Note : Click from GCR to fill application. ★ Read conditions for rebate below before applying.
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Secured Neo Mastercard to Your Comparison Table Your Comparison Table (need to be logged in) Full Comparison Summary
Start building with Canada’s first credit card designed to grow with you.
Guaranteed, instant approval whether you’re just starting out, or looking to build or rebuild your credit. Plus get a $25 sign up bonus!
FEATURES
A physical and digital secured card that doesn't require a hard credit check
No income or credit score requirements
Guaranteed, instant approval* with access to your virtual card to start using immediately
Earns cashback on everyday spending
Up to 15% back at over 10,000 Neo partners across Canada
Security funds minimum of only $50
~ $7.99/month
Everyday cashback
1% cashback on gas & groceries
Insurances/Other:
Mastercard Zero Liability
Interest Rates
Purchase Credit Rate: 19.99% – 29.99%
Cash Advance Rate: 22.99% – 31.99%
For Quebec: Purchase rate (19.99%-24.99%) and cash advance rate (22.99%-25.99%)
Annual Card Fee:
$96
Credit Score:
N/A
Extra Card Fee:
$10
Purchase Interest Rate:
19.99%
Minimum Personal Income:
N/A
Balance Transfer Interest Rate:
N/A
Minimum Household Income:
N/A
Cash Advance Interest Rate:
22.99%
* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
Start building with Canada’s first credit card designed to grow with you.
Guaranteed, instant approval whether you’re just starting out, or looking to build or rebuild your credit. Plus get a $25 sign up bonus!
FEATURES
A physical and digital secured card that doesn't require a hard credit check
No income or credit score requirements
Guaranteed, instant approval* with access to your virtual card to start using immediately
Earns cashback on everyday spending
Up to 15% back at over 10,000 Neo partners across Canada
Security funds minimum of only $50
~ $7.99/month
Everyday cashback
1% cashback on gas & groceries
Insurances/Other:
Mastercard Zero Liability
Interest Rates
Purchase Credit Rate: 19.99% – 29.99%
Cash Advance Rate: 22.99% – 31.99%
For Quebec: Purchase rate (19.99%-24.99%) and cash advance rate (22.99%-25.99%)
Annual Card Fee:
$96
Credit Score:
N/A
Extra Card Fee:
$10
Purchase Interest Rate:
19.99%
Minimum Personal Income:
N/A
Balance Transfer Interest Rate:
N/A
Minimum Household Income:
N/A
Cash Advance Interest Rate:
22.99%
* Terms & conditions apply. See the application for complete details.
Refer to the Neo website for up-to-date terms and conditions.
Legal references and product terms are available on the Neo website.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Inc.
NOTE : The value conversions may not be up to date. Please calculate your own conversion to Canadian dollars to ensure accuracy.
★ PLEASE READ TO MAKE SURE YOU GET A CASH BACK REBATE:
Cash back from GCR is ineligible if combined with a different bonus offer or promo code upon sign up with Neo
• Do not browse or leave application page before it is completed.
• Please click from GCR again if session expires.
• Must apply online.
• Minimum account funding of $50 required.
• Cash Back Rebate is valid for eligible new Neo customers only.
• To receive a Cash Back Rebate for a 2nd Neo product, you must apply within 30 days of your 1st product application.
• Application(s) must be approved to receive Cash Back Rebate(s).
• Cash Back Rebate is from GCR and will be posted to your GCR account upon card approval.
• Cash Back not offered on repeat cardholders of the same card.
• No Cash Back on Neo Hudson’s Bay products.
• NOTE: You must reply to GCR within 4 months to report a missing rebate otherwise the rebate is void.
Rebate Currency Exchange :NONE
Start building your credit history with Canada’s best secured credit card. Plus, get a $25 sign up bonus!
Get 25% Referral Bonus Get paid in cash 25% of all cash back rebates all your referrals collect
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