Best life insurance in Canada with no medical exam
Guaranteed Issue Life Insurance
Guaranteed Issue Life Insurance coverage is designed for older Canadians with pre-existing conditions and fixed incomes, who have been declined for standard life insurance. Beneficiaries get a lump-sum payout they can use to help with funeral costs, leftover bills, and other immediate expenses based on their needs.
Features
- Coverage amounts range from $5,000 to $100,000, depending on your age
- No health questions or medical exams needed to be approved
- Personalized online quotes with transparent pricing and no hidden fees
- Premiums stay level and stop at age 100, while coverage continues for life
Apply online in minutes with no health questions, medical exams, or lab tests required, making it easier to get covered even if you’ve been declined for insurance before.
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