Secured Neo Mastercard

Build your credit history and get unlimited transactions, no annual fees and no overlimit fees. Plus get a $25 sign up bonus!



FEATURES

• A physical and digital secured card that doesn't require a hard credit check
  
• Guaranteed approval for all Canadians¹
  
• Earns cashback on everyday spending
  
• Average 5% at partners
  
• 15% welcome bonus on first purchase at most partners
  
• 1% minimum cashback guarantee across all purchases
  
• No monthly or annual fees for free Standard rewards plans
  
• Track spending with real time notifications and view balance in seconds
  
• Cash out your rewards at any time.
  
• Credit limit is equal to security funds. Customers can pick a limit they are comfortable with and never worry about going over that limit.
  
• Security funds will be fully returned if card is closed and balance is paid off
  
• Security funds minimum of only $50

~ Only $5 a month



Get cashback with Shell

• Earn 2% cashback at the pump or convenience store locations
• Earn 4% cashback on transactions made through the Shell App
• Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)

Offer is only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.



Everyday cashback

• Up to 4% on gas and grocery
• Up to 1% cashback on everything else

Annual Card Fee:	$0		Credit Score:	N/A
Extra Card Fee:	N/A		Purchase Interest Rate:	19.99%
Minimum Personal Income:	N/A		Balance Transfer Interest Rate:	0.00%
Minimum Household Income:	N/A		Cash Advance Interest Rate:	22.99%

Terms and Conditions
Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..

¹ Conditions apply. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. provide security funds.

Build your credit history and get unlimited transactions, no annual fees and no overlimit fees. Plus get a $25 sign up bonus!

FEATURES

• A physical and digital secured card that doesn't require a hard credit check
  
• Guaranteed approval for all Canadians¹
  
• Earns cashback on everyday spending
  
• Average 5% at partners
  
• 15% welcome bonus on first purchase at most partners
  
• 1% minimum cashback guarantee across all purchases
  
• No monthly or annual fees for free Standard rewards plans
  
• Track spending with real time notifications and view balance in seconds
  
• Cash out your rewards at any time.
  
• Credit limit is equal to security funds. Customers can pick a limit they are comfortable with and never worry about going over that limit.
  
• Security funds will be fully returned if card is closed and balance is paid off
  
• Security funds minimum of only $50

~ Only $5 a month



Get cashback with Shell

• Earn 2% cashback at the pump or convenience store locations
• Earn 4% cashback on transactions made through the Shell App
• Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)

Offer is only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.



Everyday cashback

• Up to 4% on gas and grocery
• Up to 1% cashback on everything else

Annual Card Fee:	$0		Credit Score:	N/A
Extra Card Fee:	N/A		Purchase Interest Rate:	19.99%
Minimum Personal Income:	N/A		Balance Transfer Interest Rate:	0.00%
Minimum Household Income:	N/A		Cash Advance Interest Rate:	22.99%

Terms and Conditions
Refer to the Neo website for up-to-date terms and conditions.

Legal references and product terms are available on the Neo website.

Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..

¹ Conditions apply. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. provide security funds.

Note : Click to application page from GCR before filling application

^★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE:

Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.

• Minimum account funding of $50 required.
• Cash Back Rebate is valid for eligible new Neo customers only.
• One Cash Back Rebate per customer for the first Neo product applied for and approved.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.