Note : Click to MBNA application page from GCR before filling application
Apply Today - MBNA Smart Cash® World Mastercard® credit card
MBNA Smart Cash® World Mastercard® to Your Comparison Table Your Comparison Table (need to be logged in) Full Comparison Summary
Get 5% Cash Back††
Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
FEATURES
Accelerate cash back on common purchases!
Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
Get 1% Cash Back‡ for all other eligible purchases
$39 annual fee
Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪, and 24.99% on cash advances
Your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater††††
Take advantage of a card that provides Cash Back on eligible purchases
This offer is not available for residents of Quebec.
‡, ††, ††††, ✪, Terms and Conditions apply.
Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.
Annual Card Fee:
$39
Credit Score:
660
Extra Card Fee:
$0
Purchase Interest Rate:
19.99%
Minimum Personal Income:
$60,000
Balance Transfer Interest Rate:
22.99%
Minimum Household Income:
$100,000
Cash Advance Interest Rate:
24.99%
Get 5% Cash Back††
Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
FEATURES
Accelerate cash back on common purchases!
Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
Get 1% Cash Back‡ for all other eligible purchases
$39 annual fee
Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪, and 24.99% on cash advances
Your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater††††
Take advantage of a card that provides Cash Back on eligible purchases
Annual Card Fee:
$39
Credit Score:
660
Extra Card Fee:
$0
Purchase Interest Rate:
19.99%
Minimum Personal Income:
$60,000
Balance Transfer Interest Rate:
22.99%
Minimum Household Income:
$100,000
Cash Advance Interest Rate:
24.99%
This offer is not available for residents of Quebec.
‡, ††, ††††, ✪, Terms and Conditions apply.
Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information on this MBNA credit card, please click on the “Apply Now” button.
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank. ®MBNA and other-trademarks are the property of The Toronto-Dominion Bank.
Part 1: MBNA Smart Cash® World Mastercard® Cash Back Value per Canadian Dollar
All Purchases: 1 Cash Back Dollar = $ 1 CAD when redeemed as a statement credit or applied towards your balance.
Part 2: MBNA Smart Cash® World Mastercard® Cash Back Value per 100 Canadian Dollars
All Purchases: 100 Cash Back Dollars = $ 100 CAD
Part 3: Summary for Best Value
To get the best value from the MBNA Smart Cash® World Mastercard®:
Redeem as Statement Credits: Cash back is automatically applied to your account, providing direct dollar-for-dollar value without additional steps or fees.
Maximize Introductory Offer: Utilize the 5% cash back on gas and groceries for the first six months to earn significant cash back on everyday expenses.
Focus on Bonus Categories: After the introductory period, continue to spend in bonus categories (gas and groceries) to earn more cash back.
Look for Additional Benefits: Take advantage of perks like rental car collision damage waiver and price protection to add value to your card ownership beyond cash back.
Part 4: MBNA Smart Cash® World Mastercard® Cash Back Earned per $ 1000 Spending by Category
Gas and Grocery Purchases: During the first 6 months, you earn 50 Cash Back Dollars per $ 1,000 spent (5% cash back up to $ 500 monthly spend cap). Thereafter, you earn 20 Cash Back Dollars per $ 1,000 spent (2% cash back up to $ 500 monthly spend cap).
All Other Purchases: 10 Cash Back Dollars per $ 1,000 spent (1% cash back with no limit on how much you can earn).
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE:
IMPORTANT : To get a rebate, you must fill in the application of this card after you click the above link. You will not get a rebate if you use the MBNA Credit Card Selector Tool.
• Cash Back Rebate will be paid by GCR upon credit card account approval by MBNA.
• Cash Back not offered on repeat cardholders of the same card. Maximum one per individual.
• MBNA is not responsible or liable for any aspect of the cash back rebate offer.
• Must apply online immediately after clicking from GCR.
• Do not leave the MBNA application page before it is completed.
• If application session expires then go back to GCR to start over and click to the MBNA application page again.
• NOTE: You must reply to GCR within 3 months to report a missing rebate otherwise the rebate is void.
By applying for this credit card account through Great Canadian Rebates, you consent to the disclosure of your account approval status by MBNA to Great Canadian Rebates for the purposes of (i) fulfillment and delivery of a Great Canadian Rebates Cash Back Rebate to you upon approval of your application in connection with this offer; and (ii) fulfillment of contractual obligations between MBNA and Great Canadian Rebates in connection with this offer.
• Available to new credit cardholders only
• Cash Back will be paid out after minimum 45 days following confirmation from MBNA*.
• Cash Back Offer may end at any time at the discretion of GCR.
• Cash Back Offer available to GCR members only.
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
Great Canadian Rebates works in partnership with over 900 well known merchants. These outlets already offer great deals and savings, you save even more when you shop online as a member here. Once you register, you can save through Cash Back Rebates and even more using our coupons, deals, discounts and sales links.
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