Cash Back Rebate from GCR:
$35.00


Apply for the Neo Secured Credit

Note : Click to application page from GCR before filling application

 
Neo Secured Credit
Apply Now!


Build Your Credit History - and get unlimited transactions, no annual fees and no overlimit fees.



FEATURES
  • A physical and digital secured card that doesn't require a hard credit check
  • Guaranteed approval for all Canadians1
  • Earns cashback on everyday spending
  • Average 5% at partners
  • 15% welcome bonus on first purchase at most partners
  • 0.5% minimum cashback guarantee across all purchases
  • No monthly or annual fees for free Standard rewards plans
  • Track spending with real time notifications and view balance in seconds
  • Cash out your rewards at any time.
  • Credit limit is equal to security funds. Customers can pick a limit they are comfortable with and never worry about going over that limit.
  • Security funds will be fully returned if card is closed and balance is paid off
  • Security funds minimum of only $50


Get cashback with Shell
  • Earn 2% cashback at the pump or convenience store locations
  • Earn 4% cashback on transactions made through the Shell App
  • Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)
Offer is only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.



Upgrade to Premium

Upgrade to Premium for only $4.99/month and get a $25 Sign Up Bonus and the first 3 months free.
Plus get more cashback + exclusive perks and features.


Higher everyday cashback
  • 3% on gas and grocery⁴
  • 0.5% cashback on everything else⁶

Boosted exclusive cashback offers at Neo partners⁶
  • 6% average cashback at restaurants, bars and cafes
  • 4% on popular streaming services
  • 4% on ride sharing services
  • 4% on food delivery services
  • 3%+ at retail partners (online and in-store)

All Base features and benefits, plus:
  • Credit score monitoring directly in the Neo app
  • $2,500 group life insurance⁷
  • 24/7 legal assistance⁷
  • Purchase protection with extended warranty⁸
  • Dedicated priority support



Annual Card Fee:$0 Credit Score:N/A
Extra Card Fee:N/A Purchase Interest Rate:19.99%
Minimum Personal Income:N/A Balance Transfer Interest Rate:N/A
Minimum Household Income:N/A Cash Advance Interest Rate:22.99%


Terms and Conditions
Cards issued by ATB Financial pursuant to license by Mastercard International Inc. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..
¹ Conditions apply. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. provide security funds.
Build Your Credit History - and get unlimited transactions, no annual fees and no overlimit fees.



FEATURES
  • A physical and digital secured card that doesn't require a hard credit check
  • Guaranteed approval for all Canadians1
  • Earns cashback on everyday spending
  • Average 5% at partners
  • 15% welcome bonus on first purchase at most partners
  • 0.5% minimum cashback guarantee across all purchases
  • No monthly or annual fees for free Standard rewards plans
  • Track spending with real time notifications and view balance in seconds
  • Cash out your rewards at any time.
  • Credit limit is equal to security funds. Customers can pick a limit they are comfortable with and never worry about going over that limit.
  • Security funds will be fully returned if card is closed and balance is paid off
  • Security funds minimum of only $50


Get cashback with Shell
  • Earn 2% cashback at the pump or convenience store locations
  • Earn 4% cashback on transactions made through the Shell App
  • Boost these offers by 50% if you’ve subscribed to Neo’s Everyday Essentials perk (boosted to up to 6% cashback!)
Offer is only available in British Colombia, Alberta, Saskatchewan, Manitoba and Ontario.



Upgrade to Premium

Upgrade to Premium for only $4.99/month and get a $25 Sign Up Bonus and the first 3 months free.
Plus get more cashback + exclusive perks and features.


Higher everyday cashback
  • 3% on gas and grocery⁴
  • 0.5% cashback on everything else⁶

Boosted exclusive cashback offers at Neo partners⁶
  • 6% average cashback at restaurants, bars and cafes
  • 4% on popular streaming services
  • 4% on ride sharing services
  • 4% on food delivery services
  • 3%+ at retail partners (online and in-store)

All Base features and benefits, plus:
  • Credit score monitoring directly in the Neo app
  • $2,500 group life insurance⁷
  • 24/7 legal assistance⁷
  • Purchase protection with extended warranty⁸
  • Dedicated priority support



Annual Card Fee:$0 Credit Score:N/A
Extra Card Fee:N/A Purchase Interest Rate:19.99%
Minimum Personal Income:N/A Balance Transfer Interest Rate:N/A
Minimum Household Income:N/A Cash Advance Interest Rate:22.99%


Terms and Conditions
Cards issued by ATB Financial pursuant to license by Mastercard International Inc. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc..
¹ Conditions apply. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. provide security funds.
Cash Back Rebate from GCR: $35.00

Note : Click to application page from GCR before filling application

PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE:

Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.





PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE:

Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo

• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.

• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.



Rebate Currency Exchange :  NONE




Earn an average 5% cashback at thousands of partners.









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