Cash Back Rebate from GCR:

Go to Innovation Federal Credit Union

Note : Click to application page from GCR before filling application

Innovation Federal Credit Union
Innovation Federal Credit Union No-Fee Chequing Account

Save ~$11 per month in banking fees!

Plus, apply to be entered to win a monthly $2,500 Spring Giveaway prize!
Open a No-Fee Bank Account between April 1 and June 30, 2024 and qualifying Account Holders* will be entered into a monthly draw for a chance to win a $2,500 Spring Giveaway prize.

Discover the benefits of Innovation’s No-Fee Chequing Account

  • No monthly account fees and no hidden charges
  • Free and unlimited Interac e-Transfers®
  • No minimum balance requirements
  • Free, unlimited daily transactions, POS transactions (debit card purchases), deposits, and ATM withdrawals*
  • Free ATMs* across Canada

More reasons to bank with Innovation Federal Credit Union
  • Access your money anytime, anywhere with their app and online banking.
  • Your deposits are protected via CDIC.
  • Earn cash dividends simply by doing your everyday banking with them. The more you bank with them, the more you benefit.
  • Your business helps them support your community. They allocate 2% to 4% of pre-tax profits/year to their communities.

New Monthly Transaction Rewards

Receive a $2.50 cash reward for achieving all 5 each month:
  • Make a pre-authorized deposit.
  • Make a pre-authorized payment.
  • Pay a bill online.
  • Deposit a cheque using our mobile banking app.
  • Subscribe to receive e-statements.

Open your account online now in minutes!

* ATM transactions for the No-Fee Bank Account are free at "ding free" ATM locations.

Innovation Federal Credit Union banking services are not available in Quebec.

*No-Fee Bank Account $2,500 Spring Giveaway Draw
Qualifying Account Holders must be a new customer/member to Innovation Federal Credit Union (“Innovation”), be 18 years of age or older, be a Canadian resident (excluding Quebec), meet Innovation’s membership and account opening approval criteria, and cannot have been an Innovation member since January 2016.

Please read full Terms & Conditions and Eligibility here.


• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon account approval.
• Cash Back not offered on repeat account holders.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.

Rebate Currency Exchange :  NONE

Free, unlimited Interac e-Transfers® and no monthly account fees. Plus, enter for a chance to win a monthly $2,500 Spring Giveaway prize!

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