income:	$15,000		Cash Advance APR:	13.99%

^†Terms and Conditions Apply

^★ Conditions and Exemptions

Cash Back Not Available from GCR. Any offers are strictly from CIBC.