Simple and secure mortgages, right from your phone.
Trusted by 1M Canadians!
Better rates than traditional banks
• Neo’s digital platform matches you to the best rate based on your personal situation.
Rates worth locking in
Neo Mortgage Rate:
5-year Fixed Rate (Closed)
Traditional Bank Rate:
5-Year Fixed Rate (Closed)
Fast turnaround and flexible terms
• Get started with as little as 5% down
• Low penalties for term changes
• 20% annual lump sum payments
• Mortgage portability
• Speak to an advisor online or over the phone. From pre-qualification to closing, a dedicated advisor will support you every step of the way.
How it works
1. Apply online and upload photos of your documents to Neo's secure digital platform
2. Speak to an advisor online or over the phone to get your best rate and dedicated support
3. Contact your advisor anytime to answer questions, complete your mortgage or explore options
¹ Based on the median mortgage rates of Canada’s Big 5 banks taken from public websites as at November 17, 2023.
² 5-year fixed rate is up to date as of November 17, 2023. This rate is applicable for high-ratio mortgages and is subject to lender approval.
* Neo Mortgage™ is currently not available to Quebec residents.
* Refer to Neo website page for up to date offer terms and conditions.
* Terms and conditions apply.
* Legal references and product terms are available on the Neo website.