Fairstone Financial is a leading North American financial service provider run by CitiFinancial. Founded in 1912, CitiFinancial began operating as a consumer financing company and later expanded its services to include insurance policies, commercial credit, asset management, investment banking, consumer credit, and trading. CitiFinancial has over 200 branch offices in Canada and is part of the parent company, Citi which offers services in more than 140 countries. They are actively involved in several community programs and makes donations through its Local Contributions Program. This program supports education, and entrepreneurial endeavors that focus on the revitalization of local neighbourhoods.
CitiFinancial offers affordable consumer products such as personal loans which can be used for home improvements, vacations, or unexpected expenses. There are two types of personal Loans; unsecured loans and secured loans. They also provides first mortgage refinancing and home equity loans. Home equity loans are available with fixed rates and adjustable rates with terms as long as 264 months. Consumers are offered flexible personal Loans payment options such as semi-monthly, bi-weekly, or monthly. Personal loans can be acquired up to 60 months. First time refinancing loans can be requested on a secured real estate loan basis with a minimum payment term from 181 months. CitiFinancial has a proven track record of helping customers met their personal and business short and long term goals particularly with over 2 million customers and a 91% satisfaction rating. Canadian customers can enjoy the personal attention they receive when requesting service and applying for loans.